State Farm Bank Mortgage Lending & HMDA Data, 2004
In 2004, State Farm Bank of Bloomington, IL reported 22,409 mortgage applications totaling $2.3 billion, down 4% from 2003. The average application was for $101,440, and applicants reported an average income of $49,763. 39% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (714), Houston-Baytown-Sugar Land, TX (363) and Phoenix-Mesa-Scottsdale, AZ (332) (applications in parentheses).
| Mortgage Company & Address | State Farm Bank 1 State Farm Plaza Bloomington, IL 61710 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 22,409 |
| Total Mortgage Loan Application Amount | $2,273,170,000 |
| Average Mortgage Loan Application Amount | $101,440 |
| Highest Mortgage Loan Application Amount | $6,640,000 |
| Average Applicant Income | $49,763 |
| Highest Applicant Income | $3,806,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records State Farm Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 714 | $ 76,919,000 | $ 107,729 | $ 59,000 |
| Houston-Baytown-Sugar Land, TX | 363 | $ 30,460,000 | $ 83,911 | $ 63,000 |
| Phoenix-Mesa-Scottsdale, AZ | 332 | $ 46,358,000 | $ 139,632 | $ 51,000 |
| Philadelphia, PA | 301 | $ 31,807,000 | $ 105,671 | $ 47,000 |
| Bloomington-Normal, IL | 271 | $ 42,421,000 | $ 156,535 | $ 47,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 253 | $ 36,136,000 | $ 142,830 | $ 57,000 |
| Los Angeles-Long Beach-Glendale, CA | 246 | $ 54,716,000 | $ 222,422 | $ 86,000 |
| St. Louis, MO-IL | 240 | $ 22,026,000 | $ 91,775 | $ 61,000 |
| Atlanta-Sandy Springs-Marietta, GA | 237 | $ 31,079,000 | $ 131,135 | $ 48,000 |
| Bakersfield, CA | 226 | $ 30,809,000 | $ 136,323 | $ 43,000 |
| Kansas City, MO-KS | 226 | $ 19,346,000 | $ 85,601 | $ 53,000 |
| Dallas-Plano-Irving, TX | 224 | $ 21,240,000 | $ 94,821 | $ 59,000 |
| Riverside-San Bernardino-Ontario, CA | 224 | $ 36,151,000 | $ 161,388 | $ 70,000 |
| Fort Worth-Arlington, TX | 220 | $ 18,848,000 | $ 85,672 | $ 61,000 |
| San Antonio, TX | 215 | $ 15,675,000 | $ 72,906 | $ 64,000 |
| Pittsburgh, PA | 212 | $ 15,334,000 | $ 72,330 | $ 45,000 |
| Tulsa, OK | 202 | $ 18,447,000 | $ 91,321 | $ 73,000 |
| Warren-Farmington Hills-Troy, MI | 174 | $ 19,791,000 | $ 113,741 | $ 46,000 |
| Detroit-Livonia-Dearborn, MI | 161 | $ 15,009,000 | $ 93,223 | $ 41,000 |
| Indianapolis, IN | 153 | $ 14,256,000 | $ 93,176 | $ 50,000 |
| Oklahoma City, OK | 149 | $ 11,206,000 | $ 75,208 | $ 45,000 |
| Birmingham-Hoover, AL | 138 | $ 14,674,000 | $ 106,333 | $ 39,000 |
| Gary, IN | 137 | $ 11,646,000 | $ 85,007 | $ 43,000 |
| Las Vegas-Paradise, NV | 135 | $ 21,222,000 | $ 157,200 | $ 58,000 |
| Austin-Round Rock, TX | 131 | $ 13,194,000 | $ 100,717 | $ 55,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 130 | $ 17,534,000 | $ 134,876 | $ 57,000 |
| Baton Rouge, LA | 121 | $ 13,761,000 | $ 113,727 | $ 43,000 |
| Orlando, FL | 121 | $ 12,502,000 | $ 103,322 | $ 52,000 |
| New Orleans-Metairie-Kenner, LA | 119 | $ 10,590,000 | $ 88,991 | $ 56,000 |
| Miami-Miami Beach-Kendall, FL | 117 | $ 14,323,000 | $ 122,418 | $ 57,000 |
| Tampa-St. Petersburg-Clearwater, FL | 117 | $ 13,654,000 | $ 116,700 | $ 48,000 |
| Denver-Aurora, CO | 114 | $ 18,611,000 | $ 163,254 | $ 64,000 |
| Buffalo-Niagara Falls, NY | 99 | $ 5,854,000 | $ 59,131 | $ 46,000 |
| El Paso, TX | 95 | $ 6,549,000 | $ 68,936 | $ 43,000 |
| McAllen-Edinburg-Pharr, TX | 95 | $ 5,829,000 | $ 61,357 | $ 46,000 |
