Tcf National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Tcf National Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tcf National Bank 2508 Louise Ave S (Pcc-2E-L) Sioux Falls, SD 57106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,880 |
| Total Mortgage Loan Application Amount | $1,086,443,000 |
| Average Mortgage Loan Application Amount | $293,666 |
| Highest Mortgage Loan Application Amount | $32,961,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $3,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Tcf National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tcf National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Tcf National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tcf National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Tcf National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tcf National Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 826 | $ 125,713,000 | $ 152,000 | $ 66,000 |
| Hennepin County Minnesota | 285 | $ 133,276,000 | $ 467,000 | $ 81,000 |
| Macomb County Michigan | 219 | $ 24,794,000 | $ 113,000 | $ 54,000 |
| Oakland County Michigan | 172 | $ 24,420,000 | $ 141,000 | $ 50,000 |
| Ramsey County Minnesota | 145 | $ 58,413,000 | $ 402,000 | $ 80,000 |
| Anoka County Minnesota | 140 | $ 20,000,000 | $ 142,000 | $ 75,000 |
| Wayne County Michigan | 138 | $ 27,911,000 | $ 202,000 | $ 37,000 |
| Dakota County Minnesota | 132 | $ 35,256,000 | $ 267,000 | $ 83,000 |
| DuPage County Illinois | 128 | $ 40,022,000 | $ 312,000 | $ 64,000 |
| Maricopa County Arizona | 119 | $ 16,795,000 | $ 141,000 | $ 54,000 |
| Will County Illinois | 116 | $ 34,468,000 | $ 297,000 | $ 52,000 |
| Lake County Illinois | 107 | $ 25,537,000 | $ 238,000 | $ 54,000 |
| Kane County Illinois | 102 | $ 11,928,000 | $ 116,000 | $ 46,000 |
| Washtenaw County Michigan | 100 | $ 22,610,000 | $ 226,000 | $ 50,000 |
| Milwaukee County Wisconsin | 98 | $ 56,364,000 | $ 575,000 | $ 41,000 |
| Denver County Colorado | 71 | $ 21,933,000 | $ 308,000 | $ 97,000 |
| Arapahoe County Colorado | 70 | $ 22,444,000 | $ 320,000 | $ 71,000 |
| Lake County Indiana | 60 | $ 6,415,000 | $ 106,000 | $ 45,000 |
| Washington County Minnesota | 58 | $ 9,830,000 | $ 169,000 | $ 69,000 |
| McHenry County Illinois | 47 | $ 5,491,000 | $ 116,000 | $ 51,000 |
| Livingston County Michigan | 47 | $ 5,647,000 | $ 120,000 | $ 49,000 |
| Adams County Colorado | 41 | $ 6,580,000 | $ 160,000 | $ 72,000 |
| Waukesha County Wisconsin | 40 | $ 31,832,000 | $ 795,000 | $ 46,000 |
| Champaign County Illinois | 38 | $ 4,127,000 | $ 108,000 | $ 51,000 |
| Jefferson County Colorado | 36 | $ 17,734,000 | $ 492,000 | $ 81,000 |
| Douglas County Colorado | 33 | $ 4,709,000 | $ 142,000 | $ 138,000 |
| Kenosha County Wisconsin | 33 | $ 3,823,000 | $ 115,000 | $ 52,000 |
| El Paso County Colorado | 26 | $ 4,208,000 | $ 161,000 | $ 71,000 |
| Wright County Minnesota | 26 | $ 3,870,000 | $ 148,000 | $ 64,000 |
| Sherburne County Minnesota | 24 | $ 3,016,000 | $ 125,000 | $ 66,000 |
| Scott County Minnesota | 23 | $ 4,146,000 | $ 180,000 | $ 105,000 |
| Racine County Wisconsin | 23 | $ 1,792,000 | $ 77,000 | $ 45,000 |
| Kendall County Illinois | 21 | $ 2,713,000 | $ 129,000 | $ 43,000 |
| Winnebago County Illinois | 20 | $ 1,259,000 | $ 62,000 | $ 49,000 |
| Kankakee County Illinois | 18 | $ 1,285,000 | $ 71,000 | $ 41,000 |
| Carver County Minnesota | 18 | $ 4,003,000 | $ 222,000 | $ 95,000 |
| Minnehaha County South Dakota | 18 | $ 2,255,000 | $ 125,000 | $ 51,000 |
| Stearns County Minnesota | 13 | $ 1,618,000 | $ 124,000 | $ 65,000 |
| Winnebago County Wisconsin | 12 | $ 4,274,000 | $ 356,000 | $ 52,000 |
| DeKalb County Illinois | 11 | $ 1,298,000 | $ 118,000 | $ 49,000 |
| Brown County Wisconsin | 11 | $ 1,477,000 | $ 134,000 | $ 71,000 |
| Blue Earth County Minnesota | 10 | $ 1,214,000 | $ 121,000 | $ 48,000 |
| St. Croix County Wisconsin | 10 | $ 1,474,000 | $ 147,000 | $ 106,000 |
| Weld County Colorado | 8 | $ 933,000 | $ 116,000 | $ 127,000 |
