The Bryn Mawr Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
The Bryn Mawr Trust Company 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Bryn Mawr Trust Company 801 Lancaster Ave Bryn Mawr, PA 19010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,584 |
| Total Mortgage Loan Application Amount | $750,612,000 |
| Average Mortgage Loan Application Amount | $215,386 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $420,181 |
| Highest Applicant Income | $6,832,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with The Bryn Mawr Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Bryn Mawr Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down The Bryn Mawr Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Bryn Mawr Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by The Bryn Mawr Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Bryn Mawr Trust Company's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Delaware County Pennsylvania | 1,322 | $ 201,377,000 | $ 152,000 | $ 104,000 |
| Montgomery County Pennsylvania | 1,197 | $ 214,296,000 | $ 179,000 | $ 133,000 |
| Chester County Pennsylvania | 776 | $ 139,270,000 | $ 179,000 | $ 123,000 |
| Philadelphia County Pennsylvania | 375 | $ 42,145,000 | $ 112,000 | $ 87,000 |
| Bucks County Pennsylvania | 126 | $ 22,424,000 | $ 177,000 | $ 152,000 |
| Cape May County New Jersey | 116 | $ 26,190,000 | $ 225,000 | $ 385,000 |
| New Castle County Delaware | 110 | $ 11,675,000 | $ 106,000 | $ 72,000 |
| Camden County New Jersey | 56 | $ 8,503,000 | $ 151,000 | $ 230,000 |
| Atlantic County New Jersey | 52 | $ 8,666,000 | $ 166,000 | $ 159,000 |
| Burlington County New Jersey | 40 | $ 7,696,000 | $ 192,000 | $ 157,000 |
| York County Pennsylvania | 29 | $ 2,732,000 | $ 94,000 | $ 76,000 |
| Ocean County New Jersey | 24 | $ 5,311,000 | $ 221,000 | $ 228,000 |
| Berks County Pennsylvania | 20 | $ 2,444,000 | $ 122,000 | $ 76,000 |
| Lackawanna County Pennsylvania | 17 | $ 2,088,000 | $ 122,000 | $ 86,000 |
| Monroe County Pennsylvania | 16 | $ 2,282,000 | $ 142,000 | $ 108,000 |
| Gloucester County New Jersey | 15 | $ 2,309,000 | $ 153,000 | $ 116,000 |
| Albemarle County Virginia | 12 | $ 1,678,000 | $ 139,000 | $ 186,000 |
| Palm Beach County Florida | 11 | $ 1,847,000 | $ 167,000 | $ 256,000 |
| Mercer County New Jersey | 11 | $ 2,413,000 | $ 219,000 | $ 164,000 |
| Lancaster County Pennsylvania | 11 | $ 1,431,000 | $ 130,000 | $ 101,000 |
| Somerset County New Jersey | 10 | $ 2,712,000 | $ 271,000 | $ 500,000 |
| Perry County Ohio | 9 | $ 759,000 | $ 84,000 | $ 54,000 |
| Lebanon County Pennsylvania | 9 | $ 1,028,000 | $ 114,000 | $ 86,000 |
| Horry County South Carolina | 9 | $ 1,594,000 | $ 177,000 | $ 189,000 |
| Baltimore County Maryland | 8 | $ 1,333,000 | $ 166,000 | $ 117,000 |
| Collier County Florida | 7 | $ 1,420,000 | $ 202,000 | $ 295,000 |
| Morris County New Jersey | 7 | $ 2,394,000 | $ 342,000 | $ 221,000 |
| Lehigh County Pennsylvania | 6 | $ 745,000 | $ 124,000 | $ 157,000 |
| Lycoming County Pennsylvania | 6 | $ 556,000 | $ 92,000 | $ 47,000 |
| Sussex County Delaware | 5 | $ 438,000 | $ 87,000 | $ 43,000 |
| District of Columbia County District Of Columbia | 5 | $ 683,000 | $ 136,000 | $ 192,000 |
| Indian River County Florida | 5 | $ 1,297,000 | $ 259,000 | $ 335,000 |
| Hancock County Maine | 5 | $ 1,114,000 | $ 222,000 | $ 164,000 |
| Monmouth County New Jersey | 5 | $ 1,399,000 | $ 279,000 | $ 533,000 |
| Adams County Pennsylvania | 5 | $ 601,000 | $ 120,000 | $ 56,000 |
| Northampton County Pennsylvania | 5 | $ 411,000 | $ 82,000 | $ 63,000 |
| Kent County Delaware | 4 | $ 322,000 | $ 80,000 | $ 72,000 |
| Calvert County Maryland | 4 | $ 453,000 | $ 113,000 | $ 101,000 |
| Salem County New Jersey | 4 | $ 328,000 | $ 82,000 | $ 44,000 |
| Saratoga County New York | 4 | $ 488,000 | $ 122,000 | $ 138,000 |
| Allegheny County Pennsylvania | 4 | $ 717,000 | $ 179,000 | $ 135,000 |
| Cumberland County Pennsylvania | 4 | $ 576,000 | $ 144,000 | $ 90,000 |
| Luzerne County Pennsylvania | 4 | $ 284,000 | $ 71,000 | $ 158,000 |