| Nashville-Davidson--Murfreesboro, TN | 95 | $ 11,424,000 | $ 120,252 | $ 44,000 |
| Omaha-Council Bluffs, NE-IA | 93 | $ 9,154,000 | $ 98,430 | $ 52,000 |
| New York-Wayne-White Plains, NY-NJ | 91 | $ 18,373,000 | $ 201,901 | $ 98,000 |
| Albuquerque, NM | 89 | $ 10,209,000 | $ 114,707 | $ 47,000 |
| Tucson, AZ | 88 | $ 8,369,000 | $ 95,102 | $ 72,000 |
| Little Rock-North Little Rock, AR | 87 | $ 8,926,000 | $ 102,597 | $ 48,000 |
| Nassau-Suffolk, NY | 87 | $ 16,799,000 | $ 193,091 | $ 84,000 |
| Jacksonville, FL | 86 | $ 10,860,000 | $ 126,279 | $ 48,000 |
| Corpus Christi, TX | 81 | $ 5,274,000 | $ 65,111 | $ 68,000 |
| Milwaukee-Waukesha-West Allis, WI | 80 | $ 9,088,000 | $ 113,600 | $ 57,000 |
| Columbia, MO | 78 | $ 10,465,000 | $ 134,166 | $ 45,000 |
| Albany-Schenectady-Troy, NY | 77 | $ 8,580,000 | $ 111,428 | $ 44,000 |
| Fort Wayne, IN | 77 | $ 7,416,000 | $ 96,311 | $ 40,000 |
| Rochester, NY | 77 | $ 5,374,000 | $ 69,792 | $ 39,000 |
| Peoria, IL | 76 | $ 5,763,000 | $ 75,828 | $ 37,000 |
| Des Moines, IA | 74 | $ 6,472,000 | $ 87,459 | $ 52,000 |
| Santa Ana-Anaheim-Irvine, CA | 74 | $ 19,953,000 | $ 269,635 | $ 154,000 |
| Charleston-North Charleston, SC | 73 | $ 7,780,000 | $ 106,575 | $ 54,000 |
| Grand Rapids-Wyoming, MI | 73 | $ 6,087,000 | $ 83,383 | $ 49,000 |
| Louisville, KY-IN | 73 | $ 6,017,000 | $ 82,424 | $ 46,000 |
| Newark-Union, NJ-PA | 72 | $ 13,284,000 | $ 184,500 | $ 86,000 |
| Camden, NJ | 71 | $ 6,075,000 | $ 85,563 | $ 65,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 69 | $ 6,370,000 | $ 92,318 | $ 40,000 |
| Oakland-Fremont-Hayward, CA | 69 | $ 21,888,000 | $ 317,217 | $ 77,000 |
| San Diego-Carlsbad-San Marcos, CA | 68 | $ 18,350,000 | $ 269,852 | $ 56,000 |
| Lakeland, FL | 67 | $ 5,676,000 | $ 84,716 | $ 41,000 |
| Wichita, KS | 66 | $ 5,593,000 | $ 84,742 | $ 50,000 |
| Columbia, SC | 64 | $ 5,595,000 | $ 87,421 | $ 35,000 |
| Shreveport-Bossier City, LA | 64 | $ 4,520,000 | $ 70,625 | $ 38,000 |
| Lafayette, LA | 62 | $ 5,577,000 | $ 89,951 | $ 42,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 61 | $ 12,201,000 | $ 200,016 | $ 61,000 |
| Macon, GA | 60 | $ 5,467,000 | $ 91,116 | $ 36,000 |
| South Bend-Mishawaka, IN-MI | 60 | $ 4,137,000 | $ 68,950 | $ 40,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 57 | $ 5,852,000 | $ 102,666 | $ 44,000 |
| Portland-Vancouver-Beaverton, OR-WA | 57 | $ 9,304,000 | $ 163,228 | $ 53,000 |
| Sarasota-Bradenton-Venice, FL | 57 | $ 8,230,000 | $ 144,385 | $ 59,000 |
| Fresno, CA | 56 | $ 7,991,000 | $ 142,696 | $ 44,000 |
| Greenville, SC | 56 | $ 5,193,000 | $ 92,732 | $ 56,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 56 | $ 8,155,000 | $ 145,625 | $ 62,000 |
| Syracuse, NY | 55 | $ 4,258,000 | $ 77,418 | $ 36,000 |
| Jackson, MS | 54 | $ 5,000,000 | $ 92,592 | $ 83,000 |
| York-Hanover, PA | 54 | $ 4,088,000 | $ 75,703 | $ 48,000 |
| Beaumont-Port Arthur, TX | 53 | $ 3,853,000 | $ 72,698 | $ 76,000 |
| Laredo, TX | 52 | $ 2,516,000 | $ 48,384 | $ 54,000 |
| Huntsville, AL | 51 | $ 4,832,000 | $ 94,745 | $ 38,000 |
| Merced, CA | 50 | $ 5,518,000 | $ 110,360 | $ 54,000 |
| Edison, NJ | 48 | $ 7,770,000 | $ 161,875 | $ 77,000 |
| Reno-Sparks, NV | 46 | $ 5,338,000 | $ 116,043 | $ 66,000 |
| Springfield, MO | 46 | $ 3,867,000 | $ 84,065 | $ 35,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 45 | $ 6,019,000 | $ 133,755 | $ 71,000 |
| Lake Charles, LA | 44 | $ 3,197,000 | $ 72,659 | $ 41,000 |
