Sterling National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Sterling National Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sterling National Bank 98 Cuttermill Road Great Neck, NY 11021 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 715 |
| Total Mortgage Loan Application Amount | $225,841,000 |
| Average Mortgage Loan Application Amount | $318,500 |
| Highest Mortgage Loan Application Amount | $1,448,000 |
| Average Applicant Income | $135,500 |
| Highest Applicant Income | $1,554,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Sterling National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sterling National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Sterling National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sterling National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Sterling National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sterling National Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County New York | 137 | $ 49,414,000 | $ 360,000 | $ 155,000 |
| Suffolk County New York | 87 | $ 28,254,000 | $ 324,000 | $ 169,000 |
| Queens County New York | 56 | $ 18,005,000 | $ 321,000 | $ 111,000 |
| Kings County New York | 46 | $ 22,774,000 | $ 495,000 | $ 149,000 |
| Westchester County New York | 29 | $ 11,597,000 | $ 399,000 | $ 152,000 |
| New York County New York | 26 | $ 10,576,000 | $ 406,000 | $ 218,000 |
| Richmond County New York | 19 | $ 5,917,000 | $ 311,000 | $ 104,000 |
| Middlesex County Connecticut | 15 | $ 3,538,000 | $ 235,000 | $ 106,000 |
| New Haven County Connecticut | 14 | $ 2,669,000 | $ 190,000 | $ 90,000 |
| Hartford County Connecticut | 12 | $ 2,354,000 | $ 196,000 | $ 102,000 |
| Bronx County New York | 11 | $ 3,686,000 | $ 335,000 | $ 129,000 |
| Fairfield County Connecticut | 9 | $ 2,092,000 | $ 232,000 | $ 122,000 |
| Bergen County New Jersey | 9 | $ 2,857,000 | $ 317,000 | $ 148,000 |
| Monmouth County New Jersey | 9 | $ 3,801,000 | $ 422,000 | $ 228,000 |
| Essex County New Jersey | 8 | $ 3,117,000 | $ 389,000 | $ 172,000 |
| New London County Connecticut | 7 | $ 1,169,000 | $ 167,000 | $ 62,000 |
| Rockland County New York | 6 | $ 2,120,000 | $ 353,000 | $ 144,000 |
| Middlesex County Massachusetts | 5 | $ 1,708,000 | $ 341,000 | $ 124,000 |
| Worcester County Massachusetts | 5 | $ 970,000 | $ 194,000 | $ 79,000 |
| Litchfield County Connecticut | 4 | $ 702,000 | $ 175,000 | $ 88,000 |
| Montgomery County Maryland | 4 | $ 1,248,000 | $ 312,000 | $ 111,000 |
| Bristol County Massachusetts | 4 | $ 771,000 | $ 192,000 | $ 84,000 |
| Dutchess County New York | 4 | $ 887,000 | $ 221,000 | $ 105,000 |
| Orange County New York | 4 | $ 997,000 | $ 249,000 | $ 99,000 |
| Salt Lake County Utah | 4 | $ 1,067,000 | $ 266,000 | $ 88,000 |
| Baltimore County Maryland | 3 | $ 910,000 | $ 303,000 | $ 72,000 |
| Essex County Massachusetts | 3 | $ 949,000 | $ 316,000 | $ 109,000 |
| Hudson County New Jersey | 3 | $ 904,000 | $ 301,000 | $ 161,000 |
| Middlesex County New Jersey | 3 | $ 1,160,000 | $ 386,000 | $ 155,000 |
| Morris County New Jersey | 3 | $ 724,000 | $ 241,000 | $ 134,000 |
| Putnam County New York | 3 | $ 733,000 | $ 244,000 | $ 148,000 |
| Clackamas County Oregon | 3 | $ 800,000 | $ 266,000 | $ 95,000 |
| Bucks County Pennsylvania | 3 | $ 537,000 | $ 179,000 | $ 95,000 |
| Philadelphia County Pennsylvania | 3 | $ 607,000 | $ 202,000 | $ 59,000 |
| Denver County Colorado | 2 | $ 403,000 | $ 201,000 | $ 81,000 |
| Douglas County Colorado | 2 | $ 492,000 | $ 246,000 | $ 82,000 |
| Jefferson County Colorado | 2 | $ 593,000 | $ 296,000 | $ 107,000 |
