Stockman Bank Of Montana
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Stockman Bank Of Montana 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stockman Bank Of Montana 700 Main Street Miles City, MT 59301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,574 |
| Total Mortgage Loan Application Amount | $659,980,000 |
| Average Mortgage Loan Application Amount | $185,400 |
| Highest Mortgage Loan Application Amount | $15,395,000 |
| Average Applicant Income | $139,800 |
| Highest Applicant Income | $3,656,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Stockman Bank Of Montana. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stockman Bank Of Montana's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Stockman Bank Of Montana's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stockman Bank Of Montana serves its applicants.
Each category highlights the total number of mortgage applications processed by Stockman Bank Of Montana, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stockman Bank Of Montana's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Yellowstone County Montana | 584 | $ 132,120,000 | $ 226,000 | $ 145,000 |
| Cascade County Montana | 450 | $ 106,710,000 | $ 237,000 | $ 109,000 |
| Gallatin County Montana | 309 | $ 98,005,000 | $ 317,000 | $ 221,000 |
| Missoula County Montana | 160 | $ 56,030,000 | $ 350,000 | $ 177,000 |
| Lewis and Clark County Montana | 139 | $ 36,895,000 | $ 265,000 | $ 148,000 |
| Custer County Montana | 90 | $ 13,030,000 | $ 144,000 | $ 88,000 |
| Beaverhead County Montana | 80 | $ 15,580,000 | $ 194,000 | $ 116,000 |
| Richland County Montana | 76 | $ 12,790,000 | $ 168,000 | $ 110,000 |
| Flathead County Montana | 65 | $ 53,585,000 | $ 824,000 | $ 150,000 |
| Hill County Montana | 51 | $ 9,275,000 | $ 181,000 | $ 114,000 |
| Dawson County Montana | 45 | $ 7,415,000 | $ 164,000 | $ 102,000 |
| Glacier County Montana | 42 | $ 5,230,000 | $ 124,000 | $ 87,000 |
| Broadwater County Montana | 36 | $ 9,010,000 | $ 250,000 | $ 125,000 |
| Ravalli County Montana | 35 | $ 11,685,000 | $ 333,000 | $ 149,000 |
| Madison County Montana | 31 | $ 12,015,000 | $ 387,000 | $ 172,000 |
| Pondera County Montana | 26 | $ 2,640,000 | $ 101,000 | $ 62,000 |
| Toole County Montana | 25 | $ 3,235,000 | $ 129,000 | $ 69,000 |
| Silver Bow County Montana | 24 | $ 4,500,000 | $ 187,000 | $ 101,000 |
| Carbon County Montana | 22 | $ 5,690,000 | $ 258,000 | $ 128,000 |
| Jefferson County Montana | 22 | $ 5,040,000 | $ 229,000 | $ 135,000 |
| Fergus County Montana | 20 | $ 3,700,000 | $ 185,000 | $ 105,000 |
| Stillwater County Montana | 20 | $ 5,360,000 | $ 268,000 | $ 128,000 |
| Park County Montana | 19 | $ 5,475,000 | $ 288,000 | $ 203,000 |
| Teton County Montana | 17 | $ 3,905,000 | $ 229,000 | $ 77,000 |
| Musselshell County Montana | 14 | $ 2,590,000 | $ 185,000 | $ 108,000 |
| Sheridan County Montana | 14 | $ 1,860,000 | $ 132,000 | $ 100,000 |
| Big Horn County Montana | 12 | $ 1,640,000 | $ 136,000 | $ 82,000 |
| Deer Lodge County Montana | 12 | $ 2,890,000 | $ 240,000 | $ 186,000 |
| Lake County Montana | 11 | $ 4,755,000 | $ 432,000 | $ 175,000 |
| Rosebud County Montana | 11 | $ 1,575,000 | $ 143,000 | $ 101,000 |
| Powell County Montana | 9 | $ 2,265,000 | $ 251,000 | $ 107,000 |
| Chouteau County Montana | 8 | $ 1,450,000 | $ 181,000 | $ 100,000 |
| Williams County North Dakota | 7 | $ 805,000 | $ 115,000 | $ 97,000 |
| Judith Basin County Montana | 6 | $ 690,000 | $ 115,000 | $ 93,000 |
| Prairie County Montana | 6 | $ 570,000 | $ 95,000 | $ 97,000 |
| Valley County Montana | 6 | $ 1,350,000 | $ 225,000 | $ 175,000 |
| Fallon County Montana | 5 | $ 685,000 | $ 137,000 | $ 75,000 |
| Mineral County Montana | 5 | $ 1,475,000 | $ 295,000 | $ 114,000 |
| Roosevelt County Montana | 5 | $ 875,000 | $ 175,000 | $ 81,000 |
| Treasure County Montana | 5 | $ 565,000 | $ 113,000 | $ 82,000 |
| McKenzie County North Dakota | 5 | $ 455,000 | $ 91,000 | $ 124,000 |
| Lincoln County Montana | 4 | $ 580,000 | $ 145,000 | $ 93,000 |
| Blaine County Montana | 3 | $ 295,000 | $ 98,000 | $ 60,000 |
| Daniels County Montana | 3 | $ 255,000 | $ 85,000 | $ 52,000 |
| Granite County Montana | 3 | $ 555,000 | $ 185,000 | $ 125,000 |
| Meagher County Montana | 3 | $ 725,000 | $ 241,000 | $ 292,000 |
| Phillips County Montana | 3 | $ 625,000 | $ 208,000 | $ 84,000 |
| Stark County North Dakota | 3 | $ 495,000 | $ 165,000 | $ 97,000 |
