Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Stearns Lending, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Stearns Lending, Llc 4 Hutton Centre, 10Th Floor Santa Ana, CA 92707 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 76,777 |
Total Mortgage Loan Application Amount | $19,922,520,000 |
Average Mortgage Loan Application Amount | $263,000 |
Highest Mortgage Loan Application Amount | $3,000,000 |
Average Applicant Income | $95,000 |
Highest Applicant Income | $4,462,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Logan County Ohio | 1 | $ 247,000 | $ 247,000 | $ 61,000 |
Mahoning County Ohio | 1 | $ 270,000 | $ 270,000 | $ 82,000 |
Marion County Ohio | 1 | $ 217,000 | $ 217,000 | $ 39,000 |
Muskingum County Ohio | 1 | $ 111,000 | $ 111,000 | $ 0 |
Perry County Ohio | 1 | $ 169,000 | $ 169,000 | $ 67,000 |
Portage County Ohio | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
Scioto County Ohio | 1 | $ 139,000 | $ 139,000 | $ 0 |
Trumbull County Ohio | 1 | $ 131,000 | $ 131,000 | $ 60,000 |
Washington County Ohio | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
Craig County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 90,000 |
Dewey County Oklahoma | 1 | $ 293,000 | $ 293,000 | $ 117,000 |
Garvin County Oklahoma | 1 | $ 230,000 | $ 230,000 | $ 70,000 |
Kingfisher County Oklahoma | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
McClain County Oklahoma | 1 | $ 213,000 | $ 213,000 | $ 109,000 |
Okmulgee County Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 34,000 |
Pushmataha County Oklahoma | 1 | $ 222,000 | $ 222,000 | $ 80,000 |
Stephens County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 114,000 |
Texas County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
Baker County Oregon | 1 | $ 188,000 | $ 188,000 | $ 321,000 |
Gilliam County Oregon | 1 | $ 232,000 | $ 232,000 | $ 207,000 |
Grant County Oregon | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
Malheur County Oregon | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
Union County Oregon | 1 | $ 271,000 | $ 271,000 | $ 62,000 |
Wallowa County Oregon | 1 | $ 156,000 | $ 156,000 | $ 67,000 |
Crawford County Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 220,000 |
Fayette County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 53,000 |
Fulton County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 44,000 |
Jefferson County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 69,000 |
McKean County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 88,000 |
Somerset County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 84,000 |
Union County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
Barnwell County South Carolina | 1 | $ 236,000 | $ 236,000 | $ 43,000 |
Chester County South Carolina | 1 | $ 201,000 | $ 201,000 | $ 34,000 |
Clarendon County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
Colleton County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
Dillon County South Carolina | 1 | $ 174,000 | $ 174,000 | $ 90,000 |
Edgefield County South Carolina | 1 | $ 196,000 | $ 196,000 | $ 99,000 |
Fairfield County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
Greenwood County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
Butte County South Dakota | 1 | $ 144,000 | $ 144,000 | $ 123,000 |
Codington County South Dakota | 1 | $ 151,000 | $ 151,000 | $ 48,000 |
Davison County South Dakota | 1 | $ 186,000 | $ 186,000 | $ 99,000 |
Fall River County South Dakota | 1 | $ 132,000 | $ 132,000 | $ 89,000 |
Gregory County South Dakota | 1 | $ 79,000 | $ 79,000 | $ 13,000 |
Hamlin County South Dakota | 1 | $ 133,000 | $ 133,000 | $ 92,000 |
Kingsbury County South Dakota | 1 | $ 241,000 | $ 241,000 | $ 78,000 |
Lake County South Dakota | 1 | $ 93,000 | $ 93,000 | $ 0 |
Union County South Dakota | 1 | $ 76,000 | $ 76,000 | $ 65,000 |
Claiborne County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 21,000 |
Crockett County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
Cumberland County Tennessee | 1 | $ 234,000 | $ 234,000 | $ 83,000 |
Franklin County Tennessee | 1 | $ 264,000 | $ 264,000 | $ 238,000 |
Giles County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
Grainger County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
Hickman County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 64,000 |
McMinn County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 109,000 |
Perry County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 90,000 |
Pickett County Tennessee | 1 | $ 171,000 | $ 171,000 | $ 297,000 |
