Stock Yards Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Stock Yards Bank & Trust Company 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stock Yards Bank & Trust Company 1040 East Main Street Louisville, KY 40206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,228 |
| Total Mortgage Loan Application Amount | $395,610,000 |
| Average Mortgage Loan Application Amount | $137,333 |
| Highest Mortgage Loan Application Amount | $9,465,000 |
| Average Applicant Income | $127,833 |
| Highest Applicant Income | $6,522,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Stock Yards Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stock Yards Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Stock Yards Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stock Yards Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Stock Yards Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stock Yards Bank & Trust Company's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,225 | $ 191,355,000 | $ 156,000 | $ 115,000 |
| Bullitt County Kentucky | 162 | $ 19,860,000 | $ 122,000 | $ 74,000 |
| Oldham County Kentucky | 161 | $ 30,025,000 | $ 186,000 | $ 139,000 |
| Clark County Indiana | 88 | $ 8,840,000 | $ 100,000 | $ 93,000 |
| Hamilton County Ohio | 82 | $ 19,540,000 | $ 238,000 | $ 230,000 |
| Floyd County Indiana | 69 | $ 9,565,000 | $ 138,000 | $ 118,000 |
| Marion County Indiana | 56 | $ 10,800,000 | $ 192,000 | $ 215,000 |
| Kenton County Kentucky | 29 | $ 3,935,000 | $ 135,000 | $ 155,000 |
| Nelson County Kentucky | 22 | $ 1,650,000 | $ 75,000 | $ 58,000 |
| Shelby County Kentucky | 22 | $ 4,970,000 | $ 225,000 | $ 144,000 |
| Hamilton County Indiana | 21 | $ 14,635,000 | $ 696,000 | $ 228,000 |
| Hardin County Kentucky | 20 | $ 2,750,000 | $ 137,000 | $ 88,000 |
| Campbell County Kentucky | 16 | $ 4,860,000 | $ 303,000 | $ 220,000 |
| Harrison County Indiana | 13 | $ 1,755,000 | $ 135,000 | $ 124,000 |
| Scott County Indiana | 12 | $ 890,000 | $ 74,000 | $ 59,000 |
| Boone County Kentucky | 11 | $ 1,545,000 | $ 140,000 | $ 144,000 |
| Spencer County Kentucky | 10 | $ 1,830,000 | $ 183,000 | $ 80,000 |
| Hendricks County Indiana | 9 | $ 875,000 | $ 97,000 | $ 101,000 |
| Henry County Kentucky | 8 | $ 970,000 | $ 121,000 | $ 68,000 |
| Breckinridge County Kentucky | 7 | $ 675,000 | $ 96,000 | $ 89,000 |
| Meade County Kentucky | 7 | $ 755,000 | $ 107,000 | $ 56,000 |
| Trimble County Kentucky | 7 | $ 1,015,000 | $ 145,000 | $ 54,000 |
| Clermont County Ohio | 7 | $ 1,145,000 | $ 163,000 | $ 165,000 |
| Fayette County Kentucky | 6 | $ 1,440,000 | $ 240,000 | $ 323,000 |
| Larue County Kentucky | 6 | $ 390,000 | $ 65,000 | $ 39,000 |
| Lee County Florida | 5 | $ 775,000 | $ 155,000 | $ 223,000 |
| Crawford County Indiana | 5 | $ 205,000 | $ 41,000 | $ 104,000 |
| Johnson County Indiana | 5 | $ 915,000 | $ 183,000 | $ 214,000 |
| Warren County Ohio | 5 | $ 1,785,000 | $ 357,000 | $ 478,000 |
| Collier County Florida | 4 | $ 2,140,000 | $ 535,000 | $ 640,000 |
| Grayson County Kentucky | 4 | $ 720,000 | $ 180,000 | $ 429,000 |
| Butler County Ohio | 4 | $ 990,000 | $ 247,000 | $ 161,000 |
| Sarasota County Florida | 3 | $ 1,505,000 | $ 501,000 | $ 207,000 |
| Tippecanoe County Indiana | 3 | $ 595,000 | $ 198,000 | $ 4,495,000 |
| Franklin County Kentucky | 3 | $ 415,000 | $ 138,000 | $ 67,000 |
| Madison County Kentucky | 3 | $ 315,000 | $ 105,000 | $ 103,000 |
| Pulaski County Kentucky | 3 | $ 255,000 | $ 85,000 | $ 27,000 |
| Miami-Dade County Florida | 2 | $ 1,190,000 | $ 595,000 | $ 200,000 |
| Walton County Florida | 2 | $ 590,000 | $ 295,000 | $ 99,000 |
| Chatham County Georgia | 2 | $ 460,000 | $ 230,000 | $ 55,000 |