| Kootenai County Idaho | 2 | $ 3,240,000 | $ 1,620,000 | $ 2,625,000 |
| Garfield County Montana | 2 | $ 120,000 | $ 60,000 | $ 74,000 |
| Powder River County Montana | 2 | $ 280,000 | $ 140,000 | $ 126,000 |
| Sanders County Montana | 2 | $ 550,000 | $ 275,000 | $ 96,000 |
| Wibaux County Montana | 2 | $ 230,000 | $ 115,000 | $ 135,000 |
| Yavapai County Arizona | 1 | $ 1,295,000 | $ 1,295,000 | $ 0 |
| Riverside County California | 1 | $ 555,000 | $ 555,000 | $ 568,000 |
| San Diego County California | 1 | $ 2,025,000 | $ 2,025,000 | $ 1,832,000 |
| Teton County Idaho | 1 | $ 1,415,000 | $ 1,415,000 | $ 600,000 |
| Liberty County Montana | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| McCone County Montana | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Petroleum County Montana | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Sweet Grass County Montana | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| Wheatland County Montana | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Cass County North Dakota | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Hettinger County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Tarrant County Texas | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
Mortgage Loan Application Detail Totals for Stockman Bank Of Montana in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,659 | $537,765,000 | $324,000 | $15,395,000 | $138,000 | $3,656,000 |
| Other Purpose | 303 | $32,985,000 | $108,000 | $725,000 | $138,000 | $2,100,000 |
| Home Improvement | 276 | $22,710,000 | $82,000 | $755,000 | $141,000 | $1,593,000 |
| Refinancing | 245 | $45,865,000 | $187,000 | $3,005,000 | $180,000 | $2,526,000 |
| Cash-out Refinancing | 91 | $20,655,000 | $226,000 | $725,000 | $102,000 | $551,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,218 | $528,220,000 | $238,000 | $2,625,000 | $141,000 | $3,656,000 |
| Not Provided | 131 | $38,575,000 | $294,000 | $1,805,000 | $169,000 | $2,320,000 |
| Not applicable | 115 | $68,535,000 | $595,000 | $15,395,000 | $0 | $0 |
| Hispanic | 58 | $12,930,000 | $222,000 | $725,000 | $108,000 | $285,000 |
| American Indian or Alaskan Native | 22 | $3,880,000 | $176,000 | $435,000 | $82,000 | $250,000 |
| Asian | 17 | $4,495,000 | $264,000 | $505,000 | $142,000 | $478,000 |
| Black or African American | 9 | $2,435,000 | $270,000 | $505,000 | $157,000 | $643,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $815,000 | $271,000 | $575,000 | $96,000 | $133,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,132 | $526,450,000 | $246,000 | $15,395,000 | $152,000 | $3,656,000 |
| FHA-insured (Federal Housing Administration) | 245 | $67,735,000 | $276,000 | $695,000 | $84,000 | $238,000 |
| VA-guaranteed (Veterans Administration) | 171 | $60,565,000 | $354,000 | $2,175,000 | $101,000 | $590,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $5,230,000 | $201,000 | $385,000 | $74,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,018 | $507,470,000 | $251,000 | $15,395,000 | $144,000 | $2,625,000 |
| Application Withdrawn By Applicant | 340 | $100,510,000 | $295,000 | $3,005,000 | $139,000 | $3,656,000 |
| Application Denied By Financial Institution | 148 | $27,930,000 | $188,000 | $1,005,000 | $84,000 | $477,000 |
| Application Approved But Not Accepted | 52 | $17,750,000 | $341,000 | $6,335,000 | $217,000 | $2,526,000 |
| File Closed For Incompleteness | 16 | $6,320,000 | $395,000 | $1,285,000 | $152,000 | $510,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,426 | $632,050,000 | $260,000 | $15,395,000 | $144,000 | $3,656,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 55 | $8,565,000 | $155,000 | $775,000 | $85,000 | $477,000 |
| Debt-To-Income Ratio | 28 | $9,310,000 | $332,000 | $725,000 | $83,000 | $153,000 |
| Credit History | 21 | $1,655,000 | $78,000 | $305,000 | $81,000 | $270,000 |
| Other | 17 | $3,445,000 | $202,000 | $425,000 | $79,000 | $146,000 |
| Collateral | 16 | $3,030,000 | $189,000 | $1,005,000 | $83,000 | $160,000 |
| Employment History | 9 | $1,025,000 | $113,000 | $325,000 | $71,000 | $137,000 |
| Unverifiable Information | 2 | $900,000 | $450,000 | $655,000 | $217,000 | $326,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stockman Bank Of Montana's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stockman Bank Of Montana's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Montana, download the full spreadsheet
with aggregated HMDA statistics today.