Tcf National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Tcf National Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tcf National Bank 2508 Louise Ave S (002-01-P) Sioux Falls, SD 57106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,008 |
| Total Mortgage Loan Application Amount | $1,981,583,000 |
| Average Mortgage Loan Application Amount | $126,666 |
| Highest Mortgage Loan Application Amount | $10,500,000 |
| Average Applicant Income | $65,666 |
| Highest Applicant Income | $1,956,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Tcf National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tcf National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Tcf National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tcf National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Tcf National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tcf National Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,956 | $ 365,808,000 | $ 187,000 | $ 57,000 |
| Hennepin County Minnesota | 1,809 | $ 339,345,000 | $ 187,000 | $ 85,000 |
| Anoka County Minnesota | 1,026 | $ 164,285,000 | $ 160,000 | $ 72,000 |
| Ramsey County Minnesota | 793 | $ 134,175,000 | $ 169,000 | $ 76,000 |
| Dakota County Minnesota | 779 | $ 130,613,000 | $ 167,000 | $ 80,000 |
| Milwaukee County Wisconsin | 405 | $ 46,142,000 | $ 113,000 | $ 61,000 |
| Washington County Minnesota | 402 | $ 77,685,000 | $ 193,000 | $ 80,000 |
| DuPage County Illinois | 235 | $ 47,921,000 | $ 203,000 | $ 72,000 |
| Will County Illinois | 216 | $ 37,164,000 | $ 172,000 | $ 65,000 |
| El Paso County Colorado | 214 | $ 44,722,000 | $ 208,000 | $ 75,000 |
| Lake County Illinois | 174 | $ 26,686,000 | $ 153,000 | $ 55,000 |
| Brown County Wisconsin | 164 | $ 14,316,000 | $ 87,000 | $ 65,000 |
| Scott County Minnesota | 151 | $ 32,367,000 | $ 214,000 | $ 95,000 |
| Sherburne County Minnesota | 135 | $ 21,166,000 | $ 156,000 | $ 71,000 |
| Kane County Illinois | 126 | $ 16,632,000 | $ 132,000 | $ 52,000 |
| Jefferson County Colorado | 118 | $ 23,450,000 | $ 198,000 | $ 76,000 |
| Stearns County Minnesota | 117 | $ 17,110,000 | $ 146,000 | $ 63,000 |
| Kenosha County Wisconsin | 115 | $ 12,917,000 | $ 112,000 | $ 94,000 |
| Denver County Colorado | 113 | $ 22,752,000 | $ 201,000 | $ 79,000 |
| Arapahoe County Colorado | 111 | $ 22,025,000 | $ 198,000 | $ 82,000 |
| Winnebago County Wisconsin | 106 | $ 18,253,000 | $ 172,000 | $ 57,000 |
| Racine County Wisconsin | 104 | $ 9,945,000 | $ 95,000 | $ 57,000 |
| Wright County Minnesota | 102 | $ 16,919,000 | $ 165,000 | $ 67,000 |
| Adams County Colorado | 97 | $ 14,572,000 | $ 150,000 | $ 60,000 |
| Outagamie County Wisconsin | 95 | $ 5,298,000 | $ 55,000 | $ 67,000 |
| Waukesha County Wisconsin | 93 | $ 10,348,000 | $ 111,000 | $ 76,000 |
| Oakland County Michigan | 90 | $ 10,555,000 | $ 117,000 | $ 73,000 |
| Carver County Minnesota | 74 | $ 14,726,000 | $ 199,000 | $ 90,000 |
| Macomb County Michigan | 71 | $ 6,842,000 | $ 96,000 | $ 62,000 |
| Maricopa County Arizona | 70 | $ 8,898,000 | $ 127,000 | $ 75,000 |
| Marathon County Wisconsin | 70 | $ 6,880,000 | $ 98,000 | $ 57,000 |
| Portage County Wisconsin | 70 | $ 6,605,000 | $ 94,000 | $ 54,000 |
| Wayne County Michigan | 66 | $ 8,592,000 | $ 130,000 | $ 55,000 |
| Douglas County Colorado | 65 | $ 18,887,000 | $ 290,000 | $ 134,000 |
| Manitowoc County Wisconsin | 62 | $ 6,180,000 | $ 99,000 | $ 55,000 |
| Blue Earth County Minnesota | 59 | $ 7,621,000 | $ 129,000 | $ 54,000 |
| Lake County Indiana | 58 | $ 5,210,000 | $ 89,000 | $ 46,000 |
