Sterling Natl Mtge Co., Inc
Mortgage Loan Application
Totals and Details
for 2011

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The mortgage statistics and data below are specific to mortgage loan applications for Sterling Natl Mtge Co., Inc.
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Mortgage Company & Address Sterling Natl Mtge Co., Inc
98 Cuttermill Rd
Great Neck, NY 11021
Federal Regulator * available with data download
Years 2011  
Total Number of Mortgage Applications 787
Total Mortgage Loan Application Amount $260,351,000
Average Mortgage Loan Application Amount $334,500
Highest Mortgage Loan Application Amount $2,600,000
Average Applicant Income $156,000
Highest Applicant Income $5,668,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Sterling Natl Mtge Co., Inc by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Nassau County New York 136 $ 57,417,000 $ 422,000 $ 247,000
Suffolk County New York 99 $ 33,622,000 $ 339,000 $ 155,000
Queens County New York 80 $ 27,070,000 $ 338,000 $ 95,000
Kings County New York 51 $ 23,581,000 $ 462,000 $ 139,000
Westchester County New York 32 $ 11,403,000 $ 356,000 $ 150,000
Hartford County Connecticut 19 $ 3,458,000 $ 182,000 $ 74,000
New York County New York 19 $ 11,116,000 $ 585,000 $ 582,000
Richmond County New York 16 $ 5,204,000 $ 325,000 $ 108,000
Fairfield County Connecticut 11 $ 4,586,000 $ 416,000 $ 301,000
Middlesex County Connecticut 11 $ 2,345,000 $ 213,000 $ 96,000
Middlesex County New Jersey 11 $ 3,013,000 $ 273,000 $ 116,000
New Haven County Connecticut 10 $ 2,421,000 $ 242,000 $ 83,000
Dutchess County New York 10 $ 2,741,000 $ 274,000 $ 106,000
Middlesex County Massachusetts 9 $ 2,485,000 $ 276,000 $ 104,000
Bronx County New York 9 $ 2,420,000 $ 268,000 $ 80,000
Bergen County New Jersey 8 $ 2,882,000 $ 360,000 $ 113,000
Essex County New Jersey 8 $ 3,302,000 $ 412,000 $ 147,000
Monmouth County New Jersey 8 $ 2,650,000 $ 331,000 $ 145,000
Passaic County New Jersey 7 $ 1,876,000 $ 268,000 $ 111,000
Rockland County New York 6 $ 2,428,000 $ 404,000 $ 159,000
Ulster County New York 6 $ 1,300,000 $ 216,000 $ 121,000
Clark County Nevada 5 $ 973,000 $ 194,000 $ 75,000
Cook County Illinois 4 $ 935,000 $ 233,000 $ 67,000
Worcester County Massachusetts 4 $ 961,000 $ 240,000 $ 76,000
Hunterdon County New Jersey 4 $ 1,402,000 $ 350,000 $ 95,000
Orange County New York 4 $ 1,010,000 $ 252,000 $ 83,000
Fairfax County Virginia 4 $ 1,301,000 $ 325,000 $ 107,000
Prince George's County Maryland 3 $ 584,000 $ 194,000 $ 56,000
Essex County Massachusetts 3 $ 536,000 $ 178,000 $ 21,000
Suffolk County Massachusetts 3 $ 549,000 $ 183,000 $ 60,000
Hudson County New Jersey 3 $ 1,516,000 $ 505,000 $ 220,000
Lane County Oregon 3 $ 1,030,000 $ 343,000 $ 139,000
Delaware County Pennsylvania 3 $ 408,000 $ 136,000 $ 258,000
Montgomery County Pennsylvania 3 $ 888,000 $ 296,000 $ 124,000
Pike County Pennsylvania 3 $ 598,000 $ 199,000 $ 96,000
Greenville County South Carolina 3 $ 993,000 $ 331,000 $ 108,000
Litchfield County Connecticut 2 $ 576,000 $ 288,000 $ 110,000
Windham County Connecticut 2 $ 324,000 $ 162,000 $ 88,000
Broward County Florida 2 $ 556,000 $ 278,000 $ 71,000
Escambia County Florida 2 $ 410,000 $ 205,000 $ 71,000
Miami-Dade County Florida 2 $ 517,000 $ 258,000 $ 139,000
