Susquehanna Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Susquehanna Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Susquehanna Bank 1570 Manheim Pike Po Box 3300 Lancaster, PA 17604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,493 |
| Total Mortgage Loan Application Amount | $1,586,832,000 |
| Average Mortgage Loan Application Amount | $208,333 |
| Highest Mortgage Loan Application Amount | $33,705,000 |
| Average Applicant Income | $89,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Susquehanna Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Susquehanna Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Susquehanna Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Susquehanna Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Susquehanna Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Susquehanna Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 907 | $ 172,237,000 | $ 189,000 | $ 71,000 |
| York County Pennsylvania | 565 | $ 75,838,000 | $ 134,000 | $ 61,000 |
| Dauphin County Pennsylvania | 298 | $ 47,373,000 | $ 158,000 | $ 66,000 |
| Philadelphia County Pennsylvania | 276 | $ 76,125,000 | $ 275,000 | $ 68,000 |
| Baltimore County Maryland | 266 | $ 100,112,000 | $ 376,000 | $ 118,000 |
| Franklin County Pennsylvania | 255 | $ 45,317,000 | $ 177,000 | $ 113,000 |
| Northumberland County Pennsylvania | 245 | $ 21,960,000 | $ 89,000 | $ 46,000 |
| Montgomery County Pennsylvania | 232 | $ 60,063,000 | $ 258,000 | $ 109,000 |
| Chester County Pennsylvania | 229 | $ 61,952,000 | $ 270,000 | $ 79,000 |
| Berks County Pennsylvania | 204 | $ 31,473,000 | $ 154,000 | $ 71,000 |
| Cumberland County Pennsylvania | 187 | $ 31,608,000 | $ 169,000 | $ 56,000 |
| Lycoming County Pennsylvania | 182 | $ 21,805,000 | $ 119,000 | $ 57,000 |
| Washington County Maryland | 179 | $ 55,398,000 | $ 309,000 | $ 137,000 |
| Baltimore City County Maryland | 145 | $ 37,358,000 | $ 257,000 | $ 61,000 |
| Adams County Pennsylvania | 145 | $ 23,363,000 | $ 161,000 | $ 70,000 |
| Howard County Maryland | 138 | $ 81,370,000 | $ 589,000 | $ 181,000 |
| Camden County New Jersey | 104 | $ 29,950,000 | $ 287,000 | $ 57,000 |
| Harford County Maryland | 100 | $ 29,243,000 | $ 292,000 | $ 85,000 |
| Snyder County Pennsylvania | 99 | $ 13,702,000 | $ 138,000 | $ 75,000 |
| Carroll County Maryland | 91 | $ 30,221,000 | $ 332,000 | $ 109,000 |
| Montgomery County Maryland | 90 | $ 48,376,000 | $ 537,000 | $ 264,000 |
| Schuylkill County Pennsylvania | 89 | $ 7,971,000 | $ 89,000 | $ 56,000 |
| Centre County Pennsylvania | 82 | $ 22,032,000 | $ 268,000 | $ 113,000 |
| Lebanon County Pennsylvania | 82 | $ 24,746,000 | $ 301,000 | $ 68,000 |
| Luzerne County Pennsylvania | 76 | $ 8,788,000 | $ 115,000 | $ 57,000 |
| Anne Arundel County Maryland | 74 | $ 41,225,000 | $ 557,000 | $ 177,000 |
| Atlantic County New Jersey | 72 | $ 19,308,000 | $ 268,000 | $ 123,000 |
| Gloucester County New Jersey | 66 | $ 21,986,000 | $ 333,000 | $ 78,000 |
| Berkeley County West Virginia | 65 | $ 11,874,000 | $ 182,000 | $ 43,000 |
| Cumberland County New Jersey | 61 | $ 6,469,000 | $ 106,000 | $ 86,000 |
