Synovus Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Synovus Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Synovus Bank Po Box 120 Columbus, GA 31902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 27,645 |
| Total Mortgage Loan Application Amount | $7,869,775,000 |
| Average Mortgage Loan Application Amount | $259,000 |
| Highest Mortgage Loan Application Amount | $11,755,000 |
| Average Applicant Income | $191,200 |
| Highest Applicant Income | $9,949,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Synovus Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synovus Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Synovus Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synovus Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Synovus Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synovus Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,602 | $ 598,500,000 | $ 373,000 | $ 281,000 |
| Muscogee County Georgia | 1,059 | $ 213,595,000 | $ 201,000 | $ 145,000 |
| Jefferson County Alabama | 999 | $ 306,365,000 | $ 306,000 | $ 199,000 |
| Cobb County Georgia | 800 | $ 218,190,000 | $ 272,000 | $ 199,000 |
| Pinellas County Florida | 759 | $ 203,865,000 | $ 268,000 | $ 181,000 |
| Gwinnett County Georgia | 729 | $ 177,045,000 | $ 242,000 | $ 140,000 |
| DeKalb County Georgia | 695 | $ 200,525,000 | $ 288,000 | $ 211,000 |
| Sarasota County Florida | 590 | $ 221,510,000 | $ 375,000 | $ 226,000 |
| Charleston County South Carolina | 565 | $ 189,095,000 | $ 334,000 | $ 232,000 |
| Davidson County Tennessee | 549 | $ 224,945,000 | $ 409,000 | $ 228,000 |
| Chatham County Georgia | 533 | $ 187,375,000 | $ 351,000 | $ 233,000 |
| Cherokee County Georgia | 445 | $ 103,505,000 | $ 232,000 | $ 171,000 |
| Escambia County Florida | 393 | $ 85,865,000 | $ 218,000 | $ 137,000 |
| Clarke County Georgia | 381 | $ 93,315,000 | $ 244,000 | $ 142,000 |
| Hillsborough County Florida | 378 | $ 121,980,000 | $ 322,000 | $ 220,000 |
| Richland County South Carolina | 378 | $ 101,170,000 | $ 267,000 | $ 207,000 |
| Harris County Georgia | 372 | $ 89,320,000 | $ 240,000 | $ 135,000 |
| Orange County Florida | 363 | $ 160,925,000 | $ 443,000 | $ 252,000 |
| Shelby County Alabama | 349 | $ 94,705,000 | $ 271,000 | $ 163,000 |
| Bulloch County Georgia | 330 | $ 64,850,000 | $ 196,000 | $ 144,000 |
| Lee County Florida | 328 | $ 96,660,000 | $ 294,000 | $ 238,000 |
| Palm Beach County Florida | 315 | $ 126,685,000 | $ 402,000 | $ 256,000 |
| Duval County Florida | 308 | $ 100,580,000 | $ 326,000 | $ 303,000 |
| Williamson County Tennessee | 308 | $ 129,370,000 | $ 420,000 | $ 220,000 |
| Oconee County Georgia | 307 | $ 89,475,000 | $ 291,000 | $ 235,000 |
| Madison County Alabama | 305 | $ 79,785,000 | $ 261,000 | $ 174,000 |
| Forsyth County Georgia | 286 | $ 66,730,000 | $ 233,000 | $ 192,000 |
| Miami-Dade County Florida | 285 | $ 113,615,000 | $ 398,000 | $ 262,000 |
| Greenville County South Carolina | 284 | $ 91,670,000 | $ 322,000 | $ 216,000 |
| Morgan County Alabama | 281 | $ 47,945,000 | $ 170,000 | $ 72,000 |
| Santa Rosa County Florida | 281 | $ 67,095,000 | $ 238,000 | $ 133,000 |
| Leon County Florida | 272 | $ 61,470,000 | $ 225,000 | $ 156,000 |
| Limestone County Alabama | 268 | $ 52,920,000 | $ 197,000 | $ 83,000 |
| Broward County Florida | 266 | $ 123,460,000 | $ 464,000 | $ 333,000 |
| Columbia County Georgia | 261 | $ 75,705,000 | $ 290,000 | $ 172,000 |
| Lee County Alabama | 258 | $ 54,740,000 | $ 212,000 | $ 115,000 |
| Manatee County Florida | 258 | $ 96,020,000 | $ 372,000 | $ 254,000 |
| Houston County Georgia | 230 | $ 39,400,000 | $ 171,000 | $ 106,000 |
| Lowndes County Georgia | 225 | $ 40,935,000 | $ 181,000 | $ 117,000 |
| Beaufort County South Carolina | 225 | $ 79,425,000 | $ 353,000 | $ 256,000 |
| Troup County Georgia | 220 | $ 48,930,000 | $ 222,000 | $ 174,000 |