Polk County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 171,000 |
Tipton County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 67,000 |
White County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
Angelina County Texas | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
Armstrong County Texas | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
Bandera County Texas | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
Brewster County Texas | 1 | $ 203,000 | $ 203,000 | $ 104,000 |
Calhoun County Texas | 1 | $ 116,000 | $ 116,000 | $ 64,000 |
Callahan County Texas | 1 | $ 151,000 | $ 151,000 | $ 58,000 |
Cass County Texas | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
Coke County Texas | 1 | $ 97,000 | $ 97,000 | $ 91,000 |
Crosby County Texas | 1 | $ 93,000 | $ 93,000 | $ 23,000 |
Deaf Smith County Texas | 1 | $ 108,000 | $ 108,000 | $ 24,000 |
Eastland County Texas | 1 | $ 287,000 | $ 287,000 | $ 184,000 |
Fayette County Texas | 1 | $ 172,000 | $ 172,000 | $ 77,000 |
Gaines County Texas | 1 | $ 320,000 | $ 320,000 | $ 115,000 |
Gillespie County Texas | 1 | $ 131,000 | $ 131,000 | $ 76,000 |
Gray County Texas | 1 | $ 53,000 | $ 53,000 | $ 38,000 |
Harrison County Texas | 1 | $ 276,000 | $ 276,000 | $ 148,000 |
Jack County Texas | 1 | $ 234,000 | $ 234,000 | $ 113,000 |
Jasper County Texas | 1 | $ 183,000 | $ 183,000 | $ 67,000 |
Jones County Texas | 1 | $ 147,000 | $ 147,000 | $ 104,000 |
Lamb County Texas | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
Lampasas County Texas | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
Lee County Texas | 1 | $ 116,000 | $ 116,000 | $ 31,000 |
Leon County Texas | 1 | $ 136,000 | $ 136,000 | $ 157,000 |
Madison County Texas | 1 | $ 338,000 | $ 338,000 | $ 111,000 |
Morris County Texas | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
Nacogdoches County Texas | 1 | $ 109,000 | $ 109,000 | $ 44,000 |
Navarro County Texas | 1 | $ 151,000 | $ 151,000 | $ 59,000 |
Palo Pinto County Texas | 1 | $ 62,000 | $ 62,000 | $ 52,000 |
Pecos County Texas | 1 | $ 104,000 | $ 104,000 | $ 58,000 |
Presidio County Texas | 1 | $ 104,000 | $ 104,000 | $ 132,000 |
Reagan County Texas | 1 | $ 133,000 | $ 133,000 | $ 71,000 |
Reeves County Texas | 1 | $ 107,000 | $ 107,000 | $ 39,000 |
Roberts County Texas | 1 | $ 130,000 | $ 130,000 | $ 65,000 |
San Augustine County Texas | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
San Saba County Texas | 1 | $ 113,000 | $ 113,000 | $ 57,000 |
Swisher County Texas | 1 | $ 220,000 | $ 220,000 | $ 62,000 |
Val Verde County Texas | 1 | $ 196,000 | $ 196,000 | $ 108,000 |
Wilbarger County Texas | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
Willacy County Texas | 1 | $ 276,000 | $ 276,000 | $ 107,000 |
Yoakum County Texas | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
Young County Texas | 1 | $ 114,000 | $ 114,000 | $ 86,000 |
Franklin County Vermont | 1 | $ 161,000 | $ 161,000 | $ 40,000 |
Windham County Vermont | 1 | $ 159,000 | $ 159,000 | $ 55,000 |
Appomattox County Virginia | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
Brunswick County Virginia | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
Carroll County Virginia | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
Clarke County Virginia | 1 | $ 471,000 | $ 471,000 | $ 111,000 |
Culpeper County Virginia | 1 | $ 121,000 | $ 121,000 | $ 37,000 |
Cumberland County Virginia | 1 | $ 176,000 | $ 176,000 | $ 23,000 |
Emporia County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
Essex County Virginia | 1 | $ 260,000 | $ 260,000 | $ 141,000 |
Franklin City County Virginia | 1 | $ 274,000 | $ 274,000 | $ 0 |
Galax County Virginia | 1 | $ 133,000 | $ 133,000 | $ 47,000 |
Giles County Virginia | 1 | $ 92,000 | $ 92,000 | $ 24,000 |
Gloucester County Virginia | 1 | $ 296,000 | $ 296,000 | $ 118,000 |
Grayson County Virginia | 1 | $ 249,000 | $ 249,000 | $ 49,000 |
Greene County Virginia | 1 | $ 89,000 | $ 89,000 | $ 33,000 |
Highland County Virginia | 1 | $ 94,000 | $ 94,000 | $ 87,000 |
Lancaster County Virginia | 1 | $ 279,000 | $ 279,000 | $ 174,000 |
Mathews County Virginia | 1 | $ 417,000 | $ 417,000 | $ 52,000 |
Nelson County Virginia | 1 | $ 82,000 | $ 82,000 | $ 21,000 |
Northampton County Virginia | 1 | $ 188,000 | $ 188,000 | $ 161,000 |
Nottoway County Virginia | 1 | $ 157,000 | $ 157,000 | $ 0 |
Prince Edward County Virginia | 1 | $ 250,000 | $ 250,000 | $ 155,000 |
Rockbridge County Virginia | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
Rockingham County Virginia | 1 | $ 380,000 | $ 380,000 | $ 0 |
