Tcf National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Tcf National Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Tcf National Bank
2508 Louise Ave S (Pcc-2E-L)
Sioux Falls, SD 57106
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,962
Total Mortgage Loan Application Amount $1,401,732,000
Average Mortgage Loan Application Amount $262,333
Highest Mortgage Loan Application Amount $29,445,000
Average Applicant Income $76,666
Highest Applicant Income $2,516,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Tcf National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tcf National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Tcf National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tcf National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Tcf National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tcf National Bank's mortgage activity for 2012.

Mortgage Loan Application Totals for Tcf National Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin County Minnesota 1,348 $ 349,826,000 $ 259,000 $ 94,000
Ramsey County Minnesota 610 $ 100,140,000 $ 164,000 $ 79,000
Anoka County Minnesota 582 $ 93,808,000 $ 161,000 $ 73,000
Dakota County Minnesota 523 $ 113,513,000 $ 217,000 $ 89,000
Cook County Illinois 468 $ 81,428,000 $ 173,000 $ 51,000
Washington County Minnesota 313 $ 73,907,000 $ 236,000 $ 91,000
Scott County Minnesota 135 $ 31,207,000 $ 231,000 $ 108,000
Jefferson County Colorado 91 $ 25,203,000 $ 276,000 $ 89,000
Milwaukee County Wisconsin 90 $ 64,530,000 $ 717,000 $ 45,000
Stearns County Minnesota 89 $ 11,727,000 $ 131,000 $ 60,000
Wright County Minnesota 89 $ 16,523,000 $ 185,000 $ 84,000
Carver County Minnesota 85 $ 19,793,000 $ 232,000 $ 108,000
Denver County Colorado 80 $ 15,775,000 $ 197,000 $ 101,000
El Paso County Colorado 80 $ 14,859,000 $ 185,000 $ 81,000
Washtenaw County Michigan 77 $ 28,460,000 $ 369,000 $ 153,000
Sherburne County Minnesota 77 $ 16,883,000 $ 219,000 $ 82,000
Arapahoe County Colorado 74 $ 21,189,000 $ 286,000 $ 91,000
DuPage County Illinois 64 $ 19,214,000 $ 300,000 $ 65,000
Douglas County Colorado 62 $ 15,707,000 $ 253,000 $ 143,000
Oakland County Michigan 53 $ 16,967,000 $ 320,000 $ 73,000
Adams County Colorado 52 $ 9,059,000 $ 174,000 $ 72,000
Chisago County Minnesota 48 $ 9,139,000 $ 190,000 $ 71,000
Wayne County Michigan 47 $ 4,528,000 $ 96,000 $ 69,000
Kane County Illinois 44 $ 4,207,000 $ 95,000 $ 50,000
Will County Illinois 41 $ 4,622,000 $ 112,000 $ 73,000
Macomb County Michigan 40 $ 5,888,000 $ 147,000 $ 58,000
Blue Earth County Minnesota 37 $ 4,569,000 $ 123,000 $ 72,000
Lake County Illinois 31 $ 4,133,000 $ 133,000 $ 41,000
Isanti County Minnesota 24 $ 3,786,000 $ 157,000 $ 68,000
Olmsted County Minnesota 23 $ 4,017,000 $ 174,000 $ 115,000
St. Croix County Wisconsin 22 $ 5,163,000 $ 234,000 $ 104,000
Livingston County Michigan 21 $ 3,264,000 $ 155,000 $ 98,000
St. Louis County Minnesota 21 $ 22,817,000 $ 1,086,000 $ 90,000
Benton County Minnesota 18 $ 2,541,000 $ 141,000 $ 69,000
Boulder County Colorado 17 $ 4,482,000 $ 263,000 $ 146,000
Kenosha County Wisconsin 17 $ 3,276,000 $ 192,000 $ 51,000
