Suntrust Banks, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Suntrust Banks, Inc. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Suntrust Banks, Inc. P.O. Box 4418, Mail Code 663 Atlanta, GA 30302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 53,693 |
| Total Mortgage Loan Application Amount | $8,744,750,000 |
| Average Mortgage Loan Application Amount | $165,747 |
| Highest Mortgage Loan Application Amount | $11,000,000 |
| Average Applicant Income | $107,439 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Suntrust Banks, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Suntrust Banks, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Suntrust Banks, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Suntrust Banks, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Suntrust Banks, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Suntrust Banks, Inc.'s mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 4,567 | $ 802,366,000 | $ 175,000 | $ 75,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,829 | $ 274,376,000 | $ 96,000 | $ 69,000 |
| ORLANDO, FL | 2,604 | $ 352,684,000 | $ 135,000 | $ 64,000 |
| RICHMOND, VA | 1,919 | $ 249,452,000 | $ 129,000 | $ 60,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 1,565 | $ 211,141,000 | $ 134,000 | $ 73,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1,276 | $ 128,758,000 | $ 100,000 | $ 64,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,276 | $ 145,142,000 | $ 113,000 | $ 68,000 |
| BALTIMORE-TOWSON, MD | 1,242 | $ 217,951,000 | $ 175,000 | $ 99,000 |
| LAKELAND, FL | 1,093 | $ 64,281,000 | $ 58,000 | $ 54,000 |
| SARASOTA-BRADENTON-VENICE, FL | 1,073 | $ 211,095,000 | $ 196,000 | $ 67,000 |
| JACKSONVILLE, FL | 947 | $ 167,450,000 | $ 176,000 | $ 81,000 |
| CHATTANOOGA, TN-GA | 902 | $ 63,890,000 | $ 70,000 | $ 61,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 897 | $ 223,048,000 | $ 248,000 | $ 145,000 |
| KNOXVILLE, TN | 821 | $ 88,606,000 | $ 107,000 | $ 75,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 779 | $ 180,158,000 | $ 231,000 | $ 96,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 776 | $ 64,448,000 | $ 83,000 | $ 58,000 |
| CAPE CORAL-FORT MYERS, FL | 769 | $ 134,082,000 | $ 174,000 | $ 66,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 729 | $ 121,658,000 | $ 166,000 | $ 67,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 662 | $ 148,211,000 | $ 223,000 | $ 75,000 |
| SAVANNAH, GA | 580 | $ 113,224,000 | $ 195,000 | $ 104,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 484 | $ 90,419,000 | $ 186,000 | $ 82,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 470 | $ 45,787,000 | $ 97,000 | $ 67,000 |
| ALBANY, GA | 395 | $ 18,132,000 | $ 45,000 | $ 60,000 |
| OCALA, FL | 383 | $ 24,383,000 | $ 63,000 | $ 64,000 |
| NAPLES-MARCO ISLAND, FL | 370 | $ 119,208,000 | $ 322,000 | $ 89,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 359 | $ 76,255,000 | $ 212,000 | $ 90,000 |
| DENVER-AURORA, CO | 344 | $ 69,492,000 | $ 202,000 | $ 89,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 341 | $ 75,257,000 | $ 220,000 | $ 76,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 332 | $ 73,685,000 | $ 221,000 | $ 55,000 |
