Talbot State Bank
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Talbot State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Talbot State Bank 710 North Glynn Street Fayetteville, GA 30214 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 688 |
| Total Mortgage Loan Application Amount | $64,048,000 |
| Average Mortgage Loan Application Amount | $82,666 |
| Highest Mortgage Loan Application Amount | $743,000 |
| Average Applicant Income | $60,666 |
| Highest Applicant Income | $632,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 73 | $ 7,498,000 | $ 102,000 | $ 81,000 |
| DeKalb County Georgia | 56 | $ 5,481,000 | $ 97,000 | $ 67,000 |
| Cobb County Georgia | 29 | $ 3,815,000 | $ 131,000 | $ 79,000 |
| Bibb County Georgia | 26 | $ 1,681,000 | $ 64,000 | $ 44,000 |
| Gwinnett County Georgia | 26 | $ 2,987,000 | $ 114,000 | $ 60,000 |
| Clayton County Georgia | 24 | $ 2,038,000 | $ 84,000 | $ 62,000 |
| Muscogee County Georgia | 21 | $ 1,597,000 | $ 76,000 | $ 54,000 |
| Coweta County Georgia | 15 | $ 1,334,000 | $ 88,000 | $ 69,000 |
| Paulding County Georgia | 14 | $ 1,450,000 | $ 103,000 | $ 53,000 |
| Chatham County Georgia | 13 | $ 1,125,000 | $ 86,000 | $ 62,000 |
| Fayette County Georgia | 13 | $ 1,754,000 | $ 134,000 | $ 84,000 |
| Henry County Georgia | 13 | $ 1,588,000 | $ 122,000 | $ 66,000 |
| Talbot County Georgia | 13 | $ 699,000 | $ 53,000 | $ 36,000 |
| Calhoun County Alabama | 11 | $ 575,000 | $ 52,000 | $ 37,000 |
| Dougherty County Georgia | 10 | $ 543,000 | $ 54,000 | $ 50,000 |
| Douglas County Georgia | 10 | $ 1,250,000 | $ 125,000 | $ 62,000 |
| Whitfield County Georgia | 10 | $ 966,000 | $ 96,000 | $ 43,000 |
| Russell County Alabama | 9 | $ 611,000 | $ 67,000 | $ 43,000 |
| Meriwether County Georgia | 9 | $ 499,000 | $ 55,000 | $ 57,000 |
| Cherokee County Georgia | 8 | $ 1,282,000 | $ 160,000 | $ 76,000 |
| Harris County Georgia | 8 | $ 676,000 | $ 84,000 | $ 60,000 |
| Rockdale County Georgia | 8 | $ 1,058,000 | $ 132,000 | $ 156,000 |
| Taylor County Georgia | 8 | $ 464,000 | $ 58,000 | $ 34,000 |
| Upson County Georgia | 8 | $ 369,000 | $ 46,000 | $ 58,000 |
| Walker County Georgia | 8 | $ 661,000 | $ 82,000 | $ 40,000 |
| Hall County Georgia | 7 | $ 977,000 | $ 139,000 | $ 63,000 |
| Murray County Georgia | 7 | $ 297,000 | $ 42,000 | $ 33,000 |
| Carroll County Georgia | 6 | $ 512,000 | $ 85,000 | $ 36,000 |
| Grady County Georgia | 6 | $ 327,000 | $ 54,000 | $ 63,000 |
| Houston County Georgia | 6 | $ 400,000 | $ 66,000 | $ 36,000 |
| Jones County Georgia | 6 | $ 408,000 | $ 68,000 | $ 71,000 |
| Polk County Georgia | 6 | $ 359,000 | $ 59,000 | $ 46,000 |
| Thomas County Georgia | 6 | $ 511,000 | $ 85,000 | $ 42,000 |
| Troup County Georgia | 6 | $ 403,000 | $ 67,000 | $ 40,000 |
| Walton County Georgia | 6 | $ 665,000 | $ 110,000 | $ 55,000 |
| Jefferson County Alabama | 5 | $ 384,000 | $ 76,000 | $ 41,000 |
| Forsyth County Georgia | 5 | $ 767,000 | $ 153,000 | $ 56,000 |
| Lee County Georgia | 5 | $ 474,000 | $ 94,000 | $ 53,000 |
| Madison County Georgia | 5 | $ 394,000 | $ 78,000 | $ 33,000 |
| Spalding County Georgia | 5 | $ 378,000 | $ 75,000 | $ 51,000 |
| Lee County Alabama | 4 | $ 265,000 | $ 66,000 | $ 50,000 |
| Cook County Georgia | 4 | $ 190,000 | $ 47,000 | $ 31,000 |
| Crawford County Georgia | 4 | $ 356,000 | $ 89,000 | $ 76,000 |
| Floyd County Georgia | 4 | $ 277,000 | $ 69,000 | $ 44,000 |
| Heard County Georgia | 4 | $ 213,000 | $ 53,000 | $ 25,000 |
