Summit Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Summit Funding, Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Summit Funding, Inc. 2241 Harvard St, Suite 200 Glendale, CA 95815 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 4,195 |
| Total Mortgage Loan Application Amount | $908,861,000 |
| Average Mortgage Loan Application Amount | $228,000 |
| Highest Mortgage Loan Application Amount | $1,950,000 |
| Average Applicant Income | $93,333 |
| Highest Applicant Income | $1,706,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Summit Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Summit Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Summit Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Summit Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Summit Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Summit Funding, Inc.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento County California | 1,046 | $ 214,995,000 | $ 205,000 | $ 76,000 |
| San Joaquin County California | 395 | $ 74,450,000 | $ 188,000 | $ 73,000 |
| Lane County Oregon | 308 | $ 62,882,000 | $ 204,000 | $ 77,000 |
| Washoe County Nevada | 164 | $ 28,871,000 | $ 176,000 | $ 67,000 |
| Santa Barbara County California | 152 | $ 63,398,000 | $ 417,000 | $ 160,000 |
| Oakland County Michigan | 152 | $ 26,520,000 | $ 174,000 | $ 95,000 |
| Placer County California | 141 | $ 38,941,000 | $ 276,000 | $ 97,000 |
| Clark County Nevada | 141 | $ 21,484,000 | $ 152,000 | $ 84,000 |
| Tarrant County Texas | 133 | $ 20,268,000 | $ 152,000 | $ 64,000 |
| Shasta County California | 98 | $ 18,064,000 | $ 184,000 | $ 70,000 |
| Albemarle County Virginia | 97 | $ 24,847,000 | $ 256,000 | $ 90,000 |
| El Dorado County California | 86 | $ 25,908,000 | $ 301,000 | $ 111,000 |
| Wayne County Michigan | 58 | $ 8,076,000 | $ 139,000 | $ 73,000 |
| Linn County Oregon | 55 | $ 8,131,000 | $ 147,000 | $ 55,000 |
| Multnomah County Oregon | 54 | $ 13,586,000 | $ 251,000 | $ 121,000 |
| Contra Costa County California | 52 | $ 17,118,000 | $ 329,000 | $ 121,000 |
| Honolulu County Hawaii | 43 | $ 15,509,000 | $ 360,000 | $ 79,000 |
| Washington County Oregon | 42 | $ 10,174,000 | $ 242,000 | $ 78,000 |
| Yolo County California | 41 | $ 8,140,000 | $ 198,000 | $ 63,000 |
| Alameda County California | 39 | $ 12,643,000 | $ 324,000 | $ 85,000 |
| Fluvanna County Virginia | 38 | $ 7,192,000 | $ 189,000 | $ 67,000 |
| Charlottesville County Virginia | 37 | $ 8,862,000 | $ 239,000 | $ 81,000 |
| Macomb County Michigan | 33 | $ 5,287,000 | $ 160,000 | $ 82,000 |
| Louisa County Virginia | 31 | $ 5,623,000 | $ 181,000 | $ 62,000 |
| Clark County Washington | 30 | $ 6,463,000 | $ 215,000 | $ 84,000 |
| Los Angeles County California | 28 | $ 9,426,000 | $ 336,000 | $ 157,000 |
| Orange County Virginia | 26 | $ 5,282,000 | $ 203,000 | $ 57,000 |
| Dallas County Texas | 25 | $ 3,671,000 | $ 146,000 | $ 64,000 |
| Greene County Virginia | 25 | $ 4,748,000 | $ 189,000 | $ 63,000 |
| Tehama County California | 24 | $ 4,851,000 | $ 202,000 | $ 69,000 |
| Denton County Texas | 24 | $ 4,203,000 | $ 175,000 | $ 66,000 |
| Solano County California | 23 | $ 5,569,000 | $ 242,000 | $ 102,000 |
| Clackamas County Oregon | 22 | $ 5,857,000 | $ 266,000 | $ 120,000 |
| Sutter County California | 21 | $ 3,686,000 | $ 175,000 | $ 61,000 |
| Collin County Texas | 21 | $ 3,442,000 | $ 163,000 | $ 67,000 |
| Yuba County California | 20 | $ 3,046,000 | $ 152,000 | $ 46,000 |
| Mecklenburg County North Carolina | 19 | $ 3,814,000 | $ 200,000 | $ 138,000 |
| Butte County California | 17 | $ 2,657,000 | $ 156,000 | $ 114,000 |
| Sonoma County California | 17 | $ 4,574,000 | $ 269,000 | $ 132,000 |
| Stanislaus County California | 16 | $ 3,229,000 | $ 201,000 | $ 67,000 |