| Schuylkill County Pennsylvania | 4 | $ 316,000 | $ 79,000 | $ 55,000 |
| Pitkin County Colorado | 3 | $ 1,401,000 | $ 467,000 | $ 793,000 |
| Hartford County Connecticut | 3 | $ 533,000 | $ 177,000 | $ 105,000 |
| Monroe County Florida | 3 | $ 477,000 | $ 159,000 | $ 887,000 |
| Barnstable County Massachusetts | 3 | $ 643,000 | $ 214,000 | $ 117,000 |
| Fairfax County Virginia | 3 | $ 1,252,000 | $ 417,000 | $ 153,000 |
| Boulder County Colorado | 2 | $ 403,000 | $ 201,000 | $ 120,000 |
| Eagle County Colorado | 2 | $ 343,000 | $ 171,000 | $ 156,000 |
| Manatee County Florida | 2 | $ 306,000 | $ 153,000 | $ 67,000 |
| Miami-Dade County Florida | 2 | $ 361,000 | $ 180,000 | $ 116,000 |
| Sarasota County Florida | 2 | $ 200,000 | $ 100,000 | $ 116,000 |
| Palo Alto County Iowa | 2 | $ 180,000 | $ 90,000 | $ 192,000 |
| Cumberland County Maine | 2 | $ 366,000 | $ 183,000 | $ 201,000 |
| Knox County Maine | 2 | $ 131,000 | $ 65,000 | $ 53,000 |
| Queen Anne's County Maryland | 2 | $ 403,000 | $ 201,000 | $ 163,000 |
| Essex County Massachusetts | 2 | $ 408,000 | $ 204,000 | $ 200,000 |
| Nantucket County Massachusetts | 2 | $ 646,000 | $ 323,000 | $ 272,000 |
| Plymouth County Massachusetts | 2 | $ 477,000 | $ 238,000 | $ 265,000 |
| Cumberland County New Jersey | 2 | $ 199,000 | $ 99,000 | $ 57,000 |
| Hunterdon County New Jersey | 2 | $ 354,000 | $ 177,000 | $ 83,000 |
| Middlesex County New Jersey | 2 | $ 390,000 | $ 195,000 | $ 96,000 |
| Sussex County New Jersey | 2 | $ 349,000 | $ 174,000 | $ 97,000 |
| Nassau County New York | 2 | $ 351,000 | $ 175,000 | $ 561,000 |
| Indiana County Pennsylvania | 2 | $ 126,000 | $ 63,000 | $ 99,000 |
| Susquehanna County Pennsylvania | 2 | $ 309,000 | $ 154,000 | $ 302,000 |
| Kent County Rhode Island | 2 | $ 200,000 | $ 100,000 | $ 193,000 |
| Charleston County South Carolina | 2 | $ 373,000 | $ 186,000 | $ 373,000 |
| Los Angeles County California | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| Orange County California | 1 | $ 160,000 | $ 160,000 | $ 135,000 |
| Tuolumne County California | 1 | $ 275,000 | $ 275,000 | $ 880,000 |
| New Haven County Connecticut | 1 | $ 183,000 | $ 183,000 | $ 500,000 |
| Alachua County Florida | 1 | $ 323,000 | $ 323,000 | $ 126,000 |
| Broward County Florida | 1 | $ 74,000 | $ 74,000 | $ 86,000 |
| Escambia County Florida | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Nassau County Florida | 1 | $ 228,000 | $ 228,000 | $ 125,000 |
| Orange County Florida | 1 | $ 119,000 | $ 119,000 | $ 91,000 |
| Santa Rosa County Florida | 1 | $ 320,000 | $ 320,000 | $ 106,000 |
| St. Johns County Florida | 1 | $ 411,000 | $ 411,000 | $ 348,000 |
| Cobb County Georgia | 1 | $ 153,000 | $ 153,000 | $ 89,000 |
| Gwinnett County Georgia | 1 | $ 66,000 | $ 66,000 | $ 84,000 |
| Cook County Illinois | 1 | $ 174,000 | $ 174,000 | $ 58,000 |
| Delaware County Indiana | 1 | $ 296,000 | $ 296,000 | $ 6,300,000 |
| Marion County Indiana | 1 | $ 78,000 | $ 78,000 | $ 56,000 |
| Howard County Maryland | 1 | $ 93,000 | $ 93,000 | $ 180,000 |
| Montgomery County Maryland | 1 | $ 218,000 | $ 218,000 | $ 133,000 |
| Talbot County Maryland | 1 | $ 230,000 | $ 230,000 | $ 318,000 |
| Hudson County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Bronx County New York | 1 | $ 280,000 | $ 280,000 | $ 213,000 |
| Chautauqua County New York | 1 | $ 323,000 | $ 323,000 | $ 1,304,000 |
| Kings County New York | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| New York County New York | 1 | $ 286,000 | $ 286,000 | $ 240,000 |
| Brunswick County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 129,000 |
| Clay County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 355,000 |
| Dare County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 99,000 |
| Mecklenburg County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
| Cuyahoga County Ohio | 1 | $ 650,000 | $ 650,000 | $ 4,302,000 |
| Franklin County Ohio | 1 | $ 77,000 | $ 77,000 | $ 32,000 |
| Hocking County Ohio | 1 | $ 68,000 | $ 68,000 | $ 47,000 |
| Lane County Oregon | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| Bradford County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 251,000 |