| PUNTA GORDA, FL | 318 | $ 44,509,000 | $ 139,000 | $ 56,000 |
| COLUMBUS, GA-AL | 307 | $ 28,845,000 | $ 93,000 | $ 64,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 291 | $ 97,891,000 | $ 336,000 | $ 127,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 289 | $ 107,394,000 | $ 371,000 | $ 105,000 |
| ROANOKE, VA | 277 | $ 24,968,000 | $ 90,000 | $ 64,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 273 | $ 30,606,000 | $ 112,000 | $ 69,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 258 | $ 101,448,000 | $ 393,000 | $ 163,000 |
| MACON, GA | 256 | $ 24,586,000 | $ 96,000 | $ 68,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 255 | $ 61,618,000 | $ 241,000 | $ 89,000 |
| JOHNSON CITY, TN | 253 | $ 21,940,000 | $ 86,000 | $ 60,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 251 | $ 29,528,000 | $ 117,000 | $ 77,000 |
| BRUNSWICK, GA | 249 | $ 65,741,000 | $ 264,000 | $ 103,000 |
| GAINESVILLE, FL | 244 | $ 30,713,000 | $ 125,000 | $ 69,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 222 | $ 85,037,000 | $ 383,000 | $ 110,000 |
| TALLAHASSEE, FL | 222 | $ 24,958,000 | $ 112,000 | $ 74,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 203 | $ 69,712,000 | $ 343,000 | $ 105,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 193 | $ 73,801,000 | $ 382,000 | $ 206,000 |
| CHARLOTTESVILLE, VA | 186 | $ 36,491,000 | $ 196,000 | $ 84,000 |
| PANAMA CITY-LYNN HAVEN, FL | 166 | $ 31,056,000 | $ 187,000 | $ 80,000 |
| GAINESVILLE, GA | 164 | $ 29,830,000 | $ 181,000 | $ 75,000 |
| FLORENCE-MUSCLE SHOALS, AL | 163 | $ 9,313,000 | $ 57,000 | $ 43,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 159 | $ 44,377,000 | $ 279,000 | $ 91,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 159 | $ 32,892,000 | $ 206,000 | $ 74,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 158 | $ 37,601,000 | $ 237,000 | $ 86,000 |
| LYNCHBURG, VA | 157 | $ 15,832,000 | $ 100,000 | $ 52,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 153 | $ 12,143,000 | $ 79,000 | $ 62,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 148 | $ 24,071,000 | $ 162,000 | $ 76,000 |
| MORRISTOWN, TN | 144 | $ 10,174,000 | $ 70,000 | $ 70,000 |
| ST. LOUIS, MO-IL | 133 | $ 25,296,000 | $ 190,000 | $ 64,000 |
| ATHENS-CLARKE COUNTY, GA | 131 | $ 14,195,000 | $ 108,000 | $ 77,000 |
| ROME, GA | 124 | $ 10,159,000 | $ 81,000 | $ 57,000 |
| BIRMINGHAM-HOOVER, AL | 116 | $ 20,962,000 | $ 180,000 | $ 101,000 |
| INDIANAPOLIS, IN | 113 | $ 18,112,000 | $ 160,000 | $ 65,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 112 | $ 25,695,000 | $ 229,000 | $ 98,000 |
| WARNER ROBINS, GA | 111 | $ 9,543,000 | $ 85,000 | $ 89,000 |
| KANSAS CITY, MO-KS | 108 | $ 16,631,000 | $ 153,000 | $ 61,000 |
| WINCHESTER, VA-WV | 107 | $ 17,184,000 | $ 160,000 | $ 73,000 |
| SALISBURY, MD | 106 | $ 15,052,000 | $ 142,000 | $ 56,000 |
| CLEVELAND, TN | 102 | $ 4,823,000 | $ 47,000 | $ 59,000 |