| Lyon County Nevada | 16 | $ 2,011,000 | $ 125,000 | $ 39,000 |
| Monterey County California | 15 | $ 6,016,000 | $ 401,000 | $ 169,000 |
| Harris County Texas | 15 | $ 2,843,000 | $ 189,000 | $ 73,000 |
| Ventura County California | 14 | $ 4,091,000 | $ 292,000 | $ 110,000 |
| Wise County Texas | 12 | $ 1,509,000 | $ 125,000 | $ 40,000 |
| Nelson County Virginia | 12 | $ 2,641,000 | $ 220,000 | $ 76,000 |
| Santa Clara County California | 11 | $ 4,696,000 | $ 426,000 | $ 121,000 |
| Livingston County Michigan | 10 | $ 2,072,000 | $ 207,000 | $ 84,000 |
| Deschutes County Oregon | 10 | $ 2,345,000 | $ 234,000 | $ 216,000 |
| Iredell County North Carolina | 9 | $ 2,063,000 | $ 229,000 | $ 99,000 |
| Johnson County Texas | 9 | $ 1,332,000 | $ 148,000 | $ 65,000 |
| Fresno County California | 8 | $ 1,623,000 | $ 202,000 | $ 89,000 |
| Nevada County California | 8 | $ 2,099,000 | $ 262,000 | $ 93,000 |
| Riverside County California | 8 | $ 2,386,000 | $ 298,000 | $ 391,000 |
| San Francisco County California | 8 | $ 3,191,000 | $ 398,000 | $ 119,000 |
| Genesee County Michigan | 8 | $ 962,000 | $ 120,000 | $ 121,000 |
| Marion County Oregon | 8 | $ 1,677,000 | $ 209,000 | $ 65,000 |
| Kaufman County Texas | 8 | $ 1,119,000 | $ 139,000 | $ 49,000 |
| Culpeper County Virginia | 8 | $ 1,806,000 | $ 225,000 | $ 56,000 |
| San Mateo County California | 7 | $ 2,191,000 | $ 313,000 | $ 74,000 |
| Washtenaw County Michigan | 7 | $ 1,478,000 | $ 211,000 | $ 97,000 |
| Amador County California | 6 | $ 1,227,000 | $ 204,000 | $ 90,000 |
| Orange County California | 6 | $ 2,621,000 | $ 436,000 | $ 218,000 |
| Kern County California | 5 | $ 981,000 | $ 196,000 | $ 111,000 |
| Tulare County California | 5 | $ 946,000 | $ 189,000 | $ 82,000 |
| Catawba County North Carolina | 5 | $ 676,000 | $ 135,000 | $ 49,000 |
| Ellis County Texas | 5 | $ 651,000 | $ 130,000 | $ 58,000 |
| Calaveras County California | 4 | $ 1,045,000 | $ 261,000 | $ 61,000 |
| Napa County California | 4 | $ 1,233,000 | $ 308,000 | $ 116,000 |
| San Diego County California | 4 | $ 1,337,000 | $ 334,000 | $ 87,000 |
| Benton County Oregon | 4 | $ 633,000 | $ 158,000 | $ 53,000 |
| Douglas County Oregon | 4 | $ 587,000 | $ 146,000 | $ 87,000 |
| Josephine County Oregon | 4 | $ 846,000 | $ 211,000 | $ 66,000 |
| Klamath County Oregon | 4 | $ 991,000 | $ 247,000 | $ 141,000 |
| Yamhill County Oregon | 4 | $ 1,127,000 | $ 281,000 | $ 147,000 |
| Waynesboro County Virginia | 4 | $ 656,000 | $ 164,000 | $ 51,000 |
| Colusa County California | 3 | $ 470,000 | $ 156,000 | $ 44,000 |
| Plumas County California | 3 | $ 746,000 | $ 248,000 | $ 110,000 |
| Santa Cruz County California | 3 | $ 974,000 | $ 324,000 | $ 69,000 |
| Churchill County Nevada | 3 | $ 525,000 | $ 175,000 | $ 105,000 |
| Douglas County Nevada | 3 | $ 649,000 | $ 216,000 | $ 83,000 |
| Union County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 69,000 |
| Columbia County Oregon | 3 | $ 646,000 | $ 215,000 | $ 85,000 |
| Lincoln County Oregon | 3 | $ 640,000 | $ 213,000 | $ 87,000 |
| Tillamook County Oregon | 3 | $ 1,088,000 | $ 362,000 | $ 402,000 |
| Buckingham County Virginia | 3 | $ 379,000 | $ 126,000 | $ 36,000 |
| Madison County Virginia | 3 | $ 369,000 | $ 123,000 | $ 30,000 |
| Cowlitz County Washington | 3 | $ 765,000 | $ 255,000 | $ 125,000 |
| Glenn County California | 2 | $ 476,000 | $ 238,000 | $ 90,000 |
| Marin County California | 2 | $ 983,000 | $ 491,000 | $ 129,000 |
| Siskiyou County California | 2 | $ 604,000 | $ 302,000 | $ 111,000 |
| Kalamazoo County Michigan | 2 | $ 356,000 | $ 178,000 | $ 106,000 |
| Sanilac County Michigan | 2 | $ 300,000 | $ 150,000 | $ 107,000 |
| Carson City County Nevada | 2 | $ 376,000 | $ 188,000 | $ 48,000 |