| Centre County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 33,000 |
| Dauphin County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 72,000 |
| Montour County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 47,000 |
| Pike County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 93,000 |
| Sullivan County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 120,000 |
| Tioga County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Union County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 50,000 |
| Wayne County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 90,000 |
| Wyoming County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 578,000 |
| Newport County Rhode Island | 1 | $ 150,000 | $ 150,000 | $ 150,000 |
| Georgetown County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 240,000 |
| Travis County Texas | 1 | $ 323,000 | $ 323,000 | $ 183,000 |
| Bennington County Vermont | 1 | $ 239,000 | $ 239,000 | $ 383,000 |
| Accomack County Virginia | 1 | $ 323,000 | $ 323,000 | $ 180,000 |
| Alexandria County Virginia | 1 | $ 280,000 | $ 280,000 | $ 80,000 |
| Arlington County Virginia | 1 | $ 896,000 | $ 896,000 | $ 3,295,000 |
| Falls Church County Virginia | 1 | $ 273,000 | $ 273,000 | $ 132,000 |
| Henrico County Virginia | 1 | $ 213,000 | $ 213,000 | $ 135,000 |
| Door County Wisconsin | 1 | $ 229,000 | $ 229,000 | $ 397,000 |
| Sawyer County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for The Bryn Mawr Trust Company in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 3,401 | $576,835,000 | $180,041 | $10,000,000 | $224,875 | $6,832,000 |
| Home Purchase (one-to-four family) | 1,173 | $168,250,000 | $217,277 | $1,418,000 | $725,666 | $6,300,000 |
| Home Improvement (one-to-four family) | 6 | $1,633,000 | $272,000 | $1,500,000 | $29,000 | $74,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 4 | $3,894,000 | $973,000 | $1,700,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,182 | $697,963,000 | $177,826 | $10,000,000 | $229,304 | $6,832,000 |
| Black | 191 | $19,240,000 | $253,500 | $650,000 | $1,443,750 | $6,300,000 |
| Asian or Pacific Islander | 92 | $13,386,000 | $163,000 | $750,000 | $140,000 | $414,000 |
| Information not provided by applicant in mail or telephone application | 53 | $7,029,000 | $137,600 | $323,000 | $77,800 | $246,000 |
| Not applicable | 34 | $7,701,000 | $226,000 | $1,700,000 | $0 | $0 |
| Hispanic | 21 | $3,519,000 | $175,333 | $430,000 | $96,666 | $270,000 |
| Other | 10 | $1,638,000 | $184,000 | $301,000 | $78,500 | $144,000 |
| American Indian or Alaskan Native | 1 | $136,000 | $136,000 | $136,000 | $62,000 | $62,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,584 | $750,612,000 | $178,480 | $10,000,000 | $360,360 | $6,832,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,055 | $662,398,000 | $184,160 | $10,000,000 | $337,880 | $6,832,000 |
| Application Approved But Not Accepted | 403 | $68,197,000 | $183,200 | $3,000,000 | $446,700 | $4,302,000 |
| Application Denied By Financial Institution | 85 | $12,252,000 | $184,800 | $721,000 | $152,200 | $768,000 |
| Application Withdrawn By Applicant | 39 | $7,215,000 | $193,250 | $516,000 | $190,500 | $502,000 |
| File Closed For Incompleteness | 2 | $550,000 | $275,000 | $276,000 | $100,000 | $143,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 37 | $5,688,000 | $196,750 | $721,000 | $269,750 | $768,000 |
| Credit History | 22 | $3,080,000 | $203,000 | $650,000 | $78,000 | $166,000 |
| Debt-To-Income Ratio | 12 | $1,582,000 | $148,666 | $323,000 | $65,000 | $126,000 |
| Unverifiable Information | 8 | $1,080,000 | $135,000 | $288,000 | $63,000 | $114,000 |
| Collateral | 2 | $298,000 | $149,000 | $170,000 | $76,000 | $80,000 |
| Credit Application Incomplete | 1 | $116,000 | $116,000 | $116,000 | $91,000 | $91,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Bryn Mawr Trust Company's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Bryn Mawr Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.