Synovus Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Synovus Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Synovus Bank Po Box 120 Columbus, GA 31902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,091 |
| Total Mortgage Loan Application Amount | $1,270,243,000 |
| Average Mortgage Loan Application Amount | $261,000 |
| Highest Mortgage Loan Application Amount | $14,118,000 |
| Average Applicant Income | $142,000 |
| Highest Applicant Income | $8,797,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Synovus Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synovus Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Synovus Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synovus Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Synovus Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synovus Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Walker County Alabama | 148 | $ 4,790,000 | $ 32,000 | $ 74,000 |
| Muscogee County Georgia | 143 | $ 37,102,000 | $ 259,000 | $ 125,000 |
| Thomas County Georgia | 115 | $ 8,528,000 | $ 74,000 | $ 61,000 |
| Bulloch County Georgia | 106 | $ 15,482,000 | $ 146,000 | $ 99,000 |
| Chatham County Georgia | 106 | $ 77,214,000 | $ 728,000 | $ 200,000 |
| Jefferson County Alabama | 103 | $ 35,592,000 | $ 345,000 | $ 188,000 |
| Clarke County Georgia | 100 | $ 28,057,000 | $ 280,000 | $ 144,000 |
| Lowndes County Georgia | 99 | $ 11,436,000 | $ 115,000 | $ 56,000 |
| Gordon County Georgia | 97 | $ 7,867,000 | $ 81,000 | $ 72,000 |
| Davidson County Tennessee | 89 | $ 28,420,000 | $ 319,000 | $ 174,000 |
| Tift County Georgia | 85 | $ 7,691,000 | $ 90,000 | $ 62,000 |
| Walton County Georgia | 85 | $ 7,322,000 | $ 86,000 | $ 61,000 |
| Tuscaloosa County Alabama | 81 | $ 27,100,000 | $ 334,000 | $ 78,000 |
| Troup County Georgia | 81 | $ 12,922,000 | $ 159,000 | $ 95,000 |
| Fulton County Georgia | 76 | $ 62,337,000 | $ 820,000 | $ 364,000 |
| Charleston County South Carolina | 70 | $ 45,054,000 | $ 643,000 | $ 214,000 |
| Richland County South Carolina | 70 | $ 23,699,000 | $ 338,000 | $ 193,000 |
| Duval County Florida | 62 | $ 37,649,000 | $ 607,000 | $ 331,000 |
| Escambia County Florida | 61 | $ 25,913,000 | $ 424,000 | $ 196,000 |
| Glynn County Georgia | 60 | $ 41,592,000 | $ 693,000 | $ 380,000 |
| Carroll County Georgia | 54 | $ 6,175,000 | $ 114,000 | $ 65,000 |
| Floyd County Georgia | 52 | $ 13,100,000 | $ 251,000 | $ 228,000 |
| Okaloosa County Florida | 51 | $ 11,467,000 | $ 224,000 | $ 99,000 |
| Sumter County Georgia | 51 | $ 2,728,000 | $ 53,000 | $ 60,000 |
| Oconee County Georgia | 48 | $ 20,247,000 | $ 421,000 | $ 183,000 |
| Houston County Georgia | 42 | $ 4,237,000 | $ 100,000 | $ 63,000 |
| Cobb County Georgia | 41 | $ 20,033,000 | $ 488,000 | $ 220,000 |
| Horry County South Carolina | 39 | $ 8,975,000 | $ 230,000 | $ 139,000 |
| Williamson County Tennessee | 39 | $ 21,851,000 | $ 560,000 | $ 246,000 |
| Madison County Alabama | 38 | $ 18,769,000 | $ 493,000 | $ 196,000 |
| Dougherty County Georgia | 38 | $ 7,406,000 | $ 194,000 | $ 46,000 |
| Lee County Alabama | 37 | $ 4,817,000 | $ 130,000 | $ 69,000 |
