Staten Island Bank & T C/O Icb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Staten Island Bank & T C/O Icb 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Staten Island Bank & T C/O Icb 195 Montague Street Brooklyn, NY 11201 |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 14,378 |
| Total Mortgage Loan Application Amount | $2,596,300,000 |
| Average Mortgage Loan Application Amount | $145,234 |
| Highest Mortgage Loan Application Amount | $3,250,000 |
| Average Applicant Income | $58,054 |
| Highest Applicant Income | $4,171,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Staten Island Bank & T C/O Icb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Staten Island Bank & T C/O Icb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Staten Island Bank & T C/O Icb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Staten Island Bank & T C/O Icb serves its applicants.
Each category highlights the total number of mortgage applications processed by Staten Island Bank & T C/O Icb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Staten Island Bank & T C/O Icb's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 891 | $ 108,942,000 | $ 122,000 | $ 62,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 657 | $ 175,702,000 | $ 267,000 | $ 56,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 618 | $ 115,587,000 | $ 187,000 | $ 60,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 584 | $ 132,767,000 | $ 227,000 | $ 71,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 516 | $ 139,047,000 | $ 269,000 | $ 75,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 442 | $ 73,930,000 | $ 167,000 | $ 86,000 |
| SANTA ROSA-PETALUMA, CA | 324 | $ 85,582,000 | $ 264,000 | $ 86,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 317 | $ 62,270,000 | $ 196,000 | $ 52,000 |
| TACOMA, WA | 284 | $ 33,509,000 | $ 117,000 | $ 103,000 |
| INDIANAPOLIS, IN | 281 | $ 39,102,000 | $ 139,000 | $ 51,000 |
| EDISON, NJ | 278 | $ 61,606,000 | $ 221,000 | $ 75,000 |
| NEWARK-UNION, NJ-PA | 272 | $ 56,544,000 | $ 207,000 | $ 75,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 262 | $ 47,681,000 | $ 181,000 | $ 84,000 |
| PHILADELPHIA, PA | 252 | $ 41,155,000 | $ 163,000 | $ 65,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 249 | $ 80,257,000 | $ 322,000 | $ 86,000 |
| BOSTON-QUINCY, MA | 236 | $ 62,906,000 | $ 266,000 | $ 106,000 |
| SALT LAKE CITY, UT | 203 | $ 24,746,000 | $ 121,000 | $ 52,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 194 | $ 22,717,000 | $ 117,000 | $ 66,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 192 | $ 30,253,000 | $ 157,000 | $ 73,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 188 | $ 51,069,000 | $ 271,000 | $ 70,000 |
| ESSEX COUNTY, MA | 177 | $ 35,791,000 | $ 202,000 | $ 50,000 |
| DENVER-AURORA, CO | 162 | $ 25,715,000 | $ 158,000 | $ 69,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 160 | $ 47,932,000 | $ 299,000 | $ 86,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 147 | $ 50,637,000 | $ 344,000 | $ 95,000 |
