Bank Snb, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Bank Snb, Na 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Snb, Na 608 S Main Stillwater, OK 74074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 604 |
| Total Mortgage Loan Application Amount | $176,445,000 |
| Average Mortgage Loan Application Amount | $249,666 |
| Highest Mortgage Loan Application Amount | $20,670,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $2,580,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Bank Snb, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Snb, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Bank Snb, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Snb, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Snb, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Snb, Na's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Payne County Oklahoma | 295 | $ 41,956,000 | $ 142,000 | $ 85,000 |
| Oklahoma County Oklahoma | 103 | $ 18,984,000 | $ 184,000 | $ 171,000 |
| Tulsa County Oklahoma | 89 | $ 18,232,000 | $ 204,000 | $ 133,000 |
| Cleveland County Oklahoma | 16 | $ 6,120,000 | $ 382,000 | $ 180,000 |
| Grady County Oklahoma | 6 | $ 571,000 | $ 95,000 | $ 150,000 |
| Dallas County Texas | 6 | $ 28,149,000 | $ 4,691,000 | $ 149,000 |
| McMullen County Texas | 6 | $ 18,000 | $ 3,000 | $ 27,000 |
| Canadian County Oklahoma | 5 | $ 644,000 | $ 128,000 | $ 55,000 |
| Noble County Oklahoma | 5 | $ 322,000 | $ 64,000 | $ 42,000 |
| Bexar County Texas | 5 | $ 1,878,000 | $ 375,000 | $ 48,000 |
| Sedgwick County Kansas | 4 | $ 1,666,000 | $ 416,000 | $ 289,000 |
| Rogers County Oklahoma | 4 | $ 1,031,000 | $ 257,000 | $ 162,000 |
| McLennan County Texas | 4 | $ 293,000 | $ 73,000 | $ 85,000 |
| Johnson County Kansas | 3 | $ 2,320,000 | $ 773,000 | $ 231,000 |
| Lincoln County Oklahoma | 3 | $ 187,000 | $ 62,000 | $ 89,000 |
| Logan County Oklahoma | 3 | $ 939,000 | $ 313,000 | $ 90,000 |
| Denton County Texas | 3 | $ 24,161,000 | $ 8,053,000 | $ 0 |
| Boone County Missouri | 2 | $ 183,000 | $ 91,000 | $ 51,000 |
| Creek County Oklahoma | 2 | $ 115,000 | $ 57,000 | $ 105,000 |
| Delaware County Oklahoma | 2 | $ 257,000 | $ 128,000 | $ 147,000 |
| Okmulgee County Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| Wagoner County Oklahoma | 2 | $ 460,000 | $ 230,000 | $ 83,000 |
| Collin County Texas | 2 | $ 524,000 | $ 262,000 | $ 121,000 |
| Midland County Texas | 2 | $ 200,000 | $ 100,000 | $ 105,000 |
| Teton County Wyoming | 2 | $ 2,800,000 | $ 1,400,000 | $ 504,000 |
| Sebastian County Arkansas | 1 | $ 216,000 | $ 216,000 | $ 250,000 |
| Butler County Kansas | 1 | $ 316,000 | $ 316,000 | $ 227,000 |
| Ottawa County Kansas | 1 | $ 306,000 | $ 306,000 | $ 90,000 |
| Fayette County Kentucky | 1 | $ 187,000 | $ 187,000 | $ 50,000 |
| Hinds County Mississippi | 1 | $ 4,640,000 | $ 4,640,000 | $ 0 |
| Taney County Missouri | 1 | $ 225,000 | $ 225,000 | $ 1,026,000 |
| Taos County New Mexico | 1 | $ 384,000 | $ 384,000 | $ 205,000 |
| Bryan County Oklahoma | 1 | $ 11,180,000 | $ 11,180,000 | $ 0 |
| Caddo County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 106,000 |
| Carter County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 320,000 |
| Comanche County Oklahoma | 1 | $ 4,200,000 | $ 4,200,000 | $ 0 |
| Garvin County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 60,000 |
| Jackson County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 358,000 |
| Mayes County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 798,000 |
| McIntosh County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Muskogee County Oklahoma | 1 | $ 585,000 | $ 585,000 | $ 119,000 |
| Nowata County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 107,000 |
| Osage County Oklahoma | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| Pawnee County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 122,000 |
| Pittsburg County Oklahoma | 1 | $ 193,000 | $ 193,000 | $ 121,000 |
| Fort Bend County Texas | 1 | $ 54,000 | $ 54,000 | $ 261,000 |
| Galveston County Texas | 1 | $ 92,000 | $ 92,000 | $ 39,000 |
| Gillespie County Texas | 1 | $ 300,000 | $ 300,000 | $ 260,000 |
| Harris County Texas | 1 | $ 78,000 | $ 78,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Bank Snb, Na in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 460 | $141,651,000 | $307,000 | $20,670,000 | $121,000 | $2,580,000 |
| Refinancing | 96 | $27,080,000 | $282,000 | $6,572,000 | $114,000 | $890,000 |
| Home Improvement | 48 | $7,714,000 | $160,000 | $4,200,000 | $83,000 | $552,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 497 | $78,674,000 | $158,000 | $1,400,000 | $121,000 | $2,580,000 |
| Hispanic | 28 | $3,442,000 | $122,000 | $319,000 | $134,000 | $1,026,000 |
| Not applicable | 26 | $83,221,000 | $3,200,000 | $20,670,000 | $14,000 | $292,000 |
| Not Provided | 23 | $6,472,000 | $281,000 | $4,640,000 | $122,000 | $384,000 |
| Asian | 19 | $3,328,000 | $175,000 | $640,000 | $162,000 | $550,000 |
| Black or African American | 6 | $847,000 | $141,000 | $292,000 | $59,000 | $104,000 |
| American Indian or Alaskan Native | 4 | $362,000 | $90,000 | $149,000 | $69,000 | $122,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $99,000 | $99,000 | $99,000 | $35,000 | $35,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 551 | $170,443,000 | $309,000 | $20,670,000 | $122,000 | $2,580,000 |
| FHA-insured (Federal Housing Administration) | 53 | $6,002,000 | $113,000 | $187,000 | $69,000 | $204,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 512 | $148,284,000 | $289,000 | $20,670,000 | $119,000 | $2,580,000 |
| Application Withdrawn By Applicant | 38 | $14,812,000 | $389,000 | $4,640,000 | $108,000 | $352,000 |
| Application Denied By Financial Institution | 30 | $2,672,000 | $89,000 | $585,000 | $50,000 | $155,000 |
| Application Approved But Not Accepted | 21 | $10,269,000 | $489,000 | $3,840,000 | $192,000 | $1,026,000 |
| Preapproval Denied by Financial Institution | 3 | $408,000 | $136,000 | $230,000 | $71,000 | $150,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 17 | $1,460,000 | $85,000 | $230,000 | $46,000 | $150,000 |
| Debt-To-Income Ratio | 11 | $1,248,000 | $113,000 | $585,000 | $49,000 | $134,000 |
| Employment History | 2 | $18,000 | $9,000 | $15,000 | $56,000 | $98,000 |
| Other | 2 | $186,000 | $93,000 | $119,000 | $70,000 | $109,000 |
| Unverifiable Information | 1 | $168,000 | $168,000 | $168,000 | $155,000 | $155,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Snb, Na's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Snb, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.