Teambank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Teambank, N.A. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Teambank, N.A.
1 S Peoria
Paola, KS 66071
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 885
Total Mortgage Loan Application Amount $87,726,000
Average Mortgage Loan Application Amount $106,190
Highest Mortgage Loan Application Amount $850,000
Average Applicant Income $74,714
Highest Applicant Income $776,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Teambank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Teambank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down Teambank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Teambank, N.A. serves its applicants.

Each category highlights the total number of mortgage applications processed by Teambank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Teambank, N.A.'s mortgage activity for 2004.

Mortgage Loan Application Totals for Teambank, N.A. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Miami County Kansas 165 $ 20,043,000 $ 121,000 $ 54,000
Vernon County Missouri 125 $ 9,136,000 $ 73,000 $ 48,000
Labette County Kansas 103 $ 6,151,000 $ 59,000 $ 37,000
Douglas County Nebraska 78 $ 8,596,000 $ 110,000 $ 64,000
Johnson County Kansas 60 $ 9,524,000 $ 158,000 $ 60,000
Allen County Kansas 55 $ 2,881,000 $ 52,000 $ 45,000
Sarpy County Nebraska 50 $ 4,997,000 $ 99,000 $ 61,000
Pottawattamie County Iowa 34 $ 4,667,000 $ 137,000 $ 76,000
Franklin County Kansas 21 $ 2,048,000 $ 97,000 $ 49,000
Barton County Missouri 19 $ 1,430,000 $ 75,000 $ 45,000
Washington County Nebraska 19 $ 1,667,000 $ 87,000 $ 69,000
Linn County Kansas 18 $ 1,439,000 $ 79,000 $ 65,000
Bourbon County Kansas 15 $ 1,123,000 $ 74,000 $ 77,000
Neosho County Kansas 15 $ 862,000 $ 57,000 $ 43,000
El Paso County Colorado 12 $ 2,343,000 $ 195,000 $ 92,000
Anderson County Kansas 11 $ 967,000 $ 87,000 $ 43,000
Douglas County Kansas 7 $ 951,000 $ 135,000 $ 67,000
Crawford County Kansas 6 $ 329,000 $ 54,000 $ 44,000
Wyandotte County Kansas 6 $ 764,000 $ 127,000 $ 81,000
Jackson County Missouri 6 $ 729,000 $ 121,000 $ 52,000
Woodson County Kansas 5 $ 230,000 $ 46,000 $ 41,000
Cass County Nebraska 5 $ 768,000 $ 153,000 $ 36,000
Jasper County Missouri 4 $ 310,000 $ 77,000 $ 45,000
Mills County Iowa 3 $ 530,000 $ 176,000 $ 99,000
Ada County Idaho 2 $ 194,000 $ 97,000 $ 31,000
Coffey County Kansas 2 $ 193,000 $ 96,000 $ 55,000
Montgomery County Kansas 2 $ 387,000 $ 193,000 $ 105,000
Wilson County Kansas 2 $ 144,000 $ 72,000 $ 56,000
Barry County Missouri 2 $ 234,000 $ 117,000 $ 65,000
Christian County Missouri 2 $ 144,000 $ 72,000 $ 60,000
Clay County Missouri 2 $ 272,000 $ 136,000 $ 103,000
Saunders County Nebraska 2 $ 281,000 $ 140,000 $ 71,000
Lincoln County Oklahoma 2 $ 119,000 $ 59,000 $ 75,000
Baldwin County Alabama 1 $ 280,000 $ 280,000 $ 268,000
Benton County Arkansas 1 $ 65,000 $ 65,000 $ 77,000
Arapahoe County Colorado 1 $ 334,000 $ 334,000 $ 109,000
Grand County Colorado 1 $ 200,000 $ 200,000 $ 157,000
Harrison County Iowa 1 $ 64,000 $ 64,000 $ 65,000
Jewell County Kansas 1 $ 192,000 $ 192,000 $ 73,000
Leavenworth County Kansas 1 $ 236,000 $ 236,000 $ 80,000
Bates County Missouri 1 $ 23,000 $ 23,000 $ 24,000
Camden County Missouri 1 $ 75,000 $ 75,000 $ 63,000
Cass County Missouri 1 $ 50,000 $ 50,000 $ 67,000
Cedar County Missouri 1 $ 76,000 $ 76,000 $ 64,000
Dallas County Missouri 1 $ 118,000 $ 118,000 $ 233,000
Greene County Missouri 1 $ 109,000 $ 109,000 $ 64,000
Henry County Missouri 1 $ 188,000 $ 188,000 $ 119,000
Lincoln County Missouri 1 $ 109,000 $ 109,000 $ 46,000
Pettis County Missouri 1 $ 109,000 $ 109,000 $ 126,000
St. Charles County Missouri 1 $ 150,000 $ 150,000 $ 57,000
Taney County Missouri 1 $ 65,000 $ 65,000 $ 89,000
Burt County Nebraska 1 $ 58,000 $ 58,000 $ 76,000
Dodge County Nebraska 1 $ 171,000 $ 171,000 $ 138,000
Craig County Oklahoma 1 $ 50,000 $ 50,000 $ 52,000
Payne County Oklahoma 1 $ 84,000 $ 84,000 $ 39,000
Multnomah County Oregon 1 $ 184,000 $ 184,000 $ 60,000
King County Washington 1 $ 141,000 $ 141,000 $ 65,000
Snohomish County Washington 1 $ 142,000 $ 142,000 $ 44,000

