Tcf National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Tcf National Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tcf National Bank 2508 Louise Ave S (Pcc-2E-L) Sioux Falls, SD 57106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,480 |
| Total Mortgage Loan Application Amount | $1,268,539,000 |
| Average Mortgage Loan Application Amount | $381,000 |
| Highest Mortgage Loan Application Amount | $47,600,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $2,220,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Tcf National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tcf National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Tcf National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tcf National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Tcf National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tcf National Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 866 | $ 123,000,000 | $ 142,000 | $ 72,000 |
| Hennepin County Minnesota | 601 | $ 318,196,000 | $ 529,000 | $ 86,000 |
| Anoka County Minnesota | 314 | $ 44,032,000 | $ 140,000 | $ 74,000 |
| Dakota County Minnesota | 285 | $ 47,734,000 | $ 167,000 | $ 85,000 |
| Ramsey County Minnesota | 220 | $ 31,766,000 | $ 144,000 | $ 81,000 |
| Oakland County Michigan | 174 | $ 22,394,000 | $ 128,000 | $ 69,000 |
| Macomb County Michigan | 163 | $ 19,979,000 | $ 122,000 | $ 62,000 |
| Milwaukee County Wisconsin | 157 | $ 51,422,000 | $ 327,000 | $ 53,000 |
| Washtenaw County Michigan | 147 | $ 34,676,000 | $ 235,000 | $ 69,000 |
| Washington County Minnesota | 114 | $ 32,132,000 | $ 281,000 | $ 77,000 |
| DuPage County Illinois | 108 | $ 32,832,000 | $ 304,000 | $ 90,000 |
| Will County Illinois | 96 | $ 13,949,000 | $ 145,000 | $ 76,000 |
| Wayne County Michigan | 84 | $ 23,363,000 | $ 278,000 | $ 57,000 |
| Livingston County Michigan | 73 | $ 8,453,000 | $ 115,000 | $ 65,000 |
| El Paso County Colorado | 60 | $ 14,883,000 | $ 248,000 | $ 76,000 |
| Jefferson County Colorado | 57 | $ 10,367,000 | $ 181,000 | $ 98,000 |
| Arapahoe County Colorado | 48 | $ 9,059,000 | $ 188,000 | $ 85,000 |
| Denver County Colorado | 48 | $ 32,339,000 | $ 673,000 | $ 67,000 |
| Kenosha County Wisconsin | 48 | $ 9,161,000 | $ 190,000 | $ 61,000 |
| Scott County Minnesota | 45 | $ 7,939,000 | $ 176,000 | $ 95,000 |
| Maricopa County Arizona | 44 | $ 6,795,000 | $ 154,000 | $ 122,000 |
| Lake County Illinois | 42 | $ 5,858,000 | $ 139,000 | $ 66,000 |
| Kane County Illinois | 40 | $ 10,583,000 | $ 264,000 | $ 46,000 |
| Adams County Colorado | 35 | $ 5,513,000 | $ 157,000 | $ 68,000 |
| Sherburne County Minnesota | 35 | $ 5,119,000 | $ 146,000 | $ 76,000 |
| Blue Earth County Minnesota | 31 | $ 2,893,000 | $ 93,000 | $ 57,000 |
| Carver County Minnesota | 30 | $ 6,179,000 | $ 205,000 | $ 103,000 |
| Wright County Minnesota | 26 | $ 3,894,000 | $ 149,000 | $ 90,000 |
| Racine County Wisconsin | 24 | $ 6,653,000 | $ 277,000 | $ 51,000 |
| Douglas County Colorado | 23 | $ 4,987,000 | $ 216,000 | $ 130,000 |
| Waukesha County Wisconsin | 22 | $ 9,208,000 | $ 418,000 | $ 60,000 |
| McHenry County Illinois | 21 | $ 30,873,000 | $ 1,470,000 | $ 69,000 |
| Winnebago County Illinois | 20 | $ 1,760,000 | $ 88,000 | $ 50,000 |
| Lake County Indiana | 18 | $ 1,775,000 | $ 98,000 | $ 59,000 |
| Chisago County Minnesota | 17 | $ 3,061,000 | $ 180,000 | $ 93,000 |
| Stearns County Minnesota | 17 | $ 2,318,000 | $ 136,000 | $ 64,000 |
| Marathon County Wisconsin | 11 | $ 1,124,000 | $ 102,000 | $ 66,000 |
| Kankakee County Illinois | 10 | $ 1,104,000 | $ 110,000 | $ 58,000 |
| Isanti County Minnesota | 9 | $ 953,000 | $ 105,000 | $ 75,000 |
