Terrace Mortgage Company
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Terrace Mortgage Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Terrace Mortgage Company 900 Ashwood Pkwy. Ste. 130 Atlanta, GA 30338 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 |
| Total Number of Mortgage Applications | 953 |
| Total Mortgage Loan Application Amount | $236,460,000 |
| Average Mortgage Loan Application Amount | $240,500 |
| Highest Mortgage Loan Application Amount | $626,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $946,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cobb County Georgia | 94 | $ 23,557,000 | $ 250,000 | $ 137,000 |
| Fulton County Georgia | 89 | $ 24,927,000 | $ 280,000 | $ 145,000 |
| Gwinnett County Georgia | 58 | $ 11,717,000 | $ 202,000 | $ 98,000 |
| DeKalb County Georgia | 45 | $ 13,460,000 | $ 299,000 | $ 138,000 |
| Fairfax County Virginia | 40 | $ 12,153,000 | $ 303,000 | $ 143,000 |
| Forsyth County Georgia | 39 | $ 9,311,000 | $ 238,000 | $ 104,000 |
| Cherokee County Georgia | 34 | $ 7,297,000 | $ 214,000 | $ 84,000 |
| Montgomery County Maryland | 30 | $ 7,547,000 | $ 251,000 | $ 108,000 |
| Middlesex County Massachusetts | 30 | $ 7,146,000 | $ 238,000 | $ 99,000 |
| Loudoun County Virginia | 24 | $ 8,248,000 | $ 343,000 | $ 124,000 |
| Norfolk County Massachusetts | 20 | $ 5,608,000 | $ 280,000 | $ 106,000 |
| Anderson County South Carolina | 18 | $ 2,337,000 | $ 129,000 | $ 69,000 |
| Prince William County Virginia | 17 | $ 5,111,000 | $ 300,000 | $ 114,000 |
| York County Maine | 16 | $ 2,748,000 | $ 171,000 | $ 52,000 |
| Prince George's County Maryland | 14 | $ 3,675,000 | $ 262,000 | $ 111,000 |
| New Haven County Connecticut | 11 | $ 2,240,000 | $ 203,000 | $ 84,000 |
| Frederick County Maryland | 11 | $ 2,820,000 | $ 256,000 | $ 107,000 |
| Fayette County Georgia | 10 | $ 2,758,000 | $ 275,000 | $ 154,000 |
| Plymouth County Massachusetts | 10 | $ 2,137,000 | $ 213,000 | $ 98,000 |
| Fairfield County Connecticut | 9 | $ 3,301,000 | $ 366,000 | $ 132,000 |
| Hall County Georgia | 9 | $ 1,712,000 | $ 190,000 | $ 78,000 |
| Hillsborough County Florida | 8 | $ 1,079,000 | $ 134,000 | $ 58,000 |
| Lumpkin County Georgia | 8 | $ 1,530,000 | $ 191,000 | $ 87,000 |
| Anne Arundel County Maryland | 8 | $ 2,398,000 | $ 299,000 | $ 132,000 |
| New London County Connecticut | 7 | $ 1,517,000 | $ 216,000 | $ 88,000 |
| Nassau County Florida | 7 | $ 1,313,000 | $ 187,000 | $ 91,000 |
| Bristol County Massachusetts | 7 | $ 1,792,000 | $ 256,000 | $ 120,000 |
| Essex County Massachusetts | 7 | $ 2,199,000 | $ 314,000 | $ 125,000 |
| Hartford County Connecticut | 6 | $ 1,475,000 | $ 245,000 | $ 152,000 |
| Middlesex County Connecticut | 6 | $ 1,483,000 | $ 247,000 | $ 122,000 |
| Calvert County Maryland | 6 | $ 2,060,000 | $ 343,000 | $ 149,000 |
| Howard County Maryland | 6 | $ 1,857,000 | $ 309,000 | $ 159,000 |
| Suffolk County Massachusetts | 6 | $ 1,749,000 | $ 291,000 | $ 117,000 |
| Arlington County Virginia | 6 | $ 2,000,000 | $ 333,000 | $ 169,000 |
| Fauquier County Virginia | 6 | $ 1,633,000 | $ 272,000 | $ 129,000 |
| Paulding County Georgia | 5 | $ 1,165,000 | $ 233,000 | $ 234,000 |
| Charleston County South Carolina | 5 | $ 1,028,000 | $ 205,000 | $ 96,000 |
| Alexandria County Virginia | 5 | $ 2,106,000 | $ 421,000 | $ 147,000 |
| Spotsylvania County Virginia | 5 | $ 1,305,000 | $ 261,000 | $ 91,000 |
| Stafford County Virginia | 5 | $ 1,202,000 | $ 240,000 | $ 104,000 |
| Columbia County Georgia | 4 | $ 663,000 | $ 165,000 | $ 89,000 |
| Coweta County Georgia | 4 | $ 623,000 | $ 155,000 | $ 117,000 |
