Sterling Natl Mtge Co., Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Sterling Natl Mtge Co., Inc 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sterling Natl Mtge Co., Inc 98 Cuttermill Rd Great Neck, NY 11021 |
| Federal Regulator | * available with data download |
| Years | 2011 |
| Total Number of Mortgage Applications | 787 |
| Total Mortgage Loan Application Amount | $260,351,000 |
| Average Mortgage Loan Application Amount | $334,500 |
| Highest Mortgage Loan Application Amount | $2,600,000 |
| Average Applicant Income | $156,000 |
| Highest Applicant Income | $5,668,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Sterling Natl Mtge Co., Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sterling Natl Mtge Co., Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Sterling Natl Mtge Co., Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sterling Natl Mtge Co., Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Sterling Natl Mtge Co., Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sterling Natl Mtge Co., Inc's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County New York | 136 | $ 57,417,000 | $ 422,000 | $ 247,000 |
| Suffolk County New York | 99 | $ 33,622,000 | $ 339,000 | $ 155,000 |
| Queens County New York | 80 | $ 27,070,000 | $ 338,000 | $ 95,000 |
| Kings County New York | 51 | $ 23,581,000 | $ 462,000 | $ 139,000 |
| Westchester County New York | 32 | $ 11,403,000 | $ 356,000 | $ 150,000 |
| Hartford County Connecticut | 19 | $ 3,458,000 | $ 182,000 | $ 74,000 |
| New York County New York | 19 | $ 11,116,000 | $ 585,000 | $ 582,000 |
| Richmond County New York | 16 | $ 5,204,000 | $ 325,000 | $ 108,000 |
| Fairfield County Connecticut | 11 | $ 4,586,000 | $ 416,000 | $ 301,000 |
| Middlesex County Connecticut | 11 | $ 2,345,000 | $ 213,000 | $ 96,000 |
| Middlesex County New Jersey | 11 | $ 3,013,000 | $ 273,000 | $ 116,000 |
| New Haven County Connecticut | 10 | $ 2,421,000 | $ 242,000 | $ 83,000 |
| Dutchess County New York | 10 | $ 2,741,000 | $ 274,000 | $ 106,000 |
| Middlesex County Massachusetts | 9 | $ 2,485,000 | $ 276,000 | $ 104,000 |
| Bronx County New York | 9 | $ 2,420,000 | $ 268,000 | $ 80,000 |
| Bergen County New Jersey | 8 | $ 2,882,000 | $ 360,000 | $ 113,000 |
| Essex County New Jersey | 8 | $ 3,302,000 | $ 412,000 | $ 147,000 |
| Monmouth County New Jersey | 8 | $ 2,650,000 | $ 331,000 | $ 145,000 |
| Passaic County New Jersey | 7 | $ 1,876,000 | $ 268,000 | $ 111,000 |
| Rockland County New York | 6 | $ 2,428,000 | $ 404,000 | $ 159,000 |
| Ulster County New York | 6 | $ 1,300,000 | $ 216,000 | $ 121,000 |
| Clark County Nevada | 5 | $ 973,000 | $ 194,000 | $ 75,000 |
| Cook County Illinois | 4 | $ 935,000 | $ 233,000 | $ 67,000 |
| Worcester County Massachusetts | 4 | $ 961,000 | $ 240,000 | $ 76,000 |
| Hunterdon County New Jersey | 4 | $ 1,402,000 | $ 350,000 | $ 95,000 |
| Orange County New York | 4 | $ 1,010,000 | $ 252,000 | $ 83,000 |
| Fairfax County Virginia | 4 | $ 1,301,000 | $ 325,000 | $ 107,000 |
| Prince George's County Maryland | 3 | $ 584,000 | $ 194,000 | $ 56,000 |
| Essex County Massachusetts | 3 | $ 536,000 | $ 178,000 | $ 21,000 |
| Suffolk County Massachusetts | 3 | $ 549,000 | $ 183,000 | $ 60,000 |