| ATLANTIC CITY, NJ | 146 | $ 20,586,000 | $ 141,000 | $ 53,000 |
| BOISE CITY-NAMPA, ID | 142 | $ 11,680,000 | $ 82,000 | $ 71,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 127 | $ 17,198,000 | $ 135,000 | $ 58,000 |
| DALLAS-PLANO-IRVING, TX | 126 | $ 19,115,000 | $ 151,000 | $ 46,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 114 | $ 29,315,000 | $ 257,000 | $ 74,000 |
| AUSTIN-ROUND ROCK, TX | 110 | $ 16,409,000 | $ 149,000 | $ 45,000 |
| STOCKTON, CA | 107 | $ 21,357,000 | $ 199,000 | $ 78,000 |
| BALTIMORE-TOWSON, MD | 105 | $ 16,242,000 | $ 154,000 | $ 86,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 103 | $ 19,563,000 | $ 189,000 | $ 43,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 102 | $ 18,592,000 | $ 182,000 | $ 80,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 89 | $ 16,585,000 | $ 186,000 | $ 63,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 89 | $ 19,079,000 | $ 214,000 | $ 106,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 86 | $ 9,827,000 | $ 114,000 | $ 60,000 |
| TRENTON-EWING, NJ | 81 | $ 13,738,000 | $ 169,000 | $ 99,000 |
| NASSAU-SUFFOLK, NY | 78 | $ 21,845,000 | $ 280,000 | $ 112,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 78 | $ 20,322,000 | $ 260,000 | $ 125,000 |
| PROVO-OREM, UT | 76 | $ 9,508,000 | $ 125,000 | $ 43,000 |
| CAMDEN, NJ | 74 | $ 12,149,000 | $ 164,000 | $ 74,000 |
| WORCESTER, MA | 74 | $ 14,004,000 | $ 189,000 | $ 82,000 |
| TUCSON, AZ | 71 | $ 7,540,000 | $ 106,000 | $ 63,000 |
| MANCHESTER-NASHUA, NH | 63 | $ 8,250,000 | $ 130,000 | $ 53,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 59 | $ 7,073,000 | $ 119,000 | $ 67,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 57 | $ 8,467,000 | $ 148,000 | $ 64,000 |
| VALLEJO-FAIRFIELD, CA | 56 | $ 12,076,000 | $ 215,000 | $ 83,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 55 | $ 6,489,000 | $ 117,000 | $ 75,000 |
| EVANSVILLE, IN-KY | 54 | $ 5,726,000 | $ 106,000 | $ 49,000 |
| OLYMPIA, WA | 53 | $ 6,840,000 | $ 129,000 | $ 50,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 51 | $ 8,298,000 | $ 162,000 | $ 35,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 50 | $ 8,550,000 | $ 171,000 | $ 75,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 49 | $ 12,266,000 | $ 250,000 | $ 112,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 49 | $ 9,457,000 | $ 193,000 | $ 56,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 47 | $ 10,101,000 | $ 214,000 | $ 60,000 |
| MODESTO, CA | 47 | $ 7,709,000 | $ 164,000 | $ 54,000 |
| WILMINGTON, DE-MD-NJ | 47 | $ 6,122,000 | $ 130,000 | $ 58,000 |
| BARNSTABLE TOWN, MA | 44 | $ 11,767,000 | $ 267,000 | $ 111,000 |
| BLOOMINGTON, IN | 44 | $ 5,745,000 | $ 130,000 | $ 44,000 |
| CAPE CORAL-FORT MYERS, FL | 42 | $ 4,481,000 | $ 106,000 | $ 54,000 |
| OCEAN CITY, NJ | 42 | $ 10,181,000 | $ 242,000 | $ 105,000 |
| SPOKANE, WA | 42 | $ 3,670,000 | $ 87,000 | $ 55,000 |
| OGDEN-CLEARFIELD, UT | 41 | $ 4,267,000 | $ 104,000 | $ 45,000 |
| ALBANY-SCHENECTADY-TROY, NY | 40 | $ 4,618,000 | $ 115,000 | $ 56,000 |
