Susquehanna Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Susquehanna Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Susquehanna Bank 1570 Manheim Pike Po Box 3300 Lancaster, PA 17601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 6,213 |
| Total Mortgage Loan Application Amount | $833,848,000 |
| Average Mortgage Loan Application Amount | $131,666 |
| Highest Mortgage Loan Application Amount | $17,920,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $7,256,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Susquehanna Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Susquehanna Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Susquehanna Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Susquehanna Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Susquehanna Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Susquehanna Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 964 | $ 117,120,000 | $ 121,000 | $ 72,000 |
| York County Pennsylvania | 696 | $ 73,465,000 | $ 105,000 | $ 60,000 |
| Northumberland County Pennsylvania | 430 | $ 25,489,000 | $ 59,000 | $ 57,000 |
| Dauphin County Pennsylvania | 349 | $ 47,296,000 | $ 135,000 | $ 71,000 |
| Berks County Pennsylvania | 314 | $ 39,885,000 | $ 127,000 | $ 87,000 |
| Schuylkill County Pennsylvania | 241 | $ 16,425,000 | $ 68,000 | $ 54,000 |
| Franklin County Pennsylvania | 235 | $ 38,606,000 | $ 164,000 | $ 76,000 |
| Washington County Maryland | 233 | $ 35,654,000 | $ 153,000 | $ 69,000 |
| Lycoming County Pennsylvania | 209 | $ 26,922,000 | $ 128,000 | $ 54,000 |
| Adams County Pennsylvania | 172 | $ 22,825,000 | $ 132,000 | $ 68,000 |
| Cumberland County New Jersey | 156 | $ 15,745,000 | $ 100,000 | $ 78,000 |
| Snyder County Pennsylvania | 148 | $ 17,098,000 | $ 115,000 | $ 109,000 |
| Camden County New Jersey | 143 | $ 13,792,000 | $ 96,000 | $ 65,000 |
| Luzerne County Pennsylvania | 123 | $ 7,715,000 | $ 62,000 | $ 51,000 |
| Baltimore County Maryland | 116 | $ 25,778,000 | $ 222,000 | $ 90,000 |
| Allegany County Maryland | 114 | $ 7,274,000 | $ 63,000 | $ 65,000 |
| Chester County Pennsylvania | 113 | $ 16,554,000 | $ 146,000 | $ 75,000 |
| Cumberland County Pennsylvania | 104 | $ 13,082,000 | $ 125,000 | $ 79,000 |
| Bedford County Pennsylvania | 95 | $ 6,706,000 | $ 70,000 | $ 47,000 |
| Lehigh County Pennsylvania | 95 | $ 12,872,000 | $ 135,000 | $ 117,000 |
| Carroll County Maryland | 82 | $ 16,352,000 | $ 199,000 | $ 97,000 |
| Atlantic County New Jersey | 73 | $ 16,186,000 | $ 221,000 | $ 128,000 |
| Gloucester County New Jersey | 68 | $ 12,299,000 | $ 180,000 | $ 76,000 |
| Northampton County Pennsylvania | 62 | $ 6,828,000 | $ 110,000 | $ 86,000 |
| Union County Pennsylvania | 61 | $ 8,697,000 | $ 142,000 | $ 63,000 |
| Berkeley County West Virginia | 61 | $ 7,347,000 | $ 120,000 | $ 69,000 |
| Montgomery County Pennsylvania | 59 | $ 12,574,000 | $ 213,000 | $ 91,000 |
| Garrett County Maryland | 50 | $ 6,970,000 | $ 139,000 | $ 88,000 |
| Baltimore City County Maryland | 46 | $ 10,145,000 | $ 220,000 | $ 91,000 |
| Philadelphia County Pennsylvania | 41 | $ 15,186,000 | $ 370,000 | $ 132,000 |
| Lebanon County Pennsylvania | 36 | $ 3,988,000 | $ 110,000 | $ 48,000 |
| Burlington County New Jersey | 35 | $ 4,890,000 | $ 139,000 | $ 113,000 |
| Columbia County Pennsylvania | 32 | $ 3,673,000 | $ 114,000 | $ 45,000 |
| Carbon County Pennsylvania | 29 | $ 3,170,000 | $ 109,000 | $ 55,000 |
| Worcester County Maryland | 27 | $ 14,474,000 | $ 536,000 | $ 228,000 |
| Howard County Maryland | 26 | $ 12,066,000 | $ 464,000 | $ 105,000 |
| Delaware County Pennsylvania | 22 | $ 4,431,000 | $ 201,000 | $ 73,000 |
| Anne Arundel County Maryland | 21 | $ 7,250,000 | $ 345,000 | $ 186,000 |
| Frederick County Maryland | 17 | $ 7,090,000 | $ 417,000 | $ 210,000 |