| Washtenaw County Michigan | 55 | $ 5,514,000 | $ 100,000 | $ 57,000 |
| McHenry County Illinois | 53 | $ 9,234,000 | $ 174,000 | $ 62,000 |
| Chisago County Minnesota | 52 | $ 9,953,000 | $ 191,000 | $ 70,000 |
| Winnebago County Illinois | 47 | $ 3,008,000 | $ 64,000 | $ 31,000 |
| Isanti County Minnesota | 41 | $ 6,574,000 | $ 160,000 | $ 73,000 |
| Sheboygan County Wisconsin | 41 | $ 3,296,000 | $ 80,000 | $ 66,000 |
| Livingston County Michigan | 37 | $ 6,665,000 | $ 180,000 | $ 70,000 |
| Calumet County Wisconsin | 36 | $ 3,038,000 | $ 84,000 | $ 70,000 |
| Dane County Wisconsin | 36 | $ 3,786,000 | $ 105,000 | $ 64,000 |
| St. Croix County Wisconsin | 35 | $ 7,323,000 | $ 209,000 | $ 106,000 |
| Wood County Wisconsin | 35 | $ 1,801,000 | $ 51,000 | $ 45,000 |
| Jackson County Michigan | 29 | $ 3,326,000 | $ 114,000 | $ 44,000 |
| Washington County Wisconsin | 29 | $ 2,041,000 | $ 70,000 | $ 82,000 |
| Boulder County Colorado | 28 | $ 11,386,000 | $ 406,000 | $ 93,000 |
| Benton County Minnesota | 28 | $ 4,599,000 | $ 164,000 | $ 65,000 |
| Fond du Lac County Wisconsin | 26 | $ 2,384,000 | $ 91,000 | $ 59,000 |
| Waupaca County Wisconsin | 26 | $ 1,187,000 | $ 45,000 | $ 55,000 |
| Dodge County Wisconsin | 25 | $ 2,299,000 | $ 91,000 | $ 63,000 |
| Lincoln County Wisconsin | 25 | $ 2,205,000 | $ 88,000 | $ 47,000 |
| Calhoun County Michigan | 24 | $ 1,799,000 | $ 74,000 | $ 41,000 |
| Crow Wing County Minnesota | 24 | $ 7,590,000 | $ 316,000 | $ 84,000 |
| Oconto County Wisconsin | 23 | $ 2,757,000 | $ 119,000 | $ 56,000 |
| Le Sueur County Minnesota | 21 | $ 2,889,000 | $ 137,000 | $ 55,000 |
| Nicollet County Minnesota | 21 | $ 3,090,000 | $ 147,000 | $ 85,000 |
| Pine County Minnesota | 19 | $ 2,909,000 | $ 153,000 | $ 66,000 |
| Rice County Minnesota | 17 | $ 3,179,000 | $ 187,000 | $ 73,000 |
| St. Louis County Minnesota | 17 | $ 2,556,000 | $ 150,000 | $ 85,000 |
| Rock County Wisconsin | 17 | $ 850,000 | $ 50,000 | $ 54,000 |
| Waushara County Wisconsin | 17 | $ 1,177,000 | $ 69,000 | $ 54,000 |
| Weld County Colorado | 16 | $ 3,146,000 | $ 196,000 | $ 64,000 |
| Boone County Illinois | 16 | $ 2,049,000 | $ 128,000 | $ 40,000 |
| DeKalb County Illinois | 16 | $ 2,054,000 | $ 128,000 | $ 57,000 |
| Saginaw County Michigan | 16 | $ 1,305,000 | $ 81,000 | $ 46,000 |
| Mille Lacs County Minnesota | 16 | $ 2,402,000 | $ 150,000 | $ 56,000 |
| Adams County Wisconsin | 16 | $ 981,000 | $ 61,000 | $ 37,000 |
| Ozaukee County Wisconsin | 16 | $ 426,000 | $ 26,000 | $ 84,000 |
| Genesee County Michigan | 15 | $ 1,455,000 | $ 97,000 | $ 92,000 |
| La Crosse County Wisconsin | 15 | $ 1,704,000 | $ 113,000 | $ 86,000 |
| Kendall County Illinois | 14 | $ 2,301,000 | $ 164,000 | $ 68,000 |
| Goodhue County Minnesota | 14 | $ 2,183,000 | $ 155,000 | $ 74,000 |
| Olmsted County Minnesota | 14 | $ 3,145,000 | $ 224,000 | $ 86,000 |
| Oneida County Wisconsin | 14 | $ 1,524,000 | $ 108,000 | $ 63,000 |
| Polk County Wisconsin | 14 | $ 1,975,000 | $ 141,000 | $ 55,000 |
| Columbia County Wisconsin | 13 | $ 1,365,000 | $ 105,000 | $ 54,000 |
| Kankakee County Illinois | 12 | $ 1,596,000 | $ 133,000 | $ 85,000 |
| Jefferson County Wisconsin | 12 | $ 857,000 | $ 71,000 | $ 63,000 |
| Walworth County Wisconsin | 12 | $ 1,302,000 | $ 108,000 | $ 94,000 |
| Aitkin County Minnesota | 11 | $ 1,452,000 | $ 132,000 | $ 90,000 |
| Eau Claire County Wisconsin | 11 | $ 1,275,000 | $ 115,000 | $ 45,000 |
| Bay County Michigan | 10 | $ 877,000 | $ 87,000 | $ 36,000 |
| Minnehaha County South Dakota | 10 | $ 1,350,000 | $ 135,000 | $ 59,000 |
