Htlf Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Htlf Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Htlf Bank 1800 Larimer St Ste 100 Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,035 |
| Total Mortgage Loan Application Amount | $687,075,000 |
| Average Mortgage Loan Application Amount | $728,400 |
| Highest Mortgage Loan Application Amount | $35,505,000 |
| Average Applicant Income | $420,200 |
| Highest Applicant Income | $4,311,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Htlf Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Htlf Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Htlf Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Htlf Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Htlf Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Htlf Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 467 | $ 117,145,000 | $ 250,000 | $ 220,000 |
| Winnebago County Illinois | 176 | $ 27,810,000 | $ 158,000 | $ 143,000 |
| Jefferson County Colorado | 156 | $ 35,530,000 | $ 227,000 | $ 177,000 |
| San Luis Obispo County California | 137 | $ 33,245,000 | $ 242,000 | $ 204,000 |
| Boulder County Colorado | 103 | $ 38,155,000 | $ 370,000 | $ 228,000 |
| Denver County Colorado | 99 | $ 58,835,000 | $ 594,000 | $ 216,000 |
| Hennepin County Minnesota | 92 | $ 44,130,000 | $ 479,000 | $ 220,000 |
| Arapahoe County Colorado | 89 | $ 22,655,000 | $ 254,000 | $ 213,000 |
| Douglas County Colorado | 71 | $ 19,265,000 | $ 271,000 | $ 221,000 |
| Fresno County California | 67 | $ 21,675,000 | $ 323,000 | $ 218,000 |
| Adams County Colorado | 56 | $ 14,290,000 | $ 255,000 | $ 147,000 |
| Weld County Colorado | 46 | $ 8,800,000 | $ 191,000 | $ 187,000 |
| Jo Daviess County Illinois | 41 | $ 5,215,000 | $ 127,000 | $ 98,000 |
| Pinal County Arizona | 30 | $ 3,100,000 | $ 103,000 | $ 110,000 |
| Grand County Colorado | 30 | $ 10,220,000 | $ 340,000 | $ 245,000 |
| Eagle County Colorado | 25 | $ 8,955,000 | $ 358,000 | $ 240,000 |
| Boone County Illinois | 24 | $ 3,240,000 | $ 135,000 | $ 244,000 |
| Mariposa County California | 22 | $ 2,760,000 | $ 125,000 | $ 122,000 |
| Madera County California | 19 | $ 2,975,000 | $ 156,000 | $ 127,000 |
| Park County Colorado | 14 | $ 1,190,000 | $ 85,000 | $ 83,000 |
| Clear Creek County Colorado | 13 | $ 5,135,000 | $ 395,000 | $ 102,000 |
| Dakota County Minnesota | 13 | $ 1,795,000 | $ 138,000 | $ 344,000 |
| Broomfield County Colorado | 12 | $ 3,070,000 | $ 255,000 | $ 170,000 |
| Gilpin County Colorado | 12 | $ 2,080,000 | $ 173,000 | $ 64,000 |
| Larimer County Colorado | 12 | $ 2,350,000 | $ 195,000 | $ 133,000 |
| Cook County Illinois | 12 | $ 3,760,000 | $ 313,000 | $ 423,000 |
| Washington County Minnesota | 12 | $ 1,220,000 | $ 101,000 | $ 205,000 |
| Summit County Colorado | 10 | $ 2,280,000 | $ 228,000 | $ 273,000 |
| Ramsey County Minnesota | 10 | $ 1,270,000 | $ 127,000 | $ 170,000 |
| Tuolumne County California | 7 | $ 475,000 | $ 67,000 | $ 86,000 |
| Ogle County Illinois | 7 | $ 745,000 | $ 106,000 | $ 87,000 |
| Monterey County California | 5 | $ 1,045,000 | $ 209,000 | $ 198,000 |
| Santa Barbara County California | 5 | $ 1,175,000 | $ 235,000 | $ 116,000 |
| Tulare County California | 5 | $ 1,755,000 | $ 351,000 | $ 121,000 |
| Mesa County Colorado | 5 | $ 4,375,000 | $ 875,000 | $ 160,000 |
| Anoka County Minnesota | 5 | $ 555,000 | $ 111,000 | $ 213,000 |
| El Paso County Colorado | 4 | $ 690,000 | $ 172,000 | $ 132,000 |
| Routt County Colorado | 4 | $ 21,540,000 | $ 5,385,000 | $ 676,000 |
| Carver County Minnesota | 4 | $ 1,460,000 | $ 365,000 | $ 523,000 |
| Rock County Wisconsin | 4 | $ 770,000 | $ 192,000 | $ 158,000 |
| Yavapai County Arizona | 3 | $ 665,000 | $ 221,000 | $ 137,000 |
| Chaffee County Colorado | 3 | $ 185,000 | $ 61,000 | $ 41,000 |
| Logan County Colorado | 3 | $ 1,815,000 | $ 605,000 | $ 0 |
| Pueblo County Colorado | 3 | $ 2,135,000 | $ 711,000 | $ 177,000 |
