Texas Capital Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Texas Capital Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Texas Capital Bank 2000 Mckinney Ave, Suite 700 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,333 |
| Total Mortgage Loan Application Amount | $241,940,000 |
| Average Mortgage Loan Application Amount | $175,728 |
| Highest Mortgage Loan Application Amount | $9,500,000 |
| Average Applicant Income | $110,728 |
| Highest Applicant Income | $7,336,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Texas Capital Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texas Capital Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Texas Capital Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texas Capital Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Texas Capital Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texas Capital Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 164 | $ 25,680,000 | $ 156,000 | $ 63,000 |
| Dallas County Texas | 139 | $ 49,208,000 | $ 354,000 | $ 153,000 |
| Grayson County Texas | 100 | $ 8,131,000 | $ 81,000 | $ 61,000 |
| Tarrant County Texas | 81 | $ 10,761,000 | $ 132,000 | $ 166,000 |
| Collin County Texas | 54 | $ 9,035,000 | $ 167,000 | $ 99,000 |
| Bexar County Texas | 48 | $ 7,698,000 | $ 160,000 | $ 152,000 |
| Harris County Texas | 48 | $ 18,486,000 | $ 385,000 | $ 169,000 |
| Denton County Texas | 37 | $ 6,742,000 | $ 182,000 | $ 105,000 |
| Cobb County Georgia | 34 | $ 5,447,000 | $ 160,000 | $ 66,000 |
| Becker County Minnesota | 26 | $ 4,737,000 | $ 182,000 | $ 167,000 |
| Cass County North Dakota | 26 | $ 2,915,000 | $ 112,000 | $ 74,000 |
| Webb County Texas | 25 | $ 2,044,000 | $ 81,000 | $ 48,000 |
| Clay County Minnesota | 23 | $ 2,375,000 | $ 103,000 | $ 67,000 |
| Fannin County Texas | 23 | $ 1,943,000 | $ 84,000 | $ 58,000 |
| Genesee County Michigan | 19 | $ 2,101,000 | $ 110,000 | $ 55,000 |
| Travis County Texas | 19 | $ 13,168,000 | $ 693,000 | $ 113,000 |
| Fulton County Georgia | 14 | $ 2,450,000 | $ 175,000 | $ 75,000 |
| Harrison County Mississippi | 14 | $ 1,263,000 | $ 90,000 | $ 55,000 |
| Maricopa County Arizona | 13 | $ 1,733,000 | $ 133,000 | $ 79,000 |
| Gwinnett County Georgia | 12 | $ 1,814,000 | $ 151,000 | $ 92,000 |
| DeKalb County Georgia | 10 | $ 706,000 | $ 70,000 | $ 78,000 |
| St. Louis County Missouri | 9 | $ 998,000 | $ 110,000 | $ 69,000 |
| Rockwall County Texas | 9 | $ 754,000 | $ 83,000 | $ 94,000 |
| Snohomish County Washington | 9 | $ 1,129,000 | $ 125,000 | $ 58,000 |
| King County Washington | 8 | $ 2,094,000 | $ 261,000 | $ 110,000 |
| Plymouth County Massachusetts | 7 | $ 2,398,000 | $ 342,000 | $ 100,000 |
| Middlesex County Massachusetts | 6 | $ 2,007,000 | $ 334,000 | $ 967,000 |
| Norfolk County Massachusetts | 6 | $ 2,379,000 | $ 396,000 | $ 164,000 |
| Jackson County Mississippi | 6 | $ 523,000 | $ 87,000 | $ 56,000 |
| Hardeman County Tennessee | 6 | $ 258,000 | $ 43,000 | $ 128,000 |
| Parker County Texas | 6 | $ 643,000 | $ 107,000 | $ 97,000 |
| Cherokee County Georgia | 5 | $ 915,000 | $ 183,000 | $ 83,000 |
| Henry County Georgia | 5 | $ 587,000 | $ 117,000 | $ 30,000 |
| Suffolk County Massachusetts | 5 | $ 1,447,000 | $ 289,000 | $ 78,000 |
| Jefferson County Missouri | 5 | $ 470,000 | $ 94,000 | $ 85,000 |
| Clallam County Washington | 5 | $ 672,000 | $ 134,000 | $ 33,000 |
| Washington County Arkansas | 4 | $ 292,000 | $ 73,000 | $ 154,000 |
| Escambia County Florida | 4 | $ 217,000 | $ 54,000 | $ 117,000 |
| Oakland County Michigan | 4 | $ 757,000 | $ 189,000 | $ 77,000 |
| Ramsey County Minnesota | 4 | $ 961,000 | $ 240,000 | $ 161,000 |
