Summit Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Summit Funding, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Summit Funding, Inc. 2241 Harvard St, Suite 200 Glendale, CA 95815 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 20,550 |
| Total Mortgage Loan Application Amount | $5,512,171,000 |
| Average Mortgage Loan Application Amount | $272,500 |
| Highest Mortgage Loan Application Amount | $2,520,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $2,482,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Summit Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Summit Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Summit Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Summit Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Summit Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Summit Funding, Inc.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento County California | 1,463 | $ 397,396,000 | $ 271,000 | $ 99,000 |
| Pima County Arizona | 1,330 | $ 220,656,000 | $ 165,000 | $ 84,000 |
| San Joaquin County California | 1,039 | $ 280,610,000 | $ 270,000 | $ 98,000 |
| Butte County California | 830 | $ 208,814,000 | $ 251,000 | $ 102,000 |
| Oakland County Michigan | 802 | $ 162,021,000 | $ 202,000 | $ 97,000 |
| Contra Costa County California | 800 | $ 301,202,000 | $ 376,000 | $ 117,000 |
| Washoe County Nevada | 770 | $ 190,864,000 | $ 247,000 | $ 86,000 |
| Lane County Oregon | 742 | $ 179,825,000 | $ 242,000 | $ 88,000 |
| Maricopa County Arizona | 677 | $ 157,335,000 | $ 232,000 | $ 95,000 |
| Orange County California | 577 | $ 291,725,000 | $ 505,000 | $ 165,000 |
| Sonoma County California | 438 | $ 197,124,000 | $ 450,000 | $ 139,000 |
| Placer County California | 428 | $ 163,357,000 | $ 381,000 | $ 142,000 |
| Benton County Washington | 418 | $ 69,695,000 | $ 166,000 | $ 71,000 |
| Riverside County California | 386 | $ 102,488,000 | $ 265,000 | $ 107,000 |
| San Diego County California | 367 | $ 166,163,000 | $ 452,000 | $ 125,000 |
| Los Angeles County California | 337 | $ 151,287,000 | $ 448,000 | $ 134,000 |
| Monterey County California | 324 | $ 136,763,000 | $ 422,000 | $ 138,000 |
| Wayne County Michigan | 283 | $ 42,097,000 | $ 148,000 | $ 71,000 |
| Solano County California | 282 | $ 89,597,000 | $ 317,000 | $ 111,000 |
| Stanislaus County California | 277 | $ 58,355,000 | $ 210,000 | $ 78,000 |
| Alameda County California | 265 | $ 134,925,000 | $ 509,000 | $ 152,000 |
| Macomb County Michigan | 257 | $ 41,623,000 | $ 161,000 | $ 72,000 |
| Mecklenburg County North Carolina | 248 | $ 51,701,000 | $ 208,000 | $ 85,000 |
| Dallas County Texas | 233 | $ 68,474,000 | $ 293,000 | $ 157,000 |
| San Bernardino County California | 213 | $ 48,915,000 | $ 229,000 | $ 105,000 |
| Merced County California | 204 | $ 47,212,000 | $ 231,000 | $ 91,000 |
| Hamilton County Ohio | 199 | $ 32,505,000 | $ 163,000 | $ 74,000 |
| Cook County Illinois | 189 | $ 59,832,000 | $ 316,000 | $ 138,000 |
| Multnomah County Oregon | 172 | $ 53,402,000 | $ 310,000 | $ 119,000 |
| Franklin County Washington | 163 | $ 25,784,000 | $ 158,000 | $ 74,000 |
| Plumas County California | 155 | $ 32,601,000 | $ 210,000 | $ 97,000 |
| Davidson County Tennessee | 143 | $ 32,548,000 | $ 227,000 | $ 86,000 |
| Pinal County Arizona | 129 | $ 20,791,000 | $ 161,000 | $ 62,000 |
| Shasta County California | 124 | $ 25,771,000 | $ 207,000 | $ 86,000 |
| Jackson County Oregon | 109 | $ 25,726,000 | $ 236,000 | $ 83,000 |
| Humboldt County California | 107 | $ 27,392,000 | $ 256,000 | $ 87,000 |
| Rutherford County Tennessee | 101 | $ 19,665,000 | $ 194,000 | $ 73,000 |
| Deschutes County Oregon | 100 | $ 31,415,000 | $ 314,000 | $ 128,000 |
| Santa Barbara County California | 96 | $ 31,304,000 | $ 326,000 | $ 94,000 |
| Lyon County Nevada | 93 | $ 18,211,000 | $ 195,000 | $ 73,000 |
| Clermont County Ohio | 92 | $ 13,564,000 | $ 147,000 | $ 65,000 |
