Texas Capital Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Texas Capital Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Texas Capital Bank 2000 Mckinney Ave, Suite 700 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,684 |
| Total Mortgage Loan Application Amount | $584,562,000 |
| Average Mortgage Loan Application Amount | $172,266 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $87,766 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Texas Capital Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texas Capital Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Texas Capital Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texas Capital Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Texas Capital Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texas Capital Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 328 | $ 65,587,000 | $ 199,000 | $ 142,000 |
| Genesee County Michigan | 321 | $ 34,152,000 | $ 106,000 | $ 56,000 |
| Tarrant County Texas | 207 | $ 22,978,000 | $ 111,000 | $ 71,000 |
| Clark County Nevada | 203 | $ 39,104,000 | $ 192,000 | $ 96,000 |
| Collin County Texas | 135 | $ 18,301,000 | $ 135,000 | $ 99,000 |
| Denton County Texas | 98 | $ 16,650,000 | $ 169,000 | $ 107,000 |
| Snohomish County Washington | 83 | $ 20,040,000 | $ 241,000 | $ 135,000 |
| Grayson County Texas | 82 | $ 7,924,000 | $ 96,000 | $ 63,000 |
| Travis County Texas | 82 | $ 16,072,000 | $ 196,000 | $ 122,000 |
| Cobb County Georgia | 70 | $ 10,735,000 | $ 153,000 | $ 95,000 |
| Harris County Texas | 68 | $ 11,451,000 | $ 168,000 | $ 123,000 |
| King County Washington | 60 | $ 15,355,000 | $ 255,000 | $ 92,000 |
| Cass County North Dakota | 59 | $ 5,428,000 | $ 92,000 | $ 68,000 |
| Webb County Texas | 58 | $ 4,691,000 | $ 80,000 | $ 40,000 |
| Bexar County Texas | 52 | $ 7,131,000 | $ 137,000 | $ 90,000 |
| Pima County Arizona | 50 | $ 7,695,000 | $ 153,000 | $ 76,000 |
| Carroll County Maryland | 43 | $ 9,359,000 | $ 217,000 | $ 54,000 |
| Jefferson County Missouri | 42 | $ 5,260,000 | $ 125,000 | $ 58,000 |
| Cook County Illinois | 41 | $ 4,691,000 | $ 114,000 | $ 64,000 |
| DuPage County Illinois | 38 | $ 5,704,000 | $ 150,000 | $ 103,000 |
| Pierce County Washington | 37 | $ 6,556,000 | $ 177,000 | $ 62,000 |
| Fulton County Georgia | 33 | $ 5,152,000 | $ 156,000 | $ 141,000 |
| Oakland County Michigan | 32 | $ 4,520,000 | $ 141,000 | $ 83,000 |
| Shelby County Tennessee | 29 | $ 2,532,000 | $ 87,000 | $ 110,000 |
| St. Louis County Missouri | 27 | $ 3,017,000 | $ 111,000 | $ 41,000 |
| Kitsap County Washington | 27 | $ 5,267,000 | $ 195,000 | $ 76,000 |
| Hartford County Connecticut | 26 | $ 3,116,000 | $ 119,000 | $ 70,000 |
| DeKalb County Georgia | 26 | $ 3,974,000 | $ 152,000 | $ 110,000 |
| Clay County Minnesota | 26 | $ 2,882,000 | $ 110,000 | $ 58,000 |
| Becker County Minnesota | 24 | $ 3,763,000 | $ 156,000 | $ 67,000 |
| Maricopa County Arizona | 22 | $ 4,219,000 | $ 191,000 | $ 121,000 |
| Fort Bend County Texas | 22 | $ 2,113,000 | $ 96,000 | $ 89,000 |
| Gwinnett County Georgia | 21 | $ 3,851,000 | $ 183,000 | $ 82,000 |
| Madison County Tennessee | 19 | $ 1,277,000 | $ 67,000 | $ 233,000 |
| Harrison County Mississippi | 18 | $ 1,934,000 | $ 107,000 | $ 61,000 |
| Rockwall County Texas | 18 | $ 2,073,000 | $ 115,000 | $ 79,000 |
| Parker County Texas | 17 | $ 2,082,000 | $ 122,000 | $ 151,000 |
| Sevier County Tennessee | 16 | $ 2,323,000 | $ 145,000 | $ 155,000 |
| Jackson County Mississippi | 15 | $ 1,500,000 | $ 100,000 | $ 43,000 |
| East Baton Rouge County Louisiana | 14 | $ 1,589,000 | $ 113,000 | $ 50,000 |
| Hinds County Mississippi | 13 | $ 862,000 | $ 66,000 | $ 39,000 |
| Los Angeles County California | 12 | $ 4,975,000 | $ 414,000 | $ 92,000 |
| Norfolk County Massachusetts | 12 | $ 3,485,000 | $ 290,000 | $ 139,000 |
| Traill County North Dakota | 12 | $ 979,000 | $ 81,000 | $ 48,000 |
| Fannin County Texas | 12 | $ 1,481,000 | $ 123,000 | $ 81,000 |
| Kaufman County Texas | 12 | $ 1,504,000 | $ 125,000 | $ 73,000 |
| Blount County Alabama | 11 | $ 722,000 | $ 65,000 | $ 40,000 |
| Cherokee County Georgia | 11 | $ 1,852,000 | $ 168,000 | $ 134,000 |
| Plymouth County Massachusetts | 11 | $ 3,306,000 | $ 300,000 | $ 64,000 |
