State Department Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
State Department Federal Credit Union 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Department Federal Credit Union 1630 King Street Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,176 |
| Total Mortgage Loan Application Amount | $215,706,000 |
| Average Mortgage Loan Application Amount | $174,666 |
| Highest Mortgage Loan Application Amount | $960,000 |
| Average Applicant Income | $114,333 |
| Highest Applicant Income | $919,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with State Department Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Department Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down State Department Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Department Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by State Department Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Department Federal Credit Union's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 225 | $ 48,240,000 | $ 214,000 | $ 127,000 |
| Prince George's County Maryland | 201 | $ 33,611,000 | $ 167,000 | $ 89,000 |
| District of Columbia County District Of Columbia | 125 | $ 23,875,000 | $ 191,000 | $ 101,000 |
| Arlington County Virginia | 87 | $ 18,511,000 | $ 212,000 | $ 142,000 |
| Montgomery County Maryland | 79 | $ 18,017,000 | $ 228,000 | $ 123,000 |
| Prince William County Virginia | 40 | $ 6,857,000 | $ 171,000 | $ 112,000 |
| Alexandria County Virginia | 34 | $ 5,664,000 | $ 166,000 | $ 146,000 |
| Charles County Maryland | 27 | $ 4,687,000 | $ 173,000 | $ 111,000 |
| Anne Arundel County Maryland | 18 | $ 3,092,000 | $ 171,000 | $ 121,000 |
| Loudoun County Virginia | 12 | $ 3,165,000 | $ 263,000 | $ 136,000 |
| Spotsylvania County Virginia | 11 | $ 2,284,000 | $ 207,000 | $ 102,000 |
| Broward County Florida | 7 | $ 898,000 | $ 128,000 | $ 85,000 |
| Baltimore County Maryland | 7 | $ 777,000 | $ 111,000 | $ 213,000 |
| Stafford County Virginia | 7 | $ 812,000 | $ 116,000 | $ 108,000 |
| Douglas County Georgia | 6 | $ 424,000 | $ 70,000 | $ 109,000 |
| Cook County Illinois | 6 | $ 1,144,000 | $ 190,000 | $ 170,000 |
| Baltimore City County Maryland | 6 | $ 971,000 | $ 161,000 | $ 84,000 |
| Howard County Maryland | 6 | $ 1,062,000 | $ 177,000 | $ 92,000 |
| St. Mary's County Maryland | 6 | $ 953,000 | $ 158,000 | $ 93,000 |
| Wake County North Carolina | 6 | $ 1,230,000 | $ 205,000 | $ 122,000 |
| Fairfax City County Virginia | 6 | $ 1,160,000 | $ 193,000 | $ 142,000 |
| Charleston County South Carolina | 5 | $ 556,000 | $ 111,000 | $ 85,000 |
| Miami-Dade County Florida | 4 | $ 1,003,000 | $ 250,000 | $ 157,000 |
| Sarasota County Florida | 4 | $ 293,000 | $ 73,000 | $ 112,000 |
| Calvert County Maryland | 4 | $ 1,230,000 | $ 307,000 | $ 137,000 |
| Mecklenburg County North Carolina | 4 | $ 414,000 | $ 103,000 | $ 99,000 |
| Fredericksburg County Virginia | 4 | $ 747,000 | $ 186,000 | $ 112,000 |
| Henrico County Virginia | 4 | $ 695,000 | $ 173,000 | $ 74,000 |
| King County Washington | 4 | $ 785,000 | $ 196,000 | $ 113,000 |
| Jefferson County West Virginia | 4 | $ 276,000 | $ 69,000 | $ 110,000 |
| Sussex County Delaware | 3 | $ 377,000 | $ 125,000 | $ 116,000 |
| Brevard County Florida | 3 | $ 271,000 | $ 90,000 | $ 54,000 |
| Clark County Nevada | 3 | $ 192,000 | $ 64,000 | $ 69,000 |
| Durham County North Carolina | 3 | $ 275,000 | $ 91,000 | $ 100,000 |
| Guilford County North Carolina | 3 | $ 253,000 | $ 84,000 | $ 120,000 |
| Nash County North Carolina | 3 | $ 190,000 | $ 63,000 | $ 58,000 |
| Multnomah County Oregon | 3 | $ 810,000 | $ 270,000 | $ 100,000 |
| Collin County Texas | 3 | $ 607,000 | $ 202,000 | $ 111,000 |
| Salt Lake County Utah | 3 | $ 304,000 | $ 101,000 | $ 116,000 |
| Albemarle County Virginia | 3 | $ 502,000 | $ 167,000 | $ 64,000 |
| Richmond City County Virginia | 3 | $ 260,000 | $ 86,000 | $ 88,000 |
| Shenandoah County Virginia | 3 | $ 513,000 | $ 171,000 | $ 182,000 |
| Jefferson County Alabama | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Los Angeles County California | 2 | $ 460,000 | $ 230,000 | $ 74,000 |
| Riverside County California | 2 | $ 187,000 | $ 93,000 | $ 94,000 |