| CHICO, CA | 40 | $ 4,597,000 | $ 114,000 | $ 60,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 40 | $ 5,644,000 | $ 141,000 | $ 70,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 39 | $ 6,579,000 | $ 168,000 | $ 70,000 |
| SPRINGFIELD, MA | 39 | $ 4,135,000 | $ 106,000 | $ 60,000 |
| NEW HAVEN-MILFORD, CT | 37 | $ 4,242,000 | $ 114,000 | $ 63,000 |
| FORT WORTH-ARLINGTON, TX | 36 | $ 5,109,000 | $ 141,000 | $ 68,000 |
| COLUMBUS, OH | 35 | $ 4,539,000 | $ 129,000 | $ 56,000 |
| EUGENE-SPRINGFIELD, OR | 34 | $ 4,110,000 | $ 120,000 | $ 37,000 |
| LOUISVILLE, KY-IN | 34 | $ 4,013,000 | $ 118,000 | $ 49,000 |
| PITTSBURGH, PA | 34 | $ 2,624,000 | $ 77,000 | $ 45,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 32 | $ 13,692,000 | $ 427,000 | $ 179,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 32 | $ 7,820,000 | $ 244,000 | $ 93,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 31 | $ 3,613,000 | $ 116,000 | $ 29,000 |
| DAYTON, OH | 31 | $ 3,417,000 | $ 110,000 | $ 35,000 |
| SAN ANTONIO, TX | 31 | $ 3,745,000 | $ 120,000 | $ 49,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 31 | $ 5,573,000 | $ 179,000 | $ 101,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 30 | $ 4,918,000 | $ 163,000 | $ 42,000 |
| KANSAS CITY, MO-KS | 29 | $ 3,690,000 | $ 127,000 | $ 15,000 |
| HARRISBURG-CARLISLE, PA | 28 | $ 2,254,000 | $ 80,000 | $ 51,000 |
| SYRACUSE, NY | 28 | $ 2,095,000 | $ 74,000 | $ 45,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 27 | $ 3,008,000 | $ 111,000 | $ 50,000 |
| GRAND RAPIDS-WYOMING, MI | 27 | $ 3,524,000 | $ 130,000 | $ 25,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 26 | $ 2,995,000 | $ 115,000 | $ 36,000 |
| PRESCOTT, AZ | 26 | $ 2,796,000 | $ 107,000 | $ 55,000 |
| SALINAS, CA | 25 | $ 7,157,000 | $ 286,000 | $ 68,000 |
| BAKERSFIELD, CA | 24 | $ 2,804,000 | $ 116,000 | $ 46,000 |
| MERCED, CA | 24 | $ 4,108,000 | $ 171,000 | $ 265,000 |
| RENO-SPARKS, NV | 24 | $ 3,859,000 | $ 160,000 | $ 67,000 |
| BREMERTON-SILVERDALE, WA | 23 | $ 3,542,000 | $ 154,000 | $ 64,000 |
| HARRISONBURG, VA | 23 | $ 2,878,000 | $ 125,000 | $ 57,000 |
| ORLANDO, FL | 23 | $ 3,078,000 | $ 133,000 | $ 48,000 |
| LANCASTER, PA | 22 | $ 2,033,000 | $ 92,000 | $ 67,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 22 | $ 2,671,000 | $ 121,000 | $ 63,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 22 | $ 3,909,000 | $ 177,000 | $ 49,000 |
| SARASOTA-BRADENTON-VENICE, FL | 22 | $ 3,311,000 | $ 150,000 | $ 122,000 |
| TERRE HAUTE, IN | 22 | $ 999,000 | $ 45,000 | $ 39,000 |
| IDAHO FALLS, ID | 21 | $ 1,820,000 | $ 86,000 | $ 98,000 |
| TOLEDO, OH | 20 | $ 1,979,000 | $ 98,000 | $ 53,000 |
| NAPLES-MARCO ISLAND, FL | 19 | $ 4,329,000 | $ 227,000 | $ 64,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 19 | $ 2,521,000 | $ 132,000 | $ 45,000 |
| FORT COLLINS-LOVELAND, CO | 18 | $ 2,701,000 | $ 150,000 | $ 47,000 |
| FRESNO, CA | 18 | $ 3,062,000 | $ 170,000 | $ 61,000 |
| GARY, IN | 18 | $ 2,354,000 | $ 130,000 | $ 38,000 |
| REDDING, CA | 18 | $ 2,539,000 | $ 141,000 | $ 59,000 |