Larimer County Colorado 15 $ 1,752,000 $ 116,000 $ 154,000
McHenry County Illinois 14 $ 1,566,000 $ 111,000 $ 49,000
Rice County Minnesota 14 $ 2,669,000 $ 190,000 $ 77,000
Racine County Wisconsin 14 $ 5,120,000 $ 365,000 $ 60,000
Calhoun County Michigan 13 $ 1,307,000 $ 100,000 $ 51,000
Waukesha County Wisconsin 13 $ 5,487,000 $ 422,000 $ 144,000
Cass County Minnesota 12 $ 2,397,000 $ 199,000 $ 127,000
Crow Wing County Minnesota 12 $ 3,743,000 $ 311,000 $ 151,000
Goodhue County Minnesota 12 $ 1,947,000 $ 162,000 $ 91,000
Boone County Illinois 11 $ 4,850,000 $ 440,000 $ 35,000
Maricopa County Arizona 10 $ 4,435,000 $ 443,000 $ 80,000
Winnebago County Illinois 10 $ 513,000 $ 51,000 $ 35,000
Lake County Indiana 9 $ 304,000 $ 33,000 $ 29,000
Aitkin County Minnesota 9 $ 1,714,000 $ 190,000 $ 96,000
Pine County Minnesota 9 $ 1,088,000 $ 120,000 $ 81,000
Weld County Colorado 8 $ 1,295,000 $ 161,000 $ 87,000
Saginaw County Michigan 8 $ 774,000 $ 96,000 $ 61,000
Sibley County Minnesota 8 $ 1,006,000 $ 125,000 $ 70,000
Burnett County Wisconsin 8 $ 1,064,000 $ 133,000 $ 95,000
Mille Lacs County Minnesota 7 $ 1,042,000 $ 148,000 $ 62,000
Pierce County Wisconsin 7 $ 1,656,000 $ 236,000 $ 110,000
Polk County Wisconsin 7 $ 875,000 $ 125,000 $ 76,000
Washington County Wisconsin 7 $ 6,910,000 $ 987,000 $ 8,000
Meeker County Minnesota 6 $ 571,000 $ 95,000 $ 48,000
Minnehaha County South Dakota 6 $ 1,032,000 $ 172,000 $ 66,000
Brown County Wisconsin 6 $ 1,797,000 $ 299,000 $ 49,000
Portage County Wisconsin 6 $ 623,000 $ 103,000 $ 54,000
Wood County Wisconsin 6 $ 512,000 $ 85,000 $ 44,000
Genesee County Michigan 5 $ 4,174,000 $ 834,000 $ 52,000
Jackson County Michigan 5 $ 670,000 $ 134,000 $ 63,000
Le Sueur County Minnesota 5 $ 522,000 $ 104,000 $ 51,000
Fond du Lac County Wisconsin 5 $ 1,188,000 $ 237,000 $ 45,000
Elbert County Colorado 4 $ 693,000 $ 173,000 $ 134,000
Teller County Colorado 4 $ 508,000 $ 127,000 $ 53,000
Lenawee County Michigan 4 $ 359,000 $ 89,000 $ 73,000
Brown County Minnesota 4 $ 661,000 $ 165,000 $ 83,000
Itasca County Minnesota 4 $ 265,000 $ 66,000 $ 74,000
McLeod County Minnesota 4 $ 555,000 $ 138,000 $ 38,000
Steele County Minnesota 4 $ 1,944,000 $ 486,000 $ 182,000
Douglas County Wisconsin 4 $ 477,000 $ 119,000 $ 62,000
Ozaukee County Wisconsin 4 $ 2,234,000 $ 558,000 $ 60,000
Winnebago County Wisconsin 4 $ 783,000 $ 195,000 $ 53,000
Broomfield County Colorado 3 $ 575,000 $ 191,000 $ 155,000
Kendall County Illinois 3 $ 375,000 $ 125,000 $ 67,000
Tuscola County Michigan 3 $ 461,000 $ 153,000 $ 59,000
Carlton County Minnesota 3 $ 699,000 $ 233,000 $ 76,000
Cook County Minnesota 3 $ 639,000 $ 213,000 $ 192,000
Kandiyohi County Minnesota 3 $ 501,000 $ 167,000 $ 132,000
Morrison County Minnesota 3 $ 251,000 $ 83,000 $ 45,000
Nicollet County Minnesota 3 $ 307,000 $ 102,000 $ 77,000
Polk County Minnesota 3 $ 299,000 $ 99,000 $ 49,000
Pope County Minnesota 3 $ 491,000 $ 163,000 $ 63,000
Wabasha County Minnesota 3 $ 834,000 $ 278,000 $ 81,000
Chippewa County Wisconsin 3 $ 378,000 $ 126,000 $ 97,000
Dane County Wisconsin 3 $ 9,440,000 $ 3,146,000 $ 0
