Synovus Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Synovus Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Synovus Bank Po Box 120 Columbus, GA 31902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,288 |
| Total Mortgage Loan Application Amount | $918,868,000 |
| Average Mortgage Loan Application Amount | $168,333 |
| Highest Mortgage Loan Application Amount | $28,579,000 |
| Average Applicant Income | $128,000 |
| Highest Applicant Income | $5,076,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Synovus Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synovus Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Synovus Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synovus Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Synovus Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synovus Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Thomas County Georgia | 183 | $ 19,380,000 | $ 105,000 | $ 99,000 |
| Muscogee County Georgia | 169 | $ 55,655,000 | $ 329,000 | $ 138,000 |
| Walker County Alabama | 124 | $ 6,245,000 | $ 50,000 | $ 71,000 |
| Bulloch County Georgia | 124 | $ 14,442,000 | $ 116,000 | $ 92,000 |
| Clarke County Georgia | 123 | $ 21,101,000 | $ 171,000 | $ 112,000 |
| Tift County Georgia | 121 | $ 10,386,000 | $ 85,000 | $ 70,000 |
| Gordon County Georgia | 115 | $ 9,217,000 | $ 80,000 | $ 81,000 |
| Walton County Georgia | 110 | $ 9,015,000 | $ 81,000 | $ 79,000 |
| Tuscaloosa County Alabama | 102 | $ 23,601,000 | $ 231,000 | $ 105,000 |
| Lowndes County Georgia | 94 | $ 15,510,000 | $ 165,000 | $ 66,000 |
| Escambia County Florida | 91 | $ 25,316,000 | $ 278,000 | $ 238,000 |
| Madison County Alabama | 87 | $ 28,787,000 | $ 330,000 | $ 123,000 |
| Richland County South Carolina | 83 | $ 19,034,000 | $ 229,000 | $ 159,000 |
| Troup County Georgia | 80 | $ 14,627,000 | $ 182,000 | $ 98,000 |
| Jefferson County Alabama | 79 | $ 19,183,000 | $ 242,000 | $ 104,000 |
| Lee County Alabama | 75 | $ 13,657,000 | $ 182,000 | $ 151,000 |
| Chatham County Georgia | 74 | $ 22,058,000 | $ 298,000 | $ 153,000 |
| Carroll County Georgia | 71 | $ 6,308,000 | $ 88,000 | $ 90,000 |
| Floyd County Georgia | 69 | $ 14,073,000 | $ 203,000 | $ 117,000 |
| Sumter County Georgia | 65 | $ 4,018,000 | $ 61,000 | $ 59,000 |
| Russell County Alabama | 64 | $ 10,650,000 | $ 166,000 | $ 93,000 |
| Fulton County Georgia | 64 | $ 32,982,000 | $ 515,000 | $ 225,000 |
| Oconee County Georgia | 62 | $ 17,398,000 | $ 280,000 | $ 163,000 |
| Davidson County Tennessee | 60 | $ 6,956,000 | $ 115,000 | $ 142,000 |
| Dougherty County Georgia | 57 | $ 13,022,000 | $ 228,000 | $ 66,000 |
| Sumter County South Carolina | 57 | $ 8,890,000 | $ 155,000 | $ 158,000 |
| Houston County Georgia | 55 | $ 7,150,000 | $ 130,000 | $ 78,000 |
| Glynn County Georgia | 54 | $ 22,210,000 | $ 411,000 | $ 211,000 |
| Horry County South Carolina | 51 | $ 13,630,000 | $ 267,000 | $ 230,000 |
| Montgomery County Alabama | 47 | $ 8,015,000 | $ 170,000 | $ 697,000 |
| Okaloosa County Florida | 45 | $ 11,098,000 | $ 246,000 | $ 133,000 |
| Charleston County South Carolina | 42 | $ 35,091,000 | $ 835,000 | $ 238,000 |
