Synovus Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Synovus Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Synovus Bank Po Box 120 Columbus, GA 31902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,502 |
| Total Mortgage Loan Application Amount | $1,305,626,000 |
| Average Mortgage Loan Application Amount | $298,000 |
| Highest Mortgage Loan Application Amount | $9,999,000 |
| Average Applicant Income | $175,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Synovus Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synovus Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Synovus Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synovus Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Synovus Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synovus Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 140 | $ 45,579,000 | $ 325,000 | $ 146,000 |
| Davidson County Tennessee | 135 | $ 68,628,000 | $ 508,000 | $ 197,000 |
| Clarke County Georgia | 109 | $ 30,110,000 | $ 276,000 | $ 140,000 |
| Fulton County Georgia | 109 | $ 65,331,000 | $ 599,000 | $ 352,000 |
| Muscogee County Georgia | 106 | $ 40,035,000 | $ 377,000 | $ 128,000 |
| Chatham County Georgia | 99 | $ 48,451,000 | $ 489,000 | $ 244,000 |
| Walker County Alabama | 97 | $ 6,858,000 | $ 70,000 | $ 71,000 |
| Bulloch County Georgia | 93 | $ 15,167,000 | $ 163,000 | $ 137,000 |
| Thomas County Georgia | 83 | $ 7,756,000 | $ 93,000 | $ 91,000 |
| Lowndes County Georgia | 74 | $ 10,566,000 | $ 142,000 | $ 83,000 |
| Charleston County South Carolina | 65 | $ 41,808,000 | $ 643,000 | $ 325,000 |
| Troup County Georgia | 64 | $ 10,818,000 | $ 169,000 | $ 89,000 |
| Walton County Georgia | 63 | $ 5,591,000 | $ 88,000 | $ 79,000 |
| Pinellas County Florida | 62 | $ 26,232,000 | $ 423,000 | $ 258,000 |
| Orange County Florida | 61 | $ 45,547,000 | $ 746,000 | $ 356,000 |
| Escambia County Florida | 59 | $ 22,659,000 | $ 384,000 | $ 184,000 |
| Glynn County Georgia | 54 | $ 42,806,000 | $ 792,000 | $ 474,000 |
| Williamson County Tennessee | 54 | $ 30,649,000 | $ 567,000 | $ 277,000 |
| Richland County South Carolina | 53 | $ 14,312,000 | $ 270,000 | $ 330,000 |
| Russell County Alabama | 48 | $ 5,331,000 | $ 111,000 | $ 1,248,000 |
| Floyd County Georgia | 46 | $ 11,533,000 | $ 250,000 | $ 172,000 |
| Tift County Georgia | 46 | $ 4,885,000 | $ 106,000 | $ 71,000 |
| Tuscaloosa County Alabama | 45 | $ 11,239,000 | $ 249,000 | $ 119,000 |
| DeKalb County Georgia | 45 | $ 20,138,000 | $ 447,000 | $ 179,000 |
| Cobb County Georgia | 44 | $ 18,866,000 | $ 428,000 | $ 190,000 |
| Madison County Alabama | 43 | $ 16,958,000 | $ 394,000 | $ 143,000 |
| Gordon County Georgia | 41 | $ 5,870,000 | $ 143,000 | $ 83,000 |
| Duval County Florida | 40 | $ 26,399,000 | $ 659,000 | $ 363,000 |
| Lee County Alabama | 39 | $ 6,114,000 | $ 156,000 | $ 144,000 |
| Hillsborough County Florida | 38 | $ 18,970,000 | $ 499,000 | $ 210,000 |
| Horry County South Carolina | 38 | $ 12,377,000 | $ 325,000 | $ 164,000 |
| Sumter County Georgia | 37 | $ 2,343,000 | $ 63,000 | $ 56,000 |
| St. Johns County Florida | 35 | $ 28,206,000 | $ 805,000 | $ 341,000 |
| Dougherty County Georgia | 35 | $ 16,398,000 | $ 468,000 | $ 75,000 |
| Oconee County Georgia | 35 | $ 15,998,000 | $ 457,000 | $ 256,000 |
| Houston County Georgia | 34 | $ 4,220,000 | $ 124,000 | $ 60,000 |
