Trustone Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Trustone Financial Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Trustone Financial Credit Union 14601 27Th Avenue North Plymouth, MN 55447 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,700 |
| Total Mortgage Loan Application Amount | $1,177,370,000 |
| Average Mortgage Loan Application Amount | $171,400 |
| Highest Mortgage Loan Application Amount | $9,235,000 |
| Average Applicant Income | $143,200 |
| Highest Applicant Income | $5,320,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Trustone Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Trustone Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Trustone Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Trustone Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Trustone Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Trustone Financial Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 2,396 | $ 393,520,000 | $ 164,000 | $ 157,000 |
| Dakota County Minnesota | 793 | $ 108,725,000 | $ 137,000 | $ 140,000 |
| Ramsey County Minnesota | 624 | $ 92,090,000 | $ 147,000 | $ 131,000 |
| Anoka County Minnesota | 596 | $ 83,730,000 | $ 140,000 | $ 123,000 |
| Scott County Minnesota | 363 | $ 50,655,000 | $ 139,000 | $ 158,000 |
| Washington County Minnesota | 355 | $ 54,335,000 | $ 153,000 | $ 168,000 |
| Wright County Minnesota | 313 | $ 39,145,000 | $ 125,000 | $ 131,000 |
| Kenosha County Wisconsin | 284 | $ 28,210,000 | $ 99,000 | $ 104,000 |
| Sherburne County Minnesota | 197 | $ 23,065,000 | $ 117,000 | $ 133,000 |
| Carver County Minnesota | 188 | $ 28,660,000 | $ 152,000 | $ 207,000 |
| Milwaukee County Wisconsin | 182 | $ 43,940,000 | $ 241,000 | $ 121,000 |
| Stearns County Minnesota | 102 | $ 10,750,000 | $ 105,000 | $ 108,000 |
| Racine County Wisconsin | 98 | $ 22,090,000 | $ 225,000 | $ 130,000 |
| Waukesha County Wisconsin | 95 | $ 15,715,000 | $ 165,000 | $ 164,000 |
| Maricopa County Arizona | 77 | $ 14,475,000 | $ 187,000 | $ 183,000 |
| Rice County Minnesota | 77 | $ 8,035,000 | $ 104,000 | $ 121,000 |
| Chisago County Minnesota | 60 | $ 11,310,000 | $ 188,000 | $ 123,000 |
| Isanti County Minnesota | 50 | $ 6,070,000 | $ 121,000 | $ 136,000 |
| St. Croix County Wisconsin | 49 | $ 8,295,000 | $ 169,000 | $ 144,000 |
| Crow Wing County Minnesota | 33 | $ 6,875,000 | $ 208,000 | $ 215,000 |
| Benton County Minnesota | 32 | $ 3,810,000 | $ 119,000 | $ 126,000 |
| St. Louis County Minnesota | 31 | $ 6,415,000 | $ 206,000 | $ 154,000 |
| Mille Lacs County Minnesota | 27 | $ 3,405,000 | $ 126,000 | $ 98,000 |
| Washington County Wisconsin | 25 | $ 2,435,000 | $ 97,000 | $ 160,000 |
| Pine County Minnesota | 21 | $ 3,475,000 | $ 165,000 | $ 132,000 |
| Polk County Wisconsin | 20 | $ 2,540,000 | $ 127,000 | $ 225,000 |
| McLeod County Minnesota | 19 | $ 1,805,000 | $ 95,000 | $ 97,000 |
| Kandiyohi County Minnesota | 18 | $ 3,230,000 | $ 179,000 | $ 169,000 |
| Le Sueur County Minnesota | 18 | $ 2,500,000 | $ 138,000 | $ 93,000 |
| Kanabec County Minnesota | 17 | $ 1,715,000 | $ 100,000 | $ 99,000 |
| Pierce County Wisconsin | 17 | $ 1,865,000 | $ 109,000 | $ 189,000 |
| Ozaukee County Wisconsin | 16 | $ 1,730,000 | $ 108,000 | $ 224,000 |
| Lee County Florida | 15 | $ 2,085,000 | $ 139,000 | $ 189,000 |
| Morrison County Minnesota | 15 | $ 3,545,000 | $ 236,000 | $ 161,000 |
| Meeker County Minnesota | 14 | $ 1,330,000 | $ 95,000 | $ 142,000 |
| Olmsted County Minnesota | 14 | $ 2,490,000 | $ 177,000 | $ 92,000 |
| Cass County Minnesota | 13 | $ 2,195,000 | $ 168,000 | $ 226,000 |
| Goodhue County Minnesota | 13 | $ 2,025,000 | $ 155,000 | $ 140,000 |
| Itasca County Minnesota | 13 | $ 2,225,000 | $ 171,000 | $ 144,000 |
