Sunflower Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Sunflower Bank, National Association 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sunflower Bank, National Association 3025 Cortland Circle - Po Box 800 Dallas, TX 67401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,522 |
| Total Mortgage Loan Application Amount | $220,538,000 |
| Average Mortgage Loan Application Amount | $211,466 |
| Highest Mortgage Loan Application Amount | $3,075,000 |
| Average Applicant Income | $78,533 |
| Highest Applicant Income | $1,580,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Sunflower Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sunflower Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Sunflower Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sunflower Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Sunflower Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sunflower Bank, National Association's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Saline County Kansas | 575 | $ 55,282,000 | $ 96,000 | $ 53,000 |
| Sedgwick County Kansas | 305 | $ 31,175,000 | $ 102,000 | $ 95,000 |
| Ellis County Kansas | 249 | $ 21,149,000 | $ 84,000 | $ 85,000 |
| Riley County Kansas | 204 | $ 22,475,000 | $ 110,000 | $ 69,000 |
| Fremont County Colorado | 141 | $ 9,810,000 | $ 69,000 | $ 54,000 |
| McPherson County Kansas | 129 | $ 11,753,000 | $ 91,000 | $ 61,000 |
| Geary County Kansas | 105 | $ 9,603,000 | $ 91,000 | $ 79,000 |
| Barton County Kansas | 103 | $ 4,425,000 | $ 42,000 | $ 50,000 |
| Russell County Kansas | 96 | $ 5,406,000 | $ 56,000 | $ 54,000 |
| Ford County Kansas | 64 | $ 4,460,000 | $ 69,000 | $ 58,000 |
| Dickinson County Kansas | 58 | $ 4,700,000 | $ 81,000 | $ 64,000 |
| Thomas County Kansas | 54 | $ 3,487,000 | $ 64,000 | $ 66,000 |
| Pawnee County Kansas | 31 | $ 787,000 | $ 25,000 | $ 47,000 |
| Pottawatomie County Kansas | 29 | $ 3,091,000 | $ 106,000 | $ 59,000 |
| Ottawa County Kansas | 28 | $ 2,695,000 | $ 96,000 | $ 127,000 |
| Rio Grande County Colorado | 26 | $ 2,475,000 | $ 95,000 | $ 52,000 |
| Reno County Kansas | 25 | $ 1,269,000 | $ 50,000 | $ 69,000 |
| Douglas County Kansas | 24 | $ 3,841,000 | $ 160,000 | $ 82,000 |
| Butler County Kansas | 19 | $ 2,123,000 | $ 111,000 | $ 76,000 |
| Johnson County Kansas | 16 | $ 2,439,000 | $ 152,000 | $ 78,000 |
| Stafford County Kansas | 16 | $ 501,000 | $ 31,000 | $ 60,000 |
| Harvey County Kansas | 14 | $ 915,000 | $ 65,000 | $ 48,000 |
| Osborne County Kansas | 13 | $ 630,000 | $ 48,000 | $ 57,000 |
| Ellsworth County Kansas | 11 | $ 409,000 | $ 37,000 | $ 46,000 |
| Rice County Kansas | 11 | $ 379,000 | $ 34,000 | $ 40,000 |
| Rooks County Kansas | 11 | $ 344,000 | $ 31,000 | $ 49,000 |
| Shawnee County Kansas | 11 | $ 1,166,000 | $ 106,000 | $ 103,000 |
| Lincoln County Kansas | 9 | $ 775,000 | $ 86,000 | $ 57,000 |
| Logan County Kansas | 8 | $ 331,000 | $ 41,000 | $ 58,000 |
| Gray County Kansas | 6 | $ 757,000 | $ 126,000 | $ 73,000 |
| Clay County Kansas | 5 | $ 369,000 | $ 73,000 | $ 111,000 |
| Kingman County Kansas | 5 | $ 42,000 | $ 8,000 | $ 53,000 |
| Marion County Kansas | 5 | $ 313,000 | $ 62,000 | $ 41,000 |
| Morris County Kansas | 5 | $ 182,000 | $ 36,000 | $ 77,000 |
| Sumner County Kansas | 5 | $ 88,000 | $ 17,000 | $ 86,000 |
| Clark County Kansas | 4 | $ 233,000 | $ 58,000 | $ 60,000 |
| Edwards County Kansas | 4 | $ 108,000 | $ 27,000 | $ 56,000 |
| Jefferson County Kansas | 4 | $ 536,000 | $ 134,000 | $ 63,000 |
| Rush County Kansas | 4 | $ 114,000 | $ 28,000 | $ 62,000 |
| Jackson County Missouri | 4 | $ 662,000 | $ 165,000 | $ 71,000 |
| Alamosa County Colorado | 3 | $ 394,000 | $ 131,000 | $ 117,000 |
| Cloud County Kansas | 3 | $ 290,000 | $ 96,000 | $ 101,000 |
| Cowley County Kansas | 3 | $ 167,000 | $ 55,000 | $ 45,000 |
| Finney County Kansas | 3 | $ 258,000 | $ 86,000 | $ 51,000 |
| Lane County Kansas | 3 | $ 191,000 | $ 63,000 | $ 45,000 |
| Chaffee County Colorado | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| Custer County Colorado | 2 | $ 108,000 | $ 54,000 | $ 21,000 |
| El Paso County Colorado | 2 | $ 905,000 | $ 452,000 | $ 18,000 |
| Gunnison County Colorado | 2 | $ 269,000 | $ 134,000 | $ 128,000 |
| Pueblo County Colorado | 2 | $ 470,000 | $ 235,000 | $ 439,000 |
| Saguache County Colorado | 2 | $ 46,000 | $ 23,000 | $ 45,000 |
| Gove County Kansas | 2 | $ 35,000 | $ 17,000 | $ 79,000 |
| Harper County Kansas | 2 | $ 9,000 | $ 4,000 | $ 33,000 |
| Hodgeman County Kansas | 2 | $ 12,000 | $ 6,000 | $ 49,000 |
| Kiowa County Kansas | 2 | $ 86,000 | $ 43,000 | $ 44,000 |
| Leavenworth County Kansas | 2 | $ 90,000 | $ 45,000 | $ 85,000 |
| Lyon County Kansas | 2 | $ 53,000 | $ 26,000 | $ 90,000 |
