Texasbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Texasbank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Texasbank 400 Fisk Ave Brownwood, TX 76801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 |
| Total Number of Mortgage Applications | 1,824 |
| Total Mortgage Loan Application Amount | $465,670,000 |
| Average Mortgage Loan Application Amount | $186,000 |
| Highest Mortgage Loan Application Amount | $21,455,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $722,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Texasbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texasbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Texasbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texasbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Texasbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texasbank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 538 | $ 121,750,000 | $ 226,000 | $ 89,000 |
| Tarrant County Texas | 505 | $ 118,955,000 | $ 235,000 | $ 97,000 |
| Brown County Texas | 87 | $ 14,105,000 | $ 162,000 | $ 120,000 |
| Denton County Texas | 82 | $ 25,580,000 | $ 311,000 | $ 119,000 |
| Parker County Texas | 61 | $ 21,925,000 | $ 359,000 | $ 162,000 |
| Johnson County Texas | 55 | $ 14,035,000 | $ 255,000 | $ 105,000 |
| Collin County Texas | 54 | $ 16,350,000 | $ 302,000 | $ 124,000 |
| Kaufman County Texas | 54 | $ 14,110,000 | $ 261,000 | $ 133,000 |
| Hunt County Texas | 34 | $ 7,390,000 | $ 217,000 | $ 75,000 |
| Erath County Texas | 30 | $ 30,620,000 | $ 1,020,000 | $ 161,000 |
| Travis County Texas | 28 | $ 8,920,000 | $ 318,000 | $ 118,000 |
| Ellis County Texas | 24 | $ 7,180,000 | $ 299,000 | $ 110,000 |
| Harris County Texas | 22 | $ 4,610,000 | $ 209,000 | $ 104,000 |
| Comanche County Texas | 20 | $ 2,680,000 | $ 134,000 | $ 98,000 |
| Young County Texas | 18 | $ 2,580,000 | $ 143,000 | $ 84,000 |
| Williamson County Texas | 17 | $ 5,375,000 | $ 316,000 | $ 117,000 |
| Hood County Texas | 12 | $ 3,380,000 | $ 281,000 | $ 181,000 |
| Palo Pinto County Texas | 10 | $ 2,530,000 | $ 253,000 | $ 108,000 |
| Wise County Texas | 10 | $ 2,600,000 | $ 260,000 | $ 116,000 |
| Bastrop County Texas | 9 | $ 2,785,000 | $ 309,000 | $ 160,000 |
| Grayson County Texas | 9 | $ 1,525,000 | $ 169,000 | $ 64,000 |
| Hays County Texas | 9 | $ 2,765,000 | $ 307,000 | $ 97,000 |
| Rockwall County Texas | 9 | $ 1,865,000 | $ 207,000 | $ 117,000 |
| Cooke County Texas | 8 | $ 1,580,000 | $ 197,000 | $ 93,000 |
| El Paso County Texas | 5 | $ 1,415,000 | $ 283,000 | $ 199,000 |
| Fort Bend County Texas | 5 | $ 1,205,000 | $ 241,000 | $ 90,000 |
| Hill County Texas | 5 | $ 1,105,000 | $ 221,000 | $ 81,000 |
| Caldwell County Texas | 4 | $ 1,080,000 | $ 270,000 | $ 121,000 |
| Eastland County Texas | 4 | $ 210,000 | $ 52,000 | $ 69,000 |
| Smith County Texas | 4 | $ 760,000 | $ 190,000 | $ 87,000 |
| Bell County Texas | 3 | $ 525,000 | $ 175,000 | $ 99,000 |
| Bexar County Texas | 3 | $ 455,000 | $ 151,000 | $ 42,000 |
| Fannin County Texas | 3 | $ 765,000 | $ 255,000 | $ 101,000 |
| Henderson County Texas | 3 | $ 615,000 | $ 205,000 | $ 107,000 |
| McLennan County Texas | 3 | $ 645,000 | $ 215,000 | $ 200,000 |
| Navarro County Texas | 3 | $ 565,000 | $ 188,000 | $ 62,000 |
| Van Zandt County Texas | 3 | $ 535,000 | $ 178,000 | $ 65,000 |
| St. Johns County Florida | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Dona Ana County New Mexico | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Coleman County Texas | 2 | $ 430,000 | $ 215,000 | $ 88,000 |
| Coryell County Texas | 2 | $ 480,000 | $ 240,000 | $ 100,000 |
| Hopkins County Texas | 2 | $ 430,000 | $ 215,000 | $ 97,000 |
| Lubbock County Texas | 2 | $ 410,000 | $ 205,000 | $ 133,000 |
| Montgomery County Texas | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Taylor County Texas | 2 | $ 740,000 | $ 370,000 | $ 118,000 |
| Wichita County Texas | 2 | $ 250,000 | $ 125,000 | $ 68,000 |
| Mobile County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Fresno County California | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Sutter County California | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Routt County Colorado | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Weld County Colorado | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Broward County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lee County Florida | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pinellas County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Cobb County Georgia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Richmond County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Ogle County Illinois | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rutherford County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 415,000 | $ 415,000 | $ 179,000 |