| Dane County Wisconsin | 13 | $ 2,395,000 | $ 184,000 | $ 162,000 |
| Miami-Dade County Florida | 12 | $ 2,080,000 | $ 173,000 | $ 262,000 |
| Aitkin County Minnesota | 12 | $ 2,280,000 | $ 190,000 | $ 181,000 |
| Walworth County Wisconsin | 12 | $ 2,970,000 | $ 247,000 | $ 224,000 |
| Otter Tail County Minnesota | 11 | $ 1,895,000 | $ 172,000 | $ 173,000 |
| Pinal County Arizona | 10 | $ 1,470,000 | $ 147,000 | $ 147,000 |
| Yavapai County Arizona | 9 | $ 935,000 | $ 103,000 | $ 129,000 |
| Broward County Florida | 9 | $ 1,585,000 | $ 176,000 | $ 145,000 |
| Douglas County Minnesota | 9 | $ 2,225,000 | $ 247,000 | $ 172,000 |
| Nicollet County Minnesota | 9 | $ 1,445,000 | $ 160,000 | $ 84,000 |
| Burnett County Wisconsin | 9 | $ 1,075,000 | $ 119,000 | $ 119,000 |
| Collier County Florida | 8 | $ 2,800,000 | $ 350,000 | $ 383,000 |
| Orange County Florida | 8 | $ 1,550,000 | $ 193,000 | $ 195,000 |
| Becker County Minnesota | 8 | $ 1,440,000 | $ 180,000 | $ 107,000 |
| Brown County Minnesota | 8 | $ 660,000 | $ 82,000 | $ 75,000 |
| Freeborn County Minnesota | 8 | $ 1,150,000 | $ 143,000 | $ 269,000 |
| Barron County Wisconsin | 8 | $ 1,520,000 | $ 190,000 | $ 197,000 |
| Hillsborough County Florida | 7 | $ 1,375,000 | $ 196,000 | $ 123,000 |
| Renville County Minnesota | 7 | $ 405,000 | $ 57,000 | $ 114,000 |
| Redwood County Minnesota | 6 | $ 570,000 | $ 95,000 | $ 74,000 |
| Sibley County Minnesota | 6 | $ 1,200,000 | $ 200,000 | $ 90,000 |
| Steele County Minnesota | 6 | $ 350,000 | $ 58,000 | $ 102,000 |
| Brevard County Florida | 5 | $ 4,675,000 | $ 935,000 | $ 535,000 |
| Manatee County Florida | 5 | $ 525,000 | $ 105,000 | $ 100,000 |
| Pinellas County Florida | 5 | $ 1,075,000 | $ 215,000 | $ 379,000 |
| Todd County Minnesota | 5 | $ 155,000 | $ 31,000 | $ 85,000 |
| Wabasha County Minnesota | 5 | $ 1,325,000 | $ 265,000 | $ 370,000 |
| Sawyer County Wisconsin | 5 | $ 1,715,000 | $ 343,000 | $ 372,000 |
| Sheboygan County Wisconsin | 5 | $ 455,000 | $ 91,000 | $ 146,000 |
| Washburn County Wisconsin | 5 | $ 1,275,000 | $ 255,000 | $ 327,000 |
| Pima County Arizona | 4 | $ 570,000 | $ 142,000 | $ 98,000 |
| Charlotte County Florida | 4 | $ 650,000 | $ 162,000 | $ 121,000 |
| Beltrami County Minnesota | 4 | $ 350,000 | $ 87,000 | $ 83,000 |
| Blue Earth County Minnesota | 4 | $ 420,000 | $ 105,000 | $ 61,000 |
| Carlton County Minnesota | 4 | $ 720,000 | $ 180,000 | $ 87,000 |
| Hubbard County Minnesota | 4 | $ 950,000 | $ 237,000 | $ 118,000 |
| Lyon County Minnesota | 4 | $ 350,000 | $ 87,000 | $ 60,000 |
| Dunn County Wisconsin | 4 | $ 470,000 | $ 117,000 | $ 86,000 |
| Jefferson County Wisconsin | 4 | $ 520,000 | $ 130,000 | $ 81,000 |
| La Crosse County Wisconsin | 4 | $ 1,400,000 | $ 350,000 | $ 151,000 |
| Duval County Florida | 3 | $ 305,000 | $ 101,000 | $ 73,000 |
| Osceola County Florida | 3 | $ 675,000 | $ 225,000 | $ 260,000 |
| Polk County Florida | 3 | $ 535,000 | $ 178,000 | $ 189,000 |
| Sarasota County Florida | 3 | $ 565,000 | $ 188,000 | $ 307,000 |
| Chippewa County Minnesota | 3 | $ 75,000 | $ 25,000 | $ 79,000 |
| Dodge County Minnesota | 3 | $ 215,000 | $ 71,000 | $ 147,000 |
| Mower County Minnesota | 3 | $ 395,000 | $ 131,000 | $ 97,000 |
| Pope County Minnesota | 3 | $ 1,175,000 | $ 391,000 | $ 207,000 |
| Roseau County Minnesota | 3 | $ 445,000 | $ 148,000 | $ 107,000 |
| Swift County Minnesota | 3 | $ 355,000 | $ 118,000 | $ 43,000 |
| Douglas County Wisconsin | 3 | $ 235,000 | $ 78,000 | $ 130,000 |
| Oneida County Wisconsin | 3 | $ 665,000 | $ 221,000 | $ 320,000 |
| Outagamie County Wisconsin | 3 | $ 145,000 | $ 48,000 | $ 78,000 |
