Synovus Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Synovus Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Synovus Bank Po Box 120 Columbus, GA 31902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,868 |
| Total Mortgage Loan Application Amount | $795,346,000 |
| Average Mortgage Loan Application Amount | $170,666 |
| Highest Mortgage Loan Application Amount | $20,775,000 |
| Average Applicant Income | $123,666 |
| Highest Applicant Income | $8,535,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Synovus Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synovus Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Synovus Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synovus Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Synovus Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synovus Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Walker County Alabama | 170 | $ 10,862,000 | $ 63,000 | $ 61,000 |
| Muscogee County Georgia | 143 | $ 32,119,000 | $ 224,000 | $ 130,000 |
| Thomas County Georgia | 140 | $ 26,189,000 | $ 187,000 | $ 116,000 |
| Bulloch County Georgia | 125 | $ 23,945,000 | $ 191,000 | $ 102,000 |
| Chatham County Georgia | 113 | $ 32,266,000 | $ 285,000 | $ 155,000 |
| Clarke County Georgia | 106 | $ 22,296,000 | $ 210,000 | $ 104,000 |
| Tift County Georgia | 101 | $ 9,934,000 | $ 98,000 | $ 56,000 |
| Carroll County Georgia | 98 | $ 11,145,000 | $ 113,000 | $ 83,000 |
| Gordon County Georgia | 95 | $ 12,379,000 | $ 130,000 | $ 79,000 |
| Troup County Georgia | 90 | $ 16,131,000 | $ 179,000 | $ 92,000 |
| Jefferson County Alabama | 86 | $ 21,408,000 | $ 248,000 | $ 177,000 |
| Lowndes County Georgia | 85 | $ 10,293,000 | $ 121,000 | $ 99,000 |
| Walton County Georgia | 76 | $ 6,263,000 | $ 82,000 | $ 72,000 |
| Richland County South Carolina | 69 | $ 13,274,000 | $ 192,000 | $ 130,000 |
| Houston County Georgia | 65 | $ 7,556,000 | $ 116,000 | $ 63,000 |
| Tuscaloosa County Alabama | 62 | $ 32,186,000 | $ 519,000 | $ 71,000 |
| Madison County Alabama | 55 | $ 19,808,000 | $ 360,000 | $ 89,000 |
| Lee County Alabama | 52 | $ 8,432,000 | $ 162,000 | $ 115,000 |
| Sumter County Georgia | 50 | $ 2,483,000 | $ 49,000 | $ 62,000 |
| Sumter County South Carolina | 50 | $ 9,447,000 | $ 188,000 | $ 139,000 |
| Horry County South Carolina | 49 | $ 8,686,000 | $ 177,000 | $ 118,000 |
| Davidson County Tennessee | 47 | $ 4,158,000 | $ 88,000 | $ 104,000 |
| Russell County Alabama | 46 | $ 18,164,000 | $ 394,000 | $ 104,000 |
| Okaloosa County Florida | 46 | $ 10,913,000 | $ 237,000 | $ 174,000 |
| Clarendon County South Carolina | 45 | $ 2,751,000 | $ 61,000 | $ 61,000 |
| Escambia County Florida | 44 | $ 12,642,000 | $ 287,000 | $ 115,000 |
| Haralson County Georgia | 43 | $ 2,482,000 | $ 57,000 | $ 65,000 |
| Williamson County Tennessee | 43 | $ 4,787,000 | $ 111,000 | $ 128,000 |
| Dougherty County Georgia | 42 | $ 15,710,000 | $ 374,000 | $ 119,000 |
