Stearns Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Stearns Lending, Llc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stearns Lending, Llc 4 Hutton Centre, 10Th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 18,342 |
| Total Mortgage Loan Application Amount | $5,176,528,000 |
| Average Mortgage Loan Application Amount | $286,666 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $80,333 |
| Highest Applicant Income | $6,331,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Stearns Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stearns Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Stearns Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stearns Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Stearns Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stearns Lending, Llc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 3,398 | $ 1,129,133,000 | $ 332,000 | $ 101,000 |
| Riverside County California | 1,444 | $ 364,450,000 | $ 252,000 | $ 90,000 |
| San Bernardino County California | 1,241 | $ 304,954,000 | $ 245,000 | $ 88,000 |
| Orange County California | 1,151 | $ 406,613,000 | $ 353,000 | $ 111,000 |
| Salt Lake County Utah | 916 | $ 219,044,000 | $ 239,000 | $ 84,000 |
| Sonoma County California | 905 | $ 276,048,000 | $ 305,000 | $ 102,000 |
| San Joaquin County California | 663 | $ 145,304,000 | $ 219,000 | $ 77,000 |
| Stanislaus County California | 621 | $ 119,094,000 | $ 191,000 | $ 70,000 |
| San Diego County California | 540 | $ 179,907,000 | $ 333,000 | $ 120,000 |
| Santa Clara County California | 498 | $ 207,263,000 | $ 416,000 | $ 125,000 |
| Alameda County California | 481 | $ 169,528,000 | $ 352,000 | $ 107,000 |
| Contra Costa County California | 468 | $ 145,319,000 | $ 310,000 | $ 101,000 |
| Sacramento County California | 430 | $ 95,475,000 | $ 222,000 | $ 89,000 |
| Utah County Utah | 429 | $ 106,612,000 | $ 248,000 | $ 85,000 |
| Davis County Utah | 276 | $ 62,135,000 | $ 225,000 | $ 72,000 |
| Clark County Nevada | 265 | $ 60,135,000 | $ 226,000 | $ 90,000 |
| Weber County Utah | 253 | $ 43,927,000 | $ 173,000 | $ 67,000 |
| Monterey County California | 198 | $ 62,126,000 | $ 313,000 | $ 122,000 |
| Ventura County California | 185 | $ 66,844,000 | $ 361,000 | $ 139,000 |
| Solano County California | 180 | $ 48,684,000 | $ 270,000 | $ 90,000 |
| Kern County California | 177 | $ 35,027,000 | $ 197,000 | $ 78,000 |
| Maricopa County Arizona | 172 | $ 38,552,000 | $ 224,000 | $ 87,000 |
| Fresno County California | 147 | $ 28,502,000 | $ 193,000 | $ 74,000 |
| San Mateo County California | 106 | $ 50,071,000 | $ 472,000 | $ 134,000 |
| Mendocino County California | 105 | $ 31,105,000 | $ 296,000 | $ 90,000 |
| Merced County California | 103 | $ 19,056,000 | $ 185,000 | $ 70,000 |
| Lake County California | 89 | $ 18,396,000 | $ 206,000 | $ 88,000 |
| San Francisco County California | 88 | $ 44,913,000 | $ 510,000 | $ 151,000 |
| Tooele County Utah | 86 | $ 18,028,000 | $ 209,000 | $ 62,000 |
| Pierce County Washington | 76 | $ 19,970,000 | $ 262,000 | $ 81,000 |
| Marin County California | 75 | $ 30,484,000 | $ 406,000 | $ 167,000 |
| Uintah County Utah | 73 | $ 14,377,000 | $ 196,000 | $ 81,000 |
| Pima County Arizona | 70 | $ 11,728,000 | $ 167,000 | $ 63,000 |
| Napa County California | 70 | $ 26,152,000 | $ 373,000 | $ 117,000 |