| Mobile County Alabama | 37 | $ 9,939,000 | $ 268,000 | $ 158,000 |
| Russell County Alabama | 37 | $ 2,313,000 | $ 62,000 | $ 41,000 |
| Leon County Florida | 37 | $ 19,374,000 | $ 523,000 | $ 416,000 |
| Beaufort County South Carolina | 37 | $ 29,842,000 | $ 806,000 | $ 287,000 |
| Orange County Florida | 36 | $ 31,590,000 | $ 877,000 | $ 392,000 |
| Pinellas County Florida | 36 | $ 24,439,000 | $ 678,000 | $ 326,000 |
| Coweta County Georgia | 36 | $ 10,001,000 | $ 277,000 | $ 154,000 |
| St. Johns County Florida | 35 | $ 23,128,000 | $ 660,000 | $ 244,000 |
| Nassau County Florida | 34 | $ 13,101,000 | $ 385,000 | $ 137,000 |
| Lee County Georgia | 34 | $ 4,223,000 | $ 124,000 | $ 37,000 |
| DeKalb County Georgia | 33 | $ 15,005,000 | $ 454,000 | $ 205,000 |
| Montgomery County Alabama | 31 | $ 8,274,000 | $ 266,000 | $ 159,000 |
| Santa Rosa County Florida | 31 | $ 11,996,000 | $ 386,000 | $ 193,000 |
| Richmond County Georgia | 29 | $ 5,814,000 | $ 200,000 | $ 58,000 |
| Greenville County South Carolina | 29 | $ 15,604,000 | $ 538,000 | $ 319,000 |
| Harris County Georgia | 28 | $ 7,571,000 | $ 270,000 | $ 175,000 |
| Lexington County South Carolina | 28 | $ 12,443,000 | $ 444,000 | $ 184,000 |
| Baldwin County Alabama | 27 | $ 12,298,000 | $ 455,000 | $ 302,000 |
| Sumter County South Carolina | 27 | $ 6,133,000 | $ 227,000 | $ 147,000 |
| Coffee County Alabama | 26 | $ 3,314,000 | $ 127,000 | $ 109,000 |
| Fayette County Georgia | 26 | $ 11,575,000 | $ 445,000 | $ 241,000 |
| Clarendon County South Carolina | 25 | $ 1,232,000 | $ 49,000 | $ 69,000 |
| Hamilton County Tennessee | 25 | $ 9,444,000 | $ 377,000 | $ 148,000 |
| Hillsborough County Florida | 24 | $ 11,830,000 | $ 492,000 | $ 223,000 |
| Spartanburg County South Carolina | 24 | $ 3,693,000 | $ 153,000 | $ 77,000 |
| Haralson County Georgia | 23 | $ 1,600,000 | $ 69,000 | $ 62,000 |
| Bay County Florida | 19 | $ 3,926,000 | $ 206,000 | $ 171,000 |
| Sarasota County Florida | 19 | $ 17,187,000 | $ 904,000 | $ 415,000 |
| Walton County Florida | 19 | $ 9,096,000 | $ 478,000 | $ 280,000 |
| Cherokee County Georgia | 19 | $ 5,611,000 | $ 295,000 | $ 120,000 |
| Columbia County Georgia | 19 | $ 7,164,000 | $ 377,000 | $ 310,000 |
| Murray County Georgia | 19 | $ 827,000 | $ 43,000 | $ 44,000 |
| Florence County South Carolina | 19 | $ 2,414,000 | $ 127,000 | $ 79,000 |
| Shelby County Alabama | 17 | $ 4,119,000 | $ 242,000 | $ 204,000 |
| Peach County Georgia | 17 | $ 585,000 | $ 34,000 | $ 44,000 |
| Hart County Georgia | 16 | $ 2,911,000 | $ 181,000 | $ 121,000 |
| Berkeley County South Carolina | 16 | $ 10,630,000 | $ 664,000 | $ 415,000 |
| Bartow County Georgia | 15 | $ 2,403,000 | $ 160,000 | $ 97,000 |
| Franklin County Georgia | 15 | $ 1,417,000 | $ 94,000 | $ 51,000 |
| Dale County Alabama | 14 | $ 1,308,000 | $ 93,000 | $ 74,000 |
| Manatee County Florida | 14 | $ 9,298,000 | $ 664,000 | $ 240,000 |
| Camden County Georgia | 14 | $ 1,516,000 | $ 108,000 | $ 83,000 |
| Douglas County Georgia | 14 | $ 2,007,000 | $ 143,000 | $ 57,000 |
