Statewide Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Statewide Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Statewide Bank 2008 Ronald Reagan Highway Covington, LA 70433 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 729 |
| Total Mortgage Loan Application Amount | $47,136,000 |
| Average Mortgage Loan Application Amount | $98,232 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $78,395 |
| Highest Applicant Income | $3,374,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Statewide Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Statewide Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Statewide Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Statewide Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Statewide Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Statewide Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Tammany County Louisiana | 65 | $ 5,714,000 | $ 87,000 | $ 72,000 |
| Tangipahoa County Louisiana | 39 | $ 2,205,000 | $ 56,000 | $ 40,000 |
| Ouachita County Louisiana | 28 | $ 1,043,000 | $ 37,000 | $ 36,000 |
| Terrebonne County Louisiana | 24 | $ 1,351,000 | $ 56,000 | $ 44,000 |
| Lafourche County Louisiana | 23 | $ 1,087,000 | $ 47,000 | $ 39,000 |
| Plaquemines County Louisiana | 22 | $ 907,000 | $ 41,000 | $ 42,000 |
| Rapides County Louisiana | 18 | $ 830,000 | $ 46,000 | $ 50,000 |
| Jefferson County Louisiana | 17 | $ 1,106,000 | $ 65,000 | $ 44,000 |
| Calcasieu County Louisiana | 16 | $ 613,000 | $ 38,000 | $ 35,000 |
| Orleans County Louisiana | 14 | $ 2,081,000 | $ 148,000 | $ 31,000 |
| Hidalgo County Texas | 14 | $ 613,000 | $ 43,000 | $ 24,000 |
| Washington County Louisiana | 12 | $ 683,000 | $ 56,000 | $ 59,000 |
| Ascension County Louisiana | 11 | $ 634,000 | $ 57,000 | $ 62,000 |
| St. Charles County Louisiana | 10 | $ 319,000 | $ 31,000 | $ 36,000 |
| Union County Louisiana | 9 | $ 316,000 | $ 35,000 | $ 61,000 |
| Adams County Colorado | 8 | $ 1,290,000 | $ 161,000 | $ 27,000 |
| Livingston County Louisiana | 8 | $ 602,000 | $ 75,000 | $ 36,000 |
| Arapahoe County Colorado | 7 | $ 988,000 | $ 141,000 | $ 67,000 |
| Grant County Louisiana | 7 | $ 310,000 | $ 44,000 | $ 42,000 |
| Morehouse County Louisiana | 7 | $ 314,000 | $ 44,000 | $ 39,000 |
| Polk County Iowa | 6 | $ 133,000 | $ 22,000 | $ 32,000 |
| Baltimore County Maryland | 6 | $ 379,000 | $ 63,000 | $ 52,000 |
| East Baton Rouge County Louisiana | 5 | $ 176,000 | $ 35,000 | $ 68,000 |
| St. Bernard County Louisiana | 5 | $ 547,000 | $ 109,000 | $ 31,000 |
| Vernon County Louisiana | 5 | $ 183,000 | $ 36,000 | $ 65,000 |
| El Paso County Colorado | 4 | $ 699,000 | $ 174,000 | $ 153,000 |
| Jefferson County Colorado | 4 | $ 724,000 | $ 181,000 | $ 75,000 |
| Cook County Illinois | 4 | $ 439,000 | $ 109,000 | $ 47,000 |
| Beauregard County Louisiana | 4 | $ 162,000 | $ 40,000 | $ 56,000 |
| Franklin County Louisiana | 4 | $ 147,000 | $ 36,000 | $ 48,000 |
| Lafayette County Louisiana | 4 | $ 127,000 | $ 31,000 | $ 43,000 |
| Richland County Louisiana | 4 | $ 199,000 | $ 49,000 | $ 52,000 |
| St. James County Louisiana | 4 | $ 268,000 | $ 67,000 | $ 47,000 |
