Statewide Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Statewide Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Statewide Bank 2008 Ronald Reagan Highway Covington, LA 70433 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 375 |
| Total Mortgage Loan Application Amount | $38,203,000 |
| Average Mortgage Loan Application Amount | $94,000 |
| Highest Mortgage Loan Application Amount | $2,150,000 |
| Average Applicant Income | $62,333 |
| Highest Applicant Income | $3,820,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Statewide Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Statewide Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Statewide Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Statewide Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Statewide Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Statewide Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Tammany County Louisiana | 185 | $ 20,115,000 | $ 108,000 | $ 77,000 |
| Jefferson County Louisiana | 35 | $ 3,474,000 | $ 99,000 | $ 26,000 |
| Orleans County Louisiana | 17 | $ 2,902,000 | $ 170,000 | $ 79,000 |
| Washington County Louisiana | 17 | $ 1,155,000 | $ 67,000 | $ 43,000 |
| Tangipahoa County Louisiana | 15 | $ 2,898,000 | $ 193,000 | $ 60,000 |
| Livingston County Louisiana | 6 | $ 236,000 | $ 39,000 | $ 31,000 |
| East Baton Rouge County Louisiana | 5 | $ 2,342,000 | $ 468,000 | $ 772,000 |
| Philadelphia County Pennsylvania | 3 | $ 87,000 | $ 29,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Clark County Nevada | 2 | $ 579,000 | $ 289,000 | $ 90,000 |
| Queens County New York | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Bexar County Texas | 2 | $ 59,000 | $ 29,000 | $ 0 |
| El Paso County Texas | 2 | $ 65,000 | $ 32,000 | $ 0 |
| Grayson County Texas | 2 | $ 15,000 | $ 7,000 | $ 0 |
| Hardin County Texas | 2 | $ 51,000 | $ 25,000 | $ 0 |
| Harris County Texas | 2 | $ 43,000 | $ 21,000 | $ 0 |
| Hutchinson County Texas | 2 | $ 35,000 | $ 17,000 | $ 0 |
| Tarrant County Texas | 2 | $ 44,000 | $ 22,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Pima County Arizona | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Columbia County Arkansas | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Mississippi County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Poinsett County Arkansas | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Mariposa County California | 1 | $ 334,000 | $ 334,000 | $ 0 |
| Riverside County California | 1 | $ 6,000 | $ 6,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 244,000 |
| Volusia County Florida | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Walton County Florida | 1 | $ 600,000 | $ 600,000 | $ 415,000 |
| Clayton County Georgia | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Henry County Georgia | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Walton County Georgia | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Cook County Illinois | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Grant County Indiana | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Howard County Indiana | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Madison County Indiana | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Reno County Kansas | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Avoyelles County Louisiana | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 28,000 | $ 28,000 | $ 57,000 |
| Concordia County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 310,000 |
| Iberville County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 172,000 | $ 172,000 | $ 74,000 |
| Ouachita County Louisiana | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Rapides County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| St. Bernard County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| St. Martin County Louisiana | 1 | $ 31,000 | $ 31,000 | $ 374,000 |
| Terrebonne County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| West Baton Rouge County Louisiana | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Monroe County Michigan | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Wayne County Michigan | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Monroe County Mississippi | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Pearl River County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| Jackson County Missouri | 1 | $ 92,000 | $ 92,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Bronx County New York | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Kings County New York | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Monroe County New York | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Nassau County New York | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Oneida County New York | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Orange County New York | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Schenectady County New York | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Westchester County New York | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Jackson County Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Polk County Oregon | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Horry County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 68,000 |
| Richland County South Carolina | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Bastrop County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Bell County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Cameron County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Dallas County Texas | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Galveston County Texas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Gregg County Texas | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Lampasas County Texas | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Lee County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Midland County Texas | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Montgomery County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Nolan County Texas | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Orange County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Reeves County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Smith County Texas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Taylor County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Victoria County Texas | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Webb County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Halifax County Virginia | 1 | $ 8,000 | $ 8,000 | $ 0 |
Mortgage Loan Application Detail Totals for Statewide Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 147 | $16,051,000 | $109,000 | $2,150,000 | $71,000 | $3,820,000 |
| Refinancing | 135 | $19,120,000 | $141,000 | $1,049,000 | $70,000 | $780,000 |
| Home Improvement | 93 | $3,032,000 | $32,000 | $195,000 | $46,000 | $324,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 171 | $18,035,000 | $105,000 | $600,000 | $84,000 | $415,000 |
| Not applicable | 166 | $17,190,000 | $103,000 | $2,150,000 | $42,000 | $3,820,000 |
| Black or African American | 21 | $1,060,000 | $50,000 | $155,000 | $40,000 | $123,000 |
| Not Provided | 11 | $1,475,000 | $134,000 | $400,000 | $147,000 | $780,000 |
| Hispanic | 5 | $375,000 | $75,000 | $208,000 | $49,000 | $80,000 |
| Asian | 1 | $68,000 | $68,000 | $68,000 | $28,000 | $28,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 324 | $36,640,000 | $113,000 | $2,150,000 | $75,000 | $3,820,000 |
| FHA-insured (Federal Housing Administration) | 51 | $1,563,000 | $30,000 | $169,000 | $0 | $24,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 153 | $16,483,000 | $107,000 | $2,150,000 | $118,000 | $3,820,000 |
| Loan Purchased By The Institution | 143 | $10,107,000 | $70,000 | $334,000 | $0 | $0 |
| Application Withdrawn By Applicant | 43 | $7,148,000 | $166,000 | $600,000 | $77,000 | $415,000 |
| Application Denied By Financial Institution | 24 | $3,081,000 | $128,000 | $400,000 | $93,000 | $780,000 |
| Application Approved But Not Accepted | 6 | $538,000 | $89,000 | $150,000 | $82,000 | $120,000 |
| File Closed For Incompleteness | 6 | $846,000 | $141,000 | $200,000 | $11,000 | $68,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 11 | $1,389,000 | $126,000 | $400,000 | $118,000 | $780,000 |
| Debt-To-Income Ratio | 4 | $649,000 | $162,000 | $300,000 | $49,000 | $94,000 |
| Collateral | 2 | $130,000 | $65,000 | $121,000 | $84,000 | $122,000 |
| Other | 2 | $188,000 | $94,000 | $130,000 | $68,000 | $112,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Statewide Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Statewide Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.