Texas State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Texas State Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Texas State Bank 3900 N 10Th St Mcallen, TX 78501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,018 |
| Total Mortgage Loan Application Amount | $541,877,000 |
| Average Mortgage Loan Application Amount | $131,444 |
| Highest Mortgage Loan Application Amount | $2,473,000 |
| Average Applicant Income | $71,444 |
| Highest Applicant Income | $2,117,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Texas State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texas State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Texas State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texas State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Texas State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texas State Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 1,181 | $ 165,656,000 | $ 140,000 | $ 99,000 |
| Hidalgo County Texas | 990 | $ 47,609,000 | $ 48,000 | $ 50,000 |
| Cameron County Texas | 519 | $ 20,852,000 | $ 40,000 | $ 57,000 |
| Fort Bend County Texas | 303 | $ 45,574,000 | $ 150,000 | $ 97,000 |
| Montgomery County Texas | 263 | $ 40,790,000 | $ 155,000 | $ 99,000 |
| Galveston County Texas | 222 | $ 31,857,000 | $ 143,000 | $ 100,000 |
| Bexar County Texas | 149 | $ 18,827,000 | $ 126,000 | $ 105,000 |
| Dallas County Texas | 134 | $ 19,791,000 | $ 147,000 | $ 71,000 |
| Brazoria County Texas | 127 | $ 18,441,000 | $ 145,000 | $ 87,000 |
| Willacy County Texas | 80 | $ 2,108,000 | $ 26,000 | $ 32,000 |
| Tarrant County Texas | 74 | $ 10,476,000 | $ 141,000 | $ 64,000 |
| Travis County Texas | 72 | $ 11,181,000 | $ 155,000 | $ 120,000 |
| Collin County Texas | 65 | $ 10,550,000 | $ 162,000 | $ 75,000 |
| Starr County Texas | 53 | $ 1,736,000 | $ 32,000 | $ 33,000 |
| Denton County Texas | 49 | $ 7,117,000 | $ 145,000 | $ 105,000 |
| Nueces County Texas | 38 | $ 1,468,000 | $ 38,000 | $ 93,000 |
| Maverick County Texas | 36 | $ 1,518,000 | $ 42,000 | $ 78,000 |
| Williamson County Texas | 33 | $ 4,713,000 | $ 142,000 | $ 100,000 |
| Hays County Texas | 29 | $ 4,037,000 | $ 139,000 | $ 60,000 |
| Chambers County Texas | 27 | $ 3,323,000 | $ 123,000 | $ 95,000 |
| Waukesha County Wisconsin | 26 | $ 4,346,000 | $ 167,000 | $ 92,000 |
| Bastrop County Texas | 24 | $ 3,233,000 | $ 134,000 | $ 55,000 |
| Guadalupe County Texas | 21 | $ 2,609,000 | $ 124,000 | $ 70,000 |
| Brazos County Texas | 20 | $ 2,010,000 | $ 100,000 | $ 70,000 |
| Waller County Texas | 19 | $ 2,637,000 | $ 138,000 | $ 84,000 |
| Kaufman County Texas | 18 | $ 2,462,000 | $ 136,000 | $ 88,000 |
| Washington County Wisconsin | 17 | $ 2,688,000 | $ 158,000 | $ 63,000 |
| Dane County Wisconsin | 16 | $ 3,313,000 | $ 207,000 | $ 70,000 |
| Jefferson County Wisconsin | 16 | $ 2,579,000 | $ 161,000 | $ 61,000 |
| Ozaukee County Wisconsin | 16 | $ 2,721,000 | $ 170,000 | $ 72,000 |
| Comal County Texas | 14 | $ 1,912,000 | $ 136,000 | $ 46,000 |
| Ellis County Texas | 14 | $ 1,950,000 | $ 139,000 | $ 89,000 |
| Liberty County Texas | 14 | $ 1,690,000 | $ 120,000 | $ 49,000 |
| Walker County Texas | 14 | $ 1,602,000 | $ 114,000 | $ 73,000 |
| Leon County Texas | 12 | $ 1,163,000 | $ 96,000 | $ 59,000 |
| Caldwell County Texas | 11 | $ 1,392,000 | $ 126,000 | $ 69,000 |
| Polk County Texas | 11 | $ 1,308,000 | $ 118,000 | $ 96,000 |
| Atascosa County Texas | 10 | $ 1,072,000 | $ 107,000 | $ 74,000 |
| Wilson County Texas | 10 | $ 1,298,000 | $ 129,000 | $ 69,000 |
| Kendall County Texas | 9 | $ 1,165,000 | $ 129,000 | $ 71,000 |
| Medina County Texas | 9 | $ 1,219,000 | $ 135,000 | $ 81,000 |
| Wharton County Texas | 9 | $ 1,084,000 | $ 120,000 | $ 110,000 |
| Milam County Texas | 8 | $ 825,000 | $ 103,000 | $ 51,000 |
| Rock County Wisconsin | 8 | $ 923,000 | $ 115,000 | $ 97,000 |