| Clark County Nevada | 4 | $ 472,000 | $ 118,000 | $ 94,000 |
| Los Angeles County California | 3 | $ 560,000 | $ 186,000 | $ 71,000 |
| Boulder County Colorado | 3 | $ 555,000 | $ 185,000 | $ 113,000 |
| Larimer County Colorado | 3 | $ 333,000 | $ 111,000 | $ 80,000 |
| Allen County Louisiana | 3 | $ 99,000 | $ 33,000 | $ 36,000 |
| Avoyelles County Louisiana | 3 | $ 132,000 | $ 44,000 | $ 47,000 |
| Lincoln County Louisiana | 3 | $ 86,000 | $ 28,000 | $ 32,000 |
| St. Mary County Louisiana | 3 | $ 83,000 | $ 27,000 | $ 53,000 |
| Anne Arundel County Maryland | 3 | $ 147,000 | $ 49,000 | $ 123,000 |
| Cameron County Texas | 3 | $ 157,000 | $ 52,000 | $ 17,000 |
| Pueblo County Colorado | 2 | $ 312,000 | $ 156,000 | $ 54,000 |
| Weld County Colorado | 2 | $ 344,000 | $ 172,000 | $ 51,000 |
| Broward County Florida | 2 | $ 186,000 | $ 93,000 | $ 94,000 |
| Linn County Iowa | 2 | $ 38,000 | $ 19,000 | $ 41,000 |
| Louisa County Iowa | 2 | $ 206,000 | $ 103,000 | $ 48,000 |
| Assumption County Louisiana | 2 | $ 81,000 | $ 40,000 | $ 27,000 |
| Caldwell County Louisiana | 2 | $ 57,000 | $ 28,000 | $ 34,000 |
| Cameron County Louisiana | 2 | $ 44,000 | $ 22,000 | $ 40,000 |
| Jefferson Davis County Louisiana | 2 | $ 63,000 | $ 31,000 | $ 37,000 |
| St. John the Baptist County Louisiana | 2 | $ 51,000 | $ 25,000 | $ 25,000 |
| St. Martin County Louisiana | 2 | $ 79,000 | $ 39,000 | $ 89,000 |
| Harford County Maryland | 2 | $ 173,000 | $ 86,000 | $ 43,000 |
| St. Mary's County Maryland | 2 | $ 108,000 | $ 54,000 | $ 63,000 |
| Forrest County Mississippi | 2 | $ 87,000 | $ 43,000 | $ 52,000 |
| Lamar County Mississippi | 2 | $ 80,000 | $ 40,000 | $ 28,000 |
| Lauderdale County Mississippi | 2 | $ 88,000 | $ 44,000 | $ 48,000 |
| Newton County Mississippi | 2 | $ 37,000 | $ 18,000 | $ 46,000 |
| Pike County Mississippi | 2 | $ 71,000 | $ 35,000 | $ 26,000 |
| Jackson County Missouri | 2 | $ 14,000 | $ 7,000 | $ 49,000 |
| Codington County South Dakota | 2 | $ 82,000 | $ 41,000 | $ 32,000 |
| Mohave County Arizona | 1 | $ 42,000 | $ 42,000 | $ 113,000 |
| Yavapai County Arizona | 1 | $ 20,000 | $ 20,000 | $ 70,000 |
| Union County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 30,000 |
| Fresno County California | 1 | $ 32,000 | $ 32,000 | $ 53,000 |
| Humboldt County California | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Riverside County California | 1 | $ 291,000 | $ 291,000 | $ 107,000 |
| Sacramento County California | 1 | $ 243,000 | $ 243,000 | $ 90,000 |
| San Bernardino County California | 1 | $ 218,000 | $ 218,000 | $ 48,000 |
| San Diego County California | 1 | $ 487,000 | $ 487,000 | $ 141,000 |
| San Joaquin County California | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Shasta County California | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Broomfield County Colorado | 1 | $ 153,000 | $ 153,000 | $ 56,000 |
| Denver County Colorado | 1 | $ 136,000 | $ 136,000 | $ 77,000 |
| Douglas County Colorado | 1 | $ 199,000 | $ 199,000 | $ 48,000 |
| Eagle County Colorado | 1 | $ 223,000 | $ 223,000 | $ 71,000 |