Seminole County Florida 2 $ 410,000 $ 205,000 $ 151,000
Wakulla County Florida 2 $ 280,000 $ 140,000 $ 95,000
Fulton County Georgia 2 $ 534,000 $ 267,000 $ 116,000
Jefferson County Louisiana 2 $ 335,000 $ 167,000 $ 65,000
Orleans County Louisiana 2 $ 372,000 $ 186,000 $ 97,000
Montgomery County Maryland 2 $ 579,000 $ 289,000 $ 125,000
Berkshire County Massachusetts 2 $ 478,000 $ 239,000 $ 162,000
Hampshire County Massachusetts 2 $ 381,000 $ 190,000 $ 63,000
Plymouth County Massachusetts 2 $ 518,000 $ 259,000 $ 119,000
Wayne County Michigan 2 $ 451,000 $ 225,000 $ 140,000
Cheshire County New Hampshire 2 $ 417,000 $ 208,000 $ 98,000
Camden County New Jersey 2 $ 417,000 $ 208,000 $ 80,000
Somerset County New Jersey 2 $ 444,000 $ 222,000 $ 115,000
Putnam County New York 2 $ 641,000 $ 320,000 $ 133,000
Chesterfield County Virginia 2 $ 636,000 $ 318,000 $ 189,000
Henrico County Virginia 2 $ 576,000 $ 288,000 $ 95,000
New Kent County Virginia 2 $ 359,000 $ 179,000 $ 39,000
Norfolk County Virginia 2 $ 409,000 $ 204,000 $ 64,000
Virginia Beach County Virginia 2 $ 667,000 $ 333,000 $ 89,000
Lee County Alabama 1 $ 130,000 $ 130,000 $ 175,000
Pima County Arizona 1 $ 300,000 $ 300,000 $ 87,000
Crittenden County Arkansas 1 $ 236,000 $ 236,000 $ 0
Los Angeles County California 1 $ 640,000 $ 640,000 $ 853,000
Marin County California 1 $ 388,000 $ 388,000 $ 189,000
Santa Clara County California 1 $ 211,000 $ 211,000 $ 142,000
Arapahoe County Colorado 1 $ 748,000 $ 748,000 $ 276,000
Jefferson County Colorado 1 $ 221,000 $ 221,000 $ 47,000
Tolland County Connecticut 1 $ 276,000 $ 276,000 $ 66,000
New Castle County Delaware 1 $ 174,000 $ 174,000 $ 70,000
Sussex County Delaware 1 $ 391,000 $ 391,000 $ 97,000
Brevard County Florida 1 $ 218,000 $ 218,000 $ 254,000
Duval County Florida 1 $ 193,000 $ 193,000 $ 109,000
Hillsborough County Florida 1 $ 95,000 $ 95,000 $ 100,000
Indian River County Florida 1 $ 1,008,000 $ 1,008,000 $ 252,000
Marion County Florida 1 $ 209,000 $ 209,000 $ 53,000
Osceola County Florida 1 $ 96,000 $ 96,000 $ 42,000
Palm Beach County Florida 1 $ 171,000 $ 171,000 $ 80,000
Pinellas County Florida 1 $ 261,000 $ 261,000 $ 73,000
St. Johns County Florida 1 $ 187,000 $ 187,000 $ 51,000
Bibb County Georgia 1 $ 114,000 $ 114,000 $ 71,000
Cobb County Georgia 1 $ 316,000 $ 316,000 $ 144,000
Glynn County Georgia 1 $ 271,000 $ 271,000 $ 125,000
Gwinnett County Georgia 1 $ 156,000 $ 156,000 $ 81,000
Haralson County Georgia 1 $ 264,000 $ 264,000 $ 464,000
Paulding County Georgia 1 $ 193,000 $ 193,000 $ 97,000
Thomas County Georgia 1 $ 253,000 $ 253,000 $ 40,000
Ada County Idaho 1 $ 120,000 $ 120,000 $ 136,000
Boundary County Idaho 1 $ 156,000 $ 156,000 $ 30,000
Canyon County Idaho 1 $ 360,000 $ 360,000 $ 172,000
Buchanan County Iowa 1 $ 112,000 $ 112,000 $ 56,000
Johnson County Iowa 1 $ 174,000 $ 174,000 $ 207,000
Fayette County Kentucky 1 $ 190,000 $ 190,000 $ 127,000
Beauregard County Louisiana 1 $ 180,000 $ 180,000 $ 46,000
East Baton Rouge County Louisiana 1 $ 159,000 $ 159,000 $ 44,000
Natchitoches County Louisiana 1 $ 168,000 $ 168,000 $ 71,000
St. Charles County Louisiana 1 $ 181,000 $ 181,000 $ 88,000
St. Tammany County Louisiana 1 $ 169,000 $ 169,000 $ 54,000
Cumberland County Maine 1 $ 190,000 $ 190,000 $ 64,000
Franklin County Maine 1 $ 228,000 $ 228,000 $ 51,000