| Burnet County Texas | 7 | $ 1,079,000 | $ 154,000 | $ 75,000 |
| Colorado County Texas | 7 | $ 634,000 | $ 90,000 | $ 68,000 |
| Llano County Texas | 7 | $ 1,023,000 | $ 146,000 | $ 97,000 |
| Blanco County Texas | 6 | $ 835,000 | $ 139,000 | $ 88,000 |
| Gillespie County Texas | 6 | $ 923,000 | $ 153,000 | $ 54,000 |
| Johnson County Texas | 6 | $ 759,000 | $ 126,000 | $ 53,000 |
| Washington County Texas | 6 | $ 699,000 | $ 116,000 | $ 58,000 |
| Austin County Texas | 5 | $ 667,000 | $ 133,000 | $ 84,000 |
| Bandera County Texas | 5 | $ 841,000 | $ 168,000 | $ 66,000 |
| Grimes County Texas | 5 | $ 550,000 | $ 110,000 | $ 64,000 |
| Matagorda County Texas | 5 | $ 459,000 | $ 91,000 | $ 82,000 |
| San Patricio County Texas | 5 | $ 188,000 | $ 37,000 | $ 42,000 |
| Racine County Wisconsin | 5 | $ 923,000 | $ 184,000 | $ 91,000 |
| Calhoun County Texas | 4 | $ 442,000 | $ 110,000 | $ 104,000 |
| Gonzales County Texas | 4 | $ 481,000 | $ 120,000 | $ 46,000 |
| Grayson County Texas | 4 | $ 693,000 | $ 173,000 | $ 118,000 |
| Jefferson County Texas | 4 | $ 659,000 | $ 164,000 | $ 86,000 |
| Kleberg County Texas | 4 | $ 221,000 | $ 55,000 | $ 46,000 |
| Limestone County Texas | 4 | $ 497,000 | $ 124,000 | $ 101,000 |
| Madison County Texas | 4 | $ 516,000 | $ 129,000 | $ 43,000 |
| San Jacinto County Texas | 4 | $ 519,000 | $ 129,000 | $ 172,000 |
| Wise County Texas | 4 | $ 436,000 | $ 109,000 | $ 57,000 |
| Bell County Texas | 3 | $ 332,000 | $ 110,000 | $ 142,000 |
| Burleson County Texas | 3 | $ 249,000 | $ 83,000 | $ 50,000 |
| Hardin County Texas | 3 | $ 416,000 | $ 138,000 | $ 76,000 |
| Jack County Texas | 3 | $ 415,000 | $ 138,000 | $ 51,000 |
| Karnes County Texas | 3 | $ 260,000 | $ 86,000 | $ 101,000 |
| Kerr County Texas | 3 | $ 354,000 | $ 118,000 | $ 70,000 |
| Real County Texas | 3 | $ 425,000 | $ 141,000 | $ 149,000 |
| Rockwall County Texas | 3 | $ 574,000 | $ 191,000 | $ 106,000 |
| Victoria County Texas | 3 | $ 398,000 | $ 132,000 | $ 69,000 |
| Walworth County Wisconsin | 3 | $ 460,000 | $ 153,000 | $ 60,000 |
| Calcasieu County Louisiana | 2 | $ 236,000 | $ 118,000 | $ 58,000 |
| Shelby County Tennessee | 2 | $ 403,000 | $ 201,000 | $ 69,000 |
| Aransas County Texas | 2 | $ 364,000 | $ 182,000 | $ 152,000 |
| Hood County Texas | 2 | $ 280,000 | $ 140,000 | $ 107,000 |
| Nacogdoches County Texas | 2 | $ 206,000 | $ 103,000 | $ 52,000 |
| Orange County Texas | 2 | $ 1,637,000 | $ 818,000 | $ 37,000 |
| Parker County Texas | 2 | $ 298,000 | $ 149,000 | $ 87,000 |
| Randall County Texas | 2 | $ 103,000 | $ 51,000 | $ 47,000 |
| Smith County Texas | 2 | $ 195,000 | $ 97,000 | $ 113,000 |
| Uvalde County Texas | 2 | $ 89,000 | $ 44,000 | $ 25,000 |
| Zapata County Texas | 2 | $ 111,000 | $ 55,000 | $ 64,000 |
| Greenwood County Kansas | 1 | $ 172,000 | $ 172,000 | $ 43,000 |
| Cameron County Louisiana | 1 | $ 41,000 | $ 41,000 | $ 110,000 |
| St. Mary County Louisiana | 1 | $ 212,000 | $ 212,000 | $ 90,000 |
| Curry County New Mexico | 1 | $ 33,000 | $ 33,000 | $ 114,000 |
| Otero County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 382,000 |
| Pottawatomie County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 37,000 |
| Chester County Pennsylvania | 1 | $ 2,000 | $ 2,000 | $ 20,000 |
| Angelina County Texas | 1 | $ 20,000 | $ 20,000 | $ 109,000 |
| Bee County Texas | 1 | $ 157,000 | $ 157,000 | $ 216,000 |
| Brooks County Texas | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| DeWitt County Texas | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Duval County Texas | 1 | $ 285,000 | $ 285,000 | $ 221,000 |
| Fannin County Texas | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Fayette County Texas | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Freestone County Texas | 1 | $ 99,000 | $ 99,000 | $ 71,000 |
