Stearns Lending, LLC Mortgage Lending & HMDA Data, 2014
In 2014, Stearns Lending, LLC of Santa Ana, CA reported 76,777 mortgage applications totaling $19.9 billion, up 12% from 2013. The average application was for $259,485, and applicants reported an average income of $93,960. 61% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (4,612), Denver-Aurora-Lakewood, CO (3,829) and Riverside-San Bernardino-Ontario, CA (3,390) (applications in parentheses).
| Mortgage Company & Address | Stearns Lending, LLC 4 Hutton Centre, 10th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 76,777 |
| Total Mortgage Loan Application Amount | $19,922,520,000 |
| Average Mortgage Loan Application Amount | $259,485 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $93,960 |
| Highest Applicant Income | $4,462,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stearns Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 4,612 | $ 1,670,827,000 | $ 362,278 | $ 107,000 |
| Orange, California | 2,744 | $ 1,125,037,000 | $ 409,998 | $ 123,000 |
| Salt Lake, Utah | 2,173 | $ 514,912,000 | $ 236,959 | $ 90,000 |
| Riverside, California | 2,158 | $ 567,146,000 | $ 262,810 | $ 96,000 |
| San Diego, California | 2,049 | $ 734,494,000 | $ 358,464 | $ 107,000 |
| Maricopa, Arizona | 2,031 | $ 418,650,000 | $ 206,129 | $ 83,000 |
| Clark, Nevada | 2,020 | $ 420,284,000 | $ 208,061 | $ 81,000 |
| Santa Clara, California | 1,777 | $ 801,758,000 | $ 451,186 | $ 134,000 |
| Sonoma, California | 1,655 | $ 550,739,000 | $ 332,772 | $ 110,000 |
| Cook, Illinois | 1,269 | $ 277,229,000 | $ 218,462 | $ 96,000 |
| San Bernardino, California | 1,232 | $ 307,986,000 | $ 249,988 | $ 86,000 |
| Alameda, California | 1,120 | $ 438,969,000 | $ 391,936 | $ 115,000 |
| Contra Costa, California | 1,058 | $ 395,307,000 | $ 373,636 | $ 113,000 |
| Utah, Utah | 1,042 | $ 228,448,000 | $ 219,239 | $ 76,000 |
| Fresno, California | 996 | $ 200,445,000 | $ 201,250 | $ 81,000 |
| Jefferson, Colorado | 908 | $ 233,581,000 | $ 257,247 | $ 93,000 |
| Arapahoe, Colorado | 847 | $ 199,386,000 | $ 235,402 | $ 86,000 |
| Denver, Colorado | 785 | $ 195,078,000 | $ 248,507 | $ 91,000 |
| Stanislaus, California | 784 | $ 151,922,000 | $ 193,778 | $ 68,000 |
| Sacramento, California | 751 | $ 175,401,000 | $ 233,556 | $ 79,000 |
| Davis, Utah | 735 | $ 167,821,000 | $ 228,327 | $ 78,000 |
| San Joaquin, California | 727 | $ 157,316,000 | $ 216,390 | $ 72,000 |
| Washington, Utah | 669 | $ 131,135,000 | $ 196,016 | $ 82,000 |
| Honolulu, Hawaii | 575 | $ 247,238,000 | $ 429,979 | $ 103,000 |
| Douglas, Colorado | 564 | $ 165,357,000 | $ 293,186 | $ 104,000 |
| Harris, Texas | 558 | $ 115,460,000 | $ 206,917 | $ 106,000 |
| Adams, Colorado | 542 | $ 116,823,000 | $ 215,540 | $ 73,000 |
| Multnomah, Oregon | 522 | $ 126,162,000 | $ 241,689 | $ 88,000 |
| El Paso, Colorado | 505 | $ 118,187,000 | $ 234,033 | $ 81,000 |
| Bernalillo, New Mexico | 505 | $ 98,064,000 | $ 194,186 | $ 86,000 |
| Ventura, California | 500 | $ 191,123,000 | $ 382,246 | $ 112,000 |
| Clark, Washington | 500 | $ 117,418,000 | $ 234,836 | $ 95,000 |
| San Mateo, California | 498 | $ 241,232,000 | $ 484,401 | $ 138,000 |
| Weber, Utah | 475 | $ 87,673,000 | $ 184,574 | $ 63,000 |
| Middlesex, Massachusetts | 440 | $ 133,642,000 | $ 303,731 | $ 104,000 |
| Monterey, California | 438 | $ 129,821,000 | $ 296,394 | $ 80,000 |
| Washington, Oregon | 431 | $ 104,775,000 | $ 243,097 | $ 92,000 |
| King, Washington | 404 | $ 126,682,000 | $ 313,569 | $ 113,000 |
| Hennepin, Minnesota | 399 | $ 80,595,000 | $ 201,992 | $ 95,000 |
| Lane, Oregon | 371 | $ 69,595,000 | $ 187,587 | $ 72,000 |
| Palm Beach, Florida | 359 | $ 77,508,000 | $ 215,899 | $ 99,000 |
| Hillsborough, Florida | 344 | $ 65,507,000 | $ 190,427 | $ 72,000 |
| Weld, Colorado | 341 | $ 72,765,000 | $ 213,387 | $ 83,000 |
| DuPage, Illinois | 320 | $ 71,265,000 | $ 222,703 | $ 95,000 |
| Broward, Florida | 315 | $ 74,278,000 | $ 235,803 | $ 99,000 |
| Placer, California | 314 | $ 98,623,000 | $ 314,085 | $ 105,000 |
| Montgomery, Pennsylvania | 302 | $ 75,636,000 | $ 250,450 | $ 96,000 |
| Larimer, Colorado | 298 | $ 72,842,000 | $ 244,436 | $ 89,000 |
| Bristol, Massachusetts | 285 | $ 65,180,000 | $ 228,701 | $ 72,000 |
| Kern, California | 273 | $ 54,370,000 | $ 199,157 | $ 99,000 |
| Gwinnett, Georgia | 265 | $ 43,837,000 | $ 165,422 | $ 72,000 |
| Santa Cruz, California | 258 | $ 102,548,000 | $ 397,472 | $ 115,000 |
| Solano, California | 258 | $ 71,825,000 | $ 278,391 | $ 91,000 |
| Clackamas, Oregon | 246 | $ 65,966,000 | $ 268,154 | $ 88,000 |