| Glynn County Georgia | 42 | $ 21,427,000 | $ 510,000 | $ 251,000 |
| Nassau County Florida | 41 | $ 6,039,000 | $ 147,000 | $ 108,000 |
| Harris County Georgia | 40 | $ 14,557,000 | $ 363,000 | $ 203,000 |
| Oconee County Georgia | 40 | $ 9,123,000 | $ 228,000 | $ 123,000 |
| Cobb County Georgia | 39 | $ 18,298,000 | $ 469,000 | $ 245,000 |
| Floyd County Georgia | 39 | $ 8,858,000 | $ 227,000 | $ 127,000 |
| Montgomery County Alabama | 37 | $ 13,425,000 | $ 362,000 | $ 1,014,000 |
| Pinellas County Florida | 34 | $ 13,331,000 | $ 392,000 | $ 124,000 |
| Fulton County Georgia | 33 | $ 30,546,000 | $ 925,000 | $ 280,000 |
| Coffee County Alabama | 31 | $ 960,000 | $ 30,000 | $ 80,000 |
| Gwinnett County Georgia | 31 | $ 2,567,000 | $ 82,000 | $ 32,000 |
| Charleston County South Carolina | 31 | $ 17,755,000 | $ 572,000 | $ 448,000 |
| Leon County Florida | 29 | $ 11,492,000 | $ 396,000 | $ 163,000 |
| Coweta County Georgia | 25 | $ 1,367,000 | $ 54,000 | $ 136,000 |
| Lee County Georgia | 25 | $ 2,534,000 | $ 101,000 | $ 90,000 |
| Murray County Georgia | 25 | $ 775,000 | $ 31,000 | $ 46,000 |
| Newton County Georgia | 25 | $ 902,000 | $ 36,000 | $ 118,000 |
| Peach County Georgia | 25 | $ 2,105,000 | $ 84,000 | $ 83,000 |
| Franklin County Georgia | 24 | $ 2,165,000 | $ 90,000 | $ 71,000 |
| Shelby County Tennessee | 22 | $ 3,417,000 | $ 155,000 | $ 128,000 |
| Shelby County Alabama | 21 | $ 6,293,000 | $ 299,000 | $ 207,000 |
| Walton County Florida | 21 | $ 8,036,000 | $ 382,000 | $ 220,000 |
| Florence County South Carolina | 21 | $ 3,770,000 | $ 179,000 | $ 91,000 |
| Kershaw County South Carolina | 20 | $ 2,491,000 | $ 124,000 | $ 66,000 |
| Santa Rosa County Florida | 19 | $ 2,946,000 | $ 155,000 | $ 145,000 |
| Camden County Georgia | 19 | $ 2,788,000 | $ 146,000 | $ 62,000 |
| Douglas County Georgia | 19 | $ 2,107,000 | $ 110,000 | $ 382,000 |
| Dale County Alabama | 18 | $ 1,305,000 | $ 72,000 | $ 77,000 |
| Hart County Georgia | 18 | $ 1,812,000 | $ 100,000 | $ 37,000 |
| Cherokee County Georgia | 17 | $ 9,541,000 | $ 561,000 | $ 110,000 |
| Madison County Georgia | 17 | $ 1,536,000 | $ 90,000 | $ 56,000 |
| Lexington County South Carolina | 17 | $ 3,038,000 | $ 178,000 | $ 156,000 |
| Candler County Georgia | 16 | $ 1,164,000 | $ 72,000 | $ 56,000 |
| Mobile County Alabama | 15 | $ 3,982,000 | $ 265,000 | $ 206,000 |
| Duval County Florida | 15 | $ 4,719,000 | $ 314,000 | $ 271,000 |
| Columbia County Georgia | 15 | $ 4,454,000 | $ 296,000 | $ 151,000 |
| Baldwin County Alabama | 14 | $ 4,642,000 | $ 331,000 | $ 238,000 |
| Houston County Alabama | 14 | $ 1,193,000 | $ 85,000 | $ 152,000 |
| Bay County Florida | 14 | $ 3,451,000 | $ 246,000 | $ 281,000 |
| DeKalb County Georgia | 14 | $ 4,807,000 | $ 343,000 | $ 230,000 |
| Spartanburg County South Carolina | 14 | $ 1,836,000 | $ 131,000 | $ 156,000 |
| Beaufort County South Carolina | 13 | $ 5,883,000 | $ 452,000 | $ 153,000 |
| Sumner County Tennessee | 13 | $ 640,000 | $ 49,000 | $ 81,000 |