| Gwinnett County Georgia | 14 | $ 6,683,000 | $ 477,000 | $ 235,000 |
| Houston County Alabama | 13 | $ 3,119,000 | $ 239,000 | $ 194,000 |
| Barrow County Georgia | 13 | $ 1,975,000 | $ 151,000 | $ 46,000 |
| Bryan County Georgia | 11 | $ 3,393,000 | $ 308,000 | $ 279,000 |
| Candler County Georgia | 11 | $ 1,540,000 | $ 140,000 | $ 127,000 |
| Kershaw County South Carolina | 11 | $ 1,588,000 | $ 144,000 | $ 107,000 |
| Brooks County Georgia | 10 | $ 1,405,000 | $ 140,000 | $ 20,000 |
| Forsyth County Georgia | 10 | $ 3,434,000 | $ 343,000 | $ 325,000 |
| Hall County Georgia | 10 | $ 3,267,000 | $ 326,000 | $ 133,000 |
| Newton County Georgia | 10 | $ 550,000 | $ 55,000 | $ 23,000 |
| Rabun County Georgia | 10 | $ 11,398,000 | $ 1,139,000 | $ 522,000 |
| Walker County Georgia | 10 | $ 722,000 | $ 72,000 | $ 53,000 |
| Rutherford County Tennessee | 10 | $ 5,634,000 | $ 563,000 | $ 157,000 |
| Wilson County Tennessee | 10 | $ 3,720,000 | $ 372,000 | $ 152,000 |
| Winston County Alabama | 9 | $ 1,120,000 | $ 124,000 | $ 79,000 |
| Baldwin County Georgia | 9 | $ 772,000 | $ 85,000 | $ 61,000 |
| Meriwether County Georgia | 9 | $ 231,000 | $ 25,000 | $ 70,000 |
| Anderson County South Carolina | 9 | $ 2,089,000 | $ 232,000 | $ 182,000 |
| Dorchester County South Carolina | 9 | $ 1,925,000 | $ 213,000 | $ 78,000 |
| Elmore County Alabama | 8 | $ 3,379,000 | $ 422,000 | $ 124,000 |
| Palm Beach County Florida | 8 | $ 3,972,000 | $ 496,000 | $ 221,000 |
| Pasco County Florida | 8 | $ 3,430,000 | $ 428,000 | $ 232,000 |
| Colquitt County Georgia | 8 | $ 261,000 | $ 32,000 | $ 57,000 |
| Greene County Georgia | 8 | $ 5,385,000 | $ 673,000 | $ 1,329,000 |
| Henry County Georgia | 8 | $ 2,504,000 | $ 313,000 | $ 234,000 |
| Pickens County South Carolina | 8 | $ 4,367,000 | $ 545,000 | $ 221,000 |
| Cullman County Alabama | 7 | $ 2,029,000 | $ 289,000 | $ 187,000 |
| Miami-Dade County Florida | 7 | $ 7,145,000 | $ 1,020,000 | $ 635,000 |
| Jackson County Georgia | 7 | $ 1,623,000 | $ 231,000 | $ 64,000 |
| Stephens County Georgia | 7 | $ 1,240,000 | $ 177,000 | $ 137,000 |
| Georgetown County South Carolina | 7 | $ 3,634,000 | $ 519,000 | $ 208,000 |
| Effingham County Georgia | 6 | $ 566,000 | $ 94,000 | $ 18,000 |
| Madison County Georgia | 6 | $ 655,000 | $ 109,000 | $ 37,000 |
| Paulding County Georgia | 6 | $ 521,000 | $ 86,000 | $ 28,000 |
| Schley County Georgia | 6 | $ 420,000 | $ 70,000 | $ 73,000 |
| Whitfield County Georgia | 6 | $ 906,000 | $ 151,000 | $ 104,000 |
| Mecklenburg County North Carolina | 6 | $ 3,676,000 | $ 612,000 | $ 226,000 |
| Chambers County Alabama | 5 | $ 361,000 | $ 72,000 | $ 65,000 |
| Gadsden County Florida | 5 | $ 231,000 | $ 46,000 | $ 35,000 |
| Seminole County Florida | 5 | $ 4,378,000 | $ 875,000 | $ 349,000 |
| Berrien County Georgia | 5 | $ 340,000 | $ 68,000 | $ 94,000 |
| Crisp County Georgia | 5 | $ 1,411,000 | $ 282,000 | $ 138,000 |
| Tattnall County Georgia | 5 | $ 535,000 | $ 107,000 | $ 551,000 |
| Sumner County Tennessee | 5 | $ 1,710,000 | $ 342,000 | $ 130,000 |
| Fayette County Alabama | 4 | $ 46,000 | $ 11,000 | $ 38,000 |
