Sterling Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Sterling Savings Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sterling Savings Bank 111 N Wall St Spokane, WA 99201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 16,555 |
| Total Mortgage Loan Application Amount | $4,555,629,000 |
| Average Mortgage Loan Application Amount | $270,333 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $89,333 |
| Highest Applicant Income | $3,122,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Sterling Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sterling Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Sterling Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sterling Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Sterling Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sterling Savings Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 3,571 | $ 1,245,836,000 | $ 348,000 | $ 129,000 |
| Snohomish County Washington | 1,357 | $ 369,438,000 | $ 272,000 | $ 95,000 |
| Spokane County Washington | 1,051 | $ 179,608,000 | $ 170,000 | $ 74,000 |
| Pierce County Washington | 960 | $ 259,622,000 | $ 270,000 | $ 87,000 |
| Benton County Washington | 659 | $ 134,272,000 | $ 203,000 | $ 91,000 |
| Kitsap County Washington | 542 | $ 128,717,000 | $ 237,000 | $ 86,000 |
| Ada County Idaho | 498 | $ 77,102,000 | $ 154,000 | $ 94,000 |
| Whatcom County Washington | 498 | $ 123,550,000 | $ 248,000 | $ 100,000 |
| Clark County Washington | 344 | $ 70,499,000 | $ 204,000 | $ 82,000 |
| Multnomah County Oregon | 302 | $ 89,693,000 | $ 296,000 | $ 89,000 |
| Lane County Oregon | 288 | $ 61,791,000 | $ 214,000 | $ 90,000 |
| Franklin County Washington | 284 | $ 49,734,000 | $ 175,000 | $ 68,000 |
| Missoula County Montana | 269 | $ 58,564,000 | $ 217,000 | $ 95,000 |
| Yakima County Washington | 264 | $ 38,702,000 | $ 146,000 | $ 64,000 |
| Coos County Oregon | 260 | $ 40,916,000 | $ 157,000 | $ 69,000 |
| Skagit County Washington | 247 | $ 52,047,000 | $ 210,000 | $ 84,000 |
| Thurston County Washington | 232 | $ 52,420,000 | $ 225,000 | $ 84,000 |
| Jackson County Oregon | 219 | $ 40,973,000 | $ 187,000 | $ 74,000 |
| Kootenai County Idaho | 208 | $ 40,290,000 | $ 193,000 | $ 94,000 |
| Canyon County Idaho | 204 | $ 21,718,000 | $ 106,000 | $ 62,000 |
| Washington County Oregon | 186 | $ 61,875,000 | $ 332,000 | $ 111,000 |
| Los Angeles County California | 176 | $ 253,788,000 | $ 1,441,000 | $ 69,000 |
| Clackamas County Oregon | 155 | $ 39,476,000 | $ 254,000 | $ 102,000 |
| Klamath County Oregon | 153 | $ 20,979,000 | $ 137,000 | $ 61,000 |
| Grant County Washington | 142 | $ 23,334,000 | $ 164,000 | $ 87,000 |
| Lewis County Washington | 142 | $ 20,098,000 | $ 141,000 | $ 79,000 |
| Kittitas County Washington | 113 | $ 23,857,000 | $ 211,000 | $ 106,000 |
| Marion County Oregon | 87 | $ 27,059,000 | $ 311,000 | $ 68,000 |
| Ravalli County Montana | 86 | $ 19,289,000 | $ 224,000 | $ 83,000 |
| Nez Perce County Idaho | 83 | $ 12,379,000 | $ 149,000 | $ 63,000 |
| Yellowstone County Montana | 81 | $ 14,470,000 | $ 178,000 | $ 93,000 |
| Island County Washington | 81 | $ 19,192,000 | $ 236,000 | $ 115,000 |
| Linn County Oregon | 77 | $ 16,171,000 | $ 210,000 | $ 76,000 |
| Mason County Washington | 77 | $ 13,657,000 | $ 177,000 | $ 76,000 |
| Kern County California | 73 | $ 11,692,000 | $ 160,000 | $ 89,000 |
| Sonoma County California | 71 | $ 24,630,000 | $ 346,000 | $ 118,000 |