| BUFFALO-NIAGARA FALLS, NY | 17 | $ 1,634,000 | $ 96,000 | $ 41,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 16 | $ 1,288,000 | $ 80,000 | $ 76,000 |
| WICHITA, KS | 16 | $ 1,562,000 | $ 97,000 | $ 19,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 15 | $ 1,680,000 | $ 112,000 | $ 3,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 15 | $ 2,167,000 | $ 144,000 | $ 59,000 |
| READING, PA | 15 | $ 1,493,000 | $ 99,000 | $ 49,000 |
| SCRANTON--WILKES-BARRE, PA | 15 | $ 1,403,000 | $ 93,000 | $ 34,000 |
| VISALIA-PORTERVILLE, CA | 14 | $ 1,591,000 | $ 113,000 | $ 68,000 |
| YORK-HANOVER, PA | 14 | $ 1,049,000 | $ 74,000 | $ 44,000 |
| COEUR D'ALENE, ID | 13 | $ 1,504,000 | $ 115,000 | $ 79,000 |
| LONGVIEW, WA | 13 | $ 1,100,000 | $ 84,000 | $ 40,000 |
| NAPA, CA | 13 | $ 3,627,000 | $ 279,000 | $ 79,000 |
| NORWICH-NEW LONDON, CT | 13 | $ 1,472,000 | $ 113,000 | $ 42,000 |
| RALEIGH-CARY, NC | 13 | $ 3,911,000 | $ 300,000 | $ 90,000 |
| ROCHESTER, NY | 13 | $ 1,256,000 | $ 96,000 | $ 14,000 |
| BEND, OR | 12 | $ 1,637,000 | $ 136,000 | $ 42,000 |
| DOVER, DE | 12 | $ 1,002,000 | $ 83,000 | $ 62,000 |
| LAFAYETTE, IN | 12 | $ 1,246,000 | $ 103,000 | $ 73,000 |
| ST. LOUIS, MO-IL | 12 | $ 1,441,000 | $ 120,000 | $ 26,000 |
| MEDFORD, OR | 11 | $ 1,506,000 | $ 136,000 | $ 104,000 |
| SANTA CRUZ-WATSONVILLE, CA | 11 | $ 4,107,000 | $ 373,000 | $ 82,000 |
| ANDERSON, IN | 10 | $ 861,000 | $ 86,000 | $ 49,000 |
| BELLINGHAM, WA | 10 | $ 1,147,000 | $ 114,000 | $ 35,000 |
| LAS VEGAS-PARADISE, NV | 10 | $ 2,793,000 | $ 279,000 | $ 119,000 |
| MADISON, WI | 10 | $ 1,086,000 | $ 108,000 | $ 17,000 |
| UTICA-ROME, NY | 10 | $ 939,000 | $ 93,000 | $ 25,000 |
| BAY CITY, MI | 9 | $ 662,000 | $ 73,000 | $ 87,000 |
| COLORADO SPRINGS, CO | 9 | $ 1,185,000 | $ 131,000 | $ 58,000 |
| COLUMBIA, SC | 9 | $ 879,000 | $ 97,000 | $ 9,000 |
| JACKSON, MS | 9 | $ 956,000 | $ 106,000 | $ 4,000 |
| SALEM, OR | 9 | $ 804,000 | $ 89,000 | $ 75,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 9 | $ 3,702,000 | $ 411,000 | $ 90,000 |
| YUBA CITY, CA | 9 | $ 1,135,000 | $ 126,000 | $ 46,000 |
| BIRMINGHAM-HOOVER, AL | 8 | $ 839,000 | $ 104,000 | $ 0 |
| JACKSONVILLE, FL | 8 | $ 1,071,000 | $ 133,000 | $ 60,000 |
| KNOXVILLE, TN | 8 | $ 1,732,000 | $ 216,000 | $ 70,000 |
| MOUNT VERNON-ANACORTES, WA | 8 | $ 1,021,000 | $ 127,000 | $ 22,000 |
| RICHMOND, VA | 8 | $ 1,066,000 | $ 133,000 | $ 64,000 |
| ALBUQUERQUE, NM | 7 | $ 700,000 | $ 100,000 | $ 69,000 |
| ALTOONA, PA | 7 | $ 304,000 | $ 43,000 | $ 45,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 7 | $ 849,000 | $ 121,000 | $ 36,000 |
| EL CENTRO, CA | 7 | $ 751,000 | $ 107,000 | $ 74,000 |
| MISSOULA, MT | 7 | $ 670,000 | $ 95,000 | $ 42,000 |
| MUNCIE, IN | 7 | $ 638,000 | $ 91,000 | $ 100,000 |
| ROANOKE, VA | 7 | $ 455,000 | $ 65,000 | $ 63,000 |
| YAKIMA, WA | 7 | $ 610,000 | $ 87,000 | $ 40,000 |
| BOULDER, CO | 6 | $ 892,000 | $ 148,000 | $ 61,000 |
| CHARLOTTESVILLE, VA | 6 | $ 1,344,000 | $ 224,000 | $ 35,000 |
| FLINT, MI | 6 | $ 656,000 | $ 109,000 | $ 26,000 |