| Coweta County Georgia | 217 | $ 46,005,000 | $ 212,000 | $ 123,000 |
| Walker County Alabama | 214 | $ 38,220,000 | $ 178,000 | $ 130,000 |
| Walton County Georgia | 213 | $ 39,455,000 | $ 185,000 | $ 119,000 |
| Glynn County Georgia | 209 | $ 109,095,000 | $ 521,000 | $ 304,000 |
| Montgomery County Alabama | 207 | $ 49,555,000 | $ 239,000 | $ 184,000 |
| Gordon County Georgia | 204 | $ 31,940,000 | $ 156,000 | $ 85,000 |
| Berkeley County South Carolina | 202 | $ 55,140,000 | $ 272,000 | $ 117,000 |
| Hamilton County Tennessee | 199 | $ 57,205,000 | $ 287,000 | $ 163,000 |
| Carroll County Georgia | 198 | $ 36,140,000 | $ 182,000 | $ 100,000 |
| Collier County Florida | 196 | $ 91,580,000 | $ 467,000 | $ 312,000 |
| Floyd County Georgia | 194 | $ 36,890,000 | $ 190,000 | $ 117,000 |
| Seminole County Florida | 191 | $ 69,715,000 | $ 365,000 | $ 232,000 |
| Okaloosa County Florida | 183 | $ 41,665,000 | $ 227,000 | $ 162,000 |
| Pasco County Florida | 183 | $ 35,635,000 | $ 194,000 | $ 110,000 |
| Horry County South Carolina | 179 | $ 55,925,000 | $ 312,000 | $ 178,000 |
| St. Johns County Florida | 175 | $ 96,445,000 | $ 551,000 | $ 339,000 |
| Bibb County Georgia | 163 | $ 45,215,000 | $ 277,000 | $ 189,000 |
| Russell County Alabama | 156 | $ 21,780,000 | $ 139,000 | $ 71,000 |
| Paulding County Georgia | 156 | $ 30,050,000 | $ 192,000 | $ 116,000 |
| Hall County Georgia | 155 | $ 36,865,000 | $ 237,000 | $ 151,000 |
| Lexington County South Carolina | 154 | $ 39,570,000 | $ 256,000 | $ 164,000 |
| Richmond County Georgia | 149 | $ 27,295,000 | $ 183,000 | $ 123,000 |
| Bartow County Georgia | 146 | $ 33,060,000 | $ 226,000 | $ 88,000 |
| Spartanburg County South Carolina | 125 | $ 24,225,000 | $ 193,000 | $ 131,000 |
| Tuscaloosa County Alabama | 120 | $ 24,530,000 | $ 204,000 | $ 174,000 |
| Charlotte County Florida | 120 | $ 31,520,000 | $ 262,000 | $ 169,000 |
| Fayette County Georgia | 120 | $ 35,170,000 | $ 293,000 | $ 220,000 |
| Douglas County Georgia | 119 | $ 23,925,000 | $ 201,000 | $ 115,000 |
| Walton County Florida | 116 | $ 59,240,000 | $ 510,000 | $ 434,000 |
| Henry County Georgia | 115 | $ 24,615,000 | $ 214,000 | $ 84,000 |
| Mobile County Alabama | 110 | $ 33,690,000 | $ 306,000 | $ 144,000 |
| Jackson County Georgia | 105 | $ 23,465,000 | $ 223,000 | $ 111,000 |
| Thomas County Georgia | 100 | $ 18,020,000 | $ 180,000 | $ 235,000 |
| Dorchester County South Carolina | 96 | $ 17,130,000 | $ 178,000 | $ 68,000 |
| Volusia County Florida | 93 | $ 24,545,000 | $ 263,000 | $ 218,000 |
| Clayton County Georgia | 90 | $ 14,570,000 | $ 161,000 | $ 59,000 |
| Sumter County South Carolina | 89 | $ 19,725,000 | $ 221,000 | $ 195,000 |
| Rabun County Georgia | 88 | $ 76,930,000 | $ 874,000 | $ 646,000 |
| Dougherty County Georgia | 87 | $ 12,055,000 | $ 138,000 | $ 124,000 |
| Barrow County Georgia | 86 | $ 17,610,000 | $ 204,000 | $ 125,000 |
| Rutherford County Tennessee | 86 | $ 15,540,000 | $ 180,000 | $ 92,000 |
| Baldwin County Alabama | 81 | $ 30,455,000 | $ 375,000 | $ 280,000 |
| Tift County Georgia | 76 | $ 15,380,000 | $ 202,000 | $ 167,000 |
| Newton County Georgia | 74 | $ 13,060,000 | $ 176,000 | $ 85,000 |
| Nassau County Florida | 73 | $ 25,815,000 | $ 353,000 | $ 238,000 |
| Sumner County Tennessee | 73 | $ 17,345,000 | $ 237,000 | $ 141,000 |
| Kershaw County South Carolina | 69 | $ 15,925,000 | $ 230,000 | $ 150,000 |
| Hart County Georgia | 66 | $ 11,590,000 | $ 175,000 | $ 173,000 |
| Peach County Georgia | 63 | $ 10,235,000 | $ 162,000 | $ 132,000 |
| Anderson County South Carolina | 61 | $ 15,255,000 | $ 250,000 | $ 180,000 |
| Polk County Florida | 59 | $ 13,115,000 | $ 222,000 | $ 81,000 |
| Camden County Georgia | 59 | $ 11,935,000 | $ 202,000 | $ 111,000 |
| Greene County Georgia | 58 | $ 34,610,000 | $ 596,000 | $ 410,000 |