| Madera County California | 67 | $ 12,802,000 | $ 191,000 | $ 72,000 |
| Tuolumne County California | 65 | $ 16,788,000 | $ 258,000 | $ 88,000 |
| Tulare County California | 58 | $ 10,261,000 | $ 176,000 | $ 69,000 |
| Placer County California | 56 | $ 20,999,000 | $ 374,000 | $ 132,000 |
| El Paso County Colorado | 56 | $ 11,297,000 | $ 201,000 | $ 69,000 |
| Santa Cruz County California | 52 | $ 22,493,000 | $ 432,000 | $ 176,000 |
| Bay County Florida | 51 | $ 11,115,000 | $ 217,000 | $ 127,000 |
| El Dorado County California | 49 | $ 17,732,000 | $ 361,000 | $ 156,000 |
| San Luis Obispo County California | 48 | $ 16,656,000 | $ 347,000 | $ 133,000 |
| Washington County Utah | 48 | $ 14,994,000 | $ 312,000 | $ 114,000 |
| Prince George's County Maryland | 47 | $ 13,204,000 | $ 280,000 | $ 86,000 |
| Yolo County California | 45 | $ 11,332,000 | $ 251,000 | $ 97,000 |
| Multnomah County Oregon | 44 | $ 10,670,000 | $ 242,000 | $ 86,000 |
| King County Washington | 43 | $ 14,055,000 | $ 326,000 | $ 103,000 |
| San Benito County California | 42 | $ 12,592,000 | $ 299,000 | $ 107,000 |
| Sevier County Utah | 42 | $ 6,249,000 | $ 148,000 | $ 54,000 |
| Honolulu County Hawaii | 37 | $ 15,744,000 | $ 425,000 | $ 131,000 |
| Butte County California | 35 | $ 7,234,000 | $ 206,000 | $ 83,000 |
| Calaveras County California | 35 | $ 7,699,000 | $ 219,000 | $ 80,000 |
| Santa Barbara County California | 33 | $ 10,849,000 | $ 328,000 | $ 106,000 |
| Denver County Colorado | 32 | $ 5,417,000 | $ 169,000 | $ 60,000 |
| Box Elder County Utah | 32 | $ 5,671,000 | $ 177,000 | $ 69,000 |
| Adams County Colorado | 31 | $ 4,763,000 | $ 153,000 | $ 64,000 |
| Arapahoe County Colorado | 29 | $ 5,062,000 | $ 174,000 | $ 65,000 |
| Shasta County California | 27 | $ 5,733,000 | $ 212,000 | $ 69,000 |
| Wasatch County Utah | 26 | $ 7,278,000 | $ 279,000 | $ 101,000 |
| Washington County Oregon | 25 | $ 5,808,000 | $ 232,000 | $ 79,000 |
| Duchesne County Utah | 25 | $ 4,198,000 | $ 167,000 | $ 64,000 |
| Clackamas County Oregon | 24 | $ 6,262,000 | $ 260,000 | $ 73,000 |
| Broward County Florida | 23 | $ 5,410,000 | $ 235,000 | $ 74,000 |
| Imperial County California | 22 | $ 4,265,000 | $ 193,000 | $ 62,000 |
| Miami-Dade County Florida | 22 | $ 5,681,000 | $ 258,000 | $ 89,000 |
| Pinal County Arizona | 21 | $ 2,741,000 | $ 130,000 | $ 64,000 |
| Snohomish County Washington | 21 | $ 6,465,000 | $ 307,000 | $ 95,000 |
| Marion County Oregon | 20 | $ 4,616,000 | $ 230,000 | $ 66,000 |
| Mohave County Arizona | 19 | $ 2,629,000 | $ 138,000 | $ 52,000 |
| Nevada County California | 19 | $ 5,611,000 | $ 295,000 | $ 127,000 |
| Baltimore County Maryland | 19 | $ 4,183,000 | $ 220,000 | $ 64,000 |
| Thurston County Washington | 19 | $ 5,324,000 | $ 280,000 | $ 82,000 |
| Ada County Idaho | 18 | $ 3,415,000 | $ 189,000 | $ 84,000 |
| Anne Arundel County Maryland | 18 | $ 5,027,000 | $ 279,000 | $ 111,000 |
| Spokane County Washington | 18 | $ 3,691,000 | $ 205,000 | $ 63,000 |
| Lee County Florida | 17 | $ 2,512,000 | $ 147,000 | $ 61,000 |
| Iron County Utah | 17 | $ 2,766,000 | $ 162,000 | $ 121,000 |
| Pinellas County Florida | 16 | $ 2,801,000 | $ 175,000 | $ 172,000 |
| Kings County California | 15 | $ 3,220,000 | $ 214,000 | $ 81,000 |
| Orange County Florida | 15 | $ 3,879,000 | $ 258,000 | $ 113,000 |
| Carbon County Utah | 15 | $ 2,351,000 | $ 156,000 | $ 76,000 |