| Salem County New Jersey | 17 | $ 1,599,000 | $ 94,000 | $ 150,000 |
| Harford County Maryland | 16 | $ 2,988,000 | $ 186,000 | $ 67,000 |
| Cape May County New Jersey | 13 | $ 8,822,000 | $ 678,000 | $ 280,000 |
| Mineral County West Virginia | 12 | $ 601,000 | $ 50,000 | $ 34,000 |
| Sussex County Delaware | 11 | $ 3,769,000 | $ 342,000 | $ 250,000 |
| Blair County Pennsylvania | 11 | $ 2,144,000 | $ 194,000 | $ 168,000 |
| Bucks County Pennsylvania | 11 | $ 3,276,000 | $ 297,000 | $ 121,000 |
| Montour County Pennsylvania | 10 | $ 1,413,000 | $ 141,000 | $ 118,000 |
| Clinton County Pennsylvania | 9 | $ 1,243,000 | $ 138,000 | $ 62,000 |
| Jefferson County West Virginia | 8 | $ 1,224,000 | $ 153,000 | $ 72,000 |
| Dorchester County Maryland | 7 | $ 2,574,000 | $ 367,000 | $ 173,000 |
| Montgomery County Maryland | 7 | $ 4,131,000 | $ 590,000 | $ 319,000 |
| Centre County Pennsylvania | 7 | $ 1,657,000 | $ 236,000 | $ 81,000 |
| Mifflin County Pennsylvania | 7 | $ 415,000 | $ 59,000 | $ 64,000 |
| Morgan County West Virginia | 7 | $ 411,000 | $ 58,000 | $ 55,000 |
| Perry County Pennsylvania | 6 | $ 619,000 | $ 103,000 | $ 45,000 |
| Somerset County Pennsylvania | 5 | $ 415,000 | $ 83,000 | $ 39,000 |
| Sullivan County Pennsylvania | 5 | $ 1,378,000 | $ 275,000 | $ 397,000 |
| Ocean County New Jersey | 4 | $ 1,353,000 | $ 338,000 | $ 134,000 |
| Clearfield County Pennsylvania | 4 | $ 519,000 | $ 129,000 | $ 121,000 |
| Huntingdon County Pennsylvania | 4 | $ 609,000 | $ 152,000 | $ 106,000 |
| Kent County Delaware | 3 | $ 871,000 | $ 290,000 | $ 75,000 |
| New Castle County Delaware | 3 | $ 1,811,000 | $ 603,000 | $ 89,000 |
| Cecil County Maryland | 3 | $ 687,000 | $ 229,000 | $ 126,000 |
| Prince George's County Maryland | 3 | $ 1,017,000 | $ 339,000 | $ 276,000 |
| Queen Anne's County Maryland | 3 | $ 737,000 | $ 245,000 | $ 68,000 |
| Wicomico County Maryland | 3 | $ 6,527,000 | $ 2,175,000 | $ 22,000 |
| Mercer County New Jersey | 3 | $ 148,000 | $ 49,000 | $ 116,000 |
| Bradford County Pennsylvania | 3 | $ 242,000 | $ 80,000 | $ 68,000 |
| Monroe County Pennsylvania | 3 | $ 416,000 | $ 138,000 | $ 114,000 |
| Maui County Hawaii | 2 | $ 3,476,000 | $ 1,738,000 | $ 0 |
| Talbot County Maryland | 2 | $ 460,000 | $ 230,000 | $ 96,000 |
| Warren County New Jersey | 2 | $ 455,000 | $ 227,000 | $ 41,000 |
| Allegheny County Pennsylvania | 2 | $ 192,000 | $ 96,000 | $ 184,000 |
| Cambria County Pennsylvania | 2 | $ 192,000 | $ 96,000 | $ 43,000 |
| Clarion County Pennsylvania | 2 | $ 211,000 | $ 105,000 | $ 68,000 |
| Fulton County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 26,000 |
| Lackawanna County Pennsylvania | 2 | $ 495,000 | $ 247,000 | $ 69,000 |
| Tioga County Pennsylvania | 2 | $ 501,000 | $ 250,000 | $ 125,000 |
| Horry County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 172,000 |
| Clarke County Virginia | 2 | $ 742,000 | $ 371,000 | $ 244,000 |
| Fauquier County Virginia | 2 | $ 436,000 | $ 218,000 | $ 184,000 |
| Grant County West Virginia | 2 | $ 773,000 | $ 386,000 | $ 65,000 |
| Monongalia County West Virginia | 2 | $ 563,000 | $ 281,000 | $ 232,000 |
| District of Columbia County District Of Columbia | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 105,000 | $ 105,000 | $ 600,000 |
| Monroe County Florida | 1 | $ 1,375,000 | $ 1,375,000 | $ 1,335,000 |
| Volusia County Florida | 1 | $ 190,000 | $ 190,000 | $ 32,000 |
| Will County Illinois | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| York County Maine | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Charles County Maryland | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Wayne County Michigan | 1 | $ 312,000 | $ 312,000 | $ 455,000 |
| Monmouth County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 106,000 |