| San Bernardino County California | 2 | $ 263,000 | $ 131,000 | $ 27,000 |
| San Diego County California | 2 | $ 612,000 | $ 306,000 | $ 142,000 |
| Solano County California | 2 | $ 250,000 | $ 125,000 | $ 141,000 |
| Mesa County Colorado | 2 | $ 313,000 | $ 156,000 | $ 102,000 |
| Hillsborough County Florida | 2 | $ 332,000 | $ 166,000 | $ 115,000 |
| Orange County Florida | 2 | $ 336,000 | $ 168,000 | $ 135,000 |
| Cobb County Georgia | 2 | $ 416,000 | $ 208,000 | $ 105,000 |
| DeKalb County Georgia | 2 | $ 207,000 | $ 103,000 | $ 97,000 |
| Fulton County Georgia | 2 | $ 212,000 | $ 106,000 | $ 77,000 |
| Cumberland County Maine | 2 | $ 410,000 | $ 205,000 | $ 72,000 |
| Wicomico County Maryland | 2 | $ 65,000 | $ 32,000 | $ 17,000 |
| Essex County Massachusetts | 2 | $ 356,000 | $ 178,000 | $ 152,000 |
| Haywood County North Carolina | 2 | $ 569,000 | $ 284,000 | $ 87,000 |
| Berkeley County South Carolina | 2 | $ 539,000 | $ 269,000 | $ 130,000 |
| Horry County South Carolina | 2 | $ 202,000 | $ 101,000 | $ 129,000 |
| Lexington County South Carolina | 2 | $ 607,000 | $ 303,000 | $ 134,000 |
| Richland County South Carolina | 2 | $ 418,000 | $ 209,000 | $ 86,000 |
| Shelby County Tennessee | 2 | $ 96,000 | $ 48,000 | $ 31,000 |
| Harris County Texas | 2 | $ 487,000 | $ 243,000 | $ 123,000 |
| Travis County Texas | 2 | $ 471,000 | $ 235,000 | $ 77,000 |
| Weber County Utah | 2 | $ 175,000 | $ 87,000 | $ 28,000 |
| Chittenden County Vermont | 2 | $ 492,000 | $ 246,000 | $ 122,000 |
| Charlottesville County Virginia | 2 | $ 424,000 | $ 212,000 | $ 105,000 |
| Chesterfield County Virginia | 2 | $ 660,000 | $ 330,000 | $ 135,000 |
| Culpeper County Virginia | 2 | $ 377,000 | $ 188,000 | $ 118,000 |
| Falls Church County Virginia | 2 | $ 322,000 | $ 161,000 | $ 164,000 |
| Hampton County Virginia | 2 | $ 178,000 | $ 89,000 | $ 68,000 |
| Mathews County Virginia | 2 | $ 231,000 | $ 115,000 | $ 98,000 |
| Nelson County Virginia | 2 | $ 552,000 | $ 276,000 | $ 173,000 |
| Suffolk County Virginia | 2 | $ 225,000 | $ 112,000 | $ 124,000 |
| Warren County Virginia | 2 | $ 345,000 | $ 172,000 | $ 100,000 |
| Clark County Washington | 2 | $ 231,000 | $ 115,000 | $ 61,000 |
| Mobile County Alabama | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Maricopa County Arizona | 1 | $ 352,000 | $ 352,000 | $ 157,000 |
| Pima County Arizona | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Garland County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 241,000 |
| Van Buren County Arkansas | 1 | $ 122,000 | $ 122,000 | $ 103,000 |
| Alameda County California | 1 | $ 240,000 | $ 240,000 | $ 196,000 |
| El Dorado County California | 1 | $ 293,000 | $ 293,000 | $ 165,000 |
| Orange County California | 1 | $ 960,000 | $ 960,000 | $ 732,000 |
| San Francisco County California | 1 | $ 57,000 | $ 57,000 | $ 123,000 |
| Siskiyou County California | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Yuba County California | 1 | $ 40,000 | $ 40,000 | $ 128,000 |
| Arapahoe County Colorado | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| El Paso County Colorado | 1 | $ 293,000 | $ 293,000 | $ 106,000 |
| Fremont County Colorado | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Weld County Colorado | 1 | $ 374,000 | $ 374,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 146,000 |
| New Castle County Delaware | 1 | $ 125,000 | $ 125,000 | $ 133,000 |
| Bay County Florida | 1 | $ 58,000 | $ 58,000 | $ 101,000 |
| Charlotte County Florida | 1 | $ 260,000 | $ 260,000 | $ 111,000 |
| Lee County Florida | 1 | $ 252,000 | $ 252,000 | $ 171,000 |
| Monroe County Florida | 1 | $ 256,000 | $ 256,000 | $ 210,000 |
| Palm Beach County Florida | 1 | $ 28,000 | $ 28,000 | $ 75,000 |
| Pasco County Florida | 1 | $ 80,000 | $ 80,000 | $ 250,000 |
| Pinellas County Florida | 1 | $ 184,000 | $ 184,000 | $ 84,000 |
| St. Lucie County Florida | 1 | $ 160,000 | $ 160,000 | $ 130,000 |
| Camden County Georgia | 1 | $ 40,000 | $ 40,000 | $ 68,000 |
| Catoosa County Georgia | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Cherokee County Georgia | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Glynn County Georgia | 1 | $ 300,000 | $ 300,000 | $ 106,000 |