| Sanpete County Utah | 15 | $ 2,771,000 | $ 184,000 | $ 75,000 |
| Amador County California | 14 | $ 3,349,000 | $ 239,000 | $ 78,000 |
| Humboldt County California | 14 | $ 3,758,000 | $ 268,000 | $ 71,000 |
| Jefferson County Colorado | 14 | $ 2,798,000 | $ 199,000 | $ 64,000 |
| Summit County Utah | 14 | $ 4,529,000 | $ 323,000 | $ 91,000 |
| Pueblo County Colorado | 13 | $ 2,236,000 | $ 172,000 | $ 58,000 |
| Weld County Colorado | 13 | $ 2,636,000 | $ 202,000 | $ 47,000 |
| Mono County California | 11 | $ 4,180,000 | $ 380,000 | $ 177,000 |
| Sutter County California | 11 | $ 2,379,000 | $ 216,000 | $ 80,000 |
| Canyon County Idaho | 11 | $ 1,854,000 | $ 168,000 | $ 64,000 |
| Baltimore City County Maryland | 11 | $ 1,603,000 | $ 145,000 | $ 45,000 |
| Montgomery County Maryland | 11 | $ 3,389,000 | $ 308,000 | $ 134,000 |
| Emery County Utah | 11 | $ 1,173,000 | $ 106,000 | $ 56,000 |
| Douglas County Colorado | 10 | $ 3,046,000 | $ 304,000 | $ 106,000 |
| Hawaii County Hawaii | 10 | $ 2,644,000 | $ 264,000 | $ 70,000 |
| Deschutes County Oregon | 10 | $ 3,810,000 | $ 381,000 | $ 104,000 |
| Cache County Utah | 10 | $ 1,343,000 | $ 134,000 | $ 44,000 |
| Clark County Washington | 10 | $ 2,504,000 | $ 250,000 | $ 86,000 |
| Yuba County California | 9 | $ 2,063,000 | $ 229,000 | $ 57,000 |
| Boulder County Colorado | 9 | $ 2,654,000 | $ 294,000 | $ 116,000 |
| Yamhill County Oregon | 9 | $ 2,201,000 | $ 244,000 | $ 69,000 |
| Juab County Utah | 9 | $ 1,328,000 | $ 147,000 | $ 65,000 |
| Larimer County Colorado | 8 | $ 2,152,000 | $ 269,000 | $ 142,000 |
| Hillsborough County Florida | 8 | $ 1,321,000 | $ 165,000 | $ 96,000 |
| St. Lucie County Florida | 8 | $ 1,581,000 | $ 197,000 | $ 101,000 |
| Bonneville County Idaho | 8 | $ 1,426,000 | $ 178,000 | $ 60,000 |
| Kootenai County Idaho | 8 | $ 1,710,000 | $ 213,000 | $ 98,000 |
| Washoe County Nevada | 8 | $ 2,679,000 | $ 334,000 | $ 249,000 |
| Lane County Oregon | 8 | $ 2,064,000 | $ 258,000 | $ 75,000 |
| Fairfax County Virginia | 8 | $ 2,950,000 | $ 368,000 | $ 120,000 |
| Maui County Hawaii | 7 | $ 3,320,000 | $ 474,000 | $ 143,000 |
| Calvert County Maryland | 7 | $ 1,404,000 | $ 200,000 | $ 49,000 |
| Kitsap County Washington | 7 | $ 1,511,000 | $ 215,000 | $ 61,000 |
| Yakima County Washington | 7 | $ 1,245,000 | $ 177,000 | $ 53,000 |
| Yavapai County Arizona | 6 | $ 1,311,000 | $ 218,000 | $ 110,000 |
| Siskiyou County California | 6 | $ 1,408,000 | $ 234,000 | $ 82,000 |
| Mesa County Colorado | 6 | $ 1,540,000 | $ 256,000 | $ 81,000 |
| Harris County Texas | 6 | $ 619,000 | $ 103,000 | $ 125,000 |
| Hidalgo County Texas | 6 | $ 727,000 | $ 121,000 | $ 65,000 |
| Loudoun County Virginia | 6 | $ 2,008,000 | $ 334,000 | $ 127,000 |
| Stevens County Washington | 6 | $ 1,093,000 | $ 182,000 | $ 64,000 |
| Yuma County Arizona | 5 | $ 1,038,000 | $ 207,000 | $ 77,000 |
| Mariposa County California | 5 | $ 1,251,000 | $ 250,000 | $ 65,000 |
| Plumas County California | 5 | $ 1,160,000 | $ 232,000 | $ 46,000 |
| Tehama County California | 5 | $ 729,000 | $ 145,000 | $ 49,000 |
| Fairfield County Connecticut | 5 | $ 1,415,000 | $ 283,000 | $ 84,000 |
| New Haven County Connecticut | 5 | $ 1,277,000 | $ 255,000 | $ 77,000 |
| Duval County Florida | 5 | $ 1,005,000 | $ 201,000 | $ 49,000 |
| Twin Falls County Idaho | 5 | $ 744,000 | $ 148,000 | $ 48,000 |