| Hudson County New Jersey | 3 | $ 1,516,000 | $ 505,000 | $ 220,000 |
| Lane County Oregon | 3 | $ 1,030,000 | $ 343,000 | $ 139,000 |
| Delaware County Pennsylvania | 3 | $ 408,000 | $ 136,000 | $ 258,000 |
| Montgomery County Pennsylvania | 3 | $ 888,000 | $ 296,000 | $ 124,000 |
| Pike County Pennsylvania | 3 | $ 598,000 | $ 199,000 | $ 96,000 |
| Greenville County South Carolina | 3 | $ 993,000 | $ 331,000 | $ 108,000 |
| Litchfield County Connecticut | 2 | $ 576,000 | $ 288,000 | $ 110,000 |
| Windham County Connecticut | 2 | $ 324,000 | $ 162,000 | $ 88,000 |
| Broward County Florida | 2 | $ 556,000 | $ 278,000 | $ 71,000 |
| Escambia County Florida | 2 | $ 410,000 | $ 205,000 | $ 71,000 |
| Miami-Dade County Florida | 2 | $ 517,000 | $ 258,000 | $ 139,000 |
| Seminole County Florida | 2 | $ 410,000 | $ 205,000 | $ 151,000 |
| Wakulla County Florida | 2 | $ 280,000 | $ 140,000 | $ 95,000 |
| Fulton County Georgia | 2 | $ 534,000 | $ 267,000 | $ 116,000 |
| Jefferson County Louisiana | 2 | $ 335,000 | $ 167,000 | $ 65,000 |
| Orleans County Louisiana | 2 | $ 372,000 | $ 186,000 | $ 97,000 |
| Montgomery County Maryland | 2 | $ 579,000 | $ 289,000 | $ 125,000 |
| Berkshire County Massachusetts | 2 | $ 478,000 | $ 239,000 | $ 162,000 |
| Hampshire County Massachusetts | 2 | $ 381,000 | $ 190,000 | $ 63,000 |
| Plymouth County Massachusetts | 2 | $ 518,000 | $ 259,000 | $ 119,000 |
| Wayne County Michigan | 2 | $ 451,000 | $ 225,000 | $ 140,000 |
| Cheshire County New Hampshire | 2 | $ 417,000 | $ 208,000 | $ 98,000 |
| Camden County New Jersey | 2 | $ 417,000 | $ 208,000 | $ 80,000 |
| Somerset County New Jersey | 2 | $ 444,000 | $ 222,000 | $ 115,000 |
| Putnam County New York | 2 | $ 641,000 | $ 320,000 | $ 133,000 |
| Chesterfield County Virginia | 2 | $ 636,000 | $ 318,000 | $ 189,000 |
| Henrico County Virginia | 2 | $ 576,000 | $ 288,000 | $ 95,000 |
| New Kent County Virginia | 2 | $ 359,000 | $ 179,000 | $ 39,000 |
| Norfolk County Virginia | 2 | $ 409,000 | $ 204,000 | $ 64,000 |
| Virginia Beach County Virginia | 2 | $ 667,000 | $ 333,000 | $ 89,000 |
| Lee County Alabama | 1 | $ 130,000 | $ 130,000 | $ 175,000 |
| Pima County Arizona | 1 | $ 300,000 | $ 300,000 | $ 87,000 |
| Crittenden County Arkansas | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Los Angeles County California | 1 | $ 640,000 | $ 640,000 | $ 853,000 |
| Marin County California | 1 | $ 388,000 | $ 388,000 | $ 189,000 |
| Santa Clara County California | 1 | $ 211,000 | $ 211,000 | $ 142,000 |
| Arapahoe County Colorado | 1 | $ 748,000 | $ 748,000 | $ 276,000 |
| Jefferson County Colorado | 1 | $ 221,000 | $ 221,000 | $ 47,000 |
| Tolland County Connecticut | 1 | $ 276,000 | $ 276,000 | $ 66,000 |
| New Castle County Delaware | 1 | $ 174,000 | $ 174,000 | $ 70,000 |
| Sussex County Delaware | 1 | $ 391,000 | $ 391,000 | $ 97,000 |
| Brevard County Florida | 1 | $ 218,000 | $ 218,000 | $ 254,000 |
| Duval County Florida | 1 | $ 193,000 | $ 193,000 | $ 109,000 |
| Hillsborough County Florida | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Indian River County Florida | 1 | $ 1,008,000 | $ 1,008,000 | $ 252,000 |
| Marion County Florida | 1 | $ 209,000 | $ 209,000 | $ 53,000 |
