State Department Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
State Department Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Department Federal Credit Union 1630 King Street Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 835 |
| Total Mortgage Loan Application Amount | $180,819,000 |
| Average Mortgage Loan Application Amount | $232,333 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $131,666 |
| Highest Applicant Income | $611,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with State Department Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Department Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down State Department Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Department Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by State Department Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Department Federal Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 116 | $ 24,176,000 | $ 208,000 | $ 151,000 |
| District of Columbia County District Of Columbia | 72 | $ 14,792,000 | $ 205,000 | $ 135,000 |
| Montgomery County Maryland | 61 | $ 15,066,000 | $ 246,000 | $ 162,000 |
| Prince George's County Maryland | 48 | $ 7,602,000 | $ 158,000 | $ 118,000 |
| Arlington County Virginia | 48 | $ 10,982,000 | $ 228,000 | $ 154,000 |
| Alexandria County Virginia | 33 | $ 7,970,000 | $ 241,000 | $ 154,000 |
| Prince William County Virginia | 20 | $ 3,205,000 | $ 160,000 | $ 148,000 |
| Loudoun County Virginia | 18 | $ 4,413,000 | $ 245,000 | $ 155,000 |
| Anne Arundel County Maryland | 14 | $ 3,578,000 | $ 255,000 | $ 142,000 |
| Charles County Maryland | 11 | $ 2,639,000 | $ 239,000 | $ 119,000 |
| Maricopa County Arizona | 9 | $ 1,415,000 | $ 157,000 | $ 125,000 |
| Miami-Dade County Florida | 8 | $ 1,304,000 | $ 163,000 | $ 157,000 |
| Fulton County Georgia | 8 | $ 4,013,000 | $ 501,000 | $ 104,000 |
| Broward County Florida | 7 | $ 1,694,000 | $ 242,000 | $ 125,000 |
| Orange County Florida | 6 | $ 1,282,000 | $ 213,000 | $ 129,000 |
| Howard County Maryland | 6 | $ 914,000 | $ 152,000 | $ 146,000 |
| Pasco County Florida | 5 | $ 444,000 | $ 88,000 | $ 90,000 |
| Clark County Nevada | 5 | $ 659,000 | $ 131,000 | $ 90,000 |
| Mecklenburg County North Carolina | 5 | $ 2,171,000 | $ 434,000 | $ 120,000 |
| Union County North Carolina | 5 | $ 3,144,000 | $ 628,000 | $ 18,000 |
| Charleston County South Carolina | 5 | $ 1,986,000 | $ 397,000 | $ 69,000 |
| Harris County Texas | 5 | $ 682,000 | $ 136,000 | $ 125,000 |
| Los Angeles County California | 4 | $ 390,000 | $ 97,000 | $ 161,000 |
| Riverside County California | 4 | $ 777,000 | $ 194,000 | $ 190,000 |
| Hillsborough County Florida | 4 | $ 1,272,000 | $ 318,000 | $ 97,000 |
| Okaloosa County Florida | 4 | $ 391,000 | $ 97,000 | $ 144,000 |
| Forsyth County Georgia | 4 | $ 2,174,000 | $ 543,000 | $ 99,000 |
| Calvert County Maryland | 4 | $ 237,000 | $ 59,000 | $ 174,000 |
| Carroll County Maryland | 4 | $ 1,372,000 | $ 343,000 | $ 105,000 |
| Frederick County Maryland | 4 | $ 216,000 | $ 54,000 | $ 140,000 |
| Harford County Maryland | 4 | $ 1,511,000 | $ 377,000 | $ 182,000 |
| Davidson County Tennessee | 4 | $ 1,526,000 | $ 381,000 | $ 82,000 |
| Williamson County Tennessee | 4 | $ 2,142,000 | $ 535,000 | $ 73,000 |
| Falls Church County Virginia | 4 | $ 1,543,000 | $ 385,000 | $ 154,000 |
| Westmoreland County Virginia | 4 | $ 482,000 | $ 120,000 | $ 80,000 |
| King County Washington | 4 | $ 745,000 | $ 186,000 | $ 158,000 |
| New Haven County Connecticut | 3 | $ 377,000 | $ 125,000 | $ 117,000 |
| Sussex County Delaware | 3 | $ 874,000 | $ 291,000 | $ 139,000 |
| Palm Beach County Florida | 3 | $ 811,000 | $ 270,000 | $ 140,000 |
| Sarasota County Florida | 3 | $ 420,000 | $ 140,000 | $ 109,000 |