| San Francisco, California | 243 | $ 115,687,000 | $ 476,078 | $ 135,000 |
| Providence, Rhode Island | 241 | $ 46,540,000 | $ 193,112 | $ 75,000 |
| Pinal, Arizona | 237 | $ 45,721,000 | $ 192,915 | $ 87,000 |
| Oakland, Michigan | 232 | $ 58,814,000 | $ 253,508 | $ 115,000 |
| Santa Barbara, California | 231 | $ 79,881,000 | $ 345,805 | $ 116,000 |
| Kane, Illinois | 228 | $ 41,317,000 | $ 181,214 | $ 74,000 |
| Collin, Texas | 223 | $ 51,630,000 | $ 231,524 | $ 125,000 |
| Tarrant, Texas | 223 | $ 40,635,000 | $ 182,219 | $ 100,000 |
| Ada, Idaho | 222 | $ 41,284,000 | $ 185,963 | $ 89,000 |
| Plymouth, Massachusetts | 221 | $ 58,034,000 | $ 262,597 | $ 86,000 |
| Miami-Dade, Florida | 220 | $ 53,240,000 | $ 242,000 | $ 97,000 |
| San Luis Obispo, California | 216 | $ 75,258,000 | $ 348,416 | $ 114,000 |
| Fort Bend, Texas | 216 | $ 53,554,000 | $ 247,935 | $ 121,000 |
| Boulder, Colorado | 215 | $ 59,270,000 | $ 275,674 | $ 98,000 |
| Ramsey, Minnesota | 215 | $ 35,183,000 | $ 163,641 | $ 74,000 |
| Worcester, Massachusetts | 211 | $ 45,834,000 | $ 217,222 | $ 74,000 |
| Baltimore, Maryland | 207 | $ 43,853,000 | $ 211,850 | $ 84,000 |
| Norfolk, Massachusetts | 205 | $ 59,784,000 | $ 291,629 | $ 101,000 |
| Fulton, Georgia | 204 | $ 57,111,000 | $ 279,955 | $ 120,000 |
| Tulare, California | 201 | $ 35,437,000 | $ 176,303 | $ 81,000 |
| Allegheny, Pennsylvania | 199 | $ 31,782,000 | $ 159,708 | $ 78,000 |
| Chester, Pennsylvania | 198 | $ 54,322,000 | $ 274,353 | $ 123,000 |
| Essex, Massachusetts | 194 | $ 52,023,000 | $ 268,159 | $ 93,000 |
| Jefferson, Kentucky | 193 | $ 37,251,000 | $ 193,010 | $ 87,000 |
| Pierce, Washington | 191 | $ 43,442,000 | $ 227,445 | $ 78,000 |
| Pinellas, Florida | 190 | $ 38,200,000 | $ 201,052 | $ 106,000 |
| Will, Illinois | 187 | $ 39,096,000 | $ 209,069 | $ 92,000 |
| Denton, Texas | 187 | $ 39,821,000 | $ 212,946 | $ 107,000 |
| Centre, Pennsylvania | 186 | $ 37,013,000 | $ 198,994 | $ 84,000 |
| Fairfield, Connecticut | 184 | $ 58,590,000 | $ 318,423 | $ 131,000 |
| Lake, Illinois | 184 | $ 41,021,000 | $ 222,940 | $ 103,000 |
| Snohomish, Washington | 184 | $ 50,800,000 | $ 276,086 | $ 91,000 |
| Dakota, Minnesota | 181 | $ 34,549,000 | $ 190,878 | $ 77,000 |
| Marion, Oregon | 179 | $ 34,519,000 | $ 192,843 | $ 76,000 |
| Cache, Utah | 178 | $ 29,254,000 | $ 164,348 | $ 51,000 |
| Fairfax, Virginia | 178 | $ 70,707,000 | $ 397,230 | $ 114,000 |
| Spokane, Washington | 178 | $ 32,676,000 | $ 183,573 | $ 76,000 |
| Kootenai, Idaho | 174 | $ 34,709,000 | $ 199,477 | $ 82,000 |
| Dallas, Texas | 171 | $ 33,592,000 | $ 196,444 | $ 112,000 |
| Merced, California | 170 | $ 28,660,000 | $ 168,588 | $ 57,000 |
| Luzerne, Pennsylvania | 168 | $ 21,895,000 | $ 130,327 | $ 69,000 |
| Suffolk, Massachusetts | 167 | $ 50,276,000 | $ 301,053 | $ 99,000 |
| Pima, Arizona | 165 | $ 28,628,000 | $ 173,503 | $ 79,000 |
| Madera, California | 165 | $ 31,245,000 | $ 189,363 | $ 68,000 |
| Philadelphia, Pennsylvania | 164 | $ 35,107,000 | $ 214,067 | $ 87,000 |
| Marin, California | 161 | $ 77,366,000 | $ 480,534 | $ 143,000 |
| Washington, Minnesota | 157 | $ 31,725,000 | $ 202,070 | $ 89,000 |
| Delaware, Pennsylvania | 152 | $ 33,122,000 | $ 217,907 | $ 89,000 |
| Yavapai, Arizona | 149 | $ 29,091,000 | $ 195,241 | $ 75,000 |
| Anoka, Minnesota | 147 | $ 27,185,000 | $ 184,931 | $ 75,000 |
| El Dorado, California | 146 | $ 46,665,000 | $ 319,623 | $ 128,000 |
| Prince George's, Maryland | 144 | $ 35,115,000 | $ 243,854 | $ 74,000 |
| Coconino, Arizona | 143 | $ 39,239,000 | $ 274,398 | $ 125,000 |
| Montgomery, Maryland | 143 | $ 52,763,000 | $ 368,972 | $ 117,000 |
| Montgomery, Texas | 142 | $ 34,817,000 | $ 245,190 | $ 116,000 |
| Travis, Texas | 142 | $ 35,416,000 | $ 249,408 | $ 131,000 |
| Cobb, Georgia | 141 | $ 31,738,000 | $ 225,092 | $ 93,000 |
| Barnstable, Massachusetts | 140 | $ 34,585,000 | $ 247,035 | $ 98,000 |
| Mohave, Arizona | 139 | $ 22,697,000 | $ 163,287 | $ 68,000 |
| Tooele, Utah | 135 | $ 24,968,000 | $ 184,948 | $ 66,000 |
| Missoula, Montana | 133 | $ 31,443,000 | $ 236,413 | $ 97,000 |
| Prince William, Virginia | 133 | $ 39,539,000 | $ 297,285 | $ 81,000 |
| San Juan, New Mexico | 130 | $ 24,933,000 | $ 191,792 | $ 90,000 |
| Wake, North Carolina | 129 | $ 31,682,000 | $ 245,596 | $ 102,000 |
| Lake, California | 128 | $ 23,514,000 | $ 183,703 | $ 73,000 |
| Orange, Florida | 128 | $ 27,719,000 | $ 216,554 | $ 81,000 |
| Clark, Indiana | 125 | $ 20,162,000 | $ 161,296 | $ 75,000 |
| Anne Arundel, Maryland | 124 | $ 35,242,000 | $ 284,209 | $ 89,000 |
| Kings, California | 122 | $ 23,604,000 | $ 193,475 | $ 67,000 |