| Johnson County Texas | 11 | $ 1,707,000 | $ 155,000 | $ 116,000 |
| Yakima County Washington | 11 | $ 1,183,000 | $ 107,000 | $ 67,000 |
| San Bernardino County California | 10 | $ 1,640,000 | $ 164,000 | $ 99,000 |
| New Haven County Connecticut | 10 | $ 2,132,000 | $ 213,000 | $ 94,000 |
| Windham County Connecticut | 10 | $ 1,698,000 | $ 169,000 | $ 46,000 |
| Lake County Illinois | 10 | $ 1,101,000 | $ 110,000 | $ 63,000 |
| Newport County Rhode Island | 10 | $ 2,648,000 | $ 264,000 | $ 200,000 |
| El Paso County Texas | 10 | $ 704,000 | $ 70,000 | $ 103,000 |
| Wise County Texas | 10 | $ 1,422,000 | $ 142,000 | $ 56,000 |
| Ada County Idaho | 9 | $ 899,000 | $ 99,000 | $ 75,000 |
| Livingston County Louisiana | 9 | $ 705,000 | $ 78,000 | $ 80,000 |
| DeSoto County Mississippi | 9 | $ 794,000 | $ 88,000 | $ 77,000 |
| Ellis County Texas | 9 | $ 1,611,000 | $ 179,000 | $ 188,000 |
| Lubbock County Texas | 9 | $ 324,000 | $ 36,000 | $ 88,000 |
| Williamson County Texas | 9 | $ 1,186,000 | $ 131,000 | $ 89,000 |
| Paulding County Georgia | 8 | $ 860,000 | $ 107,000 | $ 46,000 |
| Montgomery County Maryland | 8 | $ 3,479,000 | $ 434,000 | $ 959,000 |
| St. Louis City County Missouri | 8 | $ 655,000 | $ 81,000 | $ 49,000 |
| Galveston County Texas | 8 | $ 9,497,000 | $ 1,187,000 | $ 151,000 |
| District of Columbia County District Of Columbia | 7 | $ 1,829,000 | $ 261,000 | $ 135,000 |
| Honolulu County Hawaii | 7 | $ 1,938,000 | $ 276,000 | $ 127,000 |
| Kane County Illinois | 7 | $ 1,284,000 | $ 183,000 | $ 87,000 |
| Will County Illinois | 7 | $ 896,000 | $ 128,000 | $ 64,000 |
| Worcester County Massachusetts | 7 | $ 1,048,000 | $ 149,000 | $ 84,000 |
| Kent County Michigan | 7 | $ 845,000 | $ 120,000 | $ 51,000 |
| Macomb County Michigan | 7 | $ 689,000 | $ 98,000 | $ 70,000 |
| Guadalupe County Texas | 7 | $ 1,454,000 | $ 207,000 | $ 115,000 |
| Montgomery County Texas | 7 | $ 1,448,000 | $ 206,000 | $ 112,000 |
| Clark County Washington | 7 | $ 1,270,000 | $ 181,000 | $ 62,000 |
| Orange County California | 6 | $ 2,062,000 | $ 343,000 | $ 126,000 |
| Lapeer County Michigan | 6 | $ 971,000 | $ 161,000 | $ 51,000 |
| Wayne County Michigan | 6 | $ 508,000 | $ 84,000 | $ 28,000 |
| Otter Tail County Minnesota | 6 | $ 599,000 | $ 99,000 | $ 60,000 |
| Buchanan County Missouri | 6 | $ 537,000 | $ 89,000 | $ 45,000 |
| St. Charles County Missouri | 6 | $ 732,000 | $ 122,000 | $ 62,000 |
| Providence County Rhode Island | 6 | $ 1,385,000 | $ 230,000 | $ 101,000 |
| Pinal County Arizona | 5 | $ 1,081,000 | $ 216,000 | $ 60,000 |
| Orange County Florida | 5 | $ 645,000 | $ 129,000 | $ 94,000 |
| Clayton County Georgia | 5 | $ 317,000 | $ 63,000 | $ 56,000 |
| Forsyth County Georgia | 5 | $ 607,000 | $ 121,000 | $ 113,000 |
| Baltimore County Maryland | 5 | $ 961,000 | $ 192,000 | $ 65,000 |
| Barry County Michigan | 5 | $ 508,000 | $ 101,000 | $ 52,000 |
| Livingston County Michigan | 5 | $ 1,042,000 | $ 208,000 | $ 98,000 |
| Ottawa County Michigan | 5 | $ 558,000 | $ 111,000 | $ 50,000 |
| Tuscola County Michigan | 5 | $ 445,000 | $ 89,000 | $ 50,000 |
| Jackson County Missouri | 5 | $ 400,000 | $ 80,000 | $ 40,000 |
| York County Pennsylvania | 5 | $ 867,000 | $ 173,000 | $ 44,000 |
| Smith County Texas | 5 | $ 480,000 | $ 96,000 | $ 49,000 |
| Fairfax County Virginia | 5 | $ 1,274,000 | $ 254,000 | $ 82,000 |
| Benton County Washington | 5 | $ 483,000 | $ 96,000 | $ 62,000 |
| Island County Washington | 5 | $ 1,316,000 | $ 263,000 | $ 292,000 |
| Lewis County Washington | 5 | $ 640,000 | $ 128,000 | $ 67,000 |
| Spokane County Washington | 5 | $ 732,000 | $ 146,000 | $ 50,000 |
| Mobile County Alabama | 4 | $ 345,000 | $ 86,000 | $ 42,000 |
| Yavapai County Arizona | 4 | $ 494,000 | $ 123,000 | $ 0 |
| Kern County California | 4 | $ 829,000 | $ 207,000 | $ 129,000 |
| Jefferson County Colorado | 4 | $ 708,000 | $ 177,000 | $ 76,000 |
| Hillsborough County Florida | 4 | $ 528,000 | $ 132,000 | $ 83,000 |
| Lee County Florida | 4 | $ 530,000 | $ 132,000 | $ 69,000 |
| Marion County Florida | 4 | $ 383,000 | $ 95,000 | $ 145,000 |
| Coweta County Georgia | 4 | $ 397,000 | $ 99,000 | $ 37,000 |
| Douglas County Georgia | 4 | $ 548,000 | $ 137,000 | $ 50,000 |
| Hall County Georgia | 4 | $ 1,486,000 | $ 371,000 | $ 227,000 |