| Lehigh County Pennsylvania | 55 | $ 8,333,000 | $ 151,000 | $ 56,000 |
| Delaware County Pennsylvania | 54 | $ 12,377,000 | $ 229,000 | $ 84,000 |
| Burlington County New Jersey | 50 | $ 21,650,000 | $ 433,000 | $ 162,000 |
| Bucks County Pennsylvania | 49 | $ 12,115,000 | $ 247,000 | $ 103,000 |
| Union County Pennsylvania | 44 | $ 7,729,000 | $ 175,000 | $ 59,000 |
| Frederick County Maryland | 42 | $ 13,548,000 | $ 322,000 | $ 119,000 |
| Fairfax County Virginia | 42 | $ 40,650,000 | $ 967,000 | $ 207,000 |
| Cape May County New Jersey | 38 | $ 16,839,000 | $ 443,000 | $ 276,000 |
| Allegany County Maryland | 36 | $ 2,830,000 | $ 78,000 | $ 73,000 |
| Northampton County Pennsylvania | 33 | $ 4,162,000 | $ 126,000 | $ 50,000 |
| Bedford County Pennsylvania | 32 | $ 4,160,000 | $ 130,000 | $ 61,000 |
| District of Columbia County District Of Columbia | 28 | $ 14,110,000 | $ 503,000 | $ 209,000 |
| Fulton County Pennsylvania | 28 | $ 3,863,000 | $ 137,000 | $ 61,000 |
| Worcester County Maryland | 23 | $ 6,583,000 | $ 286,000 | $ 232,000 |
| Cecil County Maryland | 21 | $ 5,647,000 | $ 268,000 | $ 109,000 |
| Carbon County Pennsylvania | 21 | $ 1,982,000 | $ 94,000 | $ 47,000 |
| Prince George's County Maryland | 20 | $ 12,192,000 | $ 609,000 | $ 143,000 |
| Sussex County Delaware | 19 | $ 8,528,000 | $ 448,000 | $ 251,000 |
| Garrett County Maryland | 16 | $ 3,145,000 | $ 196,000 | $ 91,000 |
| Columbia County Pennsylvania | 14 | $ 2,735,000 | $ 195,000 | $ 88,000 |
| Montour County Pennsylvania | 14 | $ 2,116,000 | $ 151,000 | $ 67,000 |
| Loudoun County Virginia | 12 | $ 15,176,000 | $ 1,264,000 | $ 478,000 |
| Hunterdon County New Jersey | 11 | $ 3,636,000 | $ 330,000 | $ 99,000 |
| Middlesex County New Jersey | 10 | $ 11,976,000 | $ 1,197,000 | $ 121,000 |
| Queen Anne's County Maryland | 8 | $ 2,796,000 | $ 349,000 | $ 125,000 |
| Huntingdon County Pennsylvania | 8 | $ 2,240,000 | $ 280,000 | $ 69,000 |
| Perry County Pennsylvania | 8 | $ 1,124,000 | $ 140,000 | $ 33,000 |
| New Castle County Delaware | 7 | $ 35,819,000 | $ 5,117,000 | $ 84,000 |
| Salem County New Jersey | 7 | $ 2,057,000 | $ 293,000 | $ 83,000 |
| Clinton County Pennsylvania | 7 | $ 744,000 | $ 106,000 | $ 26,000 |
| Blair County Pennsylvania | 6 | $ 1,717,000 | $ 286,000 | $ 72,000 |
| Mifflin County Pennsylvania | 6 | $ 986,000 | $ 164,000 | $ 150,000 |
| Mineral County West Virginia | 6 | $ 828,000 | $ 138,000 | $ 123,000 |
| Morgan County West Virginia | 6 | $ 903,000 | $ 150,000 | $ 55,000 |
| Tioga County Pennsylvania | 5 | $ 1,282,000 | $ 256,000 | $ 293,000 |
| Alexandria County Virginia | 5 | $ 3,597,000 | $ 719,000 | $ 889,000 |
| Jefferson County West Virginia | 5 | $ 902,000 | $ 180,000 | $ 45,000 |
| Mercer County New Jersey | 4 | $ 1,436,000 | $ 359,000 | $ 175,000 |
| Somerset County Pennsylvania | 4 | $ 3,104,000 | $ 776,000 | $ 21,000 |
| Hudson County New Jersey | 3 | $ 1,042,000 | $ 347,000 | $ 193,000 |
| Monmouth County New Jersey | 3 | $ 2,506,000 | $ 835,000 | $ 635,000 |
| Ocean County New Jersey | 3 | $ 861,000 | $ 287,000 | $ 245,000 |