| Elko County Nevada | 89 | $ 18,487,000 | $ 207,000 | $ 82,000 |
| East Baton Rouge County Louisiana | 87 | $ 13,170,000 | $ 151,000 | $ 55,000 |
| Sumner County Tennessee | 83 | $ 19,805,000 | $ 238,000 | $ 79,000 |
| Calaveras County California | 81 | $ 22,278,000 | $ 275,000 | $ 106,000 |
| El Dorado County California | 80 | $ 27,358,000 | $ 341,000 | $ 113,000 |
| San Benito County California | 80 | $ 35,575,000 | $ 444,000 | $ 132,000 |
| Yolo County California | 80 | $ 26,192,000 | $ 327,000 | $ 122,000 |
| Del Norte County California | 79 | $ 16,081,000 | $ 203,000 | $ 83,000 |
| Clark County Nevada | 79 | $ 17,562,000 | $ 222,000 | $ 87,000 |
| Lewis County Washington | 76 | $ 14,964,000 | $ 196,000 | $ 67,000 |
| Yuba County California | 75 | $ 17,347,000 | $ 231,000 | $ 74,000 |
| Nez Perce County Idaho | 75 | $ 12,637,000 | $ 168,000 | $ 78,000 |
| Iredell County North Carolina | 74 | $ 17,348,000 | $ 234,000 | $ 103,000 |
| Collin County Texas | 73 | $ 20,612,000 | $ 282,000 | $ 136,000 |
| Ventura County California | 71 | $ 30,152,000 | $ 424,000 | $ 115,000 |
| Clackamas County Oregon | 70 | $ 24,155,000 | $ 345,000 | $ 126,000 |
| Lassen County California | 69 | $ 12,864,000 | $ 186,000 | $ 82,000 |
| Genesee County Michigan | 68 | $ 11,468,000 | $ 168,000 | $ 79,000 |
| Honolulu County Hawaii | 67 | $ 31,346,000 | $ 467,000 | $ 148,000 |
| Santa Clara County California | 65 | $ 35,556,000 | $ 547,000 | $ 174,000 |
| Cabarrus County North Carolina | 65 | $ 9,998,000 | $ 153,000 | $ 63,000 |
| Wilson County Tennessee | 63 | $ 11,814,000 | $ 187,000 | $ 77,000 |
| Clark County Washington | 60 | $ 17,147,000 | $ 285,000 | $ 123,000 |
| Warren County Ohio | 57 | $ 11,040,000 | $ 193,000 | $ 89,000 |
| White Pine County Nevada | 56 | $ 7,485,000 | $ 133,000 | $ 63,000 |
| Denton County Texas | 56 | $ 15,724,000 | $ 280,000 | $ 124,000 |
| Santa Cruz County California | 51 | $ 20,823,000 | $ 408,000 | $ 144,000 |
| Kenton County Kentucky | 51 | $ 7,636,000 | $ 149,000 | $ 78,000 |
| St. Tammany County Louisiana | 50 | $ 8,559,000 | $ 171,000 | $ 65,000 |
| Washington County Oregon | 49 | $ 15,902,000 | $ 324,000 | $ 120,000 |
| Boone County Kentucky | 48 | $ 7,464,000 | $ 155,000 | $ 57,000 |
| Gaston County North Carolina | 48 | $ 6,460,000 | $ 134,000 | $ 49,000 |
| Washtenaw County Michigan | 47 | $ 11,689,000 | $ 248,000 | $ 120,000 |
| San Francisco County California | 44 | $ 26,401,000 | $ 600,000 | $ 186,000 |
| Tehama County California | 43 | $ 8,398,000 | $ 195,000 | $ 70,000 |
| Butler County Ohio | 43 | $ 6,794,000 | $ 158,000 | $ 105,000 |
| Tarrant County Texas | 43 | $ 10,658,000 | $ 247,000 | $ 93,000 |
| Livingston County Michigan | 42 | $ 9,692,000 | $ 230,000 | $ 95,000 |
| Linn County Oregon | 42 | $ 8,225,000 | $ 195,000 | $ 68,000 |
| Williamson County Tennessee | 40 | $ 12,246,000 | $ 306,000 | $ 114,000 |
| Rowan County North Carolina | 37 | $ 5,048,000 | $ 136,000 | $ 55,000 |
| Union County North Carolina | 35 | $ 8,694,000 | $ 248,000 | $ 84,000 |
| Maury County Tennessee | 35 | $ 6,795,000 | $ 194,000 | $ 76,000 |
| Asotin County Washington | 33 | $ 4,839,000 | $ 146,000 | $ 56,000 |
| Lake County California | 32 | $ 6,622,000 | $ 206,000 | $ 73,000 |
| Marin County California | 32 | $ 16,472,000 | $ 514,000 | $ 144,000 |
| Kern County California | 31 | $ 6,341,000 | $ 204,000 | $ 99,000 |
| Napa County California | 30 | $ 12,146,000 | $ 404,000 | $ 160,000 |
| Orleans County Louisiana | 30 | $ 4,461,000 | $ 148,000 | $ 54,000 |
| Carson City County Nevada | 30 | $ 6,202,000 | $ 206,000 | $ 77,000 |
| Fresno County California | 29 | $ 6,726,000 | $ 231,000 | $ 111,000 |
| Gwinnett County Georgia | 29 | $ 6,632,000 | $ 228,000 | $ 87,000 |
| Ascension County Louisiana | 28 | $ 5,360,000 | $ 191,000 | $ 81,000 |
| San Mateo County California | 27 | $ 15,206,000 | $ 563,000 | $ 156,000 |
| Humboldt County Nevada | 27 | $ 3,862,000 | $ 143,000 | $ 69,000 |