| Newton County Georgia | 4 | $ 363,000 | $ 90,000 | $ 47,000 |
| DeKalb County Illinois | 4 | $ 314,000 | $ 78,000 | $ 65,000 |
| Kendall County Illinois | 4 | $ 594,000 | $ 148,000 | $ 96,000 |
| Hardin County Kentucky | 4 | $ 298,000 | $ 74,000 | $ 68,000 |
| Bristol County Massachusetts | 4 | $ 1,060,000 | $ 265,000 | $ 100,000 |
| Middlesex County Massachusetts | 4 | $ 1,041,000 | $ 260,000 | $ 90,000 |
| Suffolk County Massachusetts | 4 | $ 1,288,000 | $ 322,000 | $ 75,000 |
| Newaygo County Michigan | 4 | $ 505,000 | $ 126,000 | $ 77,000 |
| Roscommon County Michigan | 4 | $ 168,000 | $ 42,000 | $ 22,000 |
| Saginaw County Michigan | 4 | $ 212,000 | $ 53,000 | $ 45,000 |
| St. Clair County Michigan | 4 | $ 386,000 | $ 96,000 | $ 38,000 |
| Flathead County Montana | 4 | $ 652,000 | $ 163,000 | $ 150,000 |
| Ransom County North Dakota | 4 | $ 381,000 | $ 95,000 | $ 152,000 |
| Washington County Oregon | 4 | $ 409,000 | $ 102,000 | $ 71,000 |
| Adams County Pennsylvania | 4 | $ 691,000 | $ 172,000 | $ 65,000 |
| Hardeman County Tennessee | 4 | $ 172,000 | $ 43,000 | $ 109,000 |
| Jefferson County Tennessee | 4 | $ 250,000 | $ 62,000 | $ 116,000 |
| Kendall County Texas | 4 | $ 554,000 | $ 138,000 | $ 197,000 |
| McLennan County Texas | 4 | $ 370,000 | $ 92,000 | $ 56,000 |
| Petersburg County Virginia | 4 | $ 120,000 | $ 30,000 | $ 0 |
| Thurston County Washington | 4 | $ 623,000 | $ 155,000 | $ 32,000 |
| Baldwin County Alabama | 3 | $ 390,000 | $ 130,000 | $ 78,000 |
| Pitkin County Colorado | 3 | $ 6,869,000 | $ 2,289,000 | $ 820,000 |
| Collier County Florida | 3 | $ 484,000 | $ 161,000 | $ 129,000 |
| Indian River County Florida | 3 | $ 396,000 | $ 132,000 | $ 23,000 |
| Pinellas County Florida | 3 | $ 660,000 | $ 220,000 | $ 59,000 |
| Henry County Georgia | 3 | $ 506,000 | $ 168,000 | $ 78,000 |
| Oconee County Georgia | 3 | $ 348,000 | $ 116,000 | $ 105,000 |
| McHenry County Illinois | 3 | $ 566,000 | $ 188,000 | $ 70,000 |
| Jefferson County Louisiana | 3 | $ 626,000 | $ 208,000 | $ 92,000 |
| Orleans County Louisiana | 3 | $ 582,000 | $ 194,000 | $ 27,000 |
| St. Bernard County Louisiana | 3 | $ 270,000 | $ 90,000 | $ 28,000 |
| Frederick County Maryland | 3 | $ 921,000 | $ 307,000 | $ 88,000 |
| Alcona County Michigan | 3 | $ 276,000 | $ 92,000 | $ 61,000 |
| Ionia County Michigan | 3 | $ 333,000 | $ 111,000 | $ 49,000 |
| Shiawassee County Michigan | 3 | $ 270,000 | $ 90,000 | $ 63,000 |
| Hennepin County Minnesota | 3 | $ 291,000 | $ 97,000 | $ 66,000 |
| Hancock County Mississippi | 3 | $ 283,000 | $ 94,000 | $ 70,000 |
| Marshall County Mississippi | 3 | $ 277,000 | $ 92,000 | $ 53,000 |
| Pearl River County Mississippi | 3 | $ 254,000 | $ 84,000 | $ 44,000 |
| Rankin County Mississippi | 3 | $ 184,000 | $ 61,000 | $ 37,000 |
| Tate County Mississippi | 3 | $ 267,000 | $ 89,000 | $ 151,000 |
| Walthall County Mississippi | 3 | $ 263,000 | $ 87,000 | $ 38,000 |
| Bronx County New York | 3 | $ 1,139,000 | $ 379,000 | $ 91,000 |
| Burleigh County North Dakota | 3 | $ 196,000 | $ 65,000 | $ 48,000 |
| Mahoning County Ohio | 3 | $ 124,000 | $ 41,000 | $ 60,000 |
| Payne County Oklahoma | 3 | $ 149,000 | $ 49,000 | $ 20,000 |
| Tulsa County Oklahoma | 3 | $ 236,000 | $ 78,000 | $ 72,000 |
| Jackson County Oregon | 3 | $ 378,000 | $ 126,000 | $ 47,000 |
| Allegheny County Pennsylvania | 3 | $ 456,000 | $ 152,000 | $ 105,000 |
| Philadelphia County Pennsylvania | 3 | $ 96,000 | $ 32,000 | $ 135,000 |
| Greenville County South Carolina | 3 | $ 397,000 | $ 132,000 | $ 57,000 |
| Fayette County Tennessee | 3 | $ 367,000 | $ 122,000 | $ 75,000 |
| Putnam County Tennessee | 3 | $ 152,000 | $ 50,000 | $ 86,000 |
| Bandera County Texas | 3 | $ 11,280,000 | $ 3,760,000 | $ 160,000 |
| Brazoria County Texas | 3 | $ 612,000 | $ 204,000 | $ 85,000 |
| Cass County Texas | 3 | $ 177,000 | $ 59,000 | $ 58,000 |
| Coryell County Texas | 3 | $ 320,000 | $ 106,000 | $ 61,000 |
| Henderson County Texas | 3 | $ 829,000 | $ 276,000 | $ 551,000 |
| Potter County Texas | 3 | $ 133,000 | $ 44,000 | $ 107,000 |
| Van Zandt County Texas | 3 | $ 299,000 | $ 99,000 | $ 48,000 |
| Salt Lake County Utah | 3 | $ 422,000 | $ 140,000 | $ 43,000 |
| Utah County Utah | 3 | $ 446,000 | $ 148,000 | $ 83,000 |