| Nassau County Florida | 39 | $ 12,375,000 | $ 317,000 | $ 140,000 |
| Haralson County Georgia | 39 | $ 2,093,000 | $ 53,000 | $ 58,000 |
| Harris County Georgia | 37 | $ 9,680,000 | $ 261,000 | $ 212,000 |
| Franklin County Georgia | 33 | $ 4,531,000 | $ 137,000 | $ 68,000 |
| Clarendon County South Carolina | 33 | $ 1,764,000 | $ 53,000 | $ 82,000 |
| Pinellas County Florida | 32 | $ 12,253,000 | $ 382,000 | $ 189,000 |
| Cobb County Georgia | 32 | $ 8,138,000 | $ 254,000 | $ 108,000 |
| Camden County Georgia | 31 | $ 5,169,000 | $ 166,000 | $ 86,000 |
| Hart County Georgia | 30 | $ 2,654,000 | $ 88,000 | $ 83,000 |
| Williamson County Tennessee | 30 | $ 10,191,000 | $ 339,000 | $ 268,000 |
| Gwinnett County Georgia | 28 | $ 3,360,000 | $ 120,000 | $ 88,000 |
| Shelby County Tennessee | 28 | $ 2,862,000 | $ 102,000 | $ 186,000 |
| Lee County Georgia | 27 | $ 5,822,000 | $ 215,000 | $ 156,000 |
| Coffee County Alabama | 25 | $ 2,257,000 | $ 90,000 | $ 91,000 |
| Murray County Georgia | 24 | $ 2,412,000 | $ 100,000 | $ 51,000 |
| Cherokee County Georgia | 23 | $ 3,630,000 | $ 157,000 | $ 63,000 |
| Santa Rosa County Florida | 22 | $ 6,448,000 | $ 293,000 | $ 222,000 |
| DeKalb County Georgia | 21 | $ 6,676,000 | $ 317,000 | $ 190,000 |
| Duval County Florida | 20 | $ 7,928,000 | $ 396,000 | $ 234,000 |
| Leon County Florida | 20 | $ 6,008,000 | $ 300,000 | $ 152,000 |
| Coweta County Georgia | 20 | $ 2,610,000 | $ 130,000 | $ 125,000 |
| Kershaw County South Carolina | 20 | $ 1,672,000 | $ 83,000 | $ 129,000 |
| Grady County Georgia | 19 | $ 3,593,000 | $ 189,000 | $ 95,000 |
| Richmond County Georgia | 19 | $ 3,580,000 | $ 188,000 | $ 110,000 |
| Greenville County South Carolina | 19 | $ 32,156,000 | $ 1,692,000 | $ 128,000 |
| Madison County Georgia | 18 | $ 1,500,000 | $ 83,000 | $ 92,000 |
| Peach County Georgia | 18 | $ 1,527,000 | $ 84,000 | $ 48,000 |
| Baldwin County Alabama | 17 | $ 5,787,000 | $ 340,000 | $ 163,000 |
| Columbia County Georgia | 17 | $ 4,334,000 | $ 254,000 | $ 49,000 |
| Spartanburg County South Carolina | 17 | $ 2,789,000 | $ 164,000 | $ 83,000 |
| Dale County Alabama | 16 | $ 1,417,000 | $ 88,000 | $ 63,000 |
| Shelby County Alabama | 16 | $ 3,456,000 | $ 216,000 | $ 151,000 |
| Bay County Florida | 16 | $ 7,056,000 | $ 441,000 | $ 440,000 |
| Walton County Florida | 16 | $ 8,589,000 | $ 536,000 | $ 428,000 |
| Sumner County Tennessee | 16 | $ 776,000 | $ 48,000 | $ 115,000 |
| Cleburne County Alabama | 15 | $ 693,000 | $ 46,000 | $ 36,000 |
| Candler County Georgia | 15 | $ 1,008,000 | $ 67,000 | $ 124,000 |
| Manatee County Florida | 14 | $ 6,407,000 | $ 457,000 | $ 224,000 |
| Bartow County Georgia | 14 | $ 4,345,000 | $ 310,000 | $ 47,000 |
| Fayette County Georgia | 14 | $ 3,845,000 | $ 274,000 | $ 239,000 |
| Newton County Georgia | 14 | $ 1,000,000 | $ 71,000 | $ 48,000 |
| Beaufort County South Carolina | 14 | $ 5,499,000 | $ 392,000 | $ 239,000 |
| Elmore County Alabama | 13 | $ 3,070,000 | $ 236,000 | $ 664,000 |
| Houston County Alabama | 13 | $ 1,842,000 | $ 141,000 | $ 183,000 |
| Mobile County Alabama | 12 | $ 3,053,000 | $ 254,000 | $ 219,000 |