| Clatsop County Oregon | 27 | $ 7,819,000 | $ 289,000 | $ 136,000 |
| Douglas County Oregon | 26 | $ 6,172,000 | $ 237,000 | $ 67,000 |
| Glenn County California | 25 | $ 4,792,000 | $ 191,000 | $ 68,000 |
| Sutter County California | 25 | $ 4,866,000 | $ 194,000 | $ 88,000 |
| Tillamook County Oregon | 25 | $ 6,682,000 | $ 267,000 | $ 96,000 |
| Santa Cruz County Arizona | 24 | $ 4,307,000 | $ 179,000 | $ 86,000 |
| Kaufman County Texas | 24 | $ 4,110,000 | $ 171,000 | $ 59,000 |
| Siskiyou County California | 23 | $ 3,488,000 | $ 151,000 | $ 75,000 |
| San Luis Obispo County California | 22 | $ 11,151,000 | $ 506,000 | $ 154,000 |
| Lincoln County North Carolina | 22 | $ 3,087,000 | $ 140,000 | $ 56,000 |
| Robertson County Tennessee | 22 | $ 3,795,000 | $ 172,000 | $ 55,000 |
| Mohave County Arizona | 21 | $ 3,149,000 | $ 149,000 | $ 80,000 |
| Livingston County Louisiana | 21 | $ 3,295,000 | $ 156,000 | $ 62,000 |
| Lapeer County Michigan | 21 | $ 4,040,000 | $ 192,000 | $ 75,000 |
| Churchill County Nevada | 21 | $ 3,801,000 | $ 181,000 | $ 64,000 |
| Brown County Ohio | 21 | $ 2,477,000 | $ 117,000 | $ 55,000 |
| York County South Carolina | 21 | $ 3,803,000 | $ 181,000 | $ 65,000 |
| Hunt County Texas | 21 | $ 3,307,000 | $ 157,000 | $ 66,000 |
| Grant County Washington | 21 | $ 2,204,000 | $ 104,000 | $ 50,000 |
| Nevada County California | 20 | $ 6,695,000 | $ 334,000 | $ 125,000 |
| Monroe County Michigan | 20 | $ 3,953,000 | $ 197,000 | $ 75,000 |
| Catawba County North Carolina | 20 | $ 2,878,000 | $ 143,000 | $ 79,000 |
| Tuolumne County California | 19 | $ 4,575,000 | $ 240,000 | $ 117,000 |
| Cobb County Georgia | 19 | $ 3,917,000 | $ 206,000 | $ 77,000 |
| Latah County Idaho | 19 | $ 3,237,000 | $ 170,000 | $ 87,000 |
| Campbell County Kentucky | 18 | $ 3,474,000 | $ 193,000 | $ 103,000 |
| St. Clair County Michigan | 18 | $ 3,342,000 | $ 185,000 | $ 120,000 |
| Klamath County Oregon | 18 | $ 2,694,000 | $ 149,000 | $ 66,000 |
| Montgomery County Ohio | 17 | $ 2,634,000 | $ 154,000 | $ 62,000 |
| Amador County California | 16 | $ 4,521,000 | $ 282,000 | $ 112,000 |
| Spokane County Washington | 16 | $ 3,280,000 | $ 205,000 | $ 72,000 |
| Colusa County California | 15 | $ 2,903,000 | $ 193,000 | $ 68,000 |
| Madera County California | 15 | $ 2,552,000 | $ 170,000 | $ 69,000 |
| Tangipahoa County Louisiana | 15 | $ 2,439,000 | $ 162,000 | $ 71,000 |
| Yavapai County Arizona | 14 | $ 2,971,000 | $ 212,000 | $ 74,000 |
| Mendocino County California | 14 | $ 3,855,000 | $ 275,000 | $ 100,000 |
| Modoc County California | 14 | $ 1,631,000 | $ 116,000 | $ 94,000 |
| DeKalb County Georgia | 14 | $ 2,958,000 | $ 211,000 | $ 90,000 |
| Kane County Illinois | 14 | $ 3,595,000 | $ 256,000 | $ 95,000 |
| Jefferson County Louisiana | 14 | $ 2,036,000 | $ 145,000 | $ 54,000 |
| Lincoln County Oregon | 14 | $ 2,737,000 | $ 195,000 | $ 88,000 |
| Rockwall County Texas | 14 | $ 2,974,000 | $ 212,000 | $ 84,000 |
| Kauai County Hawaii | 12 | $ 7,200,000 | $ 600,000 | $ 208,000 |
| Dearborn County Indiana | 12 | $ 1,698,000 | $ 141,000 | $ 49,000 |
| Douglas County Nevada | 12 | $ 3,207,000 | $ 267,000 | $ 125,000 |
| Gila County Arizona | 11 | $ 2,584,000 | $ 234,000 | $ 185,000 |
| Paulding County Georgia | 11 | $ 2,010,000 | $ 182,000 | $ 63,000 |
| Lake County Illinois | 11 | $ 3,746,000 | $ 340,000 | $ 140,000 |
| Smith County Tennessee | 11 | $ 1,844,000 | $ 167,000 | $ 52,000 |
| Trinity County California | 10 | $ 2,031,000 | $ 203,000 | $ 71,000 |
| DuPage County Illinois | 10 | $ 3,664,000 | $ 366,000 | $ 201,000 |
| Cheatham County Tennessee | 10 | $ 2,392,000 | $ 239,000 | $ 79,000 |
| Montgomery County Tennessee | 10 | $ 1,503,000 | $ 150,000 | $ 52,000 |
| Walla Walla County Washington | 10 | $ 2,485,000 | $ 248,000 | $ 85,000 |
| Cochise County Arizona | 9 | $ 860,000 | $ 95,000 | $ 51,000 |
| Tulare County California | 9 | $ 2,036,000 | $ 226,000 | $ 98,000 |
