Sunflower Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Sunflower Bank, National Association 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sunflower Bank, National Association 3025 Cortland Circle - Po Box 800 Dallas, TX 67401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,615 |
| Total Mortgage Loan Application Amount | $154,434,000 |
| Average Mortgage Loan Application Amount | $82,333 |
| Highest Mortgage Loan Application Amount | $3,700,000 |
| Average Applicant Income | $69,333 |
| Highest Applicant Income | $1,725,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Sunflower Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sunflower Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Sunflower Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sunflower Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Sunflower Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sunflower Bank, National Association's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Saline County Kansas | 403 | $ 27,913,000 | $ 69,000 | $ 63,000 |
| Ellis County Kansas | 122 | $ 9,821,000 | $ 80,000 | $ 66,000 |
| Fremont County Colorado | 104 | $ 8,769,000 | $ 84,000 | $ 76,000 |
| Riley County Kansas | 100 | $ 14,999,000 | $ 149,000 | $ 96,000 |
| Sedgwick County Kansas | 79 | $ 15,246,000 | $ 192,000 | $ 102,000 |
| Geary County Kansas | 76 | $ 8,168,000 | $ 107,000 | $ 71,000 |
| Barton County Kansas | 57 | $ 2,340,000 | $ 41,000 | $ 49,000 |
| McPherson County Kansas | 55 | $ 4,936,000 | $ 89,000 | $ 62,000 |
| Pueblo County Colorado | 52 | $ 3,763,000 | $ 72,000 | $ 68,000 |
| Seward County Kansas | 45 | $ 1,732,000 | $ 38,000 | $ 62,000 |
| Ford County Kansas | 43 | $ 3,123,000 | $ 72,000 | $ 45,000 |
| Dickinson County Kansas | 42 | $ 2,937,000 | $ 69,000 | $ 74,000 |
| Russell County Kansas | 33 | $ 2,493,000 | $ 75,000 | $ 62,000 |
| Osborne County Kansas | 30 | $ 814,000 | $ 27,000 | $ 45,000 |
| Rio Grande County Colorado | 29 | $ 3,071,000 | $ 105,000 | $ 131,000 |
| Pottawatomie County Kansas | 25 | $ 2,462,000 | $ 98,000 | $ 58,000 |
| Thomas County Kansas | 24 | $ 1,849,000 | $ 77,000 | $ 81,000 |
| Ottawa County Kansas | 23 | $ 1,929,000 | $ 83,000 | $ 64,000 |
| Douglas County Kansas | 12 | $ 3,646,000 | $ 303,000 | $ 113,000 |
| Johnson County Kansas | 12 | $ 1,601,000 | $ 133,000 | $ 135,000 |
| Clay County Kansas | 9 | $ 955,000 | $ 106,000 | $ 120,000 |
| Ellsworth County Kansas | 9 | $ 251,000 | $ 27,000 | $ 57,000 |
| Reno County Kansas | 8 | $ 874,000 | $ 109,000 | $ 103,000 |
| El Paso County Colorado | 7 | $ 2,155,000 | $ 307,000 | $ 146,000 |
| Shawnee County Kansas | 7 | $ 1,396,000 | $ 199,000 | $ 113,000 |
| Custer County Colorado | 6 | $ 741,000 | $ 123,000 | $ 125,000 |
| Rooks County Kansas | 6 | $ 373,000 | $ 62,000 | $ 44,000 |
| Rawlins County Kansas | 5 | $ 427,000 | $ 85,000 | $ 42,000 |
| Alamosa County Colorado | 4 | $ 167,000 | $ 41,000 | $ 49,000 |
| Chaffee County Colorado | 4 | $ 416,000 | $ 104,000 | $ 46,000 |
| Butler County Kansas | 4 | $ 874,000 | $ 218,000 | $ 123,000 |
| Cloud County Kansas | 4 | $ 167,000 | $ 41,000 | $ 63,000 |
| Stevens County Kansas | 4 | $ 126,000 | $ 31,000 | $ 59,000 |
| Mineral County Colorado | 3 | $ 152,000 | $ 50,000 | $ 72,000 |
| Otero County Colorado | 3 | $ 179,000 | $ 59,000 | $ 32,000 |
| Harvey County Kansas | 3 | $ 307,000 | $ 102,000 | $ 50,000 |