| Osceola County Florida | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Palm Beach County Florida | 1 | $ 171,000 | $ 171,000 | $ 80,000 |
| Pinellas County Florida | 1 | $ 261,000 | $ 261,000 | $ 73,000 |
| St. Johns County Florida | 1 | $ 187,000 | $ 187,000 | $ 51,000 |
| Bibb County Georgia | 1 | $ 114,000 | $ 114,000 | $ 71,000 |
| Cobb County Georgia | 1 | $ 316,000 | $ 316,000 | $ 144,000 |
| Glynn County Georgia | 1 | $ 271,000 | $ 271,000 | $ 125,000 |
| Gwinnett County Georgia | 1 | $ 156,000 | $ 156,000 | $ 81,000 |
| Haralson County Georgia | 1 | $ 264,000 | $ 264,000 | $ 464,000 |
| Paulding County Georgia | 1 | $ 193,000 | $ 193,000 | $ 97,000 |
| Thomas County Georgia | 1 | $ 253,000 | $ 253,000 | $ 40,000 |
| Ada County Idaho | 1 | $ 120,000 | $ 120,000 | $ 136,000 |
| Boundary County Idaho | 1 | $ 156,000 | $ 156,000 | $ 30,000 |
| Canyon County Idaho | 1 | $ 360,000 | $ 360,000 | $ 172,000 |
| Buchanan County Iowa | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| Johnson County Iowa | 1 | $ 174,000 | $ 174,000 | $ 207,000 |
| Fayette County Kentucky | 1 | $ 190,000 | $ 190,000 | $ 127,000 |
| Beauregard County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 46,000 |
| East Baton Rouge County Louisiana | 1 | $ 159,000 | $ 159,000 | $ 44,000 |
| Natchitoches County Louisiana | 1 | $ 168,000 | $ 168,000 | $ 71,000 |
| St. Charles County Louisiana | 1 | $ 181,000 | $ 181,000 | $ 88,000 |
| St. Tammany County Louisiana | 1 | $ 169,000 | $ 169,000 | $ 54,000 |
| Cumberland County Maine | 1 | $ 190,000 | $ 190,000 | $ 64,000 |
| Franklin County Maine | 1 | $ 228,000 | $ 228,000 | $ 51,000 |
| Lincoln County Maine | 1 | $ 312,000 | $ 312,000 | $ 144,000 |
| Sagadahoc County Maine | 1 | $ 194,000 | $ 194,000 | $ 120,000 |
| Waldo County Maine | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Anne Arundel County Maryland | 1 | $ 256,000 | $ 256,000 | $ 184,000 |
| Baltimore County Maryland | 1 | $ 310,000 | $ 310,000 | $ 80,000 |
| Calvert County Maryland | 1 | $ 173,000 | $ 173,000 | $ 42,000 |
| Queen Anne's County Maryland | 1 | $ 195,000 | $ 195,000 | $ 133,000 |
| Wicomico County Maryland | 1 | $ 167,000 | $ 167,000 | $ 58,000 |
| Bristol County Massachusetts | 1 | $ 184,000 | $ 184,000 | $ 73,000 |
| Bay County Michigan | 1 | $ 269,000 | $ 269,000 | $ 137,000 |
| Monroe County Michigan | 1 | $ 183,000 | $ 183,000 | $ 90,000 |
| Oakland County Michigan | 1 | $ 282,000 | $ 282,000 | $ 121,000 |
| Otsego County Michigan | 1 | $ 208,000 | $ 208,000 | $ 84,000 |
| Ottawa County Michigan | 1 | $ 175,000 | $ 175,000 | $ 171,000 |
| Washtenaw County Michigan | 1 | $ 312,000 | $ 312,000 | $ 156,000 |
| Hennepin County Minnesota | 1 | $ 344,000 | $ 344,000 | $ 180,000 |
| Koochiching County Minnesota | 1 | $ 173,000 | $ 173,000 | $ 43,000 |
| Clay County Missouri | 1 | $ 148,000 | $ 148,000 | $ 100,000 |
| Morgan County Missouri | 1 | $ 203,000 | $ 203,000 | $ 99,000 |
| Park County Montana | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Washoe County Nevada | 1 | $ 412,000 | $ 412,000 | $ 217,000 |
| Hillsborough County New Hampshire | 1 | $ 174,000 | $ 174,000 | $ 54,000 |
| Strafford County New Hampshire | 1 | $ 144,000 | $ 144,000 | $ 79,000 |
| Atlantic County New Jersey | 1 | $ 209,000 | $ 209,000 | $ 105,000 |