| Bay County Florida | 57 | $ 16,945,000 | $ 297,000 | $ 307,000 |
| Rockdale County Georgia | 54 | $ 10,050,000 | $ 186,000 | $ 83,000 |
| Wilson County Tennessee | 54 | $ 12,790,000 | $ 236,000 | $ 144,000 |
| Lee County Georgia | 53 | $ 10,545,000 | $ 198,000 | $ 140,000 |
| Brevard County Florida | 52 | $ 24,350,000 | $ 468,000 | $ 229,000 |
| Elmore County Alabama | 49 | $ 21,405,000 | $ 436,000 | $ 287,000 |
| Lawrence County Alabama | 47 | $ 7,395,000 | $ 157,000 | $ 72,000 |
| St. Clair County Alabama | 46 | $ 9,470,000 | $ 205,000 | $ 109,000 |
| Houston County Alabama | 45 | $ 14,635,000 | $ 325,000 | $ 305,000 |
| Hernando County Florida | 43 | $ 6,345,000 | $ 147,000 | $ 91,000 |
| Walker County Georgia | 43 | $ 6,405,000 | $ 148,000 | $ 78,000 |
| Monroe County Georgia | 42 | $ 13,290,000 | $ 316,000 | $ 166,000 |
| Franklin County Georgia | 41 | $ 6,255,000 | $ 152,000 | $ 95,000 |
| Aiken County South Carolina | 39 | $ 8,745,000 | $ 224,000 | $ 110,000 |
| Dawson County Georgia | 38 | $ 8,200,000 | $ 215,000 | $ 110,000 |
| Georgetown County South Carolina | 38 | $ 19,060,000 | $ 501,000 | $ 302,000 |
| Haralson County Georgia | 36 | $ 5,330,000 | $ 148,000 | $ 81,000 |
| Sumter County Georgia | 35 | $ 3,175,000 | $ 90,000 | $ 74,000 |
| St. Lucie County Florida | 34 | $ 7,180,000 | $ 211,000 | $ 168,000 |
| Martin County Florida | 32 | $ 14,850,000 | $ 464,000 | $ 422,000 |
| Osceola County Florida | 32 | $ 9,780,000 | $ 305,000 | $ 246,000 |
| Pickens County Georgia | 31 | $ 3,635,000 | $ 117,000 | $ 88,000 |
| Coffee County Alabama | 30 | $ 4,070,000 | $ 135,000 | $ 117,000 |
| Cullman County Alabama | 30 | $ 8,120,000 | $ 270,000 | $ 172,000 |
| Tallapoosa County Alabama | 29 | $ 13,655,000 | $ 470,000 | $ 411,000 |
| Clarendon County South Carolina | 29 | $ 4,615,000 | $ 159,000 | $ 88,000 |
| Bryan County Georgia | 28 | $ 8,850,000 | $ 316,000 | $ 192,000 |
| Murray County Georgia | 27 | $ 2,805,000 | $ 103,000 | $ 76,000 |
| Pickens County South Carolina | 27 | $ 17,375,000 | $ 643,000 | $ 303,000 |
| Clay County Florida | 26 | $ 6,270,000 | $ 241,000 | $ 166,000 |
| Indian River County Florida | 25 | $ 12,625,000 | $ 505,000 | $ 289,000 |
| Lake County Florida | 25 | $ 9,435,000 | $ 377,000 | $ 178,000 |
| Oglethorpe County Georgia | 25 | $ 3,875,000 | $ 155,000 | $ 89,000 |
| Whitfield County Georgia | 25 | $ 5,215,000 | $ 208,000 | $ 145,000 |
| Oconee County South Carolina | 25 | $ 10,615,000 | $ 424,000 | $ 307,000 |
| Candler County Georgia | 24 | $ 4,140,000 | $ 172,000 | $ 150,000 |
| Catoosa County Georgia | 24 | $ 4,170,000 | $ 173,000 | $ 72,000 |
| Putnam County Georgia | 24 | $ 6,360,000 | $ 265,000 | $ 208,000 |
| Blount County Alabama | 23 | $ 3,295,000 | $ 143,000 | $ 87,000 |
| Madison County Georgia | 23 | $ 2,575,000 | $ 111,000 | $ 70,000 |
| Gadsden County Florida | 21 | $ 3,175,000 | $ 151,000 | $ 68,000 |
| Fannin County Georgia | 21 | $ 9,875,000 | $ 470,000 | $ 566,000 |
| Dale County Alabama | 20 | $ 2,710,000 | $ 135,000 | $ 101,000 |
| Monroe County Florida | 20 | $ 13,300,000 | $ 665,000 | $ 625,000 |
| Morgan County Georgia | 20 | $ 4,210,000 | $ 210,000 | $ 130,000 |
| Florence County South Carolina | 20 | $ 4,550,000 | $ 227,000 | $ 183,000 |
| Lauderdale County Alabama | 19 | $ 2,965,000 | $ 156,000 | $ 79,000 |
| Clinch County Georgia | 19 | $ 2,965,000 | $ 156,000 | $ 70,000 |
| Effingham County Georgia | 19 | $ 4,045,000 | $ 212,000 | $ 187,000 |
| Maury County Tennessee | 18 | $ 3,850,000 | $ 213,000 | $ 100,000 |
| Macon County North Carolina | 17 | $ 8,125,000 | $ 477,000 | $ 382,000 |
| Winston County Alabama | 16 | $ 5,780,000 | $ 361,000 | $ 171,000 |
| Marion County Florida | 16 | $ 3,230,000 | $ 201,000 | $ 141,000 |
| Chilton County Alabama | 15 | $ 2,775,000 | $ 185,000 | $ 100,000 |
| Baldwin County Georgia | 15 | $ 4,585,000 | $ 305,000 | $ 225,000 |