| Cherokee County Georgia | 9 | $ 1,879,000 | $ 208,000 | $ 91,000 |
| Manistee County Michigan | 9 | $ 1,075,000 | $ 119,000 | $ 55,000 |
| Pershing County Nevada | 9 | $ 1,105,000 | $ 122,000 | $ 45,000 |
| Josephine County Oregon | 9 | $ 2,301,000 | $ 255,000 | $ 70,000 |
| Marion County Oregon | 9 | $ 2,059,000 | $ 228,000 | $ 55,000 |
| Bedford County Tennessee | 9 | $ 2,047,000 | $ 227,000 | $ 73,000 |
| Yakima County Washington | 9 | $ 1,492,000 | $ 165,000 | $ 62,000 |
| Sierra County California | 8 | $ 1,651,000 | $ 206,000 | $ 74,000 |
| Forsyth County Georgia | 8 | $ 1,904,000 | $ 238,000 | $ 86,000 |
| Hawaii County Hawaii | 8 | $ 2,743,000 | $ 342,000 | $ 160,000 |
| Ada County Idaho | 8 | $ 1,814,000 | $ 226,000 | $ 134,000 |
| West Baton Rouge County Louisiana | 8 | $ 1,610,000 | $ 201,000 | $ 81,000 |
| Storey County Nevada | 8 | $ 1,831,000 | $ 228,000 | $ 53,000 |
| Polk County Oregon | 8 | $ 1,996,000 | $ 249,000 | $ 91,000 |
| Lancaster County South Carolina | 8 | $ 1,481,000 | $ 185,000 | $ 91,000 |
| Van Zandt County Texas | 8 | $ 968,000 | $ 121,000 | $ 58,000 |
| Pierce County Washington | 8 | $ 2,176,000 | $ 272,000 | $ 110,000 |
| Highland County Ohio | 7 | $ 1,175,000 | $ 167,000 | $ 71,000 |
| Yamhill County Oregon | 7 | $ 1,929,000 | $ 275,000 | $ 69,000 |
| Lawrence County Tennessee | 7 | $ 731,000 | $ 104,000 | $ 48,000 |
| Thurston County Washington | 7 | $ 1,466,000 | $ 209,000 | $ 58,000 |
| Alexander County North Carolina | 6 | $ 820,000 | $ 136,000 | $ 63,000 |
| Cleveland County North Carolina | 6 | $ 492,000 | $ 82,000 | $ 34,000 |
| Forsyth County North Carolina | 6 | $ 1,200,000 | $ 200,000 | $ 90,000 |
| Stanly County North Carolina | 6 | $ 642,000 | $ 107,000 | $ 57,000 |
| Coffee County Tennessee | 6 | $ 963,000 | $ 160,000 | $ 58,000 |
| Ellis County Texas | 6 | $ 1,393,000 | $ 232,000 | $ 102,000 |
| Cowlitz County Washington | 6 | $ 1,211,000 | $ 201,000 | $ 69,000 |
| Mason County Washington | 6 | $ 1,095,000 | $ 182,000 | $ 133,000 |
| Whitman County Washington | 6 | $ 962,000 | $ 160,000 | $ 63,000 |
| Osceola County Florida | 5 | $ 1,116,000 | $ 223,000 | $ 75,000 |
| Barrow County Georgia | 5 | $ 703,000 | $ 140,000 | $ 52,000 |
| Fulton County Georgia | 5 | $ 1,121,000 | $ 224,000 | $ 92,000 |
| Henry County Georgia | 5 | $ 955,000 | $ 191,000 | $ 82,000 |
| Jackson County Georgia | 5 | $ 857,000 | $ 171,000 | $ 75,000 |
| Maui County Hawaii | 5 | $ 2,823,000 | $ 564,000 | $ 190,000 |
| Kootenai County Idaho | 5 | $ 1,292,000 | $ 258,000 | $ 93,000 |
| St. Bernard County Louisiana | 5 | $ 865,000 | $ 173,000 | $ 88,000 |
| St. John the Baptist County Louisiana | 5 | $ 746,000 | $ 149,000 | $ 48,000 |
| Jackson County Michigan | 5 | $ 845,000 | $ 169,000 | $ 60,000 |
| Benton County Oregon | 5 | $ 1,272,000 | $ 254,000 | $ 149,000 |
| Crook County Oregon | 5 | $ 1,028,000 | $ 205,000 | $ 57,000 |
| Curry County Oregon | 5 | $ 1,318,000 | $ 263,000 | $ 131,000 |
| Jefferson County Oregon | 5 | $ 691,000 | $ 138,000 | $ 71,000 |
| Marshall County Tennessee | 5 | $ 741,000 | $ 148,000 | $ 74,000 |
| Johnson County Texas | 5 | $ 770,000 | $ 154,000 | $ 59,000 |
| King County Washington | 5 | $ 2,346,000 | $ 469,000 | $ 132,000 |
| Navajo County Arizona | 4 | $ 770,000 | $ 192,000 | $ 62,000 |
| Mariposa County California | 4 | $ 751,000 | $ 187,000 | $ 51,000 |
| Adams County Colorado | 4 | $ 855,000 | $ 213,000 | $ 59,000 |
| Arapahoe County Colorado | 4 | $ 1,089,000 | $ 272,000 | $ 85,000 |
| Larimer County Colorado | 4 | $ 1,531,000 | $ 382,000 | $ 134,000 |
| Weld County Colorado | 4 | $ 1,020,000 | $ 255,000 | $ 80,000 |
| Rockdale County Georgia | 4 | $ 902,000 | $ 225,000 | $ 82,000 |
| Idaho County Idaho | 4 | $ 424,000 | $ 106,000 | $ 64,000 |
| McHenry County Illinois | 4 | $ 983,000 | $ 245,000 | $ 100,000 |
| Kent County Michigan | 4 | $ 719,000 | $ 179,000 | $ 73,000 |