| St. Charles County Missouri | 4 | $ 650,000 | $ 162,000 | $ 51,000 |
| Bryan County Oklahoma | 4 | $ 340,000 | $ 85,000 | $ 42,000 |
| Shelby County Tennessee | 4 | $ 258,000 | $ 64,000 | $ 154,000 |
| Kaufman County Texas | 4 | $ 448,000 | $ 112,000 | $ 45,000 |
| Lubbock County Texas | 4 | $ 322,000 | $ 80,000 | $ 33,000 |
| Taylor County Texas | 4 | $ 387,000 | $ 96,000 | $ 115,000 |
| Chesterfield County Virginia | 4 | $ 384,000 | $ 96,000 | $ 36,000 |
| Newport News County Virginia | 4 | $ 377,000 | $ 94,000 | $ 44,000 |
| Virginia Beach County Virginia | 4 | $ 648,000 | $ 162,000 | $ 50,000 |
| Pierce County Washington | 4 | $ 412,000 | $ 103,000 | $ 75,000 |
| Whatcom County Washington | 4 | $ 591,000 | $ 147,000 | $ 153,000 |
| Yakima County Washington | 4 | $ 581,000 | $ 145,000 | $ 78,000 |
| Broward County Florida | 3 | $ 657,000 | $ 219,000 | $ 163,000 |
| Bristol County Massachusetts | 3 | $ 786,000 | $ 262,000 | $ 101,000 |
| Hampden County Massachusetts | 3 | $ 351,000 | $ 117,000 | $ 71,000 |
| Chisago County Minnesota | 3 | $ 389,000 | $ 129,000 | $ 61,000 |
| Mahnomen County Minnesota | 3 | $ 200,000 | $ 66,000 | $ 90,000 |
| Rankin County Mississippi | 3 | $ 282,000 | $ 94,000 | $ 64,000 |
| Lincoln County New Mexico | 3 | $ 328,000 | $ 109,000 | $ 206,000 |
| Burleigh County North Dakota | 3 | $ 519,000 | $ 173,000 | $ 73,000 |
| Traill County North Dakota | 3 | $ 190,000 | $ 63,000 | $ 54,000 |
| Newport County Rhode Island | 3 | $ 685,000 | $ 228,000 | $ 305,000 |
| Providence County Rhode Island | 3 | $ 387,000 | $ 129,000 | $ 190,000 |
| Fort Bend County Texas | 3 | $ 372,000 | $ 124,000 | $ 98,000 |
| Gregg County Texas | 3 | $ 224,000 | $ 74,000 | $ 48,000 |
| Wise County Texas | 3 | $ 473,000 | $ 157,000 | $ 69,000 |
| Chesapeake County Virginia | 3 | $ 409,000 | $ 136,000 | $ 39,000 |
| York County Virginia | 3 | $ 615,000 | $ 205,000 | $ 109,000 |
| Yuma County Arizona | 2 | $ 236,000 | $ 118,000 | $ 46,000 |
| Los Angeles County California | 2 | $ 215,000 | $ 107,000 | $ 102,000 |
| Monterey County California | 2 | $ 225,000 | $ 112,000 | $ 49,000 |
| Hartford County Connecticut | 2 | $ 284,000 | $ 142,000 | $ 49,000 |
| Litchfield County Connecticut | 2 | $ 551,000 | $ 275,000 | $ 178,000 |
| New London County Connecticut | 2 | $ 368,000 | $ 184,000 | $ 219,000 |
| Duval County Florida | 2 | $ 164,000 | $ 82,000 | $ 11,000 |
| Lee County Florida | 2 | $ 521,000 | $ 260,000 | $ 147,000 |
| Palm Beach County Florida | 2 | $ 166,000 | $ 83,000 | $ 78,000 |
| Pickens County Georgia | 2 | $ 303,000 | $ 151,000 | $ 51,000 |
| Richmond County Georgia | 2 | $ 143,000 | $ 71,000 | $ 49,000 |
| Ada County Idaho | 2 | $ 388,000 | $ 194,000 | $ 104,000 |
| Hendricks County Indiana | 2 | $ 246,000 | $ 123,000 | $ 102,000 |
| Marion County Indiana | 2 | $ 407,000 | $ 203,000 | $ 182,000 |
| Boone County Kentucky | 2 | $ 215,000 | $ 107,000 | $ 137,000 |
| Lincoln County Maine | 2 | $ 475,000 | $ 237,000 | $ 516,000 |
| Barnstable County Massachusetts | 2 | $ 974,000 | $ 487,000 | $ 155,000 |
| Worcester County Massachusetts | 2 | $ 436,000 | $ 218,000 | $ 175,000 |
| Saginaw County Michigan | 2 | $ 111,000 | $ 55,000 | $ 20,000 |
| Kittson County Minnesota | 2 | $ 82,000 | $ 41,000 | $ 95,000 |
| Otter Tail County Minnesota | 2 | $ 242,000 | $ 121,000 | $ 57,000 |
| Scott County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 128,000 |
| Wright County Minnesota | 2 | $ 165,000 | $ 82,000 | $ 38,000 |
| Hinds County Mississippi | 2 | $ 199,000 | $ 99,000 | $ 74,000 |
| Lamar County Mississippi | 2 | $ 243,000 | $ 121,000 | $ 38,000 |
| Lauderdale County Mississippi | 2 | $ 226,000 | $ 113,000 | $ 44,000 |