| Crisp County Georgia | 15 | $ 2,515,000 | $ 167,000 | $ 106,000 |
| Jasper County South Carolina | 15 | $ 2,995,000 | $ 199,000 | $ 90,000 |
| Orangeburg County South Carolina | 15 | $ 2,505,000 | $ 167,000 | $ 84,000 |
| Cheatham County Tennessee | 15 | $ 3,925,000 | $ 261,000 | $ 158,000 |
| Autauga County Alabama | 13 | $ 1,975,000 | $ 151,000 | $ 85,000 |
| Marshall County Alabama | 13 | $ 3,895,000 | $ 299,000 | $ 187,000 |
| Franklin County Florida | 13 | $ 5,415,000 | $ 416,000 | $ 256,000 |
| Habersham County Georgia | 13 | $ 4,125,000 | $ 317,000 | $ 124,000 |
| York County South Carolina | 13 | $ 4,065,000 | $ 312,000 | $ 148,000 |
| Flagler County Florida | 12 | $ 4,180,000 | $ 348,000 | $ 223,000 |
| Jones County Georgia | 12 | $ 1,760,000 | $ 146,000 | $ 87,000 |
| Polk County Georgia | 12 | $ 1,700,000 | $ 141,000 | $ 82,000 |
| Spalding County Georgia | 12 | $ 2,400,000 | $ 200,000 | $ 84,000 |
| Worth County Georgia | 12 | $ 1,170,000 | $ 97,000 | $ 154,000 |
| Transylvania County North Carolina | 12 | $ 8,490,000 | $ 707,000 | $ 661,000 |
| Laurens County South Carolina | 12 | $ 2,430,000 | $ 202,000 | $ 154,000 |
| Jackson County Alabama | 11 | $ 2,465,000 | $ 224,000 | $ 187,000 |
| Alachua County Florida | 11 | $ 4,205,000 | $ 382,000 | $ 443,000 |
| Meriwether County Georgia | 11 | $ 1,475,000 | $ 134,000 | $ 132,000 |
| Bradley County Tennessee | 11 | $ 2,565,000 | $ 233,000 | $ 122,000 |
| Wakulla County Florida | 10 | $ 1,760,000 | $ 176,000 | $ 106,000 |
| Brooks County Georgia | 10 | $ 1,520,000 | $ 152,000 | $ 57,000 |
| Crawford County Georgia | 10 | $ 1,990,000 | $ 199,000 | $ 94,000 |
| Gilmer County Georgia | 10 | $ 2,380,000 | $ 238,000 | $ 143,000 |
| Lanier County Georgia | 10 | $ 1,670,000 | $ 167,000 | $ 110,000 |
| McDuffie County Georgia | 10 | $ 2,330,000 | $ 233,000 | $ 125,000 |
| Talbot County Georgia | 10 | $ 1,410,000 | $ 141,000 | $ 77,000 |
| Edgefield County South Carolina | 10 | $ 2,570,000 | $ 257,000 | $ 104,000 |
| Newberry County South Carolina | 10 | $ 2,950,000 | $ 295,000 | $ 169,000 |
| Montgomery County Tennessee | 10 | $ 1,770,000 | $ 177,000 | $ 133,000 |
| Hendry County Florida | 9 | $ 955,000 | $ 106,000 | $ 58,000 |
| Grady County Georgia | 9 | $ 995,000 | $ 110,000 | $ 98,000 |
| Stephens County Georgia | 9 | $ 1,825,000 | $ 202,000 | $ 97,000 |
| Buncombe County North Carolina | 9 | $ 5,805,000 | $ 645,000 | $ 356,000 |
| Knox County Tennessee | 9 | $ 2,815,000 | $ 312,000 | $ 115,000 |
| Etowah County Alabama | 8 | $ 2,880,000 | $ 360,000 | $ 154,000 |
| Randolph County Alabama | 8 | $ 2,770,000 | $ 346,000 | $ 195,000 |
| Talladega County Alabama | 8 | $ 1,550,000 | $ 193,000 | $ 139,000 |
| Citrus County Florida | 8 | $ 2,590,000 | $ 323,000 | $ 125,000 |
| Gulf County Florida | 8 | $ 4,540,000 | $ 567,000 | $ 325,000 |
| Echols County Georgia | 8 | $ 1,790,000 | $ 223,000 | $ 138,000 |
| Lumpkin County Georgia | 8 | $ 1,120,000 | $ 140,000 | $ 217,000 |
| Henderson County North Carolina | 8 | $ 2,380,000 | $ 297,000 | $ 281,000 |
| Colleton County South Carolina | 8 | $ 3,060,000 | $ 382,000 | $ 300,000 |
| Lee County South Carolina | 8 | $ 680,000 | $ 85,000 | $ 80,000 |
| Franklin County Tennessee | 8 | $ 4,100,000 | $ 512,000 | $ 247,000 |
| Robertson County Tennessee | 8 | $ 2,300,000 | $ 287,000 | $ 166,000 |
| Banks County Georgia | 7 | $ 2,175,000 | $ 310,000 | $ 90,000 |
| Chattooga County Georgia | 7 | $ 1,405,000 | $ 200,000 | $ 117,000 |
| Colquitt County Georgia | 7 | $ 1,415,000 | $ 202,000 | $ 98,000 |
| Evans County Georgia | 7 | $ 945,000 | $ 135,000 | $ 147,000 |
| Heard County Georgia | 7 | $ 1,035,000 | $ 147,000 | $ 107,000 |
| Marion County Georgia | 7 | $ 885,000 | $ 126,000 | $ 60,000 |
| Screven County Georgia | 7 | $ 1,025,000 | $ 146,000 | $ 92,000 |
