Suncoast Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Suncoast Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Suncoast Credit Union 6801 E Hillsborough Ave Tampa, FL 33610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 17,410 |
| Total Mortgage Loan Application Amount | $2,309,360,000 |
| Average Mortgage Loan Application Amount | $150,000 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $97,200 |
| Highest Applicant Income | $9,700,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Suncoast Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Suncoast Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Suncoast Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Suncoast Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Suncoast Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Suncoast Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lee County Florida | 3,995 | $ 522,585,000 | $ 130,000 | $ 94,000 |
| Hillsborough County Florida | 3,843 | $ 525,175,000 | $ 136,000 | $ 100,000 |
| Pasco County Florida | 1,697 | $ 221,695,000 | $ 130,000 | $ 105,000 |
| Collier County Florida | 1,304 | $ 196,150,000 | $ 150,000 | $ 105,000 |
| Hernando County Florida | 984 | $ 105,130,000 | $ 106,000 | $ 79,000 |
| Charlotte County Florida | 908 | $ 105,050,000 | $ 115,000 | $ 83,000 |
| Manatee County Florida | 886 | $ 125,500,000 | $ 141,000 | $ 107,000 |
| Pinellas County Florida | 761 | $ 112,345,000 | $ 147,000 | $ 111,000 |
| Citrus County Florida | 749 | $ 76,245,000 | $ 101,000 | $ 75,000 |
| Sarasota County Florida | 721 | $ 101,725,000 | $ 141,000 | $ 93,000 |
| Polk County Florida | 346 | $ 43,790,000 | $ 126,000 | $ 89,000 |
| Sumter County Florida | 122 | $ 15,450,000 | $ 126,000 | $ 99,000 |
| Marion County Florida | 108 | $ 12,240,000 | $ 113,000 | $ 114,000 |
| Hendry County Florida | 91 | $ 11,015,000 | $ 121,000 | $ 80,000 |
| Orange County Florida | 76 | $ 12,820,000 | $ 168,000 | $ 128,000 |
| Broward County Florida | 74 | $ 11,840,000 | $ 160,000 | $ 122,000 |
| DeSoto County Florida | 72 | $ 7,610,000 | $ 105,000 | $ 74,000 |
| Lake County Florida | 66 | $ 10,260,000 | $ 155,000 | $ 113,000 |
| Palm Beach County Florida | 58 | $ 8,510,000 | $ 146,000 | $ 195,000 |
| Miami-Dade County Florida | 56 | $ 9,510,000 | $ 169,000 | $ 135,000 |
| Highlands County Florida | 54 | $ 6,290,000 | $ 116,000 | $ 82,000 |
| Hardee County Florida | 49 | $ 4,755,000 | $ 97,000 | $ 81,000 |
| Levy County Florida | 43 | $ 5,065,000 | $ 117,000 | $ 90,000 |
| Seminole County Florida | 38 | $ 6,470,000 | $ 170,000 | $ 149,000 |
| Alachua County Florida | 25 | $ 4,215,000 | $ 168,000 | $ 108,000 |
| Osceola County Florida | 24 | $ 3,890,000 | $ 162,000 | $ 100,000 |
| Volusia County Florida | 24 | $ 3,440,000 | $ 143,000 | $ 102,000 |
| Brevard County Florida | 22 | $ 4,060,000 | $ 184,000 | $ 86,000 |
| Duval County Florida | 18 | $ 2,350,000 | $ 130,000 | $ 82,000 |
| St. Johns County Florida | 18 | $ 3,040,000 | $ 168,000 | $ 178,000 |
| St. Lucie County Florida | 14 | $ 1,780,000 | $ 127,000 | $ 103,000 |
| Gilchrist County Florida | 13 | $ 1,365,000 | $ 105,000 | $ 133,000 |
| Leon County Florida | 13 | $ 2,285,000 | $ 175,000 | $ 126,000 |
| Glades County Florida | 11 | $ 1,175,000 | $ 106,000 | $ 88,000 |
| Dixie County Florida | 8 | $ 510,000 | $ 63,000 | $ 90,000 |
| Clay County Florida | 7 | $ 1,175,000 | $ 167,000 | $ 78,000 |
| Bay County Florida | 6 | $ 1,380,000 | $ 230,000 | $ 108,000 |
| Flagler County Florida | 5 | $ 1,075,000 | $ 215,000 | $ 90,000 |
| Martin County Florida | 5 | $ 1,275,000 | $ 255,000 | $ 117,000 |
| Suwannee County Florida | 5 | $ 835,000 | $ 167,000 | $ 99,000 |
| Monroe County Florida | 4 | $ 2,270,000 | $ 567,000 | $ 402,000 |
| Okaloosa County Florida | 3 | $ 505,000 | $ 168,000 | $ 100,000 |
| Putnam County Florida | 3 | $ 135,000 | $ 45,000 | $ 62,000 |
| Bradford County Florida | 2 | $ 620,000 | $ 310,000 | $ 140,000 |
| Columbia County Florida | 2 | $ 430,000 | $ 215,000 | $ 75,000 |
| Indian River County Florida | 2 | $ 420,000 | $ 210,000 | $ 58,000 |
| Madison County Florida | 2 | $ 370,000 | $ 185,000 | $ 70,000 |
| Nassau County Florida | 2 | $ 450,000 | $ 225,000 | $ 228,000 |
| Okeechobee County Florida | 2 | $ 330,000 | $ 165,000 | $ 143,000 |
| Santa Rosa County Florida | 2 | $ 330,000 | $ 165,000 | $ 166,000 |
| Wakulla County Florida | 2 | $ 360,000 | $ 180,000 | $ 112,000 |
| Chatham County Georgia | 2 | $ 520,000 | $ 260,000 | $ 88,000 |
| DeKalb County Georgia | 2 | $ 260,000 | $ 130,000 | $ 67,000 |
| Dougherty County Georgia | 2 | $ 120,000 | $ 60,000 | $ 17,000 |
| Towns County Georgia | 2 | $ 540,000 | $ 270,000 | $ 60,000 |
| Haywood County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 66,000 |
| Sevier County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 80,000 |
| Jefferson County Alabama | 1 | $ 415,000 | $ 415,000 | $ 174,000 |
| Tuscaloosa County Alabama | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Baker County Florida | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Escambia County Florida | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Gadsden County Florida | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Holmes County Florida | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Taylor County Florida | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Bibb County Georgia | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Butts County Georgia | 1 | $ 65,000 | $ 65,000 | $ 126,000 |
