Texas Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Texas Bank And Trust Company 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Texas Bank And Trust Company Po Box 3188 Longview, TX 75606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 796 |
| Total Mortgage Loan Application Amount | $312,810,000 |
| Average Mortgage Loan Application Amount | $301,800 |
| Highest Mortgage Loan Application Amount | $12,125,000 |
| Average Applicant Income | $181,600 |
| Highest Applicant Income | $4,504,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Texas Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texas Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Texas Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texas Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Texas Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texas Bank And Trust Company's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Smith County Texas | 164 | $ 38,690,000 | $ 235,000 | $ 158,000 |
| Gregg County Texas | 137 | $ 46,525,000 | $ 339,000 | $ 168,000 |
| Van Zandt County Texas | 62 | $ 12,890,000 | $ 207,000 | $ 105,000 |
| Harrison County Texas | 53 | $ 9,545,000 | $ 180,000 | $ 141,000 |
| Dallas County Texas | 42 | $ 19,720,000 | $ 469,000 | $ 392,000 |
| Rusk County Texas | 38 | $ 10,350,000 | $ 272,000 | $ 194,000 |
| Kaufman County Texas | 27 | $ 6,845,000 | $ 253,000 | $ 130,000 |
| Travis County Texas | 27 | $ 26,235,000 | $ 971,000 | $ 309,000 |
| Denton County Texas | 26 | $ 18,460,000 | $ 710,000 | $ 380,000 |
| Collin County Texas | 19 | $ 18,925,000 | $ 996,000 | $ 345,000 |
| Tarrant County Texas | 18 | $ 13,750,000 | $ 763,000 | $ 466,000 |
| Upshur County Texas | 17 | $ 1,645,000 | $ 96,000 | $ 69,000 |
| Henderson County Texas | 10 | $ 5,180,000 | $ 518,000 | $ 343,000 |
| Wood County Texas | 10 | $ 2,270,000 | $ 227,000 | $ 122,000 |
| Buncombe County North Carolina | 9 | $ 8,105,000 | $ 900,000 | $ 539,000 |
| Wake County North Carolina | 9 | $ 8,455,000 | $ 939,000 | $ 247,000 |
| Hunt County Texas | 7 | $ 995,000 | $ 142,000 | $ 81,000 |
| Mecklenburg County North Carolina | 6 | $ 5,190,000 | $ 865,000 | $ 361,000 |
| Grayson County Texas | 6 | $ 660,000 | $ 110,000 | $ 154,000 |
| Harris County Texas | 6 | $ 2,710,000 | $ 451,000 | $ 186,000 |
| Rockwall County Texas | 6 | $ 2,630,000 | $ 438,000 | $ 158,000 |
| Cherokee County Texas | 5 | $ 1,395,000 | $ 279,000 | $ 199,000 |
| Ellis County Texas | 4 | $ 720,000 | $ 180,000 | $ 256,000 |
| Marion County Texas | 4 | $ 410,000 | $ 102,000 | $ 83,000 |
| Parker County Texas | 4 | $ 2,760,000 | $ 690,000 | $ 213,000 |
| San Augustine County Texas | 4 | $ 570,000 | $ 142,000 | $ 89,000 |
| Union County North Carolina | 3 | $ 2,555,000 | $ 851,000 | $ 265,000 |
| Brazos County Texas | 3 | $ 485,000 | $ 161,000 | $ 29,000 |
| Cooke County Texas | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Johnson County Texas | 3 | $ 1,075,000 | $ 358,000 | $ 2,336,000 |
| Llano County Texas | 3 | $ 2,205,000 | $ 735,000 | $ 773,000 |
| Williamson County Texas | 3 | $ 1,715,000 | $ 571,000 | $ 283,000 |
| Henderson County North Carolina | 2 | $ 1,300,000 | $ 650,000 | $ 246,000 |
| Polk County North Carolina | 2 | $ 1,490,000 | $ 745,000 | $ 306,000 |
| Greenville County South Carolina | 2 | $ 1,210,000 | $ 605,000 | $ 181,000 |
| Hamblen County Tennessee | 2 | $ 1,640,000 | $ 820,000 | $ 349,000 |
| Cass County Texas | 2 | $ 1,910,000 | $ 955,000 | $ 472,000 |
| Galveston County Texas | 2 | $ 2,050,000 | $ 1,025,000 | $ 535,000 |
| Hays County Texas | 2 | $ 1,830,000 | $ 915,000 | $ 276,000 |
| McLennan County Texas | 2 | $ 310,000 | $ 155,000 | $ 397,000 |
| Rains County Texas | 2 | $ 960,000 | $ 480,000 | $ 215,000 |
| Baldwin County Alabama | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Franklin County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 244,000 |
| Garland County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Polk County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 170,000 |
| Summit County Colorado | 1 | $ 2,105,000 | $ 2,105,000 | $ 314,000 |
| Broward County Florida | 1 | $ 405,000 | $ 405,000 | $ 1,160,000 |
| Palm Beach County Florida | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Walton County Florida | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Colfax County New Mexico | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 1,155,000 | $ 1,155,000 | $ 260,000 |
| Chatham County North Carolina | 1 | $ 1,205,000 | $ 1,205,000 | $ 410,000 |
| Davidson County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 218,000 |