| Limestone County Alabama | 4 | $ 566,000 | $ 141,000 | $ 41,000 |
| Morgan County Alabama | 4 | $ 1,021,000 | $ 255,000 | $ 46,000 |
| St. Clair County Alabama | 4 | $ 810,000 | $ 202,000 | $ 21,000 |
| Brevard County Florida | 4 | $ 2,389,000 | $ 597,000 | $ 345,000 |
| Broward County Florida | 4 | $ 1,879,000 | $ 469,000 | $ 162,000 |
| Collier County Florida | 4 | $ 2,216,000 | $ 554,000 | $ 91,000 |
| Franklin County Florida | 4 | $ 1,106,000 | $ 276,000 | $ 453,000 |
| Crawford County Georgia | 4 | $ 667,000 | $ 166,000 | $ 38,000 |
| Lanier County Georgia | 4 | $ 300,000 | $ 75,000 | $ 5,000 |
| Mitchell County Georgia | 4 | $ 95,000 | $ 23,000 | $ 52,000 |
| Worth County Georgia | 4 | $ 568,000 | $ 142,000 | $ 19,000 |
| Polk County North Carolina | 4 | $ 2,874,000 | $ 718,000 | $ 217,000 |
| Watauga County North Carolina | 4 | $ 2,061,000 | $ 515,000 | $ 599,000 |
| Aiken County South Carolina | 4 | $ 719,000 | $ 179,000 | $ 119,000 |
| Darlington County South Carolina | 4 | $ 832,000 | $ 208,000 | $ 48,000 |
| York County South Carolina | 4 | $ 3,221,000 | $ 805,000 | $ 356,000 |
| Robertson County Tennessee | 4 | $ 1,420,000 | $ 355,000 | $ 126,000 |
| Sevier County Tennessee | 4 | $ 714,000 | $ 178,000 | $ 116,000 |
| Shelby County Tennessee | 4 | $ 1,145,000 | $ 286,000 | $ 168,000 |
| Autauga County Alabama | 3 | $ 75,000 | $ 25,000 | $ 49,000 |
| Barbour County Alabama | 3 | $ 218,000 | $ 72,000 | $ 78,000 |
| Blount County Alabama | 3 | $ 817,000 | $ 272,000 | $ 74,000 |
| Geneva County Alabama | 3 | $ 1,057,000 | $ 352,000 | $ 140,000 |
| Lee County Florida | 3 | $ 1,818,000 | $ 606,000 | $ 227,000 |
| Martin County Florida | 3 | $ 1,698,000 | $ 566,000 | $ 312,000 |
| Bibb County Georgia | 3 | $ 1,732,000 | $ 577,000 | $ 59,000 |
| Clayton County Georgia | 3 | $ 147,000 | $ 49,000 | $ 215,000 |
| Cook County Georgia | 3 | $ 157,000 | $ 52,000 | $ 54,000 |
| Elbert County Georgia | 3 | $ 410,000 | $ 136,000 | $ 16,000 |
| Emanuel County Georgia | 3 | $ 982,000 | $ 327,000 | $ 110,000 |
| Fannin County Georgia | 3 | $ 1,523,000 | $ 507,000 | $ 242,000 |
| Heard County Georgia | 3 | $ 257,000 | $ 85,000 | $ 34,000 |
| Irwin County Georgia | 3 | $ 72,000 | $ 24,000 | $ 25,000 |
| Lincoln County Georgia | 3 | $ 344,000 | $ 114,000 | $ 51,000 |
| Morgan County Georgia | 3 | $ 324,000 | $ 108,000 | $ 32,000 |
| Oglethorpe County Georgia | 3 | $ 347,000 | $ 115,000 | $ 124,000 |
| Pickens County Georgia | 3 | $ 629,000 | $ 209,000 | $ 30,000 |
| Rockdale County Georgia | 3 | $ 259,000 | $ 86,000 | $ 4,000 |
| Talbot County Georgia | 3 | $ 289,000 | $ 96,000 | $ 2,026,000 |
| Turner County Georgia | 3 | $ 78,000 | $ 26,000 | $ 26,000 |
| Macon County North Carolina | 3 | $ 1,736,000 | $ 578,000 | $ 417,000 |
| Cherokee County Alabama | 2 | $ 255,000 | $ 127,000 | $ 144,000 |
| Greene County Alabama | 2 | $ 187,000 | $ 93,000 | $ 75,000 |
| Hale County Alabama | 2 | $ 150,000 | $ 75,000 | $ 123,000 |
| Talladega County Alabama | 2 | $ 1,173,000 | $ 586,000 | $ 17,000 |
| Tallapoosa County Alabama | 2 | $ 515,000 | $ 257,000 | $ 0 |
| Clay County Florida | 2 | $ 607,000 | $ 303,000 | $ 326,000 |