| Burnett County Wisconsin | 10 | $ 1,866,000 | $ 186,000 | $ 117,000 |
| McLeod County Minnesota | 9 | $ 1,307,000 | $ 145,000 | $ 50,000 |
| Langlade County Wisconsin | 9 | $ 1,121,000 | $ 124,000 | $ 58,000 |
| Broomfield County Colorado | 8 | $ 1,557,000 | $ 194,000 | $ 48,000 |
| Grundy County Illinois | 8 | $ 1,670,000 | $ 208,000 | $ 56,000 |
| Taylor County Wisconsin | 8 | $ 355,000 | $ 44,000 | $ 47,000 |
| Larimer County Colorado | 7 | $ 1,212,000 | $ 173,000 | $ 70,000 |
| St. Clair County Michigan | 7 | $ 704,000 | $ 100,000 | $ 34,000 |
| Hubbard County Minnesota | 7 | $ 1,538,000 | $ 219,000 | $ 204,000 |
| Shawano County Wisconsin | 7 | $ 741,000 | $ 105,000 | $ 42,000 |
| Washburn County Wisconsin | 7 | $ 1,303,000 | $ 186,000 | $ 106,000 |
| Pinal County Arizona | 6 | $ 674,000 | $ 112,000 | $ 76,000 |
| LaSalle County Illinois | 6 | $ 635,000 | $ 105,000 | $ 46,000 |
| Porter County Indiana | 6 | $ 879,000 | $ 146,000 | $ 78,000 |
| Cass County Minnesota | 6 | $ 1,166,000 | $ 194,000 | $ 125,000 |
| Morrison County Minnesota | 6 | $ 746,000 | $ 124,000 | $ 57,000 |
| Kewaunee County Wisconsin | 6 | $ 410,000 | $ 68,000 | $ 54,000 |
| Elbert County Colorado | 5 | $ 1,592,000 | $ 318,000 | $ 103,000 |
| Itasca County Minnesota | 5 | $ 896,000 | $ 179,000 | $ 126,000 |
| Sawyer County Wisconsin | 5 | $ 1,316,000 | $ 263,000 | $ 172,000 |
| Teller County Colorado | 4 | $ 418,000 | $ 104,000 | $ 84,000 |
| Becker County Minnesota | 4 | $ 632,000 | $ 158,000 | $ 73,000 |
| Kanabec County Minnesota | 4 | $ 661,000 | $ 165,000 | $ 64,000 |
| Meeker County Minnesota | 4 | $ 590,000 | $ 147,000 | $ 69,000 |
| Sibley County Minnesota | 4 | $ 753,000 | $ 188,000 | $ 111,000 |
| Green Lake County Wisconsin | 4 | $ 325,000 | $ 81,000 | $ 88,000 |
| Marinette County Wisconsin | 4 | $ 277,000 | $ 69,000 | $ 86,000 |
| Park County Colorado | 3 | $ 697,000 | $ 232,000 | $ 91,000 |
| Champaign County Illinois | 3 | $ 6,940,000 | $ 2,313,000 | $ 0 |
| Douglas County Illinois | 3 | $ 254,000 | $ 84,000 | $ 33,000 |
| LaPorte County Indiana | 3 | $ 125,000 | $ 41,000 | $ 15,000 |
| Ingham County Michigan | 3 | $ 438,000 | $ 146,000 | $ 57,000 |
| Dodge County Minnesota | 3 | $ 455,000 | $ 151,000 | $ 61,000 |
| Grant County Wisconsin | 3 | $ 308,000 | $ 102,000 | $ 30,000 |
| Marquette County Wisconsin | 3 | $ 336,000 | $ 112,000 | $ 57,000 |
| Monroe County Wisconsin | 3 | $ 270,000 | $ 90,000 | $ 67,000 |
| Vernon County Wisconsin | 3 | $ 188,000 | $ 62,000 | $ 28,000 |
| Clear Creek County Colorado | 2 | $ 351,000 | $ 175,000 | $ 54,000 |
| Fremont County Colorado | 2 | $ 191,000 | $ 95,000 | $ 71,000 |
| Pueblo County Colorado | 2 | $ 100,000 | $ 50,000 | $ 46,000 |
| Summit County Colorado | 2 | $ 402,000 | $ 201,000 | $ 71,000 |
| Barry County Michigan | 2 | $ 64,000 | $ 32,000 | $ 20,000 |
| Branch County Michigan | 2 | $ 65,000 | $ 32,000 | $ 46,000 |
| Clinton County Michigan | 2 | $ 327,000 | $ 163,000 | $ 44,000 |
| Kalamazoo County Michigan | 2 | $ 351,000 | $ 175,000 | $ 58,000 |
| Lapeer County Michigan | 2 | $ 449,000 | $ 224,000 | $ 52,000 |
| Lenawee County Michigan | 2 | $ 218,000 | $ 109,000 | $ 28,000 |
| Manistee County Michigan | 2 | $ 46,000 | $ 23,000 | $ 28,000 |
| Monroe County Michigan | 2 | $ 341,000 | $ 170,000 | $ 56,000 |
| Tuscola County Michigan | 2 | $ 199,000 | $ 99,000 | $ 120,000 |
| Carlton County Minnesota | 2 | $ 381,000 | $ 190,000 | $ 84,000 |
| Faribault County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 44,000 |
| Kandiyohi County Minnesota | 2 | $ 520,000 | $ 260,000 | $ 100,000 |