| Mason County Washington | 3 | $ 276,000 | $ 92,000 | $ 45,000 |
| Whatcom County Washington | 3 | $ 386,000 | $ 128,000 | $ 71,000 |
| Jefferson County Alabama | 2 | $ 421,000 | $ 210,000 | $ 48,000 |
| Anchorage County Alaska | 2 | $ 186,000 | $ 93,000 | $ 42,000 |
| Kenai Peninsula County Alaska | 2 | $ 172,000 | $ 86,000 | $ 96,000 |
| Cochise County Arizona | 2 | $ 76,000 | $ 38,000 | $ 60,000 |
| Santa Cruz County Arizona | 2 | $ 99,000 | $ 49,000 | $ 0 |
| Alameda County California | 2 | $ 396,000 | $ 198,000 | $ 189,000 |
| San Diego County California | 2 | $ 505,000 | $ 252,000 | $ 104,000 |
| Douglas County Colorado | 2 | $ 213,000 | $ 106,000 | $ 51,000 |
| Weld County Colorado | 2 | $ 173,000 | $ 86,000 | $ 42,000 |
| Litchfield County Connecticut | 2 | $ 177,000 | $ 88,000 | $ 42,000 |
| Kent County Delaware | 2 | $ 225,000 | $ 112,000 | $ 0 |
| Brevard County Florida | 2 | $ 471,000 | $ 235,000 | $ 75,000 |
| Clay County Florida | 2 | $ 126,000 | $ 63,000 | $ 84,000 |
| Duval County Florida | 2 | $ 189,000 | $ 94,000 | $ 119,000 |
| Escambia County Florida | 2 | $ 235,000 | $ 117,000 | $ 36,000 |
| Miami-Dade County Florida | 2 | $ 314,000 | $ 157,000 | $ 264,000 |
| Okaloosa County Florida | 2 | $ 391,000 | $ 195,000 | $ 0 |
| Pasco County Florida | 2 | $ 497,000 | $ 248,000 | $ 58,000 |
| Santa Rosa County Florida | 2 | $ 342,000 | $ 171,000 | $ 163,000 |
| Seminole County Florida | 2 | $ 356,000 | $ 178,000 | $ 60,000 |
| St. Johns County Florida | 2 | $ 198,000 | $ 99,000 | $ 230,000 |
| Bartow County Georgia | 2 | $ 348,000 | $ 174,000 | $ 45,000 |
| Chatham County Georgia | 2 | $ 702,000 | $ 351,000 | $ 240,000 |
| Pickens County Georgia | 2 | $ 169,000 | $ 84,000 | $ 61,000 |
| Polk County Georgia | 2 | $ 180,000 | $ 90,000 | $ 71,000 |
| Rockdale County Georgia | 2 | $ 339,000 | $ 169,000 | $ 120,000 |
| Whitfield County Georgia | 2 | $ 233,000 | $ 116,000 | $ 236,000 |
| Grundy County Illinois | 2 | $ 280,000 | $ 140,000 | $ 94,000 |
| LaSalle County Illinois | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| St. Clair County Illinois | 2 | $ 176,000 | $ 88,000 | $ 27,000 |
| Winnebago County Illinois | 2 | $ 98,000 | $ 49,000 | $ 41,000 |
| Monroe County Indiana | 2 | $ 272,000 | $ 136,000 | $ 46,000 |
| Porter County Indiana | 2 | $ 175,000 | $ 87,000 | $ 60,000 |
| Tippecanoe County Indiana | 2 | $ 134,000 | $ 67,000 | $ 78,000 |
| Buena Vista County Iowa | 2 | $ 227,000 | $ 113,000 | $ 60,000 |
| Harvey County Kansas | 2 | $ 105,000 | $ 52,000 | $ 192,000 |
| Johnson County Kansas | 2 | $ 268,000 | $ 134,000 | $ 81,000 |
| Sedgwick County Kansas | 2 | $ 242,000 | $ 121,000 | $ 58,000 |
| Seward County Kansas | 2 | $ 96,000 | $ 48,000 | $ 26,000 |
| Shawnee County Kansas | 2 | $ 185,000 | $ 92,000 | $ 69,000 |
| Wyandotte County Kansas | 2 | $ 85,000 | $ 42,000 | $ 42,000 |
| Bullitt County Kentucky | 2 | $ 131,000 | $ 65,000 | $ 174,000 |
| Jefferson County Kentucky | 2 | $ 132,000 | $ 66,000 | $ 50,000 |
| Terrebonne County Louisiana | 2 | $ 136,000 | $ 68,000 | $ 44,000 |
| Anne Arundel County Maryland | 2 | $ 551,000 | $ 275,000 | $ 52,000 |
| Howard County Maryland | 2 | $ 493,000 | $ 246,000 | $ 137,000 |
| Barnstable County Massachusetts | 2 | $ 226,000 | $ 113,000 | $ 39,000 |
| Essex County Massachusetts | 2 | $ 312,000 | $ 156,000 | $ 70,000 |
| Ingham County Michigan | 2 | $ 299,000 | $ 149,000 | $ 26,000 |
| Missaukee County Michigan | 2 | $ 765,000 | $ 382,000 | $ 504,000 |
| Muskegon County Michigan | 2 | $ 128,000 | $ 64,000 | $ 48,000 |
| Ogemaw County Michigan | 2 | $ 96,000 | $ 48,000 | $ 55,000 |
| Polk County Minnesota | 2 | $ 164,000 | $ 82,000 | $ 45,000 |
| Alcorn County Mississippi | 2 | $ 195,000 | $ 97,000 | $ 74,000 |
| Panola County Mississippi | 2 | $ 154,000 | $ 77,000 | $ 67,000 |
| Yellowstone County Montana | 2 | $ 344,000 | $ 172,000 | $ 71,000 |
| Passaic County New Jersey | 2 | $ 425,000 | $ 212,000 | $ 128,000 |
| Santa Fe County New Mexico | 2 | $ 461,000 | $ 230,000 | $ 86,000 |
| Valencia County New Mexico | 2 | $ 299,000 | $ 149,000 | $ 140,000 |
| Rensselaer County New York | 2 | $ 81,000 | $ 40,000 | $ 93,000 |
| Suffolk County New York | 2 | $ 563,000 | $ 281,000 | $ 131,000 |
| Guilford County North Carolina | 2 | $ 161,000 | $ 80,000 | $ 180,000 |