| Cleburne County Alabama | 12 | $ 652,000 | $ 54,000 | $ 34,000 |
| Pasco County Florida | 12 | $ 1,479,000 | $ 123,000 | $ 70,000 |
| Oglethorpe County Georgia | 12 | $ 947,000 | $ 78,000 | $ 79,000 |
| Winston County Alabama | 11 | $ 1,538,000 | $ 139,000 | $ 130,000 |
| Barrow County Georgia | 11 | $ 1,024,000 | $ 93,000 | $ 101,000 |
| Bartow County Georgia | 11 | $ 2,776,000 | $ 252,000 | $ 59,000 |
| Meriwether County Georgia | 11 | $ 2,084,000 | $ 189,000 | $ 130,000 |
| Hamilton County Tennessee | 11 | $ 1,861,000 | $ 169,000 | $ 153,000 |
| Jackson County Georgia | 10 | $ 623,000 | $ 62,000 | $ 64,000 |
| Turner County Georgia | 10 | $ 1,437,000 | $ 143,000 | $ 51,000 |
| Greenville County South Carolina | 10 | $ 2,968,000 | $ 296,000 | $ 108,000 |
| Wilson County Tennessee | 10 | $ 364,000 | $ 36,000 | $ 73,000 |
| Brooks County Georgia | 9 | $ 219,000 | $ 24,000 | $ 43,000 |
| Crawford County Georgia | 9 | $ 184,000 | $ 20,000 | $ 180,000 |
| Elbert County Georgia | 9 | $ 443,000 | $ 49,000 | $ 46,000 |
| Forsyth County Georgia | 9 | $ 1,798,000 | $ 199,000 | $ 178,000 |
| Richmond County Georgia | 9 | $ 1,034,000 | $ 114,000 | $ 60,000 |
| Walker County Georgia | 9 | $ 320,000 | $ 35,000 | $ 27,000 |
| Georgetown County South Carolina | 9 | $ 5,184,000 | $ 576,000 | $ 200,000 |
| Limestone County Alabama | 8 | $ 1,831,000 | $ 228,000 | $ 158,000 |
| Manatee County Florida | 8 | $ 2,668,000 | $ 333,000 | $ 259,000 |
| Bibb County Georgia | 8 | $ 804,000 | $ 100,000 | $ 70,000 |
| Cook County Georgia | 8 | $ 1,154,000 | $ 144,000 | $ 274,000 |
| Echols County Georgia | 8 | $ 715,000 | $ 89,000 | $ 42,000 |
| Paulding County Georgia | 8 | $ 1,593,000 | $ 199,000 | $ 60,000 |
| Screven County Georgia | 8 | $ 1,252,000 | $ 156,000 | $ 117,000 |
| Berkeley County South Carolina | 8 | $ 3,743,000 | $ 467,000 | $ 187,000 |
| Rutherford County Tennessee | 8 | $ 214,000 | $ 26,000 | $ 58,000 |
| Berrien County Georgia | 7 | $ 1,715,000 | $ 245,000 | $ 337,000 |
| Bryan County Georgia | 7 | $ 1,833,000 | $ 261,000 | $ 164,000 |
| Grady County Georgia | 7 | $ 2,248,000 | $ 321,000 | $ 114,000 |
| Worth County Georgia | 7 | $ 426,000 | $ 60,000 | $ 57,000 |
| Maury County Tennessee | 7 | $ 990,000 | $ 141,000 | $ 129,000 |
| Tallapoosa County Alabama | 6 | $ 891,000 | $ 148,000 | $ 155,000 |
| Greene County Georgia | 6 | $ 4,284,000 | $ 714,000 | $ 354,000 |
| Stephens County Georgia | 6 | $ 577,000 | $ 96,000 | $ 86,000 |
| Aiken County South Carolina | 6 | $ 798,000 | $ 133,000 | $ 28,000 |
| Autauga County Alabama | 5 | $ 549,000 | $ 109,000 | $ 85,000 |
| Covington County Alabama | 5 | $ 329,000 | $ 65,000 | $ 290,000 |
| Elmore County Alabama | 5 | $ 3,427,000 | $ 685,000 | $ 278,000 |
| Collier County Florida | 5 | $ 1,487,000 | $ 297,000 | $ 149,000 |
| Sarasota County Florida | 5 | $ 2,267,000 | $ 453,000 | $ 116,000 |
| Effingham County Georgia | 5 | $ 1,413,000 | $ 282,000 | $ 69,000 |