| HOLLAND-GRAND HAVEN, MI | 6 | $ 694,000 | $ 115,000 | $ 31,000 |
| JACKSONVILLE, NC | 6 | $ 320,000 | $ 53,000 | $ 36,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 6 | $ 409,000 | $ 68,000 | $ 50,000 |
| LANSING-EAST LANSING, MI | 6 | $ 821,000 | $ 136,000 | $ 64,000 |
| LAREDO, TX | 6 | $ 498,000 | $ 83,000 | $ 23,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 6 | $ 488,000 | $ 81,000 | $ 4,000 |
| MCALLEN-EDINBURG-PHARR, TX | 6 | $ 634,000 | $ 105,000 | $ 65,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 691,000 | $ 115,000 | $ 45,000 |
| POCATELLO, ID | 6 | $ 271,000 | $ 45,000 | $ 161,000 |
| ABILENE, TX | 5 | $ 651,000 | $ 130,000 | $ 48,000 |
| AKRON, OH | 5 | $ 619,000 | $ 123,000 | $ 76,000 |
| BATON ROUGE, LA | 5 | $ 596,000 | $ 119,000 | $ 25,000 |
| COLLEGE STATION-BRYAN, TX | 5 | $ 440,000 | $ 88,000 | $ 13,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 5 | $ 729,000 | $ 145,000 | $ 62,000 |
| GREELEY, CO | 5 | $ 836,000 | $ 167,000 | $ 86,000 |
| GREEN BAY, WI | 5 | $ 616,000 | $ 123,000 | $ 12,000 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 861,000 | $ 172,000 | $ 93,000 |
| HUNTSVILLE, AL | 5 | $ 508,000 | $ 101,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 5 | $ 586,000 | $ 117,000 | $ 43,000 |
| LAFAYETTE, LA | 5 | $ 803,000 | $ 160,000 | $ 45,000 |
| MADERA, CA | 5 | $ 438,000 | $ 87,000 | $ 51,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 529,000 | $ 105,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 5 | $ 447,000 | $ 89,000 | $ 24,000 |
| SAVANNAH, GA | 5 | $ 642,000 | $ 128,000 | $ 64,000 |
| TOPEKA, KS | 5 | $ 609,000 | $ 121,000 | $ 20,000 |
| VERO BEACH, FL | 5 | $ 1,944,000 | $ 388,000 | $ 155,000 |
| WENATCHEE, WA | 5 | $ 487,000 | $ 97,000 | $ 45,000 |
| WILLIAMSPORT, PA | 5 | $ 275,000 | $ 55,000 | $ 38,000 |
| YUMA, AZ | 5 | $ 655,000 | $ 131,000 | $ 39,000 |
| ANN ARBOR, MI | 4 | $ 826,000 | $ 206,000 | $ 72,000 |
| COLUMBUS, IN | 4 | $ 567,000 | $ 141,000 | $ 63,000 |
| FLAGSTAFF, AZ | 4 | $ 705,000 | $ 176,000 | $ 59,000 |
| FOND DU LAC, WI | 4 | $ 339,000 | $ 84,000 | $ 100,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 2,514,000 | $ 628,000 | $ 330,000 |
| LAKELAND, FL | 4 | $ 438,000 | $ 109,000 | $ 46,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 487,000 | $ 121,000 | $ 26,000 |
| MONROE, MI | 4 | $ 658,000 | $ 164,000 | $ 104,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 4 | $ 234,000 | $ 58,000 | $ 216,000 |
| OCALA, FL | 4 | $ 341,000 | $ 85,000 | $ 84,000 |
| PUNTA GORDA, FL | 4 | $ 368,000 | $ 92,000 | $ 81,000 |
| SALISBURY, MD | 4 | $ 421,000 | $ 105,000 | $ 60,000 |
| WINSTON-SALEM, NC | 4 | $ 385,000 | $ 96,000 | $ 29,000 |
| ASHEVILLE, NC | 3 | $ 296,000 | $ 98,000 | $ 69,000 |
| BANGOR, ME | 3 | $ 280,000 | $ 93,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 325,000 | $ 108,000 | $ 50,000 |
| BINGHAMTON, NY | 3 | $ 310,000 | $ 103,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 347,000 | $ 115,000 | $ 26,000 |
| BURLINGTON, NC | 3 | $ 246,000 | $ 82,000 | $ 24,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 460,000 | $ 153,000 | $ 80,000 |
