Stock Yards Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Stock Yards Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Stock Yards Bank & Trust Company 1040 East Main Street Louisville, KY 40206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,958 |
| Total Mortgage Loan Application Amount | $680,350,000 |
| Average Mortgage Loan Application Amount | $194,400 |
| Highest Mortgage Loan Application Amount | $24,505,000 |
| Average Applicant Income | $135,800 |
| Highest Applicant Income | $3,835,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,541 | $ 314,405,000 | $ 204,000 | $ 120,000 |
| Oldham County Kentucky | 235 | $ 69,575,000 | $ 296,000 | $ 135,000 |
| Bullitt County Kentucky | 181 | $ 27,005,000 | $ 149,000 | $ 79,000 |
| Hamilton County Ohio | 140 | $ 41,870,000 | $ 299,000 | $ 195,000 |
| Clark County Indiana | 122 | $ 17,190,000 | $ 140,000 | $ 80,000 |
| Marion County Indiana | 93 | $ 37,655,000 | $ 404,000 | $ 201,000 |
| Floyd County Indiana | 85 | $ 14,185,000 | $ 166,000 | $ 92,000 |
| Nelson County Kentucky | 52 | $ 5,900,000 | $ 113,000 | $ 61,000 |
| Hamilton County Indiana | 36 | $ 9,290,000 | $ 258,000 | $ 248,000 |
| Kenton County Kentucky | 34 | $ 6,650,000 | $ 195,000 | $ 219,000 |
| Shelby County Kentucky | 28 | $ 10,230,000 | $ 365,000 | $ 395,000 |
| Spencer County Kentucky | 27 | $ 4,635,000 | $ 171,000 | $ 100,000 |
| Campbell County Kentucky | 25 | $ 5,005,000 | $ 200,000 | $ 155,000 |
| Harrison County Indiana | 23 | $ 3,585,000 | $ 155,000 | $ 106,000 |
| Hardin County Kentucky | 20 | $ 2,350,000 | $ 117,000 | $ 58,000 |
| Henry County Kentucky | 20 | $ 3,490,000 | $ 174,000 | $ 217,000 |
| Boone County Kentucky | 16 | $ 3,140,000 | $ 196,000 | $ 219,000 |
| Scott County Indiana | 15 | $ 1,455,000 | $ 97,000 | $ 61,000 |
| Johnson County Indiana | 14 | $ 3,210,000 | $ 229,000 | $ 325,000 |
| Hendricks County Indiana | 13 | $ 2,725,000 | $ 209,000 | $ 130,000 |
| Fayette County Kentucky | 12 | $ 3,480,000 | $ 290,000 | $ 169,000 |
| Grayson County Kentucky | 10 | $ 1,620,000 | $ 162,000 | $ 179,000 |
| Clermont County Ohio | 10 | $ 2,300,000 | $ 230,000 | $ 191,000 |
| Boone County Indiana | 8 | $ 1,420,000 | $ 177,000 | $ 117,000 |
| Breckinridge County Kentucky | 8 | $ 620,000 | $ 77,000 | $ 67,000 |
| Butler County Ohio | 8 | $ 1,640,000 | $ 205,000 | $ 222,000 |
| Meade County Kentucky | 7 | $ 1,015,000 | $ 145,000 | $ 74,000 |
| Warren County Ohio | 7 | $ 1,285,000 | $ 183,000 | $ 159,000 |
| Shelby County Indiana | 6 | $ 1,250,000 | $ 208,000 | $ 141,000 |
| Tippecanoe County Indiana | 5 | $ 485,000 | $ 97,000 | $ 181,000 |
| Russell County Kentucky | 5 | $ 765,000 | $ 153,000 | $ 161,000 |
| Trimble County Kentucky | 5 | $ 615,000 | $ 123,000 | $ 65,000 |
| Montgomery County Ohio | 5 | $ 565,000 | $ 113,000 | $ 133,000 |
| Hancock County Indiana | 4 | $ 1,170,000 | $ 292,000 | $ 100,000 |
| Lee County Florida | 3 | $ 695,000 | $ 231,000 | $ 338,000 |
| Sarasota County Florida | 3 | $ 1,365,000 | $ 455,000 | $ 365,000 |
| Brown County Indiana | 3 | $ 445,000 | $ 148,000 | $ 201,000 |
| Washington County Indiana | 3 | $ 475,000 | $ 158,000 | $ 166,000 |
| Franklin County Kentucky | 3 | $ 655,000 | $ 218,000 | $ 115,000 |
| Hart County Kentucky | 3 | $ 505,000 | $ 168,000 | $ 120,000 |
| Collier County Florida | 2 | $ 1,070,000 | $ 535,000 | $ 891,000 |
| Miami-Dade County Florida | 2 | $ 2,910,000 | $ 1,455,000 | $ 0 |
| Volusia County Florida | 2 | $ 230,000 | $ 115,000 | $ 99,000 |
| Walton County Florida | 2 | $ 670,000 | $ 335,000 | $ 231,000 |
| Delaware County Indiana | 2 | $ 270,000 | $ 135,000 | $ 433,000 |
| Vanderburgh County Indiana | 2 | $ 760,000 | $ 380,000 | $ 129,000 |
| Wayne County Indiana | 2 | $ 370,000 | $ 185,000 | $ 278,000 |
| Carroll County Kentucky | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Garrard County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 54,000 |
| Jessamine County Kentucky | 2 | $ 1,860,000 | $ 930,000 | $ 47,000 |
| Marion County Kentucky | 2 | $ 480,000 | $ 240,000 | $ 160,000 |
| Muhlenberg County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 111,000 |
| Scott County Kentucky | 2 | $ 620,000 | $ 310,000 | $ 209,000 |
| Washington County Kentucky | 2 | $ 300,000 | $ 150,000 | $ 63,000 |