| Stark County Ohio | 2 | $ 135,000 | $ 67,000 | $ 46,000 |
| Klamath County Oregon | 2 | $ 238,000 | $ 119,000 | $ 83,000 |
| Lane County Oregon | 2 | $ 128,000 | $ 64,000 | $ 26,000 |
| Multnomah County Oregon | 2 | $ 226,000 | $ 113,000 | $ 70,000 |
| Bucks County Pennsylvania | 2 | $ 274,000 | $ 137,000 | $ 100,000 |
| Luzerne County Pennsylvania | 2 | $ 117,000 | $ 58,000 | $ 68,000 |
| Montgomery County Pennsylvania | 2 | $ 436,000 | $ 218,000 | $ 134,000 |
| Horry County South Carolina | 2 | $ 78,000 | $ 39,000 | $ 95,000 |
| Knox County Tennessee | 2 | $ 217,000 | $ 108,000 | $ 68,000 |
| Bastrop County Texas | 2 | $ 291,000 | $ 145,000 | $ 60,000 |
| Blanco County Texas | 2 | $ 319,000 | $ 159,000 | $ 261,000 |
| Bowie County Texas | 2 | $ 135,000 | $ 67,000 | $ 56,000 |
| Hays County Texas | 2 | $ 420,000 | $ 210,000 | $ 119,000 |
| Hood County Texas | 2 | $ 351,000 | $ 175,000 | $ 90,000 |
| Lamar County Texas | 2 | $ 190,000 | $ 95,000 | $ 95,000 |
| Lavaca County Texas | 2 | $ 124,000 | $ 62,000 | $ 70,000 |
| Lee County Texas | 2 | $ 118,000 | $ 59,000 | $ 71,000 |
| Nueces County Texas | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Rains County Texas | 2 | $ 278,000 | $ 139,000 | $ 165,000 |
| Val Verde County Texas | 2 | $ 141,000 | $ 70,000 | $ 42,000 |
| Wichita County Texas | 2 | $ 223,000 | $ 111,000 | $ 0 |
| Stafford County Virginia | 2 | $ 450,000 | $ 225,000 | $ 158,000 |
| Clallam County Washington | 2 | $ 139,000 | $ 69,000 | $ 34,000 |
| Franklin County Washington | 2 | $ 208,000 | $ 104,000 | $ 59,000 |
| Grays Harbor County Washington | 2 | $ 193,000 | $ 96,000 | $ 66,000 |
| Kittitas County Washington | 2 | $ 184,000 | $ 92,000 | $ 85,000 |
| Skagit County Washington | 2 | $ 212,000 | $ 106,000 | $ 54,000 |
| Whitman County Washington | 2 | $ 110,000 | $ 55,000 | $ 79,000 |
| Colbert County Alabama | 1 | $ 297,000 | $ 297,000 | $ 186,000 |
| Escambia County Alabama | 1 | $ 76,000 | $ 76,000 | $ 46,000 |
| Madison County Alabama | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Talladega County Alabama | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| Tuscaloosa County Alabama | 1 | $ 128,000 | $ 128,000 | $ 67,000 |
| Gila County Arizona | 1 | $ 142,000 | $ 142,000 | $ 100,000 |
| Mohave County Arizona | 1 | $ 89,000 | $ 89,000 | $ 61,000 |
| Navajo County Arizona | 1 | $ 96,000 | $ 96,000 | $ 228,000 |
| Jefferson County Arkansas | 1 | $ 113,000 | $ 113,000 | $ 55,000 |
| Pulaski County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| El Dorado County California | 1 | $ 156,000 | $ 156,000 | $ 23,000 |
| Fresno County California | 1 | $ 260,000 | $ 260,000 | $ 143,000 |
| Marin County California | 1 | $ 2,478,000 | $ 2,478,000 | $ 592,000 |
| Monterey County California | 1 | $ 360,000 | $ 360,000 | $ 60,000 |
| Riverside County California | 1 | $ 177,000 | $ 177,000 | $ 128,000 |
| Sacramento County California | 1 | $ 320,000 | $ 320,000 | $ 73,000 |
| San Francisco County California | 1 | $ 2,200,000 | $ 2,200,000 | $ 600,000 |
| Santa Barbara County California | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Santa Clara County California | 1 | $ 548,000 | $ 548,000 | $ 116,000 |
| Stanislaus County California | 1 | $ 230,000 | $ 230,000 | $ 68,000 |
| Arapahoe County Colorado | 1 | $ 150,000 | $ 150,000 | $ 180,000 |
| Boulder County Colorado | 1 | $ 812,000 | $ 812,000 | $ 300,000 |
| El Paso County Colorado | 1 | $ 131,000 | $ 131,000 | $ 61,000 |
| La Plata County Colorado | 1 | $ 452,000 | $ 452,000 | $ 144,000 |
| Fairfield County Connecticut | 1 | $ 152,000 | $ 152,000 | $ 48,000 |
| Middlesex County Connecticut | 1 | $ 224,000 | $ 224,000 | $ 99,000 |
| New London County Connecticut | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Sussex County Delaware | 1 | $ 122,000 | $ 122,000 | $ 18,000 |
| Bay County Florida | 1 | $ 106,000 | $ 106,000 | $ 52,000 |
| Broward County Florida | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Sumter County Florida | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Volusia County Florida | 1 | $ 74,000 | $ 74,000 | $ 31,000 |
| Walton County Florida | 1 | $ 1,596,000 | $ 1,596,000 | $ 0 |
| Barrow County Georgia | 1 | $ 147,000 | $ 147,000 | $ 68,000 |
| Carroll County Georgia | 1 | $ 180,000 | $ 180,000 | $ 49,000 |