| Asotin County Washington | 71 | $ 9,953,000 | $ 140,000 | $ 61,000 |
| Maricopa County Arizona | 70 | $ 11,995,000 | $ 171,000 | $ 175,000 |
| Deschutes County Oregon | 67 | $ 20,976,000 | $ 313,000 | $ 131,000 |
| Malheur County Oregon | 63 | $ 6,647,000 | $ 105,000 | $ 53,000 |
| Grays Harbor County Washington | 59 | $ 8,337,000 | $ 141,000 | $ 77,000 |
| Wallowa County Oregon | 56 | $ 7,820,000 | $ 139,000 | $ 64,000 |
| Okanogan County Washington | 55 | $ 8,294,000 | $ 150,000 | $ 85,000 |
| Gallatin County Montana | 54 | $ 10,402,000 | $ 192,000 | $ 85,000 |
| Clallam County Washington | 54 | $ 11,005,000 | $ 203,000 | $ 84,000 |
| Union County Oregon | 52 | $ 6,584,000 | $ 126,000 | $ 72,000 |
| Curry County Oregon | 49 | $ 8,976,000 | $ 183,000 | $ 74,000 |
| Josephine County Oregon | 49 | $ 9,143,000 | $ 186,000 | $ 67,000 |
| Valley County Idaho | 47 | $ 8,762,000 | $ 186,000 | $ 119,000 |
| Tillamook County Oregon | 47 | $ 11,642,000 | $ 247,000 | $ 137,000 |
| Santa Clara County California | 46 | $ 58,528,000 | $ 1,272,000 | $ 58,000 |
| San Diego County California | 45 | $ 27,825,000 | $ 618,000 | $ 121,000 |
| Umatilla County Oregon | 45 | $ 6,742,000 | $ 149,000 | $ 82,000 |
| Cowlitz County Washington | 44 | $ 6,802,000 | $ 154,000 | $ 68,000 |
| Clark County Nevada | 41 | $ 8,716,000 | $ 212,000 | $ 88,000 |
| Yamhill County Oregon | 40 | $ 15,815,000 | $ 395,000 | $ 86,000 |
| Stevens County Washington | 40 | $ 7,277,000 | $ 181,000 | $ 77,000 |
| Chelan County Washington | 39 | $ 9,687,000 | $ 248,000 | $ 136,000 |
| Alameda County California | 38 | $ 156,656,000 | $ 4,122,000 | $ 21,000 |
| Riverside County California | 38 | $ 8,885,000 | $ 233,000 | $ 226,000 |
| Idaho County Idaho | 38 | $ 4,558,000 | $ 119,000 | $ 69,000 |
| Latah County Idaho | 37 | $ 4,918,000 | $ 132,000 | $ 82,000 |
| Benton County Oregon | 37 | $ 14,155,000 | $ 382,000 | $ 82,000 |
| Columbia County Oregon | 35 | $ 5,499,000 | $ 157,000 | $ 83,000 |
| Walla Walla County Washington | 35 | $ 6,115,000 | $ 174,000 | $ 92,000 |
| Adams County Washington | 33 | $ 4,123,000 | $ 124,000 | $ 57,000 |
| Douglas County Oregon | 31 | $ 4,271,000 | $ 137,000 | $ 48,000 |
| San Francisco County California | 29 | $ 46,529,000 | $ 1,604,000 | $ 19,000 |
| Polk County Oregon | 29 | $ 6,741,000 | $ 232,000 | $ 61,000 |
| Park County Montana | 28 | $ 5,350,000 | $ 191,000 | $ 69,000 |
| Orange County California | 27 | $ 21,862,000 | $ 809,000 | $ 96,000 |
| Payette County Idaho | 27 | $ 2,753,000 | $ 101,000 | $ 64,000 |
| Clatsop County Oregon | 26 | $ 4,300,000 | $ 165,000 | $ 179,000 |
| Lincoln County Oregon | 26 | $ 5,334,000 | $ 205,000 | $ 79,000 |
| San Bernardino County California | 25 | $ 6,139,000 | $ 245,000 | $ 130,000 |
| Baker County Oregon | 24 | $ 3,366,000 | $ 140,000 | $ 72,000 |
| Pacific County Washington | 22 | $ 2,552,000 | $ 116,000 | $ 80,000 |
| Whitman County Washington | 21 | $ 2,628,000 | $ 125,000 | $ 52,000 |
| Contra Costa County California | 20 | $ 12,595,000 | $ 629,000 | $ 76,000 |
| Benewah County Idaho | 20 | $ 2,442,000 | $ 122,000 | $ 57,000 |
| Gem County Idaho | 20 | $ 2,909,000 | $ 145,000 | $ 63,000 |
| Klickitat County Washington | 19 | $ 1,986,000 | $ 104,000 | $ 47,000 |
| Sweet Grass County Montana | 18 | $ 2,972,000 | $ 165,000 | $ 70,000 |
| Bonner County Idaho | 17 | $ 4,136,000 | $ 243,000 | $ 174,000 |
| Flathead County Montana | 17 | $ 3,433,000 | $ 201,000 | $ 100,000 |
