Sterling Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Sterling Savings Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sterling Savings Bank 111 N Wall St Spokane, WA 99201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 19,361 |
| Total Mortgage Loan Application Amount | $5,523,998,000 |
| Average Mortgage Loan Application Amount | $558,000 |
| Highest Mortgage Loan Application Amount | $9,500,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $6,250,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Sterling Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sterling Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Sterling Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sterling Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Sterling Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sterling Savings Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 4,240 | $ 1,632,342,000 | $ 384,000 | $ 142,000 |
| Snohomish County Washington | 1,365 | $ 356,231,000 | $ 260,000 | $ 99,000 |
| Pierce County Washington | 1,127 | $ 283,119,000 | $ 251,000 | $ 103,000 |
| Benton County Washington | 855 | $ 161,580,000 | $ 188,000 | $ 84,000 |
| Clark County Washington | 800 | $ 172,041,000 | $ 215,000 | $ 90,000 |
| Spokane County Washington | 798 | $ 145,359,000 | $ 182,000 | $ 81,000 |
| Whatcom County Washington | 749 | $ 180,866,000 | $ 241,000 | $ 94,000 |
| Ada County Idaho | 549 | $ 95,045,000 | $ 173,000 | $ 89,000 |
| Multnomah County Oregon | 400 | $ 127,384,000 | $ 318,000 | $ 99,000 |
| Kitsap County Washington | 394 | $ 89,915,000 | $ 228,000 | $ 104,000 |
| Skagit County Washington | 371 | $ 73,405,000 | $ 197,000 | $ 84,000 |
| Franklin County Washington | 338 | $ 53,008,000 | $ 156,000 | $ 65,000 |
| Sonoma County California | 304 | $ 93,667,000 | $ 308,000 | $ 117,000 |
| Los Angeles County California | 287 | $ 482,217,000 | $ 1,680,000 | $ 102,000 |
| Washington County Oregon | 267 | $ 64,204,000 | $ 240,000 | $ 106,000 |
| Yakima County Washington | 262 | $ 33,017,000 | $ 126,000 | $ 62,000 |
| Thurston County Washington | 252 | $ 50,798,000 | $ 201,000 | $ 92,000 |
| Jackson County Oregon | 235 | $ 43,534,000 | $ 185,000 | $ 70,000 |
| Lane County Oregon | 229 | $ 43,343,000 | $ 189,000 | $ 84,000 |
| Clackamas County Oregon | 221 | $ 62,982,000 | $ 284,000 | $ 103,000 |
| Coos County Oregon | 217 | $ 33,787,000 | $ 155,000 | $ 62,000 |
| Kootenai County Idaho | 214 | $ 42,897,000 | $ 200,000 | $ 93,000 |
| Grant County Washington | 194 | $ 30,065,000 | $ 154,000 | $ 72,000 |
| Deschutes County Oregon | 191 | $ 52,994,000 | $ 277,000 | $ 140,000 |
| Klamath County Oregon | 163 | $ 25,112,000 | $ 154,000 | $ 64,000 |
| Canyon County Idaho | 155 | $ 18,034,000 | $ 116,000 | $ 56,000 |
| Maricopa County Arizona | 144 | $ 27,533,000 | $ 191,000 | $ 142,000 |
| Nez Perce County Idaho | 133 | $ 19,867,000 | $ 149,000 | $ 59,000 |
| Lewis County Washington | 130 | $ 18,210,000 | $ 140,000 | $ 68,000 |