| New Castle, Delaware | 122 | $ 27,306,000 | $ 223,819 | $ 88,000 |
| Lackawanna, Pennsylvania | 120 | $ 15,193,000 | $ 126,608 | $ 65,000 |
| Forsyth, Georgia | 115 | $ 32,029,000 | $ 278,513 | $ 115,000 |
| Johnson, Kansas | 115 | $ 25,420,000 | $ 221,043 | $ 104,000 |
| Sandoval, New Mexico | 114 | $ 25,321,000 | $ 222,114 | $ 92,000 |
| Loudoun, Virginia | 110 | $ 41,897,000 | $ 380,881 | $ 117,000 |
| Lee, Florida | 109 | $ 18,676,000 | $ 171,339 | $ 102,000 |
| Floyd, Indiana | 108 | $ 21,455,000 | $ 198,657 | $ 88,000 |
| Napa, California | 106 | $ 41,592,000 | $ 392,377 | $ 134,000 |
| Hillsborough, New Hampshire | 105 | $ 22,127,000 | $ 210,733 | $ 78,000 |
| Monmouth, New Jersey | 102 | $ 29,797,000 | $ 292,127 | $ 108,000 |
| Bucks, Pennsylvania | 100 | $ 26,234,000 | $ 262,340 | $ 97,000 |
| Bexar, Texas | 100 | $ 19,742,000 | $ 197,420 | $ 90,000 |
| Box Elder, Utah | 98 | $ 15,346,000 | $ 156,591 | $ 54,000 |
| Stafford, Virginia | 97 | $ 28,982,000 | $ 298,783 | $ 100,000 |
| Wayne, Michigan | 96 | $ 17,778,000 | $ 185,187 | $ 83,000 |
| Hamilton, Ohio | 96 | $ 15,545,000 | $ 161,927 | $ 80,000 |
| Columbia, Oregon | 96 | $ 20,636,000 | $ 214,958 | $ 72,000 |
| Williamson, Texas | 96 | $ 21,565,000 | $ 224,635 | $ 114,000 |
| Wright, Minnesota | 95 | $ 17,868,000 | $ 188,084 | $ 69,000 |
| Canyon, Idaho | 93 | $ 12,346,000 | $ 132,752 | $ 73,000 |
| Chesterfield, Virginia | 93 | $ 20,790,000 | $ 223,548 | $ 87,000 |
| Kitsap, Washington | 92 | $ 30,359,000 | $ 329,989 | $ 109,000 |
| Mendocino, California | 90 | $ 21,801,000 | $ 242,233 | $ 86,000 |
| Bergen, New Jersey | 90 | $ 27,737,000 | $ 308,188 | $ 97,000 |
| San Benito, California | 89 | $ 33,213,000 | $ 373,179 | $ 104,000 |
| Sussex, Delaware | 89 | $ 18,865,000 | $ 211,966 | $ 109,000 |
| Pasco, Florida | 87 | $ 16,496,000 | $ 189,609 | $ 83,000 |
| DeKalb, Georgia | 87 | $ 19,509,000 | $ 224,241 | $ 100,000 |
| Uintah, Utah | 87 | $ 15,597,000 | $ 179,275 | $ 69,000 |
| Nevada, California | 86 | $ 26,353,000 | $ 306,430 | $ 103,000 |
| Yolo, California | 86 | $ 21,559,000 | $ 250,686 | $ 87,000 |
| Pueblo, Colorado | 86 | $ 11,072,000 | $ 128,744 | $ 49,000 |
| Harford, Maryland | 86 | $ 20,826,000 | $ 242,162 | $ 79,000 |
| McHenry, Illinois | 82 | $ 13,867,000 | $ 169,109 | $ 72,000 |
| Baltimore City, Maryland | 82 | $ 14,828,000 | $ 180,829 | $ 67,000 |
| Wasatch, Utah | 82 | $ 20,911,000 | $ 255,012 | $ 86,000 |
| Rockingham, New Hampshire | 81 | $ 18,772,000 | $ 231,753 | $ 86,000 |
| Kent, Rhode Island | 81 | $ 17,268,000 | $ 213,185 | $ 86,000 |
| Baxter, Arkansas | 79 | $ 9,844,000 | $ 124,607 | $ 59,000 |
| Polk, Florida | 79 | $ 12,675,000 | $ 160,443 | $ 73,000 |
| St. Louis, Missouri | 77 | $ 17,137,000 | $ 222,558 | $ 117,000 |
| Washoe, Nevada | 77 | $ 17,113,000 | $ 222,246 | $ 94,000 |
| Lexington, South Carolina | 77 | $ 14,802,000 | $ 192,233 | $ 81,000 |
| Scott, Minnesota | 75 | $ 18,648,000 | $ 248,640 | $ 99,000 |
| Valencia, New Mexico | 74 | $ 12,949,000 | $ 174,986 | $ 70,000 |
| Flathead, Montana | 72 | $ 16,301,000 | $ 226,402 | $ 70,000 |
| Richland, South Carolina | 72 | $ 15,522,000 | $ 215,583 | $ 83,000 |
| Marion, Indiana | 71 | $ 9,317,000 | $ 131,225 | $ 61,000 |
| Henrico, Virginia | 71 | $ 16,951,000 | $ 238,746 | $ 101,000 |
| Hamilton, Indiana | 70 | $ 18,514,000 | $ 264,485 | $ 115,000 |
| Macomb, Michigan | 68 | $ 11,387,000 | $ 167,455 | $ 76,000 |
| Spotsylvania, Virginia | 68 | $ 17,098,000 | $ 251,441 | $ 75,000 |
| Washington, Rhode Island | 67 | $ 15,827,000 | $ 236,223 | $ 113,000 |
| Howard, Maryland | 65 | $ 23,227,000 | $ 357,338 | $ 134,000 |
| Summit, Utah | 65 | $ 24,882,000 | $ 382,800 | $ 146,000 |
| Broomfield, Colorado | 64 | $ 19,235,000 | $ 300,546 | $ 101,000 |
| Burlington, New Jersey | 64 | $ 12,805,000 | $ 200,078 | $ 87,000 |
| La Plata, Colorado | 63 | $ 17,268,000 | $ 274,095 | $ 113,000 |
| Frederick, Maryland | 63 | $ 16,286,000 | $ 258,507 | $ 88,000 |
| Stearns, Minnesota | 63 | $ 8,772,000 | $ 139,238 | $ 46,000 |
| Linn, Oregon | 63 | $ 10,627,000 | $ 168,682 | $ 85,000 |
| Jefferson, Alabama | 61 | $ 11,259,000 | $ 184,573 | $ 83,000 |
| Martin, Florida | 61 | $ 15,131,000 | $ 248,049 | $ 115,000 |
| Lincoln, New Mexico | 61 | $ 11,722,000 | $ 192,163 | $ 115,000 |
| Mecklenburg, North Carolina | 61 | $ 14,305,000 | $ 234,508 | $ 99,000 |
| Umatilla, Oregon | 61 | $ 9,332,000 | $ 152,983 | $ 69,000 |
| Deschutes, Oregon | 60 | $ 14,134,000 | $ 235,566 | $ 103,000 |
| Douglas, Nebraska | 59 | $ 9,635,000 | $ 163,305 | $ 83,000 |
| Ocean, New Jersey | 59 | $ 13,973,000 | $ 236,830 | $ 102,000 |