| White County Georgia | 7 | $ 2,405,000 | $ 343,000 | $ 233,000 |
| Mecklenburg County North Carolina | 7 | $ 2,315,000 | $ 330,000 | $ 94,000 |
| Polk County North Carolina | 7 | $ 2,585,000 | $ 369,000 | $ 200,000 |
| Greenwood County South Carolina | 7 | $ 1,045,000 | $ 149,000 | $ 240,000 |
| Barbour County Alabama | 6 | $ 2,830,000 | $ 471,000 | $ 257,000 |
| Calhoun County Alabama | 6 | $ 670,000 | $ 111,000 | $ 195,000 |
| Chambers County Alabama | 6 | $ 770,000 | $ 128,000 | $ 38,000 |
| Cleburne County Alabama | 6 | $ 700,000 | $ 116,000 | $ 44,000 |
| Colbert County Alabama | 6 | $ 880,000 | $ 146,000 | $ 84,000 |
| Coosa County Alabama | 6 | $ 1,350,000 | $ 225,000 | $ 502,000 |
| Geneva County Alabama | 6 | $ 1,920,000 | $ 320,000 | $ 194,000 |
| Ben Hill County Georgia | 6 | $ 600,000 | $ 100,000 | $ 65,000 |
| Burke County Georgia | 6 | $ 1,040,000 | $ 173,000 | $ 135,000 |
| Cook County Georgia | 6 | $ 750,000 | $ 125,000 | $ 94,000 |
| Elbert County Georgia | 6 | $ 1,700,000 | $ 283,000 | $ 265,000 |
| Irwin County Georgia | 6 | $ 730,000 | $ 121,000 | $ 77,000 |
| Jasper County Georgia | 6 | $ 740,000 | $ 123,000 | $ 93,000 |
| Jenkins County Georgia | 6 | $ 740,000 | $ 123,000 | $ 62,000 |
| Liberty County Georgia | 6 | $ 680,000 | $ 113,000 | $ 352,000 |
| Towns County Georgia | 6 | $ 1,680,000 | $ 280,000 | $ 296,000 |
| McCormick County South Carolina | 6 | $ 1,770,000 | $ 295,000 | $ 238,000 |
| McMinn County Tennessee | 6 | $ 1,170,000 | $ 195,000 | $ 76,000 |
| Berrien County Georgia | 5 | $ 875,000 | $ 175,000 | $ 124,000 |
| Lincoln County Georgia | 5 | $ 1,005,000 | $ 201,000 | $ 245,000 |
| Mitchell County Georgia | 5 | $ 685,000 | $ 137,000 | $ 95,000 |
| Tattnall County Georgia | 5 | $ 535,000 | $ 107,000 | $ 67,000 |
| Jackson County North Carolina | 5 | $ 2,405,000 | $ 481,000 | $ 443,000 |
| Union County North Carolina | 5 | $ 915,000 | $ 183,000 | $ 136,000 |
| Darlington County South Carolina | 5 | $ 3,015,000 | $ 603,000 | $ 47,000 |
| Lincoln County Tennessee | 5 | $ 1,415,000 | $ 283,000 | $ 163,000 |
| Marion County Tennessee | 5 | $ 1,115,000 | $ 223,000 | $ 76,000 |
| Cherokee County Alabama | 4 | $ 1,410,000 | $ 352,000 | $ 158,000 |
| Glades County Florida | 4 | $ 410,000 | $ 102,000 | $ 210,000 |
| Highlands County Florida | 4 | $ 440,000 | $ 110,000 | $ 49,000 |
| Jefferson County Florida | 4 | $ 2,890,000 | $ 722,000 | $ 498,000 |
| Putnam County Florida | 4 | $ 2,000,000 | $ 500,000 | $ 171,000 |
| Sumter County Florida | 4 | $ 720,000 | $ 180,000 | $ 79,000 |
| Chattahoochee County Georgia | 4 | $ 440,000 | $ 110,000 | $ 70,000 |
| Decatur County Georgia | 4 | $ 1,690,000 | $ 422,000 | $ 150,000 |
| Laurens County Georgia | 4 | $ 600,000 | $ 150,000 | $ 67,000 |
| McIntosh County Georgia | 4 | $ 2,080,000 | $ 520,000 | $ 691,000 |
| Taylor County Georgia | 4 | $ 290,000 | $ 72,000 | $ 59,000 |
| Terrell County Georgia | 4 | $ 1,030,000 | $ 257,000 | $ 142,000 |
| Union County Georgia | 4 | $ 1,100,000 | $ 275,000 | $ 231,000 |
| Wilkes County Georgia | 4 | $ 610,000 | $ 152,000 | $ 59,000 |
| Cumberland County North Carolina | 4 | $ 670,000 | $ 167,000 | $ 171,000 |
| Wake County North Carolina | 4 | $ 6,010,000 | $ 1,502,000 | $ 203,000 |
| Watauga County North Carolina | 4 | $ 2,160,000 | $ 540,000 | $ 638,000 |
| Dickson County Tennessee | 4 | $ 930,000 | $ 232,000 | $ 80,000 |
| Giles County Tennessee | 4 | $ 730,000 | $ 182,000 | $ 77,000 |
| Sequatchie County Tennessee | 4 | $ 600,000 | $ 150,000 | $ 84,000 |
| Shelby County Tennessee | 4 | $ 570,000 | $ 142,000 | $ 113,000 |
| Bibb County Alabama | 3 | $ 215,000 | $ 71,000 | $ 46,000 |
| Dallas County Alabama | 3 | $ 415,000 | $ 138,000 | $ 171,000 |
| DeKalb County Alabama | 3 | $ 355,000 | $ 118,000 | $ 98,000 |
| Levy County Florida | 3 | $ 485,000 | $ 161,000 | $ 96,000 |