| Pepin County Wisconsin | 3 | $ 135,000 | $ 45,000 | $ 85,000 |
| Bay County Florida | 2 | $ 590,000 | $ 295,000 | $ 147,000 |
| Indian River County Florida | 2 | $ 110,000 | $ 55,000 | $ 90,000 |
| St. Johns County Florida | 2 | $ 450,000 | $ 225,000 | $ 118,000 |
| Clay County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 67,000 |
| Cook County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 307,000 |
| Fillmore County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 136,000 |
| Lake County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 153,000 |
| Lake of the Woods County Minnesota | 2 | $ 580,000 | $ 290,000 | $ 128,000 |
| Polk County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 102,000 |
| Waseca County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 98,000 |
| Adams County Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 114,000 |
| Bayfield County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 81,000 |
| Columbia County Wisconsin | 2 | $ 510,000 | $ 255,000 | $ 218,000 |
| Dodge County Wisconsin | 2 | $ 140,000 | $ 70,000 | $ 179,000 |
| Manitowoc County Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 103,000 |
| Oconto County Wisconsin | 2 | $ 100,000 | $ 50,000 | $ 81,000 |
| Richland County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 40,000 |
| Rock County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 184,000 |
| Waupaca County Wisconsin | 2 | $ 450,000 | $ 225,000 | $ 101,000 |
| Mohave County Arizona | 1 | $ 355,000 | $ 355,000 | $ 162,000 |
| Santa Cruz County Arizona | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Los Angeles County California | 1 | $ 195,000 | $ 195,000 | $ 360,000 |
| Glades County Florida | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Gulf County Florida | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Nassau County Florida | 1 | $ 325,000 | $ 325,000 | $ 147,000 |
| Pasco County Florida | 1 | $ 455,000 | $ 455,000 | $ 335,000 |
| Santa Rosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Volusia County Florida | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Walton County Florida | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Cook County Illinois | 1 | $ 55,000 | $ 55,000 | $ 300,000 |
| Cottonwood County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 230,000 |
| Faribault County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Koochiching County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 241,000 |
| Lac qui Parle County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Lincoln County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Martin County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Murray County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Nobles County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Stevens County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Wadena County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Watonwan County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Winona County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Yellow Medicine County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 279,000 |
| St. Louis City County Missouri | 1 | $ 5,505,000 | $ 5,505,000 | $ 0 |
| Clark County Washington | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Ashland County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 289,000 |
| Eau Claire County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 163,000 |
| Florence County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Fond du Lac County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 174,000 |
| Grant County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Juneau County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 137,000 |