| Charles County Maryland | 5 | $ 1,708,000 | $ 341,000 | $ 104,000 |
| Douglas County Nevada | 5 | $ 1,786,000 | $ 357,000 | $ 85,000 |
| Elko County Nevada | 5 | $ 1,383,000 | $ 276,000 | $ 99,000 |
| Lincoln County Oregon | 5 | $ 869,000 | $ 173,000 | $ 104,000 |
| Linn County Oregon | 5 | $ 761,000 | $ 152,000 | $ 61,000 |
| Polk County Oregon | 5 | $ 1,424,000 | $ 284,000 | $ 72,000 |
| Tarrant County Texas | 5 | $ 663,000 | $ 132,000 | $ 99,000 |
| Prince William County Virginia | 5 | $ 1,478,000 | $ 295,000 | $ 69,000 |
| Cochise County Arizona | 4 | $ 583,000 | $ 145,000 | $ 71,000 |
| Glenn County California | 4 | $ 796,000 | $ 199,000 | $ 30,000 |
| Inyo County California | 4 | $ 833,000 | $ 208,000 | $ 61,000 |
| Lassen County California | 4 | $ 770,000 | $ 192,000 | $ 127,000 |
| Broomfield County Colorado | 4 | $ 1,436,000 | $ 359,000 | $ 108,000 |
| Eagle County Colorado | 4 | $ 1,310,000 | $ 327,000 | $ 152,000 |
| Grand County Colorado | 4 | $ 670,000 | $ 167,000 | $ 57,000 |
| La Plata County Colorado | 4 | $ 1,160,000 | $ 290,000 | $ 106,000 |
| Okaloosa County Florida | 4 | $ 937,000 | $ 234,000 | $ 236,000 |
| Sarasota County Florida | 4 | $ 954,000 | $ 238,000 | $ 74,000 |
| Seminole County Florida | 4 | $ 1,255,000 | $ 313,000 | $ 108,000 |
| Harford County Maryland | 4 | $ 1,142,000 | $ 285,000 | $ 82,000 |
| Jefferson County Oregon | 4 | $ 682,000 | $ 170,000 | $ 50,000 |
| Klamath County Oregon | 4 | $ 751,000 | $ 187,000 | $ 41,000 |
| Rich County Utah | 4 | $ 1,406,000 | $ 351,000 | $ 167,000 |
| Henrico County Virginia | 4 | $ 897,000 | $ 224,000 | $ 32,000 |
| Newport News County Virginia | 4 | $ 794,000 | $ 198,000 | $ 59,000 |
| Cowlitz County Washington | 4 | $ 752,000 | $ 188,000 | $ 65,000 |
| Apache County Arizona | 3 | $ 474,000 | $ 158,000 | $ 126,000 |
| Santa Cruz County Arizona | 3 | $ 463,000 | $ 154,000 | $ 45,000 |
| Garfield County Colorado | 3 | $ 1,395,000 | $ 465,000 | $ 156,000 |
| Teller County Colorado | 3 | $ 570,000 | $ 190,000 | $ 109,000 |
| Hartford County Connecticut | 3 | $ 585,000 | $ 195,000 | $ 80,000 |
| Collier County Florida | 3 | $ 827,000 | $ 275,000 | $ 93,000 |
| Indian River County Florida | 3 | $ 674,000 | $ 224,000 | $ 128,000 |
| Jackson County Florida | 3 | $ 272,000 | $ 90,000 | $ 46,000 |
| Palm Beach County Florida | 3 | $ 734,000 | $ 244,000 | $ 241,000 |
| Kauai County Hawaii | 3 | $ 945,000 | $ 315,000 | $ 186,000 |
| Bonner County Idaho | 3 | $ 612,000 | $ 204,000 | $ 66,000 |
| Caribou County Idaho | 3 | $ 362,000 | $ 120,000 | $ 58,000 |
| Fremont County Idaho | 3 | $ 1,700,000 | $ 566,000 | $ 191,000 |
| Payette County Idaho | 3 | $ 469,000 | $ 156,000 | $ 67,000 |
| Howard County Maryland | 3 | $ 1,029,000 | $ 343,000 | $ 154,000 |
| Wayne County Michigan | 3 | $ 178,000 | $ 59,000 | $ 194,000 |
| Coos County Oregon | 3 | $ 387,000 | $ 129,000 | $ 99,000 |
| Douglas County Oregon | 3 | $ 658,000 | $ 219,000 | $ 80,000 |
| Josephine County Oregon | 3 | $ 718,000 | $ 239,000 | $ 67,000 |
| Tillamook County Oregon | 3 | $ 678,000 | $ 226,000 | $ 87,000 |
| El Paso County Texas | 3 | $ 360,000 | $ 120,000 | $ 50,000 |
| Millard County Utah | 3 | $ 420,000 | $ 140,000 | $ 72,000 |
| Morgan County Utah | 3 | $ 1,047,000 | $ 349,000 | $ 102,000 |
| Virginia Beach County Virginia | 3 | $ 646,000 | $ 215,000 | $ 39,000 |