| Fayette County Georgia | 5 | $ 1,214,000 | $ 242,000 | $ 115,000 |
| Schley County Georgia | 5 | $ 197,000 | $ 39,000 | $ 44,000 |
| Dorchester County South Carolina | 5 | $ 676,000 | $ 135,000 | $ 45,000 |
| Fayette County Alabama | 4 | $ 200,000 | $ 50,000 | $ 316,000 |
| Gadsden County Florida | 4 | $ 544,000 | $ 136,000 | $ 30,000 |
| Hillsborough County Florida | 4 | $ 1,672,000 | $ 418,000 | $ 241,000 |
| St. Johns County Florida | 4 | $ 1,146,000 | $ 286,000 | $ 191,000 |
| Emanuel County Georgia | 4 | $ 198,000 | $ 49,000 | $ 66,000 |
| Hall County Georgia | 4 | $ 3,508,000 | $ 877,000 | $ 201,000 |
| Liberty County Georgia | 4 | $ 1,216,000 | $ 304,000 | $ 281,000 |
| Morgan County Georgia | 4 | $ 458,000 | $ 114,000 | $ 127,000 |
| Pickens County Georgia | 4 | $ 1,985,000 | $ 496,000 | $ 209,000 |
| Pickens County South Carolina | 4 | $ 2,650,000 | $ 662,000 | $ 129,000 |
| York County South Carolina | 4 | $ 1,265,000 | $ 316,000 | $ 216,000 |
| Fayette County Tennessee | 4 | $ 1,767,000 | $ 441,000 | $ 176,000 |
| Calhoun County Alabama | 3 | $ 998,000 | $ 332,000 | $ 0 |
| Cullman County Alabama | 3 | $ 475,000 | $ 158,000 | $ 213,000 |
| Geneva County Alabama | 3 | $ 10,000 | $ 3,000 | $ 25,000 |
| Macon County Alabama | 3 | $ 153,000 | $ 51,000 | $ 43,000 |
| Randolph County Alabama | 3 | $ 301,000 | $ 100,000 | $ 127,000 |
| Lee County Florida | 3 | $ 588,000 | $ 196,000 | $ 90,000 |
| Wakulla County Florida | 3 | $ 422,000 | $ 140,000 | $ 368,000 |
| Colquitt County Georgia | 3 | $ 317,000 | $ 105,000 | $ 42,000 |
| Fannin County Georgia | 3 | $ 259,000 | $ 86,000 | $ 387,000 |
| Henry County Georgia | 3 | $ 183,000 | $ 61,000 | $ 41,000 |
| Irwin County Georgia | 3 | $ 140,000 | $ 46,000 | $ 35,000 |
| Lumpkin County Georgia | 3 | $ 653,000 | $ 217,000 | $ 49,000 |
| Marion County Georgia | 3 | $ 52,000 | $ 17,000 | $ 62,000 |
| Rockdale County Georgia | 3 | $ 70,000 | $ 23,000 | $ 94,000 |
| Tattnall County Georgia | 3 | $ 321,000 | $ 107,000 | $ 9,000 |
| Terrell County Georgia | 3 | $ 18,000 | $ 6,000 | $ 40,000 |
| Anderson County South Carolina | 3 | $ 199,000 | $ 66,000 | $ 67,000 |
| Darlington County South Carolina | 3 | $ 572,000 | $ 190,000 | $ 165,000 |
| Lee County South Carolina | 3 | $ 102,000 | $ 34,000 | $ 63,000 |
| Oconee County South Carolina | 3 | $ 1,575,000 | $ 525,000 | $ 167,000 |
| Cheatham County Tennessee | 3 | $ 123,000 | $ 41,000 | $ 55,000 |
| Lincoln County Tennessee | 3 | $ 1,336,000 | $ 445,000 | $ 150,000 |
| Conecuh County Alabama | 2 | $ 266,000 | $ 133,000 | $ 33,000 |
| Jackson County Alabama | 2 | $ 895,000 | $ 447,000 | $ 292,000 |
| Franklin County Florida | 2 | $ 56,000 | $ 28,000 | $ 69,000 |
| Miami-Dade County Florida | 2 | $ 495,000 | $ 247,000 | $ 143,000 |
| Suwannee County Florida | 2 | $ 163,000 | $ 81,000 | $ 30,000 |
| Volusia County Florida | 2 | $ 1,184,000 | $ 592,000 | $ 0 |
| Baldwin County Georgia | 2 | $ 239,000 | $ 119,000 | $ 54,000 |