| Greenville, South Carolina | 59 | $ 11,819,000 | $ 200,322 | $ 80,000 |
| District of Columbia, District Of Columbia | 58 | $ 24,200,000 | $ 417,241 | $ 128,000 |
| Franklin, Idaho | 58 | $ 8,718,000 | $ 150,310 | $ 59,000 |
| Manatee, Florida | 57 | $ 10,810,000 | $ 189,649 | $ 75,000 |
| St. Lucie, Florida | 57 | $ 8,231,000 | $ 144,403 | $ 64,000 |
| Cherokee, Georgia | 57 | $ 12,986,000 | $ 227,824 | $ 103,000 |
| Middlesex, New Jersey | 57 | $ 13,670,000 | $ 239,824 | $ 100,000 |
| Franklin, Ohio | 57 | $ 7,136,000 | $ 125,192 | $ 55,000 |
| Pennington, South Dakota | 57 | $ 9,478,000 | $ 166,280 | $ 75,000 |
| Brevard, Florida | 56 | $ 10,180,000 | $ 181,785 | $ 93,000 |
| Jackson, Oregon | 56 | $ 12,203,000 | $ 217,910 | $ 87,000 |
| Lancaster, Pennsylvania | 56 | $ 10,805,000 | $ 192,946 | $ 95,000 |
| Lehigh, Pennsylvania | 56 | $ 11,443,000 | $ 204,339 | $ 76,000 |
| Sarasota, Florida | 55 | $ 11,274,000 | $ 204,981 | $ 103,000 |
| Polk, Oregon | 55 | $ 10,699,000 | $ 194,527 | $ 69,000 |
| Charleston, South Carolina | 55 | $ 12,449,000 | $ 226,345 | $ 84,000 |
| Smyth, Virginia | 55 | $ 6,069,000 | $ 110,345 | $ 46,000 |
| Seminole, Florida | 54 | $ 12,295,000 | $ 227,685 | $ 104,000 |
| Sherburne, Minnesota | 54 | $ 9,814,000 | $ 181,740 | $ 72,000 |
| Passaic, New Jersey | 54 | $ 14,400,000 | $ 266,666 | $ 92,000 |
| Butler, Ohio | 54 | $ 8,384,000 | $ 155,259 | $ 69,000 |
| Cumberland, Pennsylvania | 54 | $ 10,371,000 | $ 192,055 | $ 79,000 |
| Brazoria, Texas | 54 | $ 9,582,000 | $ 177,444 | $ 97,000 |
| Collier, Florida | 53 | $ 12,766,000 | $ 240,867 | $ 138,000 |
| Maui, Hawaii | 53 | $ 23,287,000 | $ 439,377 | $ 142,000 |
| New Haven, Connecticut | 51 | $ 12,951,000 | $ 253,941 | $ 136,000 |
| Oklahoma, Oklahoma | 51 | $ 9,425,000 | $ 184,803 | $ 82,000 |
| Butler, Pennsylvania | 51 | $ 11,478,000 | $ 225,058 | $ 91,000 |
| Davidson, Tennessee | 51 | $ 9,218,000 | $ 180,745 | $ 65,000 |
| Madison, Alabama | 50 | $ 9,651,000 | $ 193,020 | $ 79,000 |
| Carver, Minnesota | 50 | $ 12,599,000 | $ 251,980 | $ 104,000 |
| Galveston, Texas | 50 | $ 10,323,000 | $ 206,460 | $ 103,000 |
| Milwaukee, Wisconsin | 50 | $ 7,354,000 | $ 147,080 | $ 73,000 |
| Marion, Florida | 49 | $ 5,917,000 | $ 120,755 | $ 58,000 |
| Hawaii, Hawaii | 48 | $ 16,688,000 | $ 347,666 | $ 105,000 |
| York, Pennsylvania | 48 | $ 8,950,000 | $ 186,458 | $ 72,000 |
| Lake, Florida | 47 | $ 7,712,000 | $ 164,085 | $ 93,000 |
| East Baton Rouge, Louisiana | 47 | $ 9,198,000 | $ 195,702 | $ 84,000 |
| Shasta, California | 46 | $ 9,070,000 | $ 197,173 | $ 75,000 |
| Essex, New Jersey | 46 | $ 15,946,000 | $ 346,652 | $ 126,000 |
| Horry, South Carolina | 46 | $ 7,387,000 | $ 160,586 | $ 67,000 |
| Knox, Tennessee | 46 | $ 9,432,000 | $ 205,043 | $ 95,000 |
| Tuolumne, California | 45 | $ 8,344,000 | $ 185,422 | $ 100,000 |
| Spartanburg, South Carolina | 45 | $ 7,340,000 | $ 163,111 | $ 68,000 |
| Osceola, Florida | 44 | $ 8,429,000 | $ 191,568 | $ 80,000 |
| Cumberland, Maine | 44 | $ 9,435,000 | $ 214,431 | $ 103,000 |
| Carroll, Maryland | 44 | $ 12,077,000 | $ 274,477 | $ 81,000 |
| Morris, New Jersey | 44 | $ 14,439,000 | $ 328,159 | $ 115,000 |
| Butte, California | 43 | $ 8,154,000 | $ 189,627 | $ 107,000 |
| Somerset, New Jersey | 43 | $ 14,890,000 | $ 346,279 | $ 114,000 |
| Union, New Jersey | 43 | $ 11,526,000 | $ 268,046 | $ 106,000 |
| Santa Fe, New Mexico | 43 | $ 8,859,000 | $ 206,023 | $ 70,000 |
| Elbert, Colorado | 42 | $ 13,393,000 | $ 318,880 | $ 106,000 |
| Montezuma, Colorado | 42 | $ 7,640,000 | $ 181,904 | $ 70,000 |
| DeKalb, Illinois | 42 | $ 6,894,000 | $ 164,142 | $ 59,000 |
| Hendricks, Indiana | 42 | $ 8,041,000 | $ 191,452 | $ 80,000 |
| Douglas, Oregon | 42 | $ 7,130,000 | $ 169,761 | $ 49,000 |
| Yamhill, Oregon | 42 | $ 9,513,000 | $ 226,500 | $ 75,000 |
| Thurston, Washington | 42 | $ 9,996,000 | $ 238,000 | $ 83,000 |
| Volusia, Florida | 41 | $ 6,809,000 | $ 166,073 | $ 65,000 |
| Chatham, Georgia | 41 | $ 8,717,000 | $ 212,609 | $ 110,000 |
| McLeod, Minnesota | 41 | $ 5,467,000 | $ 133,341 | $ 54,000 |
| St. Croix, Wisconsin | 41 | $ 8,222,000 | $ 200,536 | $ 75,000 |
| Tuscaloosa, Alabama | 39 | $ 6,716,000 | $ 172,205 | $ 64,000 |
| Calaveras, California | 39 | $ 8,125,000 | $ 208,333 | $ 107,000 |
| Virginia Beach, Virginia | 39 | $ 9,125,000 | $ 233,974 | $ 84,000 |
| Washington, Virginia | 39 | $ 4,974,000 | $ 127,538 | $ 55,000 |
| Shelby, Alabama | 38 | $ 7,158,000 | $ 188,368 | $ 78,000 |
| Park, Colorado | 38 | $ 8,626,000 | $ 227,000 | $ 110,000 |
| Bonneville, Idaho | 37 | $ 5,797,000 | $ 156,675 | $ 90,000 |