| COLORADO SPRINGS, CO | 101 | $ 19,411,000 | $ 192,000 | $ 53,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 101 | $ 19,800,000 | $ 196,000 | $ 68,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 96 | $ 16,720,000 | $ 174,000 | $ 153,000 |
| LAS VEGAS-PARADISE, NV | 96 | $ 21,617,000 | $ 225,000 | $ 165,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 93 | $ 50,082,000 | $ 538,000 | $ 168,000 |
| LOUISVILLE, KY-IN | 92 | $ 20,991,000 | $ 228,000 | $ 127,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 91 | $ 17,180,000 | $ 188,000 | $ 53,000 |
| SALT LAKE CITY, UT | 91 | $ 16,308,000 | $ 179,000 | $ 57,000 |
| PHILADELPHIA, PA | 89 | $ 16,050,000 | $ 180,000 | $ 91,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 88 | $ 5,118,000 | $ 58,000 | $ 67,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 87 | $ 22,183,000 | $ 254,000 | $ 111,000 |
| VERO BEACH, FL | 85 | $ 16,172,000 | $ 190,000 | $ 78,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 80 | $ 13,683,000 | $ 171,000 | $ 70,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 80 | $ 17,148,000 | $ 214,000 | $ 350,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 77 | $ 15,058,000 | $ 195,000 | $ 114,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 76 | $ 12,350,000 | $ 162,000 | $ 61,000 |
| HARRISONBURG, VA | 74 | $ 10,839,000 | $ 146,000 | $ 121,000 |
| CLARKSVILLE, TN-KY | 73 | $ 7,121,000 | $ 97,000 | $ 45,000 |
| BOSTON-QUINCY, MA | 72 | $ 24,343,000 | $ 338,000 | $ 158,000 |
| GREENVILLE, SC | 70 | $ 11,973,000 | $ 171,000 | $ 97,000 |
| RALEIGH-CARY, NC | 70 | $ 13,251,000 | $ 189,000 | $ 94,000 |
| SPRINGFIELD, MO | 70 | $ 9,427,000 | $ 134,000 | $ 64,000 |
| ALBUQUERQUE, NM | 69 | $ 11,764,000 | $ 170,000 | $ 48,000 |
| DURHAM, NC | 68 | $ 12,105,000 | $ 178,000 | $ 141,000 |
| YORK-HANOVER, PA | 66 | $ 8,430,000 | $ 127,000 | $ 202,000 |
| DALLAS-PLANO-IRVING, TX | 62 | $ 16,931,000 | $ 273,000 | $ 163,000 |
| LINCOLN, NE | 62 | $ 8,312,000 | $ 134,000 | $ 73,000 |
| WICHITA, KS | 60 | $ 8,517,000 | $ 141,000 | $ 72,000 |
| WILMINGTON, NC | 57 | $ 14,992,000 | $ 263,000 | $ 88,000 |
| IOWA CITY, IA | 55 | $ 7,503,000 | $ 136,000 | $ 61,000 |
| TULSA, OK | 54 | $ 7,449,000 | $ 137,000 | $ 77,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 53 | $ 18,618,000 | $ 351,000 | $ 133,000 |
| TACOMA, WA | 51 | $ 9,980,000 | $ 195,000 | $ 40,000 |
| COLUMBIA, SC | 50 | $ 8,351,000 | $ 167,000 | $ 81,000 |
| DALTON, GA | 49 | $ 4,551,000 | $ 92,000 | $ 45,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 49 | $ 10,919,000 | $ 222,000 | $ 61,000 |
| DES MOINES, IA | 46 | $ 9,163,000 | $ 199,000 | $ 77,000 |
| FAYETTEVILLE, NC | 44 | $ 4,867,000 | $ 110,000 | $ 65,000 |
| GREEN BAY, WI | 44 | $ 8,086,000 | $ 183,000 | $ 143,000 |
| AUBURN-OPELIKA, AL | 41 | $ 3,148,000 | $ 76,000 | $ 77,000 |
| RAPID CITY, SD | 41 | $ 5,546,000 | $ 135,000 | $ 55,000 |
| BOULDER, CO | 40 | $ 10,164,000 | $ 254,000 | $ 98,000 |
| FORT COLLINS-LOVELAND, CO | 40 | $ 7,117,000 | $ 177,000 | $ 62,000 |
| GREELEY, CO | 40 | $ 6,022,000 | $ 150,000 | $ 40,000 |
| TUCSON, AZ | 40 | $ 6,840,000 | $ 171,000 | $ 65,000 |
| MADISON, WI | 39 | $ 6,441,000 | $ 165,000 | $ 64,000 |