| Ben Hill County Georgia | 2 | $ 164,000 | $ 82,000 | $ 60,000 |
| Clayton County Georgia | 2 | $ 764,000 | $ 382,000 | $ 0 |
| Crisp County Georgia | 2 | $ 565,000 | $ 282,000 | $ 215,000 |
| Gilmer County Georgia | 2 | $ 164,000 | $ 82,000 | $ 63,000 |
| Habersham County Georgia | 2 | $ 74,000 | $ 37,000 | $ 148,000 |
| Heard County Georgia | 2 | $ 46,000 | $ 23,000 | $ 25,000 |
| Jenkins County Georgia | 2 | $ 64,000 | $ 32,000 | $ 58,000 |
| Lanier County Georgia | 2 | $ 49,000 | $ 24,000 | $ 95,000 |
| Lincoln County Georgia | 2 | $ 222,000 | $ 111,000 | $ 81,000 |
| Macon County Georgia | 2 | $ 22,000 | $ 11,000 | $ 19,000 |
| McIntosh County Georgia | 2 | $ 134,000 | $ 67,000 | $ 217,000 |
| Polk County Georgia | 2 | $ 295,000 | $ 147,000 | $ 106,000 |
| Rabun County Georgia | 2 | $ 5,550,000 | $ 2,775,000 | $ 0 |
| Stewart County Georgia | 2 | $ 116,000 | $ 58,000 | $ 95,000 |
| Taylor County Georgia | 2 | $ 236,000 | $ 118,000 | $ 79,000 |
| Whitfield County Georgia | 2 | $ 525,000 | $ 262,000 | $ 70,000 |
| Pearl River County Mississippi | 2 | $ 660,000 | $ 330,000 | $ 112,000 |
| Rutherford County North Carolina | 2 | $ 2,064,000 | $ 1,032,000 | $ 675,000 |
| Bibb County Alabama | 1 | $ 31,000 | $ 31,000 | $ 30,000 |
| Chambers County Alabama | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Coosa County Alabama | 1 | $ 263,000 | $ 263,000 | $ 585,000 |
| Crenshaw County Alabama | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Hale County Alabama | 1 | $ 3,000 | $ 3,000 | $ 44,000 |
| Henry County Alabama | 1 | $ 484,000 | $ 484,000 | $ 79,000 |
| Lauderdale County Alabama | 1 | $ 36,000 | $ 36,000 | $ 26,000 |
| Marion County Alabama | 1 | $ 38,000 | $ 38,000 | $ 84,000 |
| Pike County Alabama | 1 | $ 5,000 | $ 5,000 | $ 0 |
| St. Clair County Alabama | 1 | $ 69,000 | $ 69,000 | $ 55,000 |
| Talladega County Alabama | 1 | $ 247,000 | $ 247,000 | $ 950,000 |
| Craighead County Arkansas | 1 | $ 13,000 | $ 13,000 | $ 85,000 |
| Broward County Florida | 1 | $ 53,000 | $ 53,000 | $ 231,000 |
| Dixie County Florida | 1 | $ 118,000 | $ 118,000 | $ 166,000 |
| Flagler County Florida | 1 | $ 82,000 | $ 82,000 | $ 58,000 |
| Gulf County Florida | 1 | $ 146,000 | $ 146,000 | $ 288,000 |
| Hamilton County Florida | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Hernando County Florida | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Indian River County Florida | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Monroe County Florida | 1 | $ 319,000 | $ 319,000 | $ 132,000 |
| Orange County Florida | 1 | $ 44,000 | $ 44,000 | $ 32,000 |
| Osceola County Florida | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Polk County Florida | 1 | $ 40,000 | $ 40,000 | $ 56,000 |
| Taylor County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Banks County Georgia | 1 | $ 32,000 | $ 32,000 | $ 26,000 |
