Texas State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Texas State Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Texas State Bank 3900 N 10Th St Mcallen, TX 78501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,677 |
| Total Mortgage Loan Application Amount | $878,516,000 |
| Average Mortgage Loan Application Amount | $130,666 |
| Highest Mortgage Loan Application Amount | $10,500,000 |
| Average Applicant Income | $33,333 |
| Highest Applicant Income | $3,765,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Texas State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texas State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Texas State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texas State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Texas State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texas State Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 1,041 | $ 179,783,000 | $ 172,000 | $ 2,000 |
| Hidalgo County Texas | 732 | $ 53,476,000 | $ 73,000 | $ 61,000 |
| Travis County Texas | 417 | $ 100,898,000 | $ 241,000 | $ 1,000 |
| Bexar County Texas | 403 | $ 67,233,000 | $ 166,000 | $ 0 |
| Cameron County Texas | 393 | $ 40,716,000 | $ 103,000 | $ 38,000 |
| Jefferson County Texas | 251 | $ 27,849,000 | $ 110,000 | $ 79,000 |
| Williamson County Texas | 239 | $ 51,266,000 | $ 214,000 | $ 0 |
| Pierce County Washington | 216 | $ 48,497,000 | $ 224,000 | $ 0 |
| Fort Bend County Texas | 170 | $ 30,175,000 | $ 177,000 | $ 2,000 |
| Montgomery County Texas | 140 | $ 26,584,000 | $ 189,000 | $ 1,000 |
| Brazoria County Texas | 135 | $ 24,476,000 | $ 181,000 | $ 0 |
| Chatham County Georgia | 130 | $ 24,277,000 | $ 186,000 | $ 0 |
| Galveston County Texas | 125 | $ 21,172,000 | $ 169,000 | $ 9,000 |
| Tarrant County Texas | 113 | $ 16,310,000 | $ 144,000 | $ 2,000 |
| Orange County Texas | 93 | $ 7,934,000 | $ 85,000 | $ 20,000 |
| Hardin County Texas | 91 | $ 6,028,000 | $ 66,000 | $ 41,000 |
| Hays County Texas | 84 | $ 13,301,000 | $ 158,000 | $ 0 |
| Chambers County Texas | 81 | $ 14,391,000 | $ 177,000 | $ 0 |
| McLennan County Texas | 77 | $ 7,992,000 | $ 103,000 | $ 0 |
| Willacy County Texas | 66 | $ 1,571,000 | $ 23,000 | $ 51,000 |
| Guadalupe County Texas | 61 | $ 12,535,000 | $ 205,000 | $ 0 |
| Denton County Texas | 54 | $ 9,621,000 | $ 178,000 | $ 0 |
| Dallas County Texas | 42 | $ 8,689,000 | $ 206,000 | $ 30,000 |
| Starr County Texas | 38 | $ 1,915,000 | $ 50,000 | $ 47,000 |
| Nueces County Texas | 33 | $ 3,069,000 | $ 93,000 | $ 138,000 |
| Thurston County Washington | 30 | $ 7,494,000 | $ 249,000 | $ 0 |
| Pinal County Arizona | 28 | $ 5,533,000 | $ 197,000 | $ 0 |
| Maricopa County Arizona | 27 | $ 4,752,000 | $ 176,000 | $ 18,000 |
| Jasper County Texas | 24 | $ 3,335,000 | $ 138,000 | $ 213,000 |
| Bryan County Georgia | 22 | $ 4,353,000 | $ 197,000 | $ 0 |
| Lee County Florida | 21 | $ 4,189,000 | $ 199,000 | $ 0 |
| Collin County Texas | 19 | $ 3,495,000 | $ 183,000 | $ 6,000 |
| Tyler County Texas | 16 | $ 630,000 | $ 39,000 | $ 46,000 |
| King County Washington | 13 | $ 3,187,000 | $ 245,000 | $ 0 |
| Beaufort County South Carolina | 12 | $ 2,279,000 | $ 189,000 | $ 0 |
| Comal County Texas | 12 | $ 2,144,000 | $ 178,000 | $ 162,000 |
| Liberty County Texas | 11 | $ 1,462,000 | $ 132,000 | $ 0 |
| Smith County Texas | 9 | $ 2,024,000 | $ 224,000 | $ 160,000 |
| Brevard County Florida | 7 | $ 1,985,000 | $ 283,000 | $ 0 |
| Berkeley County South Carolina | 7 | $ 1,129,000 | $ 161,000 | $ 0 |
| Jim Wells County Texas | 7 | $ 533,000 | $ 76,000 | $ 0 |