| Benton County Washington | 3 | $ 444,000 | $ 148,000 | $ 60,000 |
| Grant County Washington | 3 | $ 484,000 | $ 161,000 | $ 61,000 |
| Grays Harbor County Washington | 3 | $ 314,000 | $ 104,000 | $ 31,000 |
| Island County Washington | 3 | $ 1,152,000 | $ 384,000 | $ 81,000 |
| Mason County Washington | 3 | $ 399,000 | $ 133,000 | $ 56,000 |
| Whatcom County Washington | 3 | $ 651,000 | $ 217,000 | $ 88,000 |
| Coconino County Arizona | 2 | $ 425,000 | $ 212,000 | $ 54,000 |
| Gila County Arizona | 2 | $ 532,000 | $ 266,000 | $ 289,000 |
| Del Norte County California | 2 | $ 371,000 | $ 185,000 | $ 90,000 |
| Elbert County Colorado | 2 | $ 714,000 | $ 357,000 | $ 128,000 |
| Brevard County Florida | 2 | $ 266,000 | $ 133,000 | $ 51,000 |
| Charlotte County Florida | 2 | $ 511,000 | $ 255,000 | $ 98,000 |
| Citrus County Florida | 2 | $ 441,000 | $ 220,000 | $ 67,000 |
| Gulf County Florida | 2 | $ 437,000 | $ 218,000 | $ 94,000 |
| Holmes County Florida | 2 | $ 118,000 | $ 59,000 | $ 37,000 |
| Monroe County Florida | 2 | $ 511,000 | $ 255,000 | $ 68,000 |
| Osceola County Florida | 2 | $ 391,000 | $ 195,000 | $ 60,000 |
| St. Johns County Florida | 2 | $ 348,000 | $ 174,000 | $ 69,000 |
| Washington County Florida | 2 | $ 170,000 | $ 85,000 | $ 87,000 |
| Bannock County Idaho | 2 | $ 169,000 | $ 84,000 | $ 87,000 |
| Cassia County Idaho | 2 | $ 416,000 | $ 208,000 | $ 243,000 |
| Owyhee County Idaho | 2 | $ 529,000 | $ 264,000 | $ 119,000 |
| Frederick County Maryland | 2 | $ 492,000 | $ 246,000 | $ 62,000 |
| Queen Anne's County Maryland | 2 | $ 521,000 | $ 260,000 | $ 111,000 |
| Worcester County Massachusetts | 2 | $ 388,000 | $ 194,000 | $ 68,000 |
| Deer Lodge County Montana | 2 | $ 337,000 | $ 168,000 | $ 69,000 |
| Gallatin County Montana | 2 | $ 402,000 | $ 201,000 | $ 38,000 |
| Bernalillo County New Mexico | 2 | $ 250,000 | $ 125,000 | $ 76,000 |
| Bexar County Texas | 2 | $ 406,000 | $ 203,000 | $ 91,000 |
| Dallas County Texas | 2 | $ 264,000 | $ 132,000 | $ 80,000 |
| Wise County Texas | 2 | $ 221,000 | $ 110,000 | $ 43,000 |
| Wayne County Utah | 2 | $ 279,000 | $ 139,000 | $ 71,000 |
| Alexandria County Virginia | 2 | $ 589,000 | $ 294,000 | $ 61,000 |
| Fluvanna County Virginia | 2 | $ 375,000 | $ 187,000 | $ 123,000 |
| Frederick County Virginia | 2 | $ 676,000 | $ 338,000 | $ 89,000 |
| Norfolk County Virginia | 2 | $ 267,000 | $ 133,000 | $ 40,000 |
| Shenandoah County Virginia | 2 | $ 438,000 | $ 219,000 | $ 67,000 |
| Suffolk County Virginia | 2 | $ 369,000 | $ 184,000 | $ 50,000 |
| Kittitas County Washington | 2 | $ 338,000 | $ 169,000 | $ 48,000 |
| Graham County Arizona | 1 | $ 110,000 | $ 110,000 | $ 64,000 |
| Navajo County Arizona | 1 | $ 417,000 | $ 417,000 | $ 168,000 |
| Alpine County California | 1 | $ 380,000 | $ 380,000 | $ 509,000 |
| Colusa County California | 1 | $ 176,000 | $ 176,000 | $ 56,000 |
| Modoc County California | 1 | $ 74,000 | $ 74,000 | $ 57,000 |
| Trinity County California | 1 | $ 342,000 | $ 342,000 | $ 68,000 |
| Alamosa County Colorado | 1 | $ 240,000 | $ 240,000 | $ 76,000 |
| Archuleta County Colorado | 1 | $ 203,000 | $ 203,000 | $ 45,000 |
| Bent County Colorado | 1 | $ 102,000 | $ 102,000 | $ 80,000 |
| Clear Creek County Colorado | 1 | $ 415,000 | $ 415,000 | $ 73,000 |
| Delta County Colorado | 1 | $ 212,000 | $ 212,000 | $ 59,000 |