| Gloucester County New Jersey | 1 | $ 196,000 | $ 196,000 | $ 124,000 |
| Morris County New Jersey | 1 | $ 263,000 | $ 263,000 | $ 64,000 |
| Ocean County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 81,000 |
| Union County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Albany County New York | 1 | $ 198,000 | $ 198,000 | $ 223,000 |
| Clinton County New York | 1 | $ 223,000 | $ 223,000 | $ 46,000 |
| Delaware County New York | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Erie County New York | 1 | $ 269,000 | $ 269,000 | $ 185,000 |
| Monroe County New York | 1 | $ 176,000 | $ 176,000 | $ 69,000 |
| Ontario County New York | 1 | $ 176,000 | $ 176,000 | $ 74,000 |
| Otsego County New York | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Saratoga County New York | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Sullivan County New York | 1 | $ 260,000 | $ 260,000 | $ 1,008,000 |
| Washington County New York | 1 | $ 186,000 | $ 186,000 | $ 62,000 |
| Guilford County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 77,000 |
| Wake County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 67,000 |
| Clermont County Ohio | 1 | $ 417,000 | $ 417,000 | $ 158,000 |
| Cuyahoga County Ohio | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Fairfield County Ohio | 1 | $ 209,000 | $ 209,000 | $ 282,000 |
| Lincoln County Oregon | 1 | $ 146,000 | $ 146,000 | $ 69,000 |
| Marion County Oregon | 1 | $ 267,000 | $ 267,000 | $ 80,000 |
| Blair County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Bucks County Pennsylvania | 1 | $ 219,000 | $ 219,000 | $ 73,000 |
| Butler County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 72,000 |
| Cumberland County Pennsylvania | 1 | $ 271,000 | $ 271,000 | $ 94,000 |
| Lebanon County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Lehigh County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 75,000 |
| Monroe County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 78,000 |
| Northampton County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 97,000 |
| Washington County Rhode Island | 1 | $ 390,000 | $ 390,000 | $ 195,000 |
| Charleston County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 280,000 |
| Horry County South Carolina | 1 | $ 62,000 | $ 62,000 | $ 32,000 |
| Lexington County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 121,000 |
| Brookings County South Dakota | 1 | $ 167,000 | $ 167,000 | $ 114,000 |
| Davidson County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 142,000 |
| Hamilton County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 64,000 |
| Smith County Texas | 1 | $ 200,000 | $ 200,000 | $ 98,000 |
| Salt Lake County Utah | 1 | $ 278,000 | $ 278,000 | $ 96,000 |
| Addison County Vermont | 1 | $ 207,000 | $ 207,000 | $ 65,000 |
| Chittenden County Vermont | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Orleans County Vermont | 1 | $ 164,000 | $ 164,000 | $ 39,000 |
| Windham County Vermont | 1 | $ 195,000 | $ 195,000 | $ 787,000 |
| Arlington County Virginia | 1 | $ 525,000 | $ 525,000 | $ 169,000 |
| Botetourt County Virginia | 1 | $ 200,000 | $ 200,000 | $ 46,000 |
| Essex County Virginia | 1 | $ 83,000 | $ 83,000 | $ 76,000 |
| Loudoun County Virginia | 1 | $ 184,000 | $ 184,000 | $ 97,000 |