| Martin County Minnesota | 2 | $ 158,000 | $ 79,000 | $ 34,000 |
| Renville County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 75,000 |
| Steele County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 84,000 |
| Wadena County Minnesota | 2 | $ 217,000 | $ 108,000 | $ 26,000 |
| Waseca County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 42,000 |
| Door County Wisconsin | 2 | $ 276,000 | $ 138,000 | $ 40,000 |
| Dunn County Wisconsin | 2 | $ 45,000 | $ 22,000 | $ 89,000 |
| Forest County Wisconsin | 2 | $ 52,000 | $ 26,000 | $ 105,000 |
| Iowa County Wisconsin | 2 | $ 11,000 | $ 5,000 | $ 55,000 |
| Jackson County Wisconsin | 2 | $ 52,000 | $ 26,000 | $ 42,000 |
| Lafayette County Wisconsin | 2 | $ 226,000 | $ 113,000 | $ 55,000 |
| Pierce County Wisconsin | 2 | $ 334,000 | $ 167,000 | $ 76,000 |
| Rusk County Wisconsin | 2 | $ 151,000 | $ 75,000 | $ 71,000 |
| Sauk County Wisconsin | 2 | $ 10,000 | $ 5,000 | $ 38,000 |
| Vilas County Wisconsin | 2 | $ 61,000 | $ 30,000 | $ 24,000 |
| Navajo County Arizona | 1 | $ 52,000 | $ 52,000 | $ 41,000 |
| Yavapai County Arizona | 1 | $ 143,000 | $ 143,000 | $ 104,000 |
| Eagle County Colorado | 1 | $ 500,000 | $ 500,000 | $ 252,000 |
| Gilpin County Colorado | 1 | $ 436,000 | $ 436,000 | $ 86,000 |
| Grand County Colorado | 1 | $ 27,000 | $ 27,000 | $ 142,000 |
| Adams County Illinois | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Bureau County Illinois | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Henderson County Illinois | 1 | $ 49,000 | $ 49,000 | $ 20,000 |
| Sangamon County Illinois | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Stephenson County Illinois | 1 | $ 69,000 | $ 69,000 | $ 44,000 |
| Vermilion County Illinois | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Starke County Indiana | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Tippecanoe County Indiana | 1 | $ 89,000 | $ 89,000 | $ 18,000 |
| Des Moines County Iowa | 1 | $ 1,885,000 | $ 1,885,000 | $ 0 |
| Phillips County Kansas | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Clare County Michigan | 1 | $ 117,000 | $ 117,000 | $ 34,000 |
| Eaton County Michigan | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Ionia County Michigan | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Kent County Michigan | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Montmorency County Michigan | 1 | $ 137,000 | $ 137,000 | $ 26,000 |
| Sanilac County Michigan | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Shiawassee County Michigan | 1 | $ 49,000 | $ 49,000 | $ 25,000 |
| Van Buren County Michigan | 1 | $ 358,000 | $ 358,000 | $ 149,000 |
| Beltrami County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 55,000 |
| Brown County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 79,000 |
| Clay County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 12,000 |
| Lac qui Parle County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Lake County Minnesota | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
| Lyon County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Mower County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 168,000 |
| Otter Tail County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 43,000 |
| Redwood County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Rock County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 38,000 |
| Swift County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Todd County Minnesota | 1 | $ 54,000 | $ 54,000 | $ 28,000 |
