Suncoast Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Suncoast Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Suncoast Credit Union 6801 E Hillsborough Ave Tampa, FL 33610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 14,562 |
| Total Mortgage Loan Application Amount | $1,717,160,000 |
| Average Mortgage Loan Application Amount | $151,400 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $102,800 |
| Highest Applicant Income | $7,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Suncoast Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Suncoast Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Suncoast Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Suncoast Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Suncoast Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Suncoast Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hillsborough County Florida | 3,192 | $ 357,960,000 | $ 112,000 | $ 105,000 |
| Lee County Florida | 3,070 | $ 372,830,000 | $ 121,000 | $ 99,000 |
| Pasco County Florida | 1,436 | $ 169,370,000 | $ 117,000 | $ 109,000 |
| Collier County Florida | 1,138 | $ 142,310,000 | $ 125,000 | $ 111,000 |
| Hernando County Florida | 875 | $ 76,865,000 | $ 87,000 | $ 84,000 |
| Manatee County Florida | 726 | $ 85,930,000 | $ 118,000 | $ 110,000 |
| Pinellas County Florida | 690 | $ 89,660,000 | $ 129,000 | $ 110,000 |
| Charlotte County Florida | 673 | $ 78,095,000 | $ 116,000 | $ 94,000 |
| Sarasota County Florida | 665 | $ 84,685,000 | $ 127,000 | $ 109,000 |
| Citrus County Florida | 580 | $ 52,740,000 | $ 90,000 | $ 86,000 |
| Polk County Florida | 323 | $ 36,085,000 | $ 111,000 | $ 97,000 |
| Sumter County Florida | 109 | $ 12,725,000 | $ 116,000 | $ 97,000 |
| Marion County Florida | 104 | $ 12,170,000 | $ 117,000 | $ 95,000 |
| Hendry County Florida | 97 | $ 10,165,000 | $ 104,000 | $ 84,000 |
| Highlands County Florida | 75 | $ 6,885,000 | $ 91,000 | $ 93,000 |
| Miami-Dade County Florida | 61 | $ 12,865,000 | $ 210,000 | $ 125,000 |
| Lake County Florida | 60 | $ 7,680,000 | $ 128,000 | $ 113,000 |
| Broward County Florida | 56 | $ 10,820,000 | $ 193,000 | $ 142,000 |
| Orange County Florida | 56 | $ 10,880,000 | $ 194,000 | $ 145,000 |
| Palm Beach County Florida | 56 | $ 10,700,000 | $ 191,000 | $ 150,000 |
| DeSoto County Florida | 51 | $ 3,765,000 | $ 73,000 | $ 78,000 |
| Hardee County Florida | 39 | $ 3,025,000 | $ 77,000 | $ 79,000 |
| Levy County Florida | 37 | $ 4,075,000 | $ 110,000 | $ 74,000 |
| Osceola County Florida | 34 | $ 4,960,000 | $ 145,000 | $ 130,000 |
| Seminole County Florida | 31 | $ 5,255,000 | $ 169,000 | $ 123,000 |
| Volusia County Florida | 26 | $ 4,440,000 | $ 170,000 | $ 142,000 |
| Alachua County Florida | 25 | $ 4,115,000 | $ 164,000 | $ 102,000 |
| Leon County Florida | 18 | $ 3,370,000 | $ 187,000 | $ 121,000 |
| St. Lucie County Florida | 17 | $ 2,725,000 | $ 160,000 | $ 130,000 |
| St. Johns County Florida | 15 | $ 4,475,000 | $ 298,000 | $ 169,000 |
| Brevard County Florida | 14 | $ 2,850,000 | $ 203,000 | $ 103,000 |
| Glades County Florida | 13 | $ 1,195,000 | $ 91,000 | $ 65,000 |
| Duval County Florida | 11 | $ 1,675,000 | $ 152,000 | $ 95,000 |
| Martin County Florida | 8 | $ 880,000 | $ 110,000 | $ 81,000 |
| Dixie County Florida | 7 | $ 775,000 | $ 110,000 | $ 71,000 |
| Okeechobee County Florida | 7 | $ 295,000 | $ 42,000 | $ 60,000 |
| Gilchrist County Florida | 6 | $ 730,000 | $ 121,000 | $ 84,000 |
| Santa Rosa County Florida | 6 | $ 1,220,000 | $ 203,000 | $ 125,000 |
| Suwannee County Florida | 6 | $ 750,000 | $ 125,000 | $ 99,000 |
| Indian River County Florida | 5 | $ 325,000 | $ 65,000 | $ 68,000 |
| Columbia County Florida | 3 | $ 395,000 | $ 131,000 | $ 56,000 |
| Monroe County Florida | 3 | $ 1,285,000 | $ 428,000 | $ 208,000 |
| Walton County Florida | 3 | $ 525,000 | $ 175,000 | $ 146,000 |
| Fulton County Georgia | 3 | $ 925,000 | $ 308,000 | $ 175,000 |
| Mecklenburg County North Carolina | 3 | $ 1,685,000 | $ 561,000 | $ 236,000 |
| Wake County North Carolina | 3 | $ 1,235,000 | $ 411,000 | $ 106,000 |
| Jefferson County Alabama | 2 | $ 210,000 | $ 105,000 | $ 87,000 |
| Clay County Florida | 2 | $ 450,000 | $ 225,000 | $ 98,000 |
| Escambia County Florida | 2 | $ 330,000 | $ 165,000 | $ 63,000 |
| Flagler County Florida | 2 | $ 220,000 | $ 110,000 | $ 89,000 |
| Jackson County Florida | 2 | $ 140,000 | $ 70,000 | $ 45,000 |
| Okaloosa County Florida | 2 | $ 300,000 | $ 150,000 | $ 70,000 |
| Fannin County Georgia | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| Henry County Georgia | 2 | $ 730,000 | $ 365,000 | $ 66,000 |