Lincoln County Wisconsin 3 $ 263,000 $ 87,000 $ 40,000
Marathon County Wisconsin 3 $ 260,000 $ 86,000 $ 45,000
Clear Creek County Colorado 2 $ 280,000 $ 140,000 $ 50,000
Park County Colorado 2 $ 410,000 $ 205,000 $ 133,000
Pueblo County Colorado 2 $ 2,700,000 $ 1,350,000 $ 17,000
Summit County Colorado 2 $ 668,000 $ 334,000 $ 143,000
Grundy County Illinois 2 $ 155,000 $ 77,000 $ 419,000
LaPorte County Indiana 2 $ 1,365,000 $ 682,000 $ 0
Barry County Michigan 2 $ 197,000 $ 98,000 $ 48,000
Monroe County Michigan 2 $ 2,650,000 $ 1,325,000 $ 13,000
St. Clair County Michigan 2 $ 316,000 $ 158,000 $ 52,000
Beltrami County Minnesota 2 $ 347,000 $ 173,000 $ 65,000
Douglas County Minnesota 2 $ 108,000 $ 54,000 $ 76,000
Faribault County Minnesota 2 $ 144,000 $ 72,000 $ 47,000
Hubbard County Minnesota 2 $ 244,000 $ 122,000 $ 64,000
Kanabec County Minnesota 2 $ 280,000 $ 140,000 $ 95,000
Mower County Minnesota 2 $ 93,000 $ 46,000 $ 31,000
Otter Tail County Minnesota 2 $ 250,000 $ 125,000 $ 70,000
Wadena County Minnesota 2 $ 235,000 $ 117,000 $ 64,000
Waseca County Minnesota 2 $ 434,000 $ 217,000 $ 50,000
Dunn County Wisconsin 2 $ 247,000 $ 123,000 $ 81,000
Outagamie County Wisconsin 2 $ 319,000 $ 159,000 $ 52,000
Pepin County Wisconsin 2 $ 435,000 $ 217,000 $ 67,000
Sawyer County Wisconsin 2 $ 219,000 $ 109,000 $ 168,000
Washburn County Wisconsin 2 $ 215,000 $ 107,000 $ 90,000
Pinal County Arizona 1 $ 80,000 $ 80,000 $ 40,000
Contra Costa County California 1 $ 50,000 $ 50,000 $ 120,000
Eagle County Colorado 1 $ 12,250,000 $ 12,250,000 $ 0
Garfield County Colorado 1 $ 665,000 $ 665,000 $ 197,000
La Plata County Colorado 1 $ 140,000 $ 140,000 $ 75,000
Ouray County Colorado 1 $ 102,000 $ 102,000 $ 46,000
DeKalb County Illinois 1 $ 154,000 $ 154,000 $ 97,000
Kankakee County Illinois 1 $ 200,000 $ 200,000 $ 64,000
LaSalle County Illinois 1 $ 64,000 $ 64,000 $ 25,000
Sangamon County Illinois 1 $ 20,000 $ 20,000 $ 44,000
Stephenson County Illinois 1 $ 198,000 $ 198,000 $ 50,000
Daviess County Indiana 1 $ 80,000 $ 80,000 $ 65,000
Grant County Indiana 1 $ 2,077,000 $ 2,077,000 $ 0
Greene County Indiana 1 $ 35,000 $ 35,000 $ 58,000
Howard County Indiana 1 $ 2,079,000 $ 2,079,000 $ 0
Starke County Indiana 1 $ 363,000 $ 363,000 $ 42,000
Geary County Kansas 1 $ 8,200,000 $ 8,200,000 $ 0
Baltimore County Maryland 1 $ 17,100,000 $ 17,100,000 $ 0
Bay County Michigan 1 $ 86,000 $ 86,000 $ 18,000
Isabella County Michigan 1 $ 42,000 $ 42,000 $ 18,000
Lapeer County Michigan 1 $ 71,000 $ 71,000 $ 34,000
Chippewa County Minnesota 1 $ 93,000 $ 93,000 $ 82,000
Koochiching County Minnesota 1 $ 61,000 $ 61,000 $ 100,000
Redwood County Minnesota 1 $ 135,000 $ 135,000 $ 145,000
Swift County Minnesota 1 $ 92,000 $ 92,000 $ 66,000
Todd County Minnesota 1 $ 65,000 $ 65,000 $ 25,000
Watonwan County Minnesota 1 $ 50,000 $ 50,000 $ 48,000
Winona County Minnesota 1 $ 102,000 $ 102,000 $ 24,000
Greene County Missouri 1 $ 1,800,000 $ 1,800,000 $ 0
Comanche County Oklahoma 1 $ 12,320,000 $ 12,320,000 $ 0
Roberts County South Dakota 1 $ 2,000 $ 2,000 $ 30,000
El Paso County Texas 1 $ 5,100,000 $ 5,100,000 $ 0