| Will County Illinois | 3 | $ 985,000 | $ 328,000 | $ 345,000 |
| Rice County Minnesota | 3 | $ 295,000 | $ 98,000 | $ 494,000 |
| Jackson County Missouri | 3 | $ 925,000 | $ 308,000 | $ 974,000 |
| Green Lake County Wisconsin | 3 | $ 1,665,000 | $ 555,000 | $ 112,000 |
| Coconino County Arizona | 2 | $ 1,310,000 | $ 655,000 | $ 426,000 |
| Pima County Arizona | 2 | $ 940,000 | $ 470,000 | $ 208,000 |
| Alameda County California | 2 | $ 910,000 | $ 455,000 | $ 95,000 |
| Los Angeles County California | 2 | $ 200,000 | $ 100,000 | $ 97,000 |
| Elbert County Colorado | 2 | $ 240,000 | $ 120,000 | $ 92,000 |
| Las Animas County Colorado | 2 | $ 190,000 | $ 95,000 | $ 231,000 |
| Broward County Florida | 2 | $ 2,290,000 | $ 1,145,000 | $ 688,000 |
| Pinellas County Florida | 2 | $ 450,000 | $ 225,000 | $ 249,000 |
| Carroll County Illinois | 2 | $ 60,000 | $ 30,000 | $ 36,000 |
| Crow Wing County Minnesota | 2 | $ 810,000 | $ 405,000 | $ 666,000 |
| Lake County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 632,000 |
| Mille Lacs County Minnesota | 2 | $ 580,000 | $ 290,000 | $ 77,000 |
| Olmsted County Minnesota | 2 | $ 19,360,000 | $ 9,680,000 | $ 585,000 |
| Scott County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 135,000 |
| Sherburne County Minnesota | 2 | $ 4,460,000 | $ 2,230,000 | $ 112,000 |
| Tarrant County Texas | 2 | $ 510,000 | $ 255,000 | $ 275,000 |
| Dane County Wisconsin | 2 | $ 570,000 | $ 285,000 | $ 321,000 |
| El Dorado County California | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Mendocino County California | 1 | $ 205,000 | $ 205,000 | $ 248,000 |
| San Diego County California | 1 | $ 205,000 | $ 205,000 | $ 312,000 |
| Santa Clara County California | 1 | $ 255,000 | $ 255,000 | $ 246,000 |
| Sonoma County California | 1 | $ 55,000 | $ 55,000 | $ 276,000 |
| Yolo County California | 1 | $ 1,505,000 | $ 1,505,000 | $ 462,000 |
| Fremont County Colorado | 1 | $ 125,000 | $ 125,000 | $ 156,000 |
| Garfield County Colorado | 1 | $ 205,000 | $ 205,000 | $ 483,000 |
| Gunnison County Colorado | 1 | $ 605,000 | $ 605,000 | $ 186,000 |
| Huerfano County Colorado | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Lake County Colorado | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Montrose County Colorado | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| San Miguel County Colorado | 1 | $ 4,195,000 | $ 4,195,000 | $ 1,909,000 |
| New Haven County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 279,000 |
| Alachua County Florida | 1 | $ 125,000 | $ 125,000 | $ 450,000 |
| Collier County Florida | 1 | $ 155,000 | $ 155,000 | $ 211,000 |
| Lee County Florida | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Monroe County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 249,000 |
| Pasco County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Sarasota County Florida | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Greene County Georgia | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Champaign County Illinois | 1 | $ 23,505,000 | $ 23,505,000 | $ 0 |
| DuPage County Illinois | 1 | $ 255,000 | $ 255,000 | $ 693,000 |
| Iroquois County Illinois | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Kane County Illinois | 1 | $ 755,000 | $ 755,000 | $ 22,000 |
| Kankakee County Illinois | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Kendall County Illinois | 1 | $ 85,000 | $ 85,000 | $ 156,000 |
| LaSalle County Illinois | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Dubuque County Iowa | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Story County Iowa | 1 | $ 255,000 | $ 255,000 | $ 280,000 |
| Barnstable County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 608,000 |
| Middlesex County Massachusetts | 1 | $ 18,195,000 | $ 18,195,000 | $ 0 |
| Wayne County Michigan | 1 | $ 55,000 | $ 55,000 | $ 7,000 |