| Thomas County Georgia | 2 | $ 130,000 | $ 65,000 | $ 112,000 |
| Troup County Georgia | 2 | $ 360,000 | $ 180,000 | $ 79,000 |
| Avery County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 116,000 |
| Macon County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 181,000 |
| Edgefield County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 40,000 |
| Florence County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 85,000 |
| Greenville County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 136,000 |
| Spartanburg County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 95,000 |
| Bradley County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 48,000 |
| Dickson County Tennessee | 2 | $ 70,000 | $ 35,000 | $ 111,000 |
| Grundy County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 63,000 |
| Hamilton County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 732,000 |
| Houston County Alabama | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Lee County Alabama | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Madison County Alabama | 1 | $ 275,000 | $ 275,000 | $ 171,000 |
| Pike County Alabama | 1 | $ 55,000 | $ 55,000 | $ 118,000 |
| Pima County Arizona | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Orange County California | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Riverside County California | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| San Diego County California | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Santa Clara County California | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| El Paso County Colorado | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| New Castle County Delaware | 1 | $ 5,000 | $ 5,000 | $ 100,000 |
| Gadsden County Florida | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Hamilton County Florida | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Nassau County Florida | 1 | $ 55,000 | $ 55,000 | $ 140,000 |
| Putnam County Florida | 1 | $ 255,000 | $ 255,000 | $ 162,000 |
| Taylor County Florida | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Wakulla County Florida | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Barrow County Georgia | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Chatham County Georgia | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Cobb County Georgia | 1 | $ 15,000 | $ 15,000 | $ 118,000 |
| Coffee County Georgia | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| Columbia County Georgia | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Crawford County Georgia | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Dade County Georgia | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| Elbert County Georgia | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Floyd County Georgia | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Gilmer County Georgia | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Habersham County Georgia | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Harris County Georgia | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Hart County Georgia | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Lumpkin County Georgia | 1 | $ 85,000 | $ 85,000 | $ 164,000 |
| Towns County Georgia | 1 | $ 335,000 | $ 335,000 | $ 111,000 |
| Union County Georgia | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| White County Georgia | 1 | $ 275,000 | $ 275,000 | $ 155,000 |
| Wilcox County Georgia | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Cook County Illinois | 1 | $ 35,000 | $ 35,000 | $ 126,000 |
| Suffolk County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 219,000 |
| Lenawee County Michigan | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Broome County New York | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Buncombe County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 5,000 |
| Cabarrus County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 136,000 |
| Cherokee County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Forsyth County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Iredell County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
| McDowell County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 454,000 |
| Polk County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Stokes County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Surry County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Chester County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Anderson County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Berkeley County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 98,000 |