| Gunnison County Colorado | 1 | $ 172,000 | $ 172,000 | $ 305,000 |
| Lake County Colorado | 1 | $ 248,000 | $ 248,000 | $ 60,000 |
| Logan County Colorado | 1 | $ 172,000 | $ 172,000 | $ 118,000 |
| Moffat County Colorado | 1 | $ 203,000 | $ 203,000 | $ 45,000 |
| Montrose County Colorado | 1 | $ 174,000 | $ 174,000 | $ 50,000 |
| Otero County Colorado | 1 | $ 84,000 | $ 84,000 | $ 54,000 |
| Park County Colorado | 1 | $ 118,000 | $ 118,000 | $ 33,000 |
| Pitkin County Colorado | 1 | $ 2,800,000 | $ 2,800,000 | $ 936,000 |
| Rio Blanco County Colorado | 1 | $ 192,000 | $ 192,000 | $ 75,000 |
| Routt County Colorado | 1 | $ 252,000 | $ 252,000 | $ 112,000 |
| Saguache County Colorado | 1 | $ 69,000 | $ 69,000 | $ 29,000 |
| San Miguel County Colorado | 1 | $ 260,000 | $ 260,000 | $ 50,000 |
| Middlesex County Connecticut | 1 | $ 171,000 | $ 171,000 | $ 103,000 |
| District of Columbia County District Of Columbia | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Clay County Florida | 1 | $ 347,000 | $ 347,000 | $ 72,000 |
| DeSoto County Florida | 1 | $ 146,000 | $ 146,000 | $ 35,000 |
| Escambia County Florida | 1 | $ 128,000 | $ 128,000 | $ 61,000 |
| Flagler County Florida | 1 | $ 150,000 | $ 150,000 | $ 47,000 |
| Hendry County Florida | 1 | $ 274,000 | $ 274,000 | $ 67,000 |
| Lake County Florida | 1 | $ 197,000 | $ 197,000 | $ 100,000 |
| Manatee County Florida | 1 | $ 333,000 | $ 333,000 | $ 113,000 |
| Marion County Florida | 1 | $ 212,000 | $ 212,000 | $ 52,000 |
| Martin County Florida | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
| Pasco County Florida | 1 | $ 193,000 | $ 193,000 | $ 539,000 |
| Polk County Florida | 1 | $ 249,000 | $ 249,000 | $ 106,000 |
| Putnam County Florida | 1 | $ 67,000 | $ 67,000 | $ 82,000 |
| Santa Rosa County Florida | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
| Sumter County Florida | 1 | $ 298,000 | $ 298,000 | $ 175,000 |
| Volusia County Florida | 1 | $ 101,000 | $ 101,000 | $ 30,000 |
| Walton County Florida | 1 | $ 881,000 | $ 881,000 | $ 660,000 |
| Bear Lake County Idaho | 1 | $ 276,000 | $ 276,000 | $ 309,000 |
| Benewah County Idaho | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Boise County Idaho | 1 | $ 417,000 | $ 417,000 | $ 99,000 |
| Boundary County Idaho | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Clearwater County Idaho | 1 | $ 171,000 | $ 171,000 | $ 49,000 |
| Elmore County Idaho | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Franklin County Idaho | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Gem County Idaho | 1 | $ 157,000 | $ 157,000 | $ 31,000 |
| Jefferson County Idaho | 1 | $ 126,000 | $ 126,000 | $ 69,000 |
| Latah County Idaho | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Lemhi County Idaho | 1 | $ 203,000 | $ 203,000 | $ 59,000 |
| Madison County Idaho | 1 | $ 199,000 | $ 199,000 | $ 78,000 |
| Power County Idaho | 1 | $ 212,000 | $ 212,000 | $ 94,000 |
| Carroll County Maryland | 1 | $ 220,000 | $ 220,000 | $ 52,000 |
| Cecil County Maryland | 1 | $ 353,000 | $ 353,000 | $ 97,000 |
| Worcester County Maryland | 1 | $ 383,000 | $ 383,000 | $ 156,000 |
| St. Joseph County Michigan | 1 | $ 107,000 | $ 107,000 | $ 69,000 |
| Carson City County Nevada | 1 | $ 224,000 | $ 224,000 | $ 132,000 |
| Churchill County Nevada | 1 | $ 143,000 | $ 143,000 | $ 47,000 |