Harris County Texas 1 $ 7,000,000 $ 7,000,000 $ 0
Adams County Wisconsin 1 $ 95,000 $ 95,000 $ 70,000
Buffalo County Wisconsin 1 $ 2,000 $ 2,000 $ 18,000
Calumet County Wisconsin 1 $ 196,000 $ 196,000 $ 94,000
Dodge County Wisconsin 1 $ 111,000 $ 111,000 $ 51,000
Door County Wisconsin 1 $ 528,000 $ 528,000 $ 206,000
Eau Claire County Wisconsin 1 $ 100,000 $ 100,000 $ 101,000
Green Lake County Wisconsin 1 $ 101,000 $ 101,000 $ 127,000
Jefferson County Wisconsin 1 $ 1,200,000 $ 1,200,000 $ 0
Lafayette County Wisconsin 1 $ 130,000 $ 130,000 $ 55,000
Langlade County Wisconsin 1 $ 64,000 $ 64,000 $ 25,000
Marquette County Wisconsin 1 $ 125,000 $ 125,000 $ 62,000
Oconto County Wisconsin 1 $ 198,000 $ 198,000 $ 53,000
Price County Wisconsin 1 $ 65,000 $ 65,000 $ 48,000
Rock County Wisconsin 1 $ 54,000 $ 54,000 $ 60,000
Sheboygan County Wisconsin 1 $ 77,000 $ 77,000 $ 48,000
Vilas County Wisconsin 1 $ 340,000 $ 340,000 $ 208,000
Walworth County Wisconsin 1 $ 111,000 $ 111,000 $ 107,000
Waupaca County Wisconsin 1 $ 43,000 $ 43,000 $ 19,000

Mortgage Loan Application Detail Totals for Tcf National Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,658 $955,445,000 $205,000 $17,100,000 $86,000 $1,181,000
Home Purchase 894 $382,620,000 $427,000 $29,445,000 $72,000 $2,516,000
Home Improvement 410 $63,667,000 $155,000 $10,204,000 $72,000 $814,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,477 $793,173,000 $177,000 $3,200,000 $89,000 $1,174,000
Hispanic 539 $56,777,000 $105,000 $650,000 $47,000 $316,000
Not Provided 401 $64,301,000 $160,000 $1,300,000 $97,000 $2,516,000
Asian 204 $32,822,000 $160,000 $752,000 $82,000 $600,000
Black or African American 153 $19,785,000 $129,000 $750,000 $64,000 $285,000
Not applicable 138 $426,695,000 $3,091,000 $29,445,000 $0 $0
Native Hawaiian or Other Pacific Islander 41 $6,512,000 $158,000 $868,000 $75,000 $456,000
American Indian or Alaskan Native 9 $1,667,000 $185,000 $324,000 $67,000 $135,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,962 $1,401,732,000 $235,000 $29,445,000 $83,000 $2,516,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 2,328 $450,030,000 $193,000 $5,920,000 $79,000 $1,181,000
Loan Originated 1,749 $644,464,000 $368,000 $29,445,000 $85,000 $2,516,000
File Closed For Incompleteness 1,700 $266,553,000 $156,000 $1,087,000 $86,000 $755,000
Application Approved But Not Accepted 131 $29,559,000 $225,000 $3,450,000 $77,000 $275,000
Application Withdrawn By Applicant 54 $11,126,000 $206,000 $1,100,000 $78,000 $288,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1,096 $226,866,000 $206,000 $908,000 $97,000 $1,181,000
Credit History 623 $90,369,000 $145,000 $3,200,000 $67,000 $694,000
Debt-To-Income Ratio 562 $114,063,000 $202,000 $5,000,000 $57,000 $443,000
Unverifiable Information 29 $11,437,000 $394,000 $5,920,000 $70,000 $300,000
Other 12 $6,439,000 $536,000 $2,700,000 $69,000 $273,000
Employment History 6 $856,000 $142,000 $249,000 $76,000 $123,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tcf National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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