| San Miguel County Colorado | 1 | $ 274,000 | $ 274,000 | $ 140,000 |
| Hartford County Connecticut | 1 | $ 48,000 | $ 48,000 | $ 68,000 |
| Charlotte County Florida | 1 | $ 36,000 | $ 36,000 | $ 42,000 |
| Escambia County Florida | 1 | $ 300,000 | $ 300,000 | $ 254,000 |
| Hillsborough County Florida | 1 | $ 18,000 | $ 18,000 | $ 41,000 |
| Okaloosa County Florida | 1 | $ 522,000 | $ 522,000 | $ 3,374,000 |
| Pasco County Florida | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Ada County Idaho | 1 | $ 102,000 | $ 102,000 | $ 78,000 |
| Twin Falls County Idaho | 1 | $ 174,000 | $ 174,000 | $ 38,000 |
| Lake County Illinois | 1 | $ 18,000 | $ 18,000 | $ 39,000 |
| Macoupin County Illinois | 1 | $ 4,000 | $ 4,000 | $ 42,000 |
| Hamilton County Indiana | 1 | $ 158,000 | $ 158,000 | $ 80,000 |
| Marion County Indiana | 1 | $ 42,000 | $ 42,000 | $ 46,000 |
| Vigo County Indiana | 1 | $ 2,000 | $ 2,000 | $ 43,000 |
| Black Hawk County Iowa | 1 | $ 34,000 | $ 34,000 | $ 53,000 |
| Guthrie County Iowa | 1 | $ 17,000 | $ 17,000 | $ 11,000 |
| Monroe County Iowa | 1 | $ 8,000 | $ 8,000 | $ 12,000 |
| Wapello County Iowa | 1 | $ 13,000 | $ 13,000 | $ 19,000 |
| Wayne County Iowa | 1 | $ 4,000 | $ 4,000 | $ 35,000 |
| Webster County Iowa | 1 | $ 13,000 | $ 13,000 | $ 44,000 |
| Concordia County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 45,000 |
| East Carroll County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 24,000 |
| Iberia County Louisiana | 1 | $ 34,000 | $ 34,000 | $ 11,000 |
| Jackson County Louisiana | 1 | $ 26,000 | $ 26,000 | $ 40,000 |
| La Salle County Louisiana | 1 | $ 61,000 | $ 61,000 | $ 70,000 |
| Sabine County Louisiana | 1 | $ 33,000 | $ 33,000 | $ 38,000 |
| St. Landry County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 22,000 |
| Tensas County Louisiana | 1 | $ 26,000 | $ 26,000 | $ 13,000 |
| West Baton Rouge County Louisiana | 1 | $ 84,000 | $ 84,000 | $ 54,000 |
| West Carroll County Louisiana | 1 | $ 39,000 | $ 39,000 | $ 69,000 |
| Winn County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 34,000 |
| Baltimore City County Maryland | 1 | $ 36,000 | $ 36,000 | $ 28,000 |
| Worcester County Maryland | 1 | $ 75,000 | $ 75,000 | $ 246,000 |
| Oakland County Michigan | 1 | $ 218,000 | $ 218,000 | $ 61,000 |
| Claiborne County Mississippi | 1 | $ 38,000 | $ 38,000 | $ 19,000 |
| Franklin County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 48,000 |
| Hancock County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 88,000 |
| Harrison County Mississippi | 1 | $ 27,000 | $ 27,000 | $ 25,000 |
| Madison County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 36,000 |
| Pearl River County Mississippi | 1 | $ 18,000 | $ 18,000 | $ 46,000 |
| Rankin County Mississippi | 1 | $ 49,000 | $ 49,000 | $ 71,000 |
| Scott County Mississippi | 1 | $ 34,000 | $ 34,000 | $ 31,000 |
| Simpson County Mississippi | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Stone County Mississippi | 1 | $ 22,000 | $ 22,000 | $ 65,000 |
| Clay County Missouri | 1 | $ 29,000 | $ 29,000 | $ 32,000 |
| Pulaski County Missouri | 1 | $ 12,000 | $ 12,000 | $ 53,000 |