| Clarke County Georgia | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| Crisp County Georgia | 1 | $ 186,000 | $ 186,000 | $ 92,000 |
| Dougherty County Georgia | 1 | $ 41,000 | $ 41,000 | $ 24,000 |
| Greene County Georgia | 1 | $ 500,000 | $ 500,000 | $ 150,000 |
| Harris County Georgia | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| Jefferson County Georgia | 1 | $ 129,000 | $ 129,000 | $ 49,000 |
| Jones County Georgia | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Peach County Georgia | 1 | $ 67,000 | $ 67,000 | $ 104,000 |
| Pulaski County Georgia | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Telfair County Georgia | 1 | $ 137,000 | $ 137,000 | $ 38,000 |
| Towns County Georgia | 1 | $ 134,000 | $ 134,000 | $ 165,000 |
| Washington County Georgia | 1 | $ 146,000 | $ 146,000 | $ 45,000 |
| Wilkinson County Georgia | 1 | $ 114,000 | $ 114,000 | $ 42,000 |
| Hawaii County Hawaii | 1 | $ 208,000 | $ 208,000 | $ 59,000 |
| Maui County Hawaii | 1 | $ 533,000 | $ 533,000 | $ 0 |
| Boise County Idaho | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Bonneville County Idaho | 1 | $ 97,000 | $ 97,000 | $ 33,000 |
| Boundary County Idaho | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Power County Idaho | 1 | $ 169,000 | $ 169,000 | $ 76,000 |
| Boone County Illinois | 1 | $ 138,000 | $ 138,000 | $ 36,000 |
| Livingston County Illinois | 1 | $ 398,000 | $ 398,000 | $ 548,000 |
| Ogle County Illinois | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Fayette County Iowa | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Brown County Kansas | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Butler County Kansas | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| Cowley County Kansas | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Bossier County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Caddo County Louisiana | 1 | $ 36,000 | $ 36,000 | $ 28,000 |
| Calcasieu County Louisiana | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Jefferson Davis County Louisiana | 1 | $ 41,000 | $ 41,000 | $ 39,000 |
| Lafayette County Louisiana | 1 | $ 38,000 | $ 38,000 | $ 20,000 |
| Lincoln County Louisiana | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Natchitoches County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Pointe Coupee County Louisiana | 1 | $ 62,000 | $ 62,000 | $ 29,000 |
| St. Charles County Louisiana | 1 | $ 162,000 | $ 162,000 | $ 101,000 |
| Tangipahoa County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 11,000 |
| Vermilion County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 73,000 |
| Washington County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| West Carroll County Louisiana | 1 | $ 49,000 | $ 49,000 | $ 36,000 |
| Baltimore City County Maryland | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Harford County Maryland | 1 | $ 343,000 | $ 343,000 | $ 85,000 |
| Washington County Maryland | 1 | $ 148,000 | $ 148,000 | $ 41,000 |
| Arenac County Michigan | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Bay County Michigan | 1 | $ 244,000 | $ 244,000 | $ 58,000 |
| Gladwin County Michigan | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Oscoda County Michigan | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Otsego County Michigan | 1 | $ 101,000 | $ 101,000 | $ 30,000 |
| Van Buren County Michigan | 1 | $ 170,000 | $ 170,000 | $ 96,000 |
| Washtenaw County Michigan | 1 | $ 364,000 | $ 364,000 | $ 249,000 |
| Wexford County Michigan | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 73,000 |
| Wadena County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Adams County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 53,000 |
| Chickasaw County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 44,000 |
| Clarke County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| Covington County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 66,000 |
| George County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Itawamba County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Jones County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 62,000 |
| Lafayette County Mississippi | 1 | $ 54,000 | $ 54,000 | $ 30,000 |