| Marinette County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Rusk County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 223,000 |
| Shawano County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 167,000 |
| Taylor County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Trempealeau County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Vernon County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Vilas County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| Winnebago County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 163,000 |
| Wood County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Trustone Financial Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,317 | $202,065,000 | $87,000 | $6,005,000 | $151,000 | $2,497,000 |
| Home Purchase | 2,100 | $585,120,000 | $278,000 | $2,745,000 | $151,000 | $5,320,000 |
| Other Purpose | 2,009 | $160,935,000 | $80,000 | $5,005,000 | $133,000 | $2,497,000 |
| Refinancing | 1,175 | $205,695,000 | $175,000 | $9,235,000 | $156,000 | $3,180,000 |
| Cash-out Refinancing | 99 | $23,555,000 | $237,000 | $655,000 | $125,000 | $681,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,839 | $850,095,000 | $145,000 | $5,005,000 | $150,000 | $4,515,000 |
| Not Provided | 718 | $117,530,000 | $163,000 | $2,745,000 | $154,000 | $5,320,000 |
| Black or African American | 481 | $70,715,000 | $147,000 | $635,000 | $111,000 | $546,000 |
| Hispanic | 315 | $42,435,000 | $134,000 | $715,000 | $113,000 | $726,000 |
| Asian | 254 | $42,670,000 | $167,000 | $645,000 | $138,000 | $1,247,000 |
| American Indian or Alaskan Native | 39 | $4,335,000 | $111,000 | $575,000 | $125,000 | $353,000 |
| Not applicable | 13 | $41,365,000 | $3,181,000 | $9,235,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 6 | $860,000 | $143,000 | $235,000 | $470,000 | $2,429,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,507 | $1,118,315,000 | $148,000 | $9,235,000 | $148,000 | $5,320,000 |
| FHA-insured (Federal Housing Administration) | 157 | $45,305,000 | $288,000 | $635,000 | $93,000 | $726,000 |
| VA-guaranteed (Veterans Administration) | 36 | $13,750,000 | $381,000 | $745,000 | $137,000 | $504,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,017 | $773,825,000 | $154,000 | $9,235,000 | $152,000 | $5,320,000 |
| Application Denied By Financial Institution | 1,319 | $145,955,000 | $110,000 | $5,005,000 | $122,000 | $2,497,000 |
| Application Withdrawn By Applicant | 1,154 | $227,350,000 | $197,000 | $1,315,000 | $151,000 | $3,180,000 |
| Application Approved But Not Accepted | 210 | $30,240,000 | $144,000 | $1,005,000 | $156,000 | $1,198,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,381 | $1,031,415,000 | $161,000 | $9,235,000 | $152,000 | $5,320,000 |
| Debt-To-Income Ratio | 385 | $49,175,000 | $127,000 | $2,005,000 | $82,000 | $464,000 |
| Credit Application Incomplete | 291 | $26,795,000 | $92,000 | $505,000 | $135,000 | $732,000 |
| Unverifiable Information | 262 | $30,750,000 | $117,000 | $5,005,000 | $159,000 | $1,200,000 |
| Credit History | 216 | $21,320,000 | $98,000 | $605,000 | $107,000 | $1,440,000 |
| Collateral | 120 | $10,700,000 | $89,000 | $785,000 | $166,000 | $2,497,000 |
| Other | 25 | $3,265,000 | $130,000 | $515,000 | $121,000 | $360,000 |
| Employment History | 14 | $2,760,000 | $197,000 | $625,000 | $81,000 | $196,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,190,000 | $198,000 | $365,000 | $46,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustone Financial Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Trustone Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.