| Beaufort County South Carolina | 2 | $ 710,000 | $ 355,000 | $ 97,000 |
| Campbell County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 175,000 |
| Baldwin County Alabama | 1 | $ 505,000 | $ 505,000 | $ 1,037,000 |
| Arapahoe County Colorado | 1 | $ 355,000 | $ 355,000 | $ 250,000 |
| Larimer County Colorado | 1 | $ 335,000 | $ 335,000 | $ 250,000 |
| District of Columbia County District Of Columbia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Bay County Florida | 1 | $ 295,000 | $ 295,000 | $ 220,000 |
| Broward County Florida | 1 | $ 115,000 | $ 115,000 | $ 168,000 |
| Charlotte County Florida | 1 | $ 515,000 | $ 515,000 | $ 398,000 |
| Flagler County Florida | 1 | $ 205,000 | $ 205,000 | $ 156,000 |
| Martin County Florida | 1 | $ 515,000 | $ 515,000 | $ 684,000 |
| Nassau County Florida | 1 | $ 165,000 | $ 165,000 | $ 209,000 |
| Okaloosa County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Osceola County Florida | 1 | $ 335,000 | $ 335,000 | $ 156,000 |
| Palm Beach County Florida | 1 | $ 425,000 | $ 425,000 | $ 387,000 |
| Pinellas County Florida | 1 | $ 775,000 | $ 775,000 | $ 250,000 |
| Polk County Florida | 1 | $ 235,000 | $ 235,000 | $ 27,000 |
| Cobb County Georgia | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| DeKalb County Georgia | 1 | $ 505,000 | $ 505,000 | $ 341,000 |
| Houston County Georgia | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Taylor County Georgia | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Kootenai County Idaho | 1 | $ 135,000 | $ 135,000 | $ 136,000 |
| DeKalb County Illinois | 1 | $ 105,000 | $ 105,000 | $ 393,000 |
| Clay County Indiana | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Clinton County Indiana | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Crawford County Indiana | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Dearborn County Indiana | 1 | $ 215,000 | $ 215,000 | $ 370,000 |
| Decatur County Indiana | 1 | $ 495,000 | $ 495,000 | $ 139,000 |
| Huntington County Indiana | 1 | $ 375,000 | $ 375,000 | $ 397,000 |
| Kosciusko County Indiana | 1 | $ 155,000 | $ 155,000 | $ 437,000 |
| Madison County Indiana | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Marshall County Indiana | 1 | $ 285,000 | $ 285,000 | $ 248,000 |
| Monroe County Indiana | 1 | $ 235,000 | $ 235,000 | $ 227,000 |
| Montgomery County Indiana | 1 | $ 155,000 | $ 155,000 | $ 173,000 |
| Morgan County Indiana | 1 | $ 715,000 | $ 715,000 | $ 345,000 |
| Orange County Indiana | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Perry County Indiana | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| St. Joseph County Indiana | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
| Wells County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| White County Indiana | 1 | $ 415,000 | $ 415,000 | $ 138,000 |
| Anderson County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Barren County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 195,000 |
| Clinton County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Edmonson County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Gallatin County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Knox County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Madison County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 94,000 |
| Powell County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Trigg County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Warren County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Woodford County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 139,000 |
| Antrim County Michigan | 1 | $ 255,000 | $ 255,000 | $ 337,000 |
| Kent County Michigan | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Muskegon County Michigan | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Oakland County Michigan | 1 | $ 345,000 | $ 345,000 | $ 100,000 |
| St. Joseph County Michigan | 1 | $ 305,000 | $ 305,000 | $ 153,000 |
| Flathead County Montana | 1 | $ 385,000 | $ 385,000 | $ 521,000 |
| Gallatin County Montana | 1 | $ 395,000 | $ 395,000 | $ 64,000 |
| Sullivan County New Hampshire | 1 | $ 135,000 | $ 135,000 | $ 180,000 |
| Avery County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 665,000 |