| Perry, Pennsylvania | 37 | $ 6,161,000 | $ 166,513 | $ 74,000 |
| Shelby, Tennessee | 37 | $ 7,176,000 | $ 193,945 | $ 122,000 |
| Jackson, Missouri | 36 | $ 6,437,000 | $ 178,805 | $ 79,000 |
| El Paso, Texas | 36 | $ 4,813,000 | $ 133,694 | $ 74,000 |
| Teller, Colorado | 35 | $ 6,821,000 | $ 194,885 | $ 60,000 |
| Jefferson, Louisiana | 35 | $ 5,800,000 | $ 165,714 | $ 70,000 |
| Morrison, Minnesota | 35 | $ 5,417,000 | $ 154,771 | $ 63,000 |
| Bristol, Rhode Island | 35 | $ 8,930,000 | $ 255,142 | $ 97,000 |
| Berkeley, South Carolina | 35 | $ 7,246,000 | $ 207,028 | $ 82,000 |
| Tom Green, Texas | 35 | $ 6,002,000 | $ 171,485 | $ 79,000 |
| Walla Walla, Washington | 35 | $ 6,906,000 | $ 197,314 | $ 77,000 |
| Waukesha, Wisconsin | 35 | $ 9,448,000 | $ 269,942 | $ 114,000 |
| Imperial, California | 34 | $ 5,482,000 | $ 161,235 | $ 82,000 |
| Fremont, Colorado | 34 | $ 5,620,000 | $ 165,294 | $ 70,000 |
| Orleans, Louisiana | 34 | $ 8,240,000 | $ 242,352 | $ 121,000 |
| Beaver, Pennsylvania | 34 | $ 4,821,000 | $ 141,794 | $ 66,000 |
| Dauphin, Pennsylvania | 34 | $ 6,275,000 | $ 184,558 | $ 93,000 |
| Parker, Texas | 34 | $ 7,944,000 | $ 233,647 | $ 101,000 |
| Randall, Texas | 34 | $ 5,352,000 | $ 157,411 | $ 80,000 |
| St. Charles, Missouri | 33 | $ 6,346,000 | $ 192,303 | $ 91,000 |
| Sanders, Montana | 33 | $ 5,013,000 | $ 151,909 | $ 58,000 |
| Yellowstone, Montana | 33 | $ 6,318,000 | $ 191,454 | $ 75,000 |
| Northampton, Pennsylvania | 33 | $ 5,870,000 | $ 177,878 | $ 79,000 |
| Minnehaha, South Dakota | 33 | $ 5,514,000 | $ 167,090 | $ 61,000 |
| Hall, Georgia | 32 | $ 5,060,000 | $ 158,125 | $ 64,000 |
| Kendall, Illinois | 32 | $ 6,411,000 | $ 200,343 | $ 90,000 |
| Klamath, Oregon | 32 | $ 5,418,000 | $ 169,312 | $ 75,000 |
| Polk, Wisconsin | 32 | $ 5,397,000 | $ 168,656 | $ 77,000 |
| Chisago, Minnesota | 31 | $ 5,885,000 | $ 189,838 | $ 78,000 |
| Hudson, New Jersey | 31 | $ 7,269,000 | $ 234,483 | $ 105,000 |
| Westmoreland, Pennsylvania | 31 | $ 4,950,000 | $ 159,677 | $ 62,000 |
| Hays, Texas | 31 | $ 6,745,000 | $ 217,580 | $ 110,000 |
| Arlington, Virginia | 31 | $ 13,075,000 | $ 421,774 | $ 173,000 |
| St. Johns, Florida | 30 | $ 7,947,000 | $ 264,900 | $ 149,000 |
| Boone, Kentucky | 30 | $ 6,492,000 | $ 216,400 | $ 76,000 |
| Douglas, Minnesota | 30 | $ 4,835,000 | $ 161,166 | $ 76,000 |
| Nye, Nevada | 30 | $ 4,945,000 | $ 164,833 | $ 73,000 |
| Camden, New Jersey | 30 | $ 6,856,000 | $ 228,533 | $ 121,000 |
| Duchesne, Utah | 30 | $ 5,519,000 | $ 183,966 | $ 77,000 |
| Clear Creek, Colorado | 29 | $ 9,535,000 | $ 328,793 | $ 113,000 |
| Summit, Colorado | 29 | $ 9,096,000 | $ 313,655 | $ 153,000 |
| Cascade, Montana | 29 | $ 4,121,000 | $ 142,103 | $ 62,000 |
| Cowlitz, Washington | 29 | $ 5,605,000 | $ 193,275 | $ 60,000 |
| Duval, Florida | 28 | $ 6,344,000 | $ 226,571 | $ 86,000 |
| Escambia, Florida | 28 | $ 4,999,000 | $ 178,535 | $ 80,000 |
| Kenton, Kentucky | 28 | $ 4,188,000 | $ 149,571 | $ 54,000 |
| York, Maine | 28 | $ 6,532,000 | $ 233,285 | $ 87,000 |
| Washington, Maryland | 28 | $ 4,328,000 | $ 154,571 | $ 48,000 |
| Clay, Missouri | 28 | $ 5,303,000 | $ 189,392 | $ 79,000 |
| Gloucester, New Jersey | 28 | $ 5,748,000 | $ 205,285 | $ 79,000 |
| Mercer, New Jersey | 28 | $ 6,509,000 | $ 232,464 | $ 106,000 |
| Aiken, South Carolina | 28 | $ 5,227,000 | $ 186,678 | $ 73,000 |
| Hamilton, Tennessee | 28 | $ 4,595,000 | $ 164,107 | $ 75,000 |
| Sevier, Utah | 28 | $ 4,047,000 | $ 144,535 | $ 61,000 |
| Hanover, Virginia | 28 | $ 7,758,000 | $ 277,071 | $ 120,000 |
| Grand, Colorado | 27 | $ 6,679,000 | $ 247,370 | $ 131,000 |
| Lake, Indiana | 27 | $ 5,827,000 | $ 215,814 | $ 86,000 |
| Charles, Maryland | 27 | $ 8,351,000 | $ 309,296 | $ 87,000 |
| Curry, New Mexico | 27 | $ 4,422,000 | $ 163,777 | $ 86,000 |
| Union, North Carolina | 27 | $ 7,515,000 | $ 278,333 | $ 112,000 |
| Berks, Pennsylvania | 27 | $ 5,010,000 | $ 185,555 | $ 86,000 |
| Washington, Pennsylvania | 27 | $ 5,040,000 | $ 186,666 | $ 77,000 |
| Alexandria, Virginia | 27 | $ 12,767,000 | $ 472,851 | $ 137,000 |
| St. Clair, Alabama | 26 | $ 4,864,000 | $ 187,076 | $ 88,000 |
| Henry, Georgia | 26 | $ 4,090,000 | $ 157,307 | $ 62,000 |
| Ravalli, Montana | 26 | $ 4,867,000 | $ 187,192 | $ 62,000 |
| Eddy, New Mexico | 26 | $ 4,069,000 | $ 156,500 | $ 74,000 |
| Warren, Ohio | 26 | $ 4,647,000 | $ 178,730 | $ 67,000 |
| Hood River, Oregon | 26 | $ 6,140,000 | $ 236,153 | $ 77,000 |
| Newport, Rhode Island | 26 | $ 6,125,000 | $ 235,576 | $ 90,000 |
| Midland, Texas | 26 | $ 6,828,000 | $ 262,615 | $ 111,000 |