| Barrow County Georgia | 12 | $ 1,426,000 | $ 118,000 | $ 92,000 |
| Bibb County Georgia | 12 | $ 1,644,000 | $ 137,000 | $ 210,000 |
| Meriwether County Georgia | 12 | $ 678,000 | $ 56,000 | $ 68,000 |
| Paulding County Georgia | 12 | $ 1,393,000 | $ 116,000 | $ 79,000 |
| Walker County Georgia | 12 | $ 295,000 | $ 24,000 | $ 39,000 |
| Florence County South Carolina | 12 | $ 2,434,000 | $ 202,000 | $ 195,000 |
| Douglas County Georgia | 11 | $ 3,310,000 | $ 300,000 | $ 98,000 |
| Anderson County South Carolina | 11 | $ 444,000 | $ 40,000 | $ 59,000 |
| Hamilton County Tennessee | 11 | $ 2,292,000 | $ 208,000 | $ 67,000 |
| Jackson County Georgia | 10 | $ 1,900,000 | $ 190,000 | $ 110,000 |
| Whitfield County Georgia | 10 | $ 1,035,000 | $ 103,000 | $ 76,000 |
| Worth County Georgia | 10 | $ 1,254,000 | $ 125,000 | $ 70,000 |
| Berkeley County South Carolina | 10 | $ 5,780,000 | $ 578,000 | $ 120,000 |
| Limestone County Alabama | 9 | $ 1,914,000 | $ 212,000 | $ 214,000 |
| Lexington County South Carolina | 9 | $ 1,994,000 | $ 221,000 | $ 465,000 |
| Rutherford County Tennessee | 9 | $ 1,093,000 | $ 121,000 | $ 97,000 |
| Wilson County Tennessee | 9 | $ 401,000 | $ 44,000 | $ 95,000 |
| Collier County Florida | 8 | $ 8,384,000 | $ 1,048,000 | $ 280,000 |
| St. Johns County Florida | 8 | $ 4,674,000 | $ 584,000 | $ 547,000 |
| Brooks County Georgia | 8 | $ 364,000 | $ 45,000 | $ 45,000 |
| Effingham County Georgia | 8 | $ 561,000 | $ 70,000 | $ 195,000 |
| Elbert County Georgia | 8 | $ 453,000 | $ 56,000 | $ 48,000 |
| Stephens County Georgia | 8 | $ 784,000 | $ 98,000 | $ 36,000 |
| Turner County Georgia | 8 | $ 965,000 | $ 120,000 | $ 68,000 |
| Chambers County Alabama | 7 | $ 866,000 | $ 123,000 | $ 81,000 |
| Crawford County Georgia | 7 | $ 285,000 | $ 40,000 | $ 45,000 |
| Forsyth County Georgia | 7 | $ 1,610,000 | $ 230,000 | $ 86,000 |
| Hall County Georgia | 7 | $ 2,437,000 | $ 348,000 | $ 196,000 |
| Henry County Georgia | 7 | $ 2,116,000 | $ 302,000 | $ 189,000 |
| Spalding County Georgia | 7 | $ 2,704,000 | $ 386,000 | $ 5,000 |
| Aiken County South Carolina | 7 | $ 579,000 | $ 82,000 | $ 67,000 |
| Bryan County Georgia | 6 | $ 1,107,000 | $ 184,000 | $ 143,000 |
| Colquitt County Georgia | 6 | $ 744,000 | $ 124,000 | $ 61,000 |
| Heard County Georgia | 6 | $ 986,000 | $ 164,000 | $ 279,000 |
| Geneva County Alabama | 5 | $ 323,000 | $ 64,000 | $ 25,000 |
| Winston County Alabama | 5 | $ 358,000 | $ 71,000 | $ 90,000 |
| Pasco County Florida | 5 | $ 153,000 | $ 30,000 | $ 40,000 |
| Irwin County Georgia | 5 | $ 235,000 | $ 47,000 | $ 58,000 |
| Mitchell County Georgia | 5 | $ 195,000 | $ 39,000 | $ 36,000 |
| Oglethorpe County Georgia | 5 | $ 274,000 | $ 54,000 | $ 23,000 |
| Dorchester County South Carolina | 5 | $ 846,000 | $ 169,000 | $ 56,000 |
| Georgetown County South Carolina | 5 | $ 2,036,000 | $ 407,000 | $ 374,000 |
| Hale County Alabama | 4 | $ 93,000 | $ 23,000 | $ 74,000 |
| Gulf County Florida | 4 | $ 749,000 | $ 187,000 | $ 236,000 |
| Morgan County Georgia | 4 | $ 890,000 | $ 222,000 | $ 192,000 |
| Putnam County Georgia | 4 | $ 1,045,000 | $ 261,000 | $ 174,000 |
| Rockdale County Georgia | 4 | $ 4,422,000 | $ 1,105,000 | $ 216,000 |