| Gwinnett County Georgia | 1 | $ 204,000 | $ 204,000 | $ 80,000 |
| Harris County Georgia | 1 | $ 70,000 | $ 70,000 | $ 157,000 |
| Muscogee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Thomas County Georgia | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Troup County Georgia | 1 | $ 118,000 | $ 118,000 | $ 157,000 |
| Ada County Idaho | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| DuPage County Illinois | 1 | $ 200,000 | $ 200,000 | $ 105,000 |
| Lake County Illinois | 1 | $ 90,000 | $ 90,000 | $ 94,000 |
| Hamilton County Indiana | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Tippecanoe County Indiana | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Boyle County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 66,000 |
| Jefferson County Louisiana | 1 | $ 32,000 | $ 32,000 | $ 78,000 |
| Orleans County Louisiana | 1 | $ 131,000 | $ 131,000 | $ 62,000 |
| St. Tammany County Louisiana | 1 | $ 131,000 | $ 131,000 | $ 124,000 |
| Dorchester County Maryland | 1 | $ 308,000 | $ 308,000 | $ 161,000 |
| Frederick County Maryland | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Queen Anne's County Maryland | 1 | $ 25,000 | $ 25,000 | $ 200,000 |
| Washington County Maryland | 1 | $ 143,000 | $ 143,000 | $ 148,000 |
| Hampshire County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 181,000 |
| Plymouth County Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 112,000 |
| Suffolk County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Livingston County Michigan | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Monroe County Michigan | 1 | $ 68,000 | $ 68,000 | $ 105,000 |
| Oakland County Michigan | 1 | $ 120,000 | $ 120,000 | $ 119,000 |
| Wayne County Michigan | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
| Dakota County Minnesota | 1 | $ 23,000 | $ 23,000 | $ 59,000 |
| Christian County Missouri | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Greene County Missouri | 1 | $ 166,000 | $ 166,000 | $ 64,000 |
| St. Louis County Missouri | 1 | $ 51,000 | $ 51,000 | $ 95,000 |
| Deer Lodge County Montana | 1 | $ 30,000 | $ 30,000 | $ 87,000 |
| Teton County Montana | 1 | $ 192,000 | $ 192,000 | $ 21,000 |
| Belknap County New Hampshire | 1 | $ 300,000 | $ 300,000 | $ 172,000 |
| Carroll County New Hampshire | 1 | $ 140,000 | $ 140,000 | $ 120,000 |
| Rockingham County New Hampshire | 1 | $ 216,000 | $ 216,000 | $ 104,000 |
| Strafford County New Hampshire | 1 | $ 102,000 | $ 102,000 | $ 98,000 |
| Cape May County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Essex County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 120,000 |
| Somerset County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Montgomery County New York | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Onondaga County New York | 1 | $ 33,000 | $ 33,000 | $ 56,000 |
| Ontario County New York | 1 | $ 100,000 | $ 100,000 | $ 87,000 |
| Brunswick County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 97,000 |
| Gaston County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 121,000 |
| Halifax County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Harnett County North Carolina | 1 | $ 27,000 | $ 27,000 | $ 74,000 |
| Lee County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 80,000 |
| Lenoir County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Wayne County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Franklin County Ohio | 1 | $ 294,000 | $ 294,000 | $ 266,000 |
| Montgomery County Ohio | 1 | $ 36,000 | $ 36,000 | $ 41,000 |
| Comanche County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Tulsa County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 87,000 |
| Deschutes County Oregon | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Marion County Oregon | 1 | $ 178,000 | $ 178,000 | $ 66,000 |
| Washington County Oregon | 1 | $ 73,000 | $ 73,000 | $ 28,000 |
| Washington County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 299,000 |
| Beaufort County South Carolina | 1 | $ 224,000 | $ 224,000 | $ 182,000 |
| York County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 105,000 |
| Robertson County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 105,000 |