| Brown, Wisconsin | 26 | $ 3,362,000 | $ 129,307 | $ 56,000 |
| Navajo, Arizona | 25 | $ 3,751,000 | $ 150,040 | $ 105,000 |
| Mesa, Colorado | 25 | $ 4,426,000 | $ 177,040 | $ 82,000 |
| Paulding, Georgia | 25 | $ 4,027,000 | $ 161,080 | $ 61,000 |
| Worcester, Maryland | 25 | $ 6,498,000 | $ 259,920 | $ 156,000 |
| Tulsa, Oklahoma | 25 | $ 4,617,000 | $ 184,680 | $ 76,000 |
| Monroe, Pennsylvania | 25 | $ 3,347,000 | $ 133,880 | $ 62,000 |
| Florence, South Carolina | 25 | $ 3,909,000 | $ 156,360 | $ 58,000 |
| Williamson, Tennessee | 25 | $ 7,452,000 | $ 298,080 | $ 121,000 |
| Campbell, Virginia | 25 | $ 3,768,000 | $ 150,720 | $ 51,000 |
| Oldham, Kentucky | 24 | $ 5,390,000 | $ 224,583 | $ 84,000 |
| St. Tammany, Louisiana | 24 | $ 6,038,000 | $ 251,583 | $ 127,000 |
| Ellis, Texas | 24 | $ 3,864,000 | $ 161,000 | $ 92,000 |
| Johnson, Texas | 24 | $ 5,104,000 | $ 212,666 | $ 97,000 |
| Morgan, Utah | 24 | $ 5,279,000 | $ 219,958 | $ 69,000 |
| Lynchburg, Virginia | 24 | $ 2,727,000 | $ 113,625 | $ 52,000 |
| Sedgwick, Kansas | 23 | $ 3,133,000 | $ 136,217 | $ 57,000 |
| Chaves, New Mexico | 23 | $ 2,570,000 | $ 111,739 | $ 48,000 |
| Clark, Ohio | 23 | $ 2,315,000 | $ 100,652 | $ 34,000 |
| Dorchester, South Carolina | 23 | $ 4,273,000 | $ 185,782 | $ 71,000 |
| Benton, Washington | 23 | $ 4,884,000 | $ 212,347 | $ 69,000 |
| Fayette, Kentucky | 22 | $ 3,848,000 | $ 174,909 | $ 77,000 |
| Forsyth, North Carolina | 22 | $ 4,322,000 | $ 196,454 | $ 82,000 |
| Bedford, Virginia | 22 | $ 4,786,000 | $ 217,545 | $ 84,000 |
| Richmond City, Virginia | 22 | $ 4,840,000 | $ 220,000 | $ 109,000 |
| Kent, Delaware | 21 | $ 4,724,000 | $ 224,952 | $ 75,000 |
| Teton, Idaho | 21 | $ 4,276,000 | $ 203,619 | $ 132,000 |
| LaSalle, Illinois | 21 | $ 3,441,000 | $ 163,857 | $ 68,000 |
| Ascension, Louisiana | 21 | $ 4,463,000 | $ 212,523 | $ 102,000 |
| Rockwall, Texas | 21 | $ 5,337,000 | $ 254,142 | $ 118,000 |
| Hartford, Connecticut | 20 | $ 5,351,000 | $ 267,550 | $ 100,000 |
| Fayette, Georgia | 20 | $ 5,227,000 | $ 261,350 | $ 103,000 |
| Howard, Indiana | 20 | $ 1,828,000 | $ 91,400 | $ 39,000 |
| Polk, Iowa | 20 | $ 3,440,000 | $ 172,000 | $ 88,000 |
| Bullitt, Kentucky | 20 | $ 3,029,000 | $ 151,450 | $ 57,000 |
| Sarpy, Nebraska | 20 | $ 3,361,000 | $ 168,050 | $ 66,000 |
| Benton, Oregon | 20 | $ 4,525,000 | $ 226,250 | $ 103,000 |
| Smith, Texas | 20 | $ 3,190,000 | $ 159,500 | $ 76,000 |
| Kane, Utah | 20 | $ 2,993,000 | $ 149,650 | $ 112,000 |
| Jasper, Indiana | 19 | $ 2,114,000 | $ 111,263 | $ 45,000 |
| Cecil, Maryland | 19 | $ 4,635,000 | $ 243,947 | $ 107,000 |
| Cass, Missouri | 19 | $ 3,903,000 | $ 205,421 | $ 99,000 |
| St. Louis City, Missouri | 19 | $ 4,620,000 | $ 243,157 | $ 121,000 |
| Cape May, New Jersey | 19 | $ 4,429,000 | $ 233,105 | $ 152,000 |
| Durham, North Carolina | 19 | $ 3,768,000 | $ 198,315 | $ 68,000 |
| New Hanover, North Carolina | 19 | $ 5,287,000 | $ 278,263 | $ 165,000 |
| Fairfield, Ohio | 19 | $ 3,441,000 | $ 181,105 | $ 66,000 |
| Licking, Ohio | 19 | $ 2,850,000 | $ 150,000 | $ 52,000 |
| Montgomery, Ohio | 19 | $ 2,714,000 | $ 142,842 | $ 51,000 |
| Chambers, Texas | 19 | $ 4,049,000 | $ 213,105 | $ 115,000 |
| Plumas, California | 18 | $ 4,020,000 | $ 223,333 | $ 102,000 |
| Charlotte, Florida | 18 | $ 2,583,000 | $ 143,500 | $ 54,000 |
| Harrison, Indiana | 18 | $ 3,193,000 | $ 177,388 | $ 77,000 |
| Strafford, New Hampshire | 18 | $ 4,007,000 | $ 222,611 | $ 98,000 |
| Cabarrus, North Carolina | 18 | $ 3,643,000 | $ 202,388 | $ 102,000 |
| Iredell, North Carolina | 18 | $ 4,609,000 | $ 256,055 | $ 137,000 |
| Lubbock, Texas | 18 | $ 3,397,000 | $ 188,722 | $ 114,000 |
| Webb, Texas | 18 | $ 3,116,000 | $ 173,111 | $ 97,000 |
| Iron, Utah | 18 | $ 3,678,000 | $ 204,333 | $ 101,000 |
| Millard, Utah | 18 | $ 2,613,000 | $ 145,166 | $ 56,000 |
| Columbia, Washington | 18 | $ 2,527,000 | $ 140,388 | $ 60,000 |
| Yuma, Arizona | 17 | $ 2,509,000 | $ 147,588 | $ 65,000 |
| Pulaski, Arkansas | 17 | $ 2,885,000 | $ 169,705 | $ 87,000 |
| Yuba, California | 17 | $ 3,158,000 | $ 185,764 | $ 66,000 |
| Litchfield, Connecticut | 17 | $ 4,191,000 | $ 246,529 | $ 101,000 |
| Bonner, Idaho | 17 | $ 2,894,000 | $ 170,235 | $ 72,000 |
| Livingston, Louisiana | 17 | $ 2,752,000 | $ 161,882 | $ 80,000 |
| Genesee, Michigan | 17 | $ 2,985,000 | $ 175,588 | $ 88,000 |
| Olmsted, Minnesota | 17 | $ 2,953,000 | $ 173,705 | $ 70,000 |
| Hunterdon, New Jersey | 17 | $ 5,507,000 | $ 323,941 | $ 131,000 |
| Guilford, North Carolina | 17 | $ 4,157,000 | $ 244,529 | $ 112,000 |
| Clermont, Ohio | 17 | $ 2,777,000 | $ 163,352 | $ 59,000 |