Lincoln County Maine 1 $ 312,000 $ 312,000 $ 144,000
Sagadahoc County Maine 1 $ 194,000 $ 194,000 $ 120,000
Waldo County Maine 1 $ 140,000 $ 140,000 $ 66,000
Anne Arundel County Maryland 1 $ 256,000 $ 256,000 $ 184,000
Baltimore County Maryland 1 $ 310,000 $ 310,000 $ 80,000
Calvert County Maryland 1 $ 173,000 $ 173,000 $ 42,000
Queen Anne's County Maryland 1 $ 195,000 $ 195,000 $ 133,000
Wicomico County Maryland 1 $ 167,000 $ 167,000 $ 58,000
Bristol County Massachusetts 1 $ 184,000 $ 184,000 $ 73,000
Bay County Michigan 1 $ 269,000 $ 269,000 $ 137,000
Monroe County Michigan 1 $ 183,000 $ 183,000 $ 90,000
Oakland County Michigan 1 $ 282,000 $ 282,000 $ 121,000
Otsego County Michigan 1 $ 208,000 $ 208,000 $ 84,000
Ottawa County Michigan 1 $ 175,000 $ 175,000 $ 171,000
Washtenaw County Michigan 1 $ 312,000 $ 312,000 $ 156,000
Hennepin County Minnesota 1 $ 344,000 $ 344,000 $ 180,000
Koochiching County Minnesota 1 $ 173,000 $ 173,000 $ 43,000
Clay County Missouri 1 $ 148,000 $ 148,000 $ 100,000
Morgan County Missouri 1 $ 203,000 $ 203,000 $ 99,000
Park County Montana 1 $ 195,000 $ 195,000 $ 53,000
Washoe County Nevada 1 $ 412,000 $ 412,000 $ 217,000
Hillsborough County New Hampshire 1 $ 174,000 $ 174,000 $ 54,000
Strafford County New Hampshire 1 $ 144,000 $ 144,000 $ 79,000
Atlantic County New Jersey 1 $ 209,000 $ 209,000 $ 105,000
Gloucester County New Jersey 1 $ 196,000 $ 196,000 $ 124,000
Morris County New Jersey 1 $ 263,000 $ 263,000 $ 64,000
Ocean County New Jersey 1 $ 240,000 $ 240,000 $ 81,000
Union County New Jersey 1 $ 175,000 $ 175,000 $ 72,000
Albany County New York 1 $ 198,000 $ 198,000 $ 223,000
Clinton County New York 1 $ 223,000 $ 223,000 $ 46,000
Delaware County New York 1 $ 175,000 $ 175,000 $ 48,000
Erie County New York 1 $ 269,000 $ 269,000 $ 185,000
Monroe County New York 1 $ 176,000 $ 176,000 $ 69,000
Ontario County New York 1 $ 176,000 $ 176,000 $ 74,000
Otsego County New York 1 $ 150,000 $ 150,000 $ 58,000
Saratoga County New York 1 $ 241,000 $ 241,000 $ 0
Sullivan County New York 1 $ 260,000 $ 260,000 $ 1,008,000
Washington County New York 1 $ 186,000 $ 186,000 $ 62,000
Guilford County North Carolina 1 $ 167,000 $ 167,000 $ 77,000
Wake County North Carolina 1 $ 70,000 $ 70,000 $ 67,000
Clermont County Ohio 1 $ 417,000 $ 417,000 $ 158,000
Cuyahoga County Ohio 1 $ 195,000 $ 195,000 $ 72,000
Fairfield County Ohio 1 $ 209,000 $ 209,000 $ 282,000
Lincoln County Oregon 1 $ 146,000 $ 146,000 $ 69,000
Marion County Oregon 1 $ 267,000 $ 267,000 $ 80,000
Blair County Pennsylvania 1 $ 150,000 $ 150,000 $ 53,000
Bucks County Pennsylvania 1 $ 219,000 $ 219,000 $ 73,000
Butler County Pennsylvania 1 $ 172,000 $ 172,000 $ 72,000
Cumberland County Pennsylvania 1 $ 271,000 $ 271,000 $ 94,000
Lebanon County Pennsylvania 1 $ 155,000 $ 155,000 $ 76,000
Lehigh County Pennsylvania 1 $ 250,000 $ 250,000 $ 75,000
Monroe County Pennsylvania 1 $ 134,000 $ 134,000 $ 78,000
Northampton County Pennsylvania 1 $ 250,000 $ 250,000 $ 97,000
Washington County Rhode Island 1 $ 390,000 $ 390,000 $ 195,000
Charleston County South Carolina 1 $ 220,000 $ 220,000 $ 280,000
Horry County South Carolina 1 $ 62,000 $ 62,000 $ 32,000
Lexington County South Carolina 1 $ 126,000 $ 126,000 $ 121,000
Brookings County South Dakota 1 $ 167,000 $ 167,000 $ 114,000