| Tate County Mississippi | 2 | $ 135,000 | $ 67,000 | $ 115,000 |
| Washoe County Nevada | 2 | $ 228,000 | $ 114,000 | $ 150,000 |
| Warren County North Carolina | 2 | $ 218,000 | $ 109,000 | $ 42,000 |
| Barnes County North Dakota | 2 | $ 80,000 | $ 40,000 | $ 57,000 |
| Stutsman County North Dakota | 2 | $ 144,000 | $ 72,000 | $ 33,000 |
| Mahoning County Ohio | 2 | $ 182,000 | $ 91,000 | $ 50,000 |
| Chambers County Texas | 2 | $ 168,000 | $ 84,000 | $ 111,000 |
| Cooke County Texas | 2 | $ 181,000 | $ 90,000 | $ 30,000 |
| Ector County Texas | 2 | $ 225,000 | $ 112,000 | $ 162,000 |
| Ellis County Texas | 2 | $ 466,000 | $ 233,000 | $ 23,000 |
| Galveston County Texas | 2 | $ 524,000 | $ 262,000 | $ 239,000 |
| Henderson County Texas | 2 | $ 137,000 | $ 68,000 | $ 44,000 |
| Hood County Texas | 2 | $ 190,000 | $ 95,000 | $ 165,000 |
| Lamar County Texas | 2 | $ 130,000 | $ 65,000 | $ 44,000 |
| Williamson County Texas | 2 | $ 278,000 | $ 139,000 | $ 58,000 |
| Hampton County Virginia | 2 | $ 130,000 | $ 65,000 | $ 46,000 |
| James City County Virginia | 2 | $ 465,000 | $ 232,000 | $ 127,000 |
| Benton County Washington | 2 | $ 435,000 | $ 217,000 | $ 90,000 |
| Santa Cruz County Arizona | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Kern County California | 1 | $ 176,000 | $ 176,000 | $ 173,000 |
| Orange County California | 1 | $ 1,100,000 | $ 1,100,000 | $ 970,000 |
| Tehama County California | 1 | $ 131,000 | $ 131,000 | $ 65,000 |
| Boulder County Colorado | 1 | $ 322,000 | $ 322,000 | $ 114,000 |
| Garfield County Colorado | 1 | $ 279,000 | $ 279,000 | $ 116,000 |
| Pitkin County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Collier County Florida | 1 | $ 429,000 | $ 429,000 | $ 240,000 |
| Miami-Dade County Florida | 1 | $ 194,000 | $ 194,000 | $ 112,000 |
| Pinellas County Florida | 1 | $ 330,000 | $ 330,000 | $ 589,000 |
| St. Johns County Florida | 1 | $ 489,000 | $ 489,000 | $ 180,000 |
| Bartow County Georgia | 1 | $ 264,000 | $ 264,000 | $ 36,000 |
| Coweta County Georgia | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Forsyth County Georgia | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Glynn County Georgia | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Madison County Georgia | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Monroe County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Paulding County Georgia | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Peach County Georgia | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Union County Georgia | 1 | $ 157,000 | $ 157,000 | $ 78,000 |
| Whitfield County Georgia | 1 | $ 209,000 | $ 209,000 | $ 99,000 |
| Bannock County Idaho | 1 | $ 290,000 | $ 290,000 | $ 66,000 |
| DuPage County Illinois | 1 | $ 259,000 | $ 259,000 | $ 71,000 |
| Monroe County Illinois | 1 | $ 183,000 | $ 183,000 | $ 63,000 |
| St. Clair County Illinois | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Calcasieu County Louisiana | 1 | $ 91,000 | $ 91,000 | $ 100,000 |
| East Baton Rouge County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 126,000 |
| Jefferson County Louisiana | 1 | $ 59,000 | $ 59,000 | $ 39,000 |
| Washington County Louisiana | 1 | $ 97,000 | $ 97,000 | $ 57,000 |
| Oxford County Maine | 1 | $ 140,000 | $ 140,000 | $ 87,000 |
| Anne Arundel County Maryland | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Baltimore City County Maryland | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Essex County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 249,000 |
| Iosco County Michigan | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Lapeer County Michigan | 1 | $ 204,000 | $ 204,000 | $ 95,000 |