| Jefferson County Washington | 17 | $ 3,241,000 | $ 190,000 | $ 110,000 |
| Douglas County Washington | 16 | $ 3,304,000 | $ 206,000 | $ 94,000 |
| Skamania County Washington | 16 | $ 3,964,000 | $ 247,000 | $ 99,000 |
| Washoe County Nevada | 15 | $ 2,833,000 | $ 188,000 | $ 53,000 |
| Pend Oreille County Washington | 14 | $ 4,566,000 | $ 326,000 | $ 70,000 |
| San Juan County Washington | 14 | $ 5,807,000 | $ 414,000 | $ 209,000 |
| Marin County California | 13 | $ 15,818,000 | $ 1,216,000 | $ 56,000 |
| San Mateo County California | 13 | $ 16,335,000 | $ 1,256,000 | $ 12,000 |
| Pinal County Arizona | 12 | $ 1,256,000 | $ 104,000 | $ 142,000 |
| Lake County Montana | 12 | $ 2,304,000 | $ 192,000 | $ 128,000 |
| Garfield County Washington | 12 | $ 1,093,000 | $ 91,000 | $ 32,000 |
| Fresno County California | 11 | $ 2,408,000 | $ 218,000 | $ 120,000 |
| Lewis and Clark County Montana | 11 | $ 1,962,000 | $ 178,000 | $ 77,000 |
| Grant County Oregon | 10 | $ 1,166,000 | $ 116,000 | $ 56,000 |
| Harney County Oregon | 10 | $ 1,102,000 | $ 110,000 | $ 75,000 |
| Lincoln County Washington | 10 | $ 1,357,000 | $ 135,000 | $ 96,000 |
| Sacramento County California | 9 | $ 2,320,000 | $ 257,000 | $ 65,000 |
| Boise County Idaho | 9 | $ 1,436,000 | $ 159,000 | $ 65,000 |
| Monterey County California | 8 | $ 16,927,000 | $ 2,115,000 | $ 230,000 |
| Santa Cruz County California | 7 | $ 10,681,000 | $ 1,525,000 | $ 43,000 |
| Owyhee County Idaho | 7 | $ 944,000 | $ 134,000 | $ 46,000 |
| Teton County Idaho | 7 | $ 1,755,000 | $ 250,000 | $ 314,000 |
| Lake County Oregon | 7 | $ 674,000 | $ 96,000 | $ 46,000 |
| Columbia County Washington | 7 | $ 901,000 | $ 128,000 | $ 53,000 |
| Pima County Arizona | 6 | $ 1,326,000 | $ 221,000 | $ 147,000 |
| Siskiyou County California | 6 | $ 2,481,000 | $ 413,000 | $ 763,000 |
| Bannock County Idaho | 6 | $ 826,000 | $ 137,000 | $ 68,000 |
| Minidoka County Idaho | 6 | $ 390,000 | $ 65,000 | $ 44,000 |
| Shoshone County Idaho | 6 | $ 577,000 | $ 96,000 | $ 69,000 |
| Cascade County Montana | 6 | $ 1,035,000 | $ 172,000 | $ 74,000 |
| Mineral County Montana | 6 | $ 1,018,000 | $ 169,000 | $ 48,000 |
| Powell County Montana | 6 | $ 884,000 | $ 147,000 | $ 70,000 |
| Crook County Oregon | 6 | $ 1,696,000 | $ 282,000 | $ 111,000 |
| Wahkiakum County Washington | 6 | $ 934,000 | $ 155,000 | $ 43,000 |
| Santa Barbara County California | 5 | $ 2,520,000 | $ 504,000 | $ 148,000 |
| Ventura County California | 5 | $ 1,443,000 | $ 288,000 | $ 112,000 |
| Adams County Idaho | 5 | $ 495,000 | $ 99,000 | $ 69,000 |
| Bingham County Idaho | 5 | $ 554,000 | $ 110,000 | $ 42,000 |
| Blaine County Idaho | 5 | $ 1,032,000 | $ 206,000 | $ 223,000 |
| Bonneville County Idaho | 5 | $ 683,000 | $ 136,000 | $ 54,000 |
| Washington County Idaho | 5 | $ 478,000 | $ 95,000 | $ 47,000 |
| Lincoln County Montana | 5 | $ 762,000 | $ 152,000 | $ 97,000 |
| Douglas County Nevada | 5 | $ 675,000 | $ 135,000 | $ 56,000 |
| Anchorage County Alaska | 4 | $ 1,869,000 | $ 467,000 | $ 185,000 |
| Cochise County Arizona | 4 | $ 1,025,000 | $ 256,000 | $ 89,000 |
| El Dorado County California | 4 | $ 2,509,000 | $ 627,000 | $ 461,000 |
| Inyo County California | 4 | $ 691,000 | $ 172,000 | $ 77,000 |
| Nevada County California | 4 | $ 5,552,000 | $ 1,388,000 | $ 60,000 |
| Placer County California | 4 | $ 1,001,000 | $ 250,000 | $ 83,000 |
| Stanislaus County California | 4 | $ 626,000 | $ 156,000 | $ 126,000 |
| Lemhi County Idaho | 4 | $ 656,000 | $ 164,000 | $ 58,000 |