| Honolulu County Hawaii | 3 | $ 599,000 | $ 199,000 | $ 124,000 |
| Orleans County Louisiana | 3 | $ 379,000 | $ 126,000 | $ 132,000 |
| Baltimore City County Maryland | 3 | $ 141,000 | $ 47,000 | $ 68,000 |
| Spotsylvania County Virginia | 3 | $ 278,000 | $ 92,000 | $ 99,000 |
| Virginia Beach County Virginia | 3 | $ 744,000 | $ 248,000 | $ 136,000 |
| Alameda County California | 2 | $ 195,000 | $ 97,000 | $ 190,000 |
| Marin County California | 2 | $ 475,000 | $ 237,000 | $ 86,000 |
| San Bernardino County California | 2 | $ 297,000 | $ 148,000 | $ 119,000 |
| San Diego County California | 2 | $ 520,000 | $ 260,000 | $ 249,000 |
| Solano County California | 2 | $ 456,000 | $ 228,000 | $ 191,000 |
| Douglas County Colorado | 2 | $ 728,000 | $ 364,000 | $ 89,000 |
| Jefferson County Colorado | 2 | $ 685,000 | $ 342,000 | $ 95,000 |
| Fairfield County Connecticut | 2 | $ 517,000 | $ 258,000 | $ 388,000 |
| Brevard County Florida | 2 | $ 268,000 | $ 134,000 | $ 111,000 |
| Lake County Florida | 2 | $ 580,000 | $ 290,000 | $ 84,000 |
| Pinellas County Florida | 2 | $ 80,000 | $ 40,000 | $ 117,000 |
| Polk County Florida | 2 | $ 45,000 | $ 22,000 | $ 129,000 |
| St. Johns County Florida | 2 | $ 550,000 | $ 275,000 | $ 135,000 |
| Volusia County Florida | 2 | $ 227,000 | $ 113,000 | $ 152,000 |
| Cobb County Georgia | 2 | $ 478,000 | $ 239,000 | $ 37,000 |
| Gwinnett County Georgia | 2 | $ 100,000 | $ 50,000 | $ 96,000 |
| DuPage County Illinois | 2 | $ 405,000 | $ 202,000 | $ 47,000 |
| Hamilton County Indiana | 2 | $ 830,000 | $ 415,000 | $ 62,000 |
| Cumberland County Maine | 2 | $ 195,000 | $ 97,000 | $ 125,000 |
| Barnstable County Massachusetts | 2 | $ 302,000 | $ 151,000 | $ 101,000 |
| Middlesex County Massachusetts | 2 | $ 160,000 | $ 80,000 | $ 83,000 |
| Suffolk County Massachusetts | 2 | $ 206,000 | $ 103,000 | $ 140,000 |
| Kent County Michigan | 2 | $ 200,000 | $ 100,000 | $ 226,000 |
| Wayne County Michigan | 2 | $ 485,000 | $ 242,000 | $ 270,000 |
| Harrison County Mississippi | 2 | $ 257,000 | $ 128,000 | $ 68,000 |
| Missoula County Montana | 2 | $ 444,000 | $ 222,000 | $ 106,000 |
| Hudson County New Jersey | 2 | $ 716,000 | $ 358,000 | $ 104,000 |
| Dona Ana County New Mexico | 2 | $ 140,000 | $ 70,000 | $ 122,000 |
| Nassau County New York | 2 | $ 252,000 | $ 126,000 | $ 203,000 |
| New York County New York | 2 | $ 325,000 | $ 162,000 | $ 142,000 |
| Buncombe County North Carolina | 2 | $ 433,000 | $ 216,000 | $ 163,000 |
| Davie County North Carolina | 2 | $ 616,000 | $ 308,000 | $ 235,000 |
| Guilford County North Carolina | 2 | $ 734,000 | $ 367,000 | $ 117,000 |
| Harnett County North Carolina | 2 | $ 288,000 | $ 144,000 | $ 71,000 |
| Chester County Pennsylvania | 2 | $ 1,162,000 | $ 581,000 | $ 91,000 |
| York County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 223,000 |
| Beaufort County South Carolina | 2 | $ 347,000 | $ 173,000 | $ 125,000 |
| Berkeley County South Carolina | 2 | $ 876,000 | $ 438,000 | $ 54,000 |
| Dorchester County South Carolina | 2 | $ 52,000 | $ 26,000 | $ 81,000 |
| Utah County Utah | 2 | $ 456,000 | $ 228,000 | $ 103,000 |
| Charlottesville County Virginia | 2 | $ 80,000 | $ 40,000 | $ 198,000 |
| Chesterfield County Virginia | 2 | $ 864,000 | $ 432,000 | $ 39,000 |
| Culpeper County Virginia | 2 | $ 426,000 | $ 213,000 | $ 123,000 |
| Fairfax City County Virginia | 2 | $ 280,000 | $ 140,000 | $ 268,000 |
| Fauquier County Virginia | 2 | $ 306,000 | $ 153,000 | $ 180,000 |
| Richmond City County Virginia | 2 | $ 90,000 | $ 45,000 | $ 136,000 |
| Stafford County Virginia | 2 | $ 335,000 | $ 167,000 | $ 158,000 |
| Baldwin County Alabama | 1 | $ 90,000 | $ 90,000 | $ 83,000 |
| Jefferson County Alabama | 1 | $ 300,000 | $ 300,000 | $ 109,000 |