| Delaware County Indiana | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Hancock County Indiana | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Vanderburgh County Indiana | 2 | $ 9,760,000 | $ 4,880,000 | $ 0 |
| Washington County Indiana | 2 | $ 150,000 | $ 75,000 | $ 22,000 |
| Adair County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 34,000 |
| Ohio County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 38,000 |
| Warren County Kentucky | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Cumberland County Maine | 2 | $ 930,000 | $ 465,000 | $ 699,000 |
| Montgomery County Ohio | 2 | $ 320,000 | $ 160,000 | $ 143,000 |
| Baldwin County Alabama | 1 | $ 255,000 | $ 255,000 | $ 0 |
| El Paso County Colorado | 1 | $ 405,000 | $ 405,000 | $ 118,000 |
| Gunnison County Colorado | 1 | $ 415,000 | $ 415,000 | $ 101,000 |
| Brevard County Florida | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Charlotte County Florida | 1 | $ 295,000 | $ 295,000 | $ 191,000 |
| Flagler County Florida | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Manatee County Florida | 1 | $ 3,485,000 | $ 3,485,000 | $ 0 |
| Monroe County Florida | 1 | $ 925,000 | $ 925,000 | $ 576,000 |
| Palm Beach County Florida | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
| Pinellas County Florida | 1 | $ 415,000 | $ 415,000 | $ 445,000 |
| Volusia County Florida | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Bartholomew County Indiana | 1 | $ 715,000 | $ 715,000 | $ 344,000 |
| Boone County Indiana | 1 | $ 385,000 | $ 385,000 | $ 82,000 |
| Brown County Indiana | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Clinton County Indiana | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Decatur County Indiana | 1 | $ 55,000 | $ 55,000 | $ 283,000 |
| Howard County Indiana | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Jackson County Indiana | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Jefferson County Indiana | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| Kosciusko County Indiana | 1 | $ 485,000 | $ 485,000 | $ 285,000 |
| Morgan County Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Ripley County Indiana | 1 | $ 745,000 | $ 745,000 | $ 130,000 |
| Steuben County Indiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Warrick County Indiana | 1 | $ 1,775,000 | $ 1,775,000 | $ 0 |
| Barren County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 173,000 |
| Boyle County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Casey County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Edmonson County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Grant County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Jessamine County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 55,000 |
| Mason County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Owsley County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Powell County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 381,000 |
| Scott County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Washington County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Flathead County Montana | 1 | $ 395,000 | $ 395,000 | $ 491,000 |
| Clark County Nevada | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Brown County Ohio | 1 | $ 335,000 | $ 335,000 | $ 527,000 |
| Franklin County Ohio | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| Greene County Ohio | 1 | $ 75,000 | $ 75,000 | $ 193,000 |
| Highland County Ohio | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Shelby County Ohio | 1 | $ 2,235,000 | $ 2,235,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Charleston County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 86,000 |