| Twin Falls County Idaho | 4 | $ 488,000 | $ 122,000 | $ 100,000 |
| Meagher County Montana | 4 | $ 353,000 | $ 88,000 | $ 34,000 |
| Silver Bow County Montana | 4 | $ 672,000 | $ 168,000 | $ 82,000 |
| Stillwater County Montana | 4 | $ 656,000 | $ 164,000 | $ 46,000 |
| Lyon County Nevada | 4 | $ 863,000 | $ 215,000 | $ 41,000 |
| Hood River County Oregon | 4 | $ 788,000 | $ 197,000 | $ 86,000 |
| Jefferson County Oregon | 4 | $ 657,000 | $ 164,000 | $ 63,000 |
| Matanuska-Susitna County Alaska | 3 | $ 595,000 | $ 198,000 | $ 94,000 |
| Mohave County Arizona | 3 | $ 534,000 | $ 178,000 | $ 62,000 |
| Yuma County Arizona | 3 | $ 350,000 | $ 116,000 | $ 38,000 |
| Merced County California | 3 | $ 225,000 | $ 75,000 | $ 34,000 |
| Solano County California | 3 | $ 2,428,000 | $ 809,000 | $ 68,000 |
| Cassia County Idaho | 3 | $ 320,000 | $ 106,000 | $ 44,000 |
| Clearwater County Idaho | 3 | $ 599,000 | $ 199,000 | $ 65,000 |
| Morrow County Oregon | 3 | $ 129,000 | $ 43,000 | $ 28,000 |
| Wasco County Oregon | 3 | $ 489,000 | $ 163,000 | $ 79,000 |
| Amador County California | 2 | $ 480,000 | $ 240,000 | $ 121,000 |
| Del Norte County California | 2 | $ 529,000 | $ 264,000 | $ 72,000 |
| Napa County California | 2 | $ 6,267,000 | $ 3,133,000 | $ 224,000 |
| Shasta County California | 2 | $ 339,000 | $ 169,000 | $ 66,000 |
| Tulare County California | 2 | $ 298,000 | $ 149,000 | $ 43,000 |
| Yolo County California | 2 | $ 1,135,000 | $ 567,000 | $ 168,000 |
| Boundary County Idaho | 2 | $ 251,000 | $ 125,000 | $ 56,000 |
| Elmore County Idaho | 2 | $ 430,000 | $ 215,000 | $ 44,000 |
| Fremont County Idaho | 2 | $ 453,000 | $ 226,000 | $ 264,000 |
| Lewis County Idaho | 2 | $ 239,000 | $ 119,000 | $ 71,000 |
| Madison County Idaho | 2 | $ 270,000 | $ 135,000 | $ 139,000 |
| Carbon County Montana | 2 | $ 472,000 | $ 236,000 | $ 40,000 |
| Deer Lodge County Montana | 2 | $ 390,000 | $ 195,000 | $ 90,000 |
| Madison County Montana | 2 | $ 207,000 | $ 103,000 | $ 54,000 |
| McCone County Montana | 2 | $ 134,000 | $ 67,000 | $ 29,000 |
| Carson City County Nevada | 2 | $ 579,000 | $ 289,000 | $ 154,000 |
| Sweetwater County Wyoming | 2 | $ 409,000 | $ 204,000 | $ 34,000 |
| Fairbanks North Star County Alaska | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Yavapai County Arizona | 1 | $ 220,000 | $ 220,000 | $ 132,000 |
| Butte County California | 1 | $ 312,000 | $ 312,000 | $ 89,000 |
| Madera County California | 1 | $ 368,000 | $ 368,000 | $ 83,000 |
| Plumas County California | 1 | $ 141,000 | $ 141,000 | $ 104,000 |
| San Joaquin County California | 1 | $ 198,000 | $ 198,000 | $ 50,000 |
| El Paso County Colorado | 1 | $ 80,000 | $ 80,000 | $ 151,000 |
| Bear Lake County Idaho | 1 | $ 99,000 | $ 99,000 | $ 49,000 |
| Power County Idaho | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Beaverhead County Montana | 1 | $ 413,000 | $ 413,000 | $ 132,000 |
| Big Horn County Montana | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Broadwater County Montana | 1 | $ 255,000 | $ 255,000 | $ 178,000 |
| Dawson County Montana | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Fallon County Montana | 1 | $ 109,000 | $ 109,000 | $ 32,000 |
| Hill County Montana | 1 | $ 142,000 | $ 142,000 | $ 107,000 |
| Jefferson County Montana | 1 | $ 163,000 | $ 163,000 | $ 170,000 |