| St. Clair County Alabama | 1 | $ 428,000 | $ 428,000 | $ 11,000 |
| Cochise County Arizona | 1 | $ 57,000 | $ 57,000 | $ 133,000 |
| Saline County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 311,000 |
| Washington County Arkansas | 1 | $ 42,000 | $ 42,000 | $ 117,000 |
| Contra Costa County California | 1 | $ 215,000 | $ 215,000 | $ 147,000 |
| El Dorado County California | 1 | $ 100,000 | $ 100,000 | $ 125,000 |
| Fresno County California | 1 | $ 280,000 | $ 280,000 | $ 86,000 |
| Kern County California | 1 | $ 238,000 | $ 238,000 | $ 112,000 |
| Monterey County California | 1 | $ 50,000 | $ 50,000 | $ 131,000 |
| Napa County California | 1 | $ 50,000 | $ 50,000 | $ 247,000 |
| Santa Clara County California | 1 | $ 1,100,000 | $ 1,100,000 | $ 150,000 |
| Ventura County California | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
| Arapahoe County Colorado | 1 | $ 203,000 | $ 203,000 | $ 155,000 |
| Elbert County Colorado | 1 | $ 370,000 | $ 370,000 | $ 106,000 |
| Teller County Colorado | 1 | $ 286,000 | $ 286,000 | $ 127,000 |
| Weld County Colorado | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Litchfield County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Citrus County Florida | 1 | $ 150,000 | $ 150,000 | $ 147,000 |
| Collier County Florida | 1 | $ 86,000 | $ 86,000 | $ 80,000 |
| Lee County Florida | 1 | $ 50,000 | $ 50,000 | $ 177,000 |
| Manatee County Florida | 1 | $ 641,000 | $ 641,000 | $ 23,000 |
| Marion County Florida | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Martin County Florida | 1 | $ 264,000 | $ 264,000 | $ 57,000 |
| Santa Rosa County Florida | 1 | $ 194,000 | $ 194,000 | $ 76,000 |
| Seminole County Florida | 1 | $ 570,000 | $ 570,000 | $ 13,000 |
| Clarke County Georgia | 1 | $ 151,000 | $ 151,000 | $ 182,000 |
| DeKalb County Georgia | 1 | $ 456,000 | $ 456,000 | $ 11,000 |
| Fayette County Georgia | 1 | $ 60,000 | $ 60,000 | $ 103,000 |
| Glynn County Georgia | 1 | $ 590,000 | $ 590,000 | $ 49,000 |
| Jackson County Georgia | 1 | $ 556,000 | $ 556,000 | $ 205,000 |
| Oconee County Georgia | 1 | $ 664,000 | $ 664,000 | $ 194,000 |
| Hawaii County Hawaii | 1 | $ 30,000 | $ 30,000 | $ 80,000 |
| Bonneville County Idaho | 1 | $ 49,000 | $ 49,000 | $ 84,000 |
| Latah County Idaho | 1 | $ 285,000 | $ 285,000 | $ 157,000 |
| Teton County Idaho | 1 | $ 445,000 | $ 445,000 | $ 119,000 |
| Champaign County Illinois | 1 | $ 109,000 | $ 109,000 | $ 84,000 |
| Cook County Illinois | 1 | $ 101,000 | $ 101,000 | $ 65,000 |
| Allen County Indiana | 1 | $ 10,000 | $ 10,000 | $ 88,000 |
| Jasper County Iowa | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Jefferson County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 35,000 |
| Nelson County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 187,000 |
| Lafayette County Louisiana | 1 | $ 465,000 | $ 465,000 | $ 12,000 |
| Tangipahoa County Louisiana | 1 | $ 197,000 | $ 197,000 | $ 109,000 |
| Baltimore County Maryland | 1 | $ 481,000 | $ 481,000 | $ 225,000 |
| Queen Anne's County Maryland | 1 | $ 532,000 | $ 532,000 | $ 10,000 |
| Washington County Maryland | 1 | $ 316,000 | $ 316,000 | $ 206,000 |
| Berkshire County Massachusetts | 1 | $ 127,000 | $ 127,000 | $ 33,000 |
| Essex County Massachusetts | 1 | $ 181,000 | $ 181,000 | $ 88,000 |
| Norfolk County Massachusetts | 1 | $ 373,000 | $ 373,000 | $ 237,000 |
| Worcester County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Antrim County Michigan | 1 | $ 50,000 | $ 50,000 | $ 142,000 |
| Lapeer County Michigan | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Oakland County Michigan | 1 | $ 130,000 | $ 130,000 | $ 107,000 |
| Hennepin County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| Washington County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