| Terrebonne County Louisiana | 6 | $ 907,000 | $ 151,000 | $ 12,000 |
| Brazos County Texas | 6 | $ 661,000 | $ 110,000 | $ 67,000 |
| Medina County Texas | 6 | $ 882,000 | $ 147,000 | $ 0 |
| Newton County Texas | 6 | $ 312,000 | $ 52,000 | $ 27,000 |
| St. Mary County Louisiana | 5 | $ 601,000 | $ 120,000 | $ 0 |
| Aransas County Texas | 5 | $ 829,000 | $ 165,000 | $ 0 |
| Austin County Texas | 5 | $ 909,000 | $ 181,000 | $ 0 |
| Bell County Texas | 5 | $ 708,000 | $ 141,000 | $ 0 |
| Kendall County Texas | 5 | $ 1,079,000 | $ 215,000 | $ 0 |
| Kleberg County Texas | 5 | $ 190,000 | $ 38,000 | $ 30,000 |
| Matagorda County Texas | 5 | $ 871,000 | $ 174,000 | $ 498,000 |
| Parker County Texas | 5 | $ 811,000 | $ 162,000 | $ 28,000 |
| San Augustine County Texas | 5 | $ 220,000 | $ 44,000 | $ 69,000 |
| Waller County Texas | 5 | $ 1,129,000 | $ 225,000 | $ 0 |
| Polk County Texas | 4 | $ 374,000 | $ 93,000 | $ 0 |
| San Jacinto County Texas | 4 | $ 539,000 | $ 134,000 | $ 25,000 |
| Wharton County Texas | 4 | $ 498,000 | $ 124,000 | $ 0 |
| Wilson County Texas | 4 | $ 780,000 | $ 195,000 | $ 0 |
| Bandera County Texas | 3 | $ 569,000 | $ 189,000 | $ 0 |
| Blanco County Texas | 3 | $ 680,000 | $ 226,000 | $ 41,000 |
| Johnson County Texas | 3 | $ 470,000 | $ 156,000 | $ 0 |
| Rockwall County Texas | 3 | $ 536,000 | $ 178,000 | $ 0 |
| San Patricio County Texas | 3 | $ 423,000 | $ 141,000 | $ 9,000 |
| Grays Harbor County Washington | 3 | $ 325,000 | $ 108,000 | $ 0 |
| Pacific County Washington | 3 | $ 629,000 | $ 209,000 | $ 0 |
| Orange County Florida | 2 | $ 367,000 | $ 183,000 | $ 0 |
| Lafourche County Louisiana | 2 | $ 273,000 | $ 136,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 138,000 | $ 69,000 | $ 0 |
| Bastrop County Texas | 2 | $ 414,000 | $ 207,000 | $ 0 |
| Burnet County Texas | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Caldwell County Texas | 2 | $ 244,000 | $ 122,000 | $ 0 |
| Calhoun County Texas | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Henderson County Texas | 2 | $ 349,000 | $ 174,000 | $ 0 |
| Hunt County Texas | 2 | $ 361,000 | $ 180,000 | $ 0 |
| Jim Hogg County Texas | 2 | $ 18,000 | $ 9,000 | $ 13,000 |
| Kerr County Texas | 2 | $ 281,000 | $ 140,000 | $ 39,000 |
| Lubbock County Texas | 2 | $ 227,000 | $ 113,000 | $ 1,882,000 |
| Walker County Texas | 2 | $ 251,000 | $ 125,000 | $ 0 |
| Washington County Texas | 2 | $ 225,000 | $ 112,000 | $ 0 |
| Webb County Texas | 2 | $ 302,000 | $ 151,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Graham County Arizona | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Eagle County Colorado | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Broward County Florida | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Collier County Florida | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Volusia County Florida | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Effingham County Georgia | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Cook County Illinois | 1 | $ 3,000 | $ 3,000 | $ 18,000 |
| Assumption County Louisiana | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Lafayette County Mississippi | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Madison County Mississippi | 1 | $ 380,000 | $ 380,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 149,000 |
| Angelina County Texas | 1 | $ 197,000 | $ 197,000 | $ 125,000 |
| Atascosa County Texas | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Bee County Texas | 1 | $ 48,000 | $ 48,000 | $ 105,000 |