| Lauderdale County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 19,000 |
| Leake County Mississippi | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Newton County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| Oktibbeha County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 27,000 |
| Pike County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 23,000 |
| Stone County Mississippi | 1 | $ 43,000 | $ 43,000 | $ 38,000 |
| Sunflower County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 44,000 |
| Tishomingo County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Union County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 63,000 |
| Warren County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 84,000 |
| Washington County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 27,000 |
| Wayne County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 39,000 |
| Yazoo County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 54,000 |
| Andrew County Missouri | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Boone County Missouri | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Franklin County Missouri | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Lincoln County Missouri | 1 | $ 142,000 | $ 142,000 | $ 112,000 |
| Mississippi County Missouri | 1 | $ 98,000 | $ 98,000 | $ 70,000 |
| Dawson County Montana | 1 | $ 119,000 | $ 119,000 | $ 44,000 |
| Ravalli County Montana | 1 | $ 206,000 | $ 206,000 | $ 38,000 |
| Sarpy County Nebraska | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Nye County Nevada | 1 | $ 80,000 | $ 80,000 | $ 9,000 |
| Bergen County New Jersey | 1 | $ 310,000 | $ 310,000 | $ 98,000 |
| Middlesex County New Jersey | 1 | $ 357,000 | $ 357,000 | $ 105,000 |
| Sandoval County New Mexico | 1 | $ 166,000 | $ 166,000 | $ 70,000 |
| New York County New York | 1 | $ 270,000 | $ 270,000 | $ 114,000 |
| Cabarrus County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 150,000 |
| Catawba County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 100,000 |
| Columbus County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 77,000 |
| New Hanover County North Carolina | 1 | $ 416,000 | $ 416,000 | $ 114,000 |
| Wake County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Lucas County Ohio | 1 | $ 316,000 | $ 316,000 | $ 136,000 |
| Montgomery County Ohio | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Portage County Ohio | 1 | $ 168,000 | $ 168,000 | $ 40,000 |
| Putnam County Ohio | 1 | $ 100,000 | $ 100,000 | $ 107,000 |
| Atoka County Oklahoma | 1 | $ 168,000 | $ 168,000 | $ 96,000 |
| Bryan County Oklahoma | 1 | $ 19,000 | $ 19,000 | $ 27,000 |
| Canadian County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 40,000 |
| Clackamas County Oregon | 1 | $ 164,000 | $ 164,000 | $ 150,000 |
| Deschutes County Oregon | 1 | $ 218,000 | $ 218,000 | $ 76,000 |
| Linn County Oregon | 1 | $ 172,000 | $ 172,000 | $ 63,000 |
| Morrow County Oregon | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Polk County Oregon | 1 | $ 128,000 | $ 128,000 | $ 78,000 |
| Bedford County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Chester County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Monroe County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 115,000 |
| Washington County Rhode Island | 1 | $ 360,000 | $ 360,000 | $ 274,000 |
| Barnwell County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Beaufort County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 67,000 |
| Lexington County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Brookings County South Dakota | 1 | $ 296,000 | $ 296,000 | $ 50,000 |
| Meade County South Dakota | 1 | $ 240,000 | $ 240,000 | $ 87,000 |
| Davidson County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 85,000 |
| Bell County Texas | 1 | $ 141,000 | $ 141,000 | $ 67,000 |
| Cameron County Texas | 1 | $ 179,000 | $ 179,000 | $ 62,000 |
| Carson County Texas | 1 | $ 72,000 | $ 72,000 | $ 53,000 |
| Comal County Texas | 1 | $ 313,000 | $ 313,000 | $ 124,000 |
| Cooke County Texas | 1 | $ 120,000 | $ 120,000 | $ 102,000 |
| Dawson County Texas | 1 | $ 52,000 | $ 52,000 | $ 17,000 |
| Hunt County Texas | 1 | $ 206,000 | $ 206,000 | $ 102,000 |