| Chippewa County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Dodge County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 68,000 |
| Kanabec County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Otter Tail County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Stearns County Minnesota | 1 | $ 3,765,000 | $ 3,765,000 | $ 0 |
| Madison County Montana | 1 | $ 6,805,000 | $ 6,805,000 | $ 0 |
| Washoe County Nevada | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Washington County Oregon | 1 | $ 35,505,000 | $ 35,505,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 525,000 | $ 525,000 | $ 250,000 |
| El Paso County Texas | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Grand County Utah | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Summit County Utah | 1 | $ 565,000 | $ 565,000 | $ 506,000 |
| Utah County Utah | 1 | $ 805,000 | $ 805,000 | $ 323,000 |
| San Juan County Washington | 1 | $ 445,000 | $ 445,000 | $ 162,000 |
| Adams County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 788,000 |
| Barron County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Grant County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 716,000 |
| Walworth County Wisconsin | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,126,000 |
| Washburn County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Htlf Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 981 | $188,685,000 | $192,000 | $8,505,000 | $175,000 | $2,340,000 |
| Other Purpose | 542 | $120,180,000 | $221,000 | $3,505,000 | $221,000 | $4,311,000 |
| Refinancing | 346 | $152,700,000 | $441,000 | $10,605,000 | $214,000 | $1,516,000 |
| Home Purchase | 163 | $221,215,000 | $1,357,000 | $35,505,000 | $349,000 | $2,182,000 |
| Cash-out Refinancing | 3 | $4,295,000 | $1,431,000 | $3,765,000 | $1,142,000 | $1,900,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,143 | $247,605,000 | $216,000 | $4,195,000 | $205,000 | $4,311,000 |
| Not Provided | 595 | $165,055,000 | $277,000 | $6,805,000 | $216,000 | $2,340,000 |
| Not applicable | 124 | $246,870,000 | $1,990,000 | $35,505,000 | $0 | $0 |
| Hispanic | 97 | $15,105,000 | $155,000 | $1,505,000 | $132,000 | $684,000 |
| Asian | 29 | $5,105,000 | $176,000 | $805,000 | $223,000 | $785,000 |
| Black or African American | 21 | $2,065,000 | $98,000 | $305,000 | $124,000 | $352,000 |
| American Indian or Alaskan Native | 10 | $1,230,000 | $123,000 | $315,000 | $89,000 | $218,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,035 | $687,075,000 | $337,000 | $35,505,000 | $204,000 | $4,311,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,274 | $476,630,000 | $374,000 | $35,505,000 | $238,000 | $4,311,000 |
| Application Denied By Financial Institution | 599 | $134,645,000 | $224,000 | $6,805,000 | $131,000 | $2,340,000 |
| Application Withdrawn By Applicant | 103 | $45,865,000 | $445,000 | $5,405,000 | $215,000 | $1,107,000 |
| Application Approved But Not Accepted | 59 | $29,935,000 | $507,000 | $19,315,000 | $217,000 | $1,231,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,436 | $552,430,000 | $384,000 | $35,505,000 | $235,000 | $4,311,000 |
| Debt-To-Income Ratio | 373 | $76,625,000 | $205,000 | $2,405,000 | $93,000 | $1,199,000 |
| Credit History | 87 | $13,305,000 | $152,000 | $4,005,000 | $130,000 | $518,000 |
| Credit Application Incomplete | 76 | $24,310,000 | $319,000 | $3,205,000 | $242,000 | $2,340,000 |
| Collateral | 45 | $15,425,000 | $342,000 | $6,805,000 | $241,000 | $1,231,000 |
| Unverifiable Information | 9 | $2,815,000 | $312,000 | $1,205,000 | $140,000 | $262,000 |
| Other | 4 | $750,000 | $187,000 | $305,000 | $149,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,185,000 | $395,000 | $805,000 | $0 | $0 |
| Employment History | 2 | $230,000 | $115,000 | $125,000 | $165,000 | $228,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Htlf Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Htlf Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.