| Lake County-Kenosha County, IL-WI | 44 | $ 4,972,000 | $ 113,000 | $ 58,000 |
| Mobile, AL | 43 | $ 2,935,000 | $ 68,255 | $ 35,000 |
| Palm Bay-Melbourne-Titusville, FL | 43 | $ 3,991,000 | $ 92,813 | $ 41,000 |
| Alexandria, LA | 42 | $ 3,254,000 | $ 77,476 | $ 51,000 |
| Fort Walton Beach-Crestview-Destin, FL | 42 | $ 4,166,000 | $ 99,190 | $ 47,000 |
| Lincoln, NE | 42 | $ 5,993,000 | $ 142,690 | $ 38,000 |
| Wichita Falls, TX | 42 | $ 2,320,000 | $ 55,238 | $ 42,000 |
| Anderson, IN | 41 | $ 2,806,000 | $ 68,439 | $ 50,000 |
| Lubbock, TX | 41 | $ 3,681,000 | $ 89,780 | $ 59,000 |
| Charlotte-Gastonia-Concord, NC-SC | 40 | $ 3,565,000 | $ 89,125 | $ 42,000 |
| Hartford-West Hartford-East Hartford, CT | 40 | $ 5,436,000 | $ 135,900 | $ 61,000 |
| Memphis, TN-MS-AR | 40 | $ 4,131,000 | $ 103,275 | $ 44,000 |
| Boise City-Nampa, ID | 39 | $ 3,129,000 | $ 80,230 | $ 36,000 |
| Flint, MI | 39 | $ 3,786,000 | $ 97,076 | $ 53,000 |
| Battle Creek, MI | 38 | $ 2,572,000 | $ 67,684 | $ 44,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 38 | $ 3,597,000 | $ 94,657 | $ 54,000 |
| Reading, PA | 38 | $ 2,654,000 | $ 69,842 | $ 41,000 |
| Seattle-Bellevue-Everett, WA | 38 | $ 5,536,000 | $ 145,684 | $ 51,000 |
| Lansing-East Lansing, MI | 37 | $ 3,400,000 | $ 91,891 | $ 58,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 37 | $ 10,680,000 | $ 288,648 | $ 50,000 |
| Columbus, GA-AL | 36 | $ 2,800,000 | $ 77,777 | $ 37,000 |
| Salt Lake City, UT | 36 | $ 5,108,000 | $ 141,888 | $ 83,000 |
| Holland-Grand Haven, MI | 35 | $ 3,514,000 | $ 100,400 | $ 36,000 |
| Longview, TX | 35 | $ 2,226,000 | $ 63,600 | $ 38,000 |
| Tacoma, WA | 35 | $ 6,316,000 | $ 180,457 | $ 210,000 |
| Visalia-Porterville, CA | 35 | $ 3,548,000 | $ 101,371 | $ 54,000 |
| Wilmington, DE-MD-NJ | 35 | $ 3,417,000 | $ 97,628 | $ 44,000 |
| Brownsville-Harlingen, TX | 34 | $ 1,596,000 | $ 46,941 | $ 39,000 |
| Gulfport-Biloxi, MS | 34 | $ 2,435,000 | $ 71,617 | $ 89,000 |
| Lafayette, IN | 34 | $ 3,635,000 | $ 106,911 | $ 39,000 |
| Midland, TX | 34 | $ 1,832,000 | $ 53,882 | $ 67,000 |
| Modesto, CA | 34 | $ 4,313,000 | $ 126,852 | $ 52,000 |
| Terre Haute, IN | 34 | $ 2,338,000 | $ 68,764 | $ 43,000 |
| Anchorage, AK | 33 | $ 5,053,000 | $ 153,121 | $ 112,000 |
| Cape Coral-Fort Myers, FL | 33 | $ 5,043,000 | $ 152,818 | $ 71,000 |
| Lancaster, PA | 33 | $ 2,650,000 | $ 80,303 | $ 54,000 |
| Savannah, GA | 33 | $ 3,719,000 | $ 112,696 | $ 59,000 |
| Elkhart-Goshen, IN | 32 | $ 2,477,000 | $ 77,406 | $ 40,000 |
| Greeley, CO | 32 | $ 5,445,000 | $ 170,156 | $ 53,000 |
| Killeen-Temple-Fort Hood, TX | 32 | $ 1,930,000 | $ 60,312 | $ 46,000 |
| Muskegon-Norton Shores, MI | 32 | $ 2,185,000 | $ 68,281 | $ 26,000 |
| Portland-South Portland-Biddeford, ME | 32 | $ 4,940,000 | $ 154,375 | $ 38,000 |
| Redding, CA | 32 | $ 4,795,000 | $ 149,843 | $ 58,000 |
| Tyler, TX | 32 | $ 2,453,000 | $ 76,656 | $ 36,000 |
| Baltimore-Towson, MD | 31 | $ 7,273,000 | $ 234,612 | $ 73,000 |
| Colorado Springs, CO | 31 | $ 3,539,000 | $ 114,161 | $ 63,000 |
| Decatur, IL | 31 | $ 1,500,000 | $ 48,387 | $ 35,000 |
| Binghamton, NY | 30 | $ 1,691,000 | $ 56,366 | $ 46,000 |
| Duluth, MN-WI | 30 | $ 2,390,000 | $ 79,666 | $ 50,000 |
| Ocala, FL | 30 | $ 2,746,000 | $ 91,533 | $ 51,000 |
| Pensacola-Ferry Pass-Brent, FL | 30 | $ 2,718,000 | $ 90,600 | $ 61,000 |
| Abilene, TX | 29 | $ 1,276,000 | $ 44,000 | $ 39,000 |
| Bowling Green, KY | 29 | $ 2,745,000 | $ 94,655 | $ 50,000 |