| Tillamook, Oregon | 17 | $ 4,082,000 | $ 240,117 | $ 129,000 |
| Franklin, Pennsylvania | 17 | $ 2,605,000 | $ 153,235 | $ 52,000 |
| Jefferson, Texas | 17 | $ 2,778,000 | $ 163,411 | $ 83,000 |
| Cullman, Alabama | 16 | $ 2,182,000 | $ 136,375 | $ 59,000 |
| Jackson, Alabama | 16 | $ 1,408,000 | $ 88,000 | $ 37,000 |
| Santa Rosa, Florida | 16 | $ 3,894,000 | $ 243,375 | $ 91,000 |
| Columbia, Georgia | 16 | $ 3,396,000 | $ 212,250 | $ 78,000 |
| Douglas, Georgia | 16 | $ 2,216,000 | $ 138,500 | $ 52,000 |
| Houston, Georgia | 16 | $ 2,863,000 | $ 178,937 | $ 76,000 |
| Jackson, Georgia | 16 | $ 2,812,000 | $ 175,750 | $ 74,000 |
| Walton, Georgia | 16 | $ 3,085,000 | $ 192,812 | $ 77,000 |
| Campbell, Kentucky | 16 | $ 2,585,000 | $ 161,562 | $ 61,000 |
| Lafayette, Louisiana | 16 | $ 3,221,000 | $ 201,312 | $ 81,000 |
| Calvert, Maryland | 16 | $ 5,165,000 | $ 322,812 | $ 114,000 |
| Washtenaw, Michigan | 16 | $ 3,663,000 | $ 228,937 | $ 107,000 |
| Isanti, Minnesota | 16 | $ 2,408,000 | $ 150,500 | $ 68,000 |
| Mille Lacs, Minnesota | 16 | $ 2,326,000 | $ 145,375 | $ 58,000 |
| St. Louis, Minnesota | 16 | $ 2,645,000 | $ 165,312 | $ 75,000 |
| Christian, Missouri | 16 | $ 2,767,000 | $ 172,937 | $ 63,000 |
| Platte, Missouri | 16 | $ 3,180,000 | $ 198,750 | $ 109,000 |
| Dona Ana, New Mexico | 16 | $ 2,988,000 | $ 186,750 | $ 73,000 |
| Josephine, Oregon | 16 | $ 3,305,000 | $ 206,562 | $ 64,000 |
| Adams, Pennsylvania | 16 | $ 2,913,000 | $ 182,062 | $ 63,000 |
| Rutherford, Tennessee | 16 | $ 2,964,000 | $ 185,250 | $ 97,000 |
| Kaufman, Texas | 16 | $ 2,514,000 | $ 157,125 | $ 76,000 |
| Taylor, Texas | 16 | $ 2,249,000 | $ 140,562 | $ 73,000 |
| Prince George, Virginia | 16 | $ 3,955,000 | $ 247,187 | $ 92,000 |
| Lee, Alabama | 15 | $ 2,467,000 | $ 164,466 | $ 78,000 |
| Humboldt, California | 15 | $ 4,487,000 | $ 299,133 | $ 124,000 |
| Garfield, Colorado | 15 | $ 4,105,000 | $ 273,666 | $ 105,000 |
| New London, Connecticut | 15 | $ 3,350,000 | $ 223,333 | $ 87,000 |
| Leon, Florida | 15 | $ 2,580,000 | $ 172,000 | $ 107,000 |
| Bryan, Georgia | 15 | $ 3,247,000 | $ 216,466 | $ 96,000 |
| Butler, Kansas | 15 | $ 1,992,000 | $ 132,800 | $ 57,000 |
| Calcasieu, Louisiana | 15 | $ 2,846,000 | $ 189,733 | $ 100,000 |
| Kent, Michigan | 15 | $ 3,074,000 | $ 204,933 | $ 89,000 |
| Livingston, Michigan | 15 | $ 3,077,000 | $ 205,133 | $ 101,000 |
| Sanpete, Utah | 15 | $ 1,797,000 | $ 119,800 | $ 37,000 |
| Fauquier, Virginia | 15 | $ 4,853,000 | $ 323,533 | $ 94,000 |
| Dane, Wisconsin | 15 | $ 3,676,000 | $ 245,066 | $ 103,000 |
| Ozaukee, Wisconsin | 15 | $ 4,314,000 | $ 287,600 | $ 140,000 |
| Calhoun, Alabama | 14 | $ 2,121,000 | $ 151,500 | $ 61,000 |
| Clay, Florida | 14 | $ 3,321,000 | $ 237,214 | $ 86,000 |
| Hernando, Florida | 14 | $ 2,141,000 | $ 152,928 | $ 69,000 |
| Bartow, Georgia | 14 | $ 2,443,000 | $ 174,500 | $ 68,000 |
| Johnson, Indiana | 14 | $ 2,534,000 | $ 181,000 | $ 73,000 |
| Madison, Indiana | 14 | $ 1,578,000 | $ 112,714 | $ 55,000 |
| St. Charles, Louisiana | 14 | $ 3,003,000 | $ 214,500 | $ 79,000 |
| Atlantic, New Jersey | 14 | $ 2,995,000 | $ 213,928 | $ 104,000 |
| Cuyahoga, Ohio | 14 | $ 1,623,000 | $ 115,928 | $ 59,000 |
| Canadian, Oklahoma | 14 | $ 2,293,000 | $ 163,785 | $ 78,000 |
| Lincoln, Oregon | 14 | $ 3,358,000 | $ 239,857 | $ 190,000 |
| Lincoln, South Dakota | 14 | $ 1,908,000 | $ 136,285 | $ 57,000 |
| Cameron, Texas | 14 | $ 1,859,000 | $ 132,785 | $ 66,000 |
| Washington, Vermont | 14 | $ 2,470,000 | $ 176,428 | $ 125,000 |
| Chesapeake, Virginia | 14 | $ 3,417,000 | $ 244,071 | $ 72,000 |
| Manassas, Virginia | 14 | $ 3,027,000 | $ 216,214 | $ 74,000 |
| Powhatan, Virginia | 14 | $ 3,475,000 | $ 248,214 | $ 92,000 |
| Laramie, Wyoming | 14 | $ 2,345,000 | $ 167,500 | $ 81,000 |
| Baldwin, Alabama | 13 | $ 3,455,000 | $ 265,769 | $ 140,000 |
| Mobile, Alabama | 13 | $ 2,219,000 | $ 170,692 | $ 77,000 |
| Saline, Arkansas | 13 | $ 1,996,000 | $ 153,538 | $ 56,000 |
| Indian River, Florida | 13 | $ 2,204,000 | $ 169,538 | $ 74,000 |
| Okaloosa, Florida | 13 | $ 2,566,000 | $ 197,384 | $ 79,000 |
| Coweta, Georgia | 13 | $ 2,199,000 | $ 169,153 | $ 86,000 |
| Newton, Georgia | 13 | $ 2,125,000 | $ 163,461 | $ 59,000 |
| Kauai, Hawaii | 13 | $ 4,592,000 | $ 353,230 | $ 99,000 |
| Valley, Idaho | 13 | $ 3,201,000 | $ 246,230 | $ 204,000 |
| Grundy, Illinois | 13 | $ 2,029,000 | $ 156,076 | $ 77,000 |
| Reno, Kansas | 13 | $ 1,486,000 | $ 114,307 | $ 53,000 |
| Merrimack, New Hampshire | 13 | $ 2,274,000 | $ 174,923 | $ 70,000 |
| Sussex, New Jersey | 13 | $ 3,512,000 | $ 270,153 | $ 103,000 |