| Abbeville County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Aransas County Texas | 1 | $ 275,000 | $ 275,000 | $ 330,000 |
| Blanco County Texas | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Bosque County Texas | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Callahan County Texas | 1 | $ 315,000 | $ 315,000 | $ 112,000 |
| Cameron County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Chambers County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Ector County Texas | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Galveston County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Hardin County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 785,000 | $ 785,000 | $ 630,000 |
| Howard County Texas | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Hutchinson County Texas | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Jefferson County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lamar County Texas | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Liberty County Texas | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Llano County Texas | 1 | $ 3,255,000 | $ 3,255,000 | $ 0 |
| Maverick County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Milam County Texas | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Mills County Texas | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Nueces County Texas | 1 | $ 535,000 | $ 535,000 | $ 202,000 |
| Randall County Texas | 1 | $ 175,000 | $ 175,000 | $ 270,000 |
| Rusk County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| San Jacinto County Texas | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Shelby County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Tom Green County Texas | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Wood County Texas | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Chesapeake County Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Kitsap County Washington | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 0 |
Mortgage Loan Application Detail Totals for Texasbank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,410 | $389,600,000 | $276,000 | $21,455,000 | $104,000 | $718,000 |
| Other Purpose | 119 | $21,025,000 | $176,000 | $805,000 | $105,000 | $672,000 |
| Refinancing | 119 | $24,245,000 | $203,000 | $2,005,000 | $104,000 | $722,000 |
| Cash-out Refinancing | 91 | $16,145,000 | $177,000 | $525,000 | $95,000 | $483,000 |
| Not Applicable | 70 | $13,210,000 | $188,000 | $605,000 | $0 | $0 |
| Home Improvement | 15 | $1,445,000 | $96,000 | $215,000 | $102,000 | $220,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,454 | $345,640,000 | $237,000 | $805,000 | $95,000 | $682,000 |
| White | 229 | $62,225,000 | $271,000 | $2,365,000 | $157,000 | $722,000 |
| Not applicable | 111 | $51,155,000 | $460,000 | $21,455,000 | $124,000 | $217,000 |
| Not Provided | 21 | $5,005,000 | $238,000 | $515,000 | $149,000 | $483,000 |
| Black or African American | 5 | $985,000 | $197,000 | $375,000 | $87,000 | $159,000 |
| Asian | 3 | $465,000 | $155,000 | $245,000 | $120,000 | $156,000 |
| American Indian or Alaskan Native | 1 | $195,000 | $195,000 | $195,000 | $103,000 | $103,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,697 | $430,395,000 | $253,000 | $21,455,000 | $104,000 | $722,000 |
| FHA-insured (Federal Housing Administration) | 106 | $28,940,000 | $273,000 | $545,000 | $92,000 | $302,000 |
| VA-guaranteed (Veterans Administration) | 18 | $5,750,000 | $319,000 | $695,000 | $147,000 | $312,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $585,000 | $195,000 | $205,000 | $82,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,312 | $347,870,000 | $265,000 | $21,455,000 | $104,000 | $722,000 |
| Application Withdrawn By Applicant | 375 | $89,515,000 | $238,000 | $2,005,000 | $99,000 | $634,000 |
| Loan Purchased By The Institution | 71 | $13,265,000 | $186,000 | $605,000 | $0 | $0 |
| Application Approved But Not Accepted | 32 | $6,990,000 | $218,000 | $365,000 | $136,000 | $682,000 |
| Application Denied By Financial Institution | 25 | $5,875,000 | $235,000 | $525,000 | $105,000 | $294,000 |
| File Closed For Incompleteness | 9 | $2,155,000 | $239,000 | $605,000 | $137,000 | $316,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,799 | $459,795,000 | $255,000 | $21,455,000 | $104,000 | $722,000 |
| Credit History | 10 | $2,590,000 | $259,000 | $445,000 | $110,000 | $162,000 |
| Collateral | 7 | $965,000 | $137,000 | $255,000 | $63,000 | $134,000 |
| Debt-To-Income Ratio | 6 | $1,950,000 | $325,000 | $525,000 | $144,000 | $294,000 |
| Other | 1 | $225,000 | $225,000 | $225,000 | $78,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $145,000 | $145,000 | $145,000 | $140,000 | $140,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texasbank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texasbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.