| Jackson County Michigan | 8 | $ 787,000 | $ 98,000 | $ 59,000 |
| Polk County Wisconsin | 8 | $ 1,525,000 | $ 190,000 | $ 169,000 |
| Weld County Colorado | 7 | $ 1,635,000 | $ 233,000 | $ 101,000 |
| Kendall County Illinois | 7 | $ 6,199,000 | $ 885,000 | $ 85,000 |
| Calhoun County Michigan | 7 | $ 534,000 | $ 76,000 | $ 61,000 |
| Crow Wing County Minnesota | 7 | $ 943,000 | $ 134,000 | $ 77,000 |
| Mille Lacs County Minnesota | 7 | $ 1,153,000 | $ 164,000 | $ 90,000 |
| Pine County Minnesota | 7 | $ 888,000 | $ 126,000 | $ 64,000 |
| St. Louis County Minnesota | 7 | $ 26,550,000 | $ 3,792,000 | $ 93,000 |
| Wood County Wisconsin | 7 | $ 561,000 | $ 80,000 | $ 55,000 |
| Pinal County Arizona | 6 | $ 4,706,000 | $ 784,000 | $ 35,000 |
| DeKalb County Illinois | 6 | $ 752,000 | $ 125,000 | $ 47,000 |
| St. Clair County Michigan | 6 | $ 746,000 | $ 124,000 | $ 61,000 |
| Benton County Minnesota | 6 | $ 714,000 | $ 119,000 | $ 63,000 |
| Nicollet County Minnesota | 6 | $ 735,000 | $ 122,000 | $ 47,000 |
| Minnehaha County South Dakota | 6 | $ 598,000 | $ 99,000 | $ 40,000 |
| Grundy County Illinois | 5 | $ 741,000 | $ 148,000 | $ 53,000 |
| Cass County Minnesota | 5 | $ 878,000 | $ 175,000 | $ 112,000 |
| Rice County Minnesota | 5 | $ 864,000 | $ 172,000 | $ 87,000 |
| Winnebago County Wisconsin | 5 | $ 463,000 | $ 92,000 | $ 85,000 |
| Olmsted County Minnesota | 4 | $ 849,000 | $ 212,000 | $ 73,000 |
| Burnett County Wisconsin | 4 | $ 636,000 | $ 159,000 | $ 134,000 |
| St. Croix County Wisconsin | 4 | $ 979,000 | $ 244,000 | $ 137,000 |
| Larimer County Colorado | 3 | $ 607,000 | $ 202,000 | $ 80,000 |
| Park County Colorado | 3 | $ 617,000 | $ 205,000 | $ 111,000 |
| Boone County Illinois | 3 | $ 243,000 | $ 81,000 | $ 86,000 |
| Genesee County Michigan | 3 | $ 128,000 | $ 42,000 | $ 54,000 |
| Marquette County Michigan | 3 | $ 222,000 | $ 74,000 | $ 185,000 |
| Monroe County Michigan | 3 | $ 486,000 | $ 162,000 | $ 96,000 |
| Saginaw County Michigan | 3 | $ 262,000 | $ 87,000 | $ 59,000 |
| Douglas County Minnesota | 3 | $ 425,000 | $ 141,000 | $ 97,000 |
| McLeod County Minnesota | 3 | $ 405,000 | $ 135,000 | $ 49,000 |
| Meeker County Minnesota | 3 | $ 321,000 | $ 107,000 | $ 57,000 |
| Bayfield County Wisconsin | 3 | $ 676,000 | $ 225,000 | $ 336,000 |
| Dane County Wisconsin | 3 | $ 7,061,000 | $ 2,353,000 | $ 40,000 |
| Eau Claire County Wisconsin | 3 | $ 321,000 | $ 107,000 | $ 79,000 |
| La Crosse County Wisconsin | 3 | $ 14,952,000 | $ 4,984,000 | $ 32,000 |
| Rock County Wisconsin | 3 | $ 347,000 | $ 115,000 | $ 45,000 |
| Walworth County Wisconsin | 3 | $ 4,448,000 | $ 1,482,000 | $ 53,000 |
| Washington County Wisconsin | 3 | $ 486,000 | $ 162,000 | $ 50,000 |
| Boulder County Colorado | 2 | $ 20,700,000 | $ 10,350,000 | $ 35,000 |
| Broomfield County Colorado | 2 | $ 264,000 | $ 132,000 | $ 120,000 |
| LaPorte County Indiana | 2 | $ 156,000 | $ 78,000 | $ 33,000 |
| Allegan County Michigan | 2 | $ 299,000 | $ 149,000 | $ 293,000 |
| Bay County Michigan | 2 | $ 130,000 | $ 65,000 | $ 60,000 |
| Clinton County Michigan | 2 | $ 9,855,000 | $ 4,927,000 | $ 28,000 |
| Lapeer County Michigan | 2 | $ 269,000 | $ 134,000 | $ 91,000 |
| Lenawee County Michigan | 2 | $ 219,000 | $ 109,000 | $ 61,000 |
| Sanilac County Michigan | 2 | $ 136,000 | $ 68,000 | $ 104,000 |
| Shiawassee County Michigan | 2 | $ 97,000 | $ 48,000 | $ 81,000 |
| Aitkin County Minnesota | 2 | $ 267,000 | $ 133,000 | $ 51,000 |
| Cook County Minnesota | 2 | $ 588,000 | $ 294,000 | $ 130,000 |
| Itasca County Minnesota | 2 | $ 278,000 | $ 139,000 | $ 106,000 |
| Kanabec County Minnesota | 2 | $ 146,000 | $ 73,000 | $ 39,000 |