| Contra Costa County California | 120 | $ 52,002,000 | $ 433,000 | $ 131,000 |
| Kittitas County Washington | 114 | $ 22,030,000 | $ 193,000 | $ 77,000 |
| Mason County Washington | 110 | $ 19,399,000 | $ 176,000 | $ 82,000 |
| Latah County Idaho | 96 | $ 15,523,000 | $ 161,000 | $ 77,000 |
| Whitman County Washington | 93 | $ 14,643,000 | $ 157,000 | $ 66,000 |
| Umatilla County Oregon | 86 | $ 10,769,000 | $ 125,000 | $ 66,000 |
| Grays Harbor County Washington | 86 | $ 13,168,000 | $ 153,000 | $ 70,000 |
| Wallowa County Oregon | 82 | $ 12,424,000 | $ 151,000 | $ 62,000 |
| Walla Walla County Washington | 81 | $ 13,358,000 | $ 164,000 | $ 90,000 |
| San Diego County California | 77 | $ 37,745,000 | $ 490,000 | $ 204,000 |
| Island County Washington | 75 | $ 18,935,000 | $ 252,000 | $ 98,000 |
| Adams County Washington | 74 | $ 9,884,000 | $ 133,000 | $ 55,000 |
| Clark County Nevada | 71 | $ 14,075,000 | $ 198,000 | $ 144,000 |
| Curry County Oregon | 71 | $ 13,276,000 | $ 186,000 | $ 127,000 |
| Union County Oregon | 70 | $ 9,443,000 | $ 134,000 | $ 70,000 |
| Asotin County Washington | 70 | $ 10,075,000 | $ 143,000 | $ 74,000 |
| Alameda County California | 69 | $ 69,560,000 | $ 1,008,000 | $ 79,000 |
| Kern County California | 69 | $ 11,440,000 | $ 165,000 | $ 98,000 |
| Marion County Oregon | 69 | $ 11,394,000 | $ 165,000 | $ 75,000 |
| San Francisco County California | 68 | $ 112,272,000 | $ 1,651,000 | $ 50,000 |
| Okanogan County Washington | 67 | $ 10,621,000 | $ 158,000 | $ 78,000 |
| Cowlitz County Washington | 64 | $ 12,396,000 | $ 193,000 | $ 77,000 |
| Riverside County California | 63 | $ 17,230,000 | $ 273,000 | $ 304,000 |
| Tillamook County Oregon | 62 | $ 13,555,000 | $ 218,000 | $ 139,000 |
| Skamania County Washington | 61 | $ 10,372,000 | $ 170,000 | $ 65,000 |
| Malheur County Oregon | 55 | $ 6,260,000 | $ 113,000 | $ 57,000 |
| Orange County California | 50 | $ 29,891,000 | $ 597,000 | $ 96,000 |
| Santa Clara County California | 50 | $ 46,844,000 | $ 936,000 | $ 64,000 |
| Valley County Idaho | 48 | $ 6,896,000 | $ 143,000 | $ 93,000 |
| Clallam County Washington | 48 | $ 6,740,000 | $ 140,000 | $ 86,000 |
| Idaho County Idaho | 47 | $ 7,606,000 | $ 161,000 | $ 77,000 |
| Yamhill County Oregon | 46 | $ 10,847,000 | $ 235,000 | $ 106,000 |
| Chelan County Washington | 45 | $ 14,798,000 | $ 328,000 | $ 169,000 |
| Benewah County Idaho | 43 | $ 6,213,000 | $ 144,000 | $ 63,000 |
| Polk County Oregon | 43 | $ 11,158,000 | $ 259,000 | $ 52,000 |
| Marin County California | 42 | $ 24,558,000 | $ 584,000 | $ 151,000 |
| Josephine County Oregon | 42 | $ 7,435,000 | $ 177,000 | $ 87,000 |
| Klickitat County Washington | 42 | $ 6,734,000 | $ 160,000 | $ 73,000 |
| Bonner County Idaho | 40 | $ 8,643,000 | $ 216,000 | $ 156,000 |
| Baker County Oregon | 40 | $ 5,409,000 | $ 135,000 | $ 62,000 |
| Columbia County Oregon | 40 | $ 7,594,000 | $ 189,000 | $ 80,000 |