| Eugene-Springfield, OR | 29 | $ 3,805,000 | $ 131,206 | $ 40,000 |
| Hickory-Lenoir-Morganton, NC | 29 | $ 2,312,000 | $ 79,724 | $ 36,000 |
| Monroe, LA | 29 | $ 2,577,000 | $ 88,862 | $ 38,000 |
| Champaign-Urbana, IL | 28 | $ 2,533,000 | $ 90,464 | $ 28,000 |
| Charleston, WV | 28 | $ 1,918,000 | $ 68,500 | $ 48,000 |
| Las Cruces, NM | 28 | $ 2,008,000 | $ 71,714 | $ 33,000 |
| Vineland-Millville-Bridgeton, NJ | 28 | $ 1,956,000 | $ 69,857 | $ 66,000 |
| Bloomington, IN | 27 | $ 2,358,000 | $ 87,333 | $ 48,000 |
| Kalamazoo-Portage, MI | 27 | $ 2,829,000 | $ 104,777 | $ 34,000 |
| Salem, OR | 27 | $ 3,918,000 | $ 145,111 | $ 52,000 |
| Sherman-Denison, TX | 27 | $ 1,499,000 | $ 55,518 | $ 40,000 |
| Spartanburg, SC | 27 | $ 2,322,000 | $ 86,000 | $ 39,000 |
| Waco, TX | 27 | $ 2,323,000 | $ 86,037 | $ 61,000 |
| Honolulu, HI | 26 | $ 3,457,000 | $ 132,961 | $ 59,000 |
| Lexington-Fayette, KY | 26 | $ 2,603,000 | $ 100,115 | $ 36,000 |
| Montgomery, AL | 26 | $ 3,124,000 | $ 120,153 | $ 44,000 |
| Rockford, IL | 26 | $ 1,713,000 | $ 65,884 | $ 42,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 26 | $ 4,922,000 | $ 189,307 | $ 84,000 |
| Amarillo, TX | 25 | $ 1,635,000 | $ 65,400 | $ 51,000 |
| Chico, CA | 25 | $ 2,763,000 | $ 110,520 | $ 61,000 |
| Fairbanks, AK | 25 | $ 2,963,000 | $ 118,520 | $ 52,000 |
| Florence-Muscle Shoals, AL | 25 | $ 1,846,000 | $ 73,840 | $ 36,000 |
| Fort Smith, AR-OK | 25 | $ 2,072,000 | $ 82,880 | $ 51,000 |
| Harrisburg-Carlisle, PA | 25 | $ 1,810,000 | $ 72,400 | $ 38,000 |
| Olympia, WA | 25 | $ 4,055,000 | $ 162,200 | $ 34,000 |
| Prescott, AZ | 25 | $ 2,703,000 | $ 108,120 | $ 61,000 |
| Sioux City, IA-NE-SD | 25 | $ 1,469,000 | $ 58,760 | $ 37,000 |
| Columbus, OH | 24 | $ 3,957,000 | $ 164,875 | $ 16,000 |
| Davenport-Moline-Rock Island, IA-IL | 24 | $ 1,594,000 | $ 66,416 | $ 39,000 |
| Green Bay, WI | 24 | $ 1,502,000 | $ 62,583 | $ 50,000 |
| Joplin, MO | 24 | $ 1,473,000 | $ 61,375 | $ 39,000 |
| Kokomo, IN | 24 | $ 1,742,000 | $ 72,583 | $ 53,000 |
| Lawton, OK | 24 | $ 1,691,000 | $ 70,458 | $ 37,000 |
| Salinas, CA | 24 | $ 7,798,000 | $ 324,916 | $ 55,000 |
| Scranton--Wilkes-Barre, PA | 24 | $ 2,007,000 | $ 83,625 | $ 34,000 |
| Dover, DE | 23 | $ 2,620,000 | $ 113,913 | $ 101,000 |
| Erie, PA | 23 | $ 1,472,000 | $ 64,000 | $ 42,000 |
| Evansville, IN-KY | 23 | $ 1,374,000 | $ 59,739 | $ 33,000 |
| Farmington, NM | 23 | $ 1,994,000 | $ 86,695 | $ 62,000 |
| Fayetteville, NC | 23 | $ 2,020,000 | $ 87,826 | $ 36,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 23 | $ 2,146,000 | $ 93,304 | $ 43,000 |
| San Francisco-San Mateo-Redwood City, CA | 23 | $ 5,337,000 | $ 232,043 | $ 50,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 23 | $ 5,373,000 | $ 233,608 | $ 60,000 |
| Sioux Falls, SD | 23 | $ 2,460,000 | $ 106,956 | $ 51,000 |
| Raleigh-Cary, NC | 22 | $ 3,804,000 | $ 172,909 | $ 42,000 |
| Stockton, CA | 22 | $ 4,535,000 | $ 206,136 | $ 86,000 |
| Winston-Salem, NC | 22 | $ 2,930,000 | $ 133,181 | $ 75,000 |
| La Crosse, WI-MN | 21 | $ 1,853,000 | $ 88,238 | $ 34,000 |
| Madison, WI | 21 | $ 2,660,000 | $ 126,666 | $ 59,000 |
| Rochester, MN | 21 | $ 2,646,000 | $ 126,000 | $ 61,000 |
| Augusta-Richmond County, GA-SC | 20 | $ 2,198,000 | $ 109,900 | $ 52,000 |
| Bridgeport-Stamford-Norwalk, CT | 20 | $ 3,085,000 | $ 154,250 | $ 86,000 |
| Hot Springs, AR | 20 | $ 1,929,000 | $ 96,450 | $ 51,000 |