| Charleston County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 162,000 |
| Horry County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Jasper County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 330,000 |
| Laurens County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Richland County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Anderson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Cumberland County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Davidson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Hamblen County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Hickman County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Overton County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 657,000 |
| Putnam County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 228,000 |
| Rutherford County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Weakley County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| White County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Wilson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Comal County Texas | 1 | $ 155,000 | $ 155,000 | $ 232,000 |
| Hardin County Texas | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Bedford County Virginia | 1 | $ 395,000 | $ 395,000 | $ 166,000 |
| Gloucester County Virginia | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Loudoun County Virginia | 1 | $ 705,000 | $ 705,000 | $ 281,000 |
| Lunenburg County Virginia | 1 | $ 75,000 | $ 75,000 | $ 174,000 |
| Patrick County Virginia | 1 | $ 55,000 | $ 55,000 | $ 158,000 |
Mortgage Loan Application Detail Totals for Suncoast Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 5,697 | $421,805,000 | $74,000 | $1,505,000 | $98,000 | $7,200,000 |
| Home Improvement | 4,886 | $372,390,000 | $76,000 | $705,000 | $102,000 | $1,632,000 |
| Home Purchase | 2,426 | $666,520,000 | $274,000 | $1,105,000 | $120,000 | $1,260,000 |
| Refinancing | 816 | $103,190,000 | $126,000 | $975,000 | $100,000 | $1,508,000 |
| Cash-out Refinancing | 737 | $153,255,000 | $207,000 | $1,205,000 | $94,000 | $3,300,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,373 | $977,965,000 | $116,000 | $1,505,000 | $107,000 | $3,300,000 |
| Hispanic | 3,168 | $341,760,000 | $107,000 | $975,000 | $89,000 | $1,508,000 |
| Not Provided | 1,429 | $203,455,000 | $142,000 | $1,005,000 | $115,000 | $1,440,000 |
| Black or African American | 1,241 | $133,285,000 | $107,000 | $545,000 | $87,000 | $960,000 |
| Asian | 196 | $39,380,000 | $200,000 | $785,000 | $154,000 | $7,200,000 |
| American Indian or Alaskan Native | 80 | $9,150,000 | $114,000 | $455,000 | $113,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $950,000 | $67,000 | $275,000 | $59,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,562 | $1,717,160,000 | $117,000 | $1,505,000 | $103,000 | $7,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,511 | $906,465,000 | $120,000 | $1,005,000 | $111,000 | $1,508,000 |
| Application Denied By Financial Institution | 4,702 | $490,910,000 | $104,000 | $1,205,000 | $84,000 | $2,100,000 |
| Application Withdrawn By Applicant | 1,024 | $180,390,000 | $176,000 | $1,505,000 | $117,000 | $3,300,000 |
| File Closed For Incompleteness | 959 | $111,545,000 | $116,000 | $865,000 | $117,000 | $7,200,000 |
| Application Approved But Not Accepted | 366 | $27,850,000 | $76,000 | $505,000 | $98,000 | $536,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,860 | $1,226,250,000 | $124,000 | $1,505,000 | $112,000 | $7,200,000 |
| Debt-To-Income Ratio | 1,978 | $242,770,000 | $122,000 | $795,000 | $62,000 | $364,000 |
| Credit History | 1,568 | $131,050,000 | $83,000 | $805,000 | $86,000 | $1,440,000 |
| Collateral | 530 | $49,790,000 | $93,000 | $725,000 | $120,000 | $1,392,000 |
| Other | 507 | $52,635,000 | $103,000 | $1,205,000 | $120,000 | $2,100,000 |
| Employment History | 68 | $5,960,000 | $87,000 | $305,000 | $109,000 | $653,000 |
| Unverifiable Information | 33 | $3,415,000 | $103,000 | $405,000 | $131,000 | $960,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $4,435,000 | $341,000 | $705,000 | $199,000 | $567,000 |
| Credit Application Incomplete | 5 | $855,000 | $171,000 | $655,000 | $255,000 | $930,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Suncoast Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Suncoast Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.