Texasbank Mortgage Lending & HMDA Data, 2023
In 2023, Texasbank of Brownwood, TX reported 1,824 mortgage applications totaling $465.7 million, down 20% from 2022. The average application was for $255,301, and applicants reported an average income of $103,583. 72% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Dallas-Plano-Irving, TX (795), Fort Worth-Arlington, TX (631) and Austin-Round Rock, TX (67) (applications in parentheses).
| Mortgage Company & Address | Texasbank 400 Fisk Ave Brownwood, TX 76801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 1,824 |
| Total Mortgage Loan Application Amount | $465,670,000 |
| Average Mortgage Loan Application Amount | $255,301 |
| Highest Mortgage Loan Application Amount | $21,455,000 |
| Average Applicant Income | $103,583 |
| Highest Applicant Income | $722,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texasbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas, Texas | 538 | $ 121,750,000 | $ 226,301 | $ 89,000 |
| Tarrant, Texas | 505 | $ 118,955,000 | $ 235,554 | $ 97,000 |
| Brown, Texas | 87 | $ 14,105,000 | $ 162,126 | $ 120,000 |
| Denton, Texas | 82 | $ 25,580,000 | $ 311,951 | $ 119,000 |
| Parker, Texas | 61 | $ 21,925,000 | $ 359,426 | $ 162,000 |
| Johnson, Texas | 55 | $ 14,035,000 | $ 255,181 | $ 105,000 |
| Collin, Texas | 54 | $ 16,350,000 | $ 302,777 | $ 124,000 |
| Kaufman, Texas | 54 | $ 14,110,000 | $ 261,296 | $ 133,000 |
| Hunt, Texas | 34 | $ 7,390,000 | $ 217,352 | $ 75,000 |
| Erath, Texas | 30 | $ 30,620,000 | $ 1,020,666 | $ 161,000 |
| Travis, Texas | 28 | $ 8,920,000 | $ 318,571 | $ 118,000 |
| Ellis, Texas | 24 | $ 7,180,000 | $ 299,166 | $ 110,000 |
| Harris, Texas | 22 | $ 4,610,000 | $ 209,545 | $ 104,000 |
| Comanche, Texas | 20 | $ 2,680,000 | $ 134,000 | $ 98,000 |
| Young, Texas | 18 | $ 2,580,000 | $ 143,333 | $ 84,000 |
| Williamson, Texas | 17 | $ 5,375,000 | $ 316,176 | $ 117,000 |
| Hood, Texas | 12 | $ 3,380,000 | $ 281,666 | $ 181,000 |
| Palo Pinto, Texas | 10 | $ 2,530,000 | $ 253,000 | $ 108,000 |
| Wise, Texas | 10 | $ 2,600,000 | $ 260,000 | $ 116,000 |
| Bastrop, Texas | 9 | $ 2,785,000 | $ 309,444 | $ 160,000 |
| Grayson, Texas | 9 | $ 1,525,000 | $ 169,444 | $ 64,000 |
| Hays, Texas | 9 | $ 2,765,000 | $ 307,222 | $ 97,000 |
| Rockwall, Texas | 9 | $ 1,865,000 | $ 207,222 | $ 117,000 |
| Cooke, Texas | 8 | $ 1,580,000 | $ 197,500 | $ 93,000 |
| El Paso, Texas | 5 | $ 1,415,000 | $ 283,000 | $ 199,000 |
| Fort Bend, Texas | 5 | $ 1,205,000 | $ 241,000 | $ 90,000 |
| Hill, Texas | 5 | $ 1,105,000 | $ 221,000 | $ 81,000 |
| Caldwell, Texas | 4 | $ 1,080,000 | $ 270,000 | $ 121,000 |
| Eastland, Texas | 4 | $ 210,000 | $ 52,500 | $ 69,000 |
| Smith, Texas | 4 | $ 760,000 | $ 190,000 | $ 87,000 |
| Bell, Texas | 3 | $ 525,000 | $ 175,000 | $ 99,000 |
| Bexar, Texas | 3 | $ 455,000 | $ 151,666 | $ 42,000 |
| Fannin, Texas | 3 | $ 765,000 | $ 255,000 | $ 101,000 |
| Henderson, Texas | 3 | $ 615,000 | $ 205,000 | $ 107,000 |
| McLennan, Texas | 3 | $ 645,000 | $ 215,000 | $ 200,000 |
| Navarro, Texas | 3 | $ 565,000 | $ 188,333 | $ 62,000 |
| Van Zandt, Texas | 3 | $ 535,000 | $ 178,333 | $ 65,000 |
| St. Johns, Florida | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Dona Ana, New Mexico | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Coleman, Texas | 2 | $ 430,000 | $ 215,000 | $ 88,000 |
| Coryell, Texas | 2 | $ 480,000 | $ 240,000 | $ 100,000 |
| Hopkins, Texas | 2 | $ 430,000 | $ 215,000 | $ 97,000 |
| Lubbock, Texas | 2 | $ 410,000 | $ 205,000 | $ 133,000 |
| Montgomery, Texas | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Taylor, Texas | 2 | $ 740,000 | $ 370,000 | $ 118,000 |
| Wichita, Texas | 2 | $ 250,000 | $ 125,000 | $ 68,000 |
| Mobile, Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Maricopa, Arizona | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Fresno, California | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Sutter, California | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Routt, Colorado | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Weld, Colorado | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Broward, Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lee, Florida | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Palm Beach, Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pinellas, Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Santa Rosa, Florida | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Cobb, Georgia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| DeKalb, Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Richmond, Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Ogle, Illinois | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lincoln, New Mexico | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rutherford, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Hamilton, Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| McCurtain, Oklahoma | 1 | $ 415,000 | $ 415,000 | $ 179,000 |