| Gordon County Georgia | 4 | $ 459,000 | $ 114,000 | $ 43,000 |
| Henry County Georgia | 4 | $ 536,000 | $ 134,000 | $ 44,000 |
| Muscogee County Georgia | 4 | $ 782,000 | $ 195,000 | $ 77,000 |
| Walton County Georgia | 4 | $ 707,000 | $ 176,000 | $ 82,000 |
| Baltimore County Maryland | 4 | $ 917,000 | $ 229,000 | $ 113,000 |
| Ramsey County Minnesota | 4 | $ 661,000 | $ 165,000 | $ 91,000 |
| Greenville County South Carolina | 4 | $ 863,000 | $ 215,000 | $ 110,000 |
| Knox County Tennessee | 4 | $ 874,000 | $ 218,000 | $ 64,000 |
| Lee County Florida | 3 | $ 779,000 | $ 259,000 | $ 165,000 |
| Pasco County Florida | 3 | $ 443,000 | $ 147,000 | $ 44,000 |
| Barrow County Georgia | 3 | $ 311,000 | $ 103,000 | $ 39,000 |
| Bartow County Georgia | 3 | $ 831,000 | $ 277,000 | $ 56,000 |
| Cook County Illinois | 3 | $ 984,000 | $ 328,000 | $ 214,000 |
| DuPage County Illinois | 3 | $ 798,000 | $ 266,000 | $ 126,000 |
| Charles County Maryland | 3 | $ 713,000 | $ 237,000 | $ 150,000 |
| Worcester County Maryland | 3 | $ 878,000 | $ 292,000 | $ 201,000 |
| Barnstable County Massachusetts | 3 | $ 1,061,000 | $ 353,000 | $ 179,000 |
| Worcester County Massachusetts | 3 | $ 476,000 | $ 158,000 | $ 71,000 |
| Virginia Beach County Virginia | 3 | $ 893,000 | $ 297,000 | $ 89,000 |
| Litchfield County Connecticut | 2 | $ 442,000 | $ 221,000 | $ 84,000 |
| Windham County Connecticut | 2 | $ 425,000 | $ 212,000 | $ 88,000 |
| Broward County Florida | 2 | $ 391,000 | $ 195,000 | $ 80,000 |
| Lake County Florida | 2 | $ 420,000 | $ 210,000 | $ 82,000 |
| Carroll County Georgia | 2 | $ 352,000 | $ 176,000 | $ 67,000 |
| Chatham County Georgia | 2 | $ 547,000 | $ 273,000 | $ 76,000 |
| Dawson County Georgia | 2 | $ 738,000 | $ 369,000 | $ 207,000 |
| Douglas County Georgia | 2 | $ 434,000 | $ 217,000 | $ 67,000 |
| Effingham County Georgia | 2 | $ 268,000 | $ 134,000 | $ 45,000 |
| Gilmer County Georgia | 2 | $ 230,000 | $ 115,000 | $ 52,000 |
| Haralson County Georgia | 2 | $ 270,000 | $ 135,000 | $ 46,000 |
| Hart County Georgia | 2 | $ 333,000 | $ 166,000 | $ 183,000 |
| Monroe County Georgia | 2 | $ 607,000 | $ 303,000 | $ 123,000 |
| Morgan County Georgia | 2 | $ 643,000 | $ 321,000 | $ 163,000 |
| Rockdale County Georgia | 2 | $ 290,000 | $ 145,000 | $ 118,000 |
| Queen Anne's County Maryland | 2 | $ 427,000 | $ 213,000 | $ 109,000 |
| Hennepin County Minnesota | 2 | $ 706,000 | $ 353,000 | $ 102,000 |
| Washington County Minnesota | 2 | $ 562,000 | $ 281,000 | $ 135,000 |
| Rockingham County New Hampshire | 2 | $ 393,000 | $ 196,000 | $ 111,000 |
| Dare County North Carolina | 2 | $ 496,000 | $ 248,000 | $ 166,000 |
| Guilford County North Carolina | 2 | $ 674,000 | $ 337,000 | $ 89,000 |
| Oconee County South Carolina | 2 | $ 511,000 | $ 255,000 | $ 108,000 |
| Pickens County South Carolina | 2 | $ 444,000 | $ 222,000 | $ 56,000 |
| Spartanburg County South Carolina | 2 | $ 323,000 | $ 161,000 | $ 38,000 |
| Hamilton County Tennessee | 2 | $ 472,000 | $ 236,000 | $ 85,000 |
| Dallas County Texas | 2 | $ 615,000 | $ 307,000 | $ 175,000 |
| Frederick County Virginia | 2 | $ 784,000 | $ 392,000 | $ 105,000 |
| Manassas County Virginia | 2 | $ 510,000 | $ 255,000 | $ 125,000 |
| Russell County Alabama | 1 | $ 190,000 | $ 190,000 | $ 101,000 |
| Tallapoosa County Alabama | 1 | $ 367,000 | $ 367,000 | $ 249,000 |
| Arapahoe County Colorado | 1 | $ 216,000 | $ 216,000 | $ 89,000 |
| Douglas County Colorado | 1 | $ 187,000 | $ 187,000 | $ 61,000 |
| El Paso County Colorado | 1 | $ 334,000 | $ 334,000 | $ 130,000 |
| Weld County Colorado | 1 | $ 196,000 | $ 196,000 | $ 104,000 |