| Newaygo County Michigan | 1 | $ 112,000 | $ 112,000 | $ 53,000 |
| Anoka County Minnesota | 1 | $ 221,000 | $ 221,000 | $ 83,000 |
| Beltrami County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 47,000 |
| Dakota County Minnesota | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Polk County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| St. Louis County Minnesota | 1 | $ 151,000 | $ 151,000 | $ 25,000 |
| Attala County Mississippi | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Hancock County Mississippi | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Jones County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Madison County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Marion County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Perry County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 47,000 |
| Greene County Missouri | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| St. Louis City County Missouri | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Nye County Nevada | 1 | $ 102,000 | $ 102,000 | $ 29,000 |
| Bergen County New Jersey | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 333,000 | $ 333,000 | $ 111,000 |
| Bernalillo County New Mexico | 1 | $ 47,000 | $ 47,000 | $ 110,000 |
| Colfax County New Mexico | 1 | $ 321,000 | $ 321,000 | $ 228,000 |
| Dona Ana County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Queens County New York | 1 | $ 450,000 | $ 450,000 | $ 128,000 |
| Suffolk County New York | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
| Carteret County North Carolina | 1 | $ 318,000 | $ 318,000 | $ 113,000 |
| Forsyth County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
| Wake County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 96,000 |
| McLean County North Dakota | 1 | $ 240,000 | $ 240,000 | $ 226,000 |
| Morton County North Dakota | 1 | $ 48,000 | $ 48,000 | $ 57,000 |
| Richland County North Dakota | 1 | $ 172,000 | $ 172,000 | $ 98,000 |
| McCurtain County Oklahoma | 1 | $ 218,000 | $ 218,000 | $ 269,000 |
| Wasco County Oregon | 1 | $ 113,000 | $ 113,000 | $ 55,000 |
| Allegheny County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Montgomery County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Atascosa County Texas | 1 | $ 193,000 | $ 193,000 | $ 150,000 |
| Bell County Texas | 1 | $ 224,000 | $ 224,000 | $ 114,000 |
| Bowie County Texas | 1 | $ 43,000 | $ 43,000 | $ 33,000 |
| Brazoria County Texas | 1 | $ 327,000 | $ 327,000 | $ 306,000 |
| Brazos County Texas | 1 | $ 89,000 | $ 89,000 | $ 197,000 |
| Comal County Texas | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Eastland County Texas | 1 | $ 40,000 | $ 40,000 | $ 33,000 |
| El Paso County Texas | 1 | $ 91,000 | $ 91,000 | $ 60,000 |
| Franklin County Texas | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hopkins County Texas | 1 | $ 98,000 | $ 98,000 | $ 66,000 |
| Johnson County Texas | 1 | $ 104,000 | $ 104,000 | $ 86,000 |
| Kerr County Texas | 1 | $ 88,000 | $ 88,000 | $ 240,000 |
| Llano County Texas | 1 | $ 185,000 | $ 185,000 | $ 358,000 |
| McLennan County Texas | 1 | $ 146,000 | $ 146,000 | $ 76,000 |
| Montgomery County Texas | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Nueces County Texas | 1 | $ 199,000 | $ 199,000 | $ 257,000 |
| San Patricio County Texas | 1 | $ 166,000 | $ 166,000 | $ 85,000 |
| Smith County Texas | 1 | $ 108,000 | $ 108,000 | $ 149,000 |
| Waller County Texas | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Wichita County Texas | 1 | $ 174,000 | $ 174,000 | $ 90,000 |
| Wood County Texas | 1 | $ 60,000 | $ 60,000 | $ 126,000 |
| Alleghany County Virginia | 1 | $ 70,000 | $ 70,000 | $ 53,000 |