| Monroe County Pennsylvania | 3 | $ 405,000 | $ 135,000 | $ 72,000 |
| Susquehanna County Pennsylvania | 3 | $ 330,000 | $ 110,000 | $ 48,000 |
| Arlington County Virginia | 3 | $ 2,044,000 | $ 681,000 | $ 109,000 |
| Calvert County Maryland | 2 | $ 899,000 | $ 449,000 | $ 891,000 |
| Somerset County New Jersey | 2 | $ 357,000 | $ 178,000 | $ 68,000 |
| Allegheny County Pennsylvania | 2 | $ 319,000 | $ 159,000 | $ 89,000 |
| Bradford County Pennsylvania | 2 | $ 1,199,000 | $ 599,000 | $ 648,000 |
| Clearfield County Pennsylvania | 2 | $ 335,000 | $ 167,000 | $ 72,000 |
| Crawford County Pennsylvania | 2 | $ 397,000 | $ 198,000 | $ 85,000 |
| Juniata County Pennsylvania | 2 | $ 269,000 | $ 134,000 | $ 367,000 |
| Lackawanna County Pennsylvania | 2 | $ 625,000 | $ 312,000 | $ 230,000 |
| Sullivan County Pennsylvania | 2 | $ 518,000 | $ 259,000 | $ 100,000 |
| Prince William County Virginia | 2 | $ 841,000 | $ 420,000 | $ 157,000 |
| Southampton County Virginia | 2 | $ 544,000 | $ 272,000 | $ 128,000 |
| Monongalia County West Virginia | 2 | $ 377,000 | $ 188,000 | $ 120,000 |
| Preston County West Virginia | 2 | $ 249,000 | $ 124,000 | $ 30,000 |
| Riverside County California | 1 | $ 850,000 | $ 850,000 | $ 495,000 |
| Kent County Delaware | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Monroe County Florida | 1 | $ 1,300,000 | $ 1,300,000 | $ 410,000 |
| Palm Beach County Florida | 1 | $ 188,000 | $ 188,000 | $ 427,000 |
| St. Johns County Florida | 1 | $ 1,700,000 | $ 1,700,000 | $ 491,000 |
| St. Lucie County Florida | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Fayette County Georgia | 1 | $ 270,000 | $ 270,000 | $ 81,000 |
| Kauai County Hawaii | 1 | $ 960,000 | $ 960,000 | $ 417,000 |
| McHenry County Illinois | 1 | $ 80,000 | $ 80,000 | $ 430,000 |
| Caroline County Maryland | 1 | $ 156,000 | $ 156,000 | $ 33,000 |
| Dorchester County Maryland | 1 | $ 268,000 | $ 268,000 | $ 107,000 |
| Somerset County Maryland | 1 | $ 132,000 | $ 132,000 | $ 121,000 |
| Norfolk County Massachusetts | 1 | $ 1,140,000 | $ 1,140,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Morris County New Jersey | 1 | $ 347,000 | $ 347,000 | $ 175,000 |
| Passaic County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 87,000 |
| Warren County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| New York County New York | 1 | $ 900,000 | $ 900,000 | $ 601,000 |
| Sullivan County New York | 1 | $ 277,000 | $ 277,000 | $ 85,000 |
| Craven County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 64,000 |
| Cambria County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 563,000 |
| Pike County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 66,000 |
| Potter County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 36,000 |
| Wayne County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 175,000 |
| Horry County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Tarrant County Texas | 1 | $ 558,000 | $ 558,000 | $ 526,000 |
| Summit County Utah | 1 | $ 3,750,000 | $ 3,750,000 | $ 3,600,000 |
| Augusta County Virginia | 1 | $ 131,000 | $ 131,000 | $ 41,000 |