| Monroe, MI | 20 | $ 2,131,000 | $ 106,550 | $ 59,000 |
| Pascagoula, MS | 20 | $ 1,458,000 | $ 72,900 | $ 47,000 |
| Ann Arbor, MI | 19 | $ 2,173,000 | $ 114,368 | $ 43,000 |
| Bismarck, ND | 19 | $ 1,446,000 | $ 76,105 | $ 59,000 |
| Grand Junction, CO | 19 | $ 1,525,000 | $ 80,263 | $ 52,000 |
| Oshkosh-Neenah, WI | 19 | $ 1,399,000 | $ 73,631 | $ 30,000 |
| Vallejo-Fairfield, CA | 19 | $ 4,251,000 | $ 223,736 | $ 44,000 |
| Asheville, NC | 18 | $ 2,553,000 | $ 141,833 | $ 50,000 |
| Flagstaff, AZ | 18 | $ 2,130,000 | $ 118,333 | $ 61,000 |
| Jackson, MI | 18 | $ 2,741,000 | $ 152,277 | $ 75,000 |
| New Haven-Milford, CT | 18 | $ 1,632,000 | $ 90,666 | $ 45,000 |
| Utica-Rome, NY | 18 | $ 742,000 | $ 41,222 | $ 37,000 |
| Athens-Clarke County, GA | 17 | $ 2,293,000 | $ 134,882 | $ 51,000 |
| Fort Collins-Loveland, CO | 17 | $ 3,141,000 | $ 184,764 | $ 40,000 |
| Houma-Bayou Cane-Thibodaux, LA | 17 | $ 1,511,000 | $ 88,882 | $ 40,000 |
| Jonesboro, AR | 17 | $ 970,000 | $ 57,058 | $ 45,000 |
| Knoxville, TN | 17 | $ 1,843,000 | $ 108,411 | $ 28,000 |
| Manchester-Nashua, NH | 17 | $ 3,775,000 | $ 222,058 | $ 83,000 |
| Parkersburg-Marietta, WV-OH | 17 | $ 885,000 | $ 52,058 | $ 42,000 |
| Saginaw-Saginaw Township North, MI | 17 | $ 1,294,000 | $ 76,117 | $ 33,000 |
| Altoona, PA | 16 | $ 1,129,000 | $ 70,562 | $ 32,000 |
| Casper, WY | 16 | $ 1,240,000 | $ 77,500 | $ 35,000 |
| Cleveland-Elyria-Mentor, OH | 16 | $ 2,053,000 | $ 128,312 | $ 56,000 |
| Gadsden, AL | 16 | $ 813,000 | $ 50,812 | $ 21,000 |
| Provo-Orem, UT | 16 | $ 2,151,000 | $ 134,437 | $ 76,000 |
| Bethesda-Frederick-Gaithersburg, MD | 15 | $ 3,089,000 | $ 205,933 | $ 62,000 |
| Cedar Rapids, IA | 15 | $ 1,655,000 | $ 110,333 | $ 28,000 |
| Dothan, AL | 15 | $ 1,048,000 | $ 69,866 | $ 40,000 |
| Muncie, IN | 15 | $ 878,000 | $ 58,533 | $ 22,000 |
| Ogden-Clearfield, UT | 15 | $ 1,452,000 | $ 96,800 | $ 50,000 |
| Racine, WI | 15 | $ 1,604,000 | $ 106,933 | $ 43,000 |
| St. George, UT | 15 | $ 2,131,000 | $ 142,066 | $ 39,000 |
| Topeka, KS | 15 | $ 1,521,000 | $ 101,400 | $ 37,000 |
| Tuscaloosa, AL | 15 | $ 1,320,000 | $ 88,000 | $ 27,000 |
| Anderson, SC | 14 | $ 1,358,000 | $ 97,000 | $ 46,000 |
| Jefferson City, MO | 14 | $ 907,000 | $ 64,785 | $ 38,000 |
| Johnson City, TN | 14 | $ 706,000 | $ 50,428 | $ 52,000 |
| Johnstown, PA | 14 | $ 349,000 | $ 24,928 | $ 43,000 |
| Kankakee-Bradley, IL | 14 | $ 1,032,000 | $ 73,714 | $ 35,000 |
| Madera, CA | 14 | $ 1,263,000 | $ 90,214 | $ 46,000 |
| Pine Bluff, AR | 14 | $ 1,152,000 | $ 82,285 | $ 62,000 |
| San Angelo, TX | 14 | $ 586,000 | $ 41,857 | $ 41,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 14 | $ 3,371,000 | $ 240,785 | $ 179,000 |
| Tallahassee, FL | 14 | $ 1,391,000 | $ 99,357 | $ 53,000 |
| Texarkana, Tx-Texarkana, AR | 14 | $ 1,041,000 | $ 74,357 | $ 42,000 |
| Victoria, TX | 14 | $ 1,176,000 | $ 84,000 | $ 47,000 |
| Waterloo-Cedar Falls, IA | 14 | $ 1,147,000 | $ 81,928 | $ 44,000 |
| Atlantic City, NJ | 13 | $ 1,380,000 | $ 106,153 | $ 49,000 |
| Auburn-Opelika, AL | 13 | $ 1,096,000 | $ 84,307 | $ 46,000 |
| Billings, MT | 13 | $ 1,354,000 | $ 104,153 | $ 46,000 |
| Elizabethtown, KY | 13 | $ 708,000 | $ 54,461 | $ 45,000 |
| Fond Du Lac, WI | 13 | $ 1,318,000 | $ 101,384 | $ 37,000 |
| Rockingham County-Strafford County, NH | 13 | $ 1,460,000 | $ 112,307 | $ 54,000 |
| Santa Fe, NM | 13 | $ 2,492,000 | $ 191,692 | $ 60,000 |
| Santa Rosa-Petaluma, CA | 13 | $ 3,559,000 | $ 273,769 | $ 78,000 |
