The Bank Of Missouri
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
The Bank Of Missouri 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Bank Of Missouri 916 N. Kingshighway Perryville, MO 63775 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 936 |
| Total Mortgage Loan Application Amount | $176,570,000 |
| Average Mortgage Loan Application Amount | $141,000 |
| Highest Mortgage Loan Application Amount | $6,995,000 |
| Average Applicant Income | $79,600 |
| Highest Applicant Income | $5,757,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with The Bank Of Missouri. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Bank Of Missouri's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down The Bank Of Missouri's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Bank Of Missouri serves its applicants.
Each category highlights the total number of mortgage applications processed by The Bank Of Missouri, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Bank Of Missouri's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cape Girardeau County Missouri | 194 | $ 32,460,000 | $ 167,000 | $ 123,000 |
| Perry County Missouri | 156 | $ 21,550,000 | $ 138,000 | $ 74,000 |
| Scott County Missouri | 84 | $ 12,460,000 | $ 148,000 | $ 72,000 |
| Bollinger County Missouri | 72 | $ 9,470,000 | $ 131,000 | $ 61,000 |
| Greene County Missouri | 59 | $ 27,675,000 | $ 469,000 | $ 74,000 |
| Boone County Missouri | 57 | $ 17,365,000 | $ 304,000 | $ 117,000 |
| Pemiscot County Missouri | 46 | $ 3,130,000 | $ 68,000 | $ 61,000 |
| Taney County Missouri | 34 | $ 9,920,000 | $ 291,000 | $ 131,000 |
| Christian County Missouri | 23 | $ 5,185,000 | $ 225,000 | $ 162,000 |
| Pulaski County Missouri | 20 | $ 2,780,000 | $ 139,000 | $ 69,000 |
| Audrain County Missouri | 18 | $ 1,440,000 | $ 80,000 | $ 54,000 |
| Butler County Missouri | 17 | $ 2,955,000 | $ 173,000 | $ 77,000 |
| Stone County Missouri | 17 | $ 2,885,000 | $ 169,000 | $ 113,000 |
| Montgomery County Missouri | 12 | $ 1,710,000 | $ 142,000 | $ 62,000 |
| Phelps County Missouri | 11 | $ 1,215,000 | $ 110,000 | $ 62,000 |
| Callaway County Missouri | 8 | $ 1,130,000 | $ 141,000 | $ 63,000 |
| St. Charles County Missouri | 7 | $ 1,485,000 | $ 212,000 | $ 113,000 |
| Ste. Genevieve County Missouri | 7 | $ 665,000 | $ 95,000 | $ 54,000 |
| Camden County Missouri | 6 | $ 820,000 | $ 136,000 | $ 121,000 |
| Jefferson County Missouri | 6 | $ 1,430,000 | $ 238,000 | $ 78,000 |
| Stoddard County Missouri | 6 | $ 1,000,000 | $ 166,000 | $ 128,000 |
| New Madrid County Missouri | 4 | $ 150,000 | $ 37,000 | $ 62,000 |
| St. Louis County Missouri | 4 | $ 590,000 | $ 147,000 | $ 258,000 |
| Greene County Arkansas | 3 | $ 575,000 | $ 191,000 | $ 116,000 |
| Johnson County Kansas | 3 | $ 1,045,000 | $ 348,000 | $ 132,000 |
| Madison County Missouri | 3 | $ 185,000 | $ 61,000 | $ 36,000 |
| Mississippi County Missouri | 3 | $ 365,000 | $ 121,000 | $ 58,000 |
| Monroe County Missouri | 3 | $ 235,000 | $ 78,000 | $ 44,000 |
| Warren County Missouri | 3 | $ 565,000 | $ 188,000 | $ 66,000 |
| Craighead County Arkansas | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Walton County Florida | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Clay County Missouri | 2 | $ 560,000 | $ 280,000 | $ 48,000 |
| Dunklin County Missouri | 2 | $ 220,000 | $ 110,000 | $ 120,000 |
| Iron County Missouri | 2 | $ 400,000 | $ 200,000 | $ 150,000 |
| Jackson County Missouri | 2 | $ 360,000 | $ 180,000 | $ 1,879,000 |
| Lawrence County Missouri | 2 | $ 430,000 | $ 215,000 | $ 113,000 |
| Maries County Missouri | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Randolph County Missouri | 2 | $ 140,000 | $ 70,000 | $ 34,000 |
| Webster County Missouri | 2 | $ 620,000 | $ 310,000 | $ 104,000 |
| Montgomery County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 177,000 |
| Baldwin County Alabama | 1 | $ 435,000 | $ 435,000 | $ 426,000 |
| Maricopa County Arizona | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Boone County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Clay County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Cleburne County Arkansas | 1 | $ 575,000 | $ 575,000 | $ 839,000 |
