AllMortgageDetail - Mortgage Application Details

Marin County CA
Mortgage Loan Application
Totals and Details
for 2014

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Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,266
Total Mortgage Loan Application Amount $7,372,075,000
Average Mortgage Loan Application Amount $654,000
Highest Mortgage Loan Application Amount $26,400,000
Average Applicant Income $212,000
Highest Applicant Income $6,892,000

Mortgage Loan Application Detail Totals for Marin County CA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,718 $4,061,621,000 $604,000 $23,425,000 $192,000 $4,300,000
Home Purchase 3,983 $3,004,889,000 $754,000 $26,400,000 $246,000 $6,683,000
Home Improvement 565 $305,565,000 $540,000 $21,500,000 $204,000 $6,892,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,661 $5,082,494,000 $663,000 $26,400,000 $234,000 $6,892,000
Not Provided 1,607 $1,056,343,000 $657,000 $11,300,000 $236,000 $3,251,000
Not applicable 1,045 $685,862,000 $656,000 $23,425,000 $28,000 $739,000
Asian 544 $333,782,000 $613,000 $3,075,000 $220,000 $3,746,000
Hispanic 316 $157,632,000 $498,000 $2,104,000 $151,000 $765,000
Black or African American 56 $30,059,000 $536,000 $3,850,000 $164,000 $828,000
American Indian or Alaskan Native 21 $18,130,000 $863,000 $4,738,000 $225,000 $878,000
Native Hawaiin or Other Pacific Islander 16 $7,773,000 $485,000 $960,000 $166,000 $417,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,808 $7,106,587,000 $657,000 $26,400,000 $216,000 $6,892,000
FHA-insured (Federal Housing Administration) 229 $111,200,000 $485,000 $1,129,000 $116,000 $1,103,000
VA-guaranteed (Veterans Administration) 229 $154,288,000 $673,000 $2,104,000 $107,000 $1,053,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,747 $4,662,267,000 $691,000 $26,400,000 $240,000 $6,892,000
Application Denied By Financial Institution 1,459 $913,425,000 $626,000 $5,000,000 $189,000 $3,000,000
Application Withdrawn By Applicant 1,214 $757,625,000 $624,000 $3,750,000 $235,000 $6,683,000
Loan Purchased By The Institution 1,173 $605,141,000 $515,000 $2,500,000 $52,000 $1,028,000
File Closed For Incompleteness 337 $202,087,000 $599,000 $2,250,000 $198,000 $3,250,000
Application Approved But Not Accepted 336 $231,530,000 $689,000 $21,500,000 $231,000 $1,866,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 425 $289,016,000 $680,000 $5,000,000 $139,000 $878,000
Collateral 174 $99,872,000 $573,000 $2,480,000 $222,000 $2,076,000
Credit Application Incomplete 166 $107,230,000 $645,000 $2,800,000 $245,000 $1,370,000
Credit History 144 $85,154,000 $591,000 $2,800,000 $235,000 $3,000,000
Other 111 $63,172,000 $569,000 $3,000,000 $199,000 $1,083,000
Unverifiable Information 68 $52,162,000 $767,000 $4,570,000 $253,000 $1,371,000
Insufficient Cash (Downpayment, Closing Cost) 43 $36,874,000 $857,000 $3,488,000 $254,000 $1,493,000
Employment History 19 $13,693,000 $720,000 $1,810,000 $231,000 $723,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0