| Brantley County Georgia | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Burke County Georgia | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Butts County Georgia | 1 | $ 60,000 | $ 60,000 | $ 134,000 |
| Catoosa County Georgia | 1 | $ 43,000 | $ 43,000 | $ 45,000 |
| Chattooga County Georgia | 1 | $ 15,000 | $ 15,000 | $ 8,000 |
| Clay County Georgia | 1 | $ 140,000 | $ 140,000 | $ 208,000 |
| Dawson County Georgia | 1 | $ 15,000 | $ 15,000 | $ 102,000 |
| Dooly County Georgia | 1 | $ 9,000 | $ 9,000 | $ 56,000 |
| Jasper County Georgia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Jefferson County Georgia | 1 | $ 261,000 | $ 261,000 | $ 89,000 |
| Mitchell County Georgia | 1 | $ 3,000 | $ 3,000 | $ 26,000 |
| Randolph County Georgia | 1 | $ 274,000 | $ 274,000 | $ 46,000 |
| Spalding County Georgia | 1 | $ 1,700,000 | $ 1,700,000 | $ 0 |
| Union County Georgia | 1 | $ 122,000 | $ 122,000 | $ 150,000 |
| Wilkes County Georgia | 1 | $ 40,000 | $ 40,000 | $ 67,000 |
| Wilkinson County Georgia | 1 | $ 32,000 | $ 32,000 | $ 85,000 |
| Calloway County Kentucky | 1 | $ 244,000 | $ 244,000 | $ 97,000 |
| Middlesex County Massachusetts | 1 | $ 108,000 | $ 108,000 | $ 130,000 |
| Plymouth County Massachusetts | 1 | $ 1,801,000 | $ 1,801,000 | $ 494,000 |
| Olmsted County Minnesota | 1 | $ 320,000 | $ 320,000 | $ 275,000 |
| DeSoto County Mississippi | 1 | $ 468,000 | $ 468,000 | $ 97,000 |
| Schenectady County New York | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 232,000 | $ 232,000 | $ 1,630,000 |
| Henderson County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 66,000 |
| Iredell County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 120,000 |
| Jackson County North Carolina | 1 | $ 380,000 | $ 380,000 | $ 141,000 |
| Madison County North Carolina | 1 | $ 536,000 | $ 536,000 | $ 95,000 |
| McDowell County North Carolina | 1 | $ 303,000 | $ 303,000 | $ 175,000 |
| Pitt County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 73,000 |
| Yancey County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 254,000 |
| Cuyahoga County Ohio | 1 | $ 190,000 | $ 190,000 | $ 142,000 |
| Licking County Ohio | 1 | $ 10,000 | $ 10,000 | $ 125,000 |
| Chester County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 84,000 |
| Chesterfield County South Carolina | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 37,000 | $ 37,000 | $ 23,000 |
| Fairfield County South Carolina | 1 | $ 242,000 | $ 242,000 | $ 50,000 |
| Lancaster County South Carolina | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 342,000 | $ 342,000 | $ 142,000 |
| Orangeburg County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Saluda County South Carolina | 1 | $ 93,000 | $ 93,000 | $ 86,000 |
| Williamsburg County South Carolina | 1 | $ 47,000 | $ 47,000 | $ 43,000 |
| Bedford County Tennessee | 1 | $ 268,000 | $ 268,000 | $ 250,000 |
| Bradley County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 21,000 |
| DeKalb County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 255,000 |