| Yuma, AZ | 13 | $ 988,000 | $ 76,000 | $ 45,000 |
| College Station-Bryan, TX | 12 | $ 939,000 | $ 78,250 | $ 47,000 |
| Danville, IL | 12 | $ 598,000 | $ 49,833 | $ 30,000 |
| Florence, SC | 12 | $ 872,000 | $ 72,666 | $ 30,000 |
| Gainesville, FL | 12 | $ 1,104,000 | $ 92,000 | $ 72,000 |
| Medford, OR | 12 | $ 1,639,000 | $ 136,583 | $ 38,000 |
| Michigan City-La Porte, IN | 12 | $ 775,000 | $ 64,583 | $ 40,000 |
| Morgantown, WV | 12 | $ 943,000 | $ 78,583 | $ 65,000 |
| Naples-Marco Island, FL | 12 | $ 2,049,000 | $ 170,750 | $ 98,000 |
| Ocean City, NJ | 12 | $ 2,062,000 | $ 171,833 | $ 124,000 |
| Port St. Lucie-Fort Pierce, FL | 12 | $ 1,554,000 | $ 129,500 | $ 83,000 |
| Springfield, IL | 12 | $ 554,000 | $ 46,166 | $ 30,000 |
| Charlottesville, VA | 11 | $ 2,402,000 | $ 218,363 | $ 38,000 |
| Dubuque, IA | 11 | $ 959,000 | $ 87,181 | $ 34,000 |
| El Centro, CA | 11 | $ 1,382,000 | $ 125,636 | $ 95,000 |
| Elmira, NY | 11 | $ 436,000 | $ 39,636 | $ 48,000 |
| Glens Falls, NY | 11 | $ 628,000 | $ 57,090 | $ 29,000 |
| Huntington-Ashland, WV-KY-OH | 11 | $ 759,000 | $ 69,000 | $ 31,000 |
| Kennewick-Richland-Pasco, WA | 11 | $ 1,195,000 | $ 108,636 | $ 52,000 |
| Kingston, NY | 11 | $ 639,000 | $ 58,090 | $ 47,000 |
| Lebanon, PA | 11 | $ 971,000 | $ 88,272 | $ 59,000 |
| Spokane, WA | 11 | $ 1,739,000 | $ 158,090 | $ 24,000 |
| St. Cloud, MN | 11 | $ 1,625,000 | $ 147,727 | $ 40,000 |
| Hattiesburg, MS | 10 | $ 1,266,000 | $ 126,600 | $ 37,000 |
| Jackson, TN | 10 | $ 897,000 | $ 89,700 | $ 59,000 |
| Odessa, TX | 10 | $ 534,000 | $ 53,400 | $ 63,000 |
| Richmond, VA | 10 | $ 1,537,000 | $ 153,700 | $ 52,000 |
| State College, PA | 10 | $ 888,000 | $ 88,800 | $ 52,000 |
| Trenton-Ewing, NJ | 10 | $ 1,576,000 | $ 157,600 | $ 67,000 |
| Bangor, ME | 9 | $ 1,054,000 | $ 117,111 | $ 113,000 |
| Bay City, MI | 9 | $ 793,000 | $ 88,111 | $ 16,000 |
| Brunswick, GA | 9 | $ 511,000 | $ 56,777 | $ 26,000 |
| Chattanooga, TN-GA | 9 | $ 956,000 | $ 106,222 | $ 29,000 |
| Greensboro-High Point, NC | 9 | $ 921,000 | $ 102,333 | $ 39,000 |
| Wheeling, WV-OH | 9 | $ 527,000 | $ 58,555 | $ 34,000 |
| Anniston-Oxford, AL | 8 | $ 361,000 | $ 45,125 | $ 46,000 |
| Decatur, AL | 8 | $ 800,000 | $ 100,000 | $ 57,000 |
| Great Falls, MT | 8 | $ 618,000 | $ 77,250 | $ 79,000 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 1,502,000 | $ 187,750 | $ 31,000 |
| Kingsport-Bristol-Bristol, TN-VA | 8 | $ 662,000 | $ 82,750 | $ 76,000 |
| Pueblo, CO | 8 | $ 703,000 | $ 87,875 | $ 60,000 |
| San Luis Obispo-Paso Robles, CA | 8 | $ 2,105,000 | $ 263,125 | $ 64,000 |
| Warner Robins, GA | 8 | $ 740,000 | $ 92,500 | $ 59,000 |
| Williamsport, PA | 8 | $ 456,000 | $ 57,000 | $ 25,000 |
| Yuba City, CA | 8 | $ 1,098,000 | $ 137,250 | $ 52,000 |
| Bend, OR | 7 | $ 3,043,000 | $ 434,714 | $ 192,000 |
| Carson City, NV | 7 | $ 1,478,000 | $ 211,142 | $ 85,000 |
| Columbus, IN | 7 | $ 731,000 | $ 104,428 | $ 21,000 |
| Corvallis, OR | 7 | $ 1,174,000 | $ 167,714 | $ 93,000 |
| Grand Forks, ND-MN | 7 | $ 393,000 | $ 56,142 | $ 49,000 |
| Iowa City, IA | 7 | $ 700,000 | $ 100,000 | $ 53,000 |
| Janesville, WI | 7 | $ 548,000 | $ 78,285 | $ 38,000 |
| Norwich-New London, CT | 7 | $ 741,000 | $ 105,857 | $ 70,000 |
| Rapid City, SD | 7 | $ 721,000 | $ 103,000 | $ 57,000 |
| Toledo, OH | 7 | $ 719,000 | $ 102,714 | $ 34,000 |
| Yakima, WA | 7 | $ 718,000 | $ 102,571 | $ 23,000 |