| Cobb County Georgia | 1 | $ 55,000 | $ 55,000 | $ 119,000 |
| Fannin County Georgia | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Gilmer County Georgia | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Gwinnett County Georgia | 1 | $ 455,000 | $ 455,000 | $ 416,000 |
| Harris County Georgia | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Henry County Georgia | 1 | $ 335,000 | $ 335,000 | $ 70,000 |
| Rabun County Georgia | 1 | $ 365,000 | $ 365,000 | $ 109,000 |
| Prince George's County Maryland | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Madison County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Catawba County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Cherokee County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Durham County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Gaston County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Iredell County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 173,000 |
| Jackson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Johnston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| New Hanover County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 48,000 |
| Onslow County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 184,000 |
| Swain County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Wake County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 262,000 |
| Anderson County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 116,000 |
| Beaufort County South Carolina | 1 | $ 435,000 | $ 435,000 | $ 199,000 |
| Horry County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 59,000 |
| Campbell County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Dyer County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Giles County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| McNairy County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Overton County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Williamson County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 384,000 |
| Brunswick County Virginia | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Harrisonburg County Virginia | 1 | $ 325,000 | $ 325,000 | $ 161,000 |
Mortgage Loan Application Detail Totals for Suncoast Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 5,273 | $381,185,000 | $72,000 | $1,705,000 | $100,000 | $3,234,000 |
| Other Purpose | 4,475 | $359,805,000 | $80,000 | $2,005,000 | $96,000 | $1,225,000 |
| Cash-out Refinancing | 3,368 | $716,900,000 | $212,000 | $905,000 | $92,000 | $2,460,000 |
| Home Purchase | 2,332 | $570,960,000 | $244,000 | $985,000 | $106,000 | $9,700,000 |
| Refinancing | 1,962 | $280,510,000 | $142,000 | $955,000 | $92,000 | $2,400,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,083 | $1,319,265,000 | $130,000 | $1,705,000 | $102,000 | $9,700,000 |
| Hispanic | 3,458 | $444,930,000 | $128,000 | $805,000 | $87,000 | $1,946,000 |
| Not Provided | 2,194 | $318,430,000 | $145,000 | $2,005,000 | $99,000 | $1,225,000 |
| Black or African American | 1,285 | $162,765,000 | $126,000 | $905,000 | $83,000 | $2,030,000 |
| Asian | 215 | $37,995,000 | $176,000 | $685,000 | $120,000 | $2,460,000 |
| American Indian or Alaskan Native | 80 | $12,160,000 | $152,000 | $735,000 | $91,000 | $489,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $2,210,000 | $100,000 | $315,000 | $58,000 | $122,000 |
| Not applicable | 3 | $465,000 | $155,000 | $345,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,410 | $2,309,360,000 | $132,000 | $2,005,000 | $97,000 | $9,700,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,686 | $1,200,910,000 | $138,000 | $985,000 | $100,000 | $9,700,000 |
| Application Denied By Financial Institution | 5,077 | $593,665,000 | $116,000 | $2,005,000 | $85,000 | $2,400,000 |
| Application Approved But Not Accepted | 1,761 | $146,415,000 | $83,000 | $855,000 | $100,000 | $840,000 |
| Application Withdrawn By Applicant | 1,040 | $204,220,000 | $196,000 | $805,000 | $130,000 | $3,234,000 |
| File Closed For Incompleteness | 846 | $164,150,000 | $194,000 | $685,000 | $106,000 | $1,644,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,333 | $1,715,695,000 | $139,000 | $985,000 | $103,000 | $9,700,000 |
| Debt-To-Income Ratio | 2,023 | $279,815,000 | $138,000 | $905,000 | $55,000 | $480,000 |
| Credit History | 1,418 | $136,410,000 | $96,000 | $605,000 | $89,000 | $2,400,000 |
| Other | 918 | $109,750,000 | $119,000 | $2,005,000 | $130,000 | $1,225,000 |
| Collateral | 525 | $46,365,000 | $88,000 | $665,000 | $103,000 | $720,000 |
| Employment History | 100 | $8,450,000 | $84,000 | $505,000 | $94,000 | $360,000 |
| Unverifiable Information | 73 | $8,195,000 | $112,000 | $505,000 | $111,000 | $1,225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,330,000 | $194,000 | $375,000 | $67,000 | $105,000 |
| Mortgage Insurance Denied | 4 | $1,300,000 | $325,000 | $555,000 | $297,000 | $651,000 |
| Credit Application Incomplete | 4 | $1,050,000 | $262,000 | $365,000 | $256,000 | $672,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Suncoast Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Suncoast Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.