| Kleberg County Texas | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Midland County Texas | 1 | $ 400,000 | $ 400,000 | $ 2,520,000 |
| Navarro County Texas | 1 | $ 144,000 | $ 144,000 | $ 140,000 |
| Palo Pinto County Texas | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Red River County Texas | 1 | $ 98,000 | $ 98,000 | $ 87,000 |
| Tom Green County Texas | 1 | $ 172,000 | $ 172,000 | $ 240,000 |
| Zapata County Texas | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Grand County Utah | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Washington County Utah | 1 | $ 108,000 | $ 108,000 | $ 27,000 |
| Windham County Vermont | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Alexandria County Virginia | 1 | $ 705,000 | $ 705,000 | $ 258,000 |
| Bedford County Virginia | 1 | $ 92,000 | $ 92,000 | $ 36,000 |
| Spotsylvania County Virginia | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Chelan County Washington | 1 | $ 150,000 | $ 150,000 | $ 20,000 |
| Cowlitz County Washington | 1 | $ 158,000 | $ 158,000 | $ 85,000 |
| Lincoln County Washington | 1 | $ 57,000 | $ 57,000 | $ 68,000 |
| Okanogan County Washington | 1 | $ 99,000 | $ 99,000 | $ 33,000 |
| Berkeley County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Hampshire County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 61,000 |
| Chippewa County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 28,000 |
| Polk County Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 42,000 |
| Racine County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 312,000 | $ 312,000 | $ 179,000 |
Mortgage Loan Application Detail Totals for Texas Capital Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,333 | $325,108,000 | $167,069 | $4,500,000 | $101,372 | $9,999,000 |
| Refinancing | 1,328 | $248,688,000 | $170,695 | $10,000,000 | $74,500 | $2,815,000 |
| Home Improvement | 23 | $10,766,000 | $468,000 | $8,250,000 | $113,000 | $1,302,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,486 | $389,277,000 | $162,063 | $10,000,000 | $86,553 | $9,999,000 |
| Hispanic | 419 | $58,019,000 | $238,217 | $1,900,000 | $252,217 | $4,320,000 |
| Black or African American | 325 | $42,388,000 | $156,269 | $743,000 | $83,769 | $786,000 |
| Not Provided | 250 | $42,814,000 | $187,606 | $2,200,000 | $78,484 | $1,083,000 |
| Asian | 97 | $21,705,000 | $281,062 | $2,960,000 | $137,875 | $840,000 |
| Not applicable | 76 | $25,297,000 | $814,000 | $8,250,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 19 | $3,453,000 | $200,000 | $840,000 | $103,428 | $300,000 |
| American Indian or Alaskan Native | 12 | $1,609,000 | $138,000 | $203,000 | $58,125 | $87,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,510 | $562,579,000 | $167,375 | $10,000,000 | $87,208 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 141 | $17,016,000 | $153,363 | $283,000 | $58,909 | $176,000 |
| VA-guaranteed (Veterans Administration) | 33 | $4,967,000 | $138,500 | $255,000 | $60,125 | $122,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,615 | $395,411,000 | $166,477 | $8,250,000 | $82,204 | $9,999,000 |
| Application Withdrawn By Applicant | 839 | $141,457,000 | $188,613 | $3,133,000 | $91,340 | $4,320,000 |
| Application Denied By Financial Institution | 119 | $30,359,000 | $226,000 | $10,000,000 | $121,714 | $635,000 |
| Application Approved But Not Accepted | 67 | $9,140,000 | $150,578 | $509,000 | $99,842 | $540,000 |
| File Closed For Incompleteness | 44 | $8,195,000 | $187,235 | $960,000 | $158,705 | $2,520,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 49 | $5,229,000 | $102,000 | $396,000 | $73,000 | $600,000 |
| Collateral | 27 | $3,463,000 | $89,571 | $500,000 | $138,000 | $635,000 |
| Debt-To-Income Ratio | 15 | $15,338,000 | $746,777 | $10,000,000 | $158,444 | $592,000 |
| Other | 14 | $3,286,000 | $285,375 | $840,000 | $152,500 | $300,000 |
| Unverifiable Information | 7 | $2,288,000 | $227,600 | $1,500,000 | $125,600 | $450,000 |
| Employment History | 4 | $426,000 | $106,500 | $144,000 | $36,000 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $329,000 | $104,500 | $120,000 | $57,500 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Capital Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas Capital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.