| Schley County Georgia | 4 | $ 326,000 | $ 81,000 | $ 35,000 |
| Talbot County Georgia | 4 | $ 316,000 | $ 79,000 | $ 252,000 |
| Lee County South Carolina | 4 | $ 56,000 | $ 14,000 | $ 43,000 |
| Autauga County Alabama | 3 | $ 106,000 | $ 35,000 | $ 49,000 |
| Calhoun County Alabama | 3 | $ 410,000 | $ 136,000 | $ 40,000 |
| Fayette County Alabama | 3 | $ 96,000 | $ 32,000 | $ 48,000 |
| Marshall County Alabama | 3 | $ 120,000 | $ 40,000 | $ 127,000 |
| Randolph County Alabama | 3 | $ 807,000 | $ 269,000 | $ 146,000 |
| St. Clair County Alabama | 3 | $ 173,000 | $ 57,000 | $ 83,000 |
| Hamilton County Florida | 3 | $ 436,000 | $ 145,000 | $ 23,000 |
| Sarasota County Florida | 3 | $ 2,834,000 | $ 944,000 | $ 388,000 |
| Wakulla County Florida | 3 | $ 900,000 | $ 300,000 | $ 218,000 |
| Berrien County Georgia | 3 | $ 118,000 | $ 39,000 | $ 64,000 |
| Catoosa County Georgia | 3 | $ 120,000 | $ 40,000 | $ 31,000 |
| Cook County Georgia | 3 | $ 76,000 | $ 25,000 | $ 19,000 |
| Emanuel County Georgia | 3 | $ 125,000 | $ 41,000 | $ 251,000 |
| Gilmer County Georgia | 3 | $ 223,000 | $ 74,000 | $ 0 |
| Liberty County Georgia | 3 | $ 445,000 | $ 148,000 | $ 63,000 |
| Macon County Georgia | 3 | $ 294,000 | $ 98,000 | $ 53,000 |
| Marion County Georgia | 3 | $ 129,000 | $ 43,000 | $ 34,000 |
| McIntosh County Georgia | 3 | $ 301,000 | $ 100,000 | $ 173,000 |
| Pickens County Georgia | 3 | $ 179,000 | $ 59,000 | $ 43,000 |
| Rabun County Georgia | 3 | $ 6,031,000 | $ 2,010,000 | $ 593,000 |
| Screven County Georgia | 3 | $ 202,000 | $ 67,000 | $ 47,000 |
| Stewart County Georgia | 3 | $ 42,000 | $ 14,000 | $ 72,000 |
| DeSoto County Mississippi | 3 | $ 401,000 | $ 133,000 | $ 93,000 |
| Macon County North Carolina | 3 | $ 1,220,000 | $ 406,000 | $ 338,000 |
| Colleton County South Carolina | 3 | $ 396,000 | $ 132,000 | $ 35,000 |
| Pickens County South Carolina | 3 | $ 1,398,000 | $ 466,000 | $ 298,000 |
| Dickson County Tennessee | 3 | $ 68,000 | $ 22,000 | $ 65,000 |
| Lincoln County Tennessee | 3 | $ 2,083,000 | $ 694,000 | $ 72,000 |
| Maury County Tennessee | 3 | $ 130,000 | $ 43,000 | $ 59,000 |
| Robertson County Tennessee | 3 | $ 91,000 | $ 30,000 | $ 66,000 |
| Sevier County Tennessee | 3 | $ 483,000 | $ 161,000 | $ 148,000 |
| Barbour County Alabama | 2 | $ 441,000 | $ 220,000 | $ 39,000 |
| Bibb County Alabama | 2 | $ 33,000 | $ 16,000 | $ 37,000 |
| Blount County Alabama | 2 | $ 704,000 | $ 352,000 | $ 71,000 |
| Cherokee County Alabama | 2 | $ 164,000 | $ 82,000 | $ 238,000 |
| Clay County Alabama | 2 | $ 161,000 | $ 80,000 | $ 100,000 |
| Cullman County Alabama | 2 | $ 289,000 | $ 144,000 | $ 33,000 |
| DeKalb County Alabama | 2 | $ 156,000 | $ 78,000 | $ 85,000 |
| Escambia County Alabama | 2 | $ 472,000 | $ 236,000 | $ 60,000 |
| Henry County Alabama | 2 | $ 236,000 | $ 118,000 | $ 344,000 |
| Marion County Alabama | 2 | $ 265,000 | $ 132,000 | $ 57,000 |
| Morgan County Alabama | 2 | $ 1,156,000 | $ 578,000 | $ 1,466,000 |
| Madison County Florida | 2 | $ 748,000 | $ 374,000 | $ 132,000 |
| Monroe County Florida | 2 | $ 340,000 | $ 170,000 | $ 457,000 |