| Pratt County Kansas | 2 | $ 201,000 | $ 100,000 | $ 106,000 |
| Smith County Kansas | 2 | $ 8,000 | $ 4,000 | $ 59,000 |
| Trego County Kansas | 2 | $ 213,000 | $ 106,000 | $ 55,000 |
| Oklahoma County Oklahoma | 2 | $ 181,000 | $ 90,000 | $ 100,000 |
| Santa Clara County California | 1 | $ 93,000 | $ 93,000 | $ 125,000 |
| Adams County Colorado | 1 | $ 30,000 | $ 30,000 | $ 115,000 |
| Costilla County Colorado | 1 | $ 3,000 | $ 3,000 | $ 9,000 |
| Denver County Colorado | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Larimer County Colorado | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Mineral County Colorado | 1 | $ 270,000 | $ 270,000 | $ 94,000 |
| Park County Colorado | 1 | $ 800,000 | $ 800,000 | $ 365,000 |
| Summit County Colorado | 1 | $ 250,000 | $ 250,000 | $ 1,187,000 |
| Teller County Colorado | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Barber County Kansas | 1 | $ 260,000 | $ 260,000 | $ 143,000 |
| Decatur County Kansas | 1 | $ 8,000 | $ 8,000 | $ 40,000 |
| Franklin County Kansas | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Graham County Kansas | 1 | $ 36,000 | $ 36,000 | $ 56,000 |
| Jewell County Kansas | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Meade County Kansas | 1 | $ 92,000 | $ 92,000 | $ 62,000 |
| Miami County Kansas | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
| Mitchell County Kansas | 1 | $ 220,000 | $ 220,000 | $ 76,000 |
| Ness County Kansas | 1 | $ 7,000 | $ 7,000 | $ 31,000 |
| Phillips County Kansas | 1 | $ 8,000 | $ 8,000 | $ 64,000 |
| Rawlins County Kansas | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Sheridan County Kansas | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| Camden County Missouri | 1 | $ 169,000 | $ 169,000 | $ 377,000 |
| Clay County Missouri | 1 | $ 90,000 | $ 90,000 | $ 95,000 |
| Beaver County Oklahoma | 1 | $ 6,000 | $ 6,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Sunflower Bank, National Association in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,308 | $135,789,000 | $112,333 | $800,000 | $125,333 | $1,187,000 |
| Home Improvement (one-to-four family) | 657 | $14,311,000 | $36,250 | $625,000 | $100,500 | $360,000 |
| Home Purchase (one-to-four family) | 548 | $59,986,000 | $126,666 | $800,000 | $66,666 | $1,580,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 9 | $10,452,000 | $965,000 | $3,075,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,341 | $196,210,000 | $80,285 | $800,000 | $103,857 | $1,580,000 |
| Hispanic | 60 | $2,277,000 | $33,500 | $164,000 | $42,500 | $161,000 |
| Black | 33 | $3,161,000 | $95,000 | $296,000 | $65,000 | $235,000 |
| Asian or Pacific Islander | 31 | $3,026,000 | $97,000 | $320,000 | $94,000 | $488,000 |
| Information not provided by applicant in mail or telephone application | 21 | $2,263,000 | $76,000 | $629,000 | $52,000 | $125,000 |
| Not applicable | 18 | $11,632,000 | $463,000 | $3,075,000 | $48,666 | $735,000 |
| Other | 10 | $1,231,000 | $123,000 | $500,000 | $111,000 | $472,000 |
| American Indian or Alaskan Native | 8 | $738,000 | $92,000 | $220,000 | $54,000 | $85,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,485 | $216,464,000 | $88,428 | $3,075,000 | $93,428 | $1,580,000 |
| VA-guaranteed (Veterans Administration) | 37 | $4,074,000 | $110,000 | $209,000 | $62,000 | $243,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,030 | $187,584,000 | $107,000 | $3,075,000 | $101,000 | $1,580,000 |
| Application Denied By Financial Institution | 326 | $17,491,000 | $48,666 | $800,000 | $52,333 | $637,000 |
| Application Approved But Not Accepted | 147 | $11,786,000 | $59,666 | $629,000 | $118,333 | $867,000 |
| Application Withdrawn By Applicant | 19 | $3,677,000 | $174,500 | $650,000 | $78,000 | $187,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 179 | $5,849,000 | $23,000 | $268,000 | $45,666 | $200,000 |
| Debt-To-Income Ratio | 119 | $9,761,000 | $115,500 | $800,000 | $73,500 | $637,000 |
| Collateral | 22 | $1,464,000 | $39,500 | $497,000 | $51,500 | $181,000 |
| Other | 2 | $168,000 | $84,000 | $90,000 | $50,000 | $56,000 |
| Unverifiable Information | 1 | $81,000 | $81,000 | $81,000 | $86,000 | $86,000 |
| Credit Application Incomplete | 1 | $63,000 | $63,000 | $63,000 | $47,000 | $47,000 |
| Employment History | 1 | $99,000 | $99,000 | $99,000 | $19,000 | $19,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $6,000 | $6,000 | $6,000 | $19,000 | $19,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sunflower Bank, National Association's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sunflower Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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