| Portsmouth County Virginia | 1 | $ 154,000 | $ 154,000 | $ 38,000 |
| Powhatan County Virginia | 1 | $ 248,000 | $ 248,000 | $ 147,000 |
| Prince William County Virginia | 1 | $ 319,000 | $ 319,000 | $ 118,000 |
| Rappahannock County Virginia | 1 | $ 405,000 | $ 405,000 | $ 68,000 |
| Pierce County Washington | 1 | $ 283,000 | $ 283,000 | $ 124,000 |
| Snohomish County Washington | 1 | $ 208,000 | $ 208,000 | $ 115,000 |
| Cabell County West Virginia | 1 | $ 184,000 | $ 184,000 | $ 85,000 |
| Upshur County West Virginia | 1 | $ 206,000 | $ 206,000 | $ 107,000 |
| Dane County Wisconsin | 1 | $ 506,000 | $ 506,000 | $ 244,000 |
| Rusk County Wisconsin | 1 | $ 141,000 | $ 141,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Sterling Natl Mtge Co., Inc in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 481 | $152,189,000 | $316,000 | $2,600,000 | $155,000 | $3,547,000 |
| Home Purchase | 306 | $108,162,000 | $353,000 | $2,097,000 | $157,000 | $5,668,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 589 | $199,073,000 | $337,000 | $2,600,000 | $162,000 | $3,547,000 |
| Hispanic | 70 | $18,337,000 | $261,000 | $559,000 | $89,000 | $188,000 |
| Black or African American | 56 | $16,804,000 | $300,000 | $1,400,000 | $99,000 | $880,000 |
| Asian | 42 | $15,666,000 | $373,000 | $1,000,000 | $272,000 | $5,668,000 |
| Not Provided | 27 | $9,252,000 | $342,000 | $620,000 | $130,000 | $388,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,219,000 | $406,000 | $520,000 | $136,000 | $144,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 496 | $165,810,000 | $334,000 | $2,600,000 | $188,000 | $5,668,000 |
| FHA-insured (Federal Housing Administration) | 291 | $94,541,000 | $324,000 | $944,000 | $102,000 | $566,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 565 | $183,496,000 | $324,000 | $2,600,000 | $156,000 | $5,668,000 |
| Application Withdrawn By Applicant | 60 | $23,780,000 | $396,000 | $1,730,000 | $247,000 | $3,547,000 |
| File Closed For Incompleteness | 59 | $19,836,000 | $336,000 | $1,400,000 | $135,000 | $1,353,000 |
| Application Denied By Financial Institution | 53 | $17,653,000 | $333,000 | $1,008,000 | $106,000 | $388,000 |
| Application Approved But Not Accepted | 50 | $15,586,000 | $311,000 | $729,000 | $123,000 | $255,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 19 | $6,479,000 | $341,000 | $729,000 | $89,000 | $381,000 |
| Other | 10 | $3,629,000 | $362,000 | $692,000 | $139,000 | $388,000 |
| Collateral | 9 | $3,522,000 | $391,000 | $1,008,000 | $132,000 | $375,000 |
| Credit History | 8 | $2,000,000 | $250,000 | $382,000 | $80,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $882,000 | $294,000 | $356,000 | $83,000 | $118,000 |
| Mortgage Insurance Denied | 2 | $657,000 | $328,000 | $351,000 | $89,000 | $96,000 |
| Unverifiable Information | 1 | $228,000 | $228,000 | $228,000 | $87,000 | $87,000 |
| Employment History | 1 | $256,000 | $256,000 | $256,000 | $184,000 | $184,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sterling Natl Mtge Co., Inc's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sterling Natl Mtge Co., Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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