| Gulf County Florida | 2 | $ 623,000 | $ 311,000 | $ 0 |
| Hernando County Florida | 2 | $ 86,000 | $ 43,000 | $ 50,000 |
| Lake County Florida | 2 | $ 1,850,000 | $ 925,000 | $ 264,000 |
| Osceola County Florida | 2 | $ 1,258,000 | $ 629,000 | $ 200,000 |
| Ben Hill County Georgia | 2 | $ 146,000 | $ 73,000 | $ 72,000 |
| Brantley County Georgia | 2 | $ 21,000 | $ 10,000 | $ 9,000 |
| Dade County Georgia | 2 | $ 74,000 | $ 37,000 | $ 92,000 |
| Echols County Georgia | 2 | $ 114,000 | $ 57,000 | $ 69,000 |
| Habersham County Georgia | 2 | $ 860,000 | $ 430,000 | $ 207,000 |
| Lamar County Georgia | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Liberty County Georgia | 2 | $ 249,000 | $ 124,000 | $ 56,000 |
| Marion County Georgia | 2 | $ 11,000 | $ 5,000 | $ 39,000 |
| McDuffie County Georgia | 2 | $ 217,000 | $ 108,000 | $ 102,000 |
| McIntosh County Georgia | 2 | $ 87,000 | $ 43,000 | $ 28,000 |
| Polk County Georgia | 2 | $ 252,000 | $ 126,000 | $ 376,000 |
| Screven County Georgia | 2 | $ 85,000 | $ 42,000 | $ 52,000 |
| Spalding County Georgia | 2 | $ 46,000 | $ 23,000 | $ 34,000 |
| Taylor County Georgia | 2 | $ 144,000 | $ 72,000 | $ 70,000 |
| Brunswick County North Carolina | 2 | $ 1,120,000 | $ 560,000 | $ 421,000 |
| Pender County North Carolina | 2 | $ 743,000 | $ 371,000 | $ 1,004,000 |
| Union County North Carolina | 2 | $ 955,000 | $ 477,000 | $ 221,000 |
| Cherokee County South Carolina | 2 | $ 600,000 | $ 300,000 | $ 119,000 |
| Fairfield County South Carolina | 2 | $ 287,000 | $ 143,000 | $ 319,000 |
| McCormick County South Carolina | 2 | $ 531,000 | $ 265,000 | $ 150,000 |
| Oconee County South Carolina | 2 | $ 198,000 | $ 99,000 | $ 9,000 |
| Williamsburg County South Carolina | 2 | $ 600,000 | $ 300,000 | $ 190,000 |
| Loudon County Tennessee | 2 | $ 976,000 | $ 488,000 | $ 162,000 |
| Madison County Tennessee | 2 | $ 302,000 | $ 151,000 | $ 49,000 |
| Chilton County Alabama | 1 | $ 620,000 | $ 620,000 | $ 560,000 |
| Cleburne County Alabama | 1 | $ 59,000 | $ 59,000 | $ 80,000 |
| Covington County Alabama | 1 | $ 293,000 | $ 293,000 | $ 431,000 |
| DeKalb County Alabama | 1 | $ 29,000 | $ 29,000 | $ 73,000 |
| Henry County Alabama | 1 | $ 159,000 | $ 159,000 | $ 163,000 |
| Jackson County Alabama | 1 | $ 79,000 | $ 79,000 | $ 72,000 |
| Lamar County Alabama | 1 | $ 177,000 | $ 177,000 | $ 41,000 |
| Lawrence County Alabama | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Lowndes County Alabama | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Macon County Alabama | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Marengo County Alabama | 1 | $ 41,000 | $ 41,000 | $ 11,000 |
| Marshall County Alabama | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Pickens County Alabama | 1 | $ 36,000 | $ 36,000 | $ 44,000 |
| Randolph County Alabama | 1 | $ 3,000 | $ 3,000 | $ 16,000 |
| Alachua County Florida | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Charlotte County Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 318,000 |
| Citrus County Florida | 1 | $ 195,000 | $ 195,000 | $ 188,000 |