Davidson County Tennessee 1 $ 395,000 $ 395,000 $ 142,000
Hamilton County Tennessee 1 $ 173,000 $ 173,000 $ 64,000
Smith County Texas 1 $ 200,000 $ 200,000 $ 98,000
Salt Lake County Utah 1 $ 278,000 $ 278,000 $ 96,000
Addison County Vermont 1 $ 207,000 $ 207,000 $ 65,000
Chittenden County Vermont 1 $ 225,000 $ 225,000 $ 59,000
Orleans County Vermont 1 $ 164,000 $ 164,000 $ 39,000
Windham County Vermont 1 $ 195,000 $ 195,000 $ 787,000
Arlington County Virginia 1 $ 525,000 $ 525,000 $ 169,000
Botetourt County Virginia 1 $ 200,000 $ 200,000 $ 46,000
Essex County Virginia 1 $ 83,000 $ 83,000 $ 76,000
Loudoun County Virginia 1 $ 184,000 $ 184,000 $ 97,000
Portsmouth County Virginia 1 $ 154,000 $ 154,000 $ 38,000
Powhatan County Virginia 1 $ 248,000 $ 248,000 $ 147,000
Prince William County Virginia 1 $ 319,000 $ 319,000 $ 118,000
Rappahannock County Virginia 1 $ 405,000 $ 405,000 $ 68,000
Pierce County Washington 1 $ 283,000 $ 283,000 $ 124,000
Snohomish County Washington 1 $ 208,000 $ 208,000 $ 115,000
Cabell County West Virginia 1 $ 184,000 $ 184,000 $ 85,000
Upshur County West Virginia 1 $ 206,000 $ 206,000 $ 107,000
Dane County Wisconsin 1 $ 506,000 $ 506,000 $ 244,000
Rusk County Wisconsin 1 $ 141,000 $ 141,000 $ 72,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Sterling Natl Mtge Co., Inc in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 481 $152,189,000 $316,000 $2,600,000 $155,000 $3,547,000
Home Purchase 306 $108,162,000 $353,000 $2,097,000 $157,000 $5,668,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 589 $199,073,000 $337,000 $2,600,000 $162,000 $3,547,000
Hispanic 70 $18,337,000 $261,000 $559,000 $89,000 $188,000
Black or African American 56 $16,804,000 $300,000 $1,400,000 $99,000 $880,000
Asian 42 $15,666,000 $373,000 $1,000,000 $272,000 $5,668,000
Not Provided 27 $9,252,000 $342,000 $620,000 $130,000 $388,000
Native Hawaiian or Other Pacific Islander 3 $1,219,000 $406,000 $520,000 $136,000 $144,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 496 $165,810,000 $334,000 $2,600,000 $188,000 $5,668,000
FHA-insured (Federal Housing Administration) 291 $94,541,000 $324,000 $944,000 $102,000 $566,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 565 $183,496,000 $324,000 $2,600,000 $156,000 $5,668,000
Application Withdrawn By Applicant 60 $23,780,000 $396,000 $1,730,000 $247,000 $3,547,000
File Closed For Incompleteness 59 $19,836,000 $336,000 $1,400,000 $135,000 $1,353,000
Application Denied By Financial Institution 53 $17,653,000 $333,000 $1,008,000 $106,000 $388,000
Application Approved But Not Accepted 50 $15,586,000 $311,000 $729,000 $123,000 $255,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 19 $6,479,000 $341,000 $729,000 $89,000 $381,000
Other 10 $3,629,000 $362,000 $692,000 $139,000 $388,000
Collateral 9 $3,522,000 $391,000 $1,008,000 $132,000 $375,000
Credit History 8 $2,000,000 $250,000 $382,000 $80,000 $95,000
Insufficient Cash (Downpayment, Closing Cost) 3 $882,000 $294,000 $356,000 $83,000 $118,000
Mortgage Insurance Denied 2 $657,000 $328,000 $351,000 $89,000 $96,000
Unverifiable Information 1 $228,000 $228,000 $228,000 $87,000 $87,000
Employment History 1 $256,000 $256,000 $256,000 $184,000 $184,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.

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