| Tolland County Connecticut | 2 | $ 357,000 | $ 178,000 | $ 69,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,116,000 | $ 558,000 | $ 133,000 |
| Broward County Florida | 2 | $ 660,000 | $ 330,000 | $ 128,000 |
| Hillsborough County Florida | 2 | $ 314,000 | $ 157,000 | $ 168,000 |
| Palm Beach County Florida | 2 | $ 586,000 | $ 293,000 | $ 145,000 |
| Frederick County Maryland | 2 | $ 731,000 | $ 365,000 | $ 102,000 |
| Hampden County Massachusetts | 2 | $ 326,000 | $ 163,000 | $ 59,000 |
| Goodhue County Minnesota | 2 | $ 264,000 | $ 132,000 | $ 107,000 |
| Hennepin County Minnesota | 2 | $ 488,000 | $ 244,000 | $ 167,000 |
| Clark County Nevada | 2 | $ 397,000 | $ 198,000 | $ 81,000 |
| Hillsborough County New Hampshire | 2 | $ 306,000 | $ 153,000 | $ 45,000 |
| Burlington County New Jersey | 2 | $ 399,000 | $ 199,000 | $ 118,000 |
| Cape May County New Jersey | 2 | $ 384,000 | $ 192,000 | $ 42,000 |
| Ocean County New Jersey | 2 | $ 530,000 | $ 265,000 | $ 160,000 |
| Somerset County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 125,000 |
| Union County New Jersey | 2 | $ 611,000 | $ 305,000 | $ 132,000 |
| Schenectady County New York | 2 | $ 454,000 | $ 227,000 | $ 94,000 |
| Ulster County New York | 2 | $ 311,000 | $ 155,000 | $ 78,000 |
| Cabarrus County North Carolina | 2 | $ 507,000 | $ 253,000 | $ 218,000 |
| Guilford County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 68,000 |
| Iredell County North Carolina | 2 | $ 670,000 | $ 335,000 | $ 246,000 |
| Benton County Oregon | 2 | $ 304,000 | $ 152,000 | $ 62,000 |
| Multnomah County Oregon | 2 | $ 438,000 | $ 219,000 | $ 112,000 |
| Montgomery County Pennsylvania | 2 | $ 543,000 | $ 271,000 | $ 111,000 |
| Northampton County Pennsylvania | 2 | $ 388,000 | $ 194,000 | $ 76,000 |
| Fairfax County Virginia | 2 | $ 754,000 | $ 377,000 | $ 80,000 |
| Northumberland County Virginia | 2 | $ 554,000 | $ 277,000 | $ 144,000 |
| Virginia Beach County Virginia | 2 | $ 510,000 | $ 255,000 | $ 106,000 |
| Maricopa County Arizona | 1 | $ 152,000 | $ 152,000 | $ 106,000 |
| Pima County Arizona | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| Pope County Arkansas | 1 | $ 237,000 | $ 237,000 | $ 83,000 |
| Los Angeles County California | 1 | $ 680,000 | $ 680,000 | $ 200,000 |
| Orange County California | 1 | $ 408,000 | $ 408,000 | $ 107,000 |
| Adams County Colorado | 1 | $ 270,000 | $ 270,000 | $ 495,000 |
| Arapahoe County Colorado | 1 | $ 362,000 | $ 362,000 | $ 171,000 |
| El Paso County Colorado | 1 | $ 136,000 | $ 136,000 | $ 18,000 |
| Pueblo County Colorado | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| New Castle County Delaware | 1 | $ 237,000 | $ 237,000 | $ 102,000 |
| Sussex County Delaware | 1 | $ 200,000 | $ 200,000 | $ 91,000 |
| Charlotte County Florida | 1 | $ 132,000 | $ 132,000 | $ 37,000 |
| Duval County Florida | 1 | $ 219,000 | $ 219,000 | $ 107,000 |
| Gulf County Florida | 1 | $ 274,000 | $ 274,000 | $ 70,000 |
| Hendry County Florida | 1 | $ 64,000 | $ 64,000 | $ 48,000 |
| Levy County Florida | 1 | $ 200,000 | $ 200,000 | $ 38,000 |
| Marion County Florida | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Miami-Dade County Florida | 1 | $ 409,000 | $ 409,000 | $ 180,000 |
| Nassau County Florida | 1 | $ 344,000 | $ 344,000 | $ 83,000 |
| Santa Rosa County Florida | 1 | $ 93,000 | $ 93,000 | $ 73,000 |
| Sarasota County Florida | 1 | $ 417,000 | $ 417,000 | $ 154,000 |
| Seminole County Florida | 1 | $ 188,000 | $ 188,000 | $ 93,000 |
| Volusia County Florida | 1 | $ 154,000 | $ 154,000 | $ 142,000 |
| Chatham County Georgia | 1 | $ 177,000 | $ 177,000 | $ 180,000 |