| Lowndes County Georgia | 4 | $ 410,000 | $ 102,000 | $ 62,000 |
| Mitchell County Georgia | 4 | $ 139,000 | $ 34,000 | $ 20,000 |
| Monroe County Georgia | 4 | $ 858,000 | $ 214,000 | $ 96,000 |
| Newton County Georgia | 4 | $ 405,000 | $ 101,000 | $ 124,000 |
| Montgomery County Alabama | 3 | $ 290,000 | $ 96,000 | $ 38,000 |
| Barrow County Georgia | 3 | $ 331,000 | $ 110,000 | $ 86,000 |
| Catoosa County Georgia | 3 | $ 206,000 | $ 68,000 | $ 66,000 |
| Coffee County Georgia | 3 | $ 411,000 | $ 137,000 | $ 35,000 |
| Columbia County Georgia | 3 | $ 628,000 | $ 209,000 | $ 77,000 |
| Effingham County Georgia | 3 | $ 625,000 | $ 208,000 | $ 102,000 |
| Emanuel County Georgia | 3 | $ 396,000 | $ 132,000 | $ 49,000 |
| Glynn County Georgia | 3 | $ 325,000 | $ 108,000 | $ 67,000 |
| Gordon County Georgia | 3 | $ 207,000 | $ 69,000 | $ 40,000 |
| Greene County Georgia | 3 | $ 127,000 | $ 42,000 | $ 27,000 |
| Laurens County Georgia | 3 | $ 134,000 | $ 44,000 | $ 47,000 |
| Peach County Georgia | 3 | $ 284,000 | $ 94,000 | $ 39,000 |
| Pike County Georgia | 3 | $ 322,000 | $ 107,000 | $ 51,000 |
| Richmond County Georgia | 3 | $ 508,000 | $ 169,000 | $ 118,000 |
| Turner County Georgia | 3 | $ 336,000 | $ 112,000 | $ 59,000 |
| Twiggs County Georgia | 3 | $ 179,000 | $ 59,000 | $ 52,000 |
| Talladega County Alabama | 2 | $ 131,000 | $ 65,000 | $ 33,000 |
| Appling County Georgia | 2 | $ 145,000 | $ 72,000 | $ 39,000 |
| Baldwin County Georgia | 2 | $ 364,000 | $ 182,000 | $ 37,000 |
| Bulloch County Georgia | 2 | $ 127,000 | $ 63,000 | $ 27,000 |
| Butts County Georgia | 2 | $ 236,000 | $ 118,000 | $ 29,000 |
| Clarke County Georgia | 2 | $ 212,000 | $ 106,000 | $ 59,000 |
| Franklin County Georgia | 2 | $ 385,000 | $ 192,000 | $ 212,000 |
| Hancock County Georgia | 2 | $ 86,000 | $ 43,000 | $ 53,000 |
| Jackson County Georgia | 2 | $ 140,000 | $ 70,000 | $ 97,000 |
| Jasper County Georgia | 2 | $ 165,000 | $ 82,000 | $ 55,000 |
| Johnson County Georgia | 2 | $ 109,000 | $ 54,000 | $ 68,000 |
| Lamar County Georgia | 2 | $ 330,000 | $ 165,000 | $ 49,000 |
| Marion County Georgia | 2 | $ 120,000 | $ 60,000 | $ 165,000 |
| Putnam County Georgia | 2 | $ 530,000 | $ 265,000 | $ 123,000 |
| Terrell County Georgia | 2 | $ 277,000 | $ 138,000 | $ 39,000 |
| Washington County Georgia | 2 | $ 83,000 | $ 41,000 | $ 21,000 |
| Wayne County Georgia | 2 | $ 110,000 | $ 55,000 | $ 28,000 |
| Wilcox County Georgia | 2 | $ 59,000 | $ 29,000 | $ 31,000 |
| Worth County Georgia | 2 | $ 77,000 | $ 38,000 | $ 32,000 |
| Coosa County Alabama | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Crenshaw County Alabama | 1 | $ 30,000 | $ 30,000 | $ 59,000 |
| Etowah County Alabama | 1 | $ 72,000 | $ 72,000 | $ 19,000 |
| Lawrence County Alabama | 1 | $ 221,000 | $ 221,000 | $ 102,000 |
| Tallapoosa County Alabama | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Tuscaloosa County Alabama | 1 | $ 52,000 | $ 52,000 | $ 71,000 |
| Baker County Georgia | 1 | $ 29,000 | $ 29,000 | $ 133,000 |
| Bartow County Georgia | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| Bleckley County Georgia | 1 | $ 35,000 | $ 35,000 | $ 632,000 |
| Bryan County Georgia | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
| Camden County Georgia | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Candler County Georgia | 1 | $ 184,000 | $ 184,000 | $ 46,000 |
| Chattooga County Georgia | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| Colquitt County Georgia | 1 | $ 23,000 | $ 23,000 | $ 12,000 |