| Mississippi County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Escambia County Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Manatee County Florida | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Sarasota County Florida | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| St. Johns County Florida | 1 | $ 295,000 | $ 295,000 | $ 114,000 |
| Franklin County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Jackson County Illinois | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Jay County Indiana | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Marshall County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Barry County Missouri | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Cedar County Missouri | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Cole County Missouri | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Cooper County Missouri | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hickory County Missouri | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Laclede County Missouri | 1 | $ 115,000 | $ 115,000 | $ 235,000 |
| Lincoln County Missouri | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Linn County Missouri | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Miller County Missouri | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Pike County Missouri | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Texas County Missouri | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 10,000 |
| Collin County Texas | 1 | $ 315,000 | $ 315,000 | $ 190,000 |
| Dallas County Texas | 1 | $ 4,655,000 | $ 4,655,000 | $ 750,000 |
Mortgage Loan Application Detail Totals for The Bank Of Missouri in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 518 | $112,650,000 | $217,000 | $6,995,000 | $111,000 | $5,757,000 |
| Refinancing | 230 | $38,260,000 | $166,000 | $1,585,000 | $87,000 | $442,000 |
| Cash-out Refinancing | 124 | $20,600,000 | $166,000 | $465,000 | $75,000 | $232,000 |
| Other Purpose | 33 | $3,055,000 | $92,000 | $245,000 | $55,000 | $217,000 |
| Home Improvement | 31 | $2,005,000 | $64,000 | $185,000 | $70,000 | $235,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 792 | $127,170,000 | $160,000 | $4,655,000 | $97,000 | $5,757,000 |
| Not applicable | 89 | $42,155,000 | $473,000 | $6,995,000 | $0 | $0 |
| Not Provided | 21 | $2,415,000 | $115,000 | $315,000 | $64,000 | $245,000 |
| Black or African American | 16 | $2,140,000 | $133,000 | $295,000 | $106,000 | $317,000 |
| Hispanic | 9 | $1,445,000 | $160,000 | $325,000 | $76,000 | $147,000 |
| Asian | 4 | $750,000 | $187,000 | $245,000 | $71,000 | $96,000 |
| American Indian or Alaskan Native | 3 | $235,000 | $78,000 | $105,000 | $97,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 884 | $169,880,000 | $192,000 | $6,995,000 | $99,000 | $5,757,000 |
| FHA-insured (Federal Housing Administration) | 21 | $2,285,000 | $108,000 | $285,000 | $58,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $1,915,000 | $112,000 | $255,000 | $40,000 | $65,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,490,000 | $177,000 | $425,000 | $79,000 | $178,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 580 | $107,850,000 | $185,000 | $6,995,000 | $113,000 | $5,757,000 |
| Application Withdrawn By Applicant | 189 | $45,065,000 | $238,000 | $5,745,000 | $87,000 | $750,000 |
| Application Denied By Financial Institution | 137 | $19,695,000 | $143,000 | $2,505,000 | $58,000 | $689,000 |
| File Closed For Incompleteness | 25 | $3,085,000 | $123,000 | $315,000 | $68,000 | $166,000 |
| Application Approved But Not Accepted | 5 | $875,000 | $175,000 | $235,000 | $96,000 | $194,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 799 | $156,875,000 | $196,000 | $6,995,000 | $105,000 | $5,757,000 |
| Credit History | 84 | $9,310,000 | $110,000 | $485,000 | $54,000 | $220,000 |
| Debt-To-Income Ratio | 35 | $8,115,000 | $231,000 | $2,505,000 | $66,000 | $689,000 |
| Collateral | 12 | $1,510,000 | $125,000 | $295,000 | $67,000 | $164,000 |
| Employment History | 3 | $425,000 | $141,000 | $295,000 | $42,000 | $68,000 |
| Unverifiable Information | 3 | $335,000 | $111,000 | $235,000 | $42,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Bank Of Missouri's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Bank Of Missouri's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.