| Guilford County North Carolina | 1 | $ 1,115,000 | $ 1,115,000 | $ 400,000 |
| Haywood County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 209,000 |
| Jackson County North Carolina | 1 | $ 715,000 | $ 715,000 | $ 398,000 |
| Johnston County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 191,000 |
| McDowell County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 920,000 |
| Orange County North Carolina | 1 | $ 695,000 | $ 695,000 | $ 175,000 |
| Watauga County North Carolina | 1 | $ 715,000 | $ 715,000 | $ 491,000 |
| Wilkes County North Carolina | 1 | $ 855,000 | $ 855,000 | $ 222,000 |
| Oklahoma County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 157,000 |
| Payne County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 1,065,000 | $ 1,065,000 | $ 656,000 |
| Lancaster County South Carolina | 1 | $ 635,000 | $ 635,000 | $ 185,000 |
| Oconee County South Carolina | 1 | $ 805,000 | $ 805,000 | $ 193,000 |
| Sevier County Tennessee | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,237,000 |
| Anderson County Texas | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Aransas County Texas | 1 | $ 735,000 | $ 735,000 | $ 573,000 |
| Bell County Texas | 1 | $ 1,205,000 | $ 1,205,000 | $ 543,000 |
| Bexar County Texas | 1 | $ 885,000 | $ 885,000 | $ 417,000 |
| Camp County Texas | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Ector County Texas | 1 | $ 295,000 | $ 295,000 | $ 126,000 |
| Franklin County Texas | 1 | $ 145,000 | $ 145,000 | $ 225,000 |
| Hopkins County Texas | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Montgomery County Texas | 1 | $ 595,000 | $ 595,000 | $ 402,000 |
| Panola County Texas | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Polk County Texas | 1 | $ 525,000 | $ 525,000 | $ 415,000 |
| Somervell County Texas | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Wise County Texas | 1 | $ 335,000 | $ 335,000 | $ 0 |
Mortgage Loan Application Detail Totals for Texas Bank And Trust Company in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 391 | $165,365,000 | $422,000 | $12,125,000 | $227,000 | $2,124,000 |
| Refinancing | 218 | $102,870,000 | $471,000 | $4,945,000 | $265,000 | $4,504,000 |
| Cash-out Refinancing | 102 | $31,230,000 | $306,000 | $1,205,000 | $148,000 | $766,000 |
| Home Improvement | 52 | $8,430,000 | $162,000 | $1,785,000 | $155,000 | $1,220,000 |
| Other Purpose | 33 | $4,915,000 | $148,000 | $625,000 | $113,000 | $461,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 506 | $186,280,000 | $368,000 | $2,405,000 | $210,000 | $3,134,000 |
| Not applicable | 143 | $71,175,000 | $497,000 | $12,125,000 | $0 | $0 |
| Not Provided | 56 | $29,900,000 | $533,000 | $3,175,000 | $273,000 | $1,160,000 |
| Hispanic | 36 | $10,540,000 | $292,000 | $1,635,000 | $126,000 | $948,000 |
| Black or African American | 20 | $3,470,000 | $173,000 | $725,000 | $97,000 | $550,000 |
| Asian | 17 | $4,815,000 | $283,000 | $755,000 | $415,000 | $4,504,000 |
| American Indian or Alaskan Native | 5 | $1,205,000 | $241,000 | $535,000 | $94,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $275,000 | $275,000 | $275,000 | $108,000 | $108,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 796 | $312,810,000 | $392,000 | $12,125,000 | $213,000 | $4,504,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 442 | $166,420,000 | $376,000 | $12,125,000 | $209,000 | $2,576,000 |
| Application Approved But Not Accepted | 147 | $43,765,000 | $297,000 | $2,345,000 | $219,000 | $4,504,000 |
| Application Denied By Financial Institution | 113 | $28,945,000 | $256,000 | $3,175,000 | $102,000 | $465,000 |
| Loan Purchased By The Institution | 85 | $72,405,000 | $851,000 | $2,005,000 | $357,000 | $3,134,000 |
| Application Withdrawn By Applicant | 9 | $1,275,000 | $141,000 | $405,000 | $241,000 | $1,160,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 683 | $283,865,000 | $415,000 | $12,125,000 | $236,000 | $4,504,000 |
| Debt-To-Income Ratio | 46 | $12,850,000 | $279,000 | $1,145,000 | $77,000 | $194,000 |
| Credit History | 35 | $5,885,000 | $168,000 | $965,000 | $112,000 | $465,000 |
| Collateral | 13 | $7,295,000 | $561,000 | $3,175,000 | $183,000 | $378,000 |
| Other | 9 | $915,000 | $101,000 | $225,000 | $121,000 | $282,000 |
| Unverifiable Information | 4 | $1,300,000 | $325,000 | $615,000 | $71,000 | $125,000 |
| Employment History | 4 | $550,000 | $137,000 | $225,000 | $41,000 | $59,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $150,000 | $75,000 | $75,000 | $62,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Bank And Trust Company's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.