| Flagler County Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Hamilton County Florida | 1 | $ 5,000 | $ 5,000 | $ 72,000 |
| Indian River County Florida | 1 | $ 738,000 | $ 738,000 | $ 406,000 |
| Jackson County Florida | 1 | $ 24,000 | $ 24,000 | $ 94,000 |
| Levy County Florida | 1 | $ 420,000 | $ 420,000 | $ 325,000 |
| Madison County Florida | 1 | $ 338,000 | $ 338,000 | $ 118,000 |
| Monroe County Florida | 1 | $ 641,000 | $ 641,000 | $ 235,000 |
| Polk County Florida | 1 | $ 600,000 | $ 600,000 | $ 158,000 |
| Taylor County Florida | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Volusia County Florida | 1 | $ 281,000 | $ 281,000 | $ 203,000 |
| Banks County Georgia | 1 | $ 24,000 | $ 24,000 | $ 125,000 |
| Clay County Georgia | 1 | $ 99,000 | $ 99,000 | $ 156,000 |
| Dodge County Georgia | 1 | $ 36,000 | $ 36,000 | $ 96,000 |
| Evans County Georgia | 1 | $ 5,000 | $ 5,000 | $ 25,000 |
| Gilmer County Georgia | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Grady County Georgia | 1 | $ 6,000 | $ 6,000 | $ 46,000 |
| Hancock County Georgia | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Jasper County Georgia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Jeff Davis County Georgia | 1 | $ 117,000 | $ 117,000 | $ 25,000 |
| Jenkins County Georgia | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Jones County Georgia | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Long County Georgia | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Miller County Georgia | 1 | $ 3,000 | $ 3,000 | $ 54,000 |
| Monroe County Georgia | 1 | $ 605,000 | $ 605,000 | $ 275,000 |
| Pierce County Georgia | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Putnam County Georgia | 1 | $ 42,000 | $ 42,000 | $ 60,000 |
| Quitman County Georgia | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Randolph County Georgia | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Toombs County Georgia | 1 | $ 89,000 | $ 89,000 | $ 81,000 |
| Towns County Georgia | 1 | $ 24,000 | $ 24,000 | $ 14,000 |
| Union County Georgia | 1 | $ 357,000 | $ 357,000 | $ 146,000 |
| Upson County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Warren County Kentucky | 1 | $ 565,000 | $ 565,000 | $ 660,000 |
| Middlesex County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 169,000 |
| Lafayette County Mississippi | 1 | $ 580,000 | $ 580,000 | $ 631,000 |
| Bernalillo County New Mexico | 1 | $ 5,000 | $ 5,000 | $ 84,000 |
| Guilford County North Carolina | 1 | $ 278,000 | $ 278,000 | $ 225,000 |
| Jackson County North Carolina | 1 | $ 650,000 | $ 650,000 | $ 249,000 |
| New Hanover County North Carolina | 1 | $ 1,331,000 | $ 1,331,000 | $ 373,000 |
| Rutherford County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
| Transylvania County North Carolina | 1 | $ 1,150,000 | $ 1,150,000 | $ 0 |
| Yancey County North Carolina | 1 | $ 696,000 | $ 696,000 | $ 264,000 |
| Hamilton County Ohio | 1 | $ 1,280,000 | $ 1,280,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 12,127,000 | $ 12,127,000 | $ 0 |
| Calhoun County South Carolina | 1 | $ 47,000 | $ 47,000 | $ 14,000 |