| Bosque County Texas | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Brooks County Texas | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Burleson County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cooke County Texas | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Duval County Texas | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Ector County Texas | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Falls County Texas | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Fayette County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Gillespie County Texas | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Gregg County Texas | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Grimes County Texas | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Hood County Texas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Jackson County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lee County Texas | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Leon County Texas | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Llano County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Milam County Texas | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Navarro County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Robertson County Texas | 1 | $ 234,000 | $ 234,000 | $ 0 |
| San Saba County Texas | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Uvalde County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Zapata County Texas | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Kitsap County Washington | 1 | $ 74,000 | $ 74,000 | $ 0 |
Mortgage Loan Application Detail Totals for Texas State Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,411 | $773,242,000 | $175,000 | $6,250,000 | $13,000 | $3,765,000 |
| Home Improvement | 821 | $17,847,000 | $21,000 | $865,000 | $57,000 | $2,491,000 |
| Refinancing | 445 | $87,427,000 | $196,000 | $10,500,000 | $30,000 | $1,626,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,218 | $798,575,000 | $189,000 | $10,500,000 | $0 | $0 |
| Hispanic | 957 | $37,886,000 | $39,000 | $950,000 | $56,000 | $1,369,000 |
| White | 451 | $39,284,000 | $87,000 | $1,440,000 | $136,000 | $3,765,000 |
| Black or African American | 37 | $1,300,000 | $35,000 | $252,000 | $104,000 | $1,588,000 |
| Asian | 8 | $814,000 | $101,000 | $182,000 | $178,000 | $482,000 |
| American Indian or Alaskan Native | 3 | $200,000 | $66,000 | $98,000 | $23,000 | $31,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $457,000 | $152,000 | $262,000 | $161,000 | $228,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,851 | $734,236,000 | $151,000 | $10,500,000 | $25,000 | $3,765,000 |
| FHA-insured (Federal Housing Administration) | 575 | $89,031,000 | $154,000 | $368,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 250 | $55,065,000 | $220,000 | $417,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $184,000 | $184,000 | $184,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 4,116 | $743,164,000 | $180,000 | $512,000 | $0 | $0 |
| Loan Originated | 909 | $111,329,000 | $122,000 | $10,500,000 | $99,000 | $3,765,000 |
| Application Denied By Financial Institution | 484 | $13,028,000 | $26,000 | $483,000 | $36,000 | $461,000 |
| Application Withdrawn By Applicant | 97 | $5,786,000 | $59,000 | $704,000 | $66,000 | $663,000 |
| Application Approved But Not Accepted | 67 | $4,945,000 | $73,000 | $416,000 | $88,000 | $1,588,000 |
| File Closed For Incompleteness | 4 | $264,000 | $66,000 | $112,000 | $283,000 | $960,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas State Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.