| Morris County New Jersey | 1 | $ 119,000 | $ 119,000 | $ 86,000 |
| Broome County New York | 1 | $ 170,000 | $ 170,000 | $ 150,000 |
| Brunswick County North Carolina | 1 | $ 2,900,000 | $ 2,900,000 | $ 772,000 |
| Dare County North Carolina | 1 | $ 450,000 | $ 450,000 | $ 300,000 |
| Butler County Pennsylvania | 1 | $ 314,000 | $ 314,000 | $ 174,000 |
| Jefferson County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 76,000 |
| Juniata County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| Lawrence County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 151,000 | $ 151,000 | $ 50,000 |
| Potter County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Wayne County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Accomack County Virginia | 1 | $ 233,000 | $ 233,000 | $ 93,000 |
| Cumberland County Virginia | 1 | $ 120,000 | $ 120,000 | $ 101,000 |
| Fairfax County Virginia | 1 | $ 144,000 | $ 144,000 | $ 300,000 |
| Loudoun County Virginia | 1 | $ 562,000 | $ 562,000 | $ 227,000 |
| Poquoson County Virginia | 1 | $ 840,000 | $ 840,000 | $ 329,000 |
| Hampshire County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| Pocahontas County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Preston County West Virginia | 1 | $ 59,000 | $ 59,000 | $ 40,000 |
| Raleigh County West Virginia | 1 | $ 140,000 | $ 140,000 | $ 87,000 |
| Randolph County West Virginia | 1 | $ 93,000 | $ 93,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Susquehanna Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,321 | $298,407,000 | $128,000 | $7,000,000 | $83,000 | $7,256,000 |
| Home Purchase | 2,046 | $414,798,000 | $202,000 | $17,920,000 | $73,000 | $2,292,000 |
| Home Improvement | 1,846 | $120,643,000 | $65,000 | $8,000,000 | $70,000 | $1,777,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,131 | $613,806,000 | $119,000 | $3,017,000 | $81,000 | $7,256,000 |
| Not Provided | 361 | $35,532,000 | $98,000 | $820,000 | $85,000 | $598,000 |
| Not applicable | 337 | $137,740,000 | $408,000 | $17,920,000 | $0 | $0 |
| Hispanic | 198 | $17,071,000 | $86,000 | $630,000 | $58,000 | $1,000,000 |
| Black or African American | 106 | $13,965,000 | $131,000 | $1,969,000 | $69,000 | $617,000 |
| Asian | 52 | $12,428,000 | $239,000 | $1,790,000 | $92,000 | $528,000 |
| American Indian or Alaskan Native | 20 | $2,598,000 | $129,000 | $630,000 | $185,000 | $1,777,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $708,000 | $88,000 | $320,000 | $59,000 | $175,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,820 | $772,405,000 | $132,000 | $17,920,000 | $77,000 | $7,256,000 |
| FHA-insured (Federal Housing Administration) | 356 | $55,172,000 | $154,000 | $320,000 | $52,000 | $187,000 |
| VA-guaranteed (Veterans Administration) | 26 | $4,672,000 | $179,000 | $265,000 | $56,000 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,599,000 | $145,000 | $235,000 | $54,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,257 | $598,778,000 | $140,000 | $17,920,000 | $84,000 | $7,256,000 |
| Application Denied By Financial Institution | 1,078 | $102,243,000 | $94,000 | $1,320,000 | $62,000 | $1,777,000 |
| Application Approved But Not Accepted | 553 | $69,980,000 | $126,000 | $2,480,000 | $82,000 | $1,134,000 |
| Application Withdrawn By Applicant | 260 | $50,374,000 | $193,000 | $7,500,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 46 | $6,421,000 | $139,000 | $350,000 | $42,000 | $113,000 |
| File Closed For Incompleteness | 18 | $5,452,000 | $302,000 | $1,800,000 | $0 | $0 |
| Loan Purchased By The Institution | 1 | $600,000 | $600,000 | $600,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Susquehanna Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Susquehanna Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.