| Stevens County Washington | 40 | $ 7,857,000 | $ 196,000 | $ 76,000 |
| Sacramento County California | 37 | $ 10,178,000 | $ 275,000 | $ 118,000 |
| Clatsop County Oregon | 34 | $ 6,889,000 | $ 202,000 | $ 120,000 |
| Linn County Oregon | 33 | $ 5,811,000 | $ 176,000 | $ 78,000 |
| Washoe County Nevada | 28 | $ 5,926,000 | $ 211,000 | $ 107,000 |
| Missoula County Montana | 27 | $ 4,714,000 | $ 174,000 | $ 82,000 |
| San Bernardino County California | 26 | $ 5,102,000 | $ 196,000 | $ 127,000 |
| Pima County Arizona | 25 | $ 3,790,000 | $ 151,000 | $ 111,000 |
| Pinal County Arizona | 23 | $ 3,193,000 | $ 138,000 | $ 146,000 |
| Payette County Idaho | 23 | $ 2,160,000 | $ 93,000 | $ 33,000 |
| Harney County Oregon | 23 | $ 2,497,000 | $ 108,000 | $ 63,000 |
| Pacific County Washington | 23 | $ 3,546,000 | $ 154,000 | $ 86,000 |
| San Mateo County California | 22 | $ 29,383,000 | $ 1,335,000 | $ 143,000 |
| Gallatin County Montana | 21 | $ 4,610,000 | $ 219,000 | $ 105,000 |
| Benton County Oregon | 21 | $ 3,882,000 | $ 184,000 | $ 72,000 |
| Douglas County Oregon | 21 | $ 3,275,000 | $ 155,000 | $ 56,000 |
| Lincoln County Oregon | 19 | $ 5,292,000 | $ 278,000 | $ 202,000 |
| Jefferson County Oregon | 18 | $ 2,417,000 | $ 134,000 | $ 64,000 |
| Tulare County California | 17 | $ 3,254,000 | $ 191,000 | $ 89,000 |
| Hood River County Oregon | 17 | $ 2,911,000 | $ 171,000 | $ 77,000 |
| San Juan County Washington | 17 | $ 7,129,000 | $ 419,000 | $ 233,000 |
| Fresno County California | 16 | $ 3,454,000 | $ 215,000 | $ 85,000 |
| Solano County California | 16 | $ 4,699,000 | $ 293,000 | $ 106,000 |
| Grant County Oregon | 16 | $ 2,121,000 | $ 132,000 | $ 54,000 |
| Douglas County Washington | 16 | $ 2,295,000 | $ 143,000 | $ 59,000 |
| San Joaquin County California | 15 | $ 3,063,000 | $ 204,000 | $ 94,000 |
| Blaine County Idaho | 15 | $ 5,853,000 | $ 390,000 | $ 241,000 |
| Jefferson County Washington | 15 | $ 3,904,000 | $ 260,000 | $ 115,000 |
| Placer County California | 14 | $ 3,664,000 | $ 261,000 | $ 92,000 |
| Stanislaus County California | 14 | $ 1,857,000 | $ 132,000 | $ 156,000 |
| Bannock County Idaho | 14 | $ 3,409,000 | $ 243,000 | $ 80,000 |
| Garfield County Washington | 14 | $ 1,215,000 | $ 86,000 | $ 44,000 |
| Lewis County Idaho | 13 | $ 1,339,000 | $ 103,000 | $ 54,000 |
| Ravalli County Montana | 13 | $ 2,685,000 | $ 206,000 | $ 77,000 |
| Ventura County California | 12 | $ 4,389,000 | $ 365,000 | $ 102,000 |
| Boise County Idaho | 12 | $ 2,473,000 | $ 206,000 | $ 80,000 |
| Lake County Oregon | 12 | $ 1,588,000 | $ 132,000 | $ 120,000 |
| Pend Oreille County Washington | 12 | $ 1,920,000 | $ 160,000 | $ 119,000 |
| Adams County Idaho | 11 | $ 1,556,000 | $ 141,000 | $ 94,000 |
| Lincoln County Washington | 11 | $ 1,404,000 | $ 127,000 | $ 85,000 |
| San Luis Obispo County California | 10 | $ 3,470,000 | $ 347,000 | $ 101,000 |
| Clearwater County Idaho | 10 | $ 927,000 | $ 92,000 | $ 41,000 |