| Sumter County South Carolina | 34 | $ 4,483,000 | $ 131,000 | $ 55,000 |
| Okaloosa County Florida | 33 | $ 8,572,000 | $ 259,000 | $ 154,000 |
| Santa Rosa County Florida | 33 | $ 15,548,000 | $ 471,000 | $ 240,000 |
| Columbia County Georgia | 32 | $ 13,577,000 | $ 424,000 | $ 153,000 |
| Harris County Georgia | 32 | $ 12,114,000 | $ 378,000 | $ 185,000 |
| Coweta County Georgia | 31 | $ 8,976,000 | $ 289,000 | $ 113,000 |
| Greenville County South Carolina | 31 | $ 25,224,000 | $ 813,000 | $ 200,000 |
| Montgomery County Alabama | 30 | $ 9,461,000 | $ 315,000 | $ 527,000 |
| Beaufort County South Carolina | 28 | $ 16,363,000 | $ 584,000 | $ 371,000 |
| Fayette County Georgia | 27 | $ 13,900,000 | $ 514,000 | $ 189,000 |
| Hamilton County Tennessee | 27 | $ 9,731,000 | $ 360,000 | $ 221,000 |
| Carroll County Georgia | 26 | $ 3,703,000 | $ 142,000 | $ 91,000 |
| Leon County Florida | 25 | $ 18,476,000 | $ 739,000 | $ 605,000 |
| Sarasota County Florida | 25 | $ 17,866,000 | $ 714,000 | $ 308,000 |
| Lexington County South Carolina | 22 | $ 10,831,000 | $ 492,000 | $ 275,000 |
| Gwinnett County Georgia | 21 | $ 9,197,000 | $ 437,000 | $ 165,000 |
| Bay County Florida | 20 | $ 5,825,000 | $ 291,000 | $ 621,000 |
| Walker County Georgia | 19 | $ 1,319,000 | $ 69,000 | $ 49,000 |
| Manatee County Florida | 18 | $ 10,377,000 | $ 576,000 | $ 267,000 |
| Lee County Georgia | 17 | $ 2,202,000 | $ 129,000 | $ 241,000 |
| Clarendon County South Carolina | 17 | $ 488,000 | $ 28,000 | $ 123,000 |
| Nassau County Florida | 16 | $ 4,772,000 | $ 298,000 | $ 140,000 |
| Rabun County Georgia | 16 | $ 14,191,000 | $ 886,000 | $ 658,000 |
| Richmond County Georgia | 16 | $ 3,059,000 | $ 191,000 | $ 57,000 |
| Shelby County Alabama | 15 | $ 8,337,000 | $ 555,000 | $ 319,000 |
| Cherokee County Georgia | 15 | $ 6,926,000 | $ 461,000 | $ 210,000 |
| Walton County Florida | 14 | $ 9,072,000 | $ 648,000 | $ 333,000 |
| Spartanburg County South Carolina | 14 | $ 2,471,000 | $ 176,000 | $ 67,000 |
| Baldwin County Alabama | 12 | $ 4,871,000 | $ 405,000 | $ 305,000 |
| Coffee County Alabama | 12 | $ 2,109,000 | $ 175,000 | $ 69,000 |
| Lee County Florida | 12 | $ 7,204,000 | $ 600,000 | $ 272,000 |
| Forsyth County Georgia | 12 | $ 6,111,000 | $ 509,000 | $ 299,000 |
| Newton County Georgia | 12 | $ 401,000 | $ 33,000 | $ 59,000 |
| Mobile County Alabama | 11 | $ 3,249,000 | $ 295,000 | $ 172,000 |
| Kershaw County South Carolina | 11 | $ 970,000 | $ 88,000 | $ 101,000 |
| Winston County Alabama | 10 | $ 766,000 | $ 76,000 | $ 127,000 |
| Collier County Florida | 10 | $ 9,492,000 | $ 949,000 | $ 339,000 |
| Camden County Georgia | 10 | $ 619,000 | $ 61,000 | $ 61,000 |
| Henry County Georgia | 10 | $ 11,942,000 | $ 1,194,000 | $ 104,000 |
| Bartow County Georgia | 9 | $ 1,591,000 | $ 176,000 | $ 65,000 |
| Murray County Georgia | 9 | $ 156,000 | $ 17,000 | $ 52,000 |
| Berkeley County South Carolina | 9 | $ 5,790,000 | $ 643,000 | $ 213,000 |
| Oconee County South Carolina | 9 | $ 4,798,000 | $ 533,000 | $ 200,000 |
| Dale County Alabama | 8 | $ 592,000 | $ 74,000 | $ 59,000 |
| Houston County Alabama | 8 | $ 11,073,000 | $ 1,384,000 | $ 171,000 |
| Seminole County Florida | 8 | $ 4,839,000 | $ 604,000 | $ 296,000 |
| Brooks County Georgia | 8 | $ 3,762,000 | $ 470,000 | $ 32,000 |