| Wabasha County Minnesota | 1 | $ 192,000 | $ 192,000 | $ 40,000 |
| Winona County Minnesota | 1 | $ 138,000 | $ 138,000 | $ 83,000 |
| Yellow Medicine County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Franklin County Ohio | 1 | $ 3,284,000 | $ 3,284,000 | $ 0 |
| Brookings County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Deuel County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Lincoln County South Dakota | 1 | $ 8,000 | $ 8,000 | $ 28,000 |
| Knox County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Bayfield County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 238,000 |
| Chippewa County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Clark County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 61,000 |
| Douglas County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 91,000 |
| Juneau County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 22,000 |
| Price County Wisconsin | 1 | $ 390,000 | $ 390,000 | $ 150,000 |
| Richland County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 20,000 |
| Trempealeau County Wisconsin | 1 | $ 56,000 | $ 56,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Tcf National Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,216 | $1,710,292,000 | $185,000 | $9,999,000 | $73,000 | $1,956,000 |
| Home Improvement | 1,413 | $68,305,000 | $48,000 | $975,000 | $65,000 | $1,200,000 |
| Home Purchase | 1,379 | $202,986,000 | $147,000 | $10,500,000 | $59,000 | $1,724,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,242 | $1,321,192,000 | $160,000 | $5,400,000 | $75,000 | $1,336,000 |
| Hispanic | 1,577 | $225,545,000 | $143,000 | $750,000 | $47,000 | $700,000 |
| Not Provided | 1,124 | $192,696,000 | $171,000 | $1,800,000 | $83,000 | $1,956,000 |
| Black or African American | 543 | $63,697,000 | $117,000 | $850,000 | $55,000 | $350,000 |
| Asian | 398 | $71,579,000 | $179,000 | $980,000 | $73,000 | $580,000 |
| Native Hawaiian or Other Pacific Islander | 50 | $7,425,000 | $148,000 | $400,000 | $84,000 | $405,000 |
| Not applicable | 50 | $96,699,000 | $1,933,000 | $10,500,000 | $0 | $0 |
| American Indian or Alaskan Native | 24 | $2,750,000 | $114,000 | $397,000 | $87,000 | $916,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,008 | $1,981,583,000 | $165,000 | $10,500,000 | $71,000 | $1,956,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 4,677 | $807,217,000 | $172,000 | $10,500,000 | $64,000 | $1,956,000 |
| Loan Originated | 3,859 | $629,075,000 | $163,000 | $9,999,000 | $70,000 | $1,336,000 |
| File Closed For Incompleteness | 3,074 | $492,895,000 | $160,000 | $780,000 | $82,000 | $960,000 |
| Application Approved But Not Accepted | 345 | $43,322,000 | $125,000 | $823,000 | $71,000 | $368,000 |
| Application Withdrawn By Applicant | 53 | $9,074,000 | $171,000 | $3,284,000 | $82,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,807 | $360,624,000 | $199,000 | $8,200,000 | $83,000 | $1,956,000 |
| Debt-To-Income Ratio | 1,523 | $267,279,000 | $175,000 | $1,800,000 | $51,000 | $350,000 |
| Credit History | 1,257 | $141,127,000 | $112,000 | $1,690,000 | $52,000 | $255,000 |
| Unverifiable Information | 38 | $16,990,000 | $447,000 | $4,610,000 | $57,000 | $155,000 |
| Other | 27 | $18,289,000 | $677,000 | $10,500,000 | $163,000 | $1,724,000 |
| Employment History | 14 | $1,866,000 | $133,000 | $329,000 | $45,000 | $105,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,042,000 | $94,000 | $216,000 | $50,000 | $124,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tcf National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.