| CEDAR RAPIDS, IA | 3 | $ 314,000 | $ 104,000 | $ 9,000 |
| CHATTANOOGA, TN-GA | 3 | $ 411,000 | $ 137,000 | $ 68,000 |
| CORVALLIS, OR | 3 | $ 381,000 | $ 127,000 | $ 14,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 290,000 | $ 96,000 | $ 0 |
| DURHAM, NC | 3 | $ 314,000 | $ 104,000 | $ 120,000 |
| FORT WAYNE, IN | 3 | $ 325,000 | $ 108,000 | $ 52,000 |
| GLENS FALLS, NY | 3 | $ 348,000 | $ 116,000 | $ 0 |
| GULFPORT-BILOXI, MS | 3 | $ 283,000 | $ 94,000 | $ 35,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 500,000 | $ 166,000 | $ 79,000 |
| HANFORD-CORCORAN, CA | 3 | $ 437,000 | $ 145,000 | $ 76,000 |
| KANKAKEE-BRADLEY, IL | 3 | $ 653,000 | $ 217,000 | $ 67,000 |
| KINGSTON, NY | 3 | $ 618,000 | $ 206,000 | $ 56,000 |
| LAWRENCE, KS | 3 | $ 263,000 | $ 87,000 | $ 42,000 |
| LEBANON, PA | 3 | $ 379,000 | $ 126,000 | $ 81,000 |
| LEWISTON-AUBURN, ME | 3 | $ 366,000 | $ 122,000 | $ 0 |
| LOGAN, UT-ID | 3 | $ 178,000 | $ 59,000 | $ 0 |
| PASCAGOULA, MS | 3 | $ 313,000 | $ 104,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 260,000 | $ 86,000 | $ 20,000 |
| PEORIA, IL | 3 | $ 371,000 | $ 123,000 | $ 19,000 |
| PITTSFIELD, MA | 3 | $ 820,000 | $ 273,000 | $ 20,000 |
| ROCKFORD, IL | 3 | $ 428,000 | $ 142,000 | $ 44,000 |
| SHERMAN-DENISON, TX | 3 | $ 247,000 | $ 82,000 | $ 115,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 256,000 | $ 85,000 | $ 16,000 |
| SIOUX FALLS, SD | 3 | $ 421,000 | $ 140,000 | $ 35,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 345,000 | $ 115,000 | $ 71,000 |
| SPRINGFIELD, MO | 3 | $ 316,000 | $ 105,000 | $ 77,000 |
| STATE COLLEGE, PA | 3 | $ 212,000 | $ 70,000 | $ 22,000 |
| TYLER, TX | 3 | $ 354,000 | $ 118,000 | $ 18,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 238,000 | $ 79,000 | $ 0 |
| WILMINGTON, NC | 3 | $ 552,000 | $ 184,000 | $ 232,000 |
| WINCHESTER, VA-WV | 3 | $ 292,000 | $ 97,000 | $ 52,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 305,000 | $ 152,000 | $ 44,000 |
| BOWLING GREEN, KY | 2 | $ 137,000 | $ 68,000 | $ 7,000 |
| CARSON CITY, NV | 2 | $ 226,000 | $ 113,000 | $ 28,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 89,000 | $ 44,000 | $ 14,000 |
| CHEYENNE, WY | 2 | $ 124,000 | $ 62,000 | $ 83,000 |
| COLUMBIA, MO | 2 | $ 187,000 | $ 93,000 | $ 18,000 |
| DECATUR, AL | 2 | $ 181,000 | $ 90,000 | $ 0 |
| DES MOINES, IA | 2 | $ 254,000 | $ 127,000 | $ 0 |
| EL PASO, TX | 2 | $ 151,000 | $ 75,000 | $ 57,000 |
| ERIE, PA | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 258,000 | $ 129,000 | $ 26,000 |
| GAINESVILLE, FL | 2 | $ 133,000 | $ 66,000 | $ 0 |
| GREENVILLE, SC | 2 | $ 400,000 | $ 200,000 | $ 243,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 2 | $ 180,000 | $ 90,000 | $ 0 |
| IOWA CITY, IA | 2 | $ 241,000 | $ 120,000 | $ 0 |
| JOHNSON CITY, TN | 2 | $ 306,000 | $ 153,000 | $ 53,000 |
| JONESBORO, AR | 2 | $ 167,000 | $ 83,000 | $ 0 |
| KOKOMO, IN | 2 | $ 278,000 | $ 139,000 | $ 62,000 |
| LAS CRUCES, NM | 2 | $ 49,000 | $ 24,000 | $ 51,000 |