| Clay County Nebraska | 1 | $ 3,000 | $ 3,000 | $ 19,000 |
| Otoe County Nebraska | 1 | $ 17,000 | $ 17,000 | $ 42,000 |
| York County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Rockingham County New Hampshire | 1 | $ 52,000 | $ 52,000 | $ 67,000 |
| Orange County New York | 1 | $ 41,000 | $ 41,000 | $ 54,000 |
| Alamance County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 47,000 |
| Gaston County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 59,000 |
| Stanly County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 47,000 |
| Cuyahoga County Ohio | 1 | $ 16,000 | $ 16,000 | $ 67,000 |
| Lincoln County South Dakota | 1 | $ 179,000 | $ 179,000 | $ 100,000 |
| Fort Bend County Texas | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Williamson County Texas | 1 | $ 131,000 | $ 131,000 | $ 48,000 |
| Davis County Utah | 1 | $ 192,000 | $ 192,000 | $ 22,000 |
| Salt Lake County Utah | 1 | $ 183,000 | $ 183,000 | $ 72,000 |
| Tooele County Utah | 1 | $ 206,000 | $ 206,000 | $ 108,000 |
| Utah County Utah | 1 | $ 17,000 | $ 17,000 | $ 43,000 |
| Milwaukee County Wisconsin | 1 | $ 9,000 | $ 9,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Statewide Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 610 | $34,261,000 | $106,105 | $522,000 | $102,578 | $3,374,000 |
| Refinancing | 100 | $11,700,000 | $99,823 | $600,000 | $67,000 | $591,000 |
| Home Improvement | 19 | $1,175,000 | $73,000 | $375,000 | $40,428 | $150,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 463 | $25,685,000 | $49,000 | $600,000 | $43,500 | $591,000 |
| Not applicable | 157 | $16,100,000 | $83,652 | $522,000 | $81,652 | $3,374,000 |
| Black or African American | 82 | $4,127,000 | $44,666 | $449,000 | $31,666 | $101,000 |
| Hispanic | 12 | $457,000 | $37,500 | $103,000 | $57,500 | $78,000 |
| American Indian or Alaskan Native | 5 | $239,000 | $49,500 | $60,000 | $41,500 | $52,000 |
| Asian | 4 | $261,000 | $73,333 | $120,000 | $29,666 | $53,000 |
| Not Provided | 4 | $185,000 | $59,000 | $85,000 | $52,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $82,000 | $41,000 | $55,000 | $36,500 | $39,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 729 | $47,136,000 | $78,730 | $600,000 | $76,153 | $3,374,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 262 | $15,890,000 | $185,600 | $600,000 | $389,400 | $3,374,000 |
| Application Denied By Financial Institution | 193 | $8,708,000 | $43,666 | $160,000 | $36,333 | $121,000 |
| Loan Purchased By The Institution | 143 | $14,101,000 | $79,136 | $487,000 | $60,318 | $352,000 |
| Application Approved But Not Accepted | 79 | $4,813,000 | $47,666 | $522,000 | $52,333 | $192,000 |
| Application Withdrawn By Applicant | 43 | $2,530,000 | $53,000 | $135,000 | $50,333 | $162,000 |
| File Closed For Incompleteness | 9 | $1,094,000 | $116,000 | $334,000 | $42,000 | $140,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Statewide Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Statewide Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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