| Akron, OH | 6 | $ 980,000 | $ 163,333 | $ 19,000 |
| Burlington, NC | 6 | $ 412,000 | $ 68,666 | $ 49,000 |
| Cincinnati-Middletown, OH-KY-IN | 6 | $ 1,313,000 | $ 218,833 | $ 25,000 |
| Longview, WA | 6 | $ 599,000 | $ 99,833 | $ 31,000 |
| Punta Gorda, FL | 6 | $ 780,000 | $ 130,000 | $ 33,000 |
| Sheboygan, WI | 6 | $ 630,000 | $ 105,000 | $ 65,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 6 | $ 1,670,000 | $ 278,333 | $ 28,000 |
| Appleton, WI | 5 | $ 442,000 | $ 88,400 | $ 46,000 |
| Bellingham, WA | 5 | $ 599,000 | $ 119,800 | $ 41,000 |
| Cheyenne, WY | 5 | $ 573,000 | $ 114,600 | $ 48,000 |
| Dalton, GA | 5 | $ 309,000 | $ 61,800 | $ 24,000 |
| Lewiston-Auburn, ME | 5 | $ 420,000 | $ 84,000 | $ 63,000 |
| Morristown, TN | 5 | $ 254,000 | $ 50,800 | $ 30,000 |
| Rocky Mount, NC | 5 | $ 450,000 | $ 90,000 | $ 53,000 |
| Vero Beach, FL | 5 | $ 438,000 | $ 87,600 | $ 53,000 |
| Wilmington, NC | 5 | $ 1,410,000 | $ 282,000 | $ 623,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 410,000 | $ 82,000 | $ 55,000 |
| Albany, GA | 4 | $ 429,000 | $ 107,250 | $ 36,000 |
| Canton-Massillon, OH | 4 | $ 766,000 | $ 191,500 | $ 53,000 |
| Coeur D'Alene, ID | 4 | $ 493,000 | $ 123,250 | $ 85,000 |
| Dayton, OH | 4 | $ 544,000 | $ 136,000 | $ 0 |
| Gainesville, GA | 4 | $ 418,000 | $ 104,500 | $ 19,000 |
| Idaho Falls, ID | 4 | $ 521,000 | $ 130,250 | $ 60,000 |
| Lawrence, KS | 4 | $ 404,000 | $ 101,000 | $ 68,000 |
| Niles-Benton Harbor, MI | 4 | $ 272,000 | $ 68,000 | $ 37,000 |
| Roanoke, VA | 4 | $ 353,000 | $ 88,250 | $ 31,000 |
| Rome, GA | 4 | $ 587,000 | $ 146,750 | $ 35,000 |
| Sumter, SC | 4 | $ 209,000 | $ 52,250 | $ 7,000 |
| Ames, IA | 3 | $ 164,000 | $ 54,666 | $ 56,000 |
| Bremerton-Silverdale, WA | 3 | $ 392,000 | $ 130,666 | $ 62,000 |
| Cleveland, TN | 3 | $ 333,000 | $ 111,000 | $ 0 |
| Eau Claire, WI | 3 | $ 112,000 | $ 37,333 | $ 54,000 |
| Fargo, ND-MN | 3 | $ 352,000 | $ 117,333 | $ 28,000 |
| Hanford-Corcoran, CA | 3 | $ 215,000 | $ 71,666 | $ 9,000 |
| Logan, UT-ID | 3 | $ 342,000 | $ 114,000 | $ 55,000 |
| Napa, CA | 3 | $ 675,000 | $ 225,000 | $ 39,000 |
| Panama City-Lynn Haven, FL | 3 | $ 270,000 | $ 90,000 | $ 19,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,122,000 | $ 374,000 | $ 42,000 |
| Valdosta, GA | 3 | $ 202,000 | $ 67,333 | $ 20,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 145,000 | $ 72,500 | $ 16,000 |
| Boulder, CO | 2 | $ 125,000 | $ 62,500 | $ 43,000 |
| Burlington-South Burlington, VT | 2 | $ 197,000 | $ 98,500 | $ 57,000 |
| Cambridge-Newton-Framingham, MA | 2 | $ 566,000 | $ 283,000 | $ 125,000 |
| Cumberland, MD-WV | 2 | $ 116,000 | $ 58,000 | $ 14,000 |
| Jacksonville, NC | 2 | $ 222,000 | $ 111,000 | $ 49,000 |
| Lynchburg, VA | 2 | $ 219,000 | $ 109,500 | $ 0 |
| Mansfield, OH | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Wausau, WI | 2 | $ 422,000 | $ 211,000 | $ 13,000 |
| Clarksville, TN-KY | 1 | $ 32,000 | $ 32,000 | $ 64,000 |
| Durham, NC | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Goldsboro, NC | 1 | $ 72,000 | $ 72,000 | $ 42,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 152,000 | $ 152,000 | $ 150,000 |
| Ithaca, NY | 1 | $ 269,000 | $ 269,000 | $ 242,000 |
| Lewiston, ID-WA | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 220,000 | $ 220,000 | $ 101,000 |
| Providence-New Bedford-Fall River, RI-MA | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Salisbury, MD | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Springfield, MA | 1 | $ 116,000 | $ 116,000 | $ 113,000 |