| MONTGOMERY, AL | 2 | $ 179,000 | $ 89,000 | $ 0 |
| PINE BLUFF, AR | 2 | $ 180,000 | $ 90,000 | $ 0 |
| PUEBLO, CO | 2 | $ 359,000 | $ 179,000 | $ 122,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 2 | $ 113,000 | $ 56,000 | $ 15,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 152,000 | $ 76,000 | $ 0 |
| ST. GEORGE, UT | 2 | $ 113,000 | $ 56,000 | $ 41,000 |
| TUSCALOOSA, AL | 2 | $ 189,000 | $ 94,000 | $ 0 |
| VICTORIA, TX | 2 | $ 251,000 | $ 125,000 | $ 56,000 |
| ANDERSON, SC | 1 | $ 108,000 | $ 108,000 | $ 0 |
| APPLETON, WI | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 60,000 | $ 60,000 | $ 79,000 |
| CASPER, WY | 1 | $ 148,000 | $ 148,000 | $ 92,000 |
| CHARLESTON, WV | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| CLARKSVILLE, TN-KY | 1 | $ 109,000 | $ 109,000 | $ 98,000 |
| CLEVELAND, TN | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| COLUMBUS, GA-AL | 1 | $ 290,000 | $ 290,000 | $ 622,000 |
| CORPUS CHRISTI, TX | 1 | $ 77,000 | $ 77,000 | $ 0 |
| DANVILLE, VA | 1 | $ 166,000 | $ 166,000 | $ 46,000 |
| DECATUR, IL | 1 | $ 93,000 | $ 93,000 | $ 59,000 |
| DOTHAN, AL | 1 | $ 97,000 | $ 97,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 86,000 | $ 86,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| FARMINGTON, NM | 1 | $ 91,000 | $ 91,000 | $ 45,000 |
| FAYETTEVILLE, NC | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 109,000 | $ 109,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 332,000 | $ 332,000 | $ 101,000 |
| GRAND FORKS, ND-MN | 1 | $ 96,000 | $ 96,000 | $ 54,000 |
| GREAT FALLS, MT | 1 | $ 74,000 | $ 74,000 | $ 31,000 |
| HATTIESBURG, MS | 1 | $ 101,000 | $ 101,000 | $ 0 |
| JACKSON, MI | 1 | $ 114,000 | $ 114,000 | $ 41,000 |
| JACKSON, TN | 1 | $ 236,000 | $ 236,000 | $ 88,000 |
| JOPLIN, MO | 1 | $ 96,000 | $ 96,000 | $ 27,000 |
| LEWISTON, ID-WA | 1 | $ 207,000 | $ 207,000 | $ 17,000 |
| LUBBOCK, TX | 1 | $ 83,000 | $ 83,000 | $ 95,000 |
| MACON, GA | 1 | $ 110,000 | $ 110,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 106,000 | $ 106,000 | $ 78,000 |
| MIDLAND, TX | 1 | $ 86,000 | $ 86,000 | $ 0 |
| MOBILE, AL | 1 | $ 99,000 | $ 99,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 157,000 | $ 157,000 | $ 103,000 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 50,000 | $ 50,000 | $ 0 |
| OKLAHOMA CITY, OK | 1 | $ 347,000 | $ 347,000 | $ 82,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 127,000 | $ 127,000 | $ 0 |
| PARKERSBURG-MARIETTA, WV-OH | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| RACINE, WI | 1 | $ 60,000 | $ 60,000 | $ 0 |
| SANDUSKY, OH | 1 | $ 96,000 | $ 96,000 | $ 58,000 |
| SHEBOYGAN, WI | 1 | $ 152,000 | $ 152,000 | $ 102,000 |
| SPRINGFIELD, OH | 1 | $ 96,000 | $ 96,000 | $ 31,000 |
| ST. CLOUD, MN | 1 | $ 83,000 | $ 83,000 | $ 0 |
| ST. JOSEPH, MO-KS | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 52,000 | $ 52,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 94,000 | $ 94,000 | $ 58,000 |