| MEMPHIS, TN-MS-AR | 39 | $ 6,680,000 | $ 171,000 | $ 135,000 |
| OKLAHOMA CITY, OK | 39 | $ 5,570,000 | $ 142,000 | $ 153,000 |
| JACKSONVILLE, NC | 38 | $ 4,303,000 | $ 113,000 | $ 61,000 |
| DANVILLE, VA | 37 | $ 3,631,000 | $ 98,000 | $ 57,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 37 | $ 4,556,000 | $ 123,000 | $ 78,000 |
| FRESNO, CA | 36 | $ 7,142,000 | $ 198,000 | $ 118,000 |
| HARRISBURG-CARLISLE, PA | 36 | $ 5,011,000 | $ 139,000 | $ 109,000 |
| HICKORY-LENOIR-MORGANTON, NC | 36 | $ 6,193,000 | $ 172,000 | $ 68,000 |
| PITTSBURGH, PA | 36 | $ 5,131,000 | $ 142,000 | $ 92,000 |
| STOCKTON, CA | 36 | $ 9,967,000 | $ 276,000 | $ 85,000 |
| LEXINGTON-FAYETTE, KY | 35 | $ 6,625,000 | $ 189,000 | $ 73,000 |
| ASHEVILLE, NC | 34 | $ 6,700,000 | $ 197,000 | $ 110,000 |
| BOISE CITY-NAMPA, ID | 34 | $ 4,833,000 | $ 142,000 | $ 96,000 |
| GRAND JUNCTION, CO | 34 | $ 5,012,000 | $ 147,000 | $ 45,000 |
| BREMERTON-SILVERDALE, WA | 32 | $ 5,397,000 | $ 168,000 | $ 43,000 |
| EDISON, NJ | 31 | $ 9,594,000 | $ 309,000 | $ 137,000 |
| PUEBLO, CO | 31 | $ 3,821,000 | $ 123,000 | $ 61,000 |
| BELLINGHAM, WA | 30 | $ 5,633,000 | $ 187,000 | $ 91,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 30 | $ 3,525,000 | $ 117,000 | $ 55,000 |
| ESSEX COUNTY, MA | 30 | $ 7,728,000 | $ 257,000 | $ 91,000 |
| MODESTO, CA | 30 | $ 5,906,000 | $ 196,000 | $ 73,000 |
| CHICO, CA | 29 | $ 6,825,000 | $ 235,000 | $ 142,000 |
| MEDFORD, OR | 29 | $ 5,366,000 | $ 185,000 | $ 112,000 |
| ANN ARBOR, MI | 28 | $ 5,937,000 | $ 212,000 | $ 86,000 |
| OGDEN-CLEARFIELD, UT | 27 | $ 4,930,000 | $ 182,000 | $ 89,000 |
| SANTA ROSA-PETALUMA, CA | 27 | $ 8,565,000 | $ 317,000 | $ 114,000 |
| COEUR D'ALENE, ID | 26 | $ 4,648,000 | $ 178,000 | $ 91,000 |
| MONTGOMERY, AL | 26 | $ 3,450,000 | $ 132,000 | $ 70,000 |
| NASSAU-SUFFOLK, NY | 26 | $ 12,039,000 | $ 463,000 | $ 159,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 26 | $ 12,759,000 | $ 490,000 | $ 656,000 |
| NEWARK-UNION, NJ-PA | 26 | $ 8,417,000 | $ 323,000 | $ 301,000 |
| PROVO-OREM, UT | 26 | $ 4,135,000 | $ 159,000 | $ 52,000 |
| BOWLING GREEN, KY | 24 | $ 3,382,000 | $ 140,000 | $ 80,000 |
| FLINT, MI | 24 | $ 3,925,000 | $ 163,000 | $ 69,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 24 | $ 3,842,000 | $ 160,000 | $ 57,000 |
| SPOKANE, WA | 24 | $ 3,476,000 | $ 144,000 | $ 63,000 |
| AUSTIN-ROUND ROCK, TX | 23 | $ 4,872,000 | $ 211,000 | $ 134,000 |
| COLUMBUS, OH | 23 | $ 3,999,000 | $ 173,000 | $ 107,000 |
| BAKERSFIELD, CA | 22 | $ 3,745,000 | $ 170,000 | $ 62,000 |
| SANTA CRUZ-WATSONVILLE, CA | 22 | $ 8,911,000 | $ 405,000 | $ 180,000 |
| MANCHESTER-NASHUA, NH | 21 | $ 4,333,000 | $ 206,000 | $ 72,000 |
| VALLEJO-FAIRFIELD, CA | 21 | $ 6,725,000 | $ 320,000 | $ 108,000 |
| GREENSBORO-HIGH POINT, NC | 20 | $ 2,908,000 | $ 145,000 | $ 96,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 20 | $ 4,819,000 | $ 240,000 | $ 134,000 |
| SPRINGFIELD, MA | 20 | $ 4,074,000 | $ 203,000 | $ 139,000 |
| WILMINGTON, DE-MD-NJ | 20 | $ 3,989,000 | $ 199,000 | $ 69,000 |
| WINSTON-SALEM, NC | 20 | $ 3,155,000 | $ 157,000 | $ 106,000 |