| Morgan County Missouri | 1 | $ 274,000 | $ 274,000 | $ 88,000 |
| Washoe County Nevada | 1 | $ 187,000 | $ 187,000 | $ 102,000 |
| Atlantic County New Jersey | 1 | $ 54,000 | $ 54,000 | $ 144,000 |
| Bergen County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 78,000 |
| Burlington County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 129,000 |
| Camden County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Union County New Jersey | 1 | $ 308,000 | $ 308,000 | $ 124,000 |
| Santa Fe County New Mexico | 1 | $ 256,000 | $ 256,000 | $ 148,000 |
| Taos County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Bronx County New York | 1 | $ 30,000 | $ 30,000 | $ 71,000 |
| Erie County New York | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Lewis County New York | 1 | $ 20,000 | $ 20,000 | $ 81,000 |
| Niagara County New York | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Richmond County New York | 1 | $ 99,000 | $ 99,000 | $ 196,000 |
| Tompkins County New York | 1 | $ 126,000 | $ 126,000 | $ 89,000 |
| Ulster County New York | 1 | $ 304,000 | $ 304,000 | $ 131,000 |
| Westchester County New York | 1 | $ 192,000 | $ 192,000 | $ 548,000 |
| Catawba County North Carolina | 1 | $ 532,000 | $ 532,000 | $ 185,000 |
| Dare County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 135,000 |
| Franklin County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| New Hanover County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 121,000 |
| Onslow County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 140,000 |
| Orange County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 134,000 |
| Pender County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Rowan County North Carolina | 1 | $ 567,000 | $ 567,000 | $ 17,000 |
| Wake County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 12,000 |
| Columbiana County Ohio | 1 | $ 89,000 | $ 89,000 | $ 62,000 |
| Fairfield County Ohio | 1 | $ 64,000 | $ 64,000 | $ 136,000 |
| Grady County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 109,000 |
| Tulsa County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 49,000 |
| Washington County Oregon | 1 | $ 146,000 | $ 146,000 | $ 74,000 |
| Bucks County Pennsylvania | 1 | $ 641,000 | $ 641,000 | $ 15,000 |
| Cumberland County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 138,000 |
| Philadelphia County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 63,000 |
| Greenville County South Carolina | 1 | $ 710,000 | $ 710,000 | $ 299,000 |
| Horry County South Carolina | 1 | $ 228,000 | $ 228,000 | $ 127,000 |
| Lexington County South Carolina | 1 | $ 537,000 | $ 537,000 | $ 13,000 |
| Richland County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| York County South Carolina | 1 | $ 489,000 | $ 489,000 | $ 11,000 |
| Blount County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 109,000 |
| Dyer County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 88,000 |
| Knox County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 32,000 |
| Washington County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| White County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Angelina County Texas | 1 | $ 95,000 | $ 95,000 | $ 104,000 |
| Bexar County Texas | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Brazoria County Texas | 1 | $ 120,000 | $ 120,000 | $ 87,000 |
| Brazos County Texas | 1 | $ 110,000 | $ 110,000 | $ 119,000 |
| Collin County Texas | 1 | $ 208,000 | $ 208,000 | $ 125,000 |
| Dallas County Texas | 1 | $ 296,000 | $ 296,000 | $ 135,000 |
| Denton County Texas | 1 | $ 456,000 | $ 456,000 | $ 16,000 |
| Hidalgo County Texas | 1 | $ 224,000 | $ 224,000 | $ 152,000 |
| Tarrant County Texas | 1 | $ 120,000 | $ 120,000 | $ 117,000 |