| Haralson County Georgia | 8 | $ 1,475,000 | $ 184,000 | $ 80,000 |
| Rutherford County Tennessee | 8 | $ 1,825,000 | $ 228,000 | $ 192,000 |
| Candler County Georgia | 7 | $ 504,000 | $ 72,000 | $ 56,000 |
| Douglas County Georgia | 7 | $ 922,000 | $ 131,000 | $ 116,000 |
| Peach County Georgia | 7 | $ 349,000 | $ 49,000 | $ 44,000 |
| Worth County Georgia | 7 | $ 1,471,000 | $ 210,000 | $ 33,000 |
| Anderson County South Carolina | 7 | $ 2,580,000 | $ 368,000 | $ 131,000 |
| Florence County South Carolina | 7 | $ 929,000 | $ 132,000 | $ 86,000 |
| Georgetown County South Carolina | 7 | $ 4,035,000 | $ 576,000 | $ 342,000 |
| Hart County Georgia | 6 | $ 155,000 | $ 25,000 | $ 41,000 |
| Lanier County Georgia | 6 | $ 1,286,000 | $ 214,000 | $ 48,000 |
| Meriwether County Georgia | 6 | $ 482,000 | $ 80,000 | $ 43,000 |
| Rockdale County Georgia | 6 | $ 239,000 | $ 39,000 | $ 23,000 |
| Cullman County Alabama | 5 | $ 2,617,000 | $ 523,000 | $ 285,000 |
| Clay County Florida | 5 | $ 2,041,000 | $ 408,000 | $ 313,000 |
| Pasco County Florida | 5 | $ 2,164,000 | $ 432,000 | $ 217,000 |
| Bryan County Georgia | 5 | $ 589,000 | $ 117,000 | $ 416,000 |
| Clayton County Georgia | 5 | $ 4,163,000 | $ 832,000 | $ 30,000 |
| Effingham County Georgia | 5 | $ 546,000 | $ 109,000 | $ 46,000 |
| Franklin County Georgia | 5 | $ 164,000 | $ 32,000 | $ 39,000 |
| Greene County Georgia | 5 | $ 3,295,000 | $ 659,000 | $ 572,000 |
| Morgan County Georgia | 5 | $ 376,000 | $ 75,000 | $ 72,000 |
| Turner County Georgia | 5 | $ 129,000 | $ 25,000 | $ 79,000 |
| Whitfield County Georgia | 5 | $ 501,000 | $ 100,000 | $ 19,000 |
| Macon County North Carolina | 5 | $ 2,842,000 | $ 568,000 | $ 400,000 |
| Elmore County Alabama | 4 | $ 1,780,000 | $ 445,000 | $ 198,000 |
| Limestone County Alabama | 4 | $ 939,000 | $ 234,000 | $ 148,000 |
| Tallapoosa County Alabama | 4 | $ 1,422,000 | $ 355,000 | $ 356,000 |
| Franklin County Florida | 4 | $ 4,185,000 | $ 1,046,000 | $ 594,000 |
| Gulf County Florida | 4 | $ 1,568,000 | $ 392,000 | $ 120,000 |
| Hernando County Florida | 4 | $ 955,000 | $ 238,000 | $ 95,000 |
| Hall County Georgia | 4 | $ 2,097,000 | $ 524,000 | $ 355,000 |
| Madison County Georgia | 4 | $ 344,000 | $ 86,000 | $ 129,000 |
| Pickens County Georgia | 4 | $ 989,000 | $ 247,000 | $ 41,000 |
| Putnam County Georgia | 4 | $ 598,000 | $ 149,000 | $ 49,000 |
| Dorchester County South Carolina | 4 | $ 908,000 | $ 227,000 | $ 103,000 |
| Autauga County Alabama | 3 | $ 199,000 | $ 66,000 | $ 40,000 |
| Calhoun County Alabama | 3 | $ 911,000 | $ 303,000 | $ 179,000 |
| Marshall County Alabama | 3 | $ 679,000 | $ 226,000 | $ 249,000 |
| Alachua County Florida | 3 | $ 1,317,000 | $ 439,000 | $ 356,000 |
| Broward County Florida | 3 | $ 2,441,000 | $ 813,000 | $ 403,000 |
| Indian River County Florida | 3 | $ 1,638,000 | $ 546,000 | $ 305,000 |
| Lake County Florida | 3 | $ 4,175,000 | $ 1,391,000 | $ 311,000 |
| Volusia County Florida | 3 | $ 1,757,000 | $ 585,000 | $ 736,000 |
| Barrow County Georgia | 3 | $ 340,000 | $ 113,000 | $ 16,000 |
| Bibb County Georgia | 3 | $ 1,114,000 | $ 371,000 | $ 6,000 |
| Cook County Georgia | 3 | $ 68,000 | $ 22,000 | $ 132,000 |
| Grady County Georgia | 3 | $ 129,000 | $ 43,000 | $ 92,000 |
| Heard County Georgia | 3 | $ 112,000 | $ 37,000 | $ 69,000 |