| NORWICH-NEW LONDON, CT | 19 | $ 3,115,000 | $ 163,000 | $ 66,000 |
| SALEM, OR | 19 | $ 2,956,000 | $ 155,000 | $ 40,000 |
| GREENVILLE, NC | 18 | $ 2,171,000 | $ 120,000 | $ 52,000 |
| SALINAS, CA | 18 | $ 7,233,000 | $ 401,000 | $ 185,000 |
| SIOUX FALLS, SD | 18 | $ 2,386,000 | $ 132,000 | $ 76,000 |
| EUGENE-SPRINGFIELD, OR | 17 | $ 3,128,000 | $ 184,000 | $ 49,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 17 | $ 5,374,000 | $ 316,000 | $ 98,000 |
| CAMDEN, NJ | 16 | $ 2,825,000 | $ 176,000 | $ 88,000 |
| COLUMBIA, MO | 16 | $ 2,424,000 | $ 151,000 | $ 69,000 |
| GRAND RAPIDS-WYOMING, MI | 15 | $ 2,555,000 | $ 170,000 | $ 70,000 |
| RENO-SPARKS, NV | 15 | $ 4,198,000 | $ 279,000 | $ 111,000 |
| SAN ANTONIO, TX | 15 | $ 1,911,000 | $ 127,000 | $ 94,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 14 | $ 2,336,000 | $ 166,000 | $ 44,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 14 | $ 3,583,000 | $ 255,000 | $ 81,000 |
| ANDERSON, IN | 13 | $ 2,360,000 | $ 181,000 | $ 75,000 |
| ANDERSON, SC | 13 | $ 2,237,000 | $ 172,000 | $ 85,000 |
| BARNSTABLE TOWN, MA | 13 | $ 4,481,000 | $ 344,000 | $ 402,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 13 | $ 5,945,000 | $ 457,000 | $ 165,000 |
| HUNTSVILLE, AL | 13 | $ 779,000 | $ 59,000 | $ 81,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 13 | $ 5,620,000 | $ 432,000 | $ 145,000 |
| VISALIA-PORTERVILLE, CA | 13 | $ 2,063,000 | $ 158,000 | $ 121,000 |
| NEW HAVEN-MILFORD, CT | 12 | $ 2,235,000 | $ 186,000 | $ 77,000 |
| ROCHESTER, MN | 12 | $ 2,531,000 | $ 210,000 | $ 47,000 |
| AKRON, OH | 11 | $ 595,000 | $ 54,000 | $ 48,000 |
| COLLEGE STATION-BRYAN, TX | 11 | $ 1,483,000 | $ 134,000 | $ 88,000 |
| EVANSVILLE, IN-KY | 11 | $ 1,699,000 | $ 154,000 | $ 84,000 |
| FLORENCE, SC | 11 | $ 1,813,000 | $ 164,000 | $ 82,000 |
| FORT WORTH-ARLINGTON, TX | 11 | $ 2,059,000 | $ 187,000 | $ 91,000 |
| HINESVILLE-FORT STEWART, GA | 11 | $ 629,000 | $ 57,000 | $ 71,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 11 | $ 1,490,000 | $ 135,000 | $ 64,000 |
| MISSOULA, MT | 11 | $ 2,266,000 | $ 206,000 | $ 134,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 11 | $ 2,960,000 | $ 269,000 | $ 94,000 |
| LEWISTON-AUBURN, ME | 10 | $ 1,396,000 | $ 139,000 | $ 71,000 |
| YAKIMA, WA | 10 | $ 1,150,000 | $ 115,000 | $ 57,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 9 | $ 690,000 | $ 76,000 | $ 83,000 |
| CANTON-MASSILLON, OH | 9 | $ 925,000 | $ 102,000 | $ 58,000 |
| CUMBERLAND, MD-WV | 9 | $ 657,000 | $ 73,000 | $ 55,000 |
| GOLDSBORO, NC | 9 | $ 857,000 | $ 95,000 | $ 40,000 |
| MERCED, CA | 9 | $ 1,937,000 | $ 215,000 | $ 49,000 |
| MOBILE, AL | 8 | $ 1,085,000 | $ 135,000 | $ 57,000 |
| OLYMPIA, WA | 8 | $ 1,578,000 | $ 197,000 | $ 79,000 |
| ROCKFORD, IL | 8 | $ 1,582,000 | $ 197,000 | $ 123,000 |
| VALDOSTA, GA | 8 | $ 776,000 | $ 97,000 | $ 69,000 |
| BILLINGS, MT | 7 | $ 901,000 | $ 128,000 | $ 34,000 |
| CEDAR RAPIDS, IA | 7 | $ 1,018,000 | $ 145,000 | $ 71,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 7 | $ 1,131,000 | $ 161,000 | $ 109,000 |
| JACKSON, MI | 7 | $ 1,544,000 | $ 220,000 | $ 223,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 7 | $ 1,357,000 | $ 193,000 | $ 104,000 |
