Stearns Bank National Association
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Stearns Bank National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Stearns Bank National Association 4191 2Nd St S St. Cloud, MN 56301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 637 |
| Total Mortgage Loan Application Amount | $137,895,000 |
| Average Mortgage Loan Application Amount | $167,333 |
| Highest Mortgage Loan Application Amount | $11,300,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $804,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Stearns County Minnesota | 89 | $ 14,356,000 | $ 161,000 | $ 69,000 |
| Pine County Minnesota | 65 | $ 6,563,000 | $ 100,000 | $ 46,000 |
| Chisago County Minnesota | 64 | $ 9,264,000 | $ 144,000 | $ 57,000 |
| Pickens County Georgia | 40 | $ 4,682,000 | $ 117,000 | $ 56,000 |
| Sarasota County Florida | 29 | $ 5,201,000 | $ 179,000 | $ 98,000 |
| Maricopa County Arizona | 24 | $ 10,072,000 | $ 419,000 | $ 9,000 |
| Cherokee County Georgia | 16 | $ 2,795,000 | $ 174,000 | $ 58,000 |
| Benton County Minnesota | 16 | $ 3,173,000 | $ 198,000 | $ 58,000 |
| Kanabec County Minnesota | 16 | $ 1,640,000 | $ 102,000 | $ 71,000 |
| Isanti County Minnesota | 14 | $ 1,606,000 | $ 114,000 | $ 50,000 |
| Hennepin County Minnesota | 11 | $ 1,914,000 | $ 174,000 | $ 102,000 |
| Manatee County Florida | 10 | $ 2,034,000 | $ 203,000 | $ 132,000 |
| Morrison County Minnesota | 9 | $ 1,233,000 | $ 137,000 | $ 65,000 |
| Sherburne County Minnesota | 9 | $ 1,727,000 | $ 191,000 | $ 69,000 |
| Wright County Minnesota | 9 | $ 1,971,000 | $ 219,000 | $ 90,000 |
| Gilmer County Georgia | 8 | $ 864,000 | $ 108,000 | $ 53,000 |
| Walker County Georgia | 8 | $ 1,143,000 | $ 142,000 | $ 54,000 |
| Ramsey County Minnesota | 6 | $ 12,308,000 | $ 2,051,000 | $ 199,000 |
| Washington County Minnesota | 5 | $ 813,000 | $ 162,000 | $ 126,000 |
| Charlotte County Florida | 4 | $ 695,000 | $ 173,000 | $ 70,000 |
| Catoosa County Georgia | 4 | $ 512,000 | $ 128,000 | $ 82,000 |
| Murray County Georgia | 4 | $ 291,000 | $ 72,000 | $ 21,000 |
| Whitfield County Georgia | 3 | $ 581,000 | $ 193,000 | $ 86,000 |
| Meeker County Minnesota | 3 | $ 728,000 | $ 242,000 | $ 318,000 |
| Mille Lacs County Minnesota | 3 | $ 473,000 | $ 157,000 | $ 59,000 |
| Pinellas County Florida | 2 | $ 704,000 | $ 352,000 | $ 111,000 |
| Dawson County Georgia | 2 | $ 90,000 | $ 45,000 | $ 34,000 |
| Gordon County Georgia | 2 | $ 38,000 | $ 19,000 | $ 18,000 |
| Newton County Georgia | 2 | $ 70,000 | $ 35,000 | $ 144,000 |
| Cook County Illinois | 2 | $ 584,000 | $ 292,000 | $ 134,000 |
| Anoka County Minnesota | 2 | $ 243,000 | $ 121,000 | $ 105,000 |
| Cass County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 81,000 |
| Crow Wing County Minnesota | 2 | $ 288,000 | $ 144,000 | $ 119,000 |
| Lyon County Minnesota | 2 | $ 324,000 | $ 162,000 | $ 69,000 |
| Todd County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 53,000 |
| Sequatchie County Tennessee | 2 | $ 235,000 | $ 117,000 | $ 44,000 |
| Kane County Utah | 2 | $ 283,000 | $ 141,000 | $ 88,000 |
| Los Angeles County California | 1 | $ 290,000 | $ 290,000 | $ 65,000 |
| San Diego County California | 1 | $ 2,335,000 | $ 2,335,000 | $ 0 |
| Santa Clara County California | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Ventura County California | 1 | $ 3,318,000 | $ 3,318,000 | $ 0 |
| Broward County Florida | 1 | $ 157,000 | $ 157,000 | $ 56,000 |
| Columbia County Florida | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Lake County Florida | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Leon County Florida | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Marion County Florida | 1 | $ 52,000 | $ 52,000 | $ 22,000 |
| Miami-Dade County Florida | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Orange County Florida | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Bartow County Georgia | 1 | $ 158,000 | $ 158,000 | $ 40,000 |
| Carroll County Georgia | 1 | $ 47,000 | $ 47,000 | $ 14,000 |
| Clarke County Georgia | 1 | $ 166,000 | $ 166,000 | $ 52,000 |