| Paulding County Georgia | 3 | $ 484,000 | $ 161,000 | $ 259,000 |
| Schley County Georgia | 3 | $ 18,000 | $ 6,000 | $ 41,000 |
| Screven County Georgia | 3 | $ 236,000 | $ 78,000 | $ 26,000 |
| Toombs County Georgia | 3 | $ 1,563,000 | $ 521,000 | $ 257,000 |
| Henderson County North Carolina | 3 | $ 1,555,000 | $ 518,000 | $ 307,000 |
| Pickens County South Carolina | 3 | $ 614,000 | $ 204,000 | $ 102,000 |
| York County South Carolina | 3 | $ 939,000 | $ 313,000 | $ 158,000 |
| Bradley County Tennessee | 3 | $ 586,000 | $ 195,000 | $ 28,000 |
| Sumner County Tennessee | 3 | $ 519,000 | $ 173,000 | $ 202,000 |
| Wilson County Tennessee | 3 | $ 753,000 | $ 251,000 | $ 169,000 |
| Chilton County Alabama | 2 | $ 70,000 | $ 35,000 | $ 72,000 |
| Fayette County Alabama | 2 | $ 12,000 | $ 6,000 | $ 40,000 |
| Jackson County Alabama | 2 | $ 353,000 | $ 176,000 | $ 139,000 |
| Hamilton County Florida | 2 | $ 195,000 | $ 97,000 | $ 81,000 |
| Osceola County Florida | 2 | $ 798,000 | $ 399,000 | $ 408,000 |
| Palm Beach County Florida | 2 | $ 537,000 | $ 268,000 | $ 151,000 |
| Polk County Florida | 2 | $ 550,000 | $ 275,000 | $ 206,000 |
| Berrien County Georgia | 2 | $ 151,000 | $ 75,000 | $ 588,000 |
| Colquitt County Georgia | 2 | $ 2,285,000 | $ 1,142,000 | $ 0 |
| Echols County Georgia | 2 | $ 97,000 | $ 48,000 | $ 60,000 |
| Elbert County Georgia | 2 | $ 61,000 | $ 30,000 | $ 42,000 |
| Evans County Georgia | 2 | $ 124,000 | $ 62,000 | $ 168,000 |
| Fannin County Georgia | 2 | $ 1,088,000 | $ 544,000 | $ 272,000 |
| Irwin County Georgia | 2 | $ 508,000 | $ 254,000 | $ 220,000 |
| McDuffie County Georgia | 2 | $ 408,000 | $ 204,000 | $ 0 |
| McIntosh County Georgia | 2 | $ 353,000 | $ 176,000 | $ 56,000 |
| Polk County Georgia | 2 | $ 1,544,000 | $ 772,000 | $ 0 |
| Wayne County Georgia | 2 | $ 858,000 | $ 429,000 | $ 268,000 |
| Buncombe County North Carolina | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Jackson County North Carolina | 2 | $ 2,723,000 | $ 1,361,000 | $ 723,000 |
| Madison County North Carolina | 2 | $ 954,000 | $ 477,000 | $ 305,000 |
| Mecklenburg County North Carolina | 2 | $ 7,500,000 | $ 3,750,000 | $ 163,000 |
| Rutherford County North Carolina | 2 | $ 791,000 | $ 395,000 | $ 780,000 |
| Wake County North Carolina | 2 | $ 1,581,000 | $ 790,000 | $ 355,000 |
| Aiken County South Carolina | 2 | $ 193,000 | $ 96,000 | $ 53,000 |
| Fairfield County South Carolina | 2 | $ 82,000 | $ 41,000 | $ 32,000 |
| Greenwood County South Carolina | 2 | $ 1,028,000 | $ 514,000 | $ 162,000 |
| Lee County South Carolina | 2 | $ 81,000 | $ 40,000 | $ 59,000 |
| McCormick County South Carolina | 2 | $ 792,000 | $ 396,000 | $ 208,000 |
| Denton County Texas | 2 | $ 4,746,000 | $ 2,373,000 | $ 0 |
| Bibb County Alabama | 1 | $ 176,000 | $ 176,000 | $ 95,000 |
| Blount County Alabama | 1 | $ 27,000 | $ 27,000 | $ 13,000 |
| Bullock County Alabama | 1 | $ 9,000 | $ 9,000 | $ 30,000 |
| Clay County Alabama | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Cleburne County Alabama | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Marion County Alabama | 1 | $ 72,000 | $ 72,000 | $ 69,000 |
| Morgan County Alabama | 1 | $ 188,000 | $ 188,000 | $ 69,000 |
| Randolph County Alabama | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| St. Clair County Alabama | 1 | $ 544,000 | $ 544,000 | $ 180,000 |