| PRESCOTT, AZ | 7 | $ 1,304,000 | $ 186,000 | $ 51,000 |
| TOPEKA, KS | 7 | $ 781,000 | $ 111,000 | $ 55,000 |
| WORCESTER, MA | 7 | $ 1,459,000 | $ 208,000 | $ 76,000 |
| ATLANTIC CITY, NJ | 6 | $ 1,387,000 | $ 231,000 | $ 102,000 |
| CHEYENNE, WY | 6 | $ 914,000 | $ 152,000 | $ 57,000 |
| LAFAYETTE, IN | 6 | $ 453,000 | $ 75,000 | $ 50,000 |
| LANSING-EAST LANSING, MI | 6 | $ 802,000 | $ 133,000 | $ 78,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 6 | $ 919,000 | $ 153,000 | $ 89,000 |
| RACINE, WI | 6 | $ 1,737,000 | $ 289,000 | $ 117,000 |
| SANTA FE, NM | 6 | $ 1,363,000 | $ 227,000 | $ 202,000 |
| SHEBOYGAN, WI | 6 | $ 1,009,000 | $ 168,000 | $ 74,000 |
| SPARTANBURG, SC | 6 | $ 719,000 | $ 119,000 | $ 70,000 |
| TUSCALOOSA, AL | 6 | $ 1,398,000 | $ 233,000 | $ 114,000 |
| BANGOR, ME | 5 | $ 611,000 | $ 122,000 | $ 70,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 586,000 | $ 117,000 | $ 87,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 466,000 | $ 93,000 | $ 47,000 |
| DAYTON, OH | 5 | $ 591,000 | $ 118,000 | $ 82,000 |
| LANCASTER, PA | 5 | $ 597,000 | $ 119,000 | $ 78,000 |
| LEBANON, PA | 5 | $ 581,000 | $ 116,000 | $ 96,000 |
| ROCHESTER, NY | 5 | $ 471,000 | $ 94,000 | $ 55,000 |
| ROCKY MOUNT, NC | 5 | $ 590,000 | $ 118,000 | $ 53,000 |
| TOLEDO, OH | 5 | $ 1,021,000 | $ 204,000 | $ 98,000 |
| AMES, IA | 4 | $ 806,000 | $ 201,000 | $ 215,000 |
| BEND, OR | 4 | $ 846,000 | $ 211,000 | $ 105,000 |
| BURLINGTON, NC | 4 | $ 346,000 | $ 86,000 | $ 161,000 |
| DOVER, DE | 4 | $ 553,000 | $ 138,000 | $ 45,000 |
| FORT WAYNE, IN | 4 | $ 548,000 | $ 137,000 | $ 154,000 |
| GARY, IN | 4 | $ 397,000 | $ 99,000 | $ 85,000 |
| HANFORD-CORCORAN, CA | 4 | $ 682,000 | $ 170,000 | $ 57,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 382,000 | $ 95,000 | $ 48,000 |
| JACKSON, MS | 4 | $ 1,423,000 | $ 355,000 | $ 974,000 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 745,000 | $ 186,000 | $ 36,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 4 | $ 778,000 | $ 194,000 | $ 341,000 |
| ST. CLOUD, MN | 4 | $ 512,000 | $ 128,000 | $ 39,000 |
| SYRACUSE, NY | 4 | $ 602,000 | $ 150,000 | $ 74,000 |
| TRENTON-EWING, NJ | 4 | $ 1,468,000 | $ 367,000 | $ 216,000 |
| WENATCHEE, WA | 4 | $ 994,000 | $ 248,000 | $ 196,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 346,000 | $ 86,000 | $ 78,000 |
| ANNISTON-OXFORD, AL | 3 | $ 220,000 | $ 73,000 | $ 62,000 |
| BUFFALO-NIAGARA FALLS, NY | 3 | $ 441,000 | $ 147,000 | $ 83,000 |
| CASPER, WY | 3 | $ 360,000 | $ 120,000 | $ 70,000 |
| DECATUR, AL | 3 | $ 70,000 | $ 23,000 | $ 94,000 |
| DUBUQUE, IA | 3 | $ 296,000 | $ 98,000 | $ 53,000 |
| LAWRENCE, KS | 3 | $ 534,000 | $ 178,000 | $ 55,000 |
| MADERA, CA | 3 | $ 553,000 | $ 184,000 | $ 238,000 |
| MONROE, MI | 3 | $ 549,000 | $ 183,000 | $ 88,000 |
| OCEAN CITY, NJ | 3 | $ 1,007,000 | $ 335,000 | $ 152,000 |
| READING, PA | 3 | $ 378,000 | $ 126,000 | $ 51,000 |
| SUMTER, SC | 3 | $ 586,000 | $ 195,000 | $ 118,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 316,000 | $ 158,000 | $ 58,000 |