| Humboldt County Nevada | 1 | $ 260,000 | $ 260,000 | $ 107,000 |
| Lyon County Nevada | 1 | $ 304,000 | $ 304,000 | $ 110,000 |
| Chaves County New Mexico | 1 | $ 122,000 | $ 122,000 | $ 69,000 |
| Dona Ana County New Mexico | 1 | $ 138,000 | $ 138,000 | $ 32,000 |
| Rio Arriba County New Mexico | 1 | $ 280,000 | $ 280,000 | $ 190,000 |
| San Juan County New Mexico | 1 | $ 158,000 | $ 158,000 | $ 42,000 |
| Sandoval County New Mexico | 1 | $ 141,000 | $ 141,000 | $ 55,000 |
| Santa Fe County New Mexico | 1 | $ 243,000 | $ 243,000 | $ 92,000 |
| Taos County New Mexico | 1 | $ 210,000 | $ 210,000 | $ 72,000 |
| Valencia County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Benton County Oregon | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Columbia County Oregon | 1 | $ 211,000 | $ 211,000 | $ 70,000 |
| Crook County Oregon | 1 | $ 233,000 | $ 233,000 | $ 79,000 |
| Curry County Oregon | 1 | $ 140,000 | $ 140,000 | $ 30,000 |
| Jackson County Oregon | 1 | $ 122,000 | $ 122,000 | $ 18,000 |
| Malheur County Oregon | 1 | $ 172,000 | $ 172,000 | $ 36,000 |
| Umatilla County Oregon | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Wasco County Oregon | 1 | $ 164,000 | $ 164,000 | $ 88,000 |
| Wheeler County Oregon | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Horry County South Carolina | 1 | $ 388,000 | $ 388,000 | $ 84,000 |
| Aransas County Texas | 1 | $ 268,000 | $ 268,000 | $ 106,000 |
| Brazos County Texas | 1 | $ 108,000 | $ 108,000 | $ 66,000 |
| Cameron County Texas | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
| Fort Bend County Texas | 1 | $ 215,000 | $ 215,000 | $ 123,000 |
| Guadalupe County Texas | 1 | $ 300,000 | $ 300,000 | $ 80,000 |
| Parker County Texas | 1 | $ 248,000 | $ 248,000 | $ 325,000 |
| Rusk County Texas | 1 | $ 780,000 | $ 780,000 | $ 648,000 |
| Williamson County Texas | 1 | $ 91,000 | $ 91,000 | $ 43,000 |
| Beaver County Utah | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Daggett County Utah | 1 | $ 150,000 | $ 150,000 | $ 35,000 |
| Garfield County Utah | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Grand County Utah | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Kane County Utah | 1 | $ 248,000 | $ 248,000 | $ 117,000 |
| Arlington County Virginia | 1 | $ 367,000 | $ 367,000 | $ 107,000 |
| Charlottesville County Virginia | 1 | $ 248,000 | $ 248,000 | $ 275,000 |
| Chesapeake County Virginia | 1 | $ 196,000 | $ 196,000 | $ 37,000 |
| Chesterfield County Virginia | 1 | $ 290,000 | $ 290,000 | $ 114,000 |
| Dinwiddie County Virginia | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Manassas County Virginia | 1 | $ 156,000 | $ 156,000 | $ 56,000 |
| Manassas Park County Virginia | 1 | $ 276,000 | $ 276,000 | $ 81,000 |
| Nottoway County Virginia | 1 | $ 274,000 | $ 274,000 | $ 62,000 |
| Orange County Virginia | 1 | $ 207,000 | $ 207,000 | $ 49,000 |
| Prince George County Virginia | 1 | $ 350,000 | $ 350,000 | $ 97,000 |
| Richmond City County Virginia | 1 | $ 152,000 | $ 152,000 | $ 92,000 |
| Staunton County Virginia | 1 | $ 156,000 | $ 156,000 | $ 133,000 |
| Clallam County Washington | 1 | $ 348,000 | $ 348,000 | $ 90,000 |
| Franklin County Washington | 1 | $ 139,000 | $ 139,000 | $ 72,000 |
| Jefferson County Washington | 1 | $ 176,000 | $ 176,000 | $ 33,000 |
| Klickitat County Washington | 1 | $ 203,000 | $ 203,000 | $ 76,000 |