| Talladega County Alabama | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Boulder County Colorado | 1 | $ 858,000 | $ 858,000 | $ 0 |
| Charlotte County Florida | 1 | $ 2,040,000 | $ 2,040,000 | $ 318,000 |
| Citrus County Florida | 1 | $ 335,000 | $ 335,000 | $ 347,000 |
| DeSoto County Florida | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Flagler County Florida | 1 | $ 903,000 | $ 903,000 | $ 975,000 |
| Gadsden County Florida | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Highlands County Florida | 1 | $ 879,000 | $ 879,000 | $ 605,000 |
| Holmes County Florida | 1 | $ 40,000 | $ 40,000 | $ 135,000 |
| Martin County Florida | 1 | $ 468,000 | $ 468,000 | $ 384,000 |
| Miami-Dade County Florida | 1 | $ 2,160,000 | $ 2,160,000 | $ 2,401,000 |
| St. Lucie County Florida | 1 | $ 195,000 | $ 195,000 | $ 2,401,000 |
| Baker County Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Ben Hill County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Burke County Georgia | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Catoosa County Georgia | 1 | $ 43,000 | $ 43,000 | $ 29,000 |
| Crawford County Georgia | 1 | $ 36,000 | $ 36,000 | $ 28,000 |
| Crisp County Georgia | 1 | $ 4,000 | $ 4,000 | $ 104,000 |
| Dade County Georgia | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Dawson County Georgia | 1 | $ 800,000 | $ 800,000 | $ 855,000 |
| Gilmer County Georgia | 1 | $ 13,000 | $ 13,000 | $ 29,000 |
| Habersham County Georgia | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Hancock County Georgia | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Jackson County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jenkins County Georgia | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Laurens County Georgia | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Liberty County Georgia | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Macon County Georgia | 1 | $ 76,000 | $ 76,000 | $ 106,000 |
| Marion County Georgia | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Miller County Georgia | 1 | $ 3,000 | $ 3,000 | $ 60,000 |
| Mitchell County Georgia | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Oglethorpe County Georgia | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Spalding County Georgia | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Stephens County Georgia | 1 | $ 708,000 | $ 708,000 | $ 129,000 |
| Stewart County Georgia | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Talbot County Georgia | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Terrell County Georgia | 1 | $ 190,000 | $ 190,000 | $ 190,000 |
| Union County Georgia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Wilkes County Georgia | 1 | $ 137,000 | $ 137,000 | $ 79,000 |
| Harrison County Mississippi | 1 | $ 364,000 | $ 364,000 | $ 142,000 |
| Oktibbeha County Mississippi | 1 | $ 5,212,000 | $ 5,212,000 | $ 0 |
| Pearl River County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Wayne County Mississippi | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 9,999,000 | $ 9,999,000 | $ 0 |
| Dare County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 389,000 |
| Guilford County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 49,000 |
| Polk County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 88,000 |