| Elmore County Idaho | 10 | $ 1,206,000 | $ 120,000 | $ 49,000 |
| El Dorado County California | 9 | $ 4,580,000 | $ 508,000 | $ 257,000 |
| Santa Barbara County California | 9 | $ 3,784,000 | $ 420,000 | $ 155,000 |
| Crook County Oregon | 9 | $ 1,903,000 | $ 211,000 | $ 65,000 |
| Yavapai County Arizona | 8 | $ 1,259,000 | $ 157,000 | $ 78,000 |
| Bonneville County Idaho | 8 | $ 1,105,000 | $ 138,000 | $ 68,000 |
| Gem County Idaho | 8 | $ 1,275,000 | $ 159,000 | $ 58,000 |
| Shoshone County Idaho | 8 | $ 1,431,000 | $ 178,000 | $ 133,000 |
| Washington County Idaho | 8 | $ 1,079,000 | $ 134,000 | $ 47,000 |
| Monterey County California | 7 | $ 7,100,000 | $ 1,014,000 | $ 223,000 |
| Yellowstone County Montana | 7 | $ 1,074,000 | $ 153,000 | $ 77,000 |
| Yuma County Arizona | 6 | $ 749,000 | $ 124,000 | $ 75,000 |
| Del Norte County California | 6 | $ 1,319,000 | $ 219,000 | $ 88,000 |
| Yolo County California | 6 | $ 2,012,000 | $ 335,000 | $ 117,000 |
| Flathead County Montana | 6 | $ 1,426,000 | $ 237,000 | $ 122,000 |
| Lake County Montana | 6 | $ 1,436,000 | $ 239,000 | $ 133,000 |
| Butte County California | 5 | $ 848,000 | $ 169,000 | $ 106,000 |
| Napa County California | 5 | $ 1,905,000 | $ 381,000 | $ 187,000 |
| Nevada County California | 5 | $ 1,005,000 | $ 201,000 | $ 63,000 |
| Shasta County California | 5 | $ 1,028,000 | $ 205,000 | $ 102,000 |
| Twin Falls County Idaho | 5 | $ 708,000 | $ 141,000 | $ 54,000 |
| Lewis and Clark County Montana | 5 | $ 934,000 | $ 186,000 | $ 72,000 |
| Morrow County Oregon | 5 | $ 669,000 | $ 133,000 | $ 78,000 |
| Calaveras County California | 4 | $ 671,000 | $ 167,000 | $ 93,000 |
| Madera County California | 4 | $ 511,000 | $ 127,000 | $ 101,000 |
| Mendocino County California | 4 | $ 1,245,000 | $ 311,000 | $ 117,000 |
| Siskiyou County California | 4 | $ 1,077,000 | $ 269,000 | $ 557,000 |
| El Paso County Colorado | 4 | $ 743,000 | $ 185,000 | $ 101,000 |
| Park County Montana | 4 | $ 1,439,000 | $ 359,000 | $ 267,000 |
| Wasco County Oregon | 4 | $ 670,000 | $ 167,000 | $ 252,000 |
| Columbia County Washington | 4 | $ 400,000 | $ 100,000 | $ 54,000 |
| Anchorage County Alaska | 3 | $ 669,000 | $ 223,000 | $ 320,000 |
| Mohave County Arizona | 3 | $ 435,000 | $ 145,000 | $ 50,000 |
| Amador County California | 3 | $ 472,000 | $ 157,000 | $ 96,000 |
| Modoc County California | 3 | $ 210,000 | $ 70,000 | $ 109,000 |
| Santa Cruz County California | 3 | $ 1,706,000 | $ 568,000 | $ 161,000 |
| Jefferson County Colorado | 3 | $ 724,000 | $ 241,000 | $ 121,000 |
| Gooding County Idaho | 3 | $ 280,000 | $ 93,000 | $ 31,000 |
| Lincoln County Montana | 3 | $ 555,000 | $ 185,000 | $ 73,000 |
| Madison County Montana | 3 | $ 852,000 | $ 284,000 | $ 144,000 |
| Lyon County Nevada | 3 | $ 640,000 | $ 213,000 | $ 204,000 |
| Lake County California | 2 | $ 249,000 | $ 124,000 | $ 131,000 |
| Adams County Colorado | 2 | $ 405,000 | $ 202,000 | $ 232,000 |