| Lenawee County Michigan | 4 | $ 604,000 | $ 151,000 | $ 77,000 |
| Shiawassee County Michigan | 4 | $ 475,000 | $ 118,000 | $ 65,000 |
| Mineral County Nevada | 4 | $ 469,000 | $ 117,000 | $ 71,000 |
| Burke County North Carolina | 4 | $ 560,000 | $ 140,000 | $ 43,000 |
| Guilford County North Carolina | 4 | $ 528,000 | $ 132,000 | $ 88,000 |
| Clinton County Ohio | 4 | $ 448,000 | $ 112,000 | $ 57,000 |
| Franklin County Ohio | 4 | $ 506,000 | $ 126,000 | $ 62,000 |
| Columbia County Oregon | 4 | $ 1,285,000 | $ 321,000 | $ 99,000 |
| DeKalb County Tennessee | 4 | $ 346,000 | $ 86,000 | $ 40,000 |
| Grayson County Texas | 4 | $ 965,000 | $ 241,000 | $ 137,000 |
| Harris County Texas | 4 | $ 1,038,000 | $ 259,000 | $ 77,000 |
| Smith County Texas | 4 | $ 728,000 | $ 182,000 | $ 125,000 |
| Travis County Texas | 4 | $ 1,583,000 | $ 395,000 | $ 252,000 |
| Bartow County Georgia | 3 | $ 414,000 | $ 138,000 | $ 47,000 |
| Carroll County Georgia | 3 | $ 456,000 | $ 152,000 | $ 76,000 |
| Fayette County Georgia | 3 | $ 367,000 | $ 122,000 | $ 39,000 |
| Canyon County Idaho | 3 | $ 463,000 | $ 154,000 | $ 69,000 |
| Iberville County Louisiana | 3 | $ 548,000 | $ 182,000 | $ 74,000 |
| Lafayette County Louisiana | 3 | $ 495,000 | $ 165,000 | $ 52,000 |
| Cumberland County Maine | 3 | $ 654,000 | $ 218,000 | $ 352,000 |
| Nye County Nevada | 3 | $ 400,000 | $ 133,000 | $ 89,000 |
| Davie County North Carolina | 3 | $ 440,000 | $ 146,000 | $ 81,000 |
| Coos County Oregon | 3 | $ 366,000 | $ 122,000 | $ 47,000 |
| Franklin County Tennessee | 3 | $ 513,000 | $ 171,000 | $ 39,000 |
| Knox County Tennessee | 3 | $ 591,000 | $ 197,000 | $ 62,000 |
| Trousdale County Tennessee | 3 | $ 376,000 | $ 125,000 | $ 55,000 |
| Fort Bend County Texas | 3 | $ 662,000 | $ 220,000 | $ 131,000 |
| Williamson County Texas | 3 | $ 777,000 | $ 259,000 | $ 111,000 |
| Pacific County Washington | 3 | $ 594,000 | $ 198,000 | $ 117,000 |
| Snohomish County Washington | 3 | $ 1,442,000 | $ 480,000 | $ 102,000 |
| Madison County Alabama | 2 | $ 346,000 | $ 173,000 | $ 60,000 |
| Alpine County California | 2 | $ 579,000 | $ 289,000 | $ 606,000 |
| Kings County California | 2 | $ 391,000 | $ 195,000 | $ 33,000 |
| Duval County Florida | 2 | $ 334,000 | $ 167,000 | $ 72,000 |
| Polk County Florida | 2 | $ 329,000 | $ 164,000 | $ 75,000 |
| Butts County Georgia | 2 | $ 213,000 | $ 106,000 | $ 53,000 |
| Clayton County Georgia | 2 | $ 302,000 | $ 151,000 | $ 45,000 |
| Hall County Georgia | 2 | $ 389,000 | $ 194,000 | $ 119,000 |
| Newton County Georgia | 2 | $ 306,000 | $ 153,000 | $ 58,000 |
| Walton County Georgia | 2 | $ 224,000 | $ 112,000 | $ 59,000 |
| Ohio County Indiana | 2 | $ 406,000 | $ 203,000 | $ 111,000 |
| Ripley County Indiana | 2 | $ 254,000 | $ 127,000 | $ 48,000 |
| Grant County Kentucky | 2 | $ 253,000 | $ 126,000 | $ 102,000 |
| East Feliciana County Louisiana | 2 | $ 740,000 | $ 370,000 | $ 173,000 |
| Grand Traverse County Michigan | 2 | $ 235,000 | $ 117,000 | $ 155,000 |
| Iosco County Michigan | 2 | $ 325,000 | $ 162,000 | $ 103,000 |
| Kalamazoo County Michigan | 2 | $ 312,000 | $ 156,000 | $ 66,000 |
| Lake County Michigan | 2 | $ 137,000 | $ 68,000 | $ 31,000 |
| Mason County Michigan | 2 | $ 160,000 | $ 80,000 | $ 39,000 |
| Tuscola County Michigan | 2 | $ 378,000 | $ 189,000 | $ 66,000 |
| Sandoval County New Mexico | 2 | $ 431,000 | $ 215,000 | $ 139,000 |
| Caldwell County North Carolina | 2 | $ 256,000 | $ 128,000 | $ 71,000 |
| Henry County Ohio | 2 | $ 289,000 | $ 144,000 | $ 64,000 |
| Portage County Ohio | 2 | $ 174,000 | $ 87,000 | $ 175,000 |
| Preble County Ohio | 2 | $ 298,000 | $ 149,000 | $ 72,000 |
| Union County Oregon | 2 | $ 468,000 | $ 234,000 | $ 103,000 |
| Wasco County Oregon | 2 | $ 189,000 | $ 94,000 | $ 60,000 |
| Georgetown County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 210,000 |
| Giles County Tennessee | 2 | $ 183,000 | $ 91,000 | $ 32,000 |