| APPLETON, WI | 2 | $ 308,000 | $ 154,000 | $ 102,000 |
| BATON ROUGE, LA | 2 | $ 332,000 | $ 166,000 | $ 73,000 |
| BLOOMINGTON, IN | 2 | $ 191,000 | $ 95,000 | $ 70,000 |
| CORPUS CHRISTI, TX | 2 | $ 424,000 | $ 212,000 | $ 91,000 |
| CORVALLIS, OR | 2 | $ 472,000 | $ 236,000 | $ 94,000 |
| DOTHAN, AL | 2 | $ 69,000 | $ 34,000 | $ 78,000 |
| DULUTH, MN-WI | 2 | $ 206,000 | $ 103,000 | $ 60,000 |
| EAU CLAIRE, WI | 2 | $ 390,000 | $ 195,000 | $ 44,000 |
| ELIZABETHTOWN, KY | 2 | $ 283,000 | $ 141,000 | $ 35,000 |
| FARMINGTON, NM | 2 | $ 245,000 | $ 122,000 | $ 42,000 |
| FLAGSTAFF, AZ | 2 | $ 249,000 | $ 124,000 | $ 52,000 |
| FOND DU LAC, WI | 2 | $ 316,000 | $ 158,000 | $ 43,000 |
| GULFPORT-BILOXI, MS | 2 | $ 373,000 | $ 186,000 | $ 87,000 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 324,000 | $ 162,000 | $ 53,000 |
| JEFFERSON CITY, MO | 2 | $ 295,000 | $ 147,000 | $ 50,000 |
| JOPLIN, MO | 2 | $ 495,000 | $ 247,000 | $ 135,000 |
| KINGSTON, NY | 2 | $ 89,000 | $ 44,000 | $ 25,000 |
| LAS CRUCES, NM | 2 | $ 261,000 | $ 130,000 | $ 49,000 |
| MUNCIE, IN | 2 | $ 299,000 | $ 149,000 | $ 51,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 182,000 | $ 91,000 | $ 39,000 |
| NAPA, CA | 2 | $ 525,000 | $ 262,000 | $ 104,000 |
| PITTSFIELD, MA | 2 | $ 256,000 | $ 128,000 | $ 142,000 |
| SCRANTON--WILKES-BARRE, PA | 2 | $ 150,000 | $ 75,000 | $ 62,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 209,000 | $ 104,000 | $ 99,000 |
| ST. GEORGE, UT | 2 | $ 550,000 | $ 275,000 | $ 91,000 |
| ST. JOSEPH, MO-KS | 2 | $ 213,000 | $ 106,000 | $ 60,000 |
| TYLER, TX | 2 | $ 211,000 | $ 105,000 | $ 41,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 197,000 | $ 98,000 | $ 46,000 |
| YUBA CITY, CA | 2 | $ 511,000 | $ 255,000 | $ 60,000 |
| ABILENE, TX | 1 | $ 261,000 | $ 261,000 | $ 116,000 |
| AMARILLO, TX | 1 | $ 270,000 | $ 270,000 | $ 94,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 117,000 | $ 117,000 | $ 54,000 |
| CHARLESTON, WV | 1 | $ 220,000 | $ 220,000 | $ 103,000 |
| COLUMBUS, IN | 1 | $ 279,000 | $ 279,000 | $ 93,000 |
| EL CENTRO, CA | 1 | $ 150,000 | $ 150,000 | $ 94,000 |
| ERIE, PA | 1 | $ 83,000 | $ 83,000 | $ 0 |
| FARGO, ND-MN | 1 | $ 94,000 | $ 94,000 | $ 109,000 |
| GADSDEN, AL | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
| GRAND FORKS, ND-MN | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| HOT SPRINGS, AR | 1 | $ 68,000 | $ 68,000 | $ 317,000 |
| JACKSON, TN | 1 | $ 46,000 | $ 46,000 | $ 30,000 |
| JANESVILLE, WI | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| JOHNSTOWN, PA | 1 | $ 17,000 | $ 17,000 | $ 29,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 133,000 | $ 133,000 | $ 74,000 |
| LIMA, OH | 1 | $ 188,000 | $ 188,000 | $ 375,000 |
| LOGAN, UT-ID | 1 | $ 78,000 | $ 78,000 | $ 45,000 |
| MORGANTOWN, WV | 1 | $ 211,000 | $ 211,000 | $ 171,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 237,000 | $ 237,000 | $ 100,000 |
| OWENSBORO, KY | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| PASCAGOULA, MS | 1 | $ 752,000 | $ 752,000 | $ 259,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| SPRINGFIELD, OH | 1 | $ 36,000 | $ 36,000 | $ 82,000 |