| Palm Beach County Florida | 2 | $ 1,057,000 | $ 528,000 | $ 695,000 |
| Volusia County Florida | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Baldwin County Georgia | 2 | $ 75,000 | $ 37,000 | $ 182,000 |
| Chattooga County Georgia | 2 | $ 464,000 | $ 232,000 | $ 78,000 |
| Clayton County Georgia | 2 | $ 447,000 | $ 223,000 | $ 40,000 |
| Crisp County Georgia | 2 | $ 308,000 | $ 154,000 | $ 395,000 |
| Fannin County Georgia | 2 | $ 1,107,000 | $ 553,000 | $ 318,000 |
| Greene County Georgia | 2 | $ 1,087,000 | $ 543,000 | $ 48,000 |
| Habersham County Georgia | 2 | $ 265,000 | $ 132,000 | $ 252,000 |
| Jenkins County Georgia | 2 | $ 113,000 | $ 56,000 | $ 9,000 |
| Lanier County Georgia | 2 | $ 20,000 | $ 10,000 | $ 18,000 |
| Long County Georgia | 2 | $ 64,000 | $ 32,000 | $ 78,000 |
| Pierce County Georgia | 2 | $ 364,000 | $ 182,000 | $ 0 |
| Polk County Georgia | 2 | $ 435,000 | $ 217,000 | $ 0 |
| Pulaski County Georgia | 2 | $ 79,000 | $ 39,000 | $ 33,000 |
| Tattnall County Georgia | 2 | $ 80,000 | $ 40,000 | $ 64,000 |
| Lafayette County Mississippi | 2 | $ 703,000 | $ 351,000 | $ 104,000 |
| Oktibbeha County Mississippi | 2 | $ 235,000 | $ 117,000 | $ 4,000 |
| Edgefield County South Carolina | 2 | $ 314,000 | $ 157,000 | $ 91,000 |
| Laurens County South Carolina | 2 | $ 61,000 | $ 30,000 | $ 61,000 |
| Williamsburg County South Carolina | 2 | $ 355,000 | $ 177,000 | $ 124,000 |
| Cheatham County Tennessee | 2 | $ 219,000 | $ 109,000 | $ 56,000 |
| Montgomery County Tennessee | 2 | $ 41,000 | $ 20,000 | $ 29,000 |
| Chilton County Alabama | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Conecuh County Alabama | 1 | $ 113,000 | $ 113,000 | $ 30,000 |
| Covington County Alabama | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Greene County Alabama | 1 | $ 19,000 | $ 19,000 | $ 23,000 |
| Jackson County Alabama | 1 | $ 818,000 | $ 818,000 | $ 256,000 |
| Perry County Alabama | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Sumter County Alabama | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Talladega County Alabama | 1 | $ 260,000 | $ 260,000 | $ 218,000 |
| Tallapoosa County Alabama | 1 | $ 50,000 | $ 50,000 | $ 666,000 |
| Faulkner County Arkansas | 1 | $ 97,000 | $ 97,000 | $ 71,000 |
| Alachua County Florida | 1 | $ 22,000,000 | $ 22,000,000 | $ 0 |
| Clay County Florida | 1 | $ 155,000 | $ 155,000 | $ 227,000 |
| Flagler County Florida | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| Franklin County Florida | 1 | $ 62,000 | $ 62,000 | $ 63,000 |
| Gadsden County Florida | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Holmes County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lee County Florida | 1 | $ 1,275,000 | $ 1,275,000 | $ 324,000 |
| Miami-Dade County Florida | 1 | $ 103,000 | $ 103,000 | $ 70,000 |
| Washington County Florida | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Ben Hill County Georgia | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Brantley County Georgia | 1 | $ 107,000 | $ 107,000 | $ 18,000 |
| Burke County Georgia | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Calhoun County Georgia | 1 | $ 103,000 | $ 103,000 | $ 21,000 |