| New Hanover County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Athens County Ohio | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Brown County Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Delaware County Ohio | 1 | $ 145,000 | $ 145,000 | $ 531,000 |
| Fairfield County Ohio | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Franklin County Ohio | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| Highland County Ohio | 1 | $ 25,000 | $ 25,000 | $ 262,000 |
| Madison County Ohio | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Philadelphia County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 56,000 |
| Charleston County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 190,000 |
| Greenville County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Davidson County Tennessee | 1 | $ 845,000 | $ 845,000 | $ 298,000 |
| Jefferson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Nueces County Texas | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Morgan County Utah | 1 | $ 865,000 | $ 865,000 | $ 540,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Stock Yards Bank & Trust Company in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,085 | $234,185,000 | $215,000 | $3,995,000 | $135,000 | $3,835,000 |
| Home Purchase | 885 | $296,365,000 | $334,000 | $24,505,000 | $125,000 | $2,992,000 |
| Cash-out Refinancing | 458 | $90,730,000 | $198,000 | $905,000 | $111,000 | $2,683,000 |
| Other Purpose | 334 | $35,880,000 | $107,000 | $1,425,000 | $150,000 | $1,173,000 |
| Home Improvement | 196 | $23,190,000 | $118,000 | $1,055,000 | $158,000 | $1,270,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,327 | $441,635,000 | $189,000 | $6,175,000 | $131,000 | $3,835,000 |
| Not Provided | 236 | $48,510,000 | $205,000 | $845,000 | $166,000 | $2,992,000 |
| Not applicable | 198 | $158,200,000 | $798,000 | $24,505,000 | $0 | $0 |
| Black or African American | 78 | $11,440,000 | $146,000 | $575,000 | $78,000 | $540,000 |
| Asian | 73 | $12,305,000 | $168,000 | $595,000 | $96,000 | $1,135,000 |
| Hispanic | 35 | $6,235,000 | $178,000 | $665,000 | $101,000 | $550,000 |
| American Indian or Alaskan Native | 4 | $630,000 | $157,000 | $245,000 | $58,000 | $91,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,823 | $659,265,000 | $233,000 | $24,505,000 | $135,000 | $3,835,000 |
| FHA-insured (Federal Housing Administration) | 112 | $16,610,000 | $148,000 | $295,000 | $52,000 | $181,000 |
| VA-guaranteed (Veterans Administration) | 19 | $3,835,000 | $201,000 | $375,000 | $71,000 | $169,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $640,000 | $160,000 | $195,000 | $57,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,257 | $474,935,000 | $210,000 | $14,945,000 | $137,000 | $3,835,000 |
| Application Denied By Financial Institution | 317 | $45,865,000 | $144,000 | $1,355,000 | $88,000 | $1,800,000 |
| Application Withdrawn By Applicant | 294 | $121,910,000 | $414,000 | $24,505,000 | $143,000 | $1,270,000 |
| Application Approved But Not Accepted | 32 | $26,280,000 | $821,000 | $21,075,000 | $168,000 | $1,033,000 |
| Loan Purchased By The Institution | 28 | $4,150,000 | $148,000 | $345,000 | $66,000 | $337,000 |
| File Closed For Incompleteness | 19 | $4,495,000 | $236,000 | $405,000 | $151,000 | $416,000 |
| Preapproval Denied by Financial Institution | 6 | $1,020,000 | $170,000 | $285,000 | $30,000 | $54,000 |
| Preapproval Approved but not Accepted | 5 | $1,695,000 | $339,000 | $515,000 | $103,000 | $180,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,635 | $633,465,000 | $240,000 | $24,505,000 | $137,000 | $3,835,000 |
| Debt-To-Income Ratio | 118 | $19,130,000 | $162,000 | $905,000 | $53,000 | $388,000 |
| Credit History | 69 | $7,085,000 | $102,000 | $1,355,000 | $78,000 | $647,000 |
| Other | 68 | $11,050,000 | $162,000 | $805,000 | $106,000 | $1,800,000 |
| Collateral | 39 | $5,075,000 | $130,000 | $725,000 | $151,000 | $743,000 |
| Unverifiable Information | 14 | $2,180,000 | $155,000 | $375,000 | $169,000 | $697,000 |
| Employment History | 11 | $1,785,000 | $162,000 | $395,000 | $30,000 | $69,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $535,000 | $178,000 | $235,000 | $85,000 | $151,000 |
| Credit Application Incomplete | 1 | $45,000 | $45,000 | $45,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.