Mortgage Loan Application Detail Totals for Teambank, N.A. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 507 $54,927,000 $128,125 $519,000 $64,250 $307,000
Home Purchase 332 $32,098,000 $128,222 $850,000 $87,888 $776,000
Home Improvement 46 $701,000 $12,750 $66,000 $66,000 $165,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 824 $81,781,000 $130,363 $783,000 $82,727 $776,000
Hispanic 27 $2,143,000 $94,000 $242,000 $56,500 $200,000
Not Provided 11 $1,216,000 $201,333 $450,000 $90,000 $156,000
Black or African American 10 $1,000,000 $89,000 $264,000 $42,666 $91,000
Not applicable 7 $1,194,000 $170,000 $850,000 $21,000 $203,000
American Indian or Alaskan Native 3 $113,000 $38,500 $52,000 $30,000 $35,000
Asian 3 $279,000 $93,000 $119,000 $48,666 $72,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 819 $81,174,000 $131,545 $850,000 $84,909 $776,000
FHA-insured (Federal Housing Administration) 45 $4,154,000 $108,750 $157,000 $29,250 $247,000
VA-guaranteed (Veterans Administration) 21 $2,398,000 $134,500 $326,000 $60,000 $150,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 756 $76,844,000 $131,454 $850,000 $82,454 $776,000
Application Denied By Financial Institution 76 $5,093,000 $64,800 $395,000 $55,800 $247,000
Application Approved But Not Accepted 40 $4,604,000 $192,500 $450,000 $80,250 $233,000
Application Withdrawn By Applicant 12 $1,129,000 $94,000 $160,000 $35,000 $96,000
File Closed For Incompleteness 1 $56,000 $56,000 $56,000 $52,000 $52,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 58 $4,034,000 $66,800 $395,000 $56,000 $247,000
Debt-To-Income Ratio 6 $251,000 $41,333 $84,000 $69,333 $142,000
Collateral 5 $576,000 $115,000 $188,000 $39,000 $50,000
Other 4 $106,000 $20,500 $60,000 $15,000 $40,000
Unverifiable Information 2 $77,000 $38,000 $57,000 $21,000 $34,000
Insufficient Cash (Downpayment, Closing Cost) 1 $49,000 $49,000 $49,000 $30,000 $30,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Teambank, N.A.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Teambank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Kansas Lender List