| Phillips County Montana | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Roosevelt County Montana | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Rosebud County Montana | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Sanders County Montana | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Toole County Montana | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Valley County Montana | 1 | $ 66,000 | $ 66,000 | $ 55,000 |
| Churchill County Nevada | 1 | $ 295,000 | $ 295,000 | $ 180,000 |
| Mineral County Nevada | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Gilliam County Oregon | 1 | $ 18,000 | $ 18,000 | $ 19,000 |
| Wheeler County Oregon | 1 | $ 52,000 | $ 52,000 | $ 45,000 |
| Ferry County Washington | 1 | $ 64,000 | $ 64,000 | $ 101,000 |
| Campbell County Wyoming | 1 | $ 214,000 | $ 214,000 | $ 99,000 |
| Johnson County Wyoming | 1 | $ 197,000 | $ 197,000 | $ 62,000 |
| Lincoln County Wyoming | 1 | $ 320,000 | $ 320,000 | $ 109,000 |
| Park County Wyoming | 1 | $ 183,000 | $ 183,000 | $ 54,000 |
| Weston County Wyoming | 1 | $ 183,000 | $ 183,000 | $ 156,000 |
Mortgage Loan Application Detail Totals for Sterling Savings Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,863 | $2,656,222,000 | $299,000 | $18,000,000 | $103,000 | $2,748,000 |
| Home Purchase | 7,456 | $1,836,588,000 | $246,000 | $99,999,000 | $88,000 | $3,122,000 |
| Home Improvement | 236 | $62,819,000 | $266,000 | $3,938,000 | $77,000 | $788,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,443 | $2,810,943,000 | $225,000 | $7,250,000 | $99,000 | $3,122,000 |
| Not Provided | 2,058 | $509,982,000 | $247,000 | $3,300,000 | $98,000 | $1,431,000 |
| Asian | 644 | $185,017,000 | $287,000 | $2,700,000 | $107,000 | $927,000 |
| Hispanic | 568 | $106,269,000 | $187,000 | $980,000 | $83,000 | $1,848,000 |
| Not applicable | 462 | $860,929,000 | $1,863,000 | $99,999,000 | $1,000 | $589,000 |
| Black or African American | 177 | $38,797,000 | $219,000 | $580,000 | $81,000 | $340,000 |
| American Indian or Alaskan Native | 134 | $27,562,000 | $205,000 | $1,890,000 | $73,000 | $359,000 |
| Native Hawaiian or Other Pacific Islander | 69 | $16,130,000 | $233,000 | $750,000 | $88,000 | $331,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,786 | $3,589,953,000 | $304,000 | $99,999,000 | $109,000 | $3,122,000 |
| FHA-insured (Federal Housing Administration) | 2,913 | $576,826,000 | $198,000 | $664,000 | $67,000 | $432,000 |
| VA-guaranteed (Veterans Administration) | 1,154 | $271,822,000 | $235,000 | $932,000 | $64,000 | $652,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 702 | $117,028,000 | $166,000 | $366,000 | $46,000 | $144,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,030 | $2,821,136,000 | $281,000 | $18,000,000 | $96,000 | $3,122,000 |
| Application Approved But Not Accepted | 2,862 | $795,004,000 | $277,000 | $99,999,000 | $111,000 | $1,848,000 |
| Application Denied By Financial Institution | 1,950 | $505,405,000 | $259,000 | $7,000,000 | $74,000 | $1,172,000 |
| Application Withdrawn By Applicant | 1,225 | $339,302,000 | $276,000 | $12,000,000 | $106,000 | $2,748,000 |
| File Closed For Incompleteness | 238 | $54,685,000 | $229,000 | $1,500,000 | $101,000 | $1,284,000 |
| Loan Purchased By The Institution | 130 | $17,126,000 | $131,000 | $5,292,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 120 | $22,971,000 | $191,000 | $3,000,000 | $61,000 | $724,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sterling Savings Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sterling Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.