| Madison County Florida | 3 | $ 505,000 | $ 168,000 | $ 355,000 |
| Appling County Georgia | 3 | $ 845,000 | $ 281,000 | $ 325,000 |
| Emanuel County Georgia | 3 | $ 585,000 | $ 195,000 | $ 65,000 |
| Macon County Georgia | 3 | $ 285,000 | $ 95,000 | $ 217,000 |
| Turner County Georgia | 3 | $ 345,000 | $ 115,000 | $ 67,000 |
| Lafayette County Mississippi | 3 | $ 645,000 | $ 215,000 | $ 1,062,000 |
| Brunswick County North Carolina | 3 | $ 2,775,000 | $ 925,000 | $ 310,000 |
| Forsyth County North Carolina | 3 | $ 675,000 | $ 225,000 | $ 104,000 |
| Rutherford County North Carolina | 3 | $ 1,245,000 | $ 415,000 | $ 432,000 |
| Calhoun County South Carolina | 3 | $ 765,000 | $ 255,000 | $ 105,000 |
| Fairfield County South Carolina | 3 | $ 705,000 | $ 235,000 | $ 106,000 |
| Saluda County South Carolina | 3 | $ 1,195,000 | $ 398,000 | $ 223,000 |
| Bedford County Tennessee | 3 | $ 555,000 | $ 185,000 | $ 105,000 |
| DeKalb County Tennessee | 3 | $ 785,000 | $ 261,000 | $ 118,000 |
| Macon County Tennessee | 3 | $ 355,000 | $ 118,000 | $ 60,000 |
| Sevier County Tennessee | 3 | $ 945,000 | $ 315,000 | $ 174,000 |
| Washington County Tennessee | 3 | $ 1,475,000 | $ 491,000 | $ 242,000 |
| Butler County Alabama | 2 | $ 390,000 | $ 195,000 | $ 79,000 |
| Escambia County Alabama | 2 | $ 310,000 | $ 155,000 | $ 53,000 |
| Marion County Alabama | 2 | $ 310,000 | $ 155,000 | $ 54,000 |
| Pickens County Alabama | 2 | $ 100,000 | $ 50,000 | $ 72,000 |
| Calhoun County Florida | 2 | $ 360,000 | $ 180,000 | $ 63,000 |
| Columbia County Florida | 2 | $ 560,000 | $ 280,000 | $ 108,000 |
| Hamilton County Florida | 2 | $ 430,000 | $ 215,000 | $ 57,000 |
| Butts County Georgia | 2 | $ 300,000 | $ 150,000 | $ 39,000 |
| Clay County Georgia | 2 | $ 810,000 | $ 405,000 | $ 544,000 |
| Dade County Georgia | 2 | $ 380,000 | $ 190,000 | $ 91,000 |
| Dooly County Georgia | 2 | $ 340,000 | $ 170,000 | $ 45,000 |
| Jefferson County Georgia | 2 | $ 350,000 | $ 175,000 | $ 55,000 |
| Lamar County Georgia | 2 | $ 110,000 | $ 55,000 | $ 214,000 |
| Pike County Georgia | 2 | $ 160,000 | $ 80,000 | $ 142,000 |
| Schley County Georgia | 2 | $ 160,000 | $ 80,000 | $ 36,000 |
| Treutlen County Georgia | 2 | $ 500,000 | $ 250,000 | $ 166,000 |
| Upson County Georgia | 2 | $ 290,000 | $ 145,000 | $ 82,000 |
| Wilkinson County Georgia | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Adams County Mississippi | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
| Avery County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 199,000 |
| Clay County North Carolina | 2 | $ 940,000 | $ 470,000 | $ 267,000 |
| Columbus County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 174,000 |
| Gaston County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 133,000 |
| Pitt County North Carolina | 2 | $ 730,000 | $ 365,000 | $ 168,000 |
| Yancey County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 629,000 |
| Tioga County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 22,000 |
| Abbeville County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 57,000 |
| Blount County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 118,000 |
| Cannon County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 33,000 |
| Rhea County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 70,000 |
| Clarke County Alabama | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Clay County Alabama | 1 | $ 85,000 | $ 85,000 | $ 152,000 |
| Covington County Alabama | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Crenshaw County Alabama | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Fayette County Alabama | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Henry County Alabama | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Macon County Alabama | 1 | $ 25,000 | $ 25,000 | $ 199,000 |
| Monroe County Alabama | 1 | $ 195,000 | $ 195,000 | $ 131,000 |