| Shelby County Tennessee | 2 | $ 292,000 | $ 146,000 | $ 77,000 |
| Hopkins County Texas | 2 | $ 344,000 | $ 172,000 | $ 84,000 |
| Midland County Texas | 2 | $ 574,000 | $ 287,000 | $ 99,000 |
| Montgomery County Texas | 2 | $ 671,000 | $ 335,000 | $ 164,000 |
| Rains County Texas | 2 | $ 289,000 | $ 144,000 | $ 89,000 |
| Island County Washington | 2 | $ 530,000 | $ 265,000 | $ 128,000 |
| Klickitat County Washington | 2 | $ 377,000 | $ 188,000 | $ 57,000 |
| Jefferson County Alabama | 1 | $ 200,000 | $ 200,000 | $ 34,000 |
| Limestone County Alabama | 1 | $ 323,000 | $ 323,000 | $ 93,000 |
| Apache County Arizona | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Graham County Arizona | 1 | $ 200,000 | $ 200,000 | $ 103,000 |
| Denver County Colorado | 1 | $ 352,000 | $ 352,000 | $ 144,000 |
| Douglas County Colorado | 1 | $ 364,000 | $ 364,000 | $ 173,000 |
| El Paso County Colorado | 1 | $ 168,000 | $ 168,000 | $ 145,000 |
| Jefferson County Colorado | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Mesa County Colorado | 1 | $ 161,000 | $ 161,000 | $ 142,000 |
| Clay County Florida | 1 | $ 182,000 | $ 182,000 | $ 61,000 |
| Hernando County Florida | 1 | $ 266,000 | $ 266,000 | $ 192,000 |
| Nassau County Florida | 1 | $ 336,000 | $ 336,000 | $ 76,000 |
| Palm Beach County Florida | 1 | $ 290,000 | $ 290,000 | $ 94,000 |
| Sarasota County Florida | 1 | $ 167,000 | $ 167,000 | $ 41,000 |
| Dawson County Georgia | 1 | $ 520,000 | $ 520,000 | $ 85,000 |
| Fannin County Georgia | 1 | $ 276,000 | $ 276,000 | $ 81,000 |
| Meriwether County Georgia | 1 | $ 298,000 | $ 298,000 | $ 86,000 |
| Pickens County Georgia | 1 | $ 331,000 | $ 331,000 | $ 168,000 |
| Polk County Georgia | 1 | $ 99,000 | $ 99,000 | $ 33,000 |
| Benewah County Idaho | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| Cassia County Idaho | 1 | $ 103,000 | $ 103,000 | $ 25,000 |
| Clearwater County Idaho | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Madison County Idaho | 1 | $ 164,000 | $ 164,000 | $ 33,000 |
| Shoshone County Idaho | 1 | $ 58,000 | $ 58,000 | $ 147,000 |
| Teton County Idaho | 1 | $ 261,000 | $ 261,000 | $ 341,000 |
| Will County Illinois | 1 | $ 128,000 | $ 128,000 | $ 178,000 |
| Franklin County Indiana | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Lake County Indiana | 1 | $ 264,000 | $ 264,000 | $ 85,000 |
| LaPorte County Indiana | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Marion County Indiana | 1 | $ 320,000 | $ 320,000 | $ 196,000 |
| Switzerland County Indiana | 1 | $ 238,000 | $ 238,000 | $ 63,000 |
| Boyd County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 61,000 |
| Bracken County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Gallatin County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 62,000 |
| Harrison County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 55,000 |
| Lyon County Kentucky | 1 | $ 268,000 | $ 268,000 | $ 171,000 |
| Owen County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 53,000 |
| Assumption County Louisiana | 1 | $ 209,000 | $ 209,000 | $ 57,000 |
| Plaquemines County Louisiana | 1 | $ 208,000 | $ 208,000 | $ 103,000 |
| Pointe Coupee County Louisiana | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| St. Charles County Louisiana | 1 | $ 147,000 | $ 147,000 | $ 90,000 |
| St. James County Louisiana | 1 | $ 141,000 | $ 141,000 | $ 41,000 |
| Washington County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| Benzie County Michigan | 1 | $ 224,000 | $ 224,000 | $ 102,000 |
| Berrien County Michigan | 1 | $ 252,000 | $ 252,000 | $ 420,000 |
| Charlevoix County Michigan | 1 | $ 116,000 | $ 116,000 | $ 214,000 |
| Eaton County Michigan | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Gladwin County Michigan | 1 | $ 143,000 | $ 143,000 | $ 69,000 |
| Ingham County Michigan | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| Isabella County Michigan | 1 | $ 60,000 | $ 60,000 | $ 233,000 |