| Sumner, Tennessee | 13 | $ 2,931,000 | $ 225,461 | $ 103,000 |
| Comal, Texas | 13 | $ 3,225,000 | $ 248,076 | $ 99,000 |
| Grayson, Texas | 13 | $ 2,482,000 | $ 190,923 | $ 85,000 |
| Guadalupe, Texas | 13 | $ 2,435,000 | $ 187,307 | $ 60,000 |
| Stevens, Washington | 13 | $ 2,101,000 | $ 161,615 | $ 48,000 |
| Montgomery, Alabama | 12 | $ 2,289,000 | $ 190,750 | $ 56,000 |
| Marion, Arkansas | 12 | $ 1,363,000 | $ 113,583 | $ 42,000 |
| Amador, California | 12 | $ 2,672,000 | $ 222,666 | $ 90,000 |
| Barrow, Georgia | 12 | $ 1,677,000 | $ 139,750 | $ 42,000 |
| Effingham, Georgia | 12 | $ 2,250,000 | $ 187,500 | $ 72,000 |
| Oconee, Georgia | 12 | $ 2,829,000 | $ 235,750 | $ 102,000 |
| Bartholomew, Indiana | 12 | $ 2,392,000 | $ 199,333 | $ 78,000 |
| Shelby, Kentucky | 12 | $ 2,429,000 | $ 202,416 | $ 86,000 |
| St. Mary's, Maryland | 12 | $ 3,232,000 | $ 269,333 | $ 116,000 |
| Hampden, Massachusetts | 12 | $ 2,293,000 | $ 191,083 | $ 60,000 |
| Kalamazoo, Michigan | 12 | $ 2,022,000 | $ 168,500 | $ 101,000 |
| Benton, Minnesota | 12 | $ 1,807,000 | $ 150,583 | $ 58,000 |
| Carteret, North Carolina | 12 | $ 2,764,000 | $ 230,333 | $ 158,000 |
| Johnston, North Carolina | 12 | $ 2,868,000 | $ 239,000 | $ 93,000 |
| Cleveland, Oklahoma | 12 | $ 1,736,000 | $ 144,666 | $ 77,000 |
| Blair, Pennsylvania | 12 | $ 1,814,000 | $ 151,166 | $ 64,000 |
| Clinton, Pennsylvania | 12 | $ 2,069,000 | $ 172,416 | $ 87,000 |
Mortgage Loan Application Detail Totals for Stearns Lending, LLC in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 48,365 | $12,019,175,000 | $248,000 | $2,500,000 | $91,000 | $2,075,000 |
| Refinancing | 28,412 | $7,903,345,000 | $278,000 | $3,000,000 | $99,000 | $4,462,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 50,451 | $12,904,037,000 | $255,000 | $2,500,000 | $97,000 | $4,462,000 |
| Hispanic | 10,250 | $2,382,604,000 | $232,000 | $1,470,000 | $70,000 | $1,356,000 |
| Asian | 7,450 | $2,335,034,000 | $313,000 | $2,700,000 | $106,000 | $2,947,000 |
| Not Provided | 5,198 | $1,461,049,000 | $281,000 | $3,000,000 | $101,000 | $1,560,000 |
| Black or African American | 2,691 | $631,147,000 | $234,000 | $1,418,000 | $77,000 | $1,233,000 |
| Native Hawaiian or Other Pacific Islander | 490 | $149,612,000 | $305,000 | $1,600,000 | $96,000 | $373,000 |
| American Indian or Alaskan Native | 247 | $59,037,000 | $239,000 | $700,000 | $91,000 | $487,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 53,858 | $14,560,583,000 | $270,000 | $3,000,000 | $106,000 | $4,462,000 |
| FHA-insured (Federal Housing Administration) | 14,063 | $3,029,701,000 | $215,000 | $815,000 | $63,000 | $601,000 |
| VA-guaranteed (Veterans Administration) | 6,448 | $1,925,232,000 | $298,000 | $1,500,000 | $79,000 | $547,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,408 | $407,004,000 | $169,000 | $595,000 | $50,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 46,592 | $12,156,504,000 | $260,000 | $2,000,000 | $94,000 | $4,462,000 |
| Loan Purchased By The Institution | 16,349 | $4,076,652,000 | $249,000 | $2,500,000 | $95,000 | $2,947,000 |
| Application Approved But Not Accepted | 5,845 | $1,594,588,000 | $272,000 | $1,865,000 | $96,000 | $1,812,000 |
| Application Denied By Financial Institution | 3,357 | $916,680,000 | $273,000 | $3,000,000 | $86,000 | $2,229,000 |
| Application Withdrawn By Applicant | 3,219 | $801,401,000 | $248,000 | $2,000,000 | $94,000 | $1,560,000 |
| File Closed For Incompleteness | 1,415 | $376,695,000 | $266,000 | $1,725,000 | $85,000 | $844,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 987 | $288,098,000 | $291,000 | $3,000,000 | $64,000 | $384,000 |
| Collateral | 718 | $182,742,000 | $254,000 | $1,425,000 | $100,000 | $718,000 |
| Credit History | 692 | $183,858,000 | $265,000 | $1,470,000 | $93,000 | $2,229,000 |
| Other | 564 | $155,077,000 | $274,000 | $2,700,000 | $95,000 | $989,000 |
| Unverifiable Information | 150 | $41,651,000 | $277,000 | $1,320,000 | $93,000 | $626,000 |
| Employment History | 119 | $29,884,000 | $251,000 | $1,500,000 | $88,000 | $1,356,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 72 | $17,537,000 | $243,000 | $843,000 | $72,000 | $174,000 |
| Credit Application Incomplete | 52 | $17,282,000 | $332,000 | $1,985,000 | $110,000 | $519,000 |
| Mortgage Insurance Denied | 3 | $551,000 | $183,000 | $291,000 | $90,000 | $152,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stearns Lending, LLC's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stearns Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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