| Pike County Alabama | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Sumter County Alabama | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Ventura County California | 1 | $ 685,000 | $ 685,000 | $ 853,000 |
| Fairfield County Connecticut | 1 | $ 1,405,000 | $ 1,405,000 | $ 733,000 |
| Gilchrist County Florida | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Jackson County Florida | 1 | $ 265,000 | $ 265,000 | $ 253,000 |
| Okeechobee County Florida | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
| Taylor County Florida | 1 | $ 235,000 | $ 235,000 | $ 204,000 |
| Washington County Florida | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Atkinson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 168,000 |
| Bleckley County Georgia | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Calhoun County Georgia | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Charlton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Dodge County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Early County Georgia | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Montgomery County Georgia | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| Pierce County Georgia | 1 | $ 185,000 | $ 185,000 | $ 180,000 |
| Pulaski County Georgia | 1 | $ 215,000 | $ 215,000 | $ 116,000 |
| Quitman County Georgia | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| Seminole County Georgia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Stewart County Georgia | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Toombs County Georgia | 1 | $ 755,000 | $ 755,000 | $ 326,000 |
| Washington County Georgia | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Wayne County Georgia | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Orleans County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 75,000 | $ 75,000 | $ 173,000 |
| Norfolk County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 259,000 |
| Clay County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Pontotoc County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Washington County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Wilkinson County Mississippi | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Gallatin County Montana | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Alleghany County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 272,000 |
| Ashe County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 291,000 |
| Cabarrus County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Carteret County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 299,000 |
| Catawba County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 207,000 |
| Cherokee County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Cleveland County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 165,000 |
| Durham County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Guilford County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 168,000 |
| Haywood County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 277,000 |
| Iredell County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 194,000 |
| Johnston County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| McDowell County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| New Hanover County North Carolina | 1 | $ 1,235,000 | $ 1,235,000 | $ 674,000 |
| Orange County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 219,000 |
| Chesterfield County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Lancaster County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Campbell County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 144,000 |