| Bay County Florida | 1 | $ 139,000 | $ 139,000 | $ 42,000 |
| Brevard County Florida | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Duval County Florida | 1 | $ 375,000 | $ 375,000 | $ 144,000 |
| Manatee County Florida | 1 | $ 183,000 | $ 183,000 | $ 261,000 |
| Martin County Florida | 1 | $ 331,000 | $ 331,000 | $ 387,000 |
| Miami-Dade County Florida | 1 | $ 340,000 | $ 340,000 | $ 165,000 |
| Monroe County Florida | 1 | $ 212,000 | $ 212,000 | $ 149,000 |
| Orange County Florida | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
| Polk County Florida | 1 | $ 89,000 | $ 89,000 | $ 61,000 |
| St. Johns County Florida | 1 | $ 370,000 | $ 370,000 | $ 130,000 |
| Volusia County Florida | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
| Bleckley County Georgia | 1 | $ 143,000 | $ 143,000 | $ 41,000 |
| Bulloch County Georgia | 1 | $ 188,000 | $ 188,000 | $ 86,000 |
| Clarke County Georgia | 1 | $ 201,000 | $ 201,000 | $ 120,000 |
| Clayton County Georgia | 1 | $ 141,000 | $ 141,000 | $ 128,000 |
| Colquitt County Georgia | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Floyd County Georgia | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Franklin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 180,000 |
| Glynn County Georgia | 1 | $ 107,000 | $ 107,000 | $ 65,000 |
| Greene County Georgia | 1 | $ 334,000 | $ 334,000 | $ 600,000 |
| Jackson County Georgia | 1 | $ 141,000 | $ 141,000 | $ 57,000 |
| Jasper County Georgia | 1 | $ 158,000 | $ 158,000 | $ 57,000 |
| Johnson County Georgia | 1 | $ 149,000 | $ 149,000 | $ 74,000 |
| Madison County Georgia | 1 | $ 220,000 | $ 220,000 | $ 178,000 |
| Oconee County Georgia | 1 | $ 279,000 | $ 279,000 | $ 80,000 |
| Pickens County Georgia | 1 | $ 92,000 | $ 92,000 | $ 21,000 |
| Putnam County Georgia | 1 | $ 221,000 | $ 221,000 | $ 96,000 |
| Spalding County Georgia | 1 | $ 152,000 | $ 152,000 | $ 193,000 |
| Thomas County Georgia | 1 | $ 184,000 | $ 184,000 | $ 102,000 |
| Toombs County Georgia | 1 | $ 350,000 | $ 350,000 | $ 114,000 |
| White County Georgia | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
| Worth County Georgia | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Knox County Illinois | 1 | $ 253,000 | $ 253,000 | $ 349,000 |
| Lake County Illinois | 1 | $ 390,000 | $ 390,000 | $ 173,000 |
| McHenry County Illinois | 1 | $ 347,000 | $ 347,000 | $ 83,000 |
| Kennebec County Maine | 1 | $ 174,000 | $ 174,000 | $ 172,000 |
| Waldo County Maine | 1 | $ 284,000 | $ 284,000 | $ 114,000 |
| Baltimore City County Maryland | 1 | $ 296,000 | $ 296,000 | $ 90,000 |
| Caroline County Maryland | 1 | $ 137,000 | $ 137,000 | $ 93,000 |
| St. Mary's County Maryland | 1 | $ 157,000 | $ 157,000 | $ 72,000 |
| Washington County Maryland | 1 | $ 324,000 | $ 324,000 | $ 95,000 |
| Hampden County Massachusetts | 1 | $ 231,000 | $ 231,000 | $ 92,000 |
| Anoka County Minnesota | 1 | $ 266,000 | $ 266,000 | $ 163,000 |
| Carroll County New Hampshire | 1 | $ 265,000 | $ 265,000 | $ 134,000 |
| Hillsborough County New Hampshire | 1 | $ 159,000 | $ 159,000 | $ 178,000 |
| Henderson County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 120,000 |
| Lincoln County North Carolina | 1 | $ 259,000 | $ 259,000 | $ 347,000 |
| Rowan County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 42,000 |
| Wake County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 41,000 |
| Bucks County Pennsylvania | 1 | $ 324,000 | $ 324,000 | $ 132,000 |
| Abbeville County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 26,000 |
| Beaufort County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 44,000 |