| Weber County Utah | 1 | $ 325,000 | $ 325,000 | $ 283,000 |
| Albemarle County Virginia | 1 | $ 350,000 | $ 350,000 | $ 124,000 |
| Chesapeake County Virginia | 1 | $ 200,000 | $ 200,000 | $ 140,000 |
| Frederick County Virginia | 1 | $ 136,000 | $ 136,000 | $ 215,000 |
| Fredericksburg County Virginia | 1 | $ 500,000 | $ 500,000 | $ 112,000 |
| Greene County Virginia | 1 | $ 45,000 | $ 45,000 | $ 110,000 |
| Hanover County Virginia | 1 | $ 30,000 | $ 30,000 | $ 96,000 |
| James City County Virginia | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Lancaster County Virginia | 1 | $ 540,000 | $ 540,000 | $ 152,000 |
| Montgomery County Virginia | 1 | $ 100,000 | $ 100,000 | $ 190,000 |
| Nelson County Virginia | 1 | $ 150,000 | $ 150,000 | $ 250,000 |
| Norfolk County Virginia | 1 | $ 50,000 | $ 50,000 | $ 171,000 |
| Winchester County Virginia | 1 | $ 340,000 | $ 340,000 | $ 153,000 |
| Jefferson County Washington | 1 | $ 196,000 | $ 196,000 | $ 83,000 |
| Kitsap County Washington | 1 | $ 180,000 | $ 180,000 | $ 120,000 |
| Mason County Washington | 1 | $ 192,000 | $ 192,000 | $ 131,000 |
| Whatcom County Washington | 1 | $ 153,000 | $ 153,000 | $ 80,000 |
| Berkeley County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 49,000 |
| Greenbrier County West Virginia | 1 | $ 207,000 | $ 207,000 | $ 123,000 |
| Dane County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Milwaukee County Wisconsin | 1 | $ 14,000 | $ 14,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for State Department Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 316 | $25,606,000 | $81,000 | $1,100,000 | $142,000 | $548,000 |
| Refinancing | 300 | $74,066,000 | $246,000 | $875,000 | $137,000 | $479,000 |
| Home Purchase | 219 | $81,147,000 | $370,000 | $730,000 | $116,000 | $611,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 418 | $100,891,000 | $241,000 | $1,100,000 | $132,000 | $611,000 |
| Not Provided | 236 | $47,693,000 | $202,000 | $875,000 | $143,000 | $548,000 |
| Black or African American | 109 | $17,125,000 | $157,000 | $720,000 | $110,000 | $375,000 |
| Asian | 32 | $8,836,000 | $276,000 | $729,000 | $153,000 | $400,000 |
| Hispanic | 31 | $4,997,000 | $161,000 | $680,000 | $151,000 | $393,000 |
| Native Hawaiin or Other Pacific Islander | 5 | $699,000 | $139,000 | $300,000 | $100,000 | $170,000 |
| American Indian or Alaskan Native | 3 | $545,000 | $181,000 | $300,000 | $188,000 | $360,000 |
| Not applicable | 1 | $33,000 | $33,000 | $33,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 835 | $180,819,000 | $216,000 | $1,100,000 | $133,000 | $611,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 471 | $92,846,000 | $197,000 | $800,000 | $146,000 | $548,000 |
| Application Withdrawn By Applicant | 176 | $27,636,000 | $157,000 | $765,000 | $123,000 | $294,000 |
| Application Denied By Financial Institution | 118 | $20,780,000 | $176,000 | $1,100,000 | $126,000 | $526,000 |
| Loan Purchased By The Institution | 64 | $37,596,000 | $587,000 | $730,000 | $85,000 | $611,000 |
| File Closed For Incompleteness | 6 | $1,961,000 | $326,000 | $875,000 | $122,000 | $227,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 24 | $3,153,000 | $131,000 | $1,100,000 | $121,000 | $526,000 |
| Collateral | 19 | $2,415,000 | $127,000 | $304,000 | $142,000 | $280,000 |
| Credit History | 17 | $1,616,000 | $95,000 | $500,000 | $119,000 | $307,000 |
| Debt-To-Income Ratio | 15 | $1,598,000 | $106,000 | $280,000 | $85,000 | $195,000 |
| Credit Application Incomplete | 5 | $2,232,000 | $446,000 | $720,000 | $224,000 | $360,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Department Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Department Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.