| WAUSAU, WI | 1 | $ 150,000 | $ 150,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 59,000 | $ 59,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Staten Island Bank & T C/O Icb in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,328 | $1,450,407,000 | $158,448 | $3,250,000 | $53,183 | $3,118,000 |
| Home Purchase | 7,001 | $1,138,209,000 | $131,829 | $3,000,000 | $66,914 | $4,171,000 |
| Home Improvement | 49 | $7,684,000 | $144,066 | $455,000 | $46,200 | $181,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,742 | $1,702,849,000 | $144,061 | $3,250,000 | $57,204 | $2,424,000 |
| Not Provided | 1,409 | $272,578,000 | $159,363 | $1,500,000 | $61,590 | $3,118,000 |
| Hispanic | 1,053 | $187,622,000 | $134,100 | $805,000 | $58,433 | $941,000 |
| Asian | 843 | $211,346,000 | $201,206 | $1,300,000 | $70,655 | $2,947,000 |
| Black or African American | 835 | $128,490,000 | $119,973 | $1,000,000 | $47,763 | $4,171,000 |
| Not applicable | 403 | $76,920,000 | $157,000 | $600,000 | $68,555 | $622,000 |
| American Indian or Alaskan Native | 49 | $8,086,000 | $142,529 | $413,000 | $42,294 | $119,000 |
| Native Hawaiian or Other Pacific Islander | 44 | $8,409,000 | $132,818 | $527,000 | $48,636 | $205,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,938 | $2,407,372,000 | $150,458 | $3,250,000 | $71,250 | $4,171,000 |
| FHA-insured (Federal Housing Administration) | 1,251 | $159,766,000 | $125,904 | $347,000 | $19,595 | $435,000 |
| VA-guaranteed (Veterans Administration) | 183 | $28,184,000 | $146,500 | $320,000 | $35,428 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $978,000 | $153,000 | $310,000 | $44,250 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,788 | $1,547,726,000 | $139,085 | $3,250,000 | $53,808 | $3,118,000 |
| Application Approved But Not Accepted | 2,331 | $458,388,000 | $159,878 | $2,000,000 | $70,219 | $1,282,000 |
| Application Withdrawn By Applicant | 1,515 | $296,675,000 | $152,391 | $2,893,000 | $54,543 | $2,424,000 |
| Application Denied By Financial Institution | 1,202 | $202,176,000 | $150,568 | $1,500,000 | $65,977 | $4,171,000 |
| Loan Purchased By The Institution | 497 | $82,210,000 | $151,518 | $780,000 | $55,555 | $399,000 |
| File Closed For Incompleteness | 45 | $9,125,000 | $179,272 | $800,000 | $98,818 | $339,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 363 | $60,524,000 | $157,843 | $1,000,000 | $76,437 | $4,171,000 |
| Credit History | 359 | $61,942,000 | $154,513 | $1,500,000 | $49,027 | $732,000 |
| Collateral | 277 | $47,642,000 | $169,769 | $1,490,000 | $93,076 | $640,000 |
| Debt-To-Income Ratio | 141 | $19,850,000 | $133,476 | $568,000 | $54,428 | $191,000 |
| Employment History | 42 | $7,619,000 | $189,500 | $595,000 | $89,875 | $212,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $4,394,000 | $208,222 | $1,219,000 | $71,777 | $420,000 |
| Unverifiable Information | 1 | $205,000 | $205,000 | $205,000 | $76,000 | $76,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Staten Island Bank & T C/O Icb's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Staten Island Bank & T C/O Icb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.