| Portage County Wisconsin | 8 | $ 922,000 | $ 115,000 | $ 47,000 |
| Boulder County Colorado | 7 | $ 8,581,000 | $ 1,225,000 | $ 69,000 |
| Boone County Illinois | 7 | $ 759,000 | $ 108,000 | $ 77,000 |
| Wood County Wisconsin | 7 | $ 564,000 | $ 80,000 | $ 32,000 |
| Grundy County Illinois | 6 | $ 607,000 | $ 101,000 | $ 76,000 |
| Chisago County Minnesota | 6 | $ 1,025,000 | $ 170,000 | $ 100,000 |
| Isanti County Minnesota | 6 | $ 717,000 | $ 119,000 | $ 93,000 |
| Olmsted County Minnesota | 6 | $ 978,000 | $ 163,000 | $ 89,000 |
| Outagamie County Wisconsin | 6 | $ 757,000 | $ 126,000 | $ 75,000 |
| Broomfield County Colorado | 5 | $ 678,000 | $ 135,000 | $ 153,000 |
| Benton County Minnesota | 5 | $ 443,000 | $ 88,000 | $ 53,000 |
| Nicollet County Minnesota | 5 | $ 590,000 | $ 118,000 | $ 53,000 |
| Larimer County Colorado | 4 | $ 364,000 | $ 91,000 | $ 106,000 |
| LaSalle County Illinois | 4 | $ 384,000 | $ 96,000 | $ 50,000 |
| La Crosse County Wisconsin | 4 | $ 22,199,000 | $ 5,549,000 | $ 53,000 |
| Marathon County Wisconsin | 4 | $ 505,000 | $ 126,000 | $ 80,000 |
| Porter County Indiana | 3 | $ 384,000 | $ 128,000 | $ 69,000 |
| Genesee County Michigan | 3 | $ 14,609,000 | $ 4,869,000 | $ 11,000 |
| Jackson County Michigan | 3 | $ 189,000 | $ 63,000 | $ 60,000 |
| Pine County Minnesota | 3 | $ 379,000 | $ 126,000 | $ 98,000 |
| Rice County Minnesota | 3 | $ 281,000 | $ 93,000 | $ 63,000 |
| Dodge County Wisconsin | 3 | $ 28,016,000 | $ 9,338,000 | $ 13,000 |
| Sheboygan County Wisconsin | 3 | $ 386,000 | $ 128,000 | $ 55,000 |
| Waupaca County Wisconsin | 3 | $ 20,338,000 | $ 6,779,000 | $ 75,000 |
| Pinal County Arizona | 2 | $ 132,000 | $ 66,000 | $ 104,000 |
| Elbert County Colorado | 2 | $ 266,000 | $ 133,000 | $ 136,000 |
| Park County Colorado | 2 | $ 418,000 | $ 209,000 | $ 51,000 |
| Summit County Colorado | 2 | $ 17,894,000 | $ 8,947,000 | $ 73,000 |
| Lee County Illinois | 2 | $ 209,000 | $ 104,000 | $ 38,000 |
| Ingham County Michigan | 2 | $ 6,033,000 | $ 3,016,000 | $ 0 |
| Lenawee County Michigan | 2 | $ 103,000 | $ 51,000 | $ 63,000 |
| Roscommon County Michigan | 2 | $ 310,000 | $ 155,000 | $ 122,000 |
| Cass County Minnesota | 2 | $ 236,000 | $ 118,000 | $ 144,000 |
| Mille Lacs County Minnesota | 2 | $ 457,000 | $ 228,000 | $ 58,000 |
| St. Louis County Minnesota | 2 | $ 418,000 | $ 209,000 | $ 73,000 |
| Lincoln County South Dakota | 2 | $ 216,000 | $ 108,000 | $ 37,000 |
| Burnett County Wisconsin | 2 | $ 638,000 | $ 319,000 | $ 133,000 |
| Calumet County Wisconsin | 2 | $ 216,000 | $ 108,000 | $ 48,000 |
| Clark County Wisconsin | 2 | $ 165,000 | $ 82,000 | $ 39,000 |
| Fond du Lac County Wisconsin | 2 | $ 124,000 | $ 62,000 | $ 19,000 |
| Manitowoc County Wisconsin | 2 | $ 281,000 | $ 140,000 | $ 145,000 |
| Marinette County Wisconsin | 2 | $ 222,000 | $ 111,000 | $ 53,000 |
| Rock County Wisconsin | 2 | $ 236,000 | $ 118,000 | $ 90,000 |
| Pima County Arizona | 1 | $ 3,703,000 | $ 3,703,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Eagle County Colorado | 1 | $ 21,377,000 | $ 21,377,000 | $ 0 |
| Fremont County Colorado | 1 | $ 248,000 | $ 248,000 | $ 74,000 |
| Pueblo County Colorado | 1 | $ 40,000 | $ 40,000 | $ 118,000 |
| Highlands County Florida | 1 | $ 8,510,000 | $ 8,510,000 | $ 0 |
| Peoria County Illinois | 1 | $ 12,300,000 | $ 12,300,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Shelby County Kentucky | 1 | $ 240,000 | $ 240,000 | $ 65,000 |
| Baltimore County Maryland | 1 | $ 32,961,000 | $ 32,961,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 139,000 | $ 139,000 | $ 104,000 |
| Gladwin County Michigan | 1 | $ 150,000 | $ 150,000 | $ 47,000 |
| St. Clair County Michigan | 1 | $ 109,000 | $ 109,000 | $ 117,000 |
| Tuscola County Michigan | 1 | $ 176,000 | $ 176,000 | $ 146,000 |
| Aitkin County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
| Beltrami County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 22,000 |
| Carlton County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 23,000 |
| Crow Wing County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 55,000 |