Warren County Virginia | 1 | $ 200,000 | $ 200,000 | $ 115,000 |
Waynesboro County Virginia | 1 | $ 122,000 | $ 122,000 | $ 22,000 |
Wise County Virginia | 1 | $ 144,000 | $ 144,000 | $ 64,000 |
Fayette County West Virginia | 1 | $ 143,000 | $ 143,000 | $ 49,000 |
Harrison County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
Logan County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 57,000 |
Marion County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
Pocahontas County West Virginia | 1 | $ 378,000 | $ 378,000 | $ 333,000 |
Summers County West Virginia | 1 | $ 196,000 | $ 196,000 | $ 76,000 |
Wyoming County West Virginia | 1 | $ 64,000 | $ 64,000 | $ 44,000 |
Adams County Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 62,000 |
Grant County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 90,000 |
Green County Wisconsin | 1 | $ 177,000 | $ 177,000 | $ 83,000 |
Lafayette County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 82,000 |
Manitowoc County Wisconsin | 1 | $ 159,000 | $ 159,000 | $ 0 |
Marathon County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 161,000 |
Shawano County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 121,000 |
Vilas County Wisconsin | 1 | $ 179,000 | $ 179,000 | $ 75,000 |
Washburn County Wisconsin | 1 | $ 222,000 | $ 222,000 | $ 92,000 |
Wood County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 107,000 |
Campbell County Wyoming | 1 | $ 231,000 | $ 231,000 | $ 0 |
Converse County Wyoming | 1 | $ 243,000 | $ 243,000 | $ 36,000 |
Goshen County Wyoming | 1 | $ 136,000 | $ 136,000 | $ 34,000 |
Sweetwater County Wyoming | 1 | $ 265,000 | $ 265,000 | $ 123,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 48,365 | $12,019,175,000 | $248,000 | $2,500,000 | $91,000 | $2,075,000 |
Refinancing | 28,412 | $7,903,345,000 | $278,000 | $3,000,000 | $99,000 | $4,462,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 50,451 | $12,904,037,000 | $255,000 | $2,500,000 | $97,000 | $4,462,000 |
Hispanic | 10,250 | $2,382,604,000 | $232,000 | $1,470,000 | $70,000 | $1,356,000 |
Asian | 7,450 | $2,335,034,000 | $313,000 | $2,700,000 | $106,000 | $2,947,000 |
Not Provided | 5,198 | $1,461,049,000 | $281,000 | $3,000,000 | $101,000 | $1,560,000 |
Black or African American | 2,691 | $631,147,000 | $234,000 | $1,418,000 | $77,000 | $1,233,000 |
Native Hawaiian or Other Pacific Islander | 490 | $149,612,000 | $305,000 | $1,600,000 | $96,000 | $373,000 |
American Indian or Alaskan Native | 247 | $59,037,000 | $239,000 | $700,000 | $91,000 | $487,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 53,858 | $14,560,583,000 | $270,000 | $3,000,000 | $106,000 | $4,462,000 |
FHA-insured (Federal Housing Administration) | 14,063 | $3,029,701,000 | $215,000 | $815,000 | $63,000 | $601,000 |
VA-guaranteed (Veterans Administration) | 6,448 | $1,925,232,000 | $298,000 | $1,500,000 | $79,000 | $547,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,408 | $407,004,000 | $169,000 | $595,000 | $50,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 46,592 | $12,156,504,000 | $260,000 | $2,000,000 | $94,000 | $4,462,000 |
Loan Purchased By The Institution | 16,349 | $4,076,652,000 | $249,000 | $2,500,000 | $95,000 | $2,947,000 |
Application Approved But Not Accepted | 5,845 | $1,594,588,000 | $272,000 | $1,865,000 | $96,000 | $1,812,000 |
Application Denied By Financial Institution | 3,357 | $916,680,000 | $273,000 | $3,000,000 | $86,000 | $2,229,000 |
Application Withdrawn By Applicant | 3,219 | $801,401,000 | $248,000 | $2,000,000 | $94,000 | $1,560,000 |
File Closed For Incompleteness | 1,415 | $376,695,000 | $266,000 | $1,725,000 | $85,000 | $844,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 987 | $288,098,000 | $291,000 | $3,000,000 | $64,000 | $384,000 |
Collateral | 718 | $182,742,000 | $254,000 | $1,425,000 | $100,000 | $718,000 |
Credit History | 692 | $183,858,000 | $265,000 | $1,470,000 | $93,000 | $2,229,000 |
Other | 564 | $155,077,000 | $274,000 | $2,700,000 | $95,000 | $989,000 |
Unverifiable Information | 150 | $41,651,000 | $277,000 | $1,320,000 | $93,000 | $626,000 |
Employment History | 119 | $29,884,000 | $251,000 | $1,500,000 | $88,000 | $1,356,000 |
Insufficient Cash (Downpayment, Closing Cost) | 72 | $17,537,000 | $243,000 | $843,000 | $72,000 | $174,000 |
Credit Application Incomplete | 52 | $17,282,000 | $332,000 | $1,985,000 | $110,000 | $519,000 |
Mortgage Insurance Denied | 3 | $551,000 | $183,000 | $291,000 | $90,000 | $152,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.