| Dickson County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 41,000 |
| Franklin County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 10,000 |
| Henry County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 46,000 |
| Marion County Tennessee | 1 | $ 23,000 | $ 23,000 | $ 75,000 |
| Robertson County Tennessee | 1 | $ 26,000 | $ 26,000 | $ 82,000 |
| Sevier County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 27,000 |
| Richmond City County Virginia | 1 | $ 1,331,000 | $ 1,331,000 | $ 237,000 |
Mortgage Loan Application Detail Totals for Synovus Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,129 | $547,413,000 | $257,000 | $17,854,000 | $124,000 | $5,469,000 |
| Home Purchase | 988 | $230,194,000 | $232,000 | $20,775,000 | $178,000 | $8,535,000 |
| Home Improvement | 751 | $17,739,000 | $23,000 | $676,000 | $69,000 | $1,553,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,605 | $430,829,000 | $165,000 | $8,146,000 | $158,000 | $8,535,000 |
| Not applicable | 581 | $276,989,000 | $476,000 | $20,775,000 | $3,000 | $860,000 |
| Black or African American | 342 | $25,929,000 | $75,000 | $2,137,000 | $78,000 | $959,000 |
| Not Provided | 247 | $47,615,000 | $192,000 | $1,953,000 | $168,000 | $2,586,000 |
| Hispanic | 47 | $4,615,000 | $98,000 | $658,000 | $115,000 | $678,000 |
| Asian | 34 | $7,011,000 | $206,000 | $1,500,000 | $129,000 | $642,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,030,000 | $253,000 | $417,000 | $182,000 | $255,000 |
| American Indian or Alaskan Native | 4 | $328,000 | $82,000 | $161,000 | $53,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,868 | $795,346,000 | $205,000 | $20,775,000 | $127,000 | $8,535,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,206 | $695,577,000 | $216,000 | $20,775,000 | $130,000 | $8,535,000 |
| Application Denied By Financial Institution | 451 | $44,881,000 | $99,000 | $1,235,000 | $83,000 | $6,263,000 |
| Application Approved But Not Accepted | 158 | $36,918,000 | $233,000 | $1,760,000 | $167,000 | $1,370,000 |
| Application Withdrawn By Applicant | 50 | $17,646,000 | $352,000 | $1,000,000 | $227,000 | $1,035,000 |
| File Closed For Incompleteness | 3 | $324,000 | $108,000 | $148,000 | $71,000 | $150,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 230 | $12,539,000 | $54,000 | $830,000 | $79,000 | $6,263,000 |
| Debt-To-Income Ratio | 141 | $17,826,000 | $126,000 | $1,235,000 | $61,000 | $450,000 |
| Collateral | 42 | $8,405,000 | $200,000 | $1,117,000 | $137,000 | $780,000 |
| Other | 33 | $5,340,000 | $161,000 | $923,000 | $122,000 | $793,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $165,000 | $55,000 | $70,000 | $41,000 | $61,000 |
| Credit Application Incomplete | 1 | $386,000 | $386,000 | $386,000 | $534,000 | $534,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Synovus Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Synovus Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.