| Abbeville, South Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Charleston, South Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Montgomery, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Aransas, Texas | 1 | $ 275,000 | $ 275,000 | $ 330,000 |
| Blanco, Texas | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Bosque, Texas | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Callahan, Texas | 1 | $ 315,000 | $ 315,000 | $ 112,000 |
| Cameron, Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Chambers, Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Ector, Texas | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Galveston, Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Guadalupe, Texas | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Hardin, Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hidalgo, Texas | 1 | $ 785,000 | $ 785,000 | $ 630,000 |
| Howard, Texas | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Hutchinson, Texas | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Jefferson, Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lamar, Texas | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Liberty, Texas | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Llano, Texas | 1 | $ 3,255,000 | $ 3,255,000 | $ 0 |
| Maverick, Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Milam, Texas | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Mills, Texas | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Nueces, Texas | 1 | $ 535,000 | $ 535,000 | $ 202,000 |
| Randall, Texas | 1 | $ 175,000 | $ 175,000 | $ 270,000 |
| Rusk, Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| San Jacinto, Texas | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Shelby, Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Tom Green, Texas | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Wood, Texas | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Chesapeake, Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Spotsylvania, Virginia | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Kitsap, Washington | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Jefferson, Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 0 |
Mortgage Loan Application Detail Totals for Texasbank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,410 | $389,600,000 | $276,000 | $21,455,000 | $104,000 | $718,000 |
| Other Purpose | 119 | $21,025,000 | $176,000 | $805,000 | $105,000 | $672,000 |
| Refinancing | 119 | $24,245,000 | $203,000 | $2,005,000 | $104,000 | $722,000 |
| Cash-out Refinancing | 91 | $16,145,000 | $177,000 | $525,000 | $95,000 | $483,000 |
| Not Applicable | 70 | $13,210,000 | $188,000 | $605,000 | $0 | $0 |
| Home Improvement | 15 | $1,445,000 | $96,000 | $215,000 | $102,000 | $220,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,454 | $345,640,000 | $237,000 | $805,000 | $95,000 | $682,000 |
| White | 229 | $62,225,000 | $271,000 | $2,365,000 | $157,000 | $722,000 |
| Not applicable | 111 | $51,155,000 | $460,000 | $21,455,000 | $124,000 | $217,000 |
| Not Provided | 21 | $5,005,000 | $238,000 | $515,000 | $149,000 | $483,000 |
| Black or African American | 5 | $985,000 | $197,000 | $375,000 | $87,000 | $159,000 |
| Asian | 3 | $465,000 | $155,000 | $245,000 | $120,000 | $156,000 |
| American Indian or Alaskan Native | 1 | $195,000 | $195,000 | $195,000 | $103,000 | $103,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,697 | $430,395,000 | $253,000 | $21,455,000 | $104,000 | $722,000 |
| FHA-insured (Federal Housing Administration) | 106 | $28,940,000 | $273,000 | $545,000 | $92,000 | $302,000 |
| VA-guaranteed (Veterans Administration) | 18 | $5,750,000 | $319,000 | $695,000 | $147,000 | $312,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $585,000 | $195,000 | $205,000 | $82,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,312 | $347,870,000 | $265,000 | $21,455,000 | $104,000 | $722,000 |
| Application Withdrawn By Applicant | 375 | $89,515,000 | $238,000 | $2,005,000 | $99,000 | $634,000 |
| Loan Purchased By The Institution | 71 | $13,265,000 | $186,000 | $605,000 | $0 | $0 |
| Application Approved But Not Accepted | 32 | $6,990,000 | $218,000 | $365,000 | $136,000 | $682,000 |
| Application Denied By Financial Institution | 25 | $5,875,000 | $235,000 | $525,000 | $105,000 | $294,000 |
| File Closed For Incompleteness | 9 | $2,155,000 | $239,000 | $605,000 | $137,000 | $316,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,799 | $459,795,000 | $255,000 | $21,455,000 | $104,000 | $722,000 |
| Credit History | 10 | $2,590,000 | $259,000 | $445,000 | $110,000 | $162,000 |
| Collateral | 7 | $965,000 | $137,000 | $255,000 | $63,000 | $134,000 |
| Debt-To-Income Ratio | 6 | $1,950,000 | $325,000 | $525,000 | $144,000 | $294,000 |
| Other | 1 | $225,000 | $225,000 | $225,000 | $78,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $145,000 | $145,000 | $145,000 | $140,000 | $140,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texasbank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texasbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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