| Springfield, OH | 1 | $ 67,000 | $ 67,000 | $ 49,000 |
| St. Joseph, MO-KS | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 114,000 | $ 114,000 | $ 0 |
Mortgage Loan Application Detail Totals for State Farm Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,196 | $1,155,356,000 | $108,620 | $6,640,000 | $51,880 | $3,806,000 |
| Home Purchase | 7,114 | $922,590,000 | $164,745 | $2,500,000 | $53,921 | $3,000,000 |
| Home Improvement | 4,099 | $195,224,000 | $54,574 | $1,840,000 | $56,829 | $1,758,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,027 | $1,330,652,000 | $115,240 | $6,640,000 | $64,920 | $3,806,000 |
| Not Provided | 4,767 | $480,703,000 | $108,000 | $2,000,000 | $24,470 | $1,814,000 |
| Hispanic | 2,214 | $201,069,000 | $99,822 | $800,000 | $55,177 | $1,074,000 |
| Black or African American | 1,722 | $168,848,000 | $116,142 | $780,000 | $54,452 | $3,644,000 |
| Asian | 400 | $57,982,000 | $122,880 | $1,188,000 | $53,023 | $768,000 |
| American Indian or Alaskan Native | 164 | $14,617,000 | $90,078 | $332,000 | $49,947 | $540,000 |
| Not applicable | 66 | $13,056,000 | $212,478 | $1,043,000 | $56,913 | $1,027,000 |
| Native Hawaiian or Other Pacific Islander | 49 | $6,243,000 | $120,269 | $460,000 | $59,000 | $344,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,400 | $2,272,149,000 | $115,115 | $6,640,000 | $53,442 | $3,806,000 |
| FHA-insured (Federal Housing Administration) | 5 | $545,000 | $109,000 | $131,000 | $37,000 | $71,000 |
| VA-guaranteed (Veterans Administration) | 4 | $476,000 | $119,000 | $146,000 | $45,000 | $53,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,660 | $1,005,653,000 | $125,020 | $6,640,000 | $60,580 | $910,000 |
| Application Denied By Financial Institution | 5,445 | $392,731,000 | $75,941 | $645,000 | $40,098 | $1,758,000 |
| Application Withdrawn By Applicant | 5,193 | $589,810,000 | $133,196 | $2,000,000 | $55,843 | $3,806,000 |
| Application Approved But Not Accepted | 1,758 | $147,296,000 | $91,916 | $1,584,000 | $67,562 | $1,200,000 |
| Preapproval Denied by Financial Institution | 1,136 | $115,675,000 | $101,000 | $550,000 | $33,000 | $422,000 |
| File Closed For Incompleteness | 174 | $17,707,000 | $117,972 | $476,000 | $57,916 | $334,000 |
| Loan Purchased By The Institution | 43 | $4,298,000 | $99,000 | $158,000 | $41,000 | $93,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,352 | $150,935,000 | $72,795 | $500,000 | $36,959 | $1,758,000 |
| Other | 1,495 | $153,351,000 | $106,872 | $645,000 | $47,212 | $1,588,000 |
| Collateral | 1,130 | $61,087,000 | $59,978 | $600,000 | $57,652 | $1,135,000 |
| Debt-To-Income Ratio | 1,008 | $88,532,000 | $86,978 | $500,000 | $33,347 | $373,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 327 | $28,280,000 | $93,285 | $552,000 | $40,714 | $179,000 |
| Credit Application Incomplete | 129 | $13,158,000 | $81,000 | $320,000 | $45,000 | $252,000 |
| Unverifiable Information | 91 | $8,755,000 | $90,814 | $369,000 | $19,518 | $98,000 |
| Employment History | 48 | $4,198,000 | $80,541 | $323,000 | $20,666 | $108,000 |
| Mortgage Insurance Denied | 1 | $110,000 | $110,000 | $110,000 | $23,000 | $23,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Farm Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Farm Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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