| Clarke County Georgia | 1 | $ 104,000 | $ 104,000 | $ 85,000 |
| Cobb County Georgia | 1 | $ 230,000 | $ 230,000 | $ 90,000 |
| Forsyth County Georgia | 1 | $ 385,000 | $ 385,000 | $ 145,000 |
| Glynn County Georgia | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Gwinnett County Georgia | 1 | $ 98,000 | $ 98,000 | $ 158,000 |
| Livingston County Louisiana | 1 | $ 307,000 | $ 307,000 | $ 75,000 |
| Tangipahoa County Louisiana | 1 | $ 233,000 | $ 233,000 | $ 97,000 |
| Knox County Maine | 1 | $ 282,000 | $ 282,000 | $ 103,000 |
| Sagadahoc County Maine | 1 | $ 182,000 | $ 182,000 | $ 113,000 |
| Anne Arundel County Maryland | 1 | $ 172,000 | $ 172,000 | $ 55,000 |
| Harford County Maryland | 1 | $ 264,000 | $ 264,000 | $ 55,000 |
| Barnstable County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Berkshire County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 199,000 |
| Hampshire County Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Norfolk County Massachusetts | 1 | $ 242,000 | $ 242,000 | $ 219,000 |
| Plymouth County Massachusetts | 1 | $ 176,000 | $ 176,000 | $ 46,000 |
| Dakota County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 153,000 |
| Washington County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 137,000 |
| Harrison County Mississippi | 1 | $ 93,000 | $ 93,000 | $ 98,000 |
| Sunflower County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 37,000 |
| Douglas County Nebraska | 1 | $ 240,000 | $ 240,000 | $ 60,000 |
| Coos County New Hampshire | 1 | $ 159,000 | $ 159,000 | $ 38,000 |
| Merrimack County New Hampshire | 1 | $ 134,000 | $ 134,000 | $ 61,000 |
| Strafford County New Hampshire | 1 | $ 96,000 | $ 96,000 | $ 121,000 |
| Camden County New Jersey | 1 | $ 177,000 | $ 177,000 | $ 105,000 |
| Gloucester County New Jersey | 1 | $ 228,000 | $ 228,000 | $ 116,000 |
| Salem County New Jersey | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| Sussex County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 106,000 |
| Warren County New Jersey | 1 | $ 272,000 | $ 272,000 | $ 138,000 |
| Bernalillo County New Mexico | 1 | $ 158,000 | $ 158,000 | $ 43,000 |
| Albany County New York | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Erie County New York | 1 | $ 200,000 | $ 200,000 | $ 134,000 |
| Livingston County New York | 1 | $ 193,000 | $ 193,000 | $ 146,000 |
| Montgomery County New York | 1 | $ 144,000 | $ 144,000 | $ 71,000 |
| Clark County Ohio | 1 | $ 158,000 | $ 158,000 | $ 38,000 |
| Pawnee County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 54,000 |
| Douglas County Oregon | 1 | $ 178,000 | $ 178,000 | $ 107,000 |
| Tillamook County Oregon | 1 | $ 244,000 | $ 244,000 | $ 111,000 |
| Washington County Oregon | 1 | $ 212,000 | $ 212,000 | $ 101,000 |
| Allegheny County Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 106,000 |
| Berks County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 32,000 |
| Chester County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 159,000 |
| Clearfield County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 126,000 |
| Delaware County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 88,000 |
| Monroe County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 63,000 |
| Pike County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 58,000 |
| Westmoreland County Pennsylvania | 1 | $ 217,000 | $ 217,000 | $ 137,000 |
| York County Pennsylvania | 1 | $ 257,000 | $ 257,000 | $ 102,000 |
| Washington County Rhode Island | 1 | $ 285,000 | $ 285,000 | $ 154,000 |
| Greenville County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 148,000 |