| Kiowa County Kansas | 3 | $ 136,000 | $ 45,000 | $ 58,000 |
| Logan County Kansas | 3 | $ 216,000 | $ 72,000 | $ 59,000 |
| Pawnee County Kansas | 3 | $ 134,000 | $ 44,000 | $ 63,000 |
| Republic County Kansas | 3 | $ 41,000 | $ 13,000 | $ 70,000 |
| Rice County Kansas | 3 | $ 28,000 | $ 9,000 | $ 45,000 |
| Sumner County Kansas | 3 | $ 332,000 | $ 110,000 | $ 109,000 |
| Wabaunsee County Kansas | 3 | $ 80,000 | $ 26,000 | $ 22,000 |
| Wyandotte County Kansas | 3 | $ 1,264,000 | $ 421,000 | $ 32,000 |
| Camden County Missouri | 3 | $ 375,000 | $ 125,000 | $ 94,000 |
| Texas County Oklahoma | 3 | $ 126,000 | $ 42,000 | $ 48,000 |
| Lincoln County Kansas | 2 | $ 118,000 | $ 59,000 | $ 51,000 |
| Marion County Kansas | 2 | $ 264,000 | $ 132,000 | $ 104,000 |
| Meade County Kansas | 2 | $ 207,000 | $ 103,000 | $ 112,000 |
| Mitchell County Kansas | 2 | $ 108,000 | $ 54,000 | $ 28,000 |
| Ness County Kansas | 2 | $ 115,000 | $ 57,000 | $ 58,000 |
| Phillips County Kansas | 2 | $ 274,000 | $ 137,000 | $ 70,000 |
| Pratt County Kansas | 2 | $ 43,000 | $ 21,000 | $ 57,000 |
| Rush County Kansas | 2 | $ 83,000 | $ 41,000 | $ 26,000 |
| Stafford County Kansas | 2 | $ 7,000 | $ 3,000 | $ 44,000 |
| Buchanan County Missouri | 2 | $ 199,000 | $ 99,000 | $ 428,000 |
| Beaver County Oklahoma | 2 | $ 22,000 | $ 11,000 | $ 55,000 |
| Delaware County Oklahoma | 2 | $ 229,000 | $ 114,000 | $ 133,000 |
| Adams County Colorado | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Clear Creek County Colorado | 1 | $ 129,000 | $ 129,000 | $ 46,000 |
| Denver County Colorado | 1 | $ 94,000 | $ 94,000 | $ 80,000 |
| Gunnison County Colorado | 1 | $ 69,000 | $ 69,000 | $ 176,000 |
| Huerfano County Colorado | 1 | $ 193,000 | $ 193,000 | $ 105,000 |
| Lake County Colorado | 1 | $ 68,000 | $ 68,000 | $ 10,000 |
| Larimer County Colorado | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Montezuma County Colorado | 1 | $ 214,000 | $ 214,000 | $ 40,000 |
| Saguache County Colorado | 1 | $ 112,000 | $ 112,000 | $ 27,000 |
| Teller County Colorado | 1 | $ 149,000 | $ 149,000 | $ 120,000 |
| Cook County Illinois | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Barber County Kansas | 1 | $ 149,000 | $ 149,000 | $ 89,000 |
| Cherokee County Kansas | 1 | $ 70,000 | $ 70,000 | $ 67,000 |
| Clark County Kansas | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Comanche County Kansas | 1 | $ 54,000 | $ 54,000 | $ 15,000 |
| Edwards County Kansas | 1 | $ 7,000 | $ 7,000 | $ 77,000 |
| Finney County Kansas | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Franklin County Kansas | 1 | $ 4,000 | $ 4,000 | $ 19,000 |
| Graham County Kansas | 1 | $ 12,000 | $ 12,000 | $ 50,000 |
| Grant County Kansas | 1 | $ 160,000 | $ 160,000 | $ 135,000 |
| Greenwood County Kansas | 1 | $ 23,000 | $ 23,000 | $ 128,000 |
| Harper County Kansas | 1 | $ 128,000 | $ 128,000 | $ 169,000 |
| Jefferson County Kansas | 1 | $ 140,000 | $ 140,000 | $ 102,000 |
| Kingman County Kansas | 1 | $ 10,000 | $ 10,000 | $ 71,000 |
| Lyon County Kansas | 1 | $ 142,000 | $ 142,000 | $ 114,000 |
| Morris County Kansas | 1 | $ 32,000 | $ 32,000 | $ 56,000 |
| Osage County Kansas | 1 | $ 142,000 | $ 142,000 | $ 110,000 |
| Smith County Kansas | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Trego County Kansas | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Woodson County Kansas | 1 | $ 134,000 | $ 134,000 | $ 38,000 |