| Kandiyohi County Minnesota | 2 | $ 277,000 | $ 138,000 | $ 39,000 |
| Wabasha County Minnesota | 2 | $ 178,000 | $ 89,000 | $ 48,000 |
| Waseca County Minnesota | 2 | $ 167,000 | $ 83,000 | $ 77,000 |
| Douglas County Nebraska | 2 | $ 23,493,000 | $ 11,746,000 | $ 0 |
| Clermont County Ohio | 2 | $ 19,458,000 | $ 9,729,000 | $ 0 |
| Lincoln County South Dakota | 2 | $ 270,000 | $ 135,000 | $ 50,000 |
| Sumner County Tennessee | 2 | $ 13,188,000 | $ 6,594,000 | $ 0 |
| Langlade County Wisconsin | 2 | $ 164,000 | $ 82,000 | $ 74,000 |
| Oneida County Wisconsin | 2 | $ 182,000 | $ 91,000 | $ 190,000 |
| Ozaukee County Wisconsin | 2 | $ 9,243,000 | $ 4,621,000 | $ 18,000 |
| Portage County Wisconsin | 2 | $ 191,000 | $ 95,000 | $ 30,000 |
| Waupaca County Wisconsin | 2 | $ 207,000 | $ 103,000 | $ 80,000 |
| Yavapai County Arizona | 1 | $ 99,000 | $ 99,000 | $ 61,000 |
| Elbert County Colorado | 1 | $ 178,000 | $ 178,000 | $ 93,000 |
| Grand County Colorado | 1 | $ 1,860,000 | $ 1,860,000 | $ 0 |
| Bay County Florida | 1 | $ 22,000,000 | $ 22,000,000 | $ 0 |
| Champaign County Illinois | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| LaSalle County Illinois | 1 | $ 7,000 | $ 7,000 | $ 17,000 |
| Macon County Illinois | 1 | $ 200,000 | $ 200,000 | $ 148,000 |
| Franklin County Indiana | 1 | $ 71,000 | $ 71,000 | $ 51,000 |
| Putnam County Indiana | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Steuben County Indiana | 1 | $ 96,000 | $ 96,000 | $ 162,000 |
| Johnson County Iowa | 1 | $ 2,481,000 | $ 2,481,000 | $ 0 |
| Polk County Iowa | 1 | $ 36,000,000 | $ 36,000,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 53,000 |
| Alcona County Michigan | 1 | $ 46,000 | $ 46,000 | $ 107,000 |
| Berrien County Michigan | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Chippewa County Michigan | 1 | $ 30,000 | $ 30,000 | $ 90,000 |
| Gogebic County Michigan | 1 | $ 70,000 | $ 70,000 | $ 83,000 |
| Ingham County Michigan | 1 | $ 256,000 | $ 256,000 | $ 273,000 |
| Isabella County Michigan | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Kent County Michigan | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Luce County Michigan | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Manistee County Michigan | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Montmorency County Michigan | 1 | $ 25,000 | $ 25,000 | $ 136,000 |
| Ottawa County Michigan | 1 | $ 223,000 | $ 223,000 | $ 109,000 |
| Roscommon County Michigan | 1 | $ 34,000 | $ 34,000 | $ 44,000 |
| Tuscola County Michigan | 1 | $ 57,000 | $ 57,000 | $ 44,000 |
| Brown County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| Freeborn County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 98,000 |
| Goodhue County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Lyon County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 78,000 |
| Mahnomen County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Pope County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Redwood County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 54,000 |
| Renville County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 99,000 |
| Sibley County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 95,000 |
| Stevens County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| Winona County Minnesota | 1 | $ 138,000 | $ 138,000 | $ 85,000 |
| McCook County South Dakota | 1 | $ 41,000 | $ 41,000 | $ 39,000 |
| Harris County Texas | 1 | $ 51,000 | $ 51,000 | $ 70,000 |
| Barron County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 13,000 |
| Chippewa County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Fond du Lac County Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 15,000 |