| Midland County Michigan | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| Muskegon County Michigan | 1 | $ 166,000 | $ 166,000 | $ 62,000 |
| Otsego County Michigan | 1 | $ 149,000 | $ 149,000 | $ 339,000 |
| Ottawa County Michigan | 1 | $ 227,000 | $ 227,000 | $ 62,000 |
| Sanilac County Michigan | 1 | $ 132,000 | $ 132,000 | $ 28,000 |
| St. Joseph County Michigan | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| Lander County Nevada | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| Lincoln County Nevada | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Lincoln County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Craven County North Carolina | 1 | $ 386,000 | $ 386,000 | $ 180,000 |
| Davidson County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 32,000 |
| Hertford County North Carolina | 1 | $ 337,000 | $ 337,000 | $ 210,000 |
| Moore County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 47,000 |
| Onslow County North Carolina | 1 | $ 299,000 | $ 299,000 | $ 174,000 |
| Randolph County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Rutherford County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 63,000 |
| Vance County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 131,000 |
| Wake County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 104,000 |
| Warren County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 140,000 |
| Adams County Ohio | 1 | $ 346,000 | $ 346,000 | $ 88,000 |
| Clark County Ohio | 1 | $ 112,000 | $ 112,000 | $ 33,000 |
| Delaware County Ohio | 1 | $ 332,000 | $ 332,000 | $ 82,000 |
| Erie County Ohio | 1 | $ 68,000 | $ 68,000 | $ 64,000 |
| Fairfield County Ohio | 1 | $ 128,000 | $ 128,000 | $ 57,000 |
| Licking County Ohio | 1 | $ 141,000 | $ 141,000 | $ 138,000 |
| Lorain County Ohio | 1 | $ 224,000 | $ 224,000 | $ 191,000 |
| Lucas County Ohio | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Madison County Ohio | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Summit County Ohio | 1 | $ 376,000 | $ 376,000 | $ 105,000 |
| Baker County Oregon | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Hood River County Oregon | 1 | $ 424,000 | $ 424,000 | $ 108,000 |
| Lake County Oregon | 1 | $ 149,000 | $ 149,000 | $ 47,000 |
| Malheur County Oregon | 1 | $ 73,000 | $ 73,000 | $ 29,000 |
| Wallowa County Oregon | 1 | $ 90,000 | $ 90,000 | $ 272,000 |
| Anderson County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 29,000 |
| Beaufort County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 98,000 |
| Dorchester County South Carolina | 1 | $ 202,000 | $ 202,000 | $ 138,000 |
| Greenville County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 40,000 |
| Dickson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Grundy County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Hamilton County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 76,000 |
| Hawkins County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 52,000 |
| Jefferson County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Lewis County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 25,000 |
| Macon County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Moore County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Putnam County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
| Warren County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Bexar County Texas | 1 | $ 286,000 | $ 286,000 | $ 129,000 |
| Ector County Texas | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Fannin County Texas | 1 | $ 189,000 | $ 189,000 | $ 61,000 |
| Hays County Texas | 1 | $ 424,000 | $ 424,000 | $ 125,000 |
| Henderson County Texas | 1 | $ 134,000 | $ 134,000 | $ 101,000 |
| McLennan County Texas | 1 | $ 404,000 | $ 404,000 | $ 186,000 |
| Parker County Texas | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Wise County Texas | 1 | $ 270,000 | $ 270,000 | $ 131,000 |