| Arapahoe County Colorado | 2 | $ 526,000 | $ 263,000 | $ 129,000 |
| Boulder County Colorado | 2 | $ 389,000 | $ 194,000 | $ 99,000 |
| Larimer County Colorado | 2 | $ 295,000 | $ 147,000 | $ 82,000 |
| Mesa County Colorado | 2 | $ 168,000 | $ 84,000 | $ 84,000 |
| Fremont County Idaho | 2 | $ 567,000 | $ 283,000 | $ 135,000 |
| Minidoka County Idaho | 2 | $ 562,000 | $ 281,000 | $ 63,000 |
| Owyhee County Idaho | 2 | $ 195,000 | $ 97,000 | $ 24,000 |
| Cascade County Montana | 2 | $ 243,000 | $ 121,000 | $ 136,000 |
| Phillips County Montana | 2 | $ 303,000 | $ 151,000 | $ 132,000 |
| Powell County Montana | 2 | $ 223,000 | $ 111,000 | $ 131,000 |
| Silver Bow County Montana | 2 | $ 357,000 | $ 178,000 | $ 88,000 |
| Carson City County Nevada | 2 | $ 282,000 | $ 141,000 | $ 63,000 |
| Wheeler County Oregon | 2 | $ 432,000 | $ 216,000 | $ 46,000 |
| Ferry County Washington | 2 | $ 476,000 | $ 238,000 | $ 83,000 |
| Wahkiakum County Washington | 2 | $ 282,000 | $ 141,000 | $ 112,000 |
| Juneau County Alaska | 1 | $ 169,000 | $ 169,000 | $ 74,000 |
| Valdez-Cordova County Alaska | 1 | $ 208,000 | $ 208,000 | $ 214,000 |
| Coconino County Arizona | 1 | $ 148,000 | $ 148,000 | $ 242,000 |
| Gila County Arizona | 1 | $ 219,000 | $ 219,000 | $ 162,000 |
| Graham County Arizona | 1 | $ 330,000 | $ 330,000 | $ 220,000 |
| Santa Cruz County Arizona | 1 | $ 139,000 | $ 139,000 | $ 47,000 |
| Humboldt County California | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Inyo County California | 1 | $ 88,000 | $ 88,000 | $ 32,000 |
| Merced County California | 1 | $ 176,000 | $ 176,000 | $ 24,000 |
| Plumas County California | 1 | $ 192,000 | $ 192,000 | $ 53,000 |
| San Benito County California | 1 | $ 381,000 | $ 381,000 | $ 94,000 |
| Sierra County California | 1 | $ 520,000 | $ 520,000 | $ 244,000 |
| Tuolumne County California | 1 | $ 153,000 | $ 153,000 | $ 213,000 |
| Douglas County Colorado | 1 | $ 150,000 | $ 150,000 | $ 192,000 |
| Grand County Colorado | 1 | $ 143,000 | $ 143,000 | $ 68,000 |
| Cassia County Idaho | 1 | $ 204,000 | $ 204,000 | $ 36,000 |
| Custer County Idaho | 1 | $ 50,000 | $ 50,000 | $ 125,000 |
| Lemhi County Idaho | 1 | $ 170,000 | $ 170,000 | $ 97,000 |
| Power County Idaho | 1 | $ 79,000 | $ 79,000 | $ 42,000 |
| St. Tammany County Louisiana | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Chouteau County Montana | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Deer Lodge County Montana | 1 | $ 207,000 | $ 207,000 | $ 78,000 |
| Jefferson County Montana | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Mineral County Montana | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| Musselshell County Montana | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Stillwater County Montana | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Sweet Grass County Montana | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Toole County Montana | 1 | $ 129,000 | $ 129,000 | $ 98,000 |