| Chattahoochee County Georgia | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Clinch County Georgia | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Dooly County Georgia | 1 | $ 52,000 | $ 52,000 | $ 23,000 |
| Echols County Georgia | 1 | $ 127,000 | $ 127,000 | $ 19,000 |
| Evans County Georgia | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Hancock County Georgia | 1 | $ 227,000 | $ 227,000 | $ 260,000 |
| Jasper County Georgia | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Lincoln County Georgia | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| McDuffie County Georgia | 1 | $ 13,000 | $ 13,000 | $ 69,000 |
| Pike County Georgia | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Quitman County Georgia | 1 | $ 25,000 | $ 25,000 | $ 153,000 |
| Seminole County Georgia | 1 | $ 65,000 | $ 65,000 | $ 183,000 |
| Taylor County Georgia | 1 | $ 11,000 | $ 11,000 | $ 54,000 |
| Terrell County Georgia | 1 | $ 237,000 | $ 237,000 | $ 348,000 |
| Upson County Georgia | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Wilkinson County Georgia | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Jefferson County Kentucky | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Ouachita County Louisiana | 1 | $ 6,000 | $ 6,000 | $ 48,000 |
| Lamar County Mississippi | 1 | $ 7,022,000 | $ 7,022,000 | $ 0 |
| Washington County Mississippi | 1 | $ 1,717,000 | $ 1,717,000 | $ 0 |
| Cayuga County New York | 1 | $ 30,000 | $ 30,000 | $ 86,000 |
| Avery County North Carolina | 1 | $ 341,000 | $ 341,000 | $ 229,000 |
| Buncombe County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 173,000 |
| Columbus County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 28,000 |
| Henderson County North Carolina | 1 | $ 748,000 | $ 748,000 | $ 291,000 |
| Jackson County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 317,000 |
| Mecklenburg County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 300,000 |
| Polk County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 336,000 |
| Randolph County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 35,000 |
| Rutherford County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 115,000 |
| Transylvania County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 191,000 |
| Oklahoma County Oklahoma | 1 | $ 959,000 | $ 959,000 | $ 0 |
| Barnwell County South Carolina | 1 | $ 66,000 | $ 66,000 | $ 140,000 |
| Calhoun County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
| Chesterfield County South Carolina | 1 | $ 229,000 | $ 229,000 | $ 160,000 |
| Fairfield County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 700,000 |
| Greenwood County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Hampton County South Carolina | 1 | $ 197,000 | $ 197,000 | $ 80,000 |
| Jasper County South Carolina | 1 | $ 813,000 | $ 813,000 | $ 134,000 |
| Lancaster County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Newberry County South Carolina | 1 | $ 236,000 | $ 236,000 | $ 106,000 |
| Oconee County South Carolina | 1 | $ 1,319,000 | $ 1,319,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 165,000 |