| Wood County Texas | 1 | $ 127,000 | $ 127,000 | $ 86,000 |
| Albemarle County Virginia | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| Buckingham County Virginia | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 207,000 | $ 207,000 | $ 75,000 |
| Fluvanna County Virginia | 1 | $ 147,000 | $ 147,000 | $ 72,000 |
| Chelan County Washington | 1 | $ 275,000 | $ 275,000 | $ 158,000 |
| Columbia County Washington | 1 | $ 71,000 | $ 71,000 | $ 109,000 |
| Grays Harbor County Washington | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Kitsap County Washington | 1 | $ 222,000 | $ 222,000 | $ 60,000 |
| Lincoln County Washington | 1 | $ 98,000 | $ 98,000 | $ 43,000 |
| Skamania County Washington | 1 | $ 234,000 | $ 234,000 | $ 76,000 |
| Milwaukee County Wisconsin | 1 | $ 183,000 | $ 183,000 | $ 137,000 |
| Ozaukee County Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 115,000 |
| Walworth County Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 422,000 |
| Washington County Wisconsin | 1 | $ 242,000 | $ 242,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Summit Funding, Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16,301 | $4,317,846,000 | $264,000 | $2,520,000 | $99,000 | $1,944,000 |
| Refinancing | 4,249 | $1,194,325,000 | $281,000 | $2,180,000 | $109,000 | $2,482,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,220 | $3,848,865,000 | $270,000 | $2,520,000 | $105,000 | $2,482,000 |
| Hispanic | 3,139 | $753,296,000 | $239,000 | $2,100,000 | $80,000 | $2,376,000 |
| Black or African American | 1,240 | $284,553,000 | $229,000 | $998,000 | $82,000 | $629,000 |
| Asian | 1,095 | $374,800,000 | $342,000 | $1,484,000 | $124,000 | $837,000 |
| Not Provided | 568 | $162,668,000 | $286,000 | $1,408,000 | $106,000 | $961,000 |
| Native Hawaiian or Other Pacific Islander | 145 | $48,667,000 | $335,000 | $1,244,000 | $108,000 | $340,000 |
| American Indian or Alaskan Native | 143 | $39,322,000 | $274,000 | $804,000 | $98,000 | $551,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,885 | $3,583,189,000 | $278,000 | $2,520,000 | $115,000 | $2,482,000 |
| FHA-insured (Federal Housing Administration) | 5,669 | $1,352,955,000 | $238,000 | $939,000 | $75,000 | $1,020,000 |
| VA-guaranteed (Veterans Administration) | 1,665 | $521,024,000 | $312,000 | $1,637,000 | $86,000 | $531,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 331 | $55,003,000 | $166,000 | $630,000 | $52,000 | $134,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,511 | $3,856,053,000 | $265,000 | $2,520,000 | $100,000 | $2,306,000 |
| Application Withdrawn By Applicant | 4,547 | $1,219,061,000 | $268,000 | $2,180,000 | $102,000 | $2,482,000 |
| Application Denied By Financial Institution | 1,040 | $295,835,000 | $284,000 | $2,213,000 | $108,000 | $1,570,000 |
| Application Approved But Not Accepted | 435 | $135,005,000 | $310,000 | $1,399,000 | $110,000 | $483,000 |
| File Closed For Incompleteness | 17 | $6,217,000 | $365,000 | $636,000 | $115,000 | $302,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 396 | $110,348,000 | $278,000 | $1,800,000 | $102,000 | $1,020,000 |
| Collateral | 117 | $23,815,000 | $203,000 | $630,000 | $82,000 | $321,000 |
| Unverifiable Information | 112 | $39,578,000 | $353,000 | $1,325,000 | $195,000 | $1,570,000 |
| Credit History | 102 | $28,922,000 | $283,000 | $1,200,000 | $97,000 | $450,000 |
| Debt-To-Income Ratio | 60 | $18,819,000 | $313,000 | $1,000,000 | $91,000 | $544,000 |
| Credit Application Incomplete | 58 | $21,477,000 | $370,000 | $2,213,000 | $117,000 | $837,000 |
| Employment History | 29 | $7,348,000 | $253,000 | $704,000 | $74,000 | $326,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $5,164,000 | $286,000 | $636,000 | $88,000 | $201,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Summit Funding, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Summit Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.