| Douglas County Nevada | 1 | $ 297,000 | $ 297,000 | $ 90,000 |
| Elko County Nevada | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Nye County Nevada | 1 | $ 69,000 | $ 69,000 | $ 55,000 |
| Dona Ana County New Mexico | 1 | $ 168,000 | $ 168,000 | $ 56,000 |
| Gilliam County Oregon | 1 | $ 133,000 | $ 133,000 | $ 78,000 |
| Laramie County Wyoming | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Teton County Wyoming | 1 | $ 224,000 | $ 224,000 | $ 158,000 |
Mortgage Loan Application Detail Totals for Sterling Savings Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,534 | $3,020,943,000 | $286,000 | $9,375,000 | $109,000 | $4,270,000 |
| Home Purchase | 8,697 | $2,357,813,000 | $271,000 | $6,400,000 | $98,000 | $6,250,000 |
| Home Improvement | 130 | $145,242,000 | $1,117,000 | $9,500,000 | $36,000 | $430,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,001 | $3,365,534,000 | $240,000 | $5,250,000 | $106,000 | $6,250,000 |
| Not Provided | 2,537 | $668,074,000 | $263,000 | $4,250,000 | $110,000 | $2,100,000 |
| Asian | 1,015 | $301,056,000 | $296,000 | $2,250,000 | $124,000 | $1,325,000 |
| Hispanic | 952 | $174,145,000 | $182,000 | $1,260,000 | $73,000 | $1,536,000 |
| Not applicable | 487 | $925,190,000 | $1,899,000 | $9,500,000 | $0 | $0 |
| Black or African American | 188 | $52,689,000 | $280,000 | $2,210,000 | $150,000 | $3,996,000 |
| American Indian or Alaskan Native | 116 | $21,827,000 | $188,000 | $651,000 | $80,000 | $766,000 |
| Native Hawaiian or Other Pacific Islander | 65 | $15,483,000 | $238,000 | $590,000 | $95,000 | $301,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,552 | $4,741,761,000 | $304,000 | $9,500,000 | $113,000 | $6,250,000 |
| FHA-insured (Federal Housing Administration) | 2,269 | $447,568,000 | $197,000 | $716,000 | $65,000 | $766,000 |
| VA-guaranteed (Veterans Administration) | 938 | $227,902,000 | $242,000 | $1,221,000 | $74,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 602 | $106,767,000 | $177,000 | $356,000 | $49,000 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,476 | $3,755,400,000 | $301,000 | $9,500,000 | $103,000 | $5,550,000 |
| Application Approved But Not Accepted | 3,396 | $823,651,000 | $242,000 | $5,250,000 | $123,000 | $6,250,000 |
| Application Denied By Financial Institution | 2,217 | $555,291,000 | $250,000 | $7,175,000 | $78,000 | $3,996,000 |
| Application Withdrawn By Applicant | 1,125 | $298,259,000 | $265,000 | $3,500,000 | $109,000 | $1,703,000 |
| Loan Purchased By The Institution | 79 | $70,248,000 | $889,000 | $5,500,000 | $0 | $0 |
| File Closed For Incompleteness | 63 | $19,440,000 | $308,000 | $2,140,000 | $93,000 | $800,000 |
| Preapproval Denied by Financial Institution | 5 | $1,709,000 | $341,000 | $800,000 | $127,000 | $395,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sterling Savings Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sterling Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.