| Bedford County Virginia | 1 | $ 808,000 | $ 808,000 | $ 345,000 |
| Fauquier County Virginia | 1 | $ 303,000 | $ 303,000 | $ 390,000 |
| Frederick County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Manassas County Virginia | 1 | $ 300,000 | $ 300,000 | $ 104,000 |
| Northumberland County Virginia | 1 | $ 417,000 | $ 417,000 | $ 190,000 |
| Spotsylvania County Virginia | 1 | $ 234,000 | $ 234,000 | $ 65,000 |
| Tazewell County Virginia | 1 | $ 240,000 | $ 240,000 | $ 150,000 |
| Hampshire County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Hardy County West Virginia | 1 | $ 176,000 | $ 176,000 | $ 42,000 |
| Kanawha County West Virginia | 1 | $ 220,000 | $ 220,000 | $ 60,000 |
| Randolph County West Virginia | 1 | $ 74,000 | $ 74,000 | $ 45,000 |
| Tucker County West Virginia | 1 | $ 102,000 | $ 102,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for Susquehanna Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,801 | $994,744,000 | $261,000 | $33,705,000 | $83,000 | $3,600,000 |
| Refinancing | 2,013 | $519,567,000 | $258,000 | $9,506,000 | $112,000 | $9,999,000 |
| Home Improvement | 679 | $72,521,000 | $106,000 | $6,545,000 | $74,000 | $1,677,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,148 | $1,086,861,000 | $211,000 | $5,400,000 | $98,000 | $9,999,000 |
| Not applicable | 367 | $269,947,000 | $735,000 | $33,705,000 | $0 | $35,000 |
| Not Provided | 329 | $58,724,000 | $178,000 | $1,631,000 | $79,000 | $1,485,000 |
| Black or African American | 253 | $69,544,000 | $274,000 | $2,000,000 | $97,000 | $2,972,000 |
| Hispanic | 215 | $29,573,000 | $137,000 | $1,350,000 | $58,000 | $360,000 |
| Asian | 167 | $69,528,000 | $416,000 | $2,100,000 | $140,000 | $1,677,000 |
| American Indian or Alaskan Native | 7 | $1,663,000 | $237,000 | $743,000 | $115,000 | $310,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $992,000 | $141,000 | $216,000 | $55,000 | $139,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,672 | $1,448,098,000 | $255,000 | $33,705,000 | $96,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 500 | $80,160,000 | $160,000 | $597,000 | $57,000 | $735,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 204 | $29,908,000 | $146,000 | $342,000 | $45,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 117 | $28,666,000 | $245,000 | $899,000 | $74,000 | $923,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,562 | $1,157,388,000 | $253,000 | $33,705,000 | $104,000 | $9,999,000 |
| Application Denied By Financial Institution | 960 | $169,369,000 | $176,000 | $2,300,000 | $72,000 | $1,677,000 |
| Application Withdrawn By Applicant | 485 | $142,319,000 | $293,000 | $14,000,000 | $0 | $0 |
| Application Approved But Not Accepted | 380 | $86,305,000 | $227,000 | $2,000,000 | $128,000 | $9,999,000 |
| File Closed For Incompleteness | 101 | $30,374,000 | $300,000 | $1,500,000 | $0 | $0 |
| Loan Purchased By The Institution | 5 | $1,077,000 | $215,000 | $277,000 | $70,000 | $100,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Susquehanna Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Susquehanna Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.