| Curry County Oregon | 2 | $ 444,000 | $ 222,000 | $ 88,000 |
| Fort Bend County Texas | 2 | $ 353,000 | $ 176,000 | $ 51,000 |
| Parker County Texas | 2 | $ 230,000 | $ 115,000 | $ 27,000 |
| Trinity County Texas | 2 | $ 316,000 | $ 158,000 | $ 98,000 |
| Spotsylvania County Virginia | 2 | $ 345,000 | $ 172,000 | $ 104,000 |
| Jefferson County Washington | 2 | $ 585,000 | $ 292,000 | $ 286,000 |
| King County Washington | 2 | $ 838,000 | $ 419,000 | $ 158,000 |
| Alpine County California | 1 | $ 417,000 | $ 417,000 | $ 298,000 |
| Kings County California | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Lassen County California | 1 | $ 102,000 | $ 102,000 | $ 56,000 |
| Madera County California | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Mendocino County California | 1 | $ 253,000 | $ 253,000 | $ 67,000 |
| San Benito County California | 1 | $ 344,000 | $ 344,000 | $ 95,000 |
| San Luis Obispo County California | 1 | $ 261,000 | $ 261,000 | $ 160,000 |
| Trinity County California | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Tuolumne County California | 1 | $ 108,000 | $ 108,000 | $ 155,000 |
| Kauai County Hawaii | 1 | $ 774,000 | $ 774,000 | $ 0 |
| Benzie County Michigan | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Eaton County Michigan | 1 | $ 233,000 | $ 233,000 | $ 123,000 |
| Lapeer County Michigan | 1 | $ 134,000 | $ 134,000 | $ 68,000 |
| St. Clair County Michigan | 1 | $ 280,000 | $ 280,000 | $ 96,000 |
| Humboldt County Nevada | 1 | $ 230,000 | $ 230,000 | $ 59,000 |
| Lander County Nevada | 1 | $ 111,000 | $ 111,000 | $ 59,000 |
| Nye County Nevada | 1 | $ 73,000 | $ 73,000 | $ 112,000 |
| Cabarrus County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 72,000 |
| Gaston County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 30,000 |
| Guilford County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 61,000 |
| Lincoln County North Carolina | 1 | $ 880,000 | $ 880,000 | $ 308,000 |
| Stanly County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 69,000 |
| Baker County Oregon | 1 | $ 164,000 | $ 164,000 | $ 147,000 |
| Coos County Oregon | 1 | $ 246,000 | $ 246,000 | $ 51,000 |
| Jackson County Oregon | 1 | $ 173,000 | $ 173,000 | $ 55,000 |
| Jefferson County Oregon | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Polk County Oregon | 1 | $ 253,000 | $ 253,000 | $ 92,000 |
| Bexar County Texas | 1 | $ 118,000 | $ 118,000 | $ 113,000 |
| Fannin County Texas | 1 | $ 131,000 | $ 131,000 | $ 28,000 |
| Freestone County Texas | 1 | $ 179,000 | $ 179,000 | $ 62,000 |
| Guadalupe County Texas | 1 | $ 191,000 | $ 191,000 | $ 32,000 |
| Hidalgo County Texas | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Hood County Texas | 1 | $ 332,000 | $ 332,000 | $ 517,000 |
| Montgomery County Texas | 1 | $ 414,000 | $ 414,000 | $ 186,000 |
| Rockwall County Texas | 1 | $ 176,000 | $ 176,000 | $ 53,000 |
| Smith County Texas | 1 | $ 248,000 | $ 248,000 | $ 63,000 |
| Travis County Texas | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Williamson County Texas | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Arlington County Virginia | 1 | $ 214,000 | $ 214,000 | $ 123,000 |
| Chesterfield County Virginia | 1 | $ 243,000 | $ 243,000 | $ 50,000 |
| Fairfax County Virginia | 1 | $ 370,000 | $ 370,000 | $ 76,000 |
| Goochland County Virginia | 1 | $ 300,000 | $ 300,000 | $ 105,000 |
| Halifax County Virginia | 1 | $ 141,000 | $ 141,000 | $ 47,000 |
| Hampton County Virginia | 1 | $ 92,000 | $ 92,000 | $ 37,000 |
| Loudoun County Virginia | 1 | $ 584,000 | $ 584,000 | $ 146,000 |
| Newport News County Virginia | 1 | $ 230,000 | $ 230,000 | $ 85,000 |
| Norfolk County Virginia | 1 | $ 167,000 | $ 167,000 | $ 47,000 |