| Colleton County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 442,000 |
| Greenwood County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 88,000 |
| Lee County South Carolina | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Union County South Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Dickson County Tennessee | 1 | $ 410,000 | $ 410,000 | $ 225,000 |
| Putnam County Tennessee | 1 | $ 528,000 | $ 528,000 | $ 309,000 |
| Radford County Virginia | 1 | $ 192,000 | $ 192,000 | $ 31,000 |
| St. Croix County Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Synovus Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,855 | $616,124,000 | $332,000 | $13,500,000 | $176,000 | $8,797,000 |
| Home Purchase | 1,497 | $631,463,000 | $421,000 | $14,118,000 | $183,000 | $6,720,000 |
| Home Improvement | 739 | $22,656,000 | $30,000 | $3,600,000 | $67,000 | $6,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,620 | $817,658,000 | $312,000 | $3,900,000 | $207,000 | $8,797,000 |
| Not applicable | 788 | $288,963,000 | $366,000 | $14,118,000 | $0 | $0 |
| Black or African American | 303 | $34,876,000 | $115,000 | $1,011,000 | $115,000 | $6,000,000 |
| Not Provided | 224 | $83,135,000 | $371,000 | $2,568,000 | $214,000 | $1,959,000 |
| Hispanic | 79 | $17,003,000 | $215,000 | $971,000 | $121,000 | $564,000 |
| Asian | 65 | $25,354,000 | $390,000 | $1,169,000 | $214,000 | $1,062,000 |
| American Indian or Alaskan Native | 6 | $2,273,000 | $378,000 | $772,000 | $133,000 | $327,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $981,000 | $163,000 | $502,000 | $98,000 | $217,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,091 | $1,270,243,000 | $310,000 | $14,118,000 | $159,000 | $8,797,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,938 | $951,870,000 | $323,000 | $14,118,000 | $157,000 | $8,797,000 |
| Application Denied By Financial Institution | 763 | $129,137,000 | $169,000 | $2,517,000 | $94,000 | $1,176,000 |
| Application Approved But Not Accepted | 339 | $166,622,000 | $491,000 | $3,900,000 | $273,000 | $2,554,000 |
| Application Withdrawn By Applicant | 26 | $12,044,000 | $463,000 | $1,773,000 | $463,000 | $6,000,000 |
| File Closed For Incompleteness | 25 | $10,570,000 | $422,000 | $2,289,000 | $429,000 | $3,125,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 453 | $54,253,000 | $119,000 | $1,576,000 | $92,000 | $1,176,000 |
| Debt-To-Income Ratio | 219 | $47,668,000 | $217,000 | $2,325,000 | $75,000 | $502,000 |
| Collateral | 71 | $19,051,000 | $268,000 | $2,517,000 | $132,000 | $600,000 |
| Other | 8 | $2,447,000 | $305,000 | $701,000 | $235,000 | $660,000 |
| Unverifiable Information | 6 | $2,410,000 | $401,000 | $713,000 | $166,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $936,000 | $936,000 | $936,000 | $236,000 | $236,000 |
| Credit Application Incomplete | 1 | $2,170,000 | $2,170,000 | $2,170,000 | $721,000 | $721,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Synovus Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Synovus Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.