| York County South Carolina | 1 | $ 504,000 | $ 504,000 | $ 207,000 |
| Hardin County Tennessee | 1 | $ 1,148,000 | $ 1,148,000 | $ 1,968,000 |
| Knox County Tennessee | 1 | $ 1,244,000 | $ 1,244,000 | $ 568,000 |
| Loudon County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 67,000 |
| Polk County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 69,000 |
| Smith County Tennessee | 1 | $ 31,000 | $ 31,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Synovus Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,810 | $687,604,000 | $244,000 | $22,000,000 | $129,000 | $5,076,000 |
| Home Purchase | 926 | $214,228,000 | $231,000 | $28,579,000 | $185,000 | $4,758,000 |
| Home Improvement | 552 | $17,036,000 | $30,000 | $1,888,000 | $70,000 | $1,615,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,930 | $496,526,000 | $169,000 | $4,150,000 | $164,000 | $5,076,000 |
| Not applicable | 735 | $322,312,000 | $438,000 | $28,579,000 | $0 | $25,000 |
| Black or African American | 327 | $24,309,000 | $74,000 | $1,899,000 | $97,000 | $1,530,000 |
| Not Provided | 200 | $52,944,000 | $264,000 | $3,643,000 | $201,000 | $1,415,000 |
| Hispanic | 51 | $8,524,000 | $167,000 | $2,382,000 | $150,000 | $1,230,000 |
| Asian | 33 | $12,539,000 | $379,000 | $1,880,000 | $281,000 | $1,025,000 |
| American Indian or Alaskan Native | 7 | $845,000 | $120,000 | $497,000 | $177,000 | $1,022,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $869,000 | $173,000 | $664,000 | $51,000 | $97,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,287 | $918,857,000 | $214,000 | $28,579,000 | $133,000 | $5,076,000 |
| FHA-insured (Federal Housing Administration) | 1 | $11,000 | $11,000 | $11,000 | $325,000 | $325,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,675 | $793,188,000 | $215,000 | $28,579,000 | $134,000 | $5,076,000 |
| Application Denied By Financial Institution | 351 | $51,573,000 | $146,000 | $3,449,000 | $90,000 | $1,386,000 |
| Application Approved But Not Accepted | 208 | $50,583,000 | $243,000 | $2,247,000 | $162,000 | $1,200,000 |
| Application Withdrawn By Applicant | 39 | $13,930,000 | $357,000 | $1,140,000 | $276,000 | $3,704,000 |
| Loan Purchased By The Institution | 9 | $7,258,000 | $806,000 | $1,244,000 | $391,000 | $572,000 |
| File Closed For Incompleteness | 6 | $2,336,000 | $389,000 | $1,050,000 | $47,000 | $235,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 123 | $8,534,000 | $69,000 | $675,000 | $63,000 | $433,000 |
| Debt-To-Income Ratio | 105 | $24,610,000 | $234,000 | $3,449,000 | $88,000 | $1,078,000 |
| Collateral | 85 | $13,188,000 | $155,000 | $1,300,000 | $125,000 | $1,200,000 |
| Other | 31 | $3,339,000 | $107,000 | $1,338,000 | $106,000 | $1,386,000 |
| Unverifiable Information | 2 | $273,000 | $136,000 | $203,000 | $123,000 | $217,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $432,000 | $432,000 | $432,000 | $196,000 | $196,000 |
| Credit Application Incomplete | 1 | $417,000 | $417,000 | $417,000 | $187,000 | $187,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Synovus Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Synovus Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.