| Fillmore County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| Kanabec County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Kandiyohi County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 17,000 |
| Le Sueur County Minnesota | 1 | $ 137,000 | $ 137,000 | $ 113,000 |
| Lyon County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 94,000 |
| McLeod County Minnesota | 1 | $ 129,000 | $ 129,000 | $ 66,000 |
| Morrison County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 17,000 |
| Redwood County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 53,000 |
| Cheatham County Tennessee | 1 | $ 11,020,000 | $ 11,020,000 | $ 0 |
| Montgomery County Texas | 1 | $ 9,200,000 | $ 9,200,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 3,400,000 | $ 3,400,000 | $ 0 |
| Kewaunee County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Ozaukee County Wisconsin | 1 | $ 312,000 | $ 312,000 | $ 168,000 |
| Polk County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 20,000 |
| Shawano County Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 40,000 |
| Waushara County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 19,000 |
Mortgage Loan Application Detail Totals for Tcf National Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,885 | $520,083,000 | $275,000 | $30,450,000 | $53,000 | $3,160,000 |
| Refinancing | 1,714 | $473,399,000 | $276,000 | $32,961,000 | $72,000 | $1,647,000 |
| Home Improvement | 281 | $92,961,000 | $330,000 | $22,000,000 | $85,000 | $1,302,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,419 | $327,664,000 | $135,000 | $3,200,000 | $69,000 | $3,160,000 |
| Hispanic | 643 | $78,801,000 | $122,000 | $416,000 | $49,000 | $535,000 |
| Not Provided | 379 | $52,994,000 | $139,000 | $1,380,000 | $73,000 | $750,000 |
| Black or African American | 230 | $26,692,000 | $116,000 | $384,000 | $59,000 | $1,248,000 |
| Asian | 110 | $14,294,000 | $129,000 | $333,000 | $63,000 | $360,000 |
| Not applicable | 85 | $583,928,000 | $6,869,000 | $32,961,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,413,000 | $157,000 | $317,000 | $87,000 | $252,000 |
| American Indian or Alaskan Native | 5 | $657,000 | $131,000 | $191,000 | $47,000 | $72,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,828 | $942,347,000 | $333,000 | $32,961,000 | $70,000 | $3,160,000 |
| FHA-insured (Federal Housing Administration) | 866 | $114,136,000 | $131,000 | $533,000 | $47,000 | $585,000 |
| VA-guaranteed (Veterans Administration) | 162 | $26,509,000 | $163,000 | $398,000 | $52,000 | $167,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $3,451,000 | $143,000 | $184,000 | $45,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,971 | $254,179,000 | $128,000 | $533,000 | $48,000 | $358,000 |
| Application Withdrawn By Applicant | 700 | $209,002,000 | $298,000 | $22,000,000 | $95,000 | $3,160,000 |
| Application Denied By Financial Institution | 653 | $225,345,000 | $345,000 | $32,961,000 | $69,000 | $1,302,000 |
| Loan Originated | 501 | $372,973,000 | $744,000 | $30,450,000 | $70,000 | $408,000 |
| File Closed For Incompleteness | 36 | $1,893,000 | $52,000 | $150,000 | $126,000 | $324,000 |
| Application Approved But Not Accepted | 19 | $23,051,000 | $1,213,000 | $9,200,000 | $94,000 | $535,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 308 | $35,978,000 | $116,000 | $2,000,000 | $72,000 | $1,302,000 |
| Debt-To-Income Ratio | 206 | $27,901,000 | $135,000 | $880,000 | $54,000 | $202,000 |
| Collateral | 102 | $9,447,000 | $92,000 | $638,000 | $91,000 | $360,000 |
| Other | 21 | $122,939,000 | $5,854,000 | $32,961,000 | $46,000 | $137,000 |
| Employment History | 7 | $442,000 | $63,000 | $110,000 | $58,000 | $135,000 |
| Unverifiable Information | 6 | $8,356,000 | $1,392,000 | $7,800,000 | $117,000 | $344,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $20,000,000 | $20,000,000 | $20,000,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tcf National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.