| Sevier County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Angelina County Texas | 1 | $ 104,000 | $ 104,000 | $ 84,000 |
| Bell County Texas | 1 | $ 20,000 | $ 20,000 | $ 113,000 |
| Bexar County Texas | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Fort Bend County Texas | 1 | $ 199,000 | $ 199,000 | $ 116,000 |
| Tarrant County Texas | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Utah County Utah | 1 | $ 227,000 | $ 227,000 | $ 106,000 |
| Washington County Utah | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Danville County Virginia | 1 | $ 99,000 | $ 99,000 | $ 111,000 |
| Frederick County Virginia | 1 | $ 32,000 | $ 32,000 | $ 187,000 |
| Hanover County Virginia | 1 | $ 18,000 | $ 18,000 | $ 87,000 |
| James City County Virginia | 1 | $ 280,000 | $ 280,000 | $ 133,000 |
| Manassas County Virginia | 1 | $ 264,000 | $ 264,000 | $ 67,000 |
| Norfolk County Virginia | 1 | $ 12,000 | $ 12,000 | $ 107,000 |
| Southampton County Virginia | 1 | $ 82,000 | $ 82,000 | $ 97,000 |
| Winchester County Virginia | 1 | $ 150,000 | $ 150,000 | $ 117,000 |
| Clallam County Washington | 1 | $ 336,000 | $ 336,000 | $ 87,000 |
| Spokane County Washington | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Thurston County Washington | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Whatcom County Washington | 1 | $ 100,000 | $ 100,000 | $ 117,000 |
| Whitman County Washington | 1 | $ 154,000 | $ 154,000 | $ 80,000 |
| Tucker County West Virginia | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for State Department Federal Credit Union in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 744 | $138,422,000 | $186,000 | $960,000 | $111,000 | $732,000 |
| Home Purchase | 242 | $59,754,000 | $246,000 | $940,000 | $119,000 | $370,000 |
| Home Improvement | 190 | $17,530,000 | $92,000 | $450,000 | $113,000 | $919,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 532 | $115,520,000 | $217,000 | $750,000 | $110,000 | $404,000 |
| White | 359 | $61,482,000 | $171,000 | $960,000 | $129,000 | $919,000 |
| Black or African American | 221 | $28,251,000 | $127,000 | $750,000 | $93,000 | $256,000 |
| Hispanic | 30 | $4,819,000 | $160,000 | $395,000 | $118,000 | $273,000 |
| Asian | 23 | $3,239,000 | $140,000 | $496,000 | $95,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,769,000 | $353,000 | $412,000 | $126,000 | $173,000 |
| Not applicable | 5 | $527,000 | $105,000 | $196,000 | $142,000 | $256,000 |
| American Indian or Alaskan Native | 1 | $99,000 | $99,000 | $99,000 | $111,000 | $111,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,176 | $215,706,000 | $183,000 | $960,000 | $113,000 | $919,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 508 | $85,314,000 | $167,000 | $914,000 | $121,000 | $370,000 |
| Application Withdrawn By Applicant | 311 | $69,944,000 | $224,000 | $940,000 | $109,000 | $375,000 |
| Application Denied By Financial Institution | 310 | $48,640,000 | $156,000 | $960,000 | $103,000 | $919,000 |
| File Closed For Incompleteness | 34 | $10,076,000 | $296,000 | $561,000 | $121,000 | $289,000 |
| Application Approved But Not Accepted | 13 | $1,732,000 | $133,000 | $274,000 | $101,000 | $232,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 37 | $11,510,000 | $311,000 | $960,000 | $124,000 | $732,000 |
| Collateral | 32 | $8,529,000 | $266,000 | $576,000 | $119,000 | $302,000 |
| Credit History | 22 | $5,961,000 | $270,000 | $487,000 | $98,000 | $135,000 |
| Debt-To-Income Ratio | 21 | $6,353,000 | $302,000 | $648,000 | $65,000 | $139,000 |
| Employment History | 6 | $1,898,000 | $316,000 | $616,000 | $103,000 | $180,000 |
| Mortgage Insurance Denied | 2 | $349,000 | $174,000 | $293,000 | $98,000 | $165,000 |
| Other | 2 | $330,000 | $165,000 | $280,000 | $35,000 | $52,000 |
| Unverifiable Information | 2 | $296,000 | $148,000 | $175,000 | $90,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $287,000 | $287,000 | $287,000 | $86,000 | $86,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Department Federal Credit Union's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Department Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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