| Coffee County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Humphreys County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Jefferson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Lawrence County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Marshall County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Meigs County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 141,000 |
| Putnam County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Sullivan County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 344,000 |
| Dallas County Texas | 1 | $ 725,000 | $ 725,000 | $ 138,000 |
| Fauquier County Virginia | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for Synovus Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,258 | $3,272,200,000 | $318,000 | $6,005,000 | $163,000 | $8,384,000 |
| Refinancing | 7,689 | $2,527,345,000 | $328,000 | $11,755,000 | $226,000 | $8,400,000 |
| Other Purpose | 6,325 | $962,245,000 | $152,000 | $3,005,000 | $190,000 | $9,949,000 |
| Cash-out Refinancing | 3,082 | $1,063,650,000 | $345,000 | $4,505,000 | $186,000 | $3,210,000 |
| Home Improvement | 291 | $44,335,000 | $152,000 | $2,045,000 | $191,000 | $1,915,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,596 | $5,620,990,000 | $286,000 | $6,655,000 | $200,000 | $9,949,000 |
| Black or African American | 2,968 | $610,030,000 | $205,000 | $3,005,000 | $90,000 | $2,826,000 |
| Not Provided | 2,561 | $850,805,000 | $332,000 | $4,505,000 | $227,000 | $5,682,000 |
| Hispanic | 1,126 | $294,750,000 | $261,000 | $3,005,000 | $184,000 | $9,154,000 |
| Asian | 684 | $220,950,000 | $323,000 | $2,045,000 | $187,000 | $1,218,000 |
| Not applicable | 446 | $170,320,000 | $381,000 | $11,755,000 | $0 | $0 |
| American Indian or Alaskan Native | 81 | $17,585,000 | $217,000 | $1,085,000 | $118,000 | $1,312,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $3,535,000 | $186,000 | $435,000 | $186,000 | $970,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,031 | $7,326,825,000 | $292,000 | $11,755,000 | $202,000 | $9,949,000 |
| FHA-insured (Federal Housing Administration) | 1,617 | $305,595,000 | $188,000 | $545,000 | $64,000 | $489,000 |
| VA-guaranteed (Veterans Administration) | 679 | $181,955,000 | $267,000 | $915,000 | $91,000 | $667,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 318 | $55,400,000 | $174,000 | $355,000 | $57,000 | $265,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 18,390 | $5,281,360,000 | $287,000 | $11,755,000 | $191,000 | $5,682,000 |
| Application Denied By Financial Institution | 3,846 | $873,950,000 | $227,000 | $6,005,000 | $160,000 | $9,949,000 |
| Application Withdrawn By Applicant | 2,815 | $975,345,000 | $346,000 | $6,655,000 | $198,000 | $4,960,000 |
| Application Approved But Not Accepted | 1,757 | $440,005,000 | $250,000 | $3,005,000 | $212,000 | $8,384,000 |
| File Closed For Incompleteness | 801 | $294,235,000 | $367,000 | $4,505,000 | $208,000 | $3,996,000 |
| Loan Purchased By The Institution | 36 | $4,880,000 | $135,000 | $225,000 | $45,000 | $62,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 23,799 | $6,995,825,000 | $293,000 | $11,755,000 | $194,000 | $8,384,000 |
| Debt-To-Income Ratio | 1,604 | $368,280,000 | $229,000 | $3,005,000 | $78,000 | $1,570,000 |
| Credit History | 879 | $183,655,000 | $208,000 | $2,865,000 | $178,000 | $9,949,000 |
| Collateral | 679 | $161,965,000 | $238,000 | $6,005,000 | $280,000 | $5,580,000 |
| Other | 470 | $103,330,000 | $219,000 | $3,785,000 | $238,000 | $5,467,000 |
| Unverifiable Information | 127 | $38,475,000 | $302,000 | $1,425,000 | $184,000 | $8,400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 51 | $9,645,000 | $189,000 | $625,000 | $74,000 | $277,000 |
| Employment History | 36 | $8,600,000 | $238,000 | $745,000 | $73,000 | $326,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Synovus Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Synovus Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.