| Midland County Michigan | 1 | $ 213,000 | $ 213,000 | $ 115,000 |
| Gentry County Missouri | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Greene County Missouri | 1 | $ 79,000 | $ 79,000 | $ 77,000 |
| Jackson County Missouri | 1 | $ 1,150,000 | $ 1,150,000 | $ 0 |
| Adams County Nebraska | 1 | $ 153,000 | $ 153,000 | $ 233,000 |
| Sequoyah County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 71,000 |
| Davidson County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Sunflower Bank, National Association in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 780 | $106,511,000 | $136,000 | $3,700,000 | $83,000 | $1,725,000 |
| Refinancing | 447 | $34,943,000 | $78,000 | $1,300,000 | $67,000 | $759,000 |
| Home Improvement | 388 | $12,980,000 | $33,000 | $401,000 | $58,000 | $470,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,454 | $136,257,000 | $93,000 | $3,700,000 | $74,000 | $1,725,000 |
| Hispanic | 92 | $5,095,000 | $55,000 | $750,000 | $58,000 | $239,000 |
| Black or African American | 28 | $3,179,000 | $113,000 | $308,000 | $59,000 | $162,000 |
| Not applicable | 17 | $7,900,000 | $464,000 | $2,683,000 | $0 | $0 |
| Asian | 17 | $1,070,000 | $62,000 | $204,000 | $57,000 | $205,000 |
| American Indian or Alaskan Native | 4 | $326,000 | $81,000 | $187,000 | $95,000 | $169,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $479,000 | $239,000 | $350,000 | $150,000 | $255,000 |
| Not Provided | 1 | $128,000 | $128,000 | $128,000 | $57,000 | $57,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,542 | $143,220,000 | $92,000 | $2,683,000 | $73,000 | $1,725,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $3,420,000 | $90,000 | $190,000 | $39,000 | $62,000 |
| VA-guaranteed (Veterans Administration) | 35 | $7,794,000 | $222,000 | $3,700,000 | $77,000 | $910,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,143 | $111,249,000 | $97,000 | $2,683,000 | $73,000 | $1,381,000 |
| Application Denied By Financial Institution | 233 | $14,666,000 | $62,000 | $750,000 | $63,000 | $1,725,000 |
| Application Approved But Not Accepted | 121 | $9,745,000 | $80,000 | $400,000 | $73,000 | $390,000 |
| Preapproval Approved but not Accepted | 53 | $7,043,000 | $132,000 | $417,000 | $70,000 | $313,000 |
| Application Withdrawn By Applicant | 48 | $5,277,000 | $109,000 | $350,000 | $98,000 | $759,000 |
| Preapproval Denied by Financial Institution | 17 | $6,454,000 | $379,000 | $3,700,000 | $115,000 | $910,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 141 | $6,014,000 | $42,000 | $308,000 | $51,000 | $408,000 |
| Debt-To-Income Ratio | 76 | $8,864,000 | $116,000 | $527,000 | $86,000 | $1,725,000 |
| Collateral | 22 | $1,026,000 | $46,000 | $149,000 | $57,000 | $149,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $3,954,000 | $988,000 | $3,700,000 | $262,000 | $910,000 |
| Other | 3 | $214,000 | $71,000 | $83,000 | $95,000 | $160,000 |
| Employment History | 2 | $290,000 | $145,000 | $200,000 | $59,000 | $83,000 |
| Credit Application Incomplete | 1 | $8,000 | $8,000 | $8,000 | $22,000 | $22,000 |
| Unverifiable Information | 1 | $750,000 | $750,000 | $750,000 | $192,000 | $192,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sunflower Bank, National Association's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sunflower Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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