| Page County Virginia | 1 | $ 133,000 | $ 133,000 | $ 96,000 |
| Pittsylvania County Virginia | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| Prince George County Virginia | 1 | $ 276,000 | $ 276,000 | $ 93,000 |
| Prince William County Virginia | 1 | $ 324,000 | $ 324,000 | $ 83,000 |
| Rappahannock County Virginia | 1 | $ 361,000 | $ 361,000 | $ 51,000 |
| Roanoke City County Virginia | 1 | $ 146,000 | $ 146,000 | $ 37,000 |
| Stafford County Virginia | 1 | $ 281,000 | $ 281,000 | $ 56,000 |
| Asotin County Washington | 1 | $ 223,000 | $ 223,000 | $ 123,000 |
| Chelan County Washington | 1 | $ 417,000 | $ 417,000 | $ 121,000 |
| Lewis County Washington | 1 | $ 276,000 | $ 276,000 | $ 70,000 |
| Pierce County Washington | 1 | $ 199,000 | $ 199,000 | $ 101,000 |
| Skamania County Washington | 1 | $ 270,000 | $ 270,000 | $ 170,000 |
Mortgage Loan Application Detail Totals for Summit Funding, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,793 | $533,913,000 | $191,000 | $1,560,000 | $75,000 | $1,706,000 |
| Refinancing | 1,374 | $368,637,000 | $268,000 | $1,950,000 | $104,000 | $1,184,000 |
| Home Improvement | 28 | $6,311,000 | $225,000 | $660,000 | $101,000 | $299,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,543 | $572,317,000 | $225,000 | $1,950,000 | $91,000 | $1,706,000 |
| Hispanic | 537 | $90,670,000 | $168,000 | $1,000,000 | $56,000 | $444,000 |
| Not Provided | 486 | $119,236,000 | $245,000 | $1,196,000 | $93,000 | $882,000 |
| Asian | 313 | $61,539,000 | $196,000 | $748,000 | $83,000 | $500,000 |
| Black or African American | 195 | $33,829,000 | $173,000 | $464,000 | $62,000 | $264,000 |
| Not applicable | 70 | $20,391,000 | $291,000 | $625,000 | $78,000 | $342,000 |
| Native Hawaiian or Other Pacific Islander | 31 | $7,237,000 | $233,000 | $621,000 | $86,000 | $215,000 |
| American Indian or Alaskan Native | 20 | $3,642,000 | $182,000 | $370,000 | $70,000 | $146,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,015 | $484,419,000 | $240,000 | $1,950,000 | $107,000 | $1,706,000 |
| FHA-insured (Federal Housing Administration) | 1,869 | $366,383,000 | $196,000 | $746,000 | $66,000 | $328,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 167 | $26,876,000 | $160,000 | $356,000 | $45,000 | $99,000 |
| VA-guaranteed (Veterans Administration) | 144 | $31,183,000 | $216,000 | $459,000 | $67,000 | $201,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,635 | $556,989,000 | $211,000 | $746,000 | $87,000 | $1,706,000 |
| Application Withdrawn By Applicant | 1,123 | $259,381,000 | $230,000 | $1,950,000 | $80,000 | $882,000 |
| Application Denied By Financial Institution | 190 | $38,698,000 | $203,000 | $880,000 | $83,000 | $1,184,000 |
| Application Approved But Not Accepted | 174 | $37,542,000 | $215,000 | $626,000 | $82,000 | $336,000 |
| File Closed For Incompleteness | 73 | $16,251,000 | $222,000 | $1,000,000 | $77,000 | $322,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 65 | $14,339,000 | $220,000 | $695,000 | $75,000 | $808,000 |
| Collateral | 39 | $8,707,000 | $223,000 | $880,000 | $128,000 | $1,184,000 |
| Credit History | 27 | $4,371,000 | $161,000 | $344,000 | $54,000 | $117,000 |
| Other | 21 | $4,041,000 | $192,000 | $588,000 | $95,000 | $308,000 |
| Employment History | 11 | $2,124,000 | $193,000 | $649,000 | $39,000 | $62,000 |
| Unverifiable Information | 10 | $1,612,000 | $161,000 | $233,000 | $88,000 | $253,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $462,000 | $231,000 | $385,000 | $84,000 | $141,000 |
| Mortgage Insurance Denied | 1 | $211,000 | $211,000 | $211,000 | $67,000 | $67,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Summit Funding, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Summit Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.