| Dawson County Georgia | 1 | $ 107,000 | $ 107,000 | $ 62,000 |
| Haralson County Georgia | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Hart County Georgia | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Irwin County Georgia | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Jeff Davis County Georgia | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| Jefferson County Georgia | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
| Liberty County Georgia | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Lumpkin County Georgia | 1 | $ 98,000 | $ 98,000 | $ 32,000 |
| McDuffie County Georgia | 1 | $ 37,000 | $ 37,000 | $ 34,000 |
| McIntosh County Georgia | 1 | $ 150,000 | $ 150,000 | $ 87,000 |
| Oglethorpe County Georgia | 1 | $ 27,000 | $ 27,000 | $ 26,000 |
| Pickens County Georgia | 1 | $ 113,000 | $ 113,000 | $ 62,000 |
| Pierce County Georgia | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Quitman County Georgia | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Randolph County Georgia | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Schley County Georgia | 1 | $ 30,000 | $ 30,000 | $ 16,000 |
| Stephens County Georgia | 1 | $ 49,000 | $ 49,000 | $ 48,000 |
| Tattnall County Georgia | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Telfair County Georgia | 1 | $ 81,000 | $ 81,000 | $ 63,000 |
| Toombs County Georgia | 1 | $ 31,000 | $ 31,000 | $ 32,000 |
| Ware County Georgia | 1 | $ 48,000 | $ 48,000 | $ 16,000 |
| Wilkes County Georgia | 1 | $ 30,000 | $ 30,000 | $ 74,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Talbot State Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 448 | $46,013,000 | $102,000 | $743,000 | $62,000 | $440,000 |
| Home Purchase | 136 | $11,899,000 | $87,000 | $305,000 | $71,000 | $528,000 |
| Home Improvement | 104 | $6,136,000 | $59,000 | $250,000 | $49,000 | $632,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 318 | $32,144,000 | $101,000 | $743,000 | $63,000 | $528,000 |
| Black or African American | 272 | $22,147,000 | $81,000 | $268,000 | $56,000 | $360,000 |
| Not Provided | 75 | $7,332,000 | $97,000 | $319,000 | $59,000 | $299,000 |
| Hispanic | 11 | $1,256,000 | $114,000 | $210,000 | $111,000 | $632,000 |
| Asian | 8 | $905,000 | $113,000 | $175,000 | $74,000 | $222,000 |
| American Indian or Alaskan Native | 4 | $264,000 | $66,000 | $110,000 | $169,000 | $258,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 688 | $64,048,000 | $93,000 | $743,000 | $61,000 | $632,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 409 | $43,139,000 | $105,000 | $743,000 | $64,000 | $528,000 |
| Loan Originated | 223 | $15,494,000 | $69,000 | $250,000 | $58,000 | $632,000 |
| Application Withdrawn By Applicant | 56 | $5,415,000 | $96,000 | $355,000 | $61,000 | $295,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 369 | $38,034,000 | $103,000 | $375,000 | $62,000 | $528,000 |
| Other | 27 | $3,468,000 | $128,000 | $743,000 | $87,000 | $396,000 |
| Debt-To-Income Ratio | 6 | $1,060,000 | $176,000 | $315,000 | $48,000 | $80,000 |
| Credit History | 3 | $318,000 | $106,000 | $150,000 | $86,000 | $175,000 |
| Unverifiable Information | 2 | $219,000 | $109,000 | $112,000 | $62,000 | $62,000 |
| Mortgage Insurance Denied | 1 | $11,000 | $11,000 | $11,000 | $61,000 | $61,000 |
| Employment History | 1 | $29,000 | $29,000 | $29,000 | $100,000 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.