| Arlington County Virginia | 1 | $ 72,000 | $ 72,000 | $ 44,000 |
| Botetourt County Virginia | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Fairfax County Virginia | 1 | $ 710,000 | $ 710,000 | $ 150,000 |
| Floyd County Virginia | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Gloucester County Virginia | 1 | $ 78,000 | $ 78,000 | $ 27,000 |
| Hanover County Virginia | 1 | $ 208,000 | $ 208,000 | $ 132,000 |
| Isle of Wight County Virginia | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Lancaster County Virginia | 1 | $ 45,000 | $ 45,000 | $ 14,000 |
| Norfolk County Virginia | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Page County Virginia | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Portsmouth County Virginia | 1 | $ 51,000 | $ 51,000 | $ 28,000 |
| Prince George County Virginia | 1 | $ 56,000 | $ 56,000 | $ 38,000 |
| Wythe County Virginia | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Kitsap County Washington | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Winnebago County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Texas Capital Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 845 | $150,179,000 | $187,586 | $8,000,000 | $113,862 | $7,336,000 |
| Refinancing | 476 | $88,843,000 | $161,551 | $9,500,000 | $102,517 | $3,634,000 |
| Home Improvement | 12 | $2,918,000 | $243,000 | $800,000 | $258,000 | $800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 878 | $159,036,000 | $174,705 | $5,550,000 | $121,647 | $7,336,000 |
| Hispanic | 165 | $19,971,000 | $148,666 | $450,000 | $73,400 | $296,000 |
| Not Provided | 111 | $17,669,000 | $180,866 | $1,250,000 | $113,800 | $970,000 |
| Black or African American | 77 | $10,015,000 | $115,933 | $474,000 | $60,533 | $166,000 |
| Not applicable | 64 | $28,236,000 | $309,500 | $9,500,000 | $0 | $0 |
| Asian | 35 | $6,579,000 | $242,375 | $675,000 | $105,875 | $315,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $370,000 | $185,000 | $301,000 | $79,500 | $159,000 |
| American Indian or Alaskan Native | 1 | $64,000 | $64,000 | $64,000 | $26,000 | $26,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,228 | $230,563,000 | $173,714 | $9,500,000 | $107,000 | $7,336,000 |
| FHA-insured (Federal Housing Administration) | 92 | $9,738,000 | $130,800 | $243,000 | $42,000 | $240,000 |
| VA-guaranteed (Veterans Administration) | 13 | $1,639,000 | $128,500 | $259,000 | $61,500 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,041 | $191,408,000 | $177,121 | $9,500,000 | $111,000 | $7,336,000 |
| Application Withdrawn By Applicant | 218 | $40,995,000 | $198,809 | $3,323,000 | $142,714 | $3,634,000 |
| Application Denied By Financial Institution | 35 | $3,686,000 | $100,692 | $320,000 | $69,076 | $217,000 |
| Application Approved But Not Accepted | 27 | $5,059,000 | $176,625 | $650,000 | $77,625 | $350,000 |
| Loan Purchased By The Institution | 12 | $792,000 | $66,000 | $267,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 10 | $1,160,000 | $97,000 | $320,000 | $67,000 | $217,000 |
| Credit History | 9 | $817,000 | $94,285 | $158,000 | $47,714 | $57,000 |
| Other | 8 | $966,000 | $110,800 | $316,000 | $76,000 | $108,000 |
| Debt-To-Income Ratio | 4 | $217,000 | $80,500 | $133,000 | $75,000 | $194,000 |
| Unverifiable Information | 2 | $267,000 | $133,500 | $157,000 | $66,000 | $78,000 |
| Employment History | 1 | $198,000 | $198,000 | $198,000 | $53,000 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $61,000 | $61,000 | $61,000 | $39,000 | $39,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Capital Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas Capital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.