| DeKalb County Georgia | 1 | $ 216,000 | $ 216,000 | $ 238,000 |
| Boise County Idaho | 1 | $ 315,000 | $ 315,000 | $ 0 |
| DuPage County Illinois | 1 | $ 350,000 | $ 350,000 | $ 123,000 |
| Jackson County Illinois | 1 | $ 280,000 | $ 280,000 | $ 215,000 |
| Nelson County Kentucky | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Red River County Louisiana | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Kandiyohi County Minnesota | 1 | $ 64,000 | $ 64,000 | $ 41,000 |
| Boone County Missouri | 1 | $ 380,000 | $ 380,000 | $ 326,000 |
| Henderson County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 6,000 |
| Wake County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 59,000 |
| McHenry County North Dakota | 1 | $ 263,000 | $ 263,000 | $ 139,000 |
| Stark County North Dakota | 1 | $ 3,968,000 | $ 3,968,000 | $ 0 |
| Williams County North Dakota | 1 | $ 140,000 | $ 140,000 | $ 97,000 |
| Deschutes County Oregon | 1 | $ 8,900,000 | $ 8,900,000 | $ 0 |
| Beadle County South Dakota | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Cherokee County Texas | 1 | $ 1,472,000 | $ 1,472,000 | $ 0 |
| Burnett County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Polk County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 110,000 |
| Rusk County Wisconsin | 1 | $ 677,000 | $ 677,000 | $ 22,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Stearns Bank National Association in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 415 | $91,891,000 | $221,000 | $11,300,000 | $64,000 | $804,000 |
| Refinancing | 212 | $45,322,000 | $213,000 | $3,860,000 | $70,000 | $319,000 |
| Home Improvement | 10 | $682,000 | $68,000 | $315,000 | $37,000 | $125,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 550 | $79,603,000 | $144,000 | $950,000 | $70,000 | $804,000 |
| Not applicable | 46 | $50,413,000 | $1,095,000 | $11,300,000 | $0 | $0 |
| Not Provided | 31 | $6,142,000 | $198,000 | $635,000 | $95,000 | $406,000 |
| Hispanic | 6 | $882,000 | $147,000 | $417,000 | $59,000 | $124,000 |
| Asian | 2 | $437,000 | $218,000 | $254,000 | $30,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $122,000 | $122,000 | $122,000 | $33,000 | $33,000 |
| American Indian or Alaskan Native | 1 | $296,000 | $296,000 | $296,000 | $88,000 | $88,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 455 | $113,411,000 | $249,000 | $11,300,000 | $74,000 | $804,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 134 | $17,583,000 | $131,000 | $677,000 | $40,000 | $89,000 |
| FHA-insured (Federal Housing Administration) | 41 | $5,891,000 | $143,000 | $245,000 | $57,000 | $154,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,010,000 | $144,000 | $235,000 | $59,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 380 | $60,997,000 | $160,000 | $3,860,000 | $66,000 | $804,000 |
| Preapproval Approved but not Accepted | 88 | $13,502,000 | $153,000 | $400,000 | $67,000 | $362,000 |
| Application Denied By Financial Institution | 72 | $22,371,000 | $310,000 | $8,900,000 | $70,000 | $222,000 |
| Application Approved But Not Accepted | 59 | $17,585,000 | $298,000 | $3,318,000 | $66,000 | $292,000 |
| Preapproval Denied by Financial Institution | 22 | $2,636,000 | $119,000 | $204,000 | $41,000 | $118,000 |
| Application Withdrawn By Applicant | 11 | $18,034,000 | $1,639,000 | $11,300,000 | $61,000 | $134,000 |
| File Closed For Incompleteness | 5 | $2,770,000 | $554,000 | $1,200,000 | $47,000 | $130,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 42 | $5,613,000 | $133,000 | $360,000 | $62,000 | $166,000 |
| Debt-To-Income Ratio | 28 | $4,530,000 | $161,000 | $450,000 | $52,000 | $191,000 |
| Collateral | 14 | $2,253,000 | $160,000 | $460,000 | $92,000 | $222,000 |
| Other | 5 | $12,116,000 | $2,423,000 | $8,900,000 | $92,000 | $209,000 |
| Employment History | 2 | $210,000 | $105,000 | $122,000 | $27,000 | $33,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $166,000 | $83,000 | $96,000 | $32,000 | $37,000 |
| Unverifiable Information | 1 | $119,000 | $119,000 | $119,000 | $30,000 | $30,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.