| Greenwood County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Horry County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 217,000 |
| Laurens County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Maury County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 161,000 |
| Williamson County Tennessee | 1 | $ 232,000 | $ 232,000 | $ 105,000 |
| Wilson County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 128,000 |
| Denton County Texas | 1 | $ 171,000 | $ 171,000 | $ 113,000 |
| Travis County Texas | 1 | $ 350,000 | $ 350,000 | $ 115,000 |
| Chesterfield County Virginia | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Floyd County Virginia | 1 | $ 159,000 | $ 159,000 | $ 71,000 |
| Giles County Virginia | 1 | $ 380,000 | $ 380,000 | $ 126,000 |
| Gloucester County Virginia | 1 | $ 335,000 | $ 335,000 | $ 122,000 |
| Greene County Virginia | 1 | $ 358,000 | $ 358,000 | $ 124,000 |
| Montgomery County Virginia | 1 | $ 331,000 | $ 331,000 | $ 219,000 |
| Northumberland County Virginia | 1 | $ 394,000 | $ 394,000 | $ 96,000 |
| Orange County Virginia | 1 | $ 384,000 | $ 384,000 | $ 199,000 |
| Page County Virginia | 1 | $ 381,000 | $ 381,000 | $ 135,000 |
| Westmoreland County Virginia | 1 | $ 137,000 | $ 137,000 | $ 107,000 |
| York County Virginia | 1 | $ 243,000 | $ 243,000 | $ 63,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Terrace Mortgage Company in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 773 | $195,143,000 | $252,000 | $626,000 | $119,000 | $946,000 |
| Home Purchase | 180 | $41,317,000 | $229,000 | $548,000 | $103,000 | $306,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 789 | $197,188,000 | $249,000 | $620,000 | $119,000 | $946,000 |
| Asian | 66 | $15,494,000 | $234,000 | $417,000 | $97,000 | $393,000 |
| Not Provided | 54 | $13,556,000 | $251,000 | $626,000 | $115,000 | $351,000 |
| Black or African American | 30 | $7,066,000 | $235,000 | $626,000 | $87,000 | $190,000 |
| Hispanic | 12 | $2,624,000 | $218,000 | $417,000 | $123,000 | $182,000 |
| American Indian or Alaskan Native | 2 | $532,000 | $266,000 | $382,000 | $46,000 | $93,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 870 | $221,950,000 | $255,000 | $626,000 | $122,000 | $946,000 |
| FHA-insured (Federal Housing Administration) | 46 | $8,797,000 | $191,000 | $553,000 | $58,000 | $185,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $5,713,000 | $154,000 | $319,000 | $52,000 | $209,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 742 | $187,931,000 | $253,000 | $626,000 | $121,000 | $946,000 |
| Application Withdrawn By Applicant | 135 | $31,643,000 | $234,000 | $548,000 | $108,000 | $792,000 |
| Application Denied By Financial Institution | 59 | $12,320,000 | $208,000 | $620,000 | $76,000 | $246,000 |
| File Closed For Incompleteness | 13 | $3,808,000 | $292,000 | $626,000 | $138,000 | $351,000 |
| Application Approved But Not Accepted | 4 | $758,000 | $189,000 | $310,000 | $69,000 | $108,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 20 | $4,325,000 | $216,000 | $620,000 | $64,000 | $154,000 |
| Collateral | 13 | $2,983,000 | $229,000 | $406,000 | $88,000 | $218,000 |
| Credit History | 11 | $1,253,000 | $113,000 | $187,000 | $52,000 | $146,000 |
| Other | 4 | $822,000 | $205,000 | $240,000 | $137,000 | $242,000 |
| Employment History | 4 | $1,156,000 | $289,000 | $370,000 | $86,000 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $227,000 | $227,000 | $227,000 | $95,000 | $95,000 |
| Credit Application Incomplete | 1 | $125,000 | $125,000 | $125,000 | $64,000 | $64,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.