| Tulsa County Oklahoma | 1 | $ 9,999,000 | $ 9,999,000 | $ 0 |
| Abbeville County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 400,000 |
| Colleton County South Carolina | 1 | $ 460,000 | $ 460,000 | $ 372,000 |
| Edgefield County South Carolina | 1 | $ 695,000 | $ 695,000 | $ 323,000 |
| Hardin County Tennessee | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Lincoln County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Maury County Tennessee | 1 | $ 690,000 | $ 690,000 | $ 131,000 |
| Montgomery County Tennessee | 1 | $ 574,000 | $ 574,000 | $ 357,000 |
| Sevier County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Smith County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Arlington County Virginia | 1 | $ 2,711,000 | $ 2,711,000 | $ 0 |
Mortgage Loan Application Detail Totals for Synovus Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,634 | $792,559,000 | $485,000 | $9,999,000 | $269,000 | $9,999,000 |
| Refinancing | 1,361 | $486,234,000 | $357,000 | $9,999,000 | $188,000 | $7,371,000 |
| Home Improvement | 507 | $26,833,000 | $52,000 | $1,103,000 | $68,000 | $1,029,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,246 | $864,570,000 | $384,000 | $3,600,000 | $273,000 | $9,999,000 |
| Not applicable | 623 | $248,929,000 | $399,000 | $9,999,000 | $0 | $0 |
| Black or African American | 307 | $42,717,000 | $139,000 | $2,475,000 | $93,000 | $850,000 |
| Not Provided | 154 | $80,154,000 | $520,000 | $3,208,000 | $334,000 | $9,163,000 |
| Asian | 82 | $37,441,000 | $456,000 | $1,768,000 | $235,000 | $1,062,000 |
| Hispanic | 78 | $27,565,000 | $353,000 | $1,088,000 | $210,000 | $1,720,000 |
| American Indian or Alaskan Native | 7 | $2,511,000 | $358,000 | $911,000 | $166,000 | $346,000 |
| Native Hawaiin or Other Pacific Islander | 5 | $1,739,000 | $347,000 | $1,532,000 | $244,000 | $700,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,502 | $1,305,626,000 | $372,000 | $9,999,000 | $209,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,600 | $1,000,690,000 | $384,000 | $9,999,000 | $217,000 | $9,999,000 |
| Application Denied By Financial Institution | 493 | $124,301,000 | $252,000 | $3,600,000 | $121,000 | $1,922,000 |
| Application Approved But Not Accepted | 370 | $164,147,000 | $443,000 | $2,275,000 | $272,000 | $2,169,000 |
| Application Withdrawn By Applicant | 29 | $12,171,000 | $419,000 | $1,600,000 | $163,000 | $535,000 |
| File Closed For Incompleteness | 10 | $4,317,000 | $431,000 | $900,000 | $251,000 | $602,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 206 | $53,984,000 | $262,000 | $2,600,000 | $80,000 | $608,000 |
| Credit History | 188 | $29,150,000 | $155,000 | $2,040,000 | $111,000 | $1,523,000 |
| Collateral | 55 | $18,953,000 | $344,000 | $1,650,000 | $220,000 | $1,145,000 |
| Other | 24 | $15,574,000 | $648,000 | $3,600,000 | $346,000 | $1,922,000 |
| Unverifiable Information | 9 | $3,371,000 | $374,000 | $827,000 | $157,000 | $250,000 |
| Credit Application Incomplete | 5 | $1,537,000 | $307,000 | $668,000 | $58,000 | $145,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $476,000 | $238,000 | $396,000 | $87,000 | $154,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Synovus Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Synovus Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.