| STATE COLLEGE, PA | 1 | $ 188,000 | $ 188,000 | $ 69,000 |
| UTICA-ROME, NY | 1 | $ 254,000 | $ 254,000 | $ 70,000 |
| VICTORIA, TX | 1 | $ 192,000 | $ 192,000 | $ 126,000 |
Mortgage Loan Application Detail Totals for Suntrust Banks, Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,252 | $5,313,714,000 | $213,142 | $11,000,000 | $108,020 | $9,999,000 |
| Refinancing | 16,854 | $3,077,668,000 | $194,340 | $8,720,000 | $114,425 | $9,999,000 |
| Home Improvement | 13,587 | $353,368,000 | $29,962 | $2,200,000 | $94,222 | $3,900,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 30,248 | $7,693,426,000 | $213,653 | $8,720,000 | $110,000 | $9,999,000 |
| White | 13,657 | $677,240,000 | $130,500 | $3,466,000 | $148,653 | $8,578,000 |
| Not Provided | 4,179 | $187,721,000 | $41,095 | $11,000,000 | $105,714 | $5,314,000 |
| Black or African American | 3,628 | $107,786,000 | $26,812 | $1,309,000 | $77,562 | $3,000,000 |
| Hispanic | 1,453 | $51,300,000 | $29,777 | $578,000 | $59,888 | $4,988,000 |
| Asian | 319 | $18,815,000 | $51,714 | $700,000 | $86,428 | $1,000,000 |
| American Indian or Alaskan Native | 158 | $6,407,000 | $33,454 | $534,000 | $74,909 | $513,000 |
| Native Hawaiian or Other Pacific Islander | 51 | $2,055,000 | $44,857 | $198,000 | $64,428 | $200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 53,037 | $8,649,641,000 | $192,693 | $11,000,000 | $113,346 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 454 | $66,206,000 | $158,812 | $293,000 | $37,156 | $216,000 |
| FHA-insured (Federal Housing Administration) | 202 | $28,903,000 | $140,218 | $407,000 | $42,000 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 30,051 | $7,614,475,000 | $213,591 | $8,720,000 | $113,367 | $9,999,000 |
| Application Denied By Financial Institution | 11,201 | $355,955,000 | $31,642 | $1,565,000 | $80,285 | $3,000,000 |
| Loan Originated | 8,915 | $590,192,000 | $325,761 | $11,000,000 | $213,904 | $8,578,000 |
| Application Approved But Not Accepted | 3,498 | $181,449,000 | $42,777 | $1,000,000 | $76,555 | $3,900,000 |
| Application Withdrawn By Applicant | 28 | $2,679,000 | $51,000 | $1,870,000 | $79,857 | $558,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7,468 | $197,396,000 | $29,142 | $1,309,000 | $59,428 | $3,000,000 |
| Debt-To-Income Ratio | 2,661 | $107,995,000 | $32,000 | $1,565,000 | $61,562 | $715,000 |
| Collateral | 513 | $23,456,000 | $54,363 | $600,000 | $95,272 | $955,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 347 | $18,725,000 | $55,636 | $500,000 | $140,272 | $2,280,000 |
| Other | 123 | $4,976,000 | $33,473 | $450,000 | $106,947 | $880,000 |
| Credit Application Incomplete | 52 | $2,083,000 | $37,142 | $170,000 | $88,142 | $400,000 |
| Employment History | 24 | $566,000 | $37,750 | $90,000 | $89,250 | $153,000 |
| Unverifiable Information | 13 | $758,000 | $49,666 | $290,000 | $82,500 | $285,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Suntrust Banks, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Suntrust Banks, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.