| Goliad County Texas | 1 | $ 161,000 | $ 161,000 | $ 74,000 |
| Henderson County Texas | 1 | $ 160,000 | $ 160,000 | $ 188,000 |
| Houston County Texas | 1 | $ 51,000 | $ 51,000 | $ 59,000 |
| Hunt County Texas | 1 | $ 60,000 | $ 60,000 | $ 127,000 |
| Jeff Davis County Texas | 1 | $ 92,000 | $ 92,000 | $ 283,000 |
| Jim Hogg County Texas | 1 | $ 8,000 | $ 8,000 | $ 36,000 |
| Kimble County Texas | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Lampasas County Texas | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Lavaca County Texas | 1 | $ 150,000 | $ 150,000 | $ 306,000 |
| Lee County Texas | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Live Oak County Texas | 1 | $ 136,000 | $ 136,000 | $ 200,000 |
| Lubbock County Texas | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Martin County Texas | 1 | $ 52,000 | $ 52,000 | $ 54,000 |
| Mason County Texas | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Navarro County Texas | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Potter County Texas | 1 | $ 152,000 | $ 152,000 | $ 90,000 |
| Somervell County Texas | 1 | $ 131,000 | $ 131,000 | $ 114,000 |
| Webb County Texas | 1 | $ 324,000 | $ 324,000 | $ 135,000 |
| Wood County Texas | 1 | $ 86,000 | $ 86,000 | $ 64,000 |
| Young County Texas | 1 | $ 176,000 | $ 176,000 | $ 59,000 |
| Adams County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 76,000 |
| Dodge County Wisconsin | 1 | $ 208,000 | $ 208,000 | $ 66,000 |
| Fond du Lac County Wisconsin | 1 | $ 91,000 | $ 91,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Texas State Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 2,468 | $296,464,000 | $121,875 | $1,540,000 | $96,125 | $2,117,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 1,720 | $227,866,000 | $150,400 | $1,835,000 | $82,800 | $1,347,000 |
| Home Improvement (one-to-four family) | 814 | $9,574,000 | $5,333 | $480,000 | $34,333 | $1,666,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 16 | $7,973,000 | $311,500 | $2,473,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,710 | $373,757,000 | $114,714 | $1,540,000 | $85,857 | $1,666,000 |
| Hispanic | 1,830 | $97,611,000 | $67,500 | $823,000 | $43,000 | $2,117,000 |
| Black | 222 | $30,504,000 | $166,250 | $368,000 | $68,250 | $248,000 |
| Asian or Pacific Islander | 132 | $17,157,000 | $143,000 | $323,000 | $83,500 | $360,000 |
| Not applicable | 66 | $15,268,000 | $172,500 | $2,473,000 | $24,000 | $1,347,000 |
| Other | 37 | $4,814,000 | $130,000 | $565,000 | $69,000 | $198,000 |
| American Indian or Alaskan Native | 19 | $2,517,000 | $88,000 | $323,000 | $56,666 | $227,000 |
| Information not provided by applicant in mail or telephone application | 2 | $249,000 | $124,000 | $171,000 | $137,000 | $148,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,807 | $512,296,000 | $109,000 | $2,473,000 | $73,888 | $2,117,000 |
| FHA-insured (Federal Housing Administration) | 171 | $23,575,000 | $143,500 | $173,000 | $67,000 | $160,000 |
| VA-guaranteed (Veterans Administration) | 40 | $6,006,000 | $150,000 | $226,000 | $69,000 | $588,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 3,155 | $447,062,000 | $128,857 | $720,000 | $70,714 | $1,500,000 |
| Loan Originated | 859 | $50,046,000 | $123,333 | $2,473,000 | $163,000 | $2,117,000 |
| Application Denied By Financial Institution | 734 | $26,600,000 | $20,333 | $1,835,000 | $27,333 | $200,000 |
| Application Approved But Not Accepted | 144 | $9,795,000 | $44,500 | $300,000 | $60,500 | $564,000 |
| Application Withdrawn By Applicant | 122 | $7,960,000 | $41,000 | $1,540,000 | $33,000 | $157,000 |
| File Closed For Incompleteness | 4 | $414,000 | $101,500 | $158,000 | $20,500 | $72,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas State Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.