| Lancaster County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 115,000 |
| Blount County Tennessee | 1 | $ 219,000 | $ 219,000 | $ 104,000 |
| Davidson County Tennessee | 1 | $ 887,000 | $ 887,000 | $ 264,000 |
| Sequatchie County Tennessee | 1 | $ 290,000 | $ 290,000 | $ 76,000 |
| Shelby County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 59,000 |
| Duchesne County Utah | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Essex County Vermont | 1 | $ 253,000 | $ 253,000 | $ 57,000 |
| Windham County Vermont | 1 | $ 323,000 | $ 323,000 | $ 226,000 |
| Chesterfield County Virginia | 1 | $ 410,000 | $ 410,000 | $ 260,000 |
| Hampton County Virginia | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Loudoun County Virginia | 1 | $ 558,000 | $ 558,000 | $ 207,000 |
| King County Washington | 1 | $ 433,000 | $ 433,000 | $ 84,000 |
| Columbia County Wisconsin | 1 | $ 228,000 | $ 228,000 | $ 114,000 |
| Rusk County Wisconsin | 1 | $ 237,000 | $ 237,000 | $ 148,000 |
| Sauk County Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 78,000 |
| Sheboygan County Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Sterling National Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 460 | $141,835,000 | $308,000 | $1,448,000 | $136,000 | $1,554,000 |
| Home Purchase | 255 | $84,006,000 | $329,000 | $887,000 | $135,000 | $1,002,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 558 | $177,750,000 | $318,000 | $1,448,000 | $143,000 | $1,554,000 |
| Hispanic | 53 | $12,997,000 | $245,000 | $494,000 | $95,000 | $272,000 |
| Black or African American | 46 | $13,761,000 | $299,000 | $678,000 | $95,000 | $237,000 |
| Asian | 41 | $14,184,000 | $345,000 | $728,000 | $125,000 | $369,000 |
| Not Provided | 15 | $6,273,000 | $418,000 | $730,000 | $167,000 | $276,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $876,000 | $438,000 | $512,000 | $163,000 | $241,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 496 | $154,027,000 | $310,000 | $1,448,000 | $146,000 | $1,554,000 |
| FHA-insured (Federal Housing Administration) | 218 | $71,672,000 | $328,000 | $754,000 | $111,000 | $510,000 |
| VA-guaranteed (Veterans Administration) | 1 | $142,000 | $142,000 | $142,000 | $48,000 | $48,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 556 | $176,211,000 | $316,000 | $800,000 | $140,000 | $1,554,000 |
| Application Withdrawn By Applicant | 77 | $25,047,000 | $325,000 | $887,000 | $113,000 | $275,000 |
| Application Denied By Financial Institution | 42 | $12,849,000 | $305,000 | $1,448,000 | $103,000 | $510,000 |
| File Closed For Incompleteness | 30 | $8,809,000 | $293,000 | $608,000 | $153,000 | $581,000 |
| Application Approved But Not Accepted | 9 | $2,656,000 | $295,000 | $437,000 | $124,000 | $269,000 |
| Preapproval Approved but not Accepted | 1 | $269,000 | $269,000 | $269,000 | $205,000 | $205,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 12 | $3,240,000 | $270,000 | $690,000 | $103,000 | $261,000 |
| Credit History | 8 | $1,749,000 | $218,000 | $300,000 | $78,000 | $116,000 |
| Employment History | 7 | $1,967,000 | $281,000 | $451,000 | $150,000 | $510,000 |
| Debt-To-Income Ratio | 6 | $3,008,000 | $501,000 | $1,448,000 | $95,000 | $214,000 |
| Other | 5 | $1,428,000 | $285,000 | $475,000 | $88,000 | $107,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $907,000 | $302,000 | $322,000 | $108,000 | $172,000 |
| Unverifiable Information | 1 | $550,000 | $550,000 | $550,000 | $85,000 | $85,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sterling National Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sterling National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.