| Juneau County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Manitowoc County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 109,000 |
| Marinette County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Oconto County Wisconsin | 1 | $ 990,000 | $ 990,000 | $ 0 |
| Outagamie County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Pierce County Wisconsin | 1 | $ 258,000 | $ 258,000 | $ 75,000 |
| Price County Wisconsin | 1 | $ 379,000 | $ 379,000 | $ 163,000 |
| Sauk County Wisconsin | 1 | $ 15,000,000 | $ 15,000,000 | $ 0 |
| Sheboygan County Wisconsin | 1 | $ 142,000 | $ 142,000 | $ 80,000 |
| Washburn County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 210,000 |
| Waushara County Wisconsin | 1 | $ 39,000 | $ 39,000 | $ 15,000 |
Mortgage Loan Application Detail Totals for Tcf National Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,264 | $624,604,000 | $191,000 | $31,450,000 | $77,000 | $1,680,000 |
| Home Purchase | 905 | $529,248,000 | $584,000 | $47,600,000 | $65,000 | $522,000 |
| Home Improvement | 311 | $114,687,000 | $368,000 | $29,500,000 | $89,000 | $2,220,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,885 | $430,834,000 | $149,000 | $630,000 | $81,000 | $2,220,000 |
| Not Provided | 581 | $83,274,000 | $143,000 | $750,000 | $81,000 | $1,680,000 |
| Hispanic | 455 | $61,323,000 | $134,000 | $728,000 | $56,000 | $327,000 |
| Black or African American | 259 | $30,090,000 | $116,000 | $415,000 | $60,000 | $379,000 |
| Asian | 204 | $31,387,000 | $153,000 | $417,000 | $79,000 | $502,000 |
| Not applicable | 68 | $628,438,000 | $9,241,000 | $47,600,000 | $0 | $0 |
| American Indian or Alaskan Native | 18 | $1,947,000 | $108,000 | $335,000 | $63,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,246,000 | $124,000 | $215,000 | $45,000 | $75,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,951 | $1,191,247,000 | $301,000 | $47,600,000 | $78,000 | $2,220,000 |
| FHA-insured (Federal Housing Administration) | 507 | $74,189,000 | $146,000 | $459,000 | $59,000 | $247,000 |
| VA-guaranteed (Veterans Administration) | 20 | $2,820,000 | $141,000 | $246,000 | $45,000 | $86,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $283,000 | $141,000 | $177,000 | $45,000 | $54,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,068 | $728,088,000 | $352,000 | $34,500,000 | $76,000 | $605,000 |
| Application Denied By Financial Institution | 1,238 | $211,528,000 | $170,000 | $20,500,000 | $73,000 | $2,220,000 |
| Application Withdrawn By Applicant | 940 | $280,053,000 | $297,000 | $47,600,000 | $83,000 | $811,000 |
| Loan Purchased By The Institution | 183 | $23,649,000 | $129,000 | $300,000 | $46,000 | $185,000 |
| Application Approved But Not Accepted | 38 | $24,660,000 | $648,000 | $14,750,000 | $68,000 | $180,000 |
| File Closed For Incompleteness | 13 | $561,000 | $43,000 | $110,000 | $144,000 | $288,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 384 | $68,439,000 | $178,000 | $20,500,000 | $81,000 | $2,220,000 |
| Debt-To-Income Ratio | 339 | $51,254,000 | $151,000 | $500,000 | $53,000 | $360,000 |
| Collateral | 291 | $55,597,000 | $191,000 | $15,000,000 | $86,000 | $1,680,000 |
| Unverifiable Information | 146 | $20,710,000 | $141,000 | $728,000 | $70,000 | $232,000 |
| Other | 32 | $8,564,000 | $267,000 | $4,480,000 | $89,000 | $310,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $4,155,000 | $159,000 | $630,000 | $67,000 | $329,000 |
| Employment History | 20 | $2,809,000 | $140,000 | $312,000 | $50,000 | $100,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tcf National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.