| Davidson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| Hamilton County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Stock Yards Bank & Trust Company in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 898 | $209,360,000 | $233,000 | $9,465,000 | $116,000 | $2,993,000 |
| Refinancing | 470 | $88,090,000 | $187,000 | $7,005,000 | $150,000 | $2,217,000 |
| Other Purpose | 410 | $34,100,000 | $83,000 | $745,000 | $126,000 | $2,017,000 |
| Home Improvement | 246 | $21,120,000 | $85,000 | $725,000 | $174,000 | $6,522,000 |
| Cash-out Refinancing | 203 | $42,915,000 | $211,000 | $2,505,000 | $96,000 | $799,000 |
| Not Applicable | 1 | $25,000 | $25,000 | $25,000 | $105,000 | $105,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,766 | $272,060,000 | $154,000 | $2,505,000 | $129,000 | $6,522,000 |
| Not Provided | 164 | $29,300,000 | $178,000 | $2,455,000 | $168,000 | $2,476,000 |
| Not applicable | 158 | $74,440,000 | $471,000 | $9,465,000 | $0 | $0 |
| Black or African American | 59 | $6,105,000 | $103,000 | $625,000 | $55,000 | $137,000 |
| Asian | 40 | $7,720,000 | $193,000 | $1,075,000 | $142,000 | $1,417,000 |
| Hispanic | 24 | $3,420,000 | $142,000 | $695,000 | $109,000 | $676,000 |
| American Indian or Alaskan Native | 7 | $955,000 | $136,000 | $325,000 | $65,000 | $206,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $360,000 | $180,000 | $345,000 | $276,000 | $354,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,022 | $364,600,000 | $180,000 | $9,465,000 | $138,000 | $6,522,000 |
| FHA-insured (Federal Housing Administration) | 157 | $21,185,000 | $134,000 | $325,000 | $51,000 | $189,000 |
| VA-guaranteed (Veterans Administration) | 37 | $7,895,000 | $213,000 | $525,000 | $83,000 | $188,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,930,000 | $160,000 | $225,000 | $57,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,429 | $254,335,000 | $177,000 | $9,465,000 | $145,000 | $6,522,000 |
| Application Denied By Financial Institution | 398 | $45,340,000 | $113,000 | $1,355,000 | $78,000 | $825,000 |
| Application Withdrawn By Applicant | 267 | $71,735,000 | $268,000 | $7,005,000 | $156,000 | $2,017,000 |
| File Closed For Incompleteness | 40 | $10,340,000 | $258,000 | $2,455,000 | $114,000 | $438,000 |
| Loan Purchased By The Institution | 27 | $2,395,000 | $88,000 | $165,000 | $45,000 | $98,000 |
| Preapproval Approved but not Accepted | 26 | $5,100,000 | $196,000 | $755,000 | $77,000 | $322,000 |
| Application Approved But Not Accepted | 25 | $3,905,000 | $156,000 | $305,000 | $112,000 | $320,000 |
| Preapproval Denied by Financial Institution | 16 | $2,460,000 | $153,000 | $405,000 | $44,000 | $108,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,814 | $347,810,000 | $191,000 | $9,465,000 | $142,000 | $6,522,000 |
| Credit History | 146 | $12,220,000 | $83,000 | $1,005,000 | $70,000 | $445,000 |
| Debt-To-Income Ratio | 107 | $16,675,000 | $155,000 | $1,355,000 | $60,000 | $274,000 |
| Other | 75 | $9,015,000 | $120,000 | $1,285,000 | $75,000 | $720,000 |
| Collateral | 52 | $5,310,000 | $102,000 | $775,000 | $136,000 | $825,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $2,455,000 | $163,000 | $415,000 | $61,000 | $146,000 |
| Employment History | 9 | $1,245,000 | $138,000 | $405,000 | $52,000 | $74,000 |
| Unverifiable Information | 6 | $480,000 | $80,000 | $185,000 | $139,000 | $200,000 |
| Credit Application Incomplete | 4 | $400,000 | $100,000 | $305,000 | $88,000 | $116,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stock Yards Bank & Trust Company's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stock Yards Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.