| Lewis County Washington | 1 | $ 263,000 | $ 263,000 | $ 82,000 |
| Skagit County Washington | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Walla Walla County Washington | 1 | $ 159,000 | $ 159,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Stearns Lending, Llc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,302 | $2,747,446,000 | $266,000 | $2,800,000 | $95,000 | $6,331,000 |
| Refinancing | 8,036 | $2,427,912,000 | $302,000 | $1,850,000 | $96,000 | $2,633,000 |
| Home Improvement | 4 | $1,170,000 | $292,000 | $392,000 | $50,000 | $67,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,518 | $2,708,945,000 | $284,000 | $2,800,000 | $103,000 | $6,331,000 |
| Hispanic | 5,635 | $1,472,964,000 | $261,000 | $1,388,000 | $79,000 | $5,813,000 |
| Asian | 1,689 | $554,225,000 | $328,000 | $2,000,000 | $110,000 | $1,338,000 |
| Black or African American | 1,000 | $289,171,000 | $289,000 | $1,000,000 | $88,000 | $601,000 |
| Not Provided | 267 | $84,521,000 | $316,000 | $1,373,000 | $116,000 | $2,633,000 |
| Native Hawaiian or Other Pacific Islander | 188 | $55,545,000 | $295,000 | $681,000 | $94,000 | $456,000 |
| American Indian or Alaskan Native | 45 | $11,157,000 | $247,000 | $743,000 | $95,000 | $397,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,161 | $3,369,968,000 | $301,000 | $2,800,000 | $106,000 | $6,331,000 |
| FHA-insured (Federal Housing Administration) | 6,746 | $1,696,584,000 | $251,000 | $934,000 | $79,000 | $4,272,000 |
| VA-guaranteed (Veterans Administration) | 434 | $109,823,000 | $253,000 | $650,000 | $70,000 | $700,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $153,000 | $153,000 | $153,000 | $34,000 | $34,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,797 | $2,269,344,000 | $257,000 | $1,120,000 | $90,000 | $5,813,000 |
| Application Approved But Not Accepted | 4,291 | $1,299,873,000 | $302,000 | $2,000,000 | $101,000 | $2,633,000 |
| Application Denied By Financial Institution | 3,911 | $1,172,046,000 | $299,000 | $2,800,000 | $96,000 | $1,410,000 |
| File Closed For Incompleteness | 1,063 | $351,410,000 | $330,000 | $2,000,000 | $118,000 | $6,331,000 |
| Application Withdrawn By Applicant | 279 | $83,490,000 | $299,000 | $918,000 | $99,000 | $550,000 |
| Loan Purchased By The Institution | 1 | $365,000 | $365,000 | $365,000 | $108,000 | $108,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,276 | $393,462,000 | $308,000 | $1,550,000 | $84,000 | $973,000 |
| Credit History | 792 | $225,508,000 | $284,000 | $1,120,000 | $89,000 | $1,065,000 |
| Other | 677 | $203,571,000 | $300,000 | $2,800,000 | $108,000 | $1,338,000 |
| Collateral | 377 | $106,108,000 | $281,000 | $993,000 | $111,000 | $1,410,000 |
| Credit Application Incomplete | 376 | $113,880,000 | $302,000 | $1,465,000 | $100,000 | $780,000 |
| Unverifiable Information | 195 | $65,746,000 | $337,000 | $1,100,000 | $123,000 | $720,000 |
| Mortgage Insurance Denied | 93 | $22,466,000 | $241,000 | $675,000 | $79,000 | $235,000 |
| Employment History | 82 | $24,638,000 | $300,000 | $1,136,000 | $94,000 | $497,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 37 | $